Sberbank

1.
00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00

10.00

1.00
1.01
01
1.02
02
1.03
03
1.04
04
1.05
07
1.06 10
13.01.10
1.00
1.01

.
,
,

.

.

,
, ,
. ,
,

.

,
.

.
, ,

.
13.01.10
1.00
1.02

, ,
,

.

,
, ,

,

.
,

.
,
,
.

.
13.01.10
,
,
.

.
1.00
1.03

,
,
, :

,

13.01.10
1.00
1.04

.

:
;

;

;
;
,

.

,
.
13.01.10

2014

.

,

:
,
,
.
,

,
.

,

,
.

,

,
.
1.00
1.04
,
,
.
,

.
1.00
1.04

(,
)
1.00
1.05
,

,

:

.

.
.
,
,

.
13.01.10
1.00
1.05
.

, .
.

,
.
,

,
,
,
,

.
1.00
1.05
,
.

,

,
.
,
.
,
,

,

.
13.01.10
10
1.00
1.06

,

,

,
,
:

.

,
.
,

.

: -
.
,

,

.

,
,

,
.

,
,

.
,

.
11
2.00
2.01

12

By your side
25

Established in 1841
26

Official Partner
27

General Partner
28
17
29
18
30

1841
31
32

>

33
45

By your side
34

Established in 1841
35
2.06
46
46
14
15
16
19

1841
20
21

1841
22
24
13

37
General Partner
12
2.03
23
13

36
Official Partner
2.02

13.01.10
2.04

38
40

40

2.05
41
41
42
43
44
12
2.00
2.01

.

.

:

,
,

-

-

-
,

,
,
,
.
13.01.10
13
, 1
2.00
2.02
1841

.

.
,
, .

()
.
,
,
, , ,
.
,
.
,
,
, , ,
.

.

.

,

.

.
13.01.10
14
, 2
2.00
2.02

,

.

. .
,
,
- .
13.01.10
,
,

.
,
, POS-,

, - ,
.
1841
,
,

.
,

.
,

.
- ,
, ,
-,

.
1841
,
,

.
,

.
- ,
, ,
-,

.
By your side
,
,

.
,
, POS-,

, - ,
.
Established in 1841
,
,

.
Official Partner
,

.
- ,
, ,
-,

.
General Partner
,

.
- ,
, ,
-,

.
15
, 3
2.00
2.02

,

.

. .
,
,
- .
13.01.10
,
,

.
,
, POS-,

, - ,
.
1841
,
,

.
,

.
- ,
, ,
-,

.
By your side
,
,

.
,
, POS-,

, - ,
.
Established in 1841
,
,

.
Official Partner
,

.
- ,
, ,
-,

.
General Partner
,

.
- ,
, ,
-,

.
16
, 4

2.00
2.02
CMYK

(CMYK)
, ,
, .
-:
PMS 349
-:
PMS 369

,
.
RGB
-:
RGB 0.102.51
-:
RGB 142.187.28
, ,
, PowerPoint .

:
PMS 349
,
. ,
.
.

:
PMS 349
,
.
,
. .
,
. ,
.
,
.
. ,
.
, .
,
, , .

:
PMS 871

:
PMS 877
. ,
- /.

,
,
.

,
.

.
(CMYK).
CMYK- ,

,
,
.

.
13.01.10
2.00
2.03
18
2.00
2.03

,
.

( )

.
.

13.01.10
CMYK

RGB
1
2
1
2
3

PI_CMYK.ai
PI_2COL.ai
PI_RGB.ai
PI_Gr1.ai
PI_Gr2.ai
PI_Bk1.ai
PI_Bk2.ai
PI_Bk3.ai
PI_GLD.ai
PI_SIL.ai
PI_REV.ai
19
2.00
2.03
>
>

.

, ,

.
:
, , POS-,

, -,
.

13.01.10
CMYK

RGB
1
2
1
2
3

PI_S1_CMYK.ai
PI_S1_2COL.ai
PI_S1_RGB.ai
PI_S1_Gr1.ai
PI_S1_Gr2.ai
PI_S1_Bk1.ai
PI_S1_Bk2.ai
PI_S1_Bk3.ai
PI_S1_GLD.ai
PI_S1_SIL.ai
PI_S1_REV.ai
20
2.00
2.03
>
> 1841

.
1841 , ,
,

.
:
,
.

1841

13.01.10
CMYK

RGB
1
2
1
2
3

PI_S2_CMYK.ai
PI_S2_2COL.ai
PI_S2_RGB.ai
PI_S2_Gr1.ai
PI_S2_Gr2.ai
PI_S2_Bk1.ai
PI_S2_Bk2.ai
PI_S2_Bk3.ai
PI_S2_GLD.ai
PI_S2_SIL.ai
PI_S2_REV.ai
21
2.00
2.03
>
>

.
,
,

.
: , , ,
-,
.

13.01.10
CMYK

RGB
1
2
1
2
3

PI_S3_CMYK.ai
PI_S3_2COL.ai
PI_S3_RGB.ai
PI_S3_Gr1.ai
PI_S3_Gr2.ai
PI_S3_Bk1.ai
PI_S3_Bk2.ai
PI_S3_Bk3.ai
PI_S3_GLD.ai
PI_S3_SIL.ai
PI_S3_REV.ai
22
2.00
2.03

> > 1841

,
, .

.
1841 , ,
,

.
:
.

1841

13.01.10
CMYK

RGB
1
2
1
2
3

PRI_S2_CMYK.ai
PRI_S2_2COL.ai
PRI_S2_RGB.ai
PRI_S2_Gr1.ai
PRI_S2_Gr2.ai
PRI_S2_Bk1.ai
PRI_S2_Bk2.ai
PRI_S2_Bk3.ai
PRI_S2_GLD.ai
PRI_S2_SIL.ai
PRI_S2_REV.ai
23
2.00
2.03

> >

,
, .

.
, ,

.
: , , ,
-,
.

13.01.10
CMYK

RGB
1
2
1
2
3

PRI_S3_CMYK.ai
PRI_S3_2COL.ai
PRI_S3_RGB.ai
PRI_S3_Gr1.ai
PRI_S3_Gr2.ai
PRI_S3_Bk1.ai
PRI_S3_Bk2.ai
PRI_S3_Bk3.ai
PRI_S3_GLD.ai
PRI_S3_SIL.ai
PRI_S3_REV.ai
24
2.00
2.03

.

,
.

13.01.10
CMYK

RGB
1
2
1
2
3

PLI_CMYK.ai
PLI_2COL.ai
PLI_RGB.ai
PLI_Gr1.ai
PLI_Gr2.ai
PLI_Bk1.ai
PLI_Bk2.ai
PLI_Bk3.ai
PLI_GLD.ai
PLI_SIL.ai
PLI_REV.ai
25
2.00
2.03

> > By your side

.
By your side
, ,

.
: ,
, POS-,
, , .

By your side

13.01.10
CMYK

RGB
1
2
1
2
3

PLI_S1_CMYK.ai
PLI_S1_2COL.ai
PLI_S1_RGB.ai
PLI_S1_Gr1.ai
PLI_S1_Gr2.ai
PLI_S1_Bk1.ai
PLI_S1_Bk2.ai
PLI_S1_Bk3.ai
PLI_S1_GLD.ai
PLI_S1_SIL.ai
PLI_S1_REV.ai
26
2.00
2.03

> > Established in 1841

.
Established in 1841 , ,
,

.
:
.
10

Established in 1841

13.01.10
CMYK

RGB
1
2
1
2
3

PLI_S2_CMYK.ai
PLI_S2_2COL.ai
PLI_S2_RGB.ai
PLI_S2_Gr1.ai
PLI_S2_Gr2.ai
PLI_S2_Bk1.ai
PLI_S2_Bk2.ai
PLI_S2_Bk3.ai
PLI_S2_GLD.ai
PLI_S2_SIL.ai
PLI_S2_REV.ai
27
2.00
2.03

> > Official Partner

.
Official Partner , ,

.
: , , ,
-,
.
11

Official Partner

13.01.10
CMYK

RGB
1
2
1
2
3

PLI_S3_CMYK.ai
PLI_S3_2COL.ai
PLI_S3_RGB.ai
PLI_S3_Gr1.ai
PLI_S3_Gr2.ai
PLI_S3_Bk1.ai
PLI_S3_Bk2.ai
PLI_S3_Bk3.ai
PLI_S3_GLD.ai
PLI_S3_SIL.ai
PLI_S3_REV.ai
28
2.00
2.03

> > General Partner

.
General Partner , ,

.
: , , ,
-,
.
12

General Partner

13.01.10
CMYK

RGB
1
2
1
2
3

PLI_S4_CMYK.ai
PLI_S4_2COL.ai
PLI_S4_RGB.ai
PLI_S4_Gr1.ai
PLI_S4_Gr2.ai
PLI_S4_Bk1.ai
PLI_S4_Bk2.ai
PLI_S4_Bk3.ai
PLI_S4_GLD.ai
PLI_S4_SIL.ai
PLI_S4_REV.ai
29
2.00
2.03

,
, ,

.

, ,
.
13

13.01.10
CMYK

RGB
1
2
1
2
3

SI_CMYK.ai
SI_2COL.ai
SI_RGB.ai
SI_Gr1.ai
SI_Gr2.ai
SI_Bk1.ai
SI_Bk2.ai
SI_Bk3.ai
SI_GLD.ai
SI_SIL.ai
SI_REV.ai
30
2.00
2.03

> >
,
, ,

.

, ,

.
:
, , POS-,

, -,
.
14

13.01.10
CMYK

RGB
1
2
1
2
3

SI_S1_CMYK.ai
SI_S1_2COL.ai
SI_S1_RGB.ai
SI_S1_Gr1.ai
SI_S1_Gr2.ai
SI_S1_Bk1.ai
SI_S1_Bk2.ai
SI_S1_Bk3.ai
SI_S1_GLD.ai
SI_S1_SIL.ai
SI_S1_REV.ai
31
2.00
2.03

> > 1841
,
, ,

.
1841 , ,
,

.
:
.
15

1841

13.01.10
CMYK

RGB
1
2
1
2
3

SI_S2_CMYK.ai
SI_S2_2COL.ai
SI_S2_RGB.ai
SI_S2_Gr1.ai
SI_S2_Gr2.ai
SI_S2_Bk1.ai
SI_S2_Bk2.ai
SI_S2_Bk3.ai
SI_S2_GLD.ai
SI_S2_SIL.ai
SI_S2_REV.ai
32
2.00
2.03

> >
,
, ,

.
,
,

.
: , , ,
-,
.
16

13.01.10
CMYK

RGB
1
2
1
2
3

SI_S3_CMYK.ai
SI_S3_2COL.ai
SI_S3_RGB.ai
SI_S3_Gr1.ai
SI_S3_Gr2.ai
SI_S3_Bk1.ai
SI_S3_Bk2.ai
SI_S3_Bk3.ai
SI_S3_GLD.ai
SI_S3_SIL.ai
SI_S3_REV.ai
33
2.00
2.03

.
,
, ,

.

