L&T GENERAL INSURANCEMedisure Prime Insurance PDF

Ensure your familys health with
my:health Medisure Prime Insurance
Our lifestyle today has changed in many radical ways than what previous generations had to contend with.
This has increased the susceptibility to health risks in more ways than one. Ensuring your familys health is
most critical to you. But, the ever-spiralling medical and healing costs of even small common illnesses can
actually erode your hard earned savings, leave alone critical illnesses.
L&T Insurance presents
my:health Medisure Prime Insurance

my:health Medisure Prime is a meticulously designed insurance
solution that understands your familys unique health needs and
defines for you a step-by-step plan to ensure it. my:health plans
have been designed through a scientific process that will enable you
to continue enjoying the pleasant moments with your family and
bounce back from a medical emergency, quickly!
What are the key Coverage of my:health Medisure Prime?

Following are the key benefits that are unique to my:health Medisure Prime Insurance. This is our endeavour to bring to you innovative features.
Pay for your policy based on your location
The healthcare costs differ in different cities across India. We have carefully factored the same while arriving at the premium.
So if you belong to a city where the cost of a particular treatment is lower than say Mumbai, you will have to pay a lower rate of
premium (Read on to know which zone you belong to).
In-patient Hospitalisation Expenses

If the treatment of a disease, illness or injury is taken and you are hospitalised as an In-patient for a minimum period of 24 hours we will
pay the medical expenses incurred by you towards;
Room Rent/Boarding & Nursing
ICU Rent/Boarding & Nursing
Fees of Surgeon, Anaesthetist, Nurses and Specialists
Cost of Operation Theatre, diagnostic tests, medicines, blood, oxygen and cost of prosthetic and other devices or equipment if
implanted internally like pacemaker during a Surgical Procedure
This also covers any relapse within 45 days from the date of last hospitalisation at the hospital/nursing home where treatment was
taken. Occurrence of the same illness after 45 days would be a fresh instance of illness.
Pre-hospitalisation
This covers the relevant medical expenses you incur within a period of 60 days before you are admitted to a Hospital/Nursing Home
provided that;
i. Such medical expenses are incurred for the same condition for which your hospitalisation was required and
ii. The In-patient Hospitalisation claim for such hospitalisation is admissible by us.
Post-hospitalisation
This covers the relevant medical expenses, up to a period of 90 days, after you are discharged from the Hospital/Nursing Home provided
that;
i. such medical expenses are incurred for the same condition for which your
hospitalisation was required and
ii. The In-patient Hospitalisation claim for such Hospitalisation is admissible by
us.
Thus, ensuring that you dont have to worry about expenses post-hospitalisation.
Day Care Treatment
This covers the medical expenses for a day care procedure or surgery incurred by
you for treatment or procedures that requires less than 24 hours of
hospitalisation undertaken under general or local anaesthesia which would have
otherwise required hospitalisation. There is no static list for day care procedures
in the Policy as advances in medical science leads to many more being added
continuously. So, whether its recommended by a medical practitioner or even if
it is a new procedure, you can be rest assured that, we will cover it. However,
this cover excludes diagnostic procedures and treatments taken on an
Out-patient basis.
AL
EW
REN
Critical illness
The policy provides an additional cover equivalent to the Sum Insured (which essentially doubles the Sum Insured) for treatment of
following listed critical illness.
a) First Diagnosis of the below-mentioned Illnesses:
Cancer (of specific severity)
Kidney Failure (requiring regular dialysis)
Multiple Sclerosis with persisting symptoms
Primary Pulmonary Arterial Hypertension
b) Undergoing for the first time of the following surgical procedures
Major Organ/Bone marrow Transplant
Aorta Graft Surgery
Open Chest CABG
c) Occurrence for the first time of the following medical events
First Heart Attack (of specific severity)
Stroke (resulting in permanent symptoms)
Insured Person(s) diagnosed with a particular Critical Illness listed above during a policy period shall not be entitled to avail the benefits
under the same Critical Illness for subsequent renewals. However, he may continue to be covered for the remaining critical illnesses.
Maternity and New Born Baby Cover
The policy provides coverage towards maternity expenses and new born baby cover up to the limit of Sum Insured below.
Maximum of 5% of Sum Insured or `25,000 for a normal delivery and 10% of Sum Insured or `50,000 for a caesarean section or
actual cost, whichever is lower.
Coverage is applicable only towards the first two children for Self and lawful Spouse who are covered under a single policy for a
continuous period of 48 months.
New born baby will be covered for a period of 90 days from date of birth within the maternity limits.
Pre or Post natal Medical Expenses will be covered within the limit of Sum Insured under this cover however pre-post hospitalisation
expenses are excluded under this cover.
Hospitalisation due to an Accident

If during the term of your policy, the entire Sum Insured gets used up and there is a second hospitalisation due to an accident, the Sum
Insured of your policy is reinstated or replenished to the extent of claim amount but not exceeding the Sum Insured. This additional
amount will be available only ONCE during the 12-month policy period and shall trigger when the basic Sum Insured opted under the
policy has been exhausted or is inadequate to cover this second hospitalisation due to accident.
Value added Covers
Donor Expenses
We will reimburse Medical expenses incurred towards donor in case of major organ transplant, for the harvesting of the organ
provided that:
The Organ donor is any person in accordance with the Transplantation of Human Organs Act 1994 (amended) and other
applicable laws and rules,
The Organ donated is for the use of the Insured Person.
Coverage under this section excludes Pre-Post hospitalisation expenses, donor screening, cost of organ or any other medical
treatment for the donor consequent on the harvesting.
Hospital Cash: We will pay for Daily Hospital Cash Allowance of `1000 per day from day 4 to day 10 provided hospitalisation
exceeds 3 days continuously.
Ambulance Charges: Reimbursement upto `1500 will be provided for expenses incurred towards transportation by
ambulance to the Hospital/Nursing Home for treatment of the disease/illness/injury necessitating admission to Hospital/
Nursing Home.
Recovery benefit: We will pay a lump sum amount of `10,000 in case hospitalisation exceeds 10 continuous days.
Expenses on accompanying person: We will pay `500/- per day for maximum period of 7 days towards expenses of
accompanying person for the treatment of Insured in Hospital/Nursing home exceeding 3 days.
Other Features
Two year policy option allows you to renew you policy at the end of 24 months v/s the traditional 12 months
FREE Health Check up after every two consecutive renewals once you are above 45 years at the time of the 2nd renewal
Pre-Existing Diseases: Medical expenses arising out of your pre-existing diseases are covered from the 3rd year of your Policy, after
you have been continuously insured with us for 24 months
Instant Policy issuance and no medical test if you are below 45 years at the time of policy issuance with no adverse medical
history.
Lifetime renewal of Policy
What is the L&T Insurance Advantage?

For over 7 decades, across industries, the L&T Group practised and perfected incisive solutions and its precise delivery. We are a state-of-the-art,
technologically-driven company that has the calibre and expertise to provide world-class customer service.
Our rigorous innovative and unique product benefits coupled with seamless customer support is what will give you the L&T Insurance
Advantage:
Claims Service Assurance* Cashless decision within 6 business hours (where the request is received between 9 am to 9 pm on working
days) and Reimbursement claim settlement within 6 working days. During non-working hours decision will be in a maximum of 8 hours.
Concierge service* Available on request in select cities, to personally assist you during the cashless procedure between 9 am to 9 pm
on working days, when there is a claim.
Personal Case manager* Available at your option to meet you with prior appointment to explain the benefits and clarify your doubts on
the Policy.
24x7 claims assistance
*Service features are inbuilt into the policy and will be available to all Insured Persons without any additional cost.
What are the value added benefits available of my:health Medisure Prime?
Your my:health Medisure Prime offers you a host of value added benefits:
Family Floater Option: You can cover up to 4 members of your family
your lawful spouse & 2 dependent children up to the age of 18 years
under a single policy and single sum insured.
Family Discount: If you choose to opt for Individual Sum Insured for
each of your family members under a single policy instead of a Family
Floater option, you are eligible to get a Family Discount of 10% on the
total premium payable for covering more than 2 members which
include yourself, spouse, dependent children and dependant parents.
Family discount will be available for a maximum of 6 persons only.
Cumulative Bonus: The Sum Insured of your policy progressively
increases by 5% on every renewal, for every claim-free year, subject to
a maximum accumulation of 50% of your Sum Insured (If a claim is
made, the Cumulative Benefit that has accrued will be available for claim but will become zero from the next renewal).
Income Tax Benefit: You can get tax exemption on the premium paid under section 80D of the Income Tax Act.
Free-Look Period: 15 days from date of receipt of Policy documents, you have the option to cancel the Policy if you are not satisfied with
the coverage, terms of the Policy, provided there is no claim. A minimum premium towards medical test charges, stamp duty and
proportionate risk premium will be retained by us (If Policy has already commenced). Refund will not be applicable if you have made a
claim against the Policy during that period.
Who all can be covered under my:health Medisure Prime

and what is the age limit for different family members?
Entry age for you (the proposer) is 18 years and you can opt for this policy up to the age of
65 years
Renewal of the Policy is for your lifetime
Children above the age of 3 months and adults below the age of 65 years can be covered
in this policy
Children up to the age of 18 years can be covered only if one or both parents are covered
If you are above the age of 45, your policy issuance is subject to Pre-acceptance medical
tests and subsequent approval by us
What are the Medical Test Requirements?

All Individuals up to 45 years (age as on last birthday as at Policy inception) have to fill a
declaration on the Proposal Form. If any medical adversity exists, only then will you be required
to undergo appropriate medical tests.
The age group 46-65 years (age as on last birthday as at Policy inception) will be required to undergo the following pre-acceptance medical
tests
Scenarios
Medical Tests Requirement
Age* group 46 - 55 years
Medical Examination Report, Electrocardiogram, Serum Triglycerides,

Fasting Blood Sugar, Serum Creatinine, Urinalysis, SGOT & SGPT.
Age* group 56 - 65 years
Medical Examination Report, Electrocardiogram, Complete Blood Count,

Lipid Profile, Fasting & Post Prandial Blood Sugar, Serum Creatinine,
Urinalysis, SGOT, SGPT and GGT.
*Age as on last birthday as at Policy inception date to be considered.
Medical tests will be conducted at our list of diagnostic centers and 100% cost for the same will be borne by us. Based on the evidence from
the above reports the Company may call for additional reports on a case to case basis to determine the acceptance of a Proposal. 50% Cost
(On our pre agreed rates with the network provider) of any additional test shall be borne by the Insurer for accepted proposals.
Medical Underwriting
Proposers above 45 years of age and those having medical history are subject to Medical Underwriting by the Company. We reserve the right
to accept such proposals on standard terms/Decline/Accept with exclusion or Premium loading (up to maximum of 100% on basic Premium).
These loadings are applied from Commencement Date of the Policy including subsequent renewal(s) with us.
What is the range of Sum Insured under my:health Medisure Prime?

