Zero Balance Freedom

In association with

H. E. A. L. I. N. G.
Helping Education Advance Lives
Intelligently Nurturing Growth

THE SECRETS OF A
PRIVATE BANKER
CREDITORS
DIDNT WANT YOU TO
KNOW
EDUCATIONAL AND CONSCIOUS
AWAKENING
E-BOOK
By ALI KASSEN MORGAN

While every precaution has been taken in the preparation of this

book, the publisher assumes no responsibility for errors or
omissions, or for damages resulting from the use of the
information contained herein.
ALI KASSEN MORGAN PRESENTS ZERO BALANCE
FREEDOM

First edition. September 26, 2016.

Copyright 2016 ALI MORGAN.
Written by ALI MORGAN.

Zero Balance Freedom

in association with
H. E. A. L. I. N. G.
Helping Education Advance Lives Intelligently Nurturing
Growth
WAKE UP MY BROTHER & SISTERS
ALL RIGHTS RESERVED,
By Ali Kassen Morgan

This e-booklet is for informational and educational purposes

only about the business of banking as a Private Banker under
various U.C.C. Laws, Federal, Congressional Statutes At Large
Positive Laws, Common Law, and Public Policy. The Judges and
banks say that you have to be a Private Banker or a financial
institution, and not the average Joe Blow, before you can execute
our processed promissory notes to pay off mortgages, car loans,
business loans and other debts.
Zero Balance Freedom was established September 2016, as an
Unincorporated Unregistered, Private Association under
Common and Federal Law to process and issue promissory notes
at will and to conduct the business of banking under common law.
Being a Private Banker authorizes you to execute by signing
your
signature and to issue Promissory Notes and/or Bills of
Exchange to pay off your bank, financial, or commercial debts,
individually, through our processing company for $5,000 with the
processing of our proven and accepted negotiable instrument by all
banks, only for our members. These promissory notes have been
accepted by banks to pay off debts.
This Zero Balance Freedom Association of Unincorporated
Private Bankers under Federal, U.C.C., and common law in the
Republic 50 several states of the union and sub-corporation
STATES of THE UNITED STATES Mother Government, In
Name Only, Corporation is organized and operated as a National
Banking Association in the united States of America in
Washington
DC for the District of Columbia corporation government and
the individual Nation states of the 50 original and several republic
nations, 1787, under American Common Law and the Common
Law of England.
This Common Law, Unincorporated, Unregistered, National
Banking Association consists of members of private Individuals,
natural persons, men, women, sovereigns, any Legal Entity,

ALI MORGAN

American Citizens, and the 50 organic republic state citizens as

Private Bankers under 31 U.S.C. 5312(2)(C); People v.
Doty, 80 N. Y. 228; Auten v. Bank, 174 U. S. 125, 19 Sup. Ct.
628, 43 L. Ed. 920; Richmond v. Blake, 132 U. S. 592, 10 Sup.
Ct. 204, 33 L. Ed. 481; Meadowcroft v. People, 163 111. 56, 45
N. E 303, 35 L R. A. 176, 54 Am. St Rep. 447, in all the republic
50 several states of the union and sub corporation STATES of
THE UNITED STATES Mother Government Corporation that
are in the business of banking to execute by your signature and
to issue notes: Bills of Exchange, BOE; International
Promissory Notes; and Private Banker Promissory Notes,
PBN, to banks and financial institutions against the obligations of
the United States due you whose private property is at risk to
collateralize the government's debt and currency, by legal
definitions, a "National Banking Association".
A Zero Balance Freedom Association, under Common Law
and U.C.C., unincorporated and unregistered under common law,
doing and conducting all business of banking, especially to process
and issue Promissory Notes and Bills of Exchange of any
denomination to our members against the obligations of the
United States due you; (in this case homes, mortgages, both
commercial and private or personal; raw land; automobile
household goods; motor vehicles; credit cards; student loans;
back child support; back Federal and State taxes, property taxes,
boats; IRS debt, or any type of alleged or presumed debts or fees
over $10,000.00 from any and all banks, government, and all
corporations that are at risk to collateralize the government's debt
and currency) written and executed by your signature for you to
serve and issued to your bank or financial servicing company, the
entity that is demanding a monthly payment from you, under an
"Act of Congress" Statutes at large, Positive Law and Public
Policy (in this case Public Law and Public Policy 73-10, Chapter
48, 48 Stat 112 of 1933, Title 31 U.S.C. 3123, and 31 U.S.C.

