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DOCINFO=Ageas50,RC,TNT,D01,,,416TNTC5,,,

RENEW TODAY
Call 0345 045 1325 or
renew online by creating an
account at my.rias.co.uk
Your reference number: 950529/001

Mr s acey
41 Dane Park Road
Hull
HU6 9AF

Dear Mr acey

Your car insurance runs out on 07 March 2016

Thank you for insuring your Suzuki with us over the last year. Your car insurance is due for renewal soon and we'd
be delighted to provide your insurance again for the coming year.

Insurance that is reassuring

>>

We provide one of the most comprehensive car insurance policies in the market with our excellent cover and
benefits, which come as standard. We offer a wide range of additional cover options too, giving you the flexibility
to tailor your policy to your personal needs.

>>

Free No Claims Discount Protection, which allows you to have up to 2 claims in 3 years without affecting
your No Claims Discount.

>>

Were also committed to providing you with the best possible service at all times. Youll have access to an award
winning claims team that are on hand 24/7 to offer support from start to finish. All of our repairs and replacements
come with full guarantees and youll have access to a free courtesy car whilst yours is being repaired by one of
our approved repairers now that is reassuring.

Renewing your insurance is easy

Please read through your Renewal Invitation, paying particular attention
to page 15, which may contain details of any changes to your policy.
Then simply call us on 0345 045 1325 to renew your cover. One of our
friendly and qualified advisers are on hand to take your call and answer
any questions.
We look forward to providing your cover
for the coming year.

KEY DETAILS

Yours sincerely

RENEWAL PRICE

190.79
This includes 9.5% insurance
premium tax

P372918B
07 Mar 2016 12:00
07 Mar 2017 12:00
X491WTN
Comprehensive
9 years
(protected)

A_RPC_D01_BCD

Peter Corfield
Managing Director

Policy Number
Start Date
End Date
Registration
Cover Type
No Claims
Discount

11 February 2016

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A4END

Personalise your cover with our optional extras

You can enhance your cover with some of our great value optional extras, giving you the flexibility to personalise
your cover to further meet your insurance needs.
For more information or to add any of these to your policy, simply call us on 0345 045 1325.

Breakdown Insurance

from 40.00

Breaking down without insurance can be stressful, inconvenient and expensive. With 3
levels of cover, starting from just 40 a year, you can pick one that suits your needs and
budget. Our high quality service will protect you 24 hours a day, 365 days a year giving
you complete peace of mind when on the road.
Our Comprehensive Gold cover has recently been awarded a 5 Star rating by independent
experts Defaqto.

Replacement Car Cover

from 26.50

What would you do if your car was written off or stolen and unrecovered? With
Replacement Car Cover, costing just 26.50 a year, you would be able to carry on
uninterrupted. This cover will provide you with a hire car of a similar engine size (up to
2000cc) for up to 21 continuous days, which would be dropped off to you and picked
up from any UK registered address.

Motor Legal Protection

from 29.60

For just 29.60 a year Motor Legal Protection can provide up to 100,000
cover for legal costs to assist in recovering losses you are not insured for.
This includes personal injury claims, contract disputes and compensation
for damaged belongings following a car accident that wasnt your fault.
In addition, this cover also includes routine conveyancing costs, wills and
probate, divorce and child custody disputes.

Excess Protection

from 30.00

For just 30 a year our Excess Protection will reimburse your excess costs, up to a
maximum of 300 per claim for 2 claims a year. Our Excess Protection provides
peace of mind that youre covered should you need to make an unexpected claim.

Key Protection

from 20.00

Make sure youre not left stranded. For only 20 a year, this covers you up to 1,500 if
your keys are stolen, locked in a car or broken in a door lock. This includes all keys in
your household 24 hours a day, 365 days a year.

Have you thought about insuring your home with us too?

As a valued car insurance customer you could benefit from our latest customer offer call
us on 0800 183 9260 to find out more. Whats more, RIAS Home Insurance can offer you
peace of mind if you need to make a claim, you have access to an award-winning, UK
based claims service thats on hand 24/7 to help get everything back to normal, fast!

RIAS is a trading name of Ageas Retail Limited

Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and
Wales 1324965. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number: 312468. Ageas
Retail Limited is a sister company of Ageas Insurance Limited.

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A5BEGIN

CAR INSURANCE

Car Insurance
Renewal Invitation
Keep this handy booklet, along with any other documentation we send you.

Payment Details
Statement of Fact
Policy Summary
Terms of Business

Thank you for insuring with us

Any questions? Call 0345 045 1325 or visit rias.co.uk
11 February 2016

Contact us
By phone
To make a change or discuss your policy, call us on
0345 045 1325
Lines open: 8:30am 8pm Monday to Friday, 8:30am 4pm Saturday

Manage your policy online

my.rias.co.uk
As part of our comprehensive service you have the added benefit of being
able to manage your policy online and view your documents 24 hours a
day, 7 days a week. We recommend taking a few minutes to register your
account where you have the option to upgrade your cover or make mid-term
changes to your policy at your convenience. By making mid-term changes
online you wont incur an administration charge and you will have immediate
access to your updated policy documents.

