8743 Green Street

Draper, UT 84065
July 26, 16
Mr. Tom Benson, Managing Director
Benson Financial Services
12300 S. 3872 W.
Draper, UT 84065
Dear Mr. Benson,
I would like to apply for the Executive Administrative position you
advertised through Indeed.com jobs on July 2, 2016. My experience
within the insurance and financial industries would allow me to make
an immediate contribution to your company.
My work experience includes over twenty years of experience as an
administrative and executive assistant. My responsibilities include
generating executive reports for monthly, quarterly and annual board
meetings, scheduling of executive managers calendar and running the
office in general. I have worked with many different departments and
managers. Along with my regular responsibilities, Ive developed large
inventory database systems for products and clients, reduction of high
overages in inventory, which saved $68,000, and generated the
department office policies and procedure manuals.
My education in administration was achieved at Salt Lake Community
College in Salt Lake City, UT and by the many years of on the job
training. To earn my Associates Degree, I not only completed the
general requirements, but took several additional credit hours in
technical writing courses, office administration, and accounting.
The enclosed resume highlights my qualifications that would benefit to
your company. I look forward to hearing from you regarding this
exciting position. I can be contacted at (801) 243.9988 or through
email (kmoeykens@yahoo.com).
Sincerely,
Karen Gardner
Enclosure: Resume

TABLE OF CONTENTS
Technical Description
Page 3
The target audience for this technical description is for active parents
who want to be able to run or hike with stroller age children. The Active
Terrain 6500 Stroller is a product overview highlighting feature for
potential new buyers to review prior to purchase.
First Aid Sign ..
... Page 4
For the instruction paper, the target audience is college students.
Appealing to busy college students on the go had to be first visual then
informative. The Alcohol and Drug Overdose Signs & Symptoms is
designed to be used quickly in an event you suspect someone is
overdosing from drugs or alcohol. These techniques can save lives.
Hinduism in America .
. Page 5
During technical writing, I had the opportunity to apply the concepts
learned into a religion research paper. This paper, Hinduism in America
is for any reader who would like an overview and basic understanding
of American Hinduism. This writing is in regards to American Hindu
history, beliefs, practices, and acculturation to reduce religious
discrimination in America.

ACTIVE TERRAIN 6500 STROLLER

Want to go running or walking in the

mountains, but cant figure out how to
take baby along? Wait no longer. The
Active Terrain 6500 stroller was
specifically designed for both city and
rough terrain surfaces. This is the best
stroller on the market for those who
enjoy running on rugged terrains such
as sand, gravel, mountain trails, and
even snow.

Maximum Control
Precision engineering offers lightweight
one-hand steering as you run. The 3wheel design with front wheel swivel
allows for more maneuverability in tight
spaces or forward running stability. Maintain speed control with a hand operated
disc brake to slow down, or us the foot park brake for a complete stop.

Maximum Performance
The Active Terrain 6500 stroller has an aluminum frame that is strong
yet light for pushing and pulling. We designed the stroller to optimize
performance by installing 16 rear wheels along with shock absorber
suspension to allow for a comfortable ride. Tires are constructed with
an all-purpose tread guaranteed to maintain traction.

Features Include:
Hand operated brake
handle
3 wheel design with
extra wide tires
Wheel lock design
Multi-functional Use
back/forward
With an easily adjusted recline position, the Active Terrain 6500 seat
Frame shock absorbers
can transition from lie-flat for newborns to upright for toddlers. The
Slim frame design 24
padded harness is adjustable for all ages. The stroller also has a hinged
wide with
auto frame lock
bumper for easy in/out. The zip bag design can carry up to 10 lbs of
gear without allowing item to bounce out. The Active Terrain 6500 can Lightweight frame. 27
lbs make from
also be used in conjunction with our car seats and carriers products.
aircraft grade
aluminum
Product Testing

Bumper
bar gate
We are proud of our products and are committed to providing
style for easy
customers with a stroller they can count on for years to come. All our
in/out
products have been designed using the highest quality materials,
2 bottle holders
innovative engineering and vigorous testing. We test to exceed the
Sun shade canopy
mandatory test of worldwide safety standards as well as many of our
Adjustable seat and bar
own tests, including:
height
Suitable for newborns
High Quality Materials
6 years
Innovative Engineering
Maximum load capacity
Irregular Surface Testing
65 lbs
Tire, Handle and Brake
Globally safe certified

Testing
Stair Ascent and Curb
Testing

OVERDOSE
SIGNS & SYMPTOMS
An overdose means having too much alcohol or
drug for your body to cope with. It is important to
know the signs and symptoms of an overdose and
act accordingly.
FRIENDS DONT LET FRIENDS OVERDOSE!!!