, ,
.
18

13.01.10
CMYK

RGB
1
2
1
2
3

SLI_CMYK.ai
SLI_2COL.ai
SLI_RGB.ai
SLI_Gr1.ai
SLI_Gr2.ai
SLI_Bk1.ai
SLI_Bk2.ai
SLI_Bk3.ai
SLI_GLD.ai
SLI_SIL.ai
SLI_REV.ai
34
2.00
2.03

> > By your side

.
,
, ,

.

, ,

.
:
, , POS-,

, -,
.
19

By your side

13.01.10
CMYK

RGB
1
2
1
2
3

SLI_S1_CMYK.ai
SLI_S1_2COL.ai
SLI_S1_RGB.ai
SLI_S1_Gr1.ai
SLI_S1_Gr2.ai
SLI_S1_Bk1.ai
SLI_S1_Bk2.ai
SLI_S1_Bk3.ai
SLI_S1_GLD.ai
SLI_S1_SIL.ai
SLI_S1_REV.ai
35
2.00
2.03

> > Established in 1841

.
,
, ,

.
1841 , ,
,

.
:
.
20

Established in 1841

13.01.10
CMYK

RGB
1
2
1
2
3

SLI_S2_CMYK.ai
SLI_S2_2COL.ai
SLI_S2_RGB.ai
SLI_S2_Gr1.ai
SLI_S2_Gr2.ai
SLI_S2_Bk1.ai
SLI_S2_Bk2.ai
SLI_S2_Bk3.ai
SLI_S2_GLD.ai
SLI_S2_SIL.ai
SLI_S2_REV.ai
36
2.00
2.03

> > Official Partner

.
,
, ,

.
Official Partner , ,

.
: , , ,
-,
.
21

Official Partner

13.01.10
CMYK

RGB
1
2
1
2
3

SLI_S3_CMYK.ai
SLI_S3_2COL.ai
SLI_S3_RGB.ai
SLI_S3_Gr1.ai
SLI_S3_Gr2.ai
SLI_S3_Bk1.ai
SLI_S3_Bk2.ai
SLI_S3_Bk3.ai
SLI_S3_GLD.ai
SLI_S3_SIL.ai
SLI_S3_REV.ai
37
2.00
2.03

> > General Partner

.
,
, ,

.
General Partner , ,

.
: , , ,
-,
.
22

General Partner

13.01.10
CMYK

RGB
1
2
1
2
3

SLI_S4_CMYK.ai
SLI_S4_2COL.ai
SLI_S4_RGB.ai
SLI_S4_Gr1.ai
SLI_S4_Gr2.ai
SLI_S4_Bk1.ai
SLI_S4_Bk2.ai
SLI_S4_Bk3.ai
SLI_S4_GLD.ai
SLI_S4_SIL.ai
SLI_S4_REV.ai
38
2.00
2.03

,
:
1. ,
.

,

.
2.

Established in 1841.
,

,
.
,
-
, ,
.

.
13.01.10
39
2.00
2.03
,

,
. 17 .
,

,
:
, PANTONE Black ( 3, . 17)
, PANTONE 871 ()
, PANTONE 877 ()
( )
13.01.10
, .
,
, , .

:
PMS 871

:
PMS 877
. ,
- /.
40
2.00
2.04

, .

,
.

,
5 (. ).
.

5
DL
DL
11
DL A5 A4
.
12
12
A4 A3 A2 A1
A0
6sh
36
312
12
17
24
35
50
70 90 297 594
18

.
, ,
.1, .

.
.

, ,

. , ,
, ,
.
,

8 (. ).
13.01.10
,
- .

, .
8
18
41
2.00
2.05

,

.

(
).

-
.
1.
2.
3.
4.

, , , ,

E.

.
5.

6.

13.01.10
( )
42
2.00
2.05

1.

.
2.
:
.
, ,
. PowerPoint
,
.
:

.
13.01.10
43
2.00
2.05
units
high
2

3
units high
units high
2
DL,

DL format
landscape
Grid = 36
0
units wide
x
units high 17

( ).
DL
3 .
,
4 .
4 units
high
4
,
A format portrait
x
Grid =36
36
units wide
1 units high 51
DL,
DL format portrait
24 51
Grid = units wide x 0 units high
units high
33
,
A format landscape
51 36
Grid = 1 units wide x 36 units high
,landscape

6 Sheet billboard format
Grid = 81
81
units wide
x 5
units high 54
13.01.10
44
2.00
2.05
high

4 units
>

.
8 Sheet
billboard 36
format
72units
Grid =
wide
x
units high 36

( ).
36 312 ,
4.
high

4 units
6 Sheet
billboard 312
format
144units
Grid =
wide
x
units high 36
13.01.10
45
2.00
2.05

,
, .

.
,
A format potrait
13.01.10
46
2.00
2.06

.
,
. ,
,

.

1.
-
,
.
6.
2.

.
7.
.
3.

.
8.
.
4.
(CMYK)

.
5.

,

.
9.
/
.
10.

.
10
/
13.01.10
47
3.00
3.01
48
3.05
62
3.07
75
48
63
49
64
76
3.02
50
65
77
3.03
51
66
52
67
53
3.06
55
56
69
3.04
57
70
72
58
59
60
61
13.01.10
68
71
78
79
3.08

80
81
3.09
84
85
48
3.00

3.01

,

.

:

,
.

:
-
-
-
-

:
1. ,
,
,

2.
,
3. ,

,

4. ,
,

5.
,

,
13.01.10
3.00
3.02
50
3.00

3.02
PANTONE
CMYK
RGB
PMS 349
100.0.91.42
0.112.60
PMS 363
68.0.100.24
67.150.57
PMS 368
56.0.99.0
125.194.68
PMS 367
32.0.59.0
179.216.140
PMS 381
20.0.91.0
214.224.62

.
,
.
,
,

, .

:
- ,

-

.

PANTONE , .

.

.

CMYK RGB, ..
PANTONE .
-
CMYK 100.0.91.42
-
CMYK 56.0.99.0
-
CMYK 56.0.99.0
-
CMYK 32.0.59.0
-
CMYK 56.0.99.0
13.01.10
-
CMYK 20.0.91.0
3.00
3.03
52
3.00

3.03

Fedra Serif Pro LF

,

.
Fedra
,
, .
Fedra Serif Pro LF Bold
Fedra Serif Pro LF Medium
abcdefghijklmnopqrstuvwxyz
ABCDEFGHIJKLMNOPQR
STUVWXYZ
ABCDEFGHIJKLMNOPQR
STUVWXYZ
Fedra Serif Pro LF

:
Fedra Serif Pro LF Bold
Fedra Serif Pro LF Medium
Fedra Pro LF
,,
.

(/) .
("", )
.
1234567890.,()*?!:
13.01.10
1234567890.,()*?!:
53
3.00

3.03

Fedra Sans Pro LF

Fedra Sans Pro LF
:
Fedra Sans Pro LF Medium Demi

Fedra Sans Pro LF Book, Book Italic, Light Light
Italic

Fedra Pro LF
.

(/) .
("", )
.
13.01.10
Fedra Sans Pro LF Medium
Fedra Sans Pro LF Demi
ABCDEFGHIJKLMNOPQR
STUVWXYZ
ABCDEFGHIJKLMNOPQR
STUVWXYZ
1234567890.,()*?!:
1234567890.,()*?!:
54
3.00

3.03

Fedra Sans Pro LF

Fedra Sans Pro LF
:
Fedra Sans Pro LF Medium Demi

Fedra Sans Pro LF Book, Book Italic, Light Light
Italic

Fedra Pro LF
.

(/) .
("", )
.
Fedra Sans Pro LF Book
Fedra Sans Pro LF Book Italic
ABCDEFGHIJKLMNOPQR
STUVWXYZ
1234567890.,()*?!:
ABCDEFGHIJKLMNOPQR
STUVWXYZ
1234567890.,()*?!:
Fedra Sans Pro LF Light
Fedra Sans Pro LF Light Italic
ABCDEFGHIJKLMNOPQR
STUVWXYZ
1234567890.,()*?!:
ABCDEFGHIJKLMNOPQR
STUVWXYZ
1234567890.,()*?!:
13.01.10
55
3.00

3.03

Fedra Pro LF

Arial.
Arial ,

Microsoft Office,
PowerPoint,
Word,
.
13.01.10
56
, 1
3.00

3.03

. , ,
.

,
. ,

, -
.
.

.

, .
6.
()
13.01.10
3.00
3.04
58
3.00

3.04

,

.

,
,
,

.

.

, .

,

.
.
13.01.10
59
3.00

3.04
13.01.10

( )
60
3.00

3.04

13

:
A, DL
.
4 ,

, ,
.
Positional Images

.
.

.
4 0
,
.

,
, .
. ,
, .
, .
13.01.10
DL

DL.
61
3.00

3.04

.
,
.

.
1.
.
2. .
3.
,
. ,

.
*

.
4.

.
6.

-
.
.

,
*

**
7.

- .
8.

, .
**

; .
.

.
5.
.

.
13.01.10
3.00
3.05
63
3.00

3.05

.

.
, ,
.
,
.
;
.
13.01.10
64
3.00

, 1
60%
3.05
CMYK 32.0.59.0
CMYK 56.0.99.0
70%
1. 1

-
CMYK 56.0.99.0
CMYK 100.0.91.42
80%
CMYK 20.0.91.0
CMYK 56.0.99.0
, 2
70%
CMYK 32.0.59.0
2. 2

-
-
CMYK 56.0.99.0
80%
CMYK 56.0.99.0
CMYK 100.0.91.42
80%
3. 3

-
CMYK 56.0.99.0
* 3 .

.
.
;
.
CMYK 100.0.91.42
70%

. ,

.

(., 2)
, . ,

(., 3).
CMYK 56.0.99.0
CMYK 100.0.91.42
90%
CMYK 20.0.91.0
CMYK 56.0.99.0
, 3
70%
CMYK 56.0.99.0
CMYK 100.0.91.42
80%
CMYK 56.0.99.0
CMYK 100.0.91.42
80%
CMYK 32.0.59.0
CMYK 56.0.99.0
90%
CMYK 20.0.91.0
13.01.10
CMYK 56.0.99.0
65
3.00

, 1
3.05

.
1. 1

-
2. 2

-
-
3. 3

-
, 2
* 3 .

.
13.01.10
-
(., . )
-
(., . )
3
-
, 3
66
3.00

3.05

.
,
,
.
13.01.10
67
3.00

3.05

.

.

.
1.

.
*
,

, ,
.
2.
.
,
,

.
3.

.
4.
.
5.
.
7.

.
8.

.

,
.
9.
.
10.

.

.
**

. .

. 65.
6.

.

,
.
13.01.10
10

**
3.00
3.06
69
3.00

3.06

, ,
.
:
1.
2. - ,

3.

,
. /
,

.

:
1. /
2.
.

, .
13.01.10
70
3.00

3.06

:
1. /
2.

, .
.

,
.
13.01.10
71
3.00

3.06

.
,
.

.
13.01.10
72
3.00

3.06

,
.
.
.
.

. /
.

()
.
,
.
/,

.
.

.

.
.
13.01.10
73
3.00

3.06

.