Great reasons to renew with us

>>

Free No Claims Discount Protection if you have 4 or more years no claims this benefit
allows you to have up to 2 claims in 3 years without affecting your No Claims Discount

>>

Uninsured Driver Promise if you are involved in an accident that wasnt your fault you
wont lose your No Claims Discount and excess

>>

Access to an award-winning UK based claims service that is available 24 hours a day,

365 days a year

>>

All of our repairs and replacements come with full guarantees and
you will have access to a free courtesy car whilst yours is being
repaired by one of our approved repairers

>>

5 star rated car insurance we provide some of the highest

quality of cover available in the market, as recognised by
independent financial researcher Defaqto

For full terms and conditions please see your policy booklet or visit rias.co.uk

Issued at renewal invitation, 11 Feb 2016 Policy number: P372918B

What's inside

01 Payment Summary

page 6

02 Your Statement of Fact

page 7

03 Your Declaration

page 14

04 Important Information

page 15

05 Car Insurance Policy Summary

page 16

06 Terms of Business Agreement

page 23

Please check the details in this booklet carefully

If any details about your car or personal information have
changed or are incorrect, you must call us on 0345 045 1325

Issued at renewal invitation, 11 Feb 2016 Policy number: P372918B

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01 Payment Summary
Your renewal price is 190.79. To renew your policy by credit or debit card
please call 0345 045 1325.
190.79

Car Insurance Premium

9.5%

Insurance Premium Tax (IPT)

Total Annual Premium

190.79

Make renewing your policy easier by switching to Direct Debit

You can take the hassle out of renewing your car insurance by switching to Direct Debit.
Your insurance will be renewed automatically each year, giving you the added reassurance that
you will never go a day uninsured. We will send you a renewal invitation before your renewal
date and providing you are happy with your cover and price you wont need to do a thing, we
will renew your policy for you.
Switching to Direct Debit is easy and allows you to spread the cost over the year by
paying monthly.
Simply call 0345 045 1325 to speak to one of our friendly advisers who will be happy to
assist you.

Issued at renewal invitation, 11 Feb 2016 Policy number: P372918B

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02 Your Statement of Fact

What is this?
This is your Statement of Fact a record of the details we hold about your car and the
people covered.
Please take the time to check your details carefully and make sure they are accurate
and up to date.
It is an offence under the Road Traffic Act to make false statements or withhold any
information for the purposes of obtaining a Certificate of Motor Insurance.

Your demands and needs

Your policy is based on the information you gave us previously. If we have spoken
to you, we will have provided you with advice and discussed and agreed the
cover outlined in this document to ensure it suits your needs. Our recommendation
is based on your insurance requirements which are set out in this document.
If you did not speak to us, we will not have provided you with advice, a
recommendation or agreed any of the insurance selected by you in this document.
You should note that we have not taken into account your personal circumstances
or any existing insurance arrangements you may have. It is therefore your
responsibility to ensure the policy meets your demands and needs.
If your needs have changed or anything is incorrect, let us know straight
away as it may affect your cover or premium.

Issued at renewal invitation, 11 Feb 2016 Policy number: P372918B

02 Your Statement of Fact continued

About you
Policyholder

stephen acey

Address

41 Dane Park Road

Hull
HU6 9AF

Telephone Number

01000 000000

Email Address

steve.acey2@gmail.com

About your car

Make

Suzuki

Model

Ignis Gl
5dr Hatchback

Body Type
Number of Seats

Right Hand Drive

Yes

Engine Capacity

1328

Year of Registration

2000
X491WTN

Car Registration

01 May 2013

Date of Purchase

800

Value
Has the car been changed in any way from the vehicle
manufacturer's standard specification?

No

Are you the Legal Owner?

Yes

Are you the Registered Keeper?

Yes

Overnight Address

HU6 9AF

Overnight Location

Roadside

Annual Mileage

2,000 miles

Issued at renewal invitation, 11 Feb 2016 Policy number: P372918B

02 Your Statement of Fact continued

About the drivers
Who will drive

Insured Only
Policyholder

Main Driver

Surname

acey

First Name(s)

stephen

Date of Birth

23 July 1956

UK Residency

23 July 1956

Gender

Male

Marital Status

Married

Relationship to
Policyholder

Policyholder

Licence Type

Full Licence

Date Licence Acquired

12 February 1990

Main Occupation

HGV Driver

Type of Business

Haulage Contractors

Part-Time Occupation

Not In Employment

Type of Business

Not In Employment

Issued at renewal invitation, 11 Feb 2016 Policy number: P372918B

02 Your Statement of Fact continued

About your policy
Insurer

Ageas Insurance Limited

No Claims Discount

9 years (protected)

Policy Number

P372918B

Cover Start Date and Time

07 March 2016, 12:00

Cover End Date and Time

07 March 2017, 12:00

Level of Cover
Policy Sections Applying

Comprehensive
Sections A, B, C, D, E, F, G, H, I, J , K (Optional).

Endorsements Applying

Not Applicable
Social, Domestic, Pleasure

Type of Use

About your excesses

Compulsory

Voluntary

Total

Damage to your car (including Malicious Damage)

145

145

Fire

100

100

Theft

100

100

Windscreen Repair

Windscreen Replacement

60

60

Replacement Locks

100

100

10

Issued at renewal invitation, 11 Feb 2016 Policy number: P372918B