`3 lac to `10 lacs in multiples of 1 lakh.
What does my:health Medisure Prime not cover?
All pre-existing diseases/illness/injury/conditions as defined in the Policy, until 24 months of continuous covers have elapsed since
inception of the first Policy with us.
Any disease contracted and/or medical expenses incurred in respect of any disease/illness by the Insured/Insured Person during the first 30
days from the commencement date of the Policy except in case of accidental injuries. This exclusion doesnt apply for Insured/Insured
Person having any health insurance indemnity policy in India atleast for 1 year prior to taking this Policy as well as for subsequent renewals
with the Company without a break.
All expenses along with their complications on treatment towards Cataract, Hysterectomy for Menorrhagia or Fibromyoma, Knee
Replacement Surgery (other than caused by an accident), Arthritis, Rheumatism, Joint Replacement Surgery (other than caused by
accident), Prolapse of Intervertibral discs (other than caused by accident), Varicose Veins and Varicose Ulcers, Hernia, Stones in the urinary
uro-genital and biliary systems, Benign Prostate Hypertrophy, Hydrocele, Congenital internal anomoly, Fistula in anus, Piles, Pilonidal sinus,
Chronic Suppurative Otitis Media (CSOM), Deviated Nasal Septum, Sinusitis and related disorders, Surgery on tonsils/Adenoids, gastric and
duodenal ulcer, any type of Cysts/Nodules/Polyps, and any type of Breast lumps, Hypertension and Diabetes and related complications
during the first two years (24 months) of continuous operation of this insurance cover.
Diabetes & Related complications include: Diabetic Retinopathy, Diabetic Nephropathy, Diabetic Foot/Wound, Diabetic Angiopathy,
Diabetic Neuropathy, Hyper/Hypoglycemic Shocks.
Hypertension & Related complications include: Coronary Artery Disease, Cerebrovascular Accident, Hypertensive Nephropathy, Internal
Bleed/Haemorrhages. If these diseases are pre-existing at the time of proposal or subsequently found to be pre-existing exclusion 1 above
shall apply.
Any treatment arising from or traceable to pregnancy, childbirth including caesarean section until 48 months of continuous coverage has
elapsed since the inception of the first policy with us. However, this exclusion/waiting period will not apply to Ectopic Pregnancy proved
by diagnostic means and certified to be life threatening by the attending Medical Practitioner.
Any Domiciliary Hospitalisation/Treatment.
Circumcision unless necessary for treatment of a disease, illness or injury not excluded hereunder or due to an accident.
Genetic disorder and stem cell implantation/surgery.
Dental treatment or surgery of any kind unless necessitated due to an accident and requiring minimum 24 hours hospitalisation or
treatment of irreversible bone disease involving the jaw which cannot be treated in any other way, but not if it is related to gum disease
or tooth disease or damage.
Birth control procedures, hormone replacement therapy and voluntary termination of pregnancy during the first 12 weeks from the date
of conception.
Routine medical, eye and ear examinations, cost of spectacles, laser surgery for cosmetic purposes or corrective surgeries, contact lenses
or hearing aids, vaccinations except post-bite treatment or for new born baby up to 90 days, issue of medical certificates and examinations
as to suitability for employment or travel.
All expenses arising out of any condition directly or indirectly caused due to or associated with human T-call Lymph tropic virus type III
(HTLV-III) or Lymphadinopathy Associated Virus (LAV) or Acquired Immune Deficiency Syndrome (AIDS), AIDS related complex syndrome
(ARCS) and all diseases/illness/injury caused by and/or related to HIV and sexually transmitted diseases.
Vitamins and tonics unless forming part of treatment for disease, illness or injury and prescribed by a Medical Practitioner.
Instrument used in treatment of Sleep Apnea Syndrome (C.P.A.P.) and Continuous Peritoneal Ambulatory Dialysis (C.P.A.D.) and Oxygen
Concentrator for Bronchial Asthmatic Condition, Infusion pump or any other external devices used during or after treatment.
Artificial life maintenance, including life support machine use, where such treatment will not result in recovery or restoration of the
previous state of health.
Treatment for developmental problems including learning difficulties eg. Dyslexia, behavioural problems including Attention Deficit
Hyperactivity Disorder (ADHD).
Treatment for general debility, ageing, convalescence, run-down condition or rest cure, congenital external anomalies or defects, sterility,
infertility including IVF, impotency, venereal disease, puberty, menopause or intentional self-injury, suicide or attempted suicide (whether
sane or insane).
Certification/Diagnosis/Treatment by a family member or from persons not registered as Medical Practitioners under the respective Medical
Councils, or any diagnosis or treatment that is not scientifically recognised or experimental or unproven.
Ailment requiring treatment due to use, abuse or a consequence of an abuse of any substance, intoxicant, drug, alcohol or hallucinogen
and treatment for de-addiction, or rehabilitation.
Any illness or hospitalisation arising or resulting from the Insured/Insured person or any of his family members committing any breach of
law with criminal intent.
Any treatment received in convalescent homes, convalescent hospitals, health hydros, nature cure clinics or similar establishments.
Prostheses, corrective devices and medical appliances, which are not required intra-operatively for the disease/illness/injury for which the
Insured/Insured Person was hospitalised.
Any stay in Hospital without undertaking any treatment or any other purpose other than for receiving eligible treatment of a type that
normally requires a stay in the hospital.
Treatment of any mental illness or sickness or disease including a psychiatric condition, disorganisation of personality or mind, or emotions
or behaviour, Parkinson's or Alzheimers disease even if caused or aggravated by or related to an Accident or Illness or general debility or
exhaustion (run-down condition).
Any cosmetic surgery unless forming part of treatment for cancer or burns, surgery for sex change or treatment of obesity/morbid obesity
or treatment/surgery/complications/illness arising as a consequence thereof.
Charges incurred primarily for diagnostic, X-ray or laboratory examinations or other diagnostic studies not consistent with or incidental to
the diagnosis and treatment even if the same requires confinement at a Hospital/Nursing Home.
Costs of donor screening.
Any form of Non-Allopathic treatment, Naturopathy, Hydrotherapy, Ayurvedic, Homeopathy, Acupuncture, Reflexology, Chiropractic
treatment or any other form of indigenous system of medicine.
Insured/Insured Persons whilst engaging in speed contest or racing of any kind (other than on foot), bungee jumping, parasailing,
ballooning, parachuting, skydiving, paragliding, hang gliding, mountain or rock climbing necessitating the use of guides or ropes,
potholing, abseiling, deep sea diving using hard helmet and breathing apparatus, polo, snow and ice sports or involving a naval military
or air force operation.
Insured/Insured Person whilst flying or taking part in aerial activities (including cabin crew) except as a fare-paying passenger in a regular
Scheduled Airline or Air Charter Company.
All expenses caused by ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the
combustion of nuclear fuel.
All expenses directly or indirectly, caused by or arising from or attributable to foreign invasion, act of foreign enemies, hostilities, warlike
operations (whether war be declared or not or while performing duties in the armed forces of any country), civil war, public defense,
rebellion, revolution, insurrection, military or usurped power.
All non-medical expenses including but not limited to convenience items for personal comfort not consistent with or incidental to the
diagnosis and treatment of the disease/illness/injury for which the Insured/Insured Person was hospitalised, Ambulatory devices, walker,
crutches, belts, collars, splints, slings, braces, stockings of any kind, diabetic footwear, glucometer/thermometer and any medical equipment
that is subsequently used at home except when they form part of Room expenses.
Service charges levied by the hospital, except registration/admission charges.
What is the cancellation procedure for my:health Medisure Prime?

In case you wish to cancel the Policy, you may intimate us by giving 15 days notice in writing and we will refund the premium for the unexpired
term as per the short period scale given below.
Period of Cover up to
Refund of Annual Premium rate (%)
1 Month
75%
3 Months
50%
6 Months
25%
Exceeding Six Months up to 365 days
NIL
For two year policies we will retain 15% of the premium for the balance period.
Eg. 2 Year Policy issued for 730 days.
Cancellation request received on day 395(1 year and 1 month).
The amount refunded will be calculated as follows:
The amount to be refunded will be 15% less than the pro-rata premium for the balance period. 2 year premium `1000. Utilised period 395
days, unutilised period 335. Pro-rata premium for unutilised premium will be `458.9
Refund amount shall be `458.9-15% i.e (`458.9 `68.83) = `390
No refund will be done if you have reported a claim under the policy.
What are the renewal terms of my:health Medisure Prime?

You can renew your Policy by making a request to us before the expiry date. You can also renew policy within 30 days from expiry of your Policy
subject to the fact that the premium for the renewal is received within the same period. In such a situation, you will be eligible to continuity
benefits like the cumulative benefits and others. Please note that we shall not be liable for any claims arising out of ailments/hospitalisation
during the period between expiry and renewal.
If the renewal of the Policy is not done within 30 days of due date, it will be considered as a new policy.
We will not be liable to pay hospitalisation expenses incurred during break period. Any disease/condition contracted in the break in period will
not be covered and will be treated as Pre-existing condition.
The Policy can be renewed for lifetime unless:

I.
Any fraud, non cooperation, misrepresentation or suppression of material facts as sought to be declared on the Proposal form by You or
on Your behalf is found either in obtaining insurance or subsequently in relation thereto or,
II. We have discontinued issuance of Policy under this Product, in which event You will have the option of renewal under any similar Policy
being issued by us; provided however, benefits payable shall be subject to the terms contained in such other Policy. Such modification or
revision of the terms and conditions of the Product shall be intimated to you 3 months in advance along with reasons of modification and
revision.
A change in the Sum Insured is allowed on renewals, however it may be subject to Medical test and subsequent Underwriting approval. Any
enhanced Sum Insured during subsequent policy renewals will not be available for an illness, disease, injury already contracted under the
preceding policy periods. All Waiting periods as defined in the Policy shall apply for this enhanced limit from the effective date of enhancement
of such Sum Insured considering such Policy Period as the first Policy with Us. Sum Insured enhancement will be subject to Underwriting
approval.
Based on the experience of the Product, Premium, terms and conditions may be revised subject to prior approval of Insurance Regulatory and
Development Authority. Such revision shall be intimated to you 3 months in advance with an option of renewal under any similar Policy being
issued by us. However, benefits payable shall be subject to the terms contained in such other Policy. Individual Claims experience loading is not
applicable under the Policy.
If you are above the age of 70 years, there is a 25% co-payment obligation as there is no further premium increase.
For any changes desired at the time of Renewal, please communicate with us. Contact Details are provided at the end of the document.
In case of floater Policies, where dependent child crosses age 18 years, renewal can be done in a separate Policy under the same Product or
any other available Products with continuity benefits.
The Company reserves its right to vary the premium from time to time subject to approval of IRDA (Insurance Regulatory and Development
Authority).
Portability Option: Portability will be provided on this Policy in accordance to IRDA guidelines issued on Portability from time to time. You
may approach another insurer at least 45 days before the expiry date to avoid any break in coverage. Portability benefits are not automatically
applicable under the Policy unless application for portability has been specifically made and subsequently accepted by the Company.
How are the Zones classified for premium calculation?

For the purpose of premium calculation, there are 3 major Zones classified on the basis of your location:
Zone I (All India Cover): Mumbai, Thane, Navi Mumbai, Delhi and NCR Regions
Zone II: Chennai, Hyderabad, Bangalore, Pune, Kolkata and Gujarat Regions
Zone III: Rest of India (other than Zone I and Zone II locations)
Zone I premium gives you an All-India cover. i.e., you can avail treatment all
over India without any co-payment
Zone II premium allows you to avail treatment in Zone II and Zone III locations
without any sub-limits. But if you have to avail treatment in a Zone I city, you will
have to bear a 10% co-payment on each and every claim
Zone III premium allows you to avail treatment only in Zone III locations
without sub-limits. In case you have to avail treatment in a Zone II location, you will
have to bear a 10% co-payment on each and every claim. And if you have to avail
treatment in a Zone I location, you will have to bear a 20% co-payment on each
and every claim
You have a choice to opt for Zone I (All India Cover) even if you belong to a Zone II or
III by paying the premium applicable under Zone I.
To find out which Zone you belong to please visit us at www.ltinsurance.com/
call us at 1800-209-5846/visit our nearest office or contact your insurance agent.
What is the premium payable for my:health Medisure Prime?

The Premium will be based on the age of the senior most member in the Policy, Zone of cover, total number of persons you wish to cover, the
policy tenure and Sum Insured you opt for. Please refer the rating chart attached.
Please visit us at www.ltinsurance.com to buy online or call us at 1800-209-5846/visit our nearest office or contact your insurance
agent.
How do I get my:health Medisure Prime Policy?

For person below 45 years with a clean medical history, all you need to do is fill
in the necessary details in the Proposal Form and hand it over along with your
premium payment instrument to your Insurance Advisor or at any of our offices.
You will be given an Instant Policy Kit. All proposals above 45 years or for
proposals below 45 years of age with an adverse medical/claim history will have
to undergo a pre-enrolment medical test.
What is the process to lodge a Claim under my:health Medisure Prime?

For cashless* hospitalisation: (*cashless facility is available only at our network hospitals)
You will need to contact us at the contact numbers provided on your health card immediately
You need to submit a Cashless Request form to us, along with all information and documents pertaining to the illness as required
Our representative will guide you further and help you process the request and based on the coverage under your policy the cashless
request will be approved.
For a reimbursement of expenses: (at other hospitals outside of our network) or at network hospitals where cashless is not availed:
You will need to collate the original bills along with other documents as required and submit it to the address mentioned in your policy
schedule.
In case of planned hospitalisation, please inform us 72 hours in advance and in case of emergency within 24 hours of admission. (Our network
of hospitals as well as documentation for cashless claims is available in detail on www.ltinsurance.com)
Our Claims settlement procedure is quick and transparent. For any kind of support or information, please call our helpline 1800-209-5846 or
write to us at myhealthclaim@ltinsurance.com. Undue delay in intimation of claim or submission of documents may prejudice a claim.
Third Party Administrator
< Name of the TPA > is a TPA appointed by us for processing of Claims however ultimate responsibility of Acceptance or rejection of a Claim
lies with us only.
To understand the claims process in detail, and to get a checklist of the documentation, please visit www.ltinsurance.com and view the
claims process section.
Special channel for Insured Persons who are Senior Citizens
Good things come with time and so for our customers who are above 60 years of age we have created special channels to address any health
insurance related query. At L&T Insurance, our senior citizen customers can reach us through the below dedicated channels to enable us to
service them promptly
Dedicated prompt in our Toll Free Number 1800-209- 5846 (1800-209- LTIN )
SMS SENIOR to 5607058
Email us at senior@ltinsurance.com
IRDA Reg. no. 146 Insurance is the subject matter of the solicitation. L&T Insurance is the brand of L&T General Insurance Company Limited.
Advt. ref. no. LTGICL/HL-09/Sep-2013
The information provided here includes only the salient features of my:health Medisure Prime.
For more details please call us Toll Free on 1800-209-5846 or call a branch in your city on the numbers given below.
Alternatively, to get a Quick-Quote you can log on to www.ltinsurance.com, or leave your name and number if you want us to contact you.
You can even SMS <my:health Medisure Prime> <your name> to 5607058
Reach us at the touch points below

Toll - free No.:
1800-209-5846 (1800-209-LTIN)
SMS:
LTI to 5607058 (56070LT). We will call you back.
Email:
help@ltinsurance.com
Write to us:
L&T General Insurance Company Limited
6th Floor, City 2, Plot no. 177, CST Road,
Near Bandra-Kurla Telephone Exchange, Kalina,
Santacruz East, Mumbai 400098
Registered Office: L&T Insurance, L&T House, N.M. Marg, Ballard Estate, Mumbai - 400001.
IRDA Registration No. 146. Insurance is the subject matter of solicitation.
Unique Identification Number - IRDA/NL-HLT/L&TGI/P-H/V.I/250/13-14
Advt. Ref. No. LTGICL/FY13-14/ 047
LTGICL/HL-09/Sep-2013
Website:
www.ltinsurance.com
Individual
PRIME INDIVIDUAL PRODUCT
Rates are exclusive of Service Tax
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
Amounts are in Rs
SI 300000
SI 400000
SI 900000
SI 1000000
12,085
14,615
17,145
19,548
28,346
36,779
47,414
71,026
103,265
136,996
204,460
255,057
305,655
12,690
15,346
18,002
20,525
29,763
38,618
49,785
74,578
108,428
143,846
214,683
267,810
320,937
Zone 2 : B'lore,Kolkata,Chennai,Hyderabad,Pune,Gujarat
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
5,728
6,950
8,131
9,269
10,196
11,012
6,918
8,401
9,829
11,205
12,326
13,312
8,108
9,853
11,527
13,141
14,455
15,612
9,353
11,272
13,188
15,035
16,538
17,861
13,820
16,438
19,232
21,924
24,117
26,046
17,786
21,276
24,893
28,378
31,215
33,712
22,870
27,407
32,066
36,555
40,211
43,428
33,974
40,954
47,916
54,624
60,086
64,893
48,894
59,364
69,456
79,180
87,097
94,065
64,757
78,716
92,098
104,992
115,491
124,730
96,483
117,421
137,383
156,617
172,278
186,061
120,277
146,450
171,347
195,335
214,869
232,058
144,071
175,479
205,310
234,054
257,459
278,056
11,563
13,978
16,392
18,754
27,349
35,398
45,599
68,138
98,769
130,967
195,364
243,661
291,959
Zone 3 : Rest of India

SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
6,611
7,735
8,818
9,699
10,475
7,990
9,348
10,657
11,723
12,660
9,369
10,961
12,496
13,746
14,845
10,740
12,566
14,325
15,757
17,018
15,712
18,383
20,956
23,052
24,896
20,308
23,760
27,087
29,796
32,179
26,149
30,594
34,877
38,365
41,434
39,018
45,651
52,043
57,247
61,827
56,461
66,059
75,308
82,838
89,466
74,846
87,570
99,829
109,812
118,597
111,616
130,590
148,873
163,760
176,861
139,193
162,856
185,656
204,221
220,559
166,770
195,121
222,438
244,682
264,257
10,999
13,293
15,587
17,869
26,141
33,788
43,506
64,918
93,939
124,527
185,704
231,587
277,470
4,940
5,961
6,981
8,114
12,131
15,533
19,942
29,469
42,137
55,747
82,968
103,383
123,798
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
4,507
5,435
6,363
7,433
11,203
14,296
18,333
26,994
38,425
50,798
75,544
94,103
112,663
6,283
7,592
8,901
10,225
15,010
19,372
24,932
37,147
53,653
71,102
106,000
132,174
158,347
Individual
SI 800000
10,173
12,302
14,432
16,454
23,860
30,959
39,911
59,786
86,923
115,317
172,104
214,695
257,285
11,190
13,533
15,875
18,100
26,246
34,055
43,902
65,765
95,616
126,849
189,315
236,164
283,014
Individual
SI 400000
4,290
5,172
6,053
7,093
10,739
13,677
17,529
25,757
36,569
48,323
71,832
89,463
107,095
Zone 1 : Delhi,NCR,Mumbai,Thane,New Mumbai

SI 500000
SI 600000
SI 700000
7,627
8,924
9,224
10,792
10,820
12,660
12,337
14,434
17,889
20,930
23,211
27,157
29,923
35,010
44,824
52,444
65,170
76,248
86,457
101,155
129,033
150,969
160,965
188,329
192,896
225,689
SI 500000
5,451
6,581
7,711
8,917
13,225
16,993
21,839
32,388
46,515
61,585
91,724
114,328
136,933
2 Adults
Age refers to age of oldest individual -- Rates are exclusive of Service Tax
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
6,535
7,881
9,226
10,778
16,805
21,444
27,500
40,491
57,638
76,197
113,316
141,155
168,995
18,401
22,252
26,103
29,761
44,645
57,927
74,678
111,867
162,642
215,769
322,025
401,715
481,406
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
8,306
10,078
11,790
13,440
14,784
15,967
10,031
12,181
14,252
16,247
17,873
19,302
11,757
14,287
16,714
19,054
20,960
22,637
13,562
16,344
19,123
21,801
23,980
25,898
20,730
24,657
28,848
32,886
36,176
39,069
26,679
31,914
37,340
42,567
46,823
50,568
34,305
41,111
48,099
54,833
60,317
65,142
50,961
61,431
71,874
81,936
90,129
97,340
73,341
89,046
104,184
118,770
130,646
141,098
97,136
118,074
138,147
157,488
173,237
187,095
144,725
176,132
206,075
234,926
258,417
279,092
180,416
219,675
257,021
293,003
322,304
348,087
216,107
263,219
307,965
351,081
386,189
417,084
16,766
20,268
23,768
27,193
41,024
53,097
68,399
102,207
148,154
196,451
293,046
365,492
437,939
9,110
11,008
12,906
14,826
22,515
29,058
37,398
55,721
80,480
106,653
159,000
198,261
237,521
2 Adults
SI 800000
14,751
17,838
20,926
23,858
35,790
46,439
59,867
89,679
130,385
172,976
258,156
322,043
385,928
16,226
19,623
23,019
26,245
39,369
51,083
65,853
98,648
143,424
190,274
283,973
354,246
424,521
2 Adults
SI 400000
6,221
7,499
8,777
10,285
16,109
20,516
26,294
38,636
54,854
72,485
107,748
134,195
160,643
Amounts are in Rs
SI 900000
SI 1000000
17,523
21,192
24,860
28,345
42,519
55,169
71,121
106,539
154,898
205,494
306,690
382,586
458,483
7,163
8,643
10,122
11,765
18,197
23,300
29,913
44,204
63,206
83,621
124,452
155,075
185,697
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85

SI 500000
SI 600000
SI 700000
11,059
12,940
13,375
15,648
15,689
18,357
17,889
20,929
26,834
31,395
34,817
40,736
44,885
52,515
67,236
78,666
97,755
114,372
129,686
151,733
193,550
226,454
241,448
282,494
289,344
338,534
SI 500000
7,904
9,542
11,181
12,930
19,838
25,490
32,759
48,582
69,773
92,378
137,586
171,492
205,400

SI 600000
SI 700000
9,586
11,216
11,586
13,555
13,585
15,893
15,573
18,221
23,568
27,575
30,462
35,640
39,224
45,891
58,527
68,477
84,692
99,089
112,269
131,355
167,424
195,885
208,790
244,284
250,155
292,682
SI 800000
12,786
15,453
18,119
20,771
31,434
40,631
52,316
78,065
112,962
149,744
223,310
278,484
333,657
14,064
16,998
19,932
22,848
34,578
44,694
57,548
85,871
124,257
164,718
245,640
306,332
367,023
SI 900000
SI 1000000
15,189
18,357
21,525
24,676
37,344
48,269
62,151
92,741
134,199
177,896
265,292
330,839
396,386
15,949
19,275
22,601
25,910
39,212
50,682
65,259
97,377
140,909
186,791
278,556
347,381
416,205
2 Adults
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
6,535
7,881
9,226
10,778
16,805
21,444
27,500
40,491
57,638
76,197
113,316
141,155
168,995
18,401
22,252
26,103
29,761
44,645
57,927
74,678
111,867
162,642
215,769
322,025
401,715
481,406
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
8,306
10,078
11,790
13,440
14,784
15,967
10,031
12,181
14,252
16,247
17,873
19,302
11,757
14,287
16,714
19,054
20,960
22,637
13,562
16,344
19,123
21,801
23,980
25,898
20,730
24,657
28,848
32,886
36,176
39,069
26,679
31,914
37,340
42,567
46,823
50,568
34,305
41,111
48,099
54,833
60,317
65,142
50,961
61,431
71,874
81,936
90,129
97,340
73,341
89,046
104,184
118,770
130,646
141,098
97,136
118,074
138,147
157,488
173,237
187,095
144,725
176,132
206,075
234,926
258,417
279,092
180,416
219,675
257,021
293,003
322,304
348,087
216,107
263,219
307,965
351,081
386,189
417,084
16,766
20,268
23,768
27,193
41,024
53,097
68,399
102,207
148,154
196,451
293,046
365,492
437,939
9,110
11,008
12,906
14,826
22,515
29,058
37,398
55,721
80,480
106,653
159,000
198,261
237,521
2 Adults
SI 800000
14,751
17,838
20,926
23,858
35,790
46,439
59,867
89,679
130,385
172,976
258,156
322,043
385,928
16,226
19,623
23,019
26,245
39,369
51,083
65,853
98,648
143,424
190,274
283,973
354,246
424,521
2 Adults
SI 400000
6,221
7,499
8,777
10,285
16,109
20,516
26,294
38,636
54,854
72,485
107,748
134,195
160,643
Amounts are in Rs
SI 900000
SI 1000000
17,523
21,192
24,860
28,345
42,519
55,169
71,121
106,539
154,898
205,494
306,690
382,586
458,483
7,163
8,643
10,122
11,765
18,197
23,300
29,913
44,204
63,206
83,621
124,452
155,075
185,697
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85

SI 500000
SI 600000
SI 700000
11,059
12,940
13,375
15,648
15,689
18,357
17,889
20,929
26,834
31,395
34,817
40,736
44,885
52,515
67,236
78,666
97,755
114,372
129,686
151,733
193,550
226,454
241,448
282,494
289,344
338,534
SI 500000
7,904
9,542
11,181
12,930
19,838
25,490
32,759
48,582
69,773
92,378
137,586
171,492
205,400

SI 600000
SI 700000
9,586
11,216
11,586
13,555
13,585
15,893
15,573
18,221
23,568
27,575
30,462
35,640
39,224
45,891
58,527
68,477
84,692
99,089
112,269
131,355
167,424
195,885
208,790
244,284
250,155
292,682
SI 800000
12,786
15,453
18,119
20,771
31,434
40,631
52,316
78,065
112,962
149,744
223,310
278,484
333,657
14,064
16,998
19,932
22,848
34,578
44,694
57,548
85,871
124,257
164,718
245,640
306,332
367,023
SI 900000
SI 1000000
15,189
18,357
21,525
24,676
37,344
48,269
62,151
92,741
134,199
177,896
265,292
330,839
396,386
15,949
19,275
22,601
25,910
39,212
50,682
65,259
97,377
140,909
186,791
278,556
347,381
416,205
2 Adults and 1 Child

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
7,437
8,968
10,499
12,264
19,045
24,303
31,166
45,890
65,323
86,357
128,425
159,975
191,527
20,939
25,321
29,703
33,866
50,597
65,651
84,635
126,783
184,328
244,538
364,961
455,277
545,593
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
9,451
11,468
13,416
15,294
16,823
18,170
11,415
13,862
16,218
18,488
20,338
21,965
13,378
16,257
19,020
21,683
23,851
25,760
15,432
18,599
21,760
24,808
27,288
29,471
23,494
27,945
32,694
37,271
40,999
44,278
30,236
36,169
42,318
48,243
53,066
57,310
38,879
46,592
54,512
62,144
68,359
73,828
57,756
69,622
81,457
92,861
102,146
110,318
83,120
100,919
118,075
134,606
148,065
159,911
110,087
133,817
156,567
178,486
196,335
212,041
164,021
199,616
233,551
266,249
292,873
316,304
204,471
248,965
291,290
332,070
365,277
394,499
244,921
298,314
349,027
397,892
437,680
472,695
19,079
23,064
27,047
30,944
46,493
60,177
77,518
115,835
167,907
222,644
332,119
414,224
496,330
10,367
12,527
14,687
16,871
25,517
32,932
42,384
63,150
91,210
120,873
180,200
224,696
269,190
SI 800000
16,785
20,298
23,813
27,149
40,562
52,630
67,849
101,636
147,769
196,039
292,577
364,982
437,385
18,464
22,329
26,194
29,865
44,618
57,894
74,633
111,801
162,547
215,643
321,836
401,479
481,124
SI 400000
7,079
8,534
9,987
11,703
18,256
23,251
29,799
43,787
62,167
82,149
122,114
152,087
182,062
Amounts are in Rs
SI 900000
SI 1000000
19,940
24,115
28,289
32,254
48,188
62,524
80,604
120,744
175,551
232,893
347,582
433,597
519,614
8,151
9,836
11,519
13,388
20,623
26,406
33,901
50,097
71,633
94,770
141,046
175,751
210,457
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85

SI 500000
SI 600000
SI 700000
12,585
14,725
15,220
17,807
17,853
20,889
20,356
23,816
30,411
35,581
39,459
46,167
50,869
59,517
76,201
89,155
110,789
129,622
146,977
171,964
219,356
256,647
273,641
320,159
327,923
383,671
SI 500000
8,994
10,859
12,723
14,713
22,483
28,888
37,126
55,060
79,076
104,695
155,931
194,358
232,786

SI 600000
SI 700000
10,908
12,763
13,184
15,424
15,459
18,086
17,721
20,734
26,710
31,251
34,524
40,392
44,453
52,010
66,331
77,607
95,984
112,300
127,238
148,869
189,747
222,003
236,628
276,855
283,509
331,706
SI 800000
14,550
17,584
20,618
23,636
35,625
46,048
59,291
88,473
128,024
169,709
253,084
315,615
378,145
16,003
19,343
22,681
25,999
39,188
50,653
65,221
97,320
140,825
186,680
278,392
347,176
415,959
SI 900000
SI 1000000
17,284
20,889
24,494
28,080
42,323
54,704
70,438
105,106
152,092
201,615
300,664
374,950
449,237
18,148
21,933
25,719
29,484
44,440
57,440
73,960
110,361
159,696
211,696
315,697
393,698
471,699
2 Adults and 2 Children

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
9,139
11,028
12,915
15,011
23,049
29,513
37,890
55,991
80,060
105,919
157,639
196,428
235,216
Amounts are in Rs
SI 900000
SI 1000000
22,357
27,038
31,718
36,164
53,857
69,880
90,087
134,949
196,204
260,292
388,474
484,608
580,745
23,477
28,390
33,304
37,971
56,550
73,374
94,592
141,698
206,013
273,307
407,898
508,839
609,780
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
10,597
12,858
15,042
17,148
18,863
20,372
12,798
15,542
18,184
20,729
22,803
24,627
15,000
18,228
21,325
24,311
26,742
28,882
17,303
20,853
24,398
27,815
30,595
33,043
26,258
31,232
36,541
41,656
45,822
49,487
33,793
40,424
47,297
53,918
59,309
64,053
43,453
52,073
60,925
69,455
76,401
82,513
64,551
77,813
91,040
103,786
114,163
123,297
92,899
112,792
131,966
150,442
165,484
178,724
123,038
149,560
174,986
199,485
219,433
236,987
183,318
223,100
261,028
297,572
327,328
353,516
228,526
278,255
325,559
371,137
408,251
440,910
273,735
333,410
390,089
444,703
489,172
528,306
21,392
25,859
30,325
34,695
51,963
67,256
86,638
129,462
187,661
248,837
371,192
462,956
554,722
11,624
14,045
16,467
18,916
28,519
36,807
47,371
70,579
101,941
135,094
201,400
251,131
300,859
SI 800000
18,820
22,759
26,699
30,440
45,334
58,822
75,831
113,593
165,154
219,102
326,998
407,921
488,842
20,702
25,036
29,369
33,485
49,867
64,705
83,414
124,954
181,670
241,013
359,699
448,712
537,727
SI 400000
8,338
10,055
11,772
13,751
21,286
27,162
34,833
51,289
73,008
96,516
143,534
178,796
214,060
SI 400000
7,937
9,568
11,198
13,122
20,404
25,986
33,305
48,938
69,481
91,814
136,481
169,980
203,481