ALI KASSEN MORGAN PRESENTS ZERO BALANCE FREEDOM

5103) and by Treaty (in this case The Hague Convention Treaty
on contracts; Geneva Convention Treaty,
Article 75; the League of Nations Treaty later to become the
treaty of the UNITED NATIONS CONVENTION ON
INTERNATIONAL BILLS OF EXCHAGE AND
INTERNATIONAL PROMISSORY NOTES of any
denomination (UNCITRAL), and the Universal Postal Union
headquartered in Bern, Switzerland). Title 18>Part 1>Chapter
1> section 1>Sec.8 to pay off and discharge in full settlement
whose private property is at risk to collateralize the government's
debt and currency, by legal definitions, a "National Banking
Association". These proper and legal laws are on the face of our
licensed processing company preprocessed Promissory Notes
and Bills of Exchange, BOEs.
This is a statutory remedy due the Private Bankers,
Principals, and Sureties of the United States for discharge,
adjustment, pay off, and full settlement of lawful and alleged
debts in commerce required by law to be accepted as "Legal
Tender" of payment of all debts public and private, and are
defined in law as "Obligations of the United States", Legal
Tender", and "United States Currency" on the same par and
category with Federal Reserve Notes and other currency.
Such notes written and issued against these obligations of the
United States Title 18 U.S.C. 8 to that part of the public debt
due its Principals and Sureties are required by law to be accepted
as "Legal Tender" of payment of all debts public and private by
banks, financial institutions, IRS, and all government entities
and are defined in law as "Obligations of the United States", "Legal
Tender", and "United States Currency" on the same par and
category with Federal Reserve Notes, Cash, notes, government
notes, promissory notes, Wire Transfers, Electronic Transfers,
Debt Instruments, Credit Money, Checkbook Money, Checks,
Bank Checks, Money Orders, U.S. Currency, other currency, and
legal tender obligations, including any financial registered security;

ALI MORGAN

stocks; bonds; stamps; security instruments such as credit cards, or

credit applications; unregistered security such as Security
Instruments - alleged Mortgage Notes, Mortgage Lien Contracts,
International Bills of Exchange, BOE; International Promissory
Notes, PBN; and Private Banker Promissory Notes. Zero Balance
Freedom is a banking institution under common law.

U.C.C. 4- 105, 12 CFR 229.2, 210.2 and 12

U.S.C. 1813) as "Lawful Money Title 12 U.S.C.
411; written and issued under Authority of the
United States Code 31 U.S.C. 392 and 5103,
which officially defines this as a statutory legal tender
obligation of THE UNITED STATES, and are
written and issued in accordance with 31 U.S.C.
3123 and Public Law 73-10, Chapter 48, 48 Stat
112 (1933) which establish

and provide for their issuance as

"PUBLIC POLICY" in remedy for
discharge of equity interest recovery on
that portion of the public debt to its
Principals and Sureties bearing the
Obligation of THE UNITED STATES
also under The Emergency Banking Act March 9, 1933, Public Law and Public
Policy Congressional 73-10, Chapter 48,
48 Stat 112

ALI MORGAN

and Statute At Large - Title 62, Bank and

Banking in which are an Act of Congress
Legislative Positive Law, and a series of
Presidential Executive Orders that
became law that surrounds them when
the President confiscated all the gold,
Lawful Money, and made the citizens of
the United States of
America a slave and collateral for the National Debt which is a
DUNN & BRADSTREET BUSINESS COMPANY #:
052714196
UNITED
STATES
GOVERNMENT
CORPORATION COMPANY DEBT (BRITISH) The U.S.
Department of the Treasury DUNN & BRADSTREET
BUSINESS COMPANY NUMBER IS 026661067. The IRS
DUNN & BRADSTREET BUSINESS COMPANY
NUMBER IS 040539587. The FEDERAL RESERVE BOARD
OF GOVERNORS BRITISH CROWN DUNN &
BRADSTREET BUSINESS COMPANY NUMBER IS
001959410.
The U.S. Department of Justice, including the U.S. Supreme
Court BRITISH CROWN DUNN & BRADSTREET
BUSINESS COMPANY NUMBER IS 011669674. The U.S.
Department of STATE BRITISH CROWN DUNN &
BRADSTREET BUSINESS COMPANY NUMBER IS
026276622.
The U.S. Department of Defense BRITISH CROWN
DUNN & BRADSTREET BUSINESS COMPANY
NUMBER IS 030421397.