.

. ,

.
.
13.01.10
(/)
74
3.00

3.06

//
,
.
, .
,
,
.
13.01.10
3.00
3.07
76
, 1
3.00

3.07

(
),
,
,

LockBox_GR.ai
LockBox_WT.ai
(
)
Bills_GR.ai
Bills_WT.ai
Cash_GR.ai
Cash_WT.ai
(
)
CurrEx_GR.ai
CurrEx_WT.ai
CuInfo_GR.ai
CuInfo_WT.ai
Wait_GR.ai
Wait_WT.ai

(
),
,
,

ATM_GR.ai
ATM_WT.ai
ConHal_GR.ai
ConHal_WT.ai
(
)
MonTran_GR.ai
MonTran_WT.ai
(
)
OpnTime_GR.ai
OpnTime_WT.ai
(
)
BCards_GR.ai
BCards_WT.ai
(
)
WebAdd_GR.ai
WebAdd_WT.ai
(
)
Dep_GR.ai
Dep_WT.ai
(
)
TelNo_GR.ai
TelNo_WT.ai
(
)
Loans_GR.ai
Loans_WT.ai
,
.

.

,
, -
.

,

.

,
.
-
; .

.
,
.

; .
13.01.10
77
, 1
3.00

3.07
RGB
LockBox_BT.ai
LockBox_BT.png
RGB
Bills_BT.ai
Bills_BT.png
RGB
Cash_BT.ai
Cash_BT.png
RGB
CurrEx_GR.ai
CurrEx_WT.png
RGB
CuInfo_BT.ai
CuInfo_BT.png
RGB
Wait_BT.ai
Wait_BT.png
RGB
ATM_BT.ai
ATM_BT.png
RGB
ConHal_BT.ai
ConHal_BT.png
RGB
MonTran_BT.ai
MonTran_BT.png
RGB
OpnTime_BT.ai
OpnTime_BT.png
RGB
BCards_BT.ai
BCards_BT.png
RGB
WebAdd_BT.ai
WebAdd_BT.png
RGB
Dep_BT.ai
Dep_BT.png
RGB
TelNo_BT.ai
TelNo_BT.png
RGB
Loans_BT.ai
Loans_BT.png

( ).

, -,
, .

,
.
13.01.10
78
3.00

3.07

-
(PMS 349) .

, ,
- .

:
PMS 349
CMYK 100.0.91.42
RGB 0.112.60
PMS 349
PMS 349 / PMS 368
-
-

,
.

, -.
13.01.10
79
3.00

3.07

.

Fedra Serif Pro LF.

.

.
,
.
-
2X

(x-) = 1,2X
1.
2.
3.
4.
=
+2, . 48/50 pt
Fedra Serif Pro LF.
-
2X

(x-) = 1,2X
=
+2, . 48/50 pt

(x-) = 0,3

.

15 , x-
3 .

.
13.01.10

,
,
.

Fedra Serif Pro LF

(x-) = 0,2
3.00
3.08
EXTERNAL
01
01
01
81
Annual Report 2010
Annual Report 2010
Annual Report 2010
2010
Lorem ipsum dolor sit amet, consectetur adipiscing elit.
3.00

3.08

,
,

( ).

.

.

.

Powerpoint ( 5.04)

1.

.
30
.
, .
-

:
2.
3.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus dictum

""
consequat magna, in ornare velit ornare et. Fusce laoreet ullamcorper lectus,
EXTERNAL
venenatis interdum libero vulputate a. Pellentesque consectetur

.
quam imperdiet hendrerit porta augue dictum. Class aptent taciti sociosqu
ad litora torquent per conubia nostra, per inceptos himenaeos. Fusce quis
sapien magna. Curabitur nisi urna, elementum a lobortis ut, auctor dignissim
ipsum.hendrerit porta augue dictum. Class aptent
14,000
Maecenas lobortis consequat magna, in ornare velit ornare et. Fusce laoreet
ullamcorper lectus, venenatis interdum libero vulputate a. Pellentesque
consectetur dolor et quam imperdiet hendrerit porta augue dictum
Lorem ipsum
dolor sit
89%
Lorem ipsum
dolor sit
2010
01
Annual Report 2010
01
01
Annual Report 2010

Class aptent taciti sociosqu ad litora torquent
per conubia nostra
sem quis quam vehicula eget laoreet leo aliquam. Maecenas lobortis
venenatis interdum libero vulputate a. Pellentesque consectetur dolor et
14,000
01
Annual Report 2010

per conubia nostra
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus dictum sem
quis quam vehicula eget laoreet leo aliquam. Maecenas lobortis consequat
magna, in ornare velit ornare et. Fusce laoreet ullamcorper lectus, venenatis
consequat magna, in ornare velit ornare et. Fusce laoreet ullamcorper
interdum libero vulputate a. Pellentesque consectetur dolor et quam
lectus, venenatis interdum libero vulputate a. Pellentesque consectetur
imperdiet hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora
dolor et quam imperdiet hendrerit porta augue dictum. Class aptent taciti
torquent. Maecenas lobortis consequat magna, in ornare velit ornare et.
sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos.
Fusce laoreet ullamcorper lectus, venenatis interdum libero Lorem ipsum
Fusce quis sapien magna. Curabitur nisi urna, elementum a lobortis ut,
dolor sit amet, consectetur adipiscing elit. Phasellus dictum sem quis quam
auctor dignissim ipsum.hendrerit

01 porta augue dictum. Class aptent
vehicula eget laoreet leo aliquam. Maecenas lobortis consequat magna, in

ornare velit ornare et. Fusce laoreet ullamcorper lectus, venenatis interdum
libero vulputate a. Pellentesque consectetur dolor et quam imperdiet
hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora torquent.
ullamcorper lectus, venenatis interdum libero
auctor dignissim ipsum.hendrerit porta augue dictum. Class aptent
Lorem ipsum
dolor sit
1841 .
- ,

.

.
1 2009 .,

50,5%,
30%
.
123
INTERNAL
02
Phasellus dictum sem

quis quam vehicula
Lorem ipsum
dolor sit
02
1,650
""
Lorem ipsum
dolor sit
Lorem ipsum
dolor sit
Annual Report 2010

quis quam vehicula

348,000
Lorem ipsum dolor sit amet, consectetur

adipiscing
sem quis quam vehicula
eget laoreet elit.
leo aliquam. Maecenas lobortis
magna, in ornare velit ornare et. Fusce laoreet ullamcorper lectus,
Phasellus dictum sem quis quamconsequat
vehicula
eget laoreet leo
aliquam. Maecenas lobortis consequat
magna,
inaugue
ornare
quam imperdiet
hendrerit porta
dictum.velit
Class aptent taciti sociosqu
ad litora torquent
per conubia
nostra, perinterdum
inceptos himenaeos. Fusce quis
ornare et. Fusce laoreet ullamcorper
lectus,
venenatis
libero
vulputate
a.ullamcorper
Pellentesque
consectetur
dolor
etClass
quam
consequat magna, in ornare
velit ornare
et. Fusce laoreet
lectus,
ipsum.hendrerit
porta augue
dictum.
aptent
imperdiet hendrerit porta augue dictum.
1841 .
-
,

.

. 1 2009 .,

50,5%,
30%
.
Lorem ipsum
dolor sit

per conubia nostra
Lorem ipsum
dolor sit
Annual Report 2010

quis quam vehicula
348,000
Lorem ipsum
dolor sit
Annual Report 2010
Quis quam
Phasellus dictum
Class aptent
Annual Report 2010
Annual Report 2010
89%
Nenatis interdum
Lorem ipsum
dolor sit
2010
01
02
01
Class aptent taciti sociosqu ad litor

per conubia nostra
Nisi urna
Class aptent taciti
348,000
Auctor dignissim ipsum
Phasellus dictum
quis quam vehicu
Lorem ipsum dolor
Elementum a lobortis
Lorem ipsum
dolor sit
Lorem ipsum
dolor sit
Fusce
ullamc
lectus
venen
interd
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ph
Conubia nostra
sem quis quam vehicula eget laoreet leo aliquam. Maecen
consequat magna, in ornare velit ornare et. Fusce laoreet u
venenatis interdum libero vulputate a. Pellentesque conse
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ph
Qui phasellus dictum

Class aptent
sem quis quam vehicula eget laoreet leo aliquam. Maecen
consequat magna, in ornare velit ornare et. Fusce laoreet u
venenatis interdum libero vulputate a. Pellentesque conse
quam imperdiet hendrerit porta augue dictum. Class apte
ad litora torquent per conubia nostra, per inceptos himena
sapien magna. Curabitur nisi urna, elementum a lobortis u
02
14,000
Maecenas lobortis consequat magna, in ornare velit ornar
ullamcorper lectus, venenatis interdum libero vulputate a.
consectetur dolor et quam imperdiet hendrerit porta augu
45%
Lorem
dolor s
Lorem ipsum
dolor sit
Lorem ipsum dolor sit amet, co
89%
1,650
Lorem ipsum
dolor sit
Lorem
dolor s
01
01
Lorem ipsum dolor sit amet, co
INTERNAL
01
30
Annual Report 2010
,
- .
Annual Report 2010
Fusce laoreet
ullamcorper
lectus,
venenatis
09
interdum
2010
Lorem ipsum
dolor sit

.
4. .
Annual Report 2010
Annual Report 2010
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus dictum sem quis quam vehicula eget
Lorem ipsum dolor sit amet, consectetur adipiscing
laoreet leo aliquam. Maecenas lobortis consequat magna, in ornare velit ornare et. Fusce laoreet
elit. Phasellus dictum sem quis quam vehicula eget
ullamcorper lectus, venenatis interdum libero vulputate a. Pellentesque consectetur dolor et quam
laoreet leo aliquam. Maecenas lobortis consequat
imperdiet hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora torquent per conubia nostra,
Loremin
ipsum
dolor
amet,et.
consectetur
adipiscing
magna,
ornare
velitsit
ornare
Fusce laoreet
Loremin
ipsum
dolor
amet,et.
consectetur
adipiscing
magna,
ornare
velitsit
ornare
Fusce laoreet
per inceptos himenaeos. Fusce quis sapien magna. Curabitur nisi urna, elementum a lobortis ut, auctor
elit. Phasellus
dictum
sem quis
quam vehicula
ullamcorper
lectus,
venenatis
interdum
libero eget
elit. Phasellus
dictum
sem quis
quam vehicula
ullamcorper
lectus,
venenatis
interdum
libero eget
dignissim ipsum.hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora torquent per conubia
laoreet leo
aliquam. Maecenas
lobortis
consequat
vulputate
a. Pellentesque
consectetur
dolor
et
laoreet leo
aliquam. Maecenas
lobortis consequat
vulputate
a. Pellentesque
consectetur
INTERNAL
nostra, per inceptos himenaeos. Fusce quis sapien magna. Curabitur nisi urna, elementum a lobortis ut,
magna,
in ornare
velit ornare
Fuscedictum.
laoreet
quam
imperdiet
hendrerit
portaet.
augue
magna, in ornare velit ornare et. Fusce laoreet
auctor dignissim ipsum.
ullamcorper
lectus,
venenatis
interdum
libero
Class
aptent taciti
sociosqu
ad litora
torquent
per
vulputate
a. Pellentesque
conubia
nostra,
per inceptosconsectetur
himenaeos.dolor
Fusceet
vulputate a. Pellentesque consectetur
08
45%
07
Lorem
ipsum
dolor sit
Lorem ipsum dolor sit amet, consectetur adipiscing elit.tt
06
12.5%
Lorem ipsum dolor sit a
37.5%
quam
imperdiet
hendrerit
porta
augue dictum.
quis
sapien
magna.
Curabitur
nisi urna,
Class aptent
taciti sociosqu
ad dignissim
litora torquent per
elementum
a lobortis
ut, auctor
conubia nostra,porta
per inceptos
himenaeos.
ipsum.hendrerit
augue dictum.
ClassFusce
aptent
quis sapien magna. Curabitur nisi urna,
elementum a lobortis ut, auctor dignissim
taciti sociosqu ad litora torquent per conubia
Lorem ipsum dolor sit amet,

