FUND FACTSHEET FEBRUARY 2016

All data expressed as at 31 January 2016

unless otherwise stated

RHB DANA HAZEEM (formerly known as RHB DANA KIDSAVE)

The Fund aims to maximise total returns through a combination of long term growth of capital and current income consistent with the preservation of capital.

INVESTOR PROFILE

INVESTMENT STRATEGY

This Fund is suitable for Investors who:

require investments that comply with Shariah requirements; and
are willing to accept moderate risk in their investments in order to achieve long term growth and income.

40% - 60% of NAV: Investments in Shariah-compliant equity

and equity related securities of companies that have dividend
and/or growth potential.
40% - 60% of NAV: Investments in Non-Equity ShariahCompliant Investments.

FUND PERFORMANCE ANALYSIS

Performance Chart Since Launch*

FUND DETAILS
Investment Manager
Trustee
Fund Category
Fund Type
Launch Date
Unit NAV
Fund Size (million)
Units In Circulation (million)
Financial Year End
MER (as at 28 Feb 2015)
Min. Initial Investment
Min. Additional Investment
Benchmark

Cumulative Performance (%)*

1 Month
Fund
-4.36
Benchmark
-1.40
1 Year
12.15
1.18

Fund
Benchmark

3 Months
0.05
0.87

6 Months
-0.57
1.69

YTD
-4.36
-1.40

Redemption Charge
Annual Management Fee
Annual Trustee Fee
Switching Fee
Redemption Period

Since Launch
23.71
14.47

Calendar Year Performance (%)*

2015
Fund
20.04
Benchmark
4.29

Sales Charge

2014
0.35
0.75

Distribution Policy

*The implementation of GST will be effective from 1 April 2015 at the rate
of 6% and the fees or charges payable is exclusive of GST.
*For the purpose of computing the annual management fee and annual
trustee fee, the NAV of the Fund is exclusive of the management fee and
trustee fee for the relevant day.

Source: Lipper IM

FUND PORTFOLIO ANALYSIS

Sector Allocation*
Unquoted Bonds
23.38%

Consumer Products

15.46%

MM,Cash & Others

-20%

-3.75%
0%

20%

40%

Top Holdings (%)*

CAGAMAS BHD-3.95% (26/10/2018)
UNITED U-LI CORPORATION
PIE INDUSTRIAL BHD
BGSM MGMT SDN BHD-4.9% (27/12/2018)
BRIGHT FOCUS BHD 5.0% (20/01/2023)
*As percentage of NAV
RHB Asset Management Sdn Bhd (174588-x)

12 Months
0.5826
0.4901

Since Launch
0.5826
0.4901

Source: Lipper IM

21.49%

Trading / Services

FUND STATISTICS
Historical NAV (RM)
1 Month
High
0.5826
Low
0.5525

43.42%

Industrial Products

RHB Asset Management Sdn.

Bhd.
HSBC (Malaysia) Trustee Bhd
Balanced Fund (ShariahCompliant)
Income and Growth Fund
18 February 2013
RM0.5572
RM44.96
80.69
28 February
1.57%
RM1,000.00
RM100.00
50% FBM Emas Shariah Index
+ 50% Maybank 12-month
Islamic FD
Up to 6.38% of investment
amount
None
1.50% p.a. of NAV*
Up to 0.08% p.a. of NAV*
RM25.00 per switch
Within 10 days after receipt
the request to repurchase
Annually, if any

60%

Historical Distributions (Last 2 Years) (Net)

Distribution
Yield (%)
(sen)
26 Feb 2015
3.8000
6.98
26 Feb 2014
1.7000
3.25

9.98
9.00
7.19
6.72
6.71
Source: RHB Asset Management Sdn. Bhd.
Head Office: 19th Floor, Plaza OSK, Jalan Ampang, 50450 Kuala Lumpur

General Line: 603-2164 3036

FUND FACTSHEET FEBRUARY 2016

All data expressed as at 31 January 2016
unless otherwise stated

RHB DANA HAZEEM (formerly known as RHB DANA KIDSAVE)

The Fund aims to maximise total returns through a combination of long term growth of capital and current income consistent with the preservation of capital.