ALI KASSEN MORGAN PRESENTS ZERO BALANCE FREEDOM

As weve demonstrated through show and prove shows the

Government that governs you is a private corporation controlling
your RESTRICTED Freedom by benefits to make you think you
are FREE, however that is a conversation for another time once
you become a member you will have access to the myriad of
information in your private banker password protected
membership site.
Once you are accepted and become a Member and a Private
Banker you are issued a Registered, Numbered Certificate by
Zero Balance Freedom, so your promissory note can be
processed in order to pay off your debts over $10,000 for you to
execute, by signing your signature, and to issue the processed
promissory note to the bank, by taking the Promissory note to a
branch of the bank for the bank to Receive and Accept as full
payment to take the place of the original financial promissory note
as an alleged and presumed loan from the bank, lender, or financial
company to pay off, discharge, with full settlement of all debts as a
private banker under 31 U.S.C. 5312(2)(C); People v. Doty, 80
N. Y. 228; Auten v. Bank, 174 U. S. 125, 19 Sup. Ct. 628, 43 L.
Ed. 920;
Richmond v. Blake, 132 U. S. 592, 10 Sup. Ct. 204, 33 L. Ed.
481; Meadowcroft v. People, 163 111. 56, 45 N. E 303, 35 L R.
A. 176, 54 Am. St Rep. 447, to pay off your debt of private
property and you shall become a Private Banker in the business of
banking to write and issue notes of any denomination against the
obligations of the United States due you to the Federal Reserve
banks, financial institutions, IRS, Government entities, tax
discharges, States, Counties, and set off with full settlement, and
FDIC for the debt payoff, discharge, adjustment, full settlement,
and/or to balance the bank GAAP accounting books under
statutory law, commercial law and positive banking law Title 62,
Title 12 U.S.C. Seventh.
During the United States Government Corporation staged
financial crisis of the depression, in 1933 substance of gold, silver,

ALI MORGAN

and real money was removed as a foundation for our financial

system as soon as Roosevelt became Corporate President of the
United States Corporate Government. In
its place the substance of the American citizenry, their real
property, wealth, assets, and productivity that belongs to them was,
in effect, pledged by the government and places at risk as the
collateral for US debt, credit, and currency for commerce to
function and debt instruments, promissory notes, were introduced
as legal money to the American people. This is well documented in
the actions of Congress and the President at that time and in the
Congressional debates that preceded the adoption of the
reorganizational measures;

Senate Debate No. 43, 73rd Congress, 1st

Session, stated, "Under the new law, the money is issued to the
banks in return for Government obligations, bills of exchange,
drafts, notes, trade acceptances, and bankers' acceptance. The
money will be worth 100 cents on the dollar, because it is backed
by the credit of the nation. It will represent a mortgage on all the
homes and other property of all the people in the Nation."(Which
lawfully belongs to these private citizens.)
The National Debt is defined as: "mortgages on the wealth
and income of the people of a country. (Encyclopedia Britannica,
1959) Their wealth and income is evidenced by the reorganization
by The Emergency Banking Act, March 9, 1933, Public Law 7310, Chapter 48, 48 Stat 112 and Title 62, Bank and Banking,
Title 12 U.S.C. seventh in which these are Acts of
Congress and Positive True Law, and a series of Presidential
Executive Orders that surrounds them and cannot be interpreted
as the Public Law 73-10, Chapter 48, 48 Stat 112 and Title 62,
Bank and Banking, Title 12 U.S.C. Seventh Congressional laws
state what they mean and mean what they say as positive law. In
the event a tribunal Judge (Article I, II court) or unscrupulous
foreclose attorney, banker acting on his/her opinion and not facts
of law, only an Article III, judicial court of record under common
law shall decide what actions should and must be taken as a result
of unlawful actions or refusal to accept these notes by banks and
financial institutions and other incorporated and unincorporated
or registered or nonregistered national associations.
We hope at this point you see the wealth of information and
the benefits of being recognized as a legit Private Banker and stop
being the debt slave to an unjust and wicked financial system that

10

ALI MORGAN

strips you of your life, energy and consumer goods as collateral for
a bankrupt corporation (nation /country).
***Please keep in mind we are not some quasi sovereign
movement group WE DO NOT ADVOCATE SUCH IDEALS.
We are a group of natural persons, consumers and private
individuals exercise rights founded upon the freedoms and rights
inherent in the common law of the Republic of these united States of
America as set forth by We The People in the Constitution of the
United States, the Bill of Rights, and the original state constitutions
of the several states comprising (the union) of the United States of
America.