consectetur
quis quam
quis quam
nostra, per inceptos himenaeos. Fusce quis sapien
adipiscing
elit. Phasellus dictum
sem quis
quam
107
107
Class aptent
Phasellus dictum
magna. Curabitur nisi urna, elementum a lobortis
vehicula
eget laoreet leo aliquam.
Maecenas
Class aptent
107
107
ut, auctor dignissim ipsum.
lobortis
consequat
magna,
inquam
ornare velit
quis
quisornare
quam
Phasellus
dictum
et.Class
Fusce
laoreet ullamcorper
107 lectus, venenatis
107
aptent

vulputate a. Pellentesque consectetur dolor et
interdum
libero vulputate107
a. Pellentesque
Class aptent
107
quam imperdiet hendrerit porta augue dictum.
Class aptent dolor et quam

consectetur
imperdiet hendrerit
107
107
Class aptent taciti sociosqu ad litora torquent per
porta augue dictum. Class aptent taciti sociosqu
conubia nostra, per inceptos himenaeos. Fusce
adLorem
litora ipsum
torquent
persit
conubia
nostra, per inceptos
dolor
amet, consectetur
adipiscing
himenaeos.
Fusce
quis sapien
magna.
elit. Phasellus
dictum
sem quis
quamCurabitur
vehicula eget
nisi
urna,leo
elementum
lobortis ut,
auctorconsequat
laoreet
aliquam. aMaecenas
lobortis

dignissim
ipsum.hendrerit
porta
augue
magna, in
ornare velit ornare
et.
Fuscedictum.
laoreet
Class
aptent lectus, venenatis interdum libero
ullamcorper
Annual Report 2010
Lorem ipsum dolor sit

amet, consectetur
adipiscing elit.
quis
consectetur dolor
37.5%
et quam imperdiet
hendrerit
elit. Phasellus dictum s
laoreet leo aliquam. Ma

12.5%
magna, in ornare velit o
ullamcorper lectus, ven
vulputate a. Pellentesq
quam imperdiet hendre
Class aptent taciti socio
conubia nostra, per inc
quis sapien magna. Cur
elementum a lobortis u

Lorem
dolorhendrerit
sit amet,porta
consectetur
quamipsum
imperdiet
augue dictum.
adipiscing
elit. taciti
Phasellus
dictum
quam per
Class aptent
sociosqu
ad sem
litoraquis
torquent
vehicula
eget
laoreet
aliquam.
Maecenas
conubia
nostra,
perleo
inceptos
himenaeos.
Fusce
lobortis
consequat
magna,
in ornare
velit ornare
quis sapien
magna.
Curabitur
nisi urna,
et.elementum
Fusce laoreet
ullamcorper
lectus,
venenatis
a lobortis
ut, auctor
dignissim
ipsum.hendrerit porta a

adipiscing elit. Phasellus dictum sem quis quam
09
685,547
08
885,255
vehicula eget laoreet leo aliquam. Maecenas

lobortis consequat magna, in ornare velit ornare
07
et. Fusce laoreet ullamcorper750,843
lectus, venenatis
06
863,478
interdum libero vulputate a. Pellentesque
interdum
libero vulputate
a. Pellentesque
ipsum.hendrerit
porta augue
dictum. Class aptent
consectetur dolor et quam imperdiet hendrerit
consectetur dolor et quam imperdiet

05
902,356hendrerit
porta augue dictum. Class aptent
taciti sociosqu
04
985,259
ad litora torquent
porta
auguelobortis
dictum.consequat
Class aptent
taciti sociosqu
Maecenas
magna,
in ornare
advelit
litora
torquent
ornare
et. Fusce laoreet ullamcorper lectus,
venenatis interdum libero vulputate a.
Pellentesque consectetur dolor et quam imperdiet
hendrerit porta augue dictum

quam imperdiet hendrerit porta augue dictum
1,650

5.
, .
05
Lorem ipsum
dolor
sit
04
100
01
200
Lorem consequat
ipsum dolor
sit amet,
consectetur
lobortis
magna,
in ornare
velit ornare
ullamcorper lectus, venenatis interdum libe
elit. Phasellus
dictum
sem
quis quam
et.adipiscing
Fusce laoreet
ullamcorper
lectus,
venenatis
vehiculalibero
eget laoreet
leoa.
aliquam.
Maecenas
interdum
vulputate
Pellentesque
09
08
348,000 14,000 89%
07
lobortis consequat
magna,
in ornarehendrerit
velit ornare
consectetur
dolor et quam
imperdiet
et. Fusce
laoreet
ullamcorper
lectus,
porta
augue
dictum.
Class aptent
tacitivenenatis
sociosqu
Lorem
06
libero vulputate a. Pellentesque

adinterdum
litora torquent
05
300
400
500
01
600
700
ad litora torquent
Lorem ipsum
dolor sit
Lorem ipsum
dolor sit
ipsum
dolor sit
2010

04
100
200
300
400
Lorem ipsum
dolor sit
500
600
700
700
700
700
700
700
02
01
Annual Report 2010
Annual Report 2010
Annual Report 2010
Annual Report 2010
13.01.10
09

amet, consectetur
adipiscing elit.
02
1,650
Lorem ipsum
dolor
sit
250
ipsum dolor sit amet, consectetur adipiscing elit.

magna, in ornare velit ornare et. FusceLorem
laoreet
Lorem ipsum
01
82
3.00

3.08
50
Lehman Brothers
.
100
, ,

.
25
50

( 6).
100
25
,
,
.
100
,

.
1.

,
.
.
.
.
30 .
2. 30

.
: Table_03.ai
3.
,
.
: Table_02.ai
:

,

2009 ?
2009 ,
?
.
:

,

2009 ?
2009 ,
?
.
30
: Text_Frame_01.ai
: Image_Frame.ai
13.01.10
: World_Map.ai
83
685

()
1.

. ,
, 30.
09
08
07
09
685 547
,

.
.
08
885 255
07
750 843
06
863 478

2. ,
.
05
902 356
04
985 259
03 04 05 06 07 08 09
06
05
04
100

3.
,
.
-
4. -
30
.
985
1 002
863
902
887
3.08
750
3.00

()
: Chart_01.ai
300
400
500
600
700
: Chart_02.ai

, ,
.
PowerPoint
.
200
12,5%
1.2
37,5%
12,5%
2.1
2.1.1
2.2
2.1.2
37,5%
: Pie_Chart.ai
2.1.1.a
: Chart_03.ai
13.01.10
2.2.1
2.3
3.00
3.09
85
3.00

3.08

.
:

,
,
.

.
,

:

,

-
- . 4.00.

,
6.00
13.01.10
86
4.00
4.01
87
88
4.02

89
90
4.03
91
92
93
94
4.04
95
96
4.05 97

98
13.01.10
4.00
4.01
88
4.00

4.01

,

.

,

.

:
-
-
-
-
13.01.10
4.00
4.02
90

4.00

4.02

, online
, ,
.

PANTONE,

.
CMYK RGB

(), ..
.
.
CMYK RGB
.
, online ,

, online ,
, ,
. ,
: 24-
, , ,
,
.

, ,
. ,
, :
, ,
.

,
, . ,
,
: , ,
, .
13.01.10
, online ,
( , ,
,
@, , ,
).

(, , )

( , , )
PANTONE
CMYK
RGB
PANTONE
CMYK
RGB
PANTONE
CMYK
RGB
PMS 158
0.61.97.0
235.127.46
PMS 313
100.14.15.0
0.155.198
PMS 110
7.16.100.0
240.203.23
PMS 144
0.48.100.0
240.149.40
PMS 2905
41.3.0.0
140.208.243
PMS 012
0.4.99.0
255.232.0
PMS 7457
12.0.2.0
220.241.247
PMS 100
0.0.50.0
255.247.153
PMS 123
0.24.94.0
247.193.52
PMS 127
0.11.65.0
251.229.148
,
online ,
30%

70%

30%

CMYK RGB .
70%

30%

70%

4.00
4.03
92
4.00

4.03
1 - 3
2 - 5

"",
.

:
1 3 (
)
2 5 (
,
).

6.00
13.01.10
93
4.00

CMYK 32.0.59.0
CMYK 20.0.91.0
85%
Transparency
4.03
CMYK 100.0.91.42
CMYK 57.0.100.0
85%
Transparency

CMYK 100.0.91.42

2
.
,
.

.
80%
Transparency
CMYK 57.0.100.0
,
online ,
80%
Transparency
CMYK 32.0.59.0
CMYK 56.0.99.0
85%
Transparency
,
.
CMYK 56.0.99.0
CMYK 20.0.91.0
6.
85%
Transparency
CMYK 0.48.100.0
CMYK 0.24.94.0
80%
Transparency
CMYK 32.0.59.0
CMYK 56.0.99.0
85%
Transparency
CMYK 56.0.99.0
CMYK 20.0.91.0
85%
Transparency
CMYK 100.0.8.13
CMYK 28.0.14.0
80%
Transparency

CMYK 32.0.59.0
CMYK 56.0.99.0
85%
Transparency
CMYK 56.0.99.0
CMYK 20.0.91.0
85%
Transparency
CMYK 0.12.100.7
13.01.10
CMYK 0.4.99.0
94
4.00

80%
Transparency

CMYK 57.0.100.0
90%
Transparency
4.03
CMYK 57.0.100.0

( )
CMYK 57.0.100.0
,
.

.
CMYK 100.0.91.42
,
.
CMYK 32.0.59.0

, online ,

CMYK 20.0.91.0
CMYK 20.0.91.0
CMYK 57.0.100.0
CMYK 57.0.100.0
CMYK 32.0.59.0
6.
CMYK 57.0.100.0
CMYK 100.0.91.42
CMYK 57.0.100.0
CMYK 100.0.91.42
95%
Transparency
85%
Transparency
80%
Transparency
90%
Transparency
85%
Transparency
95%
Transparency
CMYK 57.0.100.0
CMYK 0.48.100.0
80%
Transparency
CMYK 57.0.100.0
CMYK 32.0.59.0
CMYK 100.0.91.42
CMYK 57.0.100.0
CMYK 100.0.91.42
CMYK 57.0.100.0
CMYK 57.0.100.0
CMYK 100.0.8.13
CMYK 28.0.14.0
90%
Transparency
85%
Transparency
95%
Transparency
80%
Transparency
CMYK 57.0.100.0
CMYK 32.0.59.0
CMYK 100.0.91.42
CMYK 57.0.100.0
90%
Transparency
CMYK 100.0.91.42
CMYK 57.0.100.0
85%
Transparency
CMYK 57.0.100.0
13.01.10
CMYK 0.24.94.0
CMYK 0.12.100.7
CMYK 0.4.99.0
95%
Transparency
4.00
4.04
96
4.00

, online
,
: Mobile.ai
: Key.ai

.