MANAGER'S COMMENTS
FUND REVIEW
For the month under review, Kidsaves NAV/unit decreased by 4.39%, underperforming its benchmarks (50% KLCI + 50% 12-month KLIBOR) loss of 0.68%. The
underperformance was due to the high equity exposure.
MARKET REVIEW
The benchmark FBMKLCI decreased by 24.71 points in the month of January 2016, to close at 1667.80 points, a decrease of -1.46% month-on-month (mom). The benchmark
index fell sharply early of the new year, in tandem with the sharp selloff globally, before rebounding towards the end of the month, helped by the positive sentiments towards
Budget 2016 recalibration, rebound in crude oil prices and a stronger Ringgit.
Crude Palm Oil (CPO) spot price increased by +5.23% mom in the month of January 2016 to close at RM2315/tonnes. The positive uptrend was due to decreasing palm oil
stocks and lower average rainfall that might affect production.
Brent Crude Oil price decreased by -6.81% mom to USD34.74/barrel due to concerns over the persistent global glut and weaker global growth prospect.
The Malaysia Ringgit has strengthened to RM4.1485/USD, appreciated by 3.37% mom in the month of January 2016. The Ringgit was weak at the early of the month, affected
by the weakening of the Chinese Yuan, but rebounded towards the end of the month, helped by improving oil prices, and positive sentiments towards Budget 2016
recalibration.
MARKET OUTLOOK AND STRATEGY
The U.S. Fed will continue to monitor and decide on the pace and quantum of interest rate hike base on domestic and global economic health, with the intention of not
derailing its gradual growth momentum. Meanwhile, China is adjusting itself to the new economic model, which will cause some disruption along the way, however, its
dynamic and supportive central government will develop a nation with more sustainable quality growth moving forward. In Europe, the central bankers strong determination
to support the economy will support the economic resiliency of the region. The low oil prices have produced a low inflationary environment, which will allow major global
central bankers to maintain or enhance their accommodative monetary policies, supporting global growth this year.
Domestically, the Malaysian economy is diversified and resilient despite the challenges from the declining oil prices. The Budget 2016 recalibration reflects the current market
reality and still pro-growth, while committing to maintain fiscal discipline. The restoration of confidence from the resolution of domestic issues, stabilization of commodities
prices, and sustainability of the global growth, will help to boost sentiments in the equity market, which has low foreign shareholding, and undemanding valuations. The
revival of ValueCap state fund will also help to improve sentiments and support the equity market.
In terms of strategy, we continue to see a detachment of fundamentals from these sentiments driven market, therefore, we will remain discipline in our undervalued stock
picking approach. We are cognizant of the risks and high volatility in the market, and will continue to focus on good quality stocks that have resilient earnings and clear growth
roadmap, which will benefit the fund in the longer term.

DISCLAIMER:
A Product Highlights Sheet (PHS) highlighting the key features and risks of the Fund is available and investors have the right to request for a PHS. Investors are advised to
obtain, read and understand the PHS and the contents of the Master Prospectus dated 3 August 2015 and its supplementary(ies) (if any) (the Master Prospectus) before
investing. The Master Prospectus has been registered with the Securities Commission Malaysia who takes no responsibility for its contents. Amongst others, investors should
consider the fees and charges involved. Investors should also note that the price of units and distributions payable, if any, may go down as well as up. Where a distribution is
declared, investors are advised that following the issue of additional units/distribution, the NAV per unit will be reduced from cum-distribution NAV to ex-distribution NAV.
Any issue of units to which the Master Prospectus relates will only be made on receipt of a form of application referred to in the Master Prospectus. For more details, please
call 1-800-88-3175 for a copy of the PHS and the Master Prospectus or collect one from any of our branches or authorised distributors.
The Manager wishes to highlight the specific risks for the Fund are market risk, particular security risk, reclassification of Shariah status risk, interest rate risk, credit/default
risk. These risks and other general risks are elaborated in the Master Prospectus.
This factsheet is prepared for information purposes only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any
specific person who may receive it. Past performance is not necessarily a guide to future performance. Returns may vary from year to year.
RHB Asset Management Sdn Bhd (174588-x)

Head Office: 19th Floor, Plaza OSK, Jalan Ampang, 50450 Kuala Lumpur

General Line: 603-2164 3036