We are NOT an Attorney nor Accountant and do

NOT give

Legal, Financial, or Accounting advice,

AND we do NOT make loans!!!
If youd like to take the next step in
applying for membership, please get back
to the person who recommended to this
e-book.
God Bless.

12

ALI MORGAN

DISCLAIMER:
Re: the art work ALI KASSEN MORGAN, any/all
derivatives thereof.
I/Me/Myself/Us/We/Ourselves, Ali K. Morgan, the
undersigned affiant, a living man upon the land of Washington
DC, and not a corporation or legal fiction, etc., born upon the land
in the Washington, DC, in the united states of America and
declare that I am of majority and competent to state the matters
set forth herein with first-hand knowledge of the facts and that
they are true, correct, not misleading, and certain, admissible as
evidence.
1. This plain statement of Fact being a matter that must be
expressed to be resolved. In commerce truth is sovereign.
Truth is best expressed in law in the form of an affidavit.
An uncontroverted affidavit stands as truth in commerce
and becomes the judgment, can only be challenged by a
rebuttal affidavit item for item signed under penalty of
perjury, and can only be satisfied by payment, agreement,
resolution, or by a trial by jury according to the common
law of New York.
2. I/Me/Myself/Us/We/Ourselves am presenting this
affidavit for truth in commerce and as a Contract for
Waiver of Tort.
3. The public record being the highest form of evidence, I am
creating a public record by Declaration of said Copyright
by recording with the Kings county Recorder, in the state
of New York.
4. The person and name known as ALI KASSEN
MORGAN, and any/all derivatives thereof being a legal
fiction(s) without form or substance, and without any
resemblance to any natural born living being, is entirely an
intentional commercial Fraud created by the alleged de
facto government officials and agents of the nultiel

ALI KASSEN MORGAN PRESENTS ZERO BALANCE FREEDOM13

COMMERCIALCORPORATION(s) doing business as,

but not limited to; the agencies/persons claiming
jurisdiction over any US territories, possessions, enclaves,
etc.), et al, FEDERAL RESERVE SYSTEM,
DEPARTMENT
OF
TRESURY,
INTERNAL
REVENUE SERVICE (IRS), BUREAU OF ALCOHOL,
TOBACCO, AND FIREARMS (BATF), FEDERAL
BUREAU
OF
INVESTIGATION
(FBI),
DEPARTMENT OF HOMELAND SECURITY,
CENTRAL INTELLAGENCE AGENCY (CIA),
NATIONAL
SECURITY
AGENCY
(NSA),
AMERICAN BANKING ASSOCIATION (ABA),
AMERICAN BAR ASSOCIATION (ABA), STATE OF
TEXAS, STATE OF FLORIDA, STATE OF NEW
YORK etc., with subdivisions being CORPORATE
MUNICIPAL COUNTIES, BOROUGHS, PARISHES,
and CORPORATE MUNICIPAL CITY(IES). The
FICTION is created for the purpose of disenfranchising
the living man, Ali K. Morgan of his life, liberty, property
and the pursuit for happiness for the unjust enrichment of
said CORPORATE and GOVERNMENT FICTIONS.
5. A copyright, copy-claim and trademark is hereby on the art
ALI KASSEN MORGAN and any/all derivatives
thereof.
Any indentures, debentures, bonds, securities, judgments,
warrants or any other kind of commercial paper issued or
predicated on the art ALI KASSEN MORGAN, shall become
a Security Agreement between the issuing party and the affiant and
shall make the issuer liable for fees, damages and penalties as
follows:
1. Any usage shall incur a debt of $15,000 in US Silver Dollar
Coin convertible at the legal and lawful ratio prescribed by