SI 500000
SI 600000
SI 700000
14,110
16,509
17,064
19,965
20,017
23,421
22,823
26,703
33,989
39,767
44,101
51,598
56,854
66,519
85,166
99,644
123,823
144,871
164,268
192,195
245,163
286,841
305,834
357,825
366,502
428,809
SI 500000
10,084
12,175
14,265
16,496
25,128
32,287
41,494
61,537
88,379
117,012
174,276
217,223
260,173

SI 600000
SI 700000
12,230
14,310
14,782
17,294
17,333
20,278
19,869
23,247
29,853
34,928
38,585
45,144
49,683
58,129
74,134
86,737
107,276
125,512
142,207
166,383
212,070
248,121
264,467
309,426
316,863
370,730
SI 800000
16,313
19,715
23,118
26,501
39,816
51,465
66,266
98,882
143,085
189,675
282,859
352,746
422,632
17,943
21,688
25,430
29,150
43,799
56,612
72,894
108,769
157,392
208,643
311,144
388,020
464,896
SI 900000
SI 1000000
19,379
23,421
27,463
31,483
47,302
61,140
78,725
117,471
169,985
225,334
336,036
419,062
502,088
20,348
24,592
28,836
33,058
49,668
64,197
82,661
123,344
178,484
236,601
352,838
440,015
527,193
1 Adult and 1 Child

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
5,408
6,522
7,636
8,920
13,444
17,155
22,000
32,393
46,110
60,958
90,653
112,924
135,196
15,228
18,415
21,602
24,630
35,716
46,342
59,742
89,494
130,114
172,615
257,620
321,372
385,124
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
6,874
8,340
9,757
11,123
12,235
13,214
8,302
10,081
11,795
13,446
14,791
15,974
9,730
11,824
13,832
15,769
17,346
18,734
11,224
13,526
15,826
18,042
19,846
21,433
16,584
19,726
23,078
26,309
28,940
31,255
21,343
25,531
29,872
34,054
37,458
40,454
27,444
32,888
38,479
43,866
48,253
52,114
40,769
49,145
57,499
65,549
72,103
77,872
58,673
71,237
83,347
95,016
104,516
112,878
77,708
94,459
110,518
125,990
138,589
149,676
115,780
140,905
164,860
187,940
206,734
223,273
144,332
175,740
205,616
234,402
257,843
278,470
172,885
210,575
246,372
280,865
308,951
333,667
13,876
16,774
19,670
22,505
32,819
42,478
54,719
81,766
118,523
157,160
234,437
292,393
350,351
7,540
9,110
10,681
12,270
18,012
23,246
29,918
44,576
64,384
85,322
127,200
158,609
190,016
1 Adult and 1 Child
SI 800000
12,208
14,762
17,318
19,745
28,632
37,151
47,893
71,743
104,308
138,380
206,525
257,634
308,742
13,428
16,240
19,050
21,720
31,495
40,866
52,682
78,918
114,739
152,219
227,178
283,397
339,617
1 Adult and 1 Child
SI 400000
5,148
6,206
7,264
8,512
12,887
16,412
21,035
30,908
43,883
57,988
86,198
107,356
128,514
Amounts are in Rs
SI 900000
SI 1000000
14,502
17,538
20,574
23,458
34,015
44,135
56,897
85,231
123,918
164,395
245,352
306,068
366,786
5,928
7,153
8,377
9,737
14,557
18,640
23,930
35,363
50,564
66,896
99,562
124,060
148,558
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85

SI 500000
SI 600000
SI 700000
9,152
10,709
11,069
12,950
12,984
15,192
14,804
17,321
21,467
25,116
27,853
32,588
35,908
42,012
53,789
62,933
78,204
91,498
103,748
121,386
154,840
181,163
193,158
225,995
231,475
270,827
SI 500000
6,541
7,897
9,253
10,700
15,870
20,392
26,207
38,866
55,818
73,902
110,069
137,194
164,320

SI 600000
SI 700000
7,933
9,282
9,588
11,218
11,243
13,153
12,888
15,079
18,854
22,060
24,370
28,512
31,379
36,713
46,822
54,781
67,753
79,271
89,815
105,084
133,939
156,708
167,032
195,427
200,124
234,145
SI 800000
10,582
12,788
14,995
17,190
25,147
32,504
41,852
62,452
90,370
119,795
178,648
222,787
266,926
11,639
14,068
16,495
18,908
27,662
35,755
46,038
68,696
99,406
131,774
196,512
245,065
293,618
SI 900000
SI 1000000
12,570
15,192
17,814
20,422
29,875
38,615
49,721
74,192
107,359
142,316
212,233
264,671
317,108
13,199
15,952
18,704
21,443
31,369
40,546
52,207
77,902
112,727
149,432
222,845
277,904
332,964
1 Adult and 2 Children

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
6,916
8,345
9,773
11,360
16,983
21,746
27,919
41,257
58,992
78,046
116,155
144,736
173,317
Amounts are in Rs
SI 900000
SI 1000000
16,919
20,461
24,003
27,367
39,684
51,491
66,380
99,436
144,571
191,794
286,244
357,080
427,917
17,766
21,484
25,203
28,735
41,668
54,065
69,699
104,409
151,799
201,384
300,556
374,934
449,312
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
8,019
9,730
11,383
12,977
14,274
15,417
9,685
11,761
13,761
15,687
17,256
18,637
11,351
13,794
16,138
18,397
20,237
21,857
13,094
15,781
18,463
21,049
23,153
25,005
19,348
23,013
26,925
30,694
33,764
36,464
24,900
29,786
34,850
39,729
43,701
47,197
32,018
38,370
44,892
51,177
56,295
60,799
47,564
57,336
67,082
76,474
84,120
90,850
68,452
83,110
97,238
110,852
121,936
131,691
90,660
110,202
128,937
146,989
161,687
174,622
135,076
164,389
192,336
219,264
241,189
260,485
168,388
205,030
239,886
273,469
300,817
324,881
201,699
245,671
287,434
327,676
360,443
389,278
16,188
19,569
22,949
26,256
38,289
49,557
63,839
95,393
138,277
183,354
273,510
341,125
408,743
8,796
10,629
12,461
14,315
21,014
27,121
34,905
52,006
75,114
99,543
148,400
185,044
221,686
SI 800000
14,242
17,223
20,205
23,036
33,404
43,343
55,875
83,700
121,692
161,444
240,946
300,573
360,199
15,666
18,946
22,225
25,340
36,744
47,677
61,463
92,071
133,862
177,589
265,041
330,630
396,220
SI 400000
6,310
7,609
8,908
10,406
15,684
20,014
25,666
37,792
53,795
71,117
105,762
131,744
157,728
SI 400000
6,006
7,241
8,474
9,930
15,035
19,148
24,541
36,060
51,197
67,652
100,565
125,248
149,933

SI 500000
SI 600000
SI 700000
10,678
12,494
12,914
15,109
15,148
17,724
17,272
20,208
25,045
29,302
32,495
38,020
41,892
49,014
62,754
73,422
91,238
106,747
121,040
141,617
180,646
211,357
225,351
263,661
270,054
315,965
SI 500000
7,631
9,213
10,795
12,484
18,515
23,790
30,575
45,343
65,121
86,219
128,414
160,059
191,706

SI 600000
SI 700000
9,255
10,829
11,186
13,087
13,117
15,345
15,036
17,592
21,997
25,736
28,431
33,264
36,609
42,832
54,625
63,911
79,045
92,483
104,784
122,598
156,262
182,826
194,870
227,998
233,478
273,169
SI 800000
12,345
14,920
17,494
20,055
29,338
37,922
48,828
72,860
105,431
139,761
208,422
259,918
311,413
13,579
16,412
19,244
22,060
32,273
41,714
53,711
80,146
115,973
153,737
229,264
285,909
342,555
SI 900000
SI 1000000
14,665
17,724
20,783
23,825
34,854
45,051
58,008
86,558
125,252
166,036
247,605
308,783
369,960
15,399
18,610
21,822
25,017
36,597
47,303
60,908
90,885
131,515
174,338
259,986
324,222
388,458
Individual
Rates are inclusive of Service Tax
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
Amounts are in Rs
SI 300000
SI 400000
SI 900000
SI 1000000
13,579
16,421
19,264
21,964
31,850
41,325
53,274
79,805
116,029
153,929
229,731
286,582
343,434
14,258
17,243
20,227
23,062
33,442
43,391
55,938
83,796
121,830
161,625
241,218
300,911
360,605
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
6,436
7,809
9,136
10,415
11,456
12,373
7,773
9,439
11,044
12,590
13,849
14,957
9,110
11,071
12,952
14,765
16,242
17,542
10,509
12,665
14,818
16,893
18,582
20,069
15,528
18,470
21,609
24,634
27,098
29,265
19,984
23,906
27,970
31,886
35,073
37,879
25,697
30,795
36,029
41,073
45,181
48,796
38,173
46,016
53,838
61,376
67,513
72,914
54,937
66,701
78,041
88,967
97,862
105,691
72,761
88,445
103,481
117,969
129,766
140,147
108,408
131,934
154,364
175,975
193,572
209,058
135,143
164,551
192,525
219,478
241,427
260,740
161,878
197,168
230,686
262,983
289,281
312,424
12,992
15,706
18,418
21,072
30,729
39,773
51,235
76,560
110,977
147,155
219,511
273,777
328,045
5,551
6,698
7,844
9,117
13,630
17,453
22,407
33,111
47,345
62,637
93,223
116,161
139,099
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
5,064
6,107
7,149
8,352
12,588
16,063
20,599
30,330
43,174
57,077
84,881
105,734
126,588
7,060
8,530
10,001
11,489
16,865
21,766
28,014
41,738
60,285
79,890
119,102
148,511
177,919
Individual
SI 800000
11,430
13,823
16,216
18,488
26,809
34,786
44,844
67,176
97,667
129,570
193,376
241,231
289,085
12,573
15,206
17,837
20,337
29,490
38,264
49,328
73,894
107,434
142,528
212,714
265,354
317,995
Individual
SI 400000
4,820
5,811
6,801
7,970
12,066
15,367
19,696
28,941
41,089
54,296
80,710
100,521
120,332

SI 500000
SI 600000
SI 700000
8,570
10,027
10,364
12,126
12,157
14,225
13,862
16,218
20,100
23,517
26,080
30,514
33,621
39,337
50,364
58,926
73,225
85,672
97,143
113,658
144,981
169,629
180,860
211,606
216,738
253,584
SI 500000
6,125
7,394
8,664
10,019
14,860
19,093
24,538
36,391
52,264
69,197
103,061
128,459
153,858

SI 600000
SI 700000
7,428
8,691
8,978
10,503
10,527
12,316
12,067
14,119
17,654
20,655
22,818
26,697
29,381
34,375
43,841
51,293
63,440
74,224
84,097
98,394
125,412
146,731
156,397
182,985
187,383
219,238
SI 800000
9,908
11,974
14,041
16,096
23,546
30,435
39,188
58,476
84,616
112,168
167,274
208,603
249,931
10,898
13,172
15,445
17,705
25,901
33,479
43,107
64,323
93,077
123,385
184,001
229,463
274,925
SI 900000
SI 1000000
11,770
14,225
16,680
19,121
27,973
36,156
46,555
69,469
100,524
133,256
198,721
247,820
296,919
12,358
14,936
17,514
20,078
29,372
37,964
48,883
72,942
105,550
139,919
208,657
260,211
311,765
2 Adults
Age refers to age of oldest individual -- Rates are inclusive of Service Tax
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
7,343
8,855
10,366
12,110
18,882
24,094
30,899
45,496
64,762
85,615
127,322
158,602
189,883
20,675
25,002
29,329
33,439
50,163
65,087
83,908
125,694
182,745
242,438
361,827
451,367
540,908
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
9,333
11,324
13,247
15,101
16,611
17,941
11,271
13,687
16,014
18,255
20,082
21,688
13,210
16,053
18,780
21,409
23,551
25,435
15,238
18,364
21,487
24,496
26,944
29,099
23,292
27,705
32,414
36,951
40,647
43,898
29,977
35,859
41,955
47,828
52,610
56,818
38,545
46,192
54,044
61,610
67,772
73,194
57,260
69,024
80,758
92,063
101,269
109,371
82,406
100,052
117,061
133,450
146,794
158,538
109,142
132,668
155,222
176,954
194,649
210,220
162,613
197,902
231,546
263,963
290,357
313,588
202,715
246,827
288,789
329,218
362,141
391,111
242,818
295,753
346,029
394,475
433,922
468,636
18,838
22,773
26,706
30,554
46,095
59,660
76,853
114,840
166,466
220,732
329,266
410,667
492,068
10,236
12,369
14,501
16,658
25,298
32,650
42,020
62,608
90,427
119,835
178,652
222,766
266,879
2 Adults
SI 800000
16,574
20,043
23,512
26,807
40,214
52,179
67,267
100,763
146,501
194,356
290,064
361,848
433,629
18,232
22,048
25,864
29,489
44,235
57,397
73,992
110,841
161,151
213,792
319,072
398,031
476,992
2 Adults
SI 400000
6,990
8,426
9,862
11,556
18,100
23,052
29,544
43,411
61,634
81,444
121,066
150,782
180,498
Amounts are in Rs
SI 900000
SI 1000000
19,689
23,811
27,933
31,848
47,774
61,988
79,912
119,707
174,043
230,893
344,597
429,874
515,151
8,048
9,711
11,373
13,219
20,446
26,180
33,610
49,668
71,018
93,957
139,834
174,242
208,649
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85

SI 500000
SI 600000
SI 700000
12,426
14,539
15,028
17,582
17,628
20,626
20,100
23,516
30,151
35,275
39,120
45,771
50,433
59,006
75,546
88,389
109,838
128,508
145,715
170,487
217,473
254,444
271,291
317,410
325,107
380,377
SI 500000
8,881
10,721
12,563
14,528
22,290
28,641
36,808
54,587
78,397
103,796
154,592
192,688
230,787