.
4.04

, .

(
, .,
) ,
, ..
,

.
,
.
,
, .
(
).
, ,
.

.

.
13.01.10
: Case.ai
4.00
4.05
98
21 2008

2014

.

""

""

""
: Tick.ai
, ,

/ *
4**
4***
Visa Privilege / MasterCard Premium*
: ,

: Table_04.ai
13.01.10
Visa Gold
Visa Gold/
MasterCard
Gold
4.

.
Visa Classic
!
3.

.
.
Maestro
Momentum
2.
,
,
.
21 2008

2014

.
21 2008

2014

.
: Text_Box.ai
1.
,

.
:

.
Visa Classic

.

.
: .
Visa Classic/
MasterCard
Standard
,
,

,
.
, ,
PowerPoint.
Maestro
Maestro
4.05

Visa Electron/
Maestro
4.00

99
5.00
5.01
101
5.02
126
5.04 PowerPoint
134

101
127
102
128
5.05
107
110
5.03
130
5.06 138
113
131
132
133
115
118
120
123
124
125
13.01.10
136
139
5.00
5.01
101
5.00
5.01
4 .

.
1. :

2.

:

,
, ,
6901
3. :

4. :

,
,
,
.
.

.
13.01.10
6901
6901
102
5.00
5.01
( )
/

.
117997, , . , . 19
: +7 (495) 500-55-50, 8 (8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31
sberbank@sberbank.ru, www.sberbank.ru
: E_C_GEN_1841_CY.ai

( )
00032537, 7707083893, 775001001
13.01.10
103
5.00
5.01
( )

.

.
: E_C_DEP_1841_CY.ai
117997, , . , . 19
: +7 (495) 500-55-50, 8 (8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31
( )
00032537, 7707083893, 775001001
13.01.10
104
5.00
5.01
( )
6901

.

.
: E_B_GEN_1841_CY.ai
111024, , . , . 14
: +7 (495) 785-26-26, (8 8) 555-55-50
: +7 (495) 785-26-15
osb6901@sbrf.ru, www.sberbank.ru
( )
- 6901
02751590, 7707083893, 775003006
13.01.10
105
5.00
5.01
( )

.

.
: E_T_GEN_1841_CY.ai
109544, , . . , . 8
: +7 (495) 785-45-15, 8 (800) 555-04-04
: +7 (495) 785-45-14
info@srbsbrf.ru, www.sberbank.ru
( ) -
23449381, 7707083893, 775002002
13.01.10
106
5.00
5.01

/

.

.

.
( )
109544, , . . , . 8
: +7 (495) 785-45-15, 8 (800) 555-04-04
: +7 (495) 785-45-14
: E_T_DEP_1841_CY.ai
( ) -
23449381, 7707083893, 775002002
13.01.10
107
5.00
5.01

/

.

, , ,
, , ,
, ,
.
: I_C_DOC_CY.ai
13.01.10
( )
108
5.00
5.01
( )
6901

.

, , ,
, , ,
, ,
. .
: I_B_DOC_CY.ai
13.01.10
109
5.00
5.01
( )

.

.
, ,
, , ,
, , ,
.
: I_T_DOC_CY.ai
13.01.10
110
5.00
5.01

/

.

.
: JT_C_T_CY.ai
13.01.10
(
(
)
)

H
H
117997,
117997, ,
, .
. ,
, .
. 19
19
:
: +7
+7 (495)
(495) 500-55-50,
500-55-50, 8
8 (8)
(8) 555-55-50
555-55-50
:
+7
(495)
957-57-31,
+7
(495)
: +7 (495) 957-57-31, +7 (495) 747-37-31
747-37-31
sberbank@sberbank.ru,
www.sberbank.ru
111
5.00
5.01

/

.

.
( )
( )

6901
6901
111024, , . , . 14
111024, , . , . 14
: +7 (495) 785-26-26, (8 8) 555-55-50
: +7 (495) 785-26-26, (8 8) 555-55-50
: +7 (495) 785-26-15
: +7 (495) 785-26-15
: JT_B_MAN_CY.ai

13.01.10
112
5.00
5.01

/

.
.

.
: JT_T_T_CY.ai
13.01.10
( )

109544, , . . , . 8
: +7 (495) 785-45-15, 8 (800) 555-04-04
: +7 (495) 785-45-14
113
5.00
5.01
( )
/

-

, , ..
,
.
117997, , . , . 19
: +7 (495) 500-55-50, 8 (8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31
: CL_C_GEN_CY.ai
( )
00032537, 7707083893, 775001001
13.01.10
114
5.00
5.01

/

-

, , ..
,
.
( )
109544, , . . , . 8
: +7 (495) 785-45-15, 8 (800) 555-04-04
: +7 (495) 785-45-14
: CL_T_GEN_CY.ai
( ) -
23449381, 7707083893, 775002002
13.01.10
115
5.00
5.01

,
.

.
:
1.

2.
3.

( )
, -
( )
, -
K x.
K x.
20

:
JT_Order_V01.ai
JT_Order_V02.ai
..
..
13.01.10
20
20
20
116
5.00
5.01

.
:
DEP_Order_V01.ai
DEP_Order_V02.ai
( )

-
K x.
13.01.10
20
20
( )

-
K x.
20
20
117
5.00
5.01

.
:
HD_Order_V01.ai
HD_Order_V02.ai
( )

-
K x.
20
( )

-
K x.
..
..
13.01.10
20
20
20
118
5.00
5.01

.

.

.
:
BC_ST_C_CY.ai
BC_ST_C_L.ai

( )
SAVINGS BANK OF THE RUSSIAN FEDERATION (JOINT STOCK COMPANY)
FINANCIAL DEPARTMENT
DIRECTOR, MEMBER OF THE BOARD
117997 , . , . 19
: +7 (495) 974-73-87
: +7 (495) 957-57-31, +7 (495) 747-37-31
117997 Moscow, st. Vavilova, 19

Telephone: +7 (495) 957-55-46
Fax: +7 (495) 747-35-46
AVMorozov@sberbank.ru, www.sberbank.ru
SBERBANK
Standard
Central
Business Card
File Name:
Date:
Application:
Scale:
13.01.10
ALEXANDER V. MOROZOV
..
BC_ST_C_CY.ai
22.12.09
Adobe Illustrator
100%
COLOURS:
Pantone 871
Pantone 425
119
5.00
5.01

.
:
BC_ST_TB_CY.ai
BC_ST_TB_L.ai

( )
CENTRAL RUSSIA BANK
CORPORATE CLIENTS DEPARTMENT MANAGER
117997 , . , . 19
: +7 (495) 974-73-87
: +7 (495) 957-57-31, +7 (495) 747-37-31
117997 Moscow, st. Vavilova, 19

Telephone: +7 (495) 957-55-46
Fax: +7 (495) 747-35-46
AVMorozov@sberbank.ru, www.sberbank.ru
SBERBANK
Standard
Territorial/Branch
Business Card
File Name:
Date:
Application:
Scale:
13.01.10
ALEXANDER V. MOROZOV
BC_ST_TB_CY.ai
22.12.09
Adobe Illustrator
100%
COLOURS:
Pantone 871
Pantone 425
120
5.00
5.01

( )
111024, , . , . 19
: +7 (495) 500-55-50, (8 8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31

( )
111024, , . , . 19
: +7 (495) 500-55-50, (8 8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31
: C3_Env.ai
: DL_Env.ai

( )
111024, , . , . 19
: +7 (495) 500-55-50, (8 8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31

( )
111024, , . , . 19
: +7 (495) 500-55-50, (8 8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31
: C4_Env.ai
13.01.10
DL
: DL_Env.ai
121
229mm
5.00
5.01

: C5_W_Env.ai
162mm
*Z]VMK_WKMTWZMKO
13.01.10
122
5.00
5.01

( )
111024, , . , . 19
: +7 (495) 500-55-50, (8 8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31
( )
111024, , . , . 19
: +7 (495) 500-55-50, (8 8) 555-55-50
: +7 (495) 957-57-31, +7 (495) 747-37-31
: DL_PR_Env.ai
: C4_PR_Env.ai
13.01.10
123
5.00
5.01

, -,
.
: A5_Notepad.ai
210mm
210mm
*Z]VMK_WKMTWZMKO
*Z]VMK_WKMTWZMKO
FRONT
FRONTCOVER
COVER
NOTEPAD
NOTEPAD
148.5mm
148.5mm
: A5_Notepad.ai
13.01.10

BACK
BACKCOVER
COVER
124
5.00
5.01

,
, ,
-,
, ..
: Document_cover.ai
: Doc_Cover.ai
13.01.10
125
5.00
5.01
.
.
.

-.
: Folder.ai
( )
: Folder.ai
( A4
)
13.01.10
5.00
5.02
127
INTERNAL
5.00
5.02
Annual Report 2010
Fusce laoreet
ullamcorper
lectus,
venenatis
interdum
2010

,

, .
Lorem ipsum
dolor sit
Annual Report 2010
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus dictum sem quis quam vehicula eget
laoreet leo aliquam. Maecenas lobortis consequat magna, in ornare velit ornare et. Fusce laoreet
ullamcorper lectus, venenatis interdum libero vulputate a. Pellentesque consectetur dolor et quam
imperdiet hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora torquent per conubia nostra,
per inceptos himenaeos. Fusce quis sapien magna. Curabitur nisi urna, elementum a lobortis ut, auctor
dignissim ipsum.hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora torquent per conubia
nostra, per inceptos himenaeos. Fusce quis sapien magna. Curabitur nisi urna, elementum a lobortis ut,
auctor dignissim ipsum.
12.5%
37.5%
12.5%

37.5%

45%
Lorem ipsum
dolor sit

, ,
, ,

.
Lorem ipsum dolor sit amet, consectetur adipiscing elit.tt
taciti sociosqu ad litora torquent per conubia
nostra, per inceptos himenaeos. Fusce quis sapien
magna. Curabitur nisi urna, elementum a lobortis
ut, auctor dignissim ipsum.
et. Fusce laoreet ullamcorper lectus, venenatis
09
685,547
08
885,255
07
750,843
06
863,478
05
902,356
04
985,259
ad litora torquent per conubia nostra, per inceptos
ad litora torquent
himenaeos. Fusce quis sapien magna. Curabitur
nisi urna, elementum a lobortis ut, auctor
dignissim ipsum.hendrerit porta augue dictum.

