BUYING A PLOT PROCESS

Step Wise guide for successful deals

JULY 14, 2016

Buyers Guide 101

I write this guide for the help for all who are looking to buy in Jinnah Garden, Islamabad or anywhere. I
am like many of you who looked for information here and there but found no single place for most of the
information. I secured property deal after 3-4 years of research. This motivated me to write this guide to
help those who have not much clue on how to secure a good deal. If this guide helps you always remember
me in your prayers and like this Facebook group: https://www.facebook.com/JinnahGardenIslamabad
For more info you can contact me on: 0331-5026842

Here are the steps to buy in Jinnah Garden, Islamabad or buying any property in general.

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Plot Area Selection

1. Firstly select an area where you want to buy.

a. Based on developer past projects
b. Based on previous delivered projects of society
c. Based on rates trend going there for the past few months/years
2. Thoroughly survey all the streets for the purpose of information with dealers or alone meeting
locals and having casual chat.
3. Here are the things you should be giving a close look to (keep this as a list with you) when you
shortlist few streets which you like:
a. Location
b. Electricity (Available, Underground or not)
c. Gas
d. Water (Supply/Underground (boaring) at how much ft)
e. Sewerage
f. Sun face (Sun rises in East and Sets in West direction a bit different in summer and
winter)
g. Soil Depression
h. Possession Status
i. Street (Ghera or Carpeted)
j. Corner/Non corner
k. National Assembly plots
l. Disputed plots with Tuba Cooperation or anyone else? Some villagers have also not sold
land to society, so there are areas in patches which are not with society.
m. How close is village to your plot?
n. Wind speed in that area and direction of wind. Sometimes wind comes from polluted
areas to your area which may cause health issues.
4. You can increase things in Sr. 2 list. After seeing these things in multiple plots, you should select
a plot. It is better if you can find some direct owner will save you 1% commission.
5. You will not find direct owners easily. Sometimes you will love a plot that is in your range too but
the deal cannot go through for any reason. So the important thing is be patient and keep getting
the information. You will find a good deal. It will not happen in a day or two you will have to be
patient for some time.
6. The things that are listed above a focused for building a house and buying a possession plot. If
you are just looking for investment you should focus on places where these facilities will soon
come, that increases the rate of your plot.
7. When you love a plot which you have visited and has most of things listed in Sr. no. 2 you should
do istikhara and negotiate with the seller.

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Bayana & Transfer Process

1. Get the market rate of the plot and negotiate with the seller for rate as much close to that. Best
way to get rate is ask 3-4 dealers/owners at least.
2. Buy the plot even if you think it is a good plot but the price is a bit high but not at too much
unrealistic high.
3. Ask the seller to give you a photocopy of plot papers and show you the original.
4. Dealers normally say to pay the token money, insist that you will not pay anything to the dealer
but only his commission once the plot is transferred. Ask him to bring the owner in front and pay
all token/bayana to him.
5. DO NOT PAY ANYTHING before you verify with the society that the documents are not fake. And
he is the owner of the plot as he say he is.
6. DO NOT GET INTO ANY PRESSURE OF DEALER/OWNER of plot. They normally say things like Many
people are behind this plot etc. to pressurize you.
7. Once you are satisfied with the papers go for the deal by paying bayana to the owner and set a
transfer date.
8. Bayana is done on a stamp paper like image below.

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9. This bayana letter is made by an office inside Jinnah garden by this name. Popular office near
allied bank ask anyone everyone knows him. He charges 300 Rs for this.

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10. On the day of transfer go to society office. It is near tehzeeb bakers blue area, Islamabad
Address: 82 West Muzzafar chamber, Blue area, G-7, F-7 Islamabad
Phone: 051-9245155

11. Society charges 23,000 Rs for residential plot of 7 Marla under different heads given below:

12. For next time buying you are not charged membership fees so you buy at 20,000 Rs. You pay
this fees in allied bank close to society on this form below:

13. A transfer set is made by the stamp vendor charges 800-1000 Rs which is needed for transfer, it
is close to society office. Office timings are 9am-5pm Monday to Friday. Original owner with
original CNIC must be present for sale and seller and his original CNIC must be there.
14. This whole process requires an hour only.
15. Owner has to apply for No demand certificate (NDC) 1 week/10 days before the transfer. It is
must for transfer to go through. NDC sample given by society is given below.
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16. After all this process you get an allotment letter like this:

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17. Congratulations now you are a plot holder. Well done.

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Possession Process

1. Next Step is to apply for possession if you want to construct anything on your plot from house to
simple boundary too.
2. Possession charges are 10,000 Rs. Plus 800 Rs stamp paper vendor takes.
3. Possession documents are shown as a sample below:
4. Fees Form:

5. Possession agreement

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After all this process you get a possession letter like this:
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Other Info:

1. Society charges list:

a. Possession: Rs 50/Square Yard
b. Map: 8 Rs/Square Foot
c. Completion: 8 Rs/Square Foot
d. Water Connection: 3 Rs/Square Foot + 7000 Rs

2. Total costs:
a. Cost of plot = x
b. Byana Agreement = 300 Rs
c. Transfer charges = 23000 Rs
d. Transfer set charges = 1000 Rs
e. Possesssion Charges = 10000 Rs
f. Possession set documentation charges = 1000 Rs
g. Total = 35,300 + x (cost of plot)

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