14

ALI MORGAN

law of 24:1 of Silver Dollars to Federal Reserve Notes per

usage per signatory;
2. Failure to correct the unjust usage in a timely manner
upon notice will result in the additional penalty of
$1,000.00 US in Silver Specie per day until paid in full
convertible at the legal and lawful ratio prescribed by law
of 24:1 of Silver Dollars to Federal Reserve Notes to per
day until paid
3. Failure to render the appropriate funds in a timely manner
will result in a Lien/Levy against the property of the
person violating said copyright, as no controversy will
exist.
Anyone placing the copyrighted, copy-claimed and
trademarked ALI KASSEN MORGANor any derivations
thereof on any document or used in any way which is in any way
associated with Me, the living soul, Ali K. Morgan, shall, by such
document acting prima facie as evidence of violation, become liable
for penalties payable in legal and lawful tender of:
a. Ten ($10.00) dollars US silver coin per day until Notice is
delivered:
b. One hundred ($100.00) dollars US silver coin per day for
each day AFTER Notice is received until the offending
document is destroyed and a public retraction is made in
the local newspaper in a double-wide column of not less
than three (3) inches in length, if such notice is published
within thirty (30) days of Notice;
c. One thousand ($1,000.00) dollars US silver coin per day
for each day after Notice if such retraction is not published
within thirty (30) days of said Notice; and,
d. Notice will be based upon the records of the commercial
business that affects delivery.

ALI KASSEN MORGAN PRESENTS ZERO BALANCE FREEDOM15

ALI KASSEN MORGAN is the perfected proprietary

security for the living soul Ali K. Morgan, under original common
law for one hundred (100) years and is private property for the
protection of My estate, life, liberty, and property.
Unauthorized possession or use of ALI KASSEN
MORGAN and any/all derivatives thereof may be a violation of
State Code for Fraudulent Use or Possession of Identifying
Information which is punishable by prison and fine.
Any use of ALI KASSEN MORGAN and any/all
derivative(s) thereof, with or without scienter, at the expense of
any right, liberty, property, or any part of My estate, absent full
disclosure and lacking written prior consent is strictly forbidden
and chargeable to each of the users/issuers in the amount of the
sum certain of one million ($1,000,000.00) dollars of legal and
lawful Silver Dollar Coin of the United States, convertible at the
legal and lawful ratio of 24:1 to Federal Reserve Note Dollars as
prescribed by law and is not limited by any past, present or future
restrictions for each instance of said unauthorized use.
Placement of ALI KASSEN MORGAN on any document
associated in any manner with My estate or Me, Ali K. Morgan,
without My written prior consent is all of the evidence required
for enforcement of this agreement/contract and is evidence that
any and all users and issuers are in full agreement and have
accepted this agreement/contract without controversy under the
conditions and terms so stated and set forth herein.
I/Me/Myself/Us/We/Ourselves, Ali K. Morgan, am not an
expert in law, however, I do know right from wrong. If there is any
living man that is being unjustly damaged by any statements
herein, he/she will inform Me by facts in the form of a signed and
sworn Affidavit. Thereof, I hereby and herein reserve the right to
amend and make amendment to the attached instrument as
necessary in order the truth may be ascertained and proceedings
justly determined. If any living soul has information that will
controvert and overcome this signed and sworn Declaration in this

16

ALI MORGAN

commercial matter, you must advise Me of the facts in the form of

a signed and sworn Commercial Affidavit within ten (10) days
from recording hereof, providing with particularity by stating all
requisite actual evidentiary fact and all requisite actual law, and not
merely the ultimate facts of conclusions of law that this affidavit by
Declaration will stand as final judgment in this matter, and for the
sum certain herein stated and will be in full force and effect against
all parties, due, payable and enforceable by law. The criminal
penalties for commercial contract, the constitutions, in the
amount of the sum certain state herein of two million five hundred
fifty thousand ($2,550,000.00) dollars specie of Gold coin or
lawful coinage of the united States as defined by Article I, Section
10 of the Constitution of We the People for the united States of
America and will be due, payable on the eleventh day, and any day
there after as use occurs after filing by Me, in the public records of
the county of Kings county, in the New York Democratic state.
Notice to the agent is notice to the principal. Notice to agents
of the State of New York and all subdivisions thereof is made by
the filing of this document with the Kings County Recorder, New
York
Further affiant sayeth not!
ALL RIGHTS RESERVED,
By Ali Kassen Morgan
Zero Balance Freedom 2016

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Did you love Ali Kassen Morgan Presents Zero Balance

Freedom? Then you should read ALI KASSEN MORGAN by ALI
MORGAN!

Copyright of ALI KASSEN MORGAN dated 05/09/1972

ALL RIGHTS RESERVED

About the Publisher