ALCOHOL
OVERDOSE

Disorientation
Loss of Coordination
Vomiting
Seizures
Irregular Breathing
Blue-Tinged or Pale
Skin
Low Body Temperature
Unresponsive

DRUG
OVERDOSE

Chest Pain
Disorientation/Confusi
on
Severe Headache
Seizures
High Temperature
(hot, but not sweating)
Difficulty Breathing
Agitation & Paranoia
Hallucinations
Unconsciousness

THE RECOVERY POSITION

WHAT TO DO?
You may be afraid of the
police, but a dead friend is
worse!!!!!

Call an Ambulance
tell the operator your
location and stay on
the line.

Keep them warm

If you cant get a

response or the
person is unconscious,
put them in the
recovery position.
Dont leave them on
their back.

If they are awake,

try to keep them in a
sitting position and
awake.

Be prepared to give
CPR if they stop
breathing before an

Lift Leg Get hold of the far leg

just above the knee and pull it up,
keeping the foot flat on the
ground.

Roll over Keep their hand pressed

against their cheek and pull on the
upper leg to roll them towards you

Support face Place the arm

nearest to you at a right angle to
the body. Place their other hand

Hinduism in America
It was a Saturday in June of 2014 when I attended the Sri Ganesha Hindu Temple in Utah,
which was rededicating the building they had recently finished. Part of the ceremony was to
dedicate the Kumbhas and the Kalashas that was installed on the Gopuram (flags on flag pole). I
was struck by the beauty of the Temple, the vibrant colors, and the many idols in the room.
As my grandchildren and I sat on the floor an elderly woman encourage my granddaughters
to sit closer. During the ceremony, she explained to them what the prayers meant. Later when the
Kalashas was being installed on the Gopuram, the same women did the same with me. From her
I learned the essence of Hinduism. I felt peace, safety, and oneness. She had made it clear that
they believe in only one Deity, but worship the Creator through many different Gods (idols).
Basically, We pray through them to translate and pass the prayers onto the Creator on our
behalf. Whatever my previous concept of Hinduism or the people, it did not include that though.
I learned later that Hinduism has no human founder. It is a mystical religion, leading devotees
to personally experience the Truth within and finally reaching the pinnacle of consciousness

where man and God are one. In this exposition essay, I will provide information and personal
insight regarding three areas of Hinduism:
1. Hindu History in America
2. Hindu Beliefs & Practices
3. Acculturation

HISTORY
The origin of the Hindu religion is so old that its original beginnings cannot be determined.
The practices and beliefs pre-date any historical records. Hinduism arrived in America with the
immigrants in the 1960s following the Immigration & Naturalization Act. Today, the Hindus are the
fastest growing population in America. According to the Hindu American Foundation (HAF),
growth in America has been profound. In the 1900s there were 1,700 followers. The population
grew to approximately 387,000 by 1980 and 1.1 million in 1997. As of 2008, the estimated Hindu
U.S. population of Indian origin is approximately 2.29 million. It is noteworthy to mention that the
United States Census Report as of 2010 state the Hindu population grew faster than any other
race group in the U.S. by 43%. (HAFSite.org)
To better understand the demographics of the Hindus, it is helpful to know that Hindus are the
most educated and earn the most on average except for the Jews. Below is a table of comparison
between Hindus and other religions in regards to socioeconomics and education in America.