Class aptent
1,650
Lorem ipsum
dolor sit
PowerPoint (.
5.04).
09
ullamcorper lectus, venenatis interdum libe
08
07
ad litora torquent
06
05

04
100
200
300
400
500
600
700
700
700
700
700
01
01
Annual Report 2010
Annual Report 2010
09
08

07
Phasellus dictum
quis quam
quis quam
Class aptent
107
107
Class aptent
107
107
Phasellus dictum
quis quam
quis quam
Class aptent
107
107
Class aptent
107
107
Class aptent
107
107
02
Annual Report 2010
Annual Report 2010
1,650
Lorem ipsum
dolor
sit
250
ipsum dolor sit amet, consectetur adipiscing elit.

magna, in ornare velit ornare et. FusceLorem
laoreet
velit ornare et. Fusce laoreet ullamcorper lectus,
venenatis interdum libero vulputate a.
Pellentesque consectetur dolor et quam imperdiet
hendrerit porta augue dictum
Lorem ipsum
dolor sit

12.5%
12.5%
Maecenas lobortis consequat magna, in ornare
06

amet, consectetur
adipiscing elit.
quis consectetur dolor
et quam imperdiet
hendrerit
700
ad litora torquent

37.5%
12.5%
37.5%
12.5%

ad litora torquent
37.5%
37.5%

quam imperdiet hendrerit porta augue dictum
05
04

348,000 14,000 89%

Lorem ipsum
dolor sit
Lorem ipsum
dolor sit
Lorem ipsum
dolor sit
200
300
400
500
600
700

ullamcorper lectus, venenatis interdum
libero vulputate a. Pellentesque consectetur dolor et
100
quam imperdiet hendrerit porta augue dictum. Class
aptent taciti sociosqu ad litora torquent
ad litora torquent

01
: Internal_Template.doc
13.01.10
02
01
02
128
5.00
5.02
ENT TITLE
ENT TITLE
DD
2 :
-
- (PMS 349) .
-

.
/20--
DD/MM
TS
CONTEN
TS
CONTEN
: Black_Landscape_Cover.ai
: 349_Portrait_Cover.ai
: 349_Landscape_Cover.ai
DOCUMENT TITLE
DOCUMENT TITLE
DOCUMENT TITLE
DOCUMENT TITLE
DD/MM/20--
DD/MM/20-CONTENTS
DD/MM/20--
DD/MM/20-CONTENTS
CONTENTS
: Black_Portrait_Cover.ai
5
6
3
4
DD
TS
2
3
/MM/20-
1
2
ENT
DOCUM
CONTEN
TS
CONTEN
13.01.10
DOCUM
/20-DD/MM
/MM/20-
ENT TITLE
DOCUM
DOCUM
CONTENTS
129
5.00
5.02

.
- .
: Portrait_Divider_01.ai
: Portrait_Divider_02.ai
: Landscape_Divider_01.ai
13.01.10
: Landscape_Divider_02.ai
5.00
5.03
01
02
01
02
131
5.00
5.03
EXTERNAL
Annual Report 2010
Annual Report 2010
Lorem ipsum
dolor sit
2010

,
.

Phasellus dictum sem quis quam vehicula eget laoreet leo
aliquam. Maecenas lobortis consequat magna, in ornare velit
ornare et. Fusce laoreet ullamcorper lectus, venenatis interdum
libero vulputate a. Pellentesque consectetur dolor et quam
imperdiet hendrerit porta augue dictum.
Lorem ipsum
dolor sit

,
,
.
01
01
Annual Report 2010
Annual Report 2010
Annual Report 2010

quis quam vehicula
Lorem ipsum
dolor sit
14,000
Annual Report 2010
1,650

per conubia nostra
348,000
02
Lorem ipsum
dolor sit

quis quam vehicula
per conubia nostra


Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus dictum sem
quis quam vehicula eget laoreet leo aliquam. Maecenas lobortis consequat
magna, in ornare velit ornare et. Fusce laoreet ullamcorper lectus, venenatis
interdum libero vulputate a. Pellentesque consectetur dolor et quam
imperdiet hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora
torquent. Maecenas lobortis consequat magna, in ornare velit ornare et.
Fusce laoreet ullamcorper lectus, venenatis interdum libero Lorem ipsum
dolor sit amet, consectetur adipiscing elit. Phasellus dictum sem quis quam
vehicula eget laoreet leo aliquam. Maecenas lobortis consequat magna, in
ornare velit ornare et. Fusce laoreet ullamcorper lectus, venenatis interdum
libero vulputate a. Pellentesque consectetur dolor et quam imperdiet
hendrerit porta augue dictum. Class aptent taciti sociosqu ad litora torquent.
Lorem ipsum
dolor sit
Phasellus dictum
Class aptent
Quis quam
Lorem ipsum dolor
89%
Nenatis interdum
Lorem ipsum
dolor sit
Auctor dignissim ipsum
Class aptent taciti
Nisi urna
Conubia nostra
01
: External_Template.indd
13.01.10
INTERNAL
Elementum a lobortis
02
01
Qui phasellus dictum

Class aptent
02
132
5.00
5.03
-
1.
-
.
2. -

/.

( )

( )
, . , .
: () --
: () --, () --
sbrf@sbrf.ru, http://www.sbrf.ru
, . , .
: () --
: () --, () --
sbrf@sbrf.ru, http://www.sbrf.ru
10.01.10
10.01.10
( )
00032537, 1027700132195, / 7707083893/775001001
( )
00032537, 1027700132195, / 7707083893/775001001
everyday
1
13.01.10
: Info_Bulletin.indd
premium
2
: Info_Bulletin_Dapple.indd
133
5.00
5.03

,
,
.

.
CENTER FOR MACROECONOMIC RESEARCH
Russia is often considered among
At least Russia seems to fare better
In that context, a meltdown of the
the countries most severely hit
than some of its neighbours such as
by the crisis. In fact, it is not
Ukraine and the Baltic States: the
Russian economy during the most

acute phase (Q4 2008 Q1 2009)
exactly so.
fall in GDP and industrial production

was not so dramatic and situation
may be regarded as normal: no
on the labour market looks better.
it. However, the depth and duration
The magnitude of the Russian crisis
of the fall of the Russian economy
may be described as medium as in

a broader variety of countries. It
is worth noting that the Russian
economy was much better prepared
for the crisis than other countries: in
the rst half of 2008 it was the third
largest foreign exchange reserves
holder in the world (worth 600
billion USD). In late 2007 early
2008 it seemed that rapidly growing
Russia was among the countries
whose economic development
was no more dependent on the
economic situation in the US. The
credibility crisis that broke out
after the Lehman Brothers collapse
affected countries all over the world.
25.11.2009
What Russia has to learn from crisis:

macroeconomic policy

.
: Info_Bulletin.indd
other country has been able to avoid
arestriking if compared with other

emerging economies. For example,
the Chinese economy has resumed
growth at about 9%, India at 6%.
Israel, Brazil, Poland and other
countries are also showing steady
growth while Russia is lagging far
behind. Despite stabilisation in
industrial production in May 2008,
steady growth is nowhere to be
seen, even on a monthly basis.
Russias GDP shrank 1.2% in Q2
vs. Q1, staying at in Q3 (gures
seasonally adjusted, Center
for macroeconomic research
calculations). On the annual basis
contraction for Q3 was 9.4%.
Why have other economies been more resilient and what has
helped them to recover from the shock after a financial market
collapse in the autumn of 2009? What lessons should Russia
learn from the current crisis to be better prepared for possible
future crises? This paper deals with these questions and
suggests some answers.
The paper is organized as follows:
in the rst chapter we describe
channels of transmission of the
global crisis to the Russian economy
and how the crisis unfolded. In
the second chapter we compare
economic situation and Russias
response to crisis with transition
and emerging economies using
ination targeting. In the third
chapter we will discuss
macroeconomic reforms which
are required to cement the
Russian economy and provide for
a more sustainable and balanced

development after the crisis.
* The paper was written as a part

of UNDP project about lessons
Russia has to learn from crisis
Ksenia Yudaeva
Director,
Center for macroeconomic research
** All views expressed in the paper

reect personal authors views
and no that of Sberbank
Maria Godunova
Leading expert,
Center for macroeconomic research
1. Global crisis: channels

of transmission
Center for Macroeconomic Research, SBERBANK
It is already more than a year

since the acute phase of crisis
began and there is now a general
consensus on how and why the
crisis that originated in the US has
swept the world, including fastgrowing BRIC giants. The global
crisis inltrated into emerging
economies through the following
three channels1: 1) risk aversion
and liquidity shortages followed
by an outow of capital, 2) sharp
contraction in global trade as a
result of a stoppage of trade nance
and plummeting demand in the
developed countries, 3) sharp fall in
commodity prices. Russia has been
affected by all three. The rst and
sudden shrinkage in capital inows
was seen at the very outset of the
US crisis in the autumn of 2007
(Fig. 1). Subsequent stabilisation

was followed by another outow
in Q1 2008. Each shrinkage created
a local liquidity crisis in the banking
sector, but left the entire economy
mostly unaffected. To a certain
Changes in the external environment,

stock market meltdown and falling
property prices badly affected loan
growth and borrowing conditions.
These factors, however, do not
seem to have been crucial in the
transmission of the global crisis to
extent, these events helped the

Bank of Russia to prepare for the
autumn crisis in 2008, as it gained
experience in creating new liquidity
instruments.
the Russian economy. Production

tumbled only in October
November when global demand
for commodities and commodity
prices plunged, and not at the end
of summer 2008 when the credit
factor had already been ineffect.
Capital outows and falling demand

and/or price for their exports in the
autumn of 2008 affected almost
all countries. The depth of the
fall was dependent on the export
structure. Countries making procyclical products (such as consumer
durables or investment goods) had
a deeper contraction. In many oil
producing countries, for instance
in Kazakhstan, the fall was not so
dramatic, notwithstanding the
banking crisis. A peculiar Russian
feature was the reaction of Russias
16
100
14
50
12
10
-50
6
4
-100
-150
7
I-0
07
II-
07
7
07
IIIIVI-0
07
II-
07
7
07
IIIIVI-0
07
07
IIIII-
0
7
01.0
Fig. 1. Capital flows to Russia, billion dollars

Source: Bank of Russia
07
07.
08
07.
01.0
01.0
09
07.
bought by individuals
sold by individuals
Massive capital outow in the

autumn of 2008 was followed by a
liquidity crisis and even insolvency
of several Russian banks. Generally
it was a classic bank panic (e.g.,
Globax Bank, Severnaya Korona,
etc.) which was successfully localised
by the Bank of Russia. Introduction
of insurance of interbank operations
and unsecured loans stabilized the
situation in the banking sector.
However, shrinkage in capital ows

spread also on major companies,
many of which had accumulated
large external debts. The rst
response of the Government was
Fig. 2. Foreign cash sold by foreign exchange offices, billion dollars
programme was closed, and major

Russian borrowers started debt
restructuring negotiations with
their lenders, sometimes with the
mediation of the Government.
Source: Bank of Russia
to let companies use resources

from the National Wealth Fund
to renance their foreign debts.
After 11 billion dollars (out of a
total of 50 billion earmarked for
the purpose) were distributed the
The fact that commodity sectors

were the rst to have been hit
by the crisis corroborates the
idea that the commodity factor
was of critical consequence.
The decision to devaluate gradually

and controllably was prompted
by panic and gravity of situation
in the banking sector. This policy
had several advantages: it gave
an opportunity for households to
protect their savings and for banks
to gain on arbitrage between
interest rates on unsecured loans
and devaluation pace. Later this
gain helped the banks to stabilize
their balance sheets in the face of
economic agents, especially

residents of major cities: the
national foreign exchange market
was swept by panic. In September
2008 February 2009 individuals
bought approximately 50 billion
dollars in foreign cash, which was
a quarter of all reserves that the
Bank of Russia spent in the course of
gradual devaluation (see Fig. 2).
an impending bad debt crisis thus

stabilizing the banking sector. On
the other hand, gradual devaluation
turned foreign exchange speculation
into the most protable business
in Russia for several months. To
stabilise devaluation expectations
the Bank of Russia had to raise
interest rates, which could hardly
be described as an anti-crisis move.
Ultimately, on top of 200 billion in
gold reserves, this policy seemed to
have cost Russia several percentage

points in GDP growth in late 2008
early 2009.
1 N.Roubini, A.Said This time its different: transmission of the global nancial crisis to emerging market economies and the domestic and
international policy response, The Financial Development Report 2009
13.01.10
5.00
5.04 PowerPoint
135
5.00
5.04 PowerPoint
PowerPoint.
PowerPoint
.
3.08.
, PowerPoint
Arial.