SI 600000
SI 700000
10,771
12,602
13,018
15,230
15,264
17,857
17,498
20,473
26,481
30,983
34,227
40,045
44,072
51,563
65,761
76,941
95,160
111,336
126,145
147,590
188,118
220,096
234,596
274,478
281,074
328,857
SI 800000
14,366
17,363
20,359
23,338
35,319
45,653
58,782
87,714
126,924
168,252
250,911
312,905
374,897
15,802
19,099
22,396
25,672
38,852
50,218
64,661
96,485
139,615
185,077
276,001
344,195
412,387
SI 900000
SI 1000000
17,066
20,626
24,185
27,726
41,960
54,235
69,833
104,204
150,786
199,884
298,082
371,731
445,379
17,920
21,657
25,394
29,112
44,059
56,946
73,325
109,413
158,325
209,878
312,986
390,317
467,648
Individual
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
Amounts are in Rs
SI 300000
SI 400000
SI 900000
SI 1000000
13,579
16,421
19,264
21,964
31,850
41,325
53,274
79,805
116,029
153,929
229,731
286,582
343,434
14,258
17,243
20,227
23,062
33,442
43,391
55,938
83,796
121,830
161,625
241,218
300,911
360,605
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
6,436
7,809
9,136
10,415
11,456
12,373
7,773
9,439
11,044
12,590
13,849
14,957
9,110
11,071
12,952
14,765
16,242
17,542
10,509
12,665
14,818
16,893
18,582
20,069
15,528
18,470
21,609
24,634
27,098
29,265
19,984
23,906
27,970
31,886
35,073
37,879
25,697
30,795
36,029
41,073
45,181
48,796
38,173
46,016
53,838
61,376
67,513
72,914
54,937
66,701
78,041
88,967
97,862
105,691
72,761
88,445
103,481
117,969
129,766
140,147
108,408
131,934
154,364
175,975
193,572
209,058
135,143
164,551
192,525
219,478
241,427
260,740
161,878
197,168
230,686
262,983
289,281
312,424
12,992
15,706
18,418
21,072
30,729
39,773
51,235
76,560
110,977
147,155
219,511
273,777
328,045
5,551
6,698
7,844
9,117
13,630
17,453
22,407
33,111
47,345
62,637
93,223
116,161
139,099
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
5,064
6,107
7,149
8,352
12,588
16,063
20,599
30,330
43,174
57,077
84,881
105,734
126,588
7,060
8,530
10,001
11,489
16,865
21,766
28,014
41,738
60,285
79,890
119,102
148,511
177,919
Individual
SI 800000
11,430
13,823
16,216
18,488
26,809
34,786
44,844
67,176
97,667
129,570
193,376
241,231
289,085
12,573
15,206
17,837
20,337
29,490
38,264
49,328
73,894
107,434
142,528
212,714
265,354
317,995
Individual
SI 400000
4,820
5,811
6,801
7,970
12,066
15,367
19,696
28,941
41,089
54,296
80,710
100,521
120,332

SI 500000
SI 600000
SI 700000
8,570
10,027
10,364
12,126
12,157
14,225
13,862
16,218
20,100
23,517
26,080
30,514
33,621
39,337
50,364
58,926
73,225
85,672
97,143
113,658
144,981
169,629
180,860
211,606
216,738
253,584
SI 500000
6,125
7,394
8,664
10,019
14,860
19,093
24,538
36,391
52,264
69,197
103,061
128,459
153,858

SI 600000
SI 700000
7,428
8,691
8,978
10,503
10,527
12,316
12,067
14,119
17,654
20,655
22,818
26,697
29,381
34,375
43,841
51,293
63,440
74,224
84,097
98,394
125,412
146,731
156,397
182,985
187,383
219,238
SI 800000
9,908
11,974
14,041
16,096
23,546
30,435
39,188
58,476
84,616
112,168
167,274
208,603
249,931
10,898
13,172
15,445
17,705
25,901
33,479
43,107
64,323
93,077
123,385
184,001
229,463
274,925
SI 900000
SI 1000000
11,770
14,225
16,680
19,121
27,973
36,156
46,555
69,469
100,524
133,256
198,721
247,820
296,919
12,358
14,936
17,514
20,078
29,372
37,964
48,883
72,942
105,550
139,919
208,657
260,211
311,765
Individual
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
Amounts are in Rs
SI 300000
SI 400000
SI 900000
SI 1000000
13,579
16,421
19,264
21,964
31,850
41,325
53,274
79,805
116,029
153,929
229,731
286,582
343,434
14,258
17,243
20,227
23,062
33,442
43,391
55,938
83,796
121,830
161,625
241,218
300,911
360,605
SI 400000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
6,436
7,809
9,136
10,415
11,456
12,373
7,773
9,439
11,044
12,590
13,849
14,957
9,110
11,071
12,952
14,765
16,242
17,542
10,509
12,665
14,818
16,893
18,582
20,069
15,528
18,470
21,609
24,634
27,098
29,265
19,984
23,906
27,970
31,886
35,073
37,879
25,697
30,795
36,029
41,073
45,181
48,796
38,173
46,016
53,838
61,376
67,513
72,914
54,937
66,701
78,041
88,967
97,862
105,691
72,761
88,445
103,481
117,969
129,766
140,147
108,408
131,934
154,364
175,975
193,572
209,058
135,143
164,551
192,525
219,478
241,427
260,740
161,878
197,168
230,686
262,983
289,281
312,424
12,992
15,706
18,418
21,072
30,729
39,773
51,235
76,560
110,977
147,155
219,511
273,777
328,045
5,551
6,698
7,844
9,117
13,630
17,453
22,407
33,111
47,345
62,637
93,223
116,161
139,099
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
5,064
6,107
7,149
8,352
12,588
16,063
20,599
30,330
43,174
57,077
84,881
105,734
126,588
7,060
8,530
10,001
11,489
16,865
21,766
28,014
41,738
60,285
79,890
119,102
148,511
177,919
Individual
SI 800000
11,430
13,823
16,216
18,488
26,809
34,786
44,844
67,176
97,667
129,570
193,376
241,231
289,085
12,573
15,206
17,837
20,337
29,490
38,264
49,328
73,894
107,434
142,528
212,714
265,354
317,995
Individual
SI 400000
4,820
5,811
6,801
7,970
12,066
15,367
19,696
28,941
41,089
54,296
80,710
100,521
120,332

SI 500000
SI 600000
SI 700000
8,570
10,027
10,364
12,126
12,157
14,225
13,862
16,218
20,100
23,517
26,080
30,514
33,621
39,337
50,364
58,926
73,225
85,672
97,143
113,658
144,981
169,629
180,860
211,606
216,738
253,584
SI 500000
6,125
7,394
8,664
10,019
14,860
19,093
24,538
36,391
52,264
69,197
103,061
128,459
153,858

SI 600000
SI 700000
7,428
8,691
8,978
10,503
10,527
12,316
12,067
14,119
17,654
20,655
22,818
26,697
29,381
34,375
43,841
51,293
63,440
74,224
84,097
98,394
125,412
146,731
156,397
182,985
187,383
219,238
SI 800000
9,908
11,974
14,041
16,096
23,546
30,435
39,188
58,476
84,616
112,168
167,274
208,603
249,931
10,898
13,172
15,445
17,705
25,901
33,479
43,107
64,323
93,077
123,385
184,001
229,463
274,925
SI 900000
SI 1000000
11,770
14,225
16,680
19,121
27,973
36,156
46,555
69,469
100,524
133,256
198,721
247,820
296,919
12,358
14,936
17,514
20,078
29,372
37,964
48,883
72,942
105,550
139,919
208,657
260,211
311,765
1 Adult and 1 Child

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
17,110
20,691
24,272
27,674
40,130
52,070
67,126
100,555
146,196
193,950
289,462
361,094
432,725
7,724
9,328
10,933
12,611
18,634
23,981
30,836
45,808
65,925
87,313
130,090
162,171
194,254
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
9,371
10,963
12,498
13,747
14,847
11,327
13,253
15,108
16,619
17,948
13,285
15,542
17,718
19,490
21,050
15,198
17,782
20,272
22,299
24,082
22,164
25,930
29,561
32,517
35,118
28,687
33,564
38,263
42,088
45,454
36,953
43,235
49,288
54,217
58,555
55,219
64,606
73,651
81,015
87,497
80,042
93,649
106,760
117,434
126,830
106,134
124,178
141,562
155,719
168,176
158,321
185,237
211,169
232,286
250,870
197,461
231,030
263,374
289,712
312,889
236,602
276,824
315,580
347,137
374,908
15,591
18,847
22,101
25,287
36,875
47,728
61,482
91,872
133,172
176,585
263,413
328,533
393,654
SI 400000
6,661
8,037
9,412
10,940
16,356
20,944
26,888
39,734
56,814
75,164
111,868
139,394
166,920
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
8,472
10,236
12,001
13,787
20,238
26,119
33,616
50,086
72,342
95,868
142,922
178,213
213,502
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
10,283
12,033
13,717
15,088
16,294
12,437
14,551
16,587
18,247
19,706
14,589
17,070
19,459
21,405
23,117
16,634
19,462
22,185
24,405
26,357
24,120
28,220
32,171
35,388
38,219
31,296
36,616
41,743
45,917
49,590
40,346
47,205
53,813
59,193
63,929
60,437
70,712
80,610
88,672
95,766
87,870
102,807
117,200
128,921
139,234
116,571
136,389
155,484
171,033
184,714
173,978
203,555
232,051
255,257
275,678
217,032
253,928
289,478
318,425
343,898
260,085
304,301
346,903
381,594
412,121
SI 400000
6,076
7,328
8,580
10,023
15,106
19,275
24,719
36,397
51,809
68,492
101,858
126,881
151,906
SI 400000
5,784
6,973
8,162
9,564
14,480
18,441
23,635
34,728
49,307
65,155
96,852
120,625
144,398
1 Adult and 1 Child
1 Adult and 1 Child
SI 500000
7,349
8,873
10,397
12,023
17,832
22,912
29,446
43,670
62,717
83,036
123,674
154,151
184,630

SI 600000
SI 700000
8,914
10,429
10,773
12,605
12,633
14,779
14,481
16,943
21,184
24,787
27,382
32,036
35,257
41,251
52,609
61,552
76,127
89,069
100,916
118,072
150,494
176,077
187,677
219,582
224,859
263,085
SI 800000
11,890
14,369
16,848
19,315
28,255
36,521
47,025
70,171
101,540
134,602
200,729
250,323
299,918
13,078
15,807
18,534
21,245
31,081
40,174
51,728
77,187
111,693
148,061
220,801
275,355
329,909
SI 900000
SI 1000000
14,124
17,070
20,016
22,946
33,568
43,388
55,867
83,362
120,629
159,906
238,465
297,384
356,303
14,830
17,924
21,016
24,093
35,246
45,557
58,660
87,531
126,660
167,902
250,389
312,253
374,118

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
9,883
11,943
14,001
16,084
23,611
30,473
39,219
58,434
84,398
111,847
166,742
207,915
249,086
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
11,998
14,038
16,002
17,602
19,010
14,510
16,976
19,352
21,288
22,990
17,020
19,915
22,702
24,972
26,970
19,407
22,706
25,883
28,472
30,750
28,141
32,924
37,533
41,286
44,589
36,511
42,719
48,700
53,570
57,855
47,070
55,072
62,781
69,060
74,585
70,510
82,497
94,045
103,451
111,726
102,515
119,941
136,733
150,407
162,440
136,001
159,121
181,398
199,539
215,500
202,974
237,481
270,727
297,800
321,624
253,204
296,249
337,724
371,496
401,215
303,433
355,018
404,720
445,193
480,808
19,962
24,139
28,318
32,287
46,818
60,747
78,314
117,314
170,561
226,275
337,705
421,276
504,847
9,010
10,882
12,754
14,712
21,739
27,978
35,975
53,443
76,913
101,866
151,771
189,201
226,629
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
10,933
12,790
14,581
16,038
17,323
13,215
15,462
17,626
19,389
20,941
15,499
18,133
20,671
22,738
24,559
17,732
20,745
23,651
26,015
28,096
25,857
30,253
34,488
37,937
40,971
33,468
39,157
44,640
49,102
53,031
43,113
50,441
57,502
63,253
68,314
64,423
75,373
85,926
94,517
102,079
93,382
109,257
124,553
137,007
147,968
123,823
144,874
165,157
181,672
196,205
184,707
216,109
246,365
271,000
292,681
230,372
269,536
307,270
337,998
365,036
276,036
322,961
368,177
404,994
437,393
18,189
21,988
25,785
29,501
43,022
55,682
71,730
107,184
155,368
206,017
307,316
383,288
459,264
SI 400000
7,771
9,376
10,981
12,764
19,082
24,434
31,370
46,356
66,283
87,692
130,512
162,625
194,739
SI 400000
7,090
8,549
10,009
11,692
17,623
22,488
28,838
42,463
60,444
79,907
118,834
148,028
177,223
SI 400000
6,748
8,136
9,521
11,157
16,893
21,515
27,574
40,517
57,525
76,014
112,995
140,729
168,465
SI 500000
8,574
10,352
12,129
14,027
20,803
26,730
34,354
50,947
73,170
96,876
144,286
179,842
215,401

SI 600000
SI 700000
10,399
12,167
12,569
14,705
14,738
17,242
16,894
19,766
24,716
28,917
31,945
37,375
41,134
48,126
61,377
71,810
88,815
103,914
117,735
137,751
175,576
205,423
218,956
256,179
262,336
306,933
SI 800000
13,871
16,764
19,656
22,534
32,964
42,609
54,863
81,865
118,462
157,035
234,183
292,044
349,904
15,257
18,441
21,623
24,787
36,262
46,870
60,350
90,052
130,307
172,739
257,601
321,247
384,895
SI 900000
SI 1000000
16,478
19,915
23,352
26,770
39,162
50,619
65,178
97,257
140,733
186,558
278,209
346,949
415,687
17,302
20,910
24,519
28,109
41,120
53,150
68,436
102,118
147,770
195,886
292,120
364,296
436,471
Individual - 2 years Policy Premium