Income Percentage: Total family yearly income from 2007 & 2014
Education Attainment: Year 2014
2007 Income Percentage

2014 Income Percentage

2014 Educational Attainment

Religion

>
$30,000

$30,000
$49,999

$50,000
$99,999

more
than
$100,000

>
$30,000

$30,000
$49,999

$50,000
$99,999

more
than
$100,000

High
School
or Less

Some
College

College
Degree

PostGrad
Degree

Hindu

10

38

43

17

13

34

36

12

11

29

18

Jewish

14

11

29

46

16

15

24

44

19

22

29

31

Muslim

26

18

43

13

34

17

29

20

36

25

23

17

Buddhist

25

19

34

22

36

18

32

13

20

33

28

20

Protestan
t

32

23

29

15

36

21

27

16

42

34

15

Catholic

31

20

30

19

36

19

26

19

46

27

16

10

Mormon

26

21

38

16

27

20

33

20

27

40

23

10

Atheist

21

20

31

28

24

18

28

30

26

31

26

16

Agnostic

18

22

35

25

22

18

30

29

23

36

25

16

Source: 35,071 participants in study June 4 - September 30, 2014. http://www.pewforum.org/2015/05/12/chapter-3-demographic-profiles-of-religiousgroups/

With such rapid growth the organization and hierarchy still remains minimal, except for those that are
over a specific temple and deliver the services and ceremonies to the congregation. In ancient Indic
civilization there was a form of hereditary hierarchy based on four general occupational groupings
(varna) which included workers, business people, law enforcers and lawmakers, and priests. Within the
four groups were thousands of sub-groups (jati). In Hinduism, there is no basis for a discriminatory caste
system in Hindu scripture. The Vedic and non-Vedic scripture teaches the concept of equality of all
mankind. Hindus have a hymn:
Ajyesthaso akanishthaso ete sambhrataro vahaduhu saubhagaya
No one is superior, none inferior. All are brothers marching forward to prosperity. (HAFSite.org)

BELIEFS & PRACTICES

All Hindus worship one Supreme Reality, which is called by many different names. Hinduism is a
family of traditions that emphasizes experience, evaluation, and offers overarching guidelines rather than
absolute lists of dos and donts or commandments in regulating individual behavior. In Hinduism, all
actions are guided by Dharma. Hindus also believe that the Divine are manifested in different forms, can
be worshipped by various means, and speaks to each individual in different ways to allow them to
believe in God and to know God. In order to believe and know Dharma, Hindus recommend the practice
of prayer to achieve moksha (oneness with Creator). Though there are no obligatory guidelines for
praying in frequency or length and no one will be condemned for lack of prayer. Progress towards
moksha is proportional to the spiritual effort made by each individual to achieve moksha. (Prothero, pg
121, par. 1)

Hindus have key scriptures, which are rich and extensive collections of ancient religious writing. The
texts are classified into two categories: Shruti and Smriti. The word Shruti literally means heard and
Hindus believe this to be eternal truths to natural law. The texts are revealed or divine in origin and are
believed to contain the foundational truths of Hinduism. The Shruti texts are the Vedas: Rig, Sama, Yajur
and Atharva and the Upanishads: numbering over 100 and containing methods of self-understanding,
God, and the nature of the world. The Smriti, meaning memory are meant to remind one of the eternal
truths of Shruti, to read and interpret in light of changing circumstances over kala (time), desha (land),
and guna (personality). Texts of the Smriti are the Upavedas: (which has four main text) Ayurveda
-science of health and life, Dhanurveda-science of warfare, Gandharvaveda-the study of aesthetics, and
delineates all forms, Arthashastra-guidance on public administration, governance, economy, and politics.
The others texts are Puranas, Ramayana, Mahabharata, Bhagavad Gita, Agama Shastras.
(HAFSite.org)
Along with the scripture texts, Hindus believe in many different things that its hard to count them all.
Hinduisms foundation in the Nine Beliefs of Hinduism, which determine thoughts and attitudes about life,
which in turn direct action. With action creation of destiny occurs. (worldreligionnews.com) Like other
religions, Hindus believe in a one Supreme Being, karma, a spiritual leader known as a Satguru,
reincarnation and endless cycles of creations, all life is sacred and there are many ways to salvation
besides religion. The most unique of the Nine Beliefs is the four Vedas, the worlds most ancient
scripture, and venerate the Agamas as equally revealed. These primordial hymns are Gods works and
the bedrock of Sanatana Dharma (meaning the eternal Law or Way), the eternal religion. (HAFSite.org)
Within the Hindu scriptures and the nine beliefs, there are six major schools of thought in Hinduism.
Created from theology developed in Hinduism through dynamic traditions of philosophical inquiry and
debate, the school of thought or Darshanas emerged. Darshana literally means seeing; thus one is to
relate to the different ways of seeing the Divine and attain moksha or liberation from the cycle of birth
and rebirth. The six darshanas are 1) Vaisheshika. 2) Nyaya. 3) Sankhya Mimamsa or Purva Mimamsa.
4) Yoga. 5) Vedant, including Advaita, Dvaita and 6) Vishishtadvaita.
Hindus have many holidays and festivals. Holidays are a way of celebrating traditional family
Hinduism and commemorate a particular deity, season or event in history. Hindu holidays dont fall on