.
: PowerPoint_1.ppt
: PowerPoint_2.ppt
13.01.10
5.00
5.05
137
5.00
5.05
13.01.10
5.00
5.06
139
5.00

5.06

,

1.

.

,
.
2. , :
RAL 6018 Yellow Green
3. c
.
13.01.10
140
5.00

5.06

1.

,
.
.
2.

, .
.

:
219mm
ATM_01.ai
315mm

13.01.10

:
ATM_01.ai
375mm
540mm

141
5.00

5.06

174
419mm
241mm
347mm

13.01.10
540mm

419mm
324mm
324mm
375mm
466mm

466mm

602mm

602mm

6.00
6.01
143
144
145
6.02
146
147
148
6.03
151
152
153
13.01.10
6.00
6.01
144
6.00
6.01
13.01.10
www.sberbank.ru
8 800 5555550
. 1481 03.10.2002 .
. 2009. .
145
6.00
6.01
www.sberbank.ru
8 800 5555550
.
1481 03.10.2002 . . 2009.
.
: SB_Poster_594x840_BankKarty1.ai
13.01.10
www.sberbank.ru
8 800 5555550
. 1481 03.10.2002 .
. 2009. .
: SB_Poster_594x840_Avtokredity1.ai
www.sberbank.ru
8 800 5555550
.
1481 03.10.2002 .
. 2009.
.
: SB_Poster_594x840_Vklady1.ai
6.00
6.02
147
6.00
6.02
,

.
,
,
!

: , ,
,
, , ,
, ,
,
.
* 700
:
,
;
;

;
* .
13.01.10
( ,
, , , , );
.
,
, .

, .

.
,
- .
.

, , , . .

-.
.
,
.
.
:
American Express
, ;
American Express, Thomas Cook,
Visa, Citicorp ,
;
-
American Express .
148
6.00
6.02
: SB_Cards_98x200_out.indd

!
:
(495) 500 55 50,
8 800 555 55 50

Visa MasterCard

,
.
( )
117997, ,
, . , 19
www.sberbank.ru

.
:
;
;

,
@ ;
, .
,
, .
.
.
,
Visa MasterCard.
Maestro Momentum ,
,
-
9000 ;
2.
/ 30 ( ) 1
Visa Classic 1,5 Visa
Gold .
1

www.sberbank.ru.
. . 2010 .

1481 03.10.2002.
.

Maestro
Visa
Momentum Electron/
Maestro

. ,
.
Maestro
Maestro
Visa Classic/
MasterCard
Standard
Visa
Classic
Visa
Classic
Visa Gold/
Visa Gold
MasterCard Gold
Visa Gold

.

.
,
,
+7 (495) 544-45-45, +7 (495) 788-92-77,

+7 (495) 747-38-88 ()
**
**
**
***
***

e-mail help@sbrf.ru
+7 (495) 747-38-88.
Countdown
, ;
Countdown , 30
75 000
33 . 3000.
,
***
30 ,
.
:
,

www.sberbank.ru,
www.vsk.ru.
** .
*** .
Countdown,
Countdown .
Countdown 14
.
6
, : ; ; ;
; ; ; ; .
SMS-
( );
:
;
- (5 );
,
;
@;
.

!

, :
;
0,3% (3 ) .
;
;
;

www.sberbank.ru.
www.sberbank.ru.
@3
. :
Visa Classic : ,

Countdown!
Visa Gold, Gold MasterCard, Visa Classic

MasterCard Standard Hertz.
www.sberbank.ru.
( 01.11.09):
Hertz 10 30%
.

6100 140 .

www.hertz.com www.hertz.ru +7 (495) 937-32-74.
-Maestro,
-Visa Electron,
-Maestro ,
-Maestro ,
Maestro Momentum
Visa Classic,
MasterCard Standard,
Visa Classic ,
Visa Classic !
Visa Gold,
Gold MasterCard,
Visa Gold ,
Visa Gold !
10 /10 /300
150 ,
0 1507 ,
Maestro Momentum
25 /25 / 750 .
Visa Classic
! 1000 .
100 /100
/3000 .; Visa Gold
! 4000 .
15 /15 /450 .
100 /100 /
3000 .
8:
SMS-

- ;
@
.
, ;

. :

,
.
7 5
90 1 -

Visa Privilege/
MasterCard
Premium*

.
:
13.01.10
10 ;
Hertz
- (),
:
0,3% ;
+7 (495) 500-00-05, +7 (495) 788-92-72, 8 (800) 200-3-7476
4.
@
!
Visa ! :
Countdown
www.countdown.ru
+7 (495) 514-22-26.
, , :
* Visa Int.
MasterCard Int.
,
,
.

/
*
, /
, .
, Visa Gold
Visa Classic /,
,
.
3%,
;
,
.
11 500 ,
;
Visa !
.
Visa .
/ @;
21 000 ;

http://www.sbrf.ru/ru/person/bank_cards/
visa_aeroflot/,
www.aeroflotbonus.ru.
50% ;
, .
,

.
SkyTeam .
.
, Momentum 1.

,
, ,
.

, ,
,

.
3 ,
30
3 ,
60
,

,

;
0,75%

9
1% , 3 /3 /90

10
.
8

.
9
-Maestro
Maestro Momentum.
7

www.sberbank.ru.
6000
10

( )
( , .).

5000
.
.
149
6.00
6.02
: SB_Autocredit_98x200_out.indd
:
(495) 500 55 50,
8 800 555 55 50
( )
117997, ,
, . , 19
www.sberbank.ru
.

,

.
2/3 ,
1.
, ,

www.minprom.ru.

-
.
-,
, .

.
90
.

.
.

,
, .
() .
,
trade-in,

.

,
,
,
,
,
.

() .
:

3 , -

600 000 , , -
;

.
. . 2010 .

1481 03.10.2002.
.
/ /
45 000 ./1400 . /1000
45 000
85%
,
5 000 000 ./150 000 . /
120 000
85%
, 510 000
5 2
3 2
,
.
(
)

( )
, ,
.
- 3000 ./150 . / ( )
: 21
: 75 4
( , / ):
6
1 5
- -;
- / 5;
- ( 27 );
- ,
2 .

4
, ,
.
. 1 4%
.
,
, .
, %
, %
30 50
15/9,5
16/10,5
50

.
!

.

,
:
Hyundai
( )
:
www.hyundai.ru; 8-800-333-71-67
Opel
:
www.generalmotors.ru
8-800-200-00-46
Mitsubishi
www.mitsubishi-motors.ru
8-800-200-05-25
13.01.10
, / /
15 30
- 6000 ./250 . /

3 5
16/10,5
17/11,5
15,5/10
16,5/11
15/9,5
16/10,5

3

,

,
2/3
,

Volkswagen, koda Audi

Volkswagen: www.vw-finance.ru
Audi: www.audi-finance.ru
Skoda: www.skoda-finance.ru

: (495) 775-75-57,
8-800-700-7557
Volga Siber, ,

, Maxus
: www.gazgroup.ru; 8-800-700-0-747
SsangYong, FIAT
:
www.sollers-auto.com
: www.uaz.ru; 8-800-100-0042
FIAT: www.fiat.ru; 8-800-100-5002
SsangYong: www.symotor.ru; 8-800-100-0062
LADA
: www.lada.ru; 8-800-200-52-32

.
150
6.00
6.02
: SB_Vklady_98x200_3.indd

!
:
(495) 500 55 50,
8 800 555 55 50

,

,

( )
117997, ,
, . , 19
www.sberbank.ru
, .
, !

,
.

1.
-Maestro,
-Visa Electron2.

, ,
:
;

20 000
!

:
1.

: , ;

,
.
,
,
, ,
, , ,
, , ,
.
2. ,
.

.

.

, %
,
1
3
1000 ,
300 ,
300
,
3
2
1000 ,
300 ,
300
1000 ,
100 ,
100
,
3
2
30 000 ,
1000 ,
1000
30 000
10 000
,
,
1000 ,
100 ,
100
1000
,
2 3
10 000
,
1 2
5 ,
5 , 5

6 :
;
6 :
2/3 ,

()
1000 ,
100 ,
100

6 :
;

6 :
,
()

6 : ;
6 :
2/3 ,

()

:
-

;
-

10 ,
5 , 5

10 ,
5 , 5

,

()
100 000
1 000 000
1 000 000
3 000 000
3 000 000

3
3
7,25
300
5000
5000
50 000
50 000
100 000
7,5
7,75
8
100 000
6,25
5,5
6,25
6,5
5,75
6,25
6,5
6,75
300
5000
5000
50 000
50 000
100 000
3
6 .
1
4,5
4,75
5
5,25
5,45
5,6
5,75
1
2
5
5,25
5,5
5,75
5,95
6,1
6,25
100 000
2

3
3
365
366 545
546 732
30 000
5,75
6,25
7
100 000
100 000
6
6,5
7,25
1 000 000
1 000 000
6,25
6,75
7,5
3 000 000
3 000 000
6,5
7
7,75
2,25
2,75
3,25
3,5
1,5
1,75
2,5
3,5
1,75
2,75
3,25
3,75
4,25
2,25
3,5
4,5
3
3
6 .
6 .
1
1
2
1,25
2,5
1,5
2,25
2,85
3,35
1,85
2,5
3,15
3,6
2,85
3,35
3,85
3
6 .
1
1,85
2,1
2,35
2,75
3,25
3,75
4
1
2
2,25
2,75
2,85
3,25
3,5
4
4,25
2
2,85
3,25
3,5
3,75
4
4,5
4,75
5
500
5000
10 000
50 000
100 000
1 2
2
5
0,01
0,01
15 000
4,5
5
50 000
5
5,5
100 000
5,25
5,75
500 000
5,5
6
1 000 000
5,75
6,25
3
1
7,5
1,5
3
6 .
1000
1,1
5000
1,35
50 000
1,5
100 000
1,75
200 000
2,25
1 000 000
2,75
3 000 000
3,25
5,5
5,75
6
6,25
6,45
6,6
6,75

3
3
2 3
3
10 000
8
8,5
1,25
5,75
1
3 6 . 1 2
3 . 6 . 1 2 3
5,25
3
6 .
30 000
4
100 000
4,5
1 000 000
4,75
3 000 000
5
8 000 000
5,2
50 000 000
5,35
100 000 000
5,5
10 000
13.01.10
-Maestro, -Visa Electron

100
( )
.