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Amounts are in Rs
SI 400000
10,546
12,726
14,903
17,323
25,898
33,161
42,573
62,911
89,955
119,011
177,123
220,707
264,289
SI 900000
SI 1000000
25,800
31,201
36,602
41,732
60,514
78,517
101,222
151,629
220,455
292,464
436,489
544,506
652,525
27,091
32,761
38,432
43,818
63,540
82,443
106,284
159,212
231,476
307,088
458,314
571,732
685,149
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
12,228
14,837
17,358
19,788
21,766
23,509
14,769
17,935
20,983
23,921
26,314
28,419
17,309
21,035
24,608
28,054
30,860
33,329
19,967
24,064
28,154
32,098
35,306
38,130
29,503
35,092
41,057
46,805
51,486
55,604
37,970
45,420
53,143
60,582
66,640
71,970
48,824
58,509
68,455
78,040
85,844
92,712
72,530
87,431
102,293
116,614
128,274
138,537
104,381
126,733
148,277
169,037
185,938
200,814
138,245
168,046
196,614
224,141
246,555
266,279
205,976
250,675
293,291
334,352
367,786
397,211
256,772
312,647
365,798
417,010
458,711
495,406
307,569
374,619
438,304
499,668
549,634
593,605
24,685
29,841
34,995
40,037
58,386
75,569
97,346
145,464
210,856
279,593
417,071
520,177
623,286
13,414
16,208
19,002
21,829
32,044
41,356
53,226
79,303
114,541
151,792
226,293
282,171
338,045
23,889
28,891
33,891
38,641
56,031
72,703
93,724
140,398
204,124
270,802
404,158
504,173
604,190

SI 400000
9,158
11,042
12,923
15,143
22,926
29,198
37,421
54,987
78,069
103,162
153,350
190,990
228,631
SI 800000
21,718
26,263
30,810
35,127
50,937
66,092
85,204
127,633
185,567
246,183
367,415
458,340
549,263

SI 400000
9,621
11,603
13,584
15,869
23,917
30,519
39,138
57,628
82,032
108,445
161,275
200,895
240,518

SI 500000
SI 600000
SI 700000
16,282
19,052
19,692
23,039
23,099
27,027
26,337
30,815
38,190
44,682
49,552
57,976
63,881
74,741
95,693
111,960
139,128
162,777
184,572
215,950
275,465
322,295
343,635
402,052
411,802
481,810
SI 500000
11,637
14,049
16,462
19,036
28,234
36,278
46,623
69,143
99,303
131,475
195,817
244,072
292,330

SI 600000
SI 700000
14,114
16,514
17,057
19,956
20,001
23,400
22,928
26,826
33,543
39,245
43,354
50,724
55,824
65,314
83,297
97,458
120,535
141,025
159,784
186,948
238,282
278,789
297,155
347,671
356,027
416,552
SI 800000
18,825
22,751
26,677
30,582
44,737
57,826
74,456
111,104
160,770
213,119
317,820
396,345
474,869
20,706
25,027
29,345
33,638
49,213
63,609
81,904
122,213
176,846
234,431
349,601
435,979
522,357
SI 900000
SI 1000000
22,363
27,027
31,692
36,330
53,149
68,697
88,455
131,990
190,995
253,185
377,570
470,858
564,146
23,481
28,379
33,275
38,147
55,807
72,132
92,878
138,589
200,545
265,845
396,449
494,401
592,354
2 Adults - 2 years Policy Premium

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
15,292
18,453
21,610
25,117
38,846
49,741
63,860
94,368
134,933
178,516
265,685
331,060
396,433
19,450
23,501
27,553
31,652
48,066
62,034
79,839
118,954
171,811
227,687
339,440
423,256
507,068
SI 800000
31,491
38,081
44,674
50,934
76,406
99,139
127,805
191,450
278,351
369,275
551,121
687,509
823,893
34,638
41,891
49,142
56,029
84,046
109,053
140,586
210,596
306,188
406,204
606,236
756,258
906,285
SI 900000
SI 1000000
37,409
39,282
45,241
47,504
53,072
55,726
60,511
63,535
90,771
95,309
117,776
123,665
151,832
159,424
227,444
238,818
330,681
347,215
438,697
460,632
654,734
687,471
816,758
857,598
978,787
1,027,723
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
17,732
21,514
25,170
28,692
31,562
34,088
21,415
26,006
30,426
34,686
38,155
41,208
25,099
30,500
35,682
40,678
44,746
48,327
28,953
34,892
40,824
46,541
51,193
55,289
44,255
52,638
61,586
70,206
77,228
83,406
56,955
68,132
79,714
90,873
99,959
107,954
73,236
87,764
102,684
117,059
128,766
139,068
108,794
131,145
153,440
174,920
192,411
207,804
156,571
190,099
222,417
253,555
278,907
301,220
207,368
252,070
294,921
336,211
369,832
399,418
308,964
376,013
439,937
501,528
551,679
595,816
385,158
468,972
548,698
625,514
688,067
743,110
461,352
561,929
657,457
749,502
824,450
890,408

SI 400000
13,280
16,010
18,737
21,956
34,389
43,797
56,133
82,480
117,104
154,743
230,025
286,484
342,946
Amounts are in Rs

SI 400000
13,952
16,824
19,697
23,009
35,875
45,780
58,707
86,442
123,047
162,668
241,911
301,343
360,777

SI 500000
SI 600000
SI 700000
23,609
27,625
28,553
33,407
33,493
39,189
38,189
44,681
57,286
67,024
74,327
86,963
95,822
112,112
143,538
167,939
208,692
244,166
276,857
323,925
413,197
483,442
515,452
603,079
617,704
722,715
SI 500000
16,874
20,372
23,870
27,602
42,350
54,416
69,934
103,715
148,953
197,211
293,724
366,108
438,495

SI 600000
SI 700000
20,464
23,944
24,733
28,937
29,002
33,930
33,246
38,898
50,314
58,868
65,032
76,086
83,736
97,970
124,945
146,186
180,803
211,538
239,676
280,422
357,424
418,184
445,732
521,508
534,041
624,828
SI 800000
27,297
32,989
38,681
44,343
67,107
86,740
111,685
166,656
241,156
319,679
476,730
594,519
712,304
30,024
36,289
42,551
48,777
73,818
95,415
122,854
183,320
265,268
351,646
524,402
653,969
783,536
SI 900000
SI 1000000
32,426
39,189
45,953
52,680
79,724
103,045
132,683
197,986
286,493
379,778
566,355
706,287
846,219
35,793
43,269
50,742
58,053
87,579
113,353
146,020
218,195
316,284
419,390
625,606
780,266
934,928
34,047
41,148
48,250
55,314
83,710
108,198
139,317
207,884
300,817
398,768
594,672
741,602
888,532
2 Adults and 1 Child - 2 years Policy Premium

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
22,132
26,743
31,354
36,017
54,474
70,306
90,484
134,815
194,719
258,045
384,698
479,690
574,678
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
26,866
31,435
35,834
39,417
42,569
44,700
32,491
38,015
43,334
47,670
51,481
54,056
38,114
44,595
50,836
55,919
60,394
63,411
43,456
50,844
57,959
63,758
68,858
72,299
64,923
75,960
86,594
95,253
102,875
108,016
84,239
98,559
112,358
123,594
133,479
140,153
108,597
127,059
144,847
159,330
172,076
180,682
162,677
190,331
216,977
238,676
257,770
270,661
236,517
276,721
315,463
347,013
374,772
393,509
313,772
367,115
418,512
460,364
497,190
522,050
468,291
547,901
624,605
687,067
742,032
779,133
584,179
683,489
779,177
857,093
925,660
971,943
700,063
819,076
933,746
1,027,122
1,109,292
1,164,754
20,176
24,369
28,561
32,946
50,156
64,550
83,000
123,299
177,448
235,018
350,159
436,513
522,866
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
24,481
28,642
32,650
35,915
38,790
40,731
29,592
34,623
39,470
43,418
46,891
49,237
34,707
40,604
46,289
50,917
54,993
57,741
39,706
46,454
52,961
58,255
62,915
66,061
59,658
69,797
79,568
87,526
94,527
99,255
77,215
90,342
102,990
113,286
122,349
128,468
99,467
116,375
132,667
145,935
157,610
165,489
148,631
173,898
198,243
218,066
235,511
247,289
215,446
252,072
287,362
316,095
341,383
358,455
285,679
334,245
381,040
419,143
452,674
475,309
426,148
498,594
568,399
625,236
675,258
709,021
531,501
621,858
708,915
779,809
842,191
884,301
636,853
745,116
849,435
934,378
1,009,129
1,059,586
SI 400000
17,401
20,998
24,590
28,581
44,026
56,373
72,374
106,950
152,925
202,319
301,110
375,200
449,292

SI 400000
15,875
19,145
22,414
26,182
40,659
51,883
66,535
97,968
139,453
184,358
274,166
341,522
408,879

SI 400000
15,111
18,218
21,321
24,985
38,974
49,637
63,617
93,478
132,717
175,375
260,694
324,681
388,672
SI 500000
19,201
23,181
27,162
31,410
47,997
61,671
79,259
117,543
168,813
223,507
332,888
414,922
496,962

SI 600000
SI 700000
23,287
27,246
28,145
32,928
33,002
38,610
37,832
44,263
57,023
66,716
73,703
86,231
94,900
111,033
141,605
165,678
204,910
239,744
271,634
317,811
405,080
473,941
505,163
591,042
605,246
708,139
SI 800000
31,061
37,539
44,017
50,460
76,054
98,305
126,577
188,876
273,310
362,303
540,294
673,788
807,279
34,164
41,295
48,420
55,504
83,661
108,136
139,235
207,763
300,638
398,533
594,323
741,165
888,007
SI 900000
SI 1000000
36,898
38,744
44,595
46,825
52,291
54,905
59,945
62,943
90,353
94,871
116,785
122,624
150,374
157,893
224,384
235,602
324,692
340,926
430,415
451,937
641,869
673,962
800,459
840,482
959,049
1,007,002
2 Adults and 2 Children - 2 years Policy Premium

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
24,815
29,984
35,154
40,383
60,883
78,577
101,130
150,676
217,627
288,403
429,957
536,123
642,287
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
30,123
35,245
40,178
44,195
47,729
50,118
36,429
42,623
48,587
53,447
57,722
60,608
42,733
50,000
56,998
62,698
67,714
71,098
48,725
57,007
64,985
71,486
77,204
81,062
72,561
84,896
96,781
106,459
114,977
120,724
94,149
110,154
125,576
138,134
149,183
156,642
121,374
142,007
161,887
178,075
192,321
201,938
181,815
212,723
242,503
266,756
288,096
302,503
264,343
309,277
352,577
387,838
418,863
439,805
350,687
410,305
467,748
514,525
555,683
583,468
523,383
612,360
698,087
767,899
829,330
870,797
652,906
763,900
870,845
957,927
1,034,561
1,086,290
782,424
915,438
1,043,599
1,147,961
1,239,797
1,301,784
22,623
27,323
32,023
36,939
56,056
72,143
92,766
137,805
198,323
262,667
391,354
487,867
584,380
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
27,448
32,112
36,608
40,269
43,491
45,668
33,180
38,819
44,254
48,681
52,575
55,206
38,914
45,525
51,900
57,089
61,659
64,740
44,518
52,086
59,380
65,316
70,541
74,068
66,676
78,009
88,928
97,823
105,648
110,933
86,299
100,971
115,107
126,614
136,742
143,581
111,168
130,066
148,275
163,104
176,152
184,958
166,118
194,357
221,566
243,720
263,219
276,381
240,792
281,727
321,170
353,282
381,546
400,626
319,288
373,568
425,868
468,455
505,929
531,228
476,283
557,253
635,269
698,794
754,700
792,435
594,030
695,017
792,317
871,551
941,272
988,337
711,777
832,777
949,369
1,044,304
1,127,849
1,184,243
SI 400000
19,510
23,543
27,571
32,046
49,206
63,005
80,889
119,532
170,916
226,121
336,534
419,342
502,149

SI 400000
17,800
21,465
25,130
29,356
45,442
57,988
74,362
109,493
155,859
206,047
306,421
381,700
456,983

SI 400000
16,943
20,427
23,906
28,014
43,560
55,477
71,101
104,476
148,331
196,008
291,365
362,879
434,398
SI 500000
21,528
25,991
30,454
35,217
53,643
68,927
88,584
131,372
188,674
249,801
372,051
463,737
555,427

SI 600000
SI 700000
26,110
30,550
31,556
36,919
37,002
43,290
42,417
49,628
63,731
74,565
82,373
96,376
106,066
124,095
158,265
185,169
229,017
267,948
303,590
355,201
452,737
529,699
564,594
660,576
676,452
791,449
SI 800000
34,826
42,089
49,352
56,576
85,001
109,870
141,468
211,096
305,464
404,926
603,859
753,057
902,252
38,306
46,299
54,289
62,232
93,504
120,859
155,616
232,205
336,007
445,419
664,243
828,361
992,478
SI 900000
SI 1000000
41,371
43,439
50,000
52,500
58,629
61,560
67,212
70,573
100,984
106,033
130,524
137,051
168,065
176,469
250,782
263,320
362,891
381,035
481,052
505,105
717,383
753,251
894,631
939,362
1,071,878
1,125,473
1 Adult and 1 Child - 2 years Policy Premium