the same calendar day each year because the Hindu calendar is lunar. Celebrations are categorized
into three main groups; Deity, Seasonal, and Other Celebration. Deity celebrations include Shivarati,
Ramanavami, Krishna Janmashtami, Ganesha or Vinayaka Chaturti, and Navaratri, which many fasts
and rituals are exclusive to women. Seasonal celebrations pay homage to Goddess Saraswati,
welcoming the arrival of spring known as Holi and is one of the largest festivals in the world. Other
celebrations celebrates the bond between brothers and sisters and the Diwali or Deepavali, which is one
of the most celebrated festivals that commemorates the victory of good over evil.
(worldreligionnews.com)

ACCULTURATION
Starting from the time Hindus immigrated to America there have been many challenges, struggles,
and diversities to overcome. Due to the fact that the Hindus are henotheistic; believing in more than one
God, that Hindus have multiple idols, believe in reincarnation, have a fusion of ideas, and the religion
was not derived from a founder, made it very difficult for native Americans to accept the Hindu religion.
Along with this, their clothing and language, which didnt assimilate into the American culture brought
undue attention. The fear of the native Americans lead to many forms of discrimination from vandalism
and an overall wariness lead to hate crimes. Christians found it very difficult to understand the Hindu
people and religion. Christians through the sixteen and early nineteenth centuries were of the mindset of
privilege, wherefore they didnt have to try and understand the minority religions immigrating into
America or their communities. If anything, Christians really wanted to convert the Hindus to their own
beliefs and assimilate the Hindu people in the established community.
The Hindus also found multiple struggles within blending their families, careers and religion into the
American way of life. Hindus are hard workers and believe in learning English to become one with all.
Hindus have had to work harder to defend their faith and as a result, their faith grew stronger instead of
leaving their home land religion behind. Some believed that the Hindus would not be able to build their
Temples without legal and community issues, but because of the First Amendment Rights stating
Congress shall make no law respecting and establishment of religion, or prohibiting the free exercise
thereof, the Hindu community continued to grow and build temples for worship within their cities.

Contributions from Hinduism, has been a wellspring to America and the globe throughout the years.
Hindus have explored the mysteries of science, mathematics and astronomy to glorify Creation. Hindus
have made important contributions to society within education, mathematics such as quadratic equation
and trigonometry, astronomy, medicine and surgery, literature in Sanskrit, which is most ancient
systematic language in the world. They are most widely know for their contribution in the practice of yoga
an meditation for its salutary effects on personal wellbeing. The most recent societal contribution comes
from of a 25 year project developing the eleven-volume encyclopedias of Hinduism (2013).
(thehindu.com)

In conclusion, Hindus and their religion have become the fastest growing minority religion in the
United States. It is by educating the general public about all the minority religions that can help to break
the cycles of fear, discomfort, and hate among our communities. With the Hindus demographics in
America, their vast yet open beliefs, and their abilities to grow in America is a great example of the First
Amendment by our forefathers and the belief that we can all change to accommodate all religions
without bias.

