0703 180 8777

Number diverted to: +233267997144

https://avuba.de/
tps://revolut.com/tutorials
Hi everybody.
I want to share my findings about banks in which is possible to open a personal
offshore account (without visiting the bank, being a wealthy person nor living i
n Europe), since I spend lots a hours searching websites, reading forums and mak
ing phone calls, and I would like to give some use to the information that I gat
hered (just keep in mind that this information might not be entirely accurate).
All started when, due to the limitations of the banks in my residence's country,
I wanted to open a account in a bank that provide debit/credit cards for both A
TM and online purchases, that can make international transfers, and preferably i
n a stable country (bank secrecy was not important for me).
During my research I classified banks in three categories:
* NO: banks in which I can't open an account (at least not for now).
* MAYBE: banks in which I could open an account in a near future.
* YES: banks in which it may open an account.
NO banks
Banks with an initial deposit amount to high (all of them reputable offshore ban
ks):
BCEE (Luxembourg) requires EUR 50.000 as initial deposit.
Nedbank Private Wealth (UK) requires GBP 50.000 as initial deposit.
HSBC Expat (UK) requires GBP 60.000 as initial deposit.
Citi International (UK) requires GBP 100.000 as initial deposit.
NatWest International (UK) requires GBP 100.000 as initial deposit.
Banks that require a personal visit (most of them are popular offshore banks in
Europe):
ING Direct (Belgium)
Bank of Cyprus (Cyprus)
LHV (Estonia)
Rietumu Banka (Latvia)
Baltikums Bank (Latvia)
Norvik Banka (Latvia)
Hellenic Bank (Chipre)
SMB (Mauritius)
Banks that don't accept residents from my current residence's country:
SwissQuote (Switzerland)
ABLV Bank (Latvia)
Other banks:
Keytrade Bank (Belgium) allows remote opening of accounts, but they don't provid
e Visa cards for non residents and do not support wire transfers.
Strateo and Saxo Bank (both from Switzerland) allow remote opening, but they are
investment banks only, they don't provide retail banking services.
FBME Bank (Cyprus) is not accepting account openings (probably due to their curr
ent legal problems).

MAYBE banks
Banks with an initial deposit amount more reasonable (all of them reputable offs
hore banks):
LLoyds International (UK) requires GBP 25.000 as initial deposit.
Barclays International (UK) also requires GBP 25.000 as initial deposit.
Digital banks (all of them have good reviews, but they are all in their infancy)
:
Monese (UK) and Number26 (Germany) seems to be very promising banks, but for now
they are only available for European residents.
Nemea Bank (Malta) seems to accept clients for any country and allow internation
al wire transfers, but they do not provide Visa cards (although they say that th
ey are going to provide them in 2016).
iPagoo (UK) is still in development, and it only accepts pre-registration from E
uropean residents.
Other banks:
ABN AMRO (Netherlands) has a package for expats and non-residents, although I'm
not sure if accounts can be opened remotely or if they provide debit cards to no
n residents.

YES banks
Regarding viable banks, I divide them into two list, regarding if they convinced
me or not.
Banks that convince me:
International Standard Bank (Isle of Man) is a reputable bank in a stable countr
y (United Kingdom), requires an initial deposit of around USD 6.000.
CIM Banque (Switzerland) is a small bank in a country with good reputation in of
fshore banks, requires an initial deposit of around CHF 4.000. It's probably the
Swiss bank that less benefits offer to their client, but seems to be also the o
ne with less requirements for open an account.
SMB (Mauritius) seems to be a good offshore bank. I was a bit suspicious about i
t, since it's located in Africa, but it seems that Mauritius is a reputable coun
try for offshore banking (they even support the IBAN standard)
Primorska Banka (Croatia), seems to be part of CIM Banque, so I do not investiga
ted much about it, probably provides the same (or less) benefits and has the sam
e requirements than CIM Banque.
Landsbankinn (Iceland) is one of the largest banks in Iceland, requires an initi
al deposit of around USD 16.000. The downside is that it seems they only provide
accounts in their local currency, the Icelandic Krona (you can't save your mone
y in USD or EUR).
Banks that don't convince me:
Euro Pacific Bank (Saint Vincent and the Grenadines) has normally good reviews f
rom clients, but has been criticized for having a poor online security, an also
I'm not very excited about offshore accounts in the Caribbean (I have read that
they have high fees and bad customer support).
Loyal Bank (Saint Vincent and the Grenadines) has several bad reviews, so if I'm
not convinced by Euro Pacific Bank, much less by this bank.
Belize Banks International, Caye International Bank and Atlantic International B

ank (all from Belize) are located in a jurisdiction which don't has a good reput
ation.
BMI Offshore (Seychelles) is located in a country with seems to have a good secr
ecy policy (which, again, I don't care about) at the cost of high fees and slow
customer support.
Breder Suasso (New Zealand) has a good customer support (after filling a contact
form, I got a call from the bank for help me in the account opening process), h
owever I was not able to find much information about it, except for negative rev
iews.
Worldcore.eu (Czech Republic) and LeuPay (Malta), allow wire transfers and prepa
id debit cards, but I'm not sure if they are banks or financial institutions. Ei
ther way, these companies seems to be used mostly for send and receive money or
for get prepaid cards, so they are more like alternatives to PayPal and Payoneer
, rather than alternatives to bank accounts. I don't think is a good idea to use
these companies to keep large amounts of money