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
16,096
19,450
22,802
26,194
38,453
49,627
63,871
95,163
137,449
182,150
271,552
338,605
405,654
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
19,539
22,862
26,061
28,666
30,960
23,630
27,647
31,516
34,669
37,441
27,719
32,433
36,972
40,669
43,923
31,605
36,978
42,152
46,369
50,078
45,828
53,618
61,125
67,237
72,617
59,462
69,571
79,312
87,242
94,221
76,656
89,689
102,244
112,469
121,466
114,831
134,351
153,160
168,477
181,955
166,953
195,332
222,680
244,949
264,545
221,486
259,139
295,420
324,963
350,958
330,558
386,753
440,897
484,988
523,787
412,361
482,463
550,008
605,007
653,407
494,163
578,172
659,115
725,028
783,029
32,509
39,314
46,118
52,581
76,247
98,932
127,540
191,055
277,772
368,506
549,976
686,078
822,179
14,674
17,723
20,771
23,961
35,405
45,564
58,589
87,035
125,257
165,895
247,171
308,127
369,082
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
17,805
20,830
23,745
26,120
28,210
21,521
25,180
28,705
31,577
34,102
25,242
29,530
33,664
37,030
39,995
28,877
33,786
38,517
42,368
45,756
42,111
49,269
56,165
61,783
66,725
54,505
63,771
72,699
79,967
86,363
70,212
82,146
93,646
103,013
111,254
104,916
122,751
139,937
153,929
166,243
152,079
177,933
202,844
223,126
240,976
201,655
235,937
268,970
295,865
319,534
300,810
351,949
401,223
441,343
476,652
375,177
438,958
500,411
550,453
594,488
449,543
525,965
599,601
659,561
712,326
29,623
35,809
41,993
48,044
70,063
90,682
116,816
174,557
253,027
335,513
500,485
624,213
747,943
SI 400000
12,655
15,271
17,884
20,787
31,078
39,792
51,088
75,494
107,946
142,813
212,548
264,847
317,146

SI 400000
11,546
13,924
16,301
19,042
28,700
36,624
46,965
69,153
98,437
130,134
193,529
241,074
288,621

SI 400000
10,990
13,249
15,507
18,171
27,511
35,038
44,906
65,985
93,682
123,794
184,020
229,187
274,357
SI 500000
13,964
16,860
19,754
22,844
33,880
43,533
55,947
82,972
119,162
157,769
234,980
292,887
350,796

SI 600000
SI 700000
16,936
19,816
20,469
23,947
24,001
28,080
27,514
32,191
40,251
47,093
52,025
60,869
66,989
78,376
99,957
116,949
144,642
169,231
191,741
224,338
285,938
334,546
356,586
417,206
427,233
499,863
SI 800000
22,590
27,301
32,012
36,698
53,686
69,391
89,349
133,324
192,924
255,743
381,384
475,615
569,844
24,847
30,032
35,215
40,366
59,055
76,332
98,284
146,656
212,215
281,317
419,522
523,175
626,828
SI 900000
SI 1000000
26,835
32,433
38,030
43,597
63,779
82,436
106,146
158,389
229,194
303,823
453,084
565,030
676,976
28,178
34,054
39,930
45,777
66,968
86,559
111,454
166,307
240,654
319,015
475,738
593,281
710,825
1 Adult and 2 Children - 2 years Policy Premium

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
18,779
22,691
26,603
30,561
44,862
57,899
74,516
111,024
160,357
212,508
316,810
395,039
473,264
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
22,796
26,672
30,405
33,444
36,119
27,569
32,255
36,768
40,447
43,681
32,338
37,838
43,134
47,447
51,243
36,872
43,139
49,178
54,097
58,425
53,467
62,555
71,313
78,443
84,719
69,372
81,167
92,530
101,782
109,924
89,433
104,637
119,285
131,213
141,710
133,969
156,743
178,687
196,557
212,281
194,778
227,889
259,793
285,775
308,636
258,401
302,329
344,656
379,123
409,450
385,651
451,213
514,381
565,820
611,086
481,088
562,873
641,676
705,841
762,309
576,523
674,534
768,967
845,865
913,534
37,927
45,865
53,804
61,345
88,955
115,421
148,796
222,896
324,066
429,923
641,640
800,425
959,208
17,119
20,676
24,233
27,954
41,305
53,159
68,353
101,541
146,133
193,545
288,366
359,481
430,596
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
20,772
24,301
27,703
30,473
32,912
25,109
29,377
33,489
36,839
39,787
29,448
34,452
39,275
43,202
46,661
33,690
39,416
44,936
49,428
53,382
49,129
57,480
65,526
72,080
77,845
63,589
74,399
84,815
93,295
100,758
81,914
95,839
109,254
120,181
129,796
122,403
143,211
163,259
179,584
193,950
177,425
207,588
236,652
260,313
281,139
235,265
275,261
313,798
345,177
372,790
350,945
410,607
468,093
514,900
556,094
437,706
512,118
583,812
642,196
693,569
524,467
613,626
699,535
769,487
831,047
34,560
41,777
48,992
56,052
81,740
105,797
136,285
203,649
295,199
391,431
583,899
728,248
872,600
SI 400000
14,764
17,816
20,864
24,251
36,256
46,425
59,602
88,077
125,938
166,615
247,973
308,989
370,005

SI 400000
13,471
16,244
19,018
22,216
33,483
42,727
54,793
80,679
114,844
151,824
225,784
281,253
336,725

SI 400000
12,821
15,458
18,091
21,199
32,097
40,878
52,390
76,982
109,297
144,426
214,690
267,385
320,083
SI 500000
16,292
19,669
23,046
26,651
39,527
50,788
65,272
96,800
139,023
184,064
274,143
341,700
409,262

SI 600000
SI 700000
19,759
23,118
23,880
27,939
28,002
32,760
32,099
37,557
46,960
54,943
60,696
71,014
78,153
91,439
116,616
136,441
168,749
197,436
223,698
261,727
333,596
390,304
416,016
486,740
498,438
583,173
SI 800000
26,355
31,852
37,347
42,815
62,633
80,957
104,240
155,544
225,078
298,366
444,948
554,884
664,817
28,988
35,037
41,083
47,095
68,897
89,053
114,665
171,098
247,584
328,204
489,442
610,371
731,300
SI 900000
SI 1000000
31,308
37,838
44,369
50,863
74,408
96,176
123,836
184,787
267,394
354,460
528,598
659,202
789,805
32,873
39,729
46,586
53,407
78,130
100,985
130,030
194,025
280,763
372,184
555,028
692,161
829,295

Rates are exclusive of Service Tax
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Amounts are in Rs
SI 400000
9,386
11,326
13,264
15,417
23,049
29,513
37,890
55,991
80,060
105,919
157,639
196,428
235,216
SI 900000
SI 1000000
22,962
27,769
32,576
37,141
53,857
69,880
90,087
134,949
196,204
260,292
388,474
484,608
580,745
24,111
29,157
34,204
38,998
56,550
73,374
94,592
141,698
206,013
273,307
407,898
508,839
609,780
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
10,883
13,205
15,449
17,611
19,372
20,923
13,144
15,962
18,675
21,290
23,419
25,293
15,405
18,721
21,901
24,968
27,465
29,663
17,771
21,417
25,057
28,567
31,422
33,936
26,258
31,232
36,541
41,656
45,822
49,487
33,793
40,424
47,297
53,918
59,309
64,053
43,453
52,073
60,925
69,455
76,401
82,513
64,551
77,813
91,040
103,786
114,163
123,297
92,899
112,792
131,966
150,442
165,484
178,724
123,038
149,560
174,986
199,485
219,433
236,987
183,318
223,100
261,028
297,572
327,328
353,516
228,526
278,255
325,559
371,137
408,251
440,910
273,735
333,410
390,089
444,703
489,172
528,306
21,970
26,558
31,145
35,633
51,963
67,256
86,638
129,462
187,661
248,837
371,192
462,956
554,722
11,938
14,425
16,912
19,428
28,519
36,807
47,371
70,579
101,941
135,094
201,400
251,131
300,859
21,261
25,713
30,163
34,390
49,867
64,705
83,414
124,954
181,670
241,013
359,699
448,712
537,727

SI 400000
8,151
9,827
11,501
13,477
20,404
25,986
33,305
48,938
69,481
91,814
136,481
169,980
203,481
SI 800000
19,329
23,374
27,421
31,263
45,334
58,822
75,831
113,593
165,154
219,102
326,998
407,921
488,842

SI 400000
8,563
10,327
12,090
14,123
21,286
27,162
34,833
51,289
73,008
96,516
143,534
178,796
214,060

SI 500000
SI 600000
SI 700000
14,491
16,956
17,526
20,505
20,558
24,054
23,440
27,425
33,989
39,767
44,101
51,598
56,854
66,519
85,166
99,644
123,823
144,871
164,268
192,195
245,163
286,841
305,834
357,825
366,502
428,809
SI 500000
10,357
12,504
14,651
16,942
25,128
32,287
41,494
61,537
88,379
117,012
174,276
217,223
260,173

SI 600000
SI 700000
12,561
14,697
15,181
17,761
17,801
20,826
20,406
23,875
29,853
34,928
38,585
45,144
49,683
58,129
74,134
86,737
107,276
125,512
142,207
166,383
212,070
248,121
264,467
309,426
316,863
370,730
SI 800000
16,754
20,248
23,742
27,218
39,816
51,465
66,266
98,882
143,085
189,675
282,859
352,746
422,632
18,428
22,274
26,117
29,938
43,799
56,612
72,894
108,769
157,392
208,643
311,144
388,020
464,896
SI 900000
SI 1000000
19,903
24,054
28,206
32,334
47,302
61,140
78,725
117,471
169,985
225,334
336,036
419,062
502,088
20,898
25,257
29,615
33,951
49,668
64,197
82,661
123,344
178,484
236,601
352,838
440,015
527,193

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
SI 400000
13,610
16,423
19,233
22,354
34,573
44,269
56,835
83,987
120,090
158,879
236,459
294,642
352,824
34,961
42,278
49,596
56,546
84,825
110,061
141,887
212,547
309,020
409,961
611,847
763,259
914,670
SI 800000
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
15,781
19,147
22,401
25,536
28,090
30,338
19,059
23,145
27,079
30,870
33,958
36,675
22,338
27,145
31,757
36,203
39,824
43,011
25,768
31,054
36,333
41,421
45,562
49,207
39,387
46,848
54,811
62,483
68,733
74,231
50,690
60,637
70,945
80,877
88,963
96,079
65,180
78,110
91,388
104,182
114,601
123,770
96,826
116,719
136,561
155,678
171,245
184,945
139,348
169,187
197,950
225,663
248,226
268,085
184,557
224,341
262,479
299,227
329,149
355,481
274,977
334,650
391,542
446,358
490,992
530,274
342,789
417,383
488,339
556,705
612,377
661,365
410,602
500,115
585,134
667,054
733,758
792,460
31,856
38,509
45,160
51,667
77,945
100,884
129,957
194,193
281,492
373,256
556,787
694,434
832,083
28,027
33,892
39,760
45,331
68,001
88,233
113,746
170,390
247,731
328,653
490,496
611,881
733,262
30,828
37,283
43,736
49,866
74,801
97,057
125,121
187,430
272,506
361,520
539,548
673,067
806,590

SI 400000
11,819
14,249
16,676
19,541
30,606
38,979
49,958
73,407
104,222
137,721
204,721
254,970
305,221
Amounts are in Rs
SI 900000
SI 1000000
33,294
40,264
47,234
53,855
80,786
104,820
135,130
202,424
294,305
390,439
582,711
726,912
871,117
17,310
20,916
24,522
28,170
42,779
55,210
71,056
105,869
152,911
202,641
302,100
376,696
451,289
SI 400000
12,417
14,973
17,530
20,478
31,929
40,744
52,249
76,933
109,511
144,774
215,300
268,194
321,090

SI 500000
SI 600000
SI 700000
21,012
24,586
25,412
29,732
29,809
34,878
33,988
39,766
50,984
59,651
66,151
77,397
85,281
99,779
127,748
149,465
185,735
217,307
246,402
288,292
367,744
430,262
458,750
536,738
549,754
643,214
SI 500000
15,018
18,131
21,244
24,566
37,691
48,430
62,241
92,306
132,568
175,517
261,413
325,835
390,259

SI 600000
SI 700000
18,213
21,310
22,012
25,754
25,812
30,198
29,589
34,619
44,779
52,392
57,878
67,716
74,525
87,193
111,201
130,105
160,914
188,268
213,311
249,575
318,106
372,182
396,700
464,140
475,295
556,095
SI 800000
24,294
29,360
34,426
39,465
59,725
77,198
99,399
148,323
214,628
284,513
424,288
529,120
633,948
26,721
32,297
37,870
43,411
65,698
84,919
109,340
163,154
236,088
312,964
466,716
582,030
697,344
SI 900000
SI 1000000
28,859
34,878
40,898
46,885
70,954
91,710
118,087
176,207
254,978
338,001
504,054
628,593
753,132
30,302
36,622
42,942
49,229
74,502
96,296
123,992
185,016
267,726
354,902
529,256
660,023
790,790

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
19,697
23,801
27,905
32,055
48,482
62,572
80,530
119,985
173,299
229,659
342,380
426,922
511,461
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
23,911
27,977
31,892
35,081
37,886
39,783
28,917
33,833
38,567
42,426
45,818
48,110
33,921
39,689
45,244
49,768
53,750
56,436
38,676
45,251
51,583
56,744
61,283
64,346
57,781
67,604
77,068
84,775
91,558
96,134
74,972
87,717
99,998
109,998
118,796
124,736
96,651
113,082
128,913
141,803
153,147
160,806
144,782
169,394
193,109
212,421
229,414
240,887
210,499
246,281
280,761
308,840
333,546
350,222
279,256
326,731
372,474
409,722
442,497
464,623
416,777
487,630
555,896
611,487
660,406
693,426
519,917
608,303
693,465
762,810
823,834
865,026
623,054
728,975
831,031
914,135
987,266
1,036,627
17,957
21,688
25,419
29,322
44,639
57,449
73,870
109,736
157,928
209,165
311,640
388,495
465,349
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
21,788
25,491
29,058
31,964
34,523
26,337
30,814
35,128
38,642
41,733
30,889
36,137
41,197
45,316
48,944
35,338
41,344
47,135
51,847
55,994
53,095
62,119
70,815
77,898
84,129
68,721
80,404
91,661
100,824
108,890
88,525
103,573
118,073
129,882
140,272
132,281
154,769
176,436
194,078
209,604
191,746
224,343
255,751
281,323
303,830
254,253
297,477
339,124
373,036
402,878
379,270
443,747
505,873
556,458
600,977
473,034
553,451
630,932
694,027
749,547
566,797
663,151
755,994
831,593
898,121
SI 400000
15,487
18,688
21,885
25,437
39,183
50,172
64,413
95,185
136,103
180,063
267,987
333,927
399,868