10

References:
U.S. Census Bureau, census.gov, website, 20 July 2016.
Religious Population, religiouspopulation.com, website, 20 July 2016.
World Religion News, worldreligionnews.com, website, 20 July 2016.
Pew Research Center, pewforum.org, 2014 Religious Landscape Study, website, 20 July 2016.
Sri Ganesha Hindu Temple, utahganesha.org, website, 20 July 2016.
Prothero, Steven, A Nation of Religions, 2006 University of North Carolina Press, pg. 121, par. 1, 20 July
2016.
Hindu American Foundation, HAFSite.org, website, 20 July 2016.
Hinduism Today, hinduismtoday.com, website, 20 July 2016.
The Hindu Paper, thehindu.com, website, 20, July 2016.

11

KarenGardner
1450E.TuscanOakWay,Sandy,UT84092
Cell(801)2439988
kmoeykens@yahoo.com

Objective:
ExecutiveAssistanttoVPofDepartmentinsupportofallorganizationalgoals.

CoreCompetencies:
Retainsandbuildsclientrapport
Officecreativesolutions
Multitaskstoeaseyourworkload
Solvesproblemsanalytically
Managestimeandprojects

Clear,professionalcommunicator
Detailedandcalmunderpressure
Abletorelocate
Sourcingskillsonalllevels
Selfmanaging,motivated,anddriven

ExecutiveSummary:
EnergeticExecutiveAssistantwithtwentyyearsexperienceaidinghighlevelowners,
presidents,salesmanagers,andfinancingdepartmentstoachievetheirgoals.Manage
andsupportallexecutiveleveladministrationtoincludescheduling,conferencecalls,
travel arrangements and interim assignments. Write executive level reports and
presentationsforproduction,marketing,salesorfinancedepartments.Offersaccurate
processing and follow through. Adeptly handles incoming and outgoing
communications. Efficiently and accurately responds to information requests.
Sensitiveandconfidentialdataflowmanagedwithdiscretion.Meetsclients,suppliers,
individuals, and special interest groups directly; allows manager to focus on the
important issues at hand. Proactive and confident with ability to develop and

12

maintainrelationshipswithindividualsinallorganizationallevels.Performsdetailed
internetresearch.

Software:
Windows10
MacintoshSoftware
AdobePhotoshop
Acrobat

MicrosoftOutlook
MicrosoftWord
MicrosoftExcel
MicrosoftPowerPoint
MicrosoftAccess

WorkHistory:
6/201112/2013
AmegyBank
Houston,TX
ExecutiveAssistant
AssistanttoExecutiveWorkoutManager.
Coordinatedandprocessedweeklymeetingagendasanddocumentationfor
weeklypropertymeetings.
Leadincreatingdepartmentproceduralbinderfornewhiresofall
administrativepositionswithinthedepartment.
BuildDatabasesystemforvendormanagementdepartment,whichresultedin
aannualsavingsover$50,000.
2/20095/2011
ZionsBancorp,Inc.
SaltLakeCity,
UT
ExecutiveAssistant
ExecutiveAssistanttoCreditAdministrationdepartment.
Generatedmonthlyandweeklyreports,charts,andmeetingmaterials
BuildVendorDatabaseforvendormanagementdepartment.
Workedalongsideotherdepartmentstogatherrequiredquarterlyinformation.
Initiatedofficemoralevents.
7/20068/2008
VIPIncentives,Inc.dbaDestinationVIP ParkCity,UT
ExecutiveAssistant
BenefitsAdministratorfororganization;ContractAdministratorforclientsand
vendors
Coordinatedandprocessedallcompany,client,andvendorCertificatesof
LiabilityInsurance
Developedaninnovativeaccountsreceivablestrackingsystem,which
consolidatedtheprocessofclientinvoicinganddepositschedulesfor
accountingdocumentation
Initiatedofficesupplyandshippingcostreductions,whichresultedinaannual
savingof$68,000

Education:
SaltLakeCommunityCollege

13

Currently
CosmetologyCollege

Completed1987

VolunteerExperience:
OngoingparticipationinlocalcharitiesforfundraisingactivitiesincludingRidefor
Kids,MuscularDystrophy,SubforSanta,VolunteersofAmericaandWomenand
Childrenshelter,andSEARCHHomelessServicesinHouston,TX.

References:
Availableuponrequest

14