, %

3
3
1
3 6 . 1 2
3 . 6 . 1 2 3
1000
5,25
5,5
6,5
6,75
7
100 000
100 000
5,75
6
6,75
7
7,25
1 000 000
1 000 000
6
6,25
7
7,25
7,5
3 000 000
3 000 000
6,25
6,5
7,25
7,5
7,75

3
3
3
6 .
1
6 .
1
2
1000
4,75
5,5
5,75
100 000
6 : 6
;

1481 03.10.2002.
.
. . 2010 .

, .

,

.

, .
.
1 2
0,01
2
2,75
2,8
2,85
3,25

3
10 , 5 ,
5

3
2
0,01
2,5
3,25
3,35
3,5
3,75
3
5
0,01
: ,
.
6.00
6.03
152
6.00
6.03
13.01.10
153
6.00
6.03
6 x 3m
: 6x3.ai
,

www.sberbank.ru
1.2 x 1.8m
: 1.2x1.8.ai
(495) 500 55 50
. 1481 03.10.2002.
52.5 x 21.6m
: 52.5x21.6.ai
!
20.381
www.sberbank.ru
www.sberbank.ru
8 800 555 55 50
(495) 500 55 50
( )
. 1481 03.10.2002.
.
1481 03.10.2002.
78.25 x 21.25m
: 78250x21250.ai
!
20.381
,

13.01.10
www.sberbank.ru
(495) 500 55 50
. 1481 03.10.2002.
154
7.00 -
7.01
155
7.02
156
7.03
157
7.04
158
7.05 -
159
7.06
160
7.07
161
7.08

7.09
162
163
16.12.09
13.01.10
155
7.00 -
7.01
13.01.10
: Small_Badge.ai
: Large_Badge.ai
156
7.00 -
7.02
: Umbrella.ai

: Umbrella.ai
13.01.10
157
7.00 -
7.03
: Key_Fob.ai
4-
: Key_Fob.ai
13.01.10
158
7.00 -
7.04
: Pen.ai
13.01.10
: PI_REV.ai
: Pen.ai
159
7.00 -
7.05 -
CD
: CD.ai
CD
: CD_Case_Image.ai
13.01.10
CD
: CD_Case_Dapple.ai
: CD.ai
160
7.00 -
7.06
13.01.10

: Standard_Bag.ai

: Premium_Bag_Inner.ai
: Premium_Bag_Outer.ai
161
7.00 -
7.07

: DL_Event_Brochure_Inner.ai
: DL_Event_Brochure_Outer.ai
13.01.10
162
7.00 -
7.08

: Place_Holder_Dapple.ai
13.01.10

: Place_Holder_Inner.ai
: Place_Holder_Outer.ai
163
7.00 -
7.09
13.01.10
: Corp_Banner_01.indd
: Corp_Banner_02.indd
: Promo_Banner.indd
8.00

165
166
13.01.10
165
8.00
8.00
,

.
,

, ,
.

-

.

,
, ,
.
,

,
.

- .
-
;

. :
1.

VIP
2. - ,

13.01.10

:

-

-
-

(
)
;

-

,
,

-

.

,
, ,

.
,
,
:
166
8.00
8.00
1.
2.
3.
13.01.10
167
9.00

9.01
168
9.02
9.04 -

185
24
186
1200
169
1000
190
9.05
800
171
9.06
600
172
188
- 2
173
189
- 3
174
175
9.03 ,

1200
177
1000
178
800
179
600
180
- 2
181
- 3
182
183
13.01.10
187
168
9.00
9.01
0.25X
1.5X

,
.
0.25X

.
.
.
: FI_4CO.ai
0.5X
13.01.10
169
9.00
9.02
1200
5 .
.

1200 .
750mm
1200mm
710mm
30
30.
100mm
-
Y
13.01.10
-

.
-
-
(Y)
"24 ".
170
9.00
9.02
1000
5 .
.

1000 .
,
,
30.
650mm
1000mm
590mm
30
85mm
-
Y
13.01.10
-

.
-
-
(Y)
"24 ".
171
9.00
9.02
800

800 .
5 .
.
5
,
,
30.
550mm
800mm
500mm
30
85mm
-
Y
13.01.10
-

.
-
-
(Y)
"24 ".
172
9.00
9.02
600

600 .
5 .
.
5
,
,
30.
600mm
350mm
550mm
30
50mm
13.01.10
-

.
-
-
(Y)
"24 ".
173
800mm
9.00
9.02
- 2
8000mm
8000mm

,
.

,

.
1. .
2. .
800mm
8000mm
4000mm
13.01.10
174
9.00
9.02

,
.

,

.
13.01.10
800mm
- 3
4000mm
4000mm
4000mm
175
9.00
9.02 -

, .

0.5X, - .

.
0.5X
13.01.10
,
.

.
0.5X.
176
9.00
9.02
-
. .
. . 2
.
13.01.10
177
9.00
9.03 ,

1200

1200 .
5 .
.
5
1200mm

30.
750mm
710mm
30
100mm
13.01.10
-

"Z"
.

"24 ".
178
9.00
9.03 ,

1000

1000 .
5 .
.
1000mm

30
650mm
590mm
30
85mm
13.01.10
-

"Z"
.

"24 ".
179
9.00
9.03 ,

800

800 .
5 .
.
5
550mm
500mm
800mm
30

30
85mm
13.01.10
-

"Z"
.

"24 ".
180
9.00
9.03 ,

600

600 .
5 .
.
5

30
550mm
350mm
600mm
30
50mm
13.01.10
-

"Z"
.

"24 ".
181
800mm
9.00
9.03 ,

8000mm
8000mm
- 2

,
.

,

.
1. .
2. .
800mm
8000mm
4000mm
13.01.10
182
- 3

,
.

,

.
13.01.10
800mm
9.00
9.03 ,

4000mm
4000mm
4000mm
183
9.00
9.03 ,

0.5X
0.5X

, .

0.5X.

.
0.5X
X
13.01.10
,
.
.
0.5X
184
9.00
9.03 ,

. .
. . 2
.
13.01.10
185
9.00
9.04 -
3
-
1. - 550
2. - 650
3. - 750
: 550mm.ai
: 650mm.ai
110 60 110
90 50 90
80 50 80
750mm
650mm
550mm
5000mm
13.01.10
: 750mm.ai
186
9.00
9.04 -
24
3
- 24
1. - 550
2. - 650
3. - 750
: 24_550mm.ai
: 24_750mm.ai
110 60 110
90 50 90
80 50 80
750mm
650mm
550mm
5000mm
13.01.10
: 24_650mm.ai
187
9.00
9.05

,
,
, ,
,
:
1. " "
" 1841 " -

50 .
PRI_S2_4CO.ai
2. "" "
1841 " -
50

20 .
PI_S2_4CO.ai
-

:
) ,
) .

.

:
) (
),
) (
)

,
.
80
- .
" "

,,
1 .
13.01.10
188
9.00
9.06
600mm
750

1425mmmm

!"
13.01.10
189
9.00
9.06
2
900mm
,
,
, 2 .
200mm
200mm
550mm
550mm
900mm
24
24
13.01.10
190
10.00
10.01
10.02

190
191
13.01.10
191
10.00
10.01
3200mm
1000mm
13.01.10
192
10.00
10.02
Standard
800mm
arrows
icons
type
800mm
300mm
300mm
Front
Back
With bankomat
800mm
800mm
arrows
300mm
icons
Front
Back
bankomat
Side detail
acrylic
clamp

6 6 6
13.01.10
type
300mm

Sberbank

Загружено:

Сведения о документе

Оригинальное название

Авторское право

Доступные форматы

Поделиться этим документом

Поделиться или встроить документ

Параметры публикации

Этот документ был вам полезен?

Это неприемлемый материал?

Авторское право:

Доступные форматы

Sberbank

Загружено:

Авторское право:

Доступные форматы

1.

Fedra Serif Pro LF Bold

Fedra Serif Pro LF Medium

Fedra Serif Pro LF

Fedra Sans Pro LF Medium

Fedra Sans Pro LF Demi

Fedra Sans Pro LF Book

Fedra Sans Pro LF Book Italic

Fedra Sans Pro LF Light

Fedra Sans Pro LF Light Italic

PMS 349 / PMS 368

Fedra Serif Pro LF.

Annual Report 2010

Annual Report 2010

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

venenatis interdum libero vulputate a. Pellentesque consectetur

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Annual Report 2010

Annual Report 2010

venenatis interdum libero vulputate a. Pellentesque consectetur

venenatis interdum libero vulputate a. Pellentesque consectetur dolor et

ipsum.hendrerit porta augue dictum. Class aptent

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Annual Report 2010

Class aptent taciti sociosqu ad litora torquent

consequat magna, in ornare velit ornare et. Fusce laoreet ullamcorper

interdum libero vulputate a. Pellentesque consectetur dolor et quam

lectus, venenatis interdum libero vulputate a. Pellentesque consectetur

torquent. Maecenas lobortis consequat magna, in ornare velit ornare et.

sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos.

Fusce laoreet ullamcorper lectus, venenatis interdum libero Lorem ipsum

auctor dignissim ipsum.hendrerit

vehicula eget laoreet leo aliquam. Maecenas lobortis consequat magna, in

libero vulputate a. Pellentesque consectetur dolor et quam imperdiet

consequat magna, in ornare velit ornare et. Fusce laoreet ullamcorper

lectus, venenatis interdum libero vulputate a. Pellentesque consectetur

ullamcorper lectus, venenatis interdum libero

consectetur dolor et quam imperdiet hendrerit porta augue dictum

auctor dignissim ipsum.hendrerit porta augue dictum. Class aptent

venenatis interdum libero vulputate a. Pellentesque consectetur dolor et

Phasellus dictum sem

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Annual Report 2010

Phasellus dictum sem

Lorem ipsum dolor sit amet, consectetur

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Class aptent taciti sociosqu ad litora torquent

Annual Report 2010

Phasellus dictum sem

Annual Report 2010

Annual Report 2010

Annual Report 2010

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Class aptent taciti sociosqu ad litor

Class aptent taciti

Auctor dignissim ipsum

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Lorem ipsum dolor

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ph

sem quis quam vehicula eget laoreet leo aliquam. Maecen

consequat magna, in ornare velit ornare et. Fusce laoreet u

venenatis interdum libero vulputate a. Pellentesque conse