SI 400000
14,129
17,039
19,948
23,302
36,186
46,176
59,216
87,191
124,113
164,078
244,007
303,953
363,901

SI 400000
13,449
16,214
18,976
22,237
34,687
44,177
56,619
83,195
118,118
156,083
232,017
288,965
345,917
SI 500000
17,089
20,631
24,174
27,955
42,717
54,887
70,540
104,613
150,243
198,920
296,269
369,279
442,294

SI 600000
SI 700000
20,725
24,249
25,049
29,306
29,372
34,363
33,670
39,394
50,750
59,377
65,595
76,745
84,461
98,819
126,028
147,453
182,369
213,371
241,753
282,851
360,520
421,806
449,593
526,025
538,667
630,241
SI 800000
27,644
33,410
39,175
44,909
67,688
87,491
112,653
168,099
243,245
322,448
480,860
599,669
718,475
30,406
36,752
43,094
49,398
74,458
96,241
123,919
184,908
267,567
354,693
528,945
659,634
790,323
SI 900000
SI 1000000
32,839
39,689
46,539
53,351
80,414
103,938
133,832
199,701
288,975
383,068
571,261
712,406
853,550
36,250
43,821
51,389
58,794
88,337
114,336
147,285
220,086
319,024
423,023
631,026
787,025
943,028
34,482
41,674
48,865
56,019
84,435
109,135
140,524
209,685
303,423
402,222
599,824
748,026
896,228

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
22,085
26,686
31,287
35,941
54,186
69,933
90,005
134,101
193,687
256,678
382,660
477,148
571,633
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
26,809
31,368
35,758
39,333
42,479
44,605
32,422
37,934
43,242
47,568
51,372
53,941
38,032
44,500
50,728
55,801
60,265
63,277
43,365
50,736
57,836
63,622
68,711
72,145
64,579
75,557
86,135
94,748
102,329
107,444
83,792
98,037
111,762
122,939
132,772
139,411
108,022
126,386
144,079
158,486
171,165
179,724
161,815
189,323
215,827
237,412
256,404
269,227
235,264
275,255
313,792
345,174
372,787
391,425
312,110
365,170
416,294
457,925
494,556
519,284
465,809
544,998
621,295
683,427
738,101
775,006
581,084
679,868
775,049
852,552
920,756
966,794
696,355
814,737
928,799
1,021,681
1,103,415
1,158,583
20,134
24,317
28,500
32,876
49,890
64,207
82,561
122,646
176,507
233,773
348,304
434,200
520,096
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
24,429
28,580
32,581
35,839
38,707
40,644
29,530
34,549
39,386
43,326
46,792
49,133
34,633
40,517
46,191
50,809
54,876
57,618
39,621
46,356
52,848
58,131
62,781
65,920
59,341
69,428
79,146
87,062
94,026
98,730
76,806
89,864
102,445
112,686
121,700
127,787
98,939
115,758
131,964
145,162
156,775
164,612
147,844
172,977
197,193
216,910
234,264
245,978
214,304
250,736
285,840
314,420
339,575
356,556
284,165
332,474
379,021
416,923
450,275
472,791
423,890
495,953
565,387
621,924
671,680
705,264
528,685
618,563
705,159
775,677
837,729
879,616
633,479
741,169
844,935
929,427
1,003,782
1,053,972
SI 400000
17,364
20,953
24,538
28,521
43,793
56,074
71,991
106,383
152,115
201,247
299,514
373,213
446,911

SI 400000
15,842
19,104
22,366
26,127
40,443
51,609
66,182
97,448
138,714
183,381
272,714
339,712
406,713

SI 400000
15,079
18,180
21,276
24,932
38,768
49,374
63,280
92,983
132,014
174,446
259,314
322,961
386,613
SI 500000
19,160
23,132
27,104
31,343
47,742
61,345
78,839
116,921
167,919
222,322
331,124
412,724
494,328

SI 600000
SI 700000
23,238
27,189
28,085
32,858
32,932
38,528
37,751
44,169
56,720
66,363
73,312
85,774
94,398
110,444
140,855
164,800
203,824
238,473
270,194
316,128
402,934
471,430
502,487
587,910
602,040
704,387
SI 800000
30,995
37,459
43,923
50,352
75,651
97,784
125,906
187,875
271,862
360,383
537,432
670,218
803,001
34,092
41,206
48,317
55,386
83,218
107,564
138,498
206,662
299,045
396,421
591,174
737,238
883,302
SI 900000
SI 1000000
36,820
38,661
44,500
46,725
52,180
54,788
59,818
62,810
89,875
94,369
116,166
121,975
149,577
157,057
223,195
234,354
322,972
339,120
428,135
449,542
638,468
670,391
796,218
836,029
953,968
1,001,667

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
14,325
17,310
20,294
23,313
34,223
44,168
56,845
84,695
122,329
162,113
241,680
301,357
361,031
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
17,390
20,347
23,194
25,513
27,554
21,031
24,606
28,049
30,855
33,322
24,670
28,865
32,905
36,195
39,091
28,128
32,910
37,515
41,268
44,569
40,787
47,720
54,401
59,841
64,629
52,921
61,918
70,587
77,645
83,856
68,224
79,823
90,997
100,097
108,104
102,199
119,572
136,312
149,944
161,939
148,588
173,845
198,184
218,004
235,444
197,122
230,633
262,923
289,216
312,351
294,195
344,209
392,397
431,638
466,169
367,000
429,390
489,505
538,454
581,530
439,803
514,571
586,610
645,272
696,893
28,933
34,989
41,045
46,797
67,860
88,049
113,510
170,038
247,216
327,969
489,477
610,607
731,736
13,060
15,773
18,486
21,325
31,510
40,552
52,144
77,461
111,478
147,646
219,981
274,232
328,482
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
15,846
18,539
21,133
23,247
25,107
19,154
22,410
25,547
28,103
30,351
22,465
26,282
29,961
32,957
35,595
25,700
30,069
34,280
37,707
40,723
37,479
43,849
49,987
54,987
59,385
48,509
56,756
64,702
71,170
76,863
62,488
73,110
83,345
91,681
99,016
93,375
109,248
124,543
136,996
147,956
135,350
158,360
180,530
198,581
214,468
179,472
209,983
239,382
263,319
284,384
267,720
313,233
357,087
392,794
424,219
333,906
390,671
445,364
489,901
529,092
400,092
468,107
533,643
587,007
633,968
26,364
31,870
37,374
42,759
62,356
80,707
103,966
155,355
225,193
298,605
445,430
555,547
665,667
SI 400000
11,263
13,591
15,917
18,500
27,659
35,415
45,468
67,189
96,072
127,103
189,167
235,713
282,259

SI 400000
10,276
12,392
14,508
16,947
25,543
32,595
41,799
61,546
87,609
115,819
172,240
214,555
256,872

SI 400000
9,781
11,792
13,801
16,172
24,485
31,184
39,966
58,726
83,377
110,176
163,777
203,976
244,177
SI 500000
12,428
15,005
17,581
20,331
30,153
38,744
49,793
73,845
106,054
140,414
209,131
260,668
312,207

SI 600000
SI 700000
15,073
17,636
18,217
21,313
21,361
24,991
24,487
28,650
35,823
41,913
46,302
54,173
59,620
69,754
88,961
104,084
128,731
150,615
170,649
199,660
254,484
297,745
317,360
371,312
380,236
444,876
SI 800000
20,105
24,298
28,491
32,661
47,780
61,758
79,520
118,658
171,702
227,610
339,430
423,296
507,159
22,114
26,728
31,341
35,926
52,559
67,935
87,472
130,523
188,871
250,371
373,373
465,624
557,875
SI 900000
SI 1000000
23,883
28,865
33,847
38,801
56,763
73,368
94,470
140,966
203,982
270,401
403,243
502,875
602,506
25,078
30,308
35,538
40,741
59,601
77,037
99,194
148,013
214,181
283,922
423,405
528,018
632,632

Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
Age\Sum Insured
3m-25
26-35
36-40
41-45
46-50
51-55
56-60
61-65
66-70
71-75
76-80
81-85
Above 85
SI 300000
16,713
20,195
23,677
27,199
39,927
51,530
66,319
98,811
142,717
189,131
281,960
351,583
421,203
Amounts are in Rs
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
20,288
23,738
27,060
29,765
32,146
24,536
28,707
32,723
35,998
38,876
28,781
33,676
38,389
42,228
45,606
32,816
38,394
43,768
48,146
51,998
47,585
55,674
63,468
69,814
75,400
61,741
72,238
82,351
90,586
97,832
79,595
93,127
106,163
116,779
126,121
119,232
139,501
159,031
174,935
188,929
173,352
202,820
231,215
254,339
274,685
229,976
269,072
306,743
337,418
364,409
343,228
401,578
457,797
503,578
543,864
428,167
500,955
571,089
628,196
678,452
513,103
600,333
684,378
752,817
813,042
33,755
40,820
47,885
54,597
79,170
102,724
132,428
198,377
288,418
382,630
571,057
712,375
853,692
15,236
18,402
21,567
24,879
36,761
47,311
60,834
90,371
130,058
172,254
256,645
319,937
383,229
SI 500000
SI 600000
SI 700000
SI 800000
SI 900000
SI 1000000
18,487
21,628
24,656
27,121
29,292
22,347
26,145
29,805
32,787
35,410
26,209
30,662
34,955
38,450
41,528
29,984
35,080
39,993
43,991
47,510
43,725
51,157
58,318
64,151
69,282
56,594
66,215
75,485
83,032
89,674
72,903
85,296
97,236
106,961
115,518
108,938
127,457
145,300
159,829
172,615
157,908
184,753
210,619
231,678
250,213
209,385
244,981
279,279
307,206
331,782
312,340
365,439
416,601
458,259
494,922
389,557
455,783
519,591
571,552
617,274
466,774
546,125
622,584
684,841
739,629
30,758
37,181
43,603
49,886
72,748
94,159
121,293
181,247
262,726
348,372
519,668
648,138
776,611
SI 400000
13,140
15,856
18,569
21,583
32,268
41,318
53,046
78,388
112,084
148,287
220,695
274,999
329,303

SI 400000
11,989
14,457
16,926
19,772
29,800
38,027
48,766
71,804
102,211
135,123
200,947
250,314
299,684

SI 400000
11,411
13,758
16,101
18,867
28,566
36,381
46,627
68,514
97,274
128,539
191,073
237,972
284,873
SI 500000
14,500
17,505
20,511
23,719
35,179
45,201
58,092
86,152
123,730
163,816
243,986
304,112
364,242

SI 600000
SI 700000
17,585
20,575
21,253
24,866
24,922
29,156
28,568
33,426
41,794
48,899
54,019
63,202
69,556
81,380
103,788
121,432
150,186
175,717
199,090
232,936
296,899
347,369
370,253
433,197
443,608
519,022
SI 800000
23,456
28,348
33,239
38,105
55,743
72,051
92,773
138,434
200,319
265,545
396,002
493,845
591,685
25,799
31,183
36,564
41,914
61,318
79,257
102,051
152,277
220,349
292,100
435,602
543,228
650,854
SI 900000
SI 1000000
27,864
33,676
39,488
45,268
66,223
85,596
110,214
164,460
237,980
315,468
470,450
586,687
702,924
29,257
35,359
41,461
47,532
69,535
89,876
115,726
172,682
249,878
331,242
493,973
616,021
738,070

L&T GENERAL INSURANCEMedisure Prime Insurance PDF

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L&T GENERAL INSURANCEMedisure Prime Insurance PDF

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Ensure your familys health with

my:health Medisure Prime Insurance

L&T Insurance presents

my:health Medisure Prime Insurance

What are the key Coverage of my:health Medisure Prime?

In-patient Hospitalisation Expenses

Room Rent/Boarding & Nursing

ICU Rent/Boarding & Nursing

Fees of Surgeon, Anaesthetist, Nurses and Specialists

Cancer (of specific severity)

Kidney Failure (requiring regular dialysis)

Multiple Sclerosis with persisting symptoms

Primary Pulmonary Arterial Hypertension

b) Undergoing for the first time of the following surgical procedures

Major Organ/Bone marrow Transplant

Aorta Graft Surgery

Open Chest CABG

c) Occurrence for the first time of the following medical events

First Heart Attack (of specific severity)

Stroke (resulting in permanent symptoms)

Hospitalisation due to an Accident

Lifetime renewal of Policy

What is the L&T Insurance Advantage?

Who all can be covered under my:health Medisure Prime

Renewal of the Policy is for your lifetime

What are the Medical Test Requirements?

Medical Tests Requirement

Age* group 46 - 55 years

Medical Examination Report, Electrocardiogram, Serum Triglycerides,

Age* group 56 - 65 years

Medical Examination Report, Electrocardiogram, Complete Blood Count,

*Age as on last birthday as at Policy inception date to be considered.

What is the range of Sum Insured under my:health Medisure Prime?

What does my:health Medisure Prime not cover?

Any Domiciliary Hospitalisation/Treatment.

Genetic disorder and stem cell implantation/surgery.

Costs of donor screening.

Service charges levied by the hospital, except registration/admission charges.

What is the cancellation procedure for my:health Medisure Prime?

Refund of Annual Premium rate (%)

Exceeding Six Months up to 365 days

What are the renewal terms of my:health Medisure Prime?

The Policy can be renewed for lifetime unless:

How are the Zones classified for premium calculation?

What is the premium payable for my:health Medisure Prime?

How do I get my:health Medisure Prime Policy?

What is the process to lodge a Claim under my:health Medisure Prime?

Reach us at the touch points below

Advt. Ref. No. LTGICL/FY13-14/ 047

Zone 3 : Rest of India

Zone 1 : Delhi,NCR,Mumbai,Thane,New Mumbai

Zone 1 : Delhi,NCR,Mumbai,Thane,New Mumbai

Zone 3 : Rest of India

Zone 1 : Delhi,NCR,Mumbai,Thane,New Mumbai

Zone 3 : Rest of India

2 Adults and 1 Child

2 Adults and 1 Child

2 Adults and 1 Child

Zone 1 : Delhi,NCR,Mumbai,Thane,New Mumbai

Zone 3 : Rest of India

2 Adults and 2 Children

2 Adults and 2 Children

2 Adults and 2 Children