LEGAL FORMS

(Midterm Examinations)

Submitted by: Raquel Carino-Mendoza

Miguel Lorenzo Alvarez
Mark Morelos

Submitted to: Atty. Renato Lopez

SEPTEMBER 9, 2016

REPUBLIC OF THE PHILIPPINES

DONE: IN THE CITY OF TAGUIG

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S.S.

AFFIDAVIT OF LOSS
I, FRANCES MORELOS, of legal age, single, Filipino, and a resident of Unit 31, 12 The
Bellagio road, Bonifacio Global City, Taguig, Philippines, after being sworn in accordance with law,
hereby depose and state
1. I am the purchaser of condominium unit located at Unit 31, 12 The Bellagio road, Bonifacio
Global City, Taguig, Philippines with an area of Twelve square meters covered by
Condominium Certificate Title No. 34421 of the Reigstry of deeds of Taguig City as
evidenced by the Deed of Sale of a Registered Condominium unit which was executed in my
favor by ABC and thereupon acknowledged before Notary Public and docketed in his
Notarial Registry as Doc. No. 121; Page No. 22; Book No. 11; Series of 2016. A copy of
the said Deed of Sale of a Registered Condominium Unit is hereto attached and made an
intergral part hereof as ANNEX A.
2. Immediately after the Deed of Sale was executed, the original duplicate of owners copy of
CCT title No. 34421 was turned over to me by ABC. He likewise delivered to me the
possession of subject unit and since then i have openly exercised and maintained all rights of
ownership thereon.
3. I always carry the said CCT copy together with my other personal belongings inside my hand
bang when it was suddenly snatched from my possession while im traversing the streets of
Manila. All diligent efforts i exerted to retrieve it were in vain; hence for all legal intents and
purpose it is now deemed lost and beyond recovery.
4. I certify and confirm that the said unit covered by CCT No. 34421 was never mortgaged,
sold, conveyed, disposed of, or encumbered, to any other person or entity. I certify and
confirm further that said document was neither confiscated nor relinquished in favor of, any
government entity agency, or authority.
5. I attest to the truth of the foregoing statements to the best of my own personal knowledge and
basd on authentic documents or records. I am executing this Affidavit of Loss to support my
application for a new owners duplicate copy of Condominium Ceritificate of Title No. 34421
as well as for all lawful intents and purpose it may serve.
IN WITNESS WHEREOF, I set my hand this 09th day of September 2016 at Taguig
City, Philippines.
FRANCES L. MORELOS
Affiant
SUBSCRIBED AND SWORN to before me this 09th of September 2016 at Taguig City,
Philippines.

Doc No. 122

Page No. 38
Book No. III
Series of 2016

ATTY. LUIS B. REYES

Notary Public
Until December 31, 2017
N.A. No. 12-NC-11-R
Attorneys Roll No. 2241
IBP No. 214244 02.04.2011 Manila City
PTR No. 234311 02.04.2011 Manila City
MCLE Compliance No. 12231 2; 01.04.2016

LEASE CONTRACT
KNOW ALL MEN BY THESE PRESENTS:
This CONTRACT OF LEASE is made and executed at the City of Manila, this day of 09 September 2016,
by and between:
ATTY. FRANCES MORELOS, of legal age, single, Filipino, and with residence and postal address
at 2 THE BELLAGIO, BONIFACIO GLOBAL CITY, TAGUIG, 3441, hereinafter referred to as
the LESSOR.
-ANDMRS. JIRENE KATIGBAK, of legal age, married to MR. NATHANIEL KATIGBAK, both Filipino
and with residence and postal address at 12 KALAYAAN AVENUE, Q.C. 7221, hereinafter referred to as
the LESSEE.
WITNESSETH; That
WHEREAS, the LESSOR is the owner of THE LEASED PREMISES, a residential property situated at
UNIT 10, 34 THE BELLAGIO, BONIFACIO GLOBAL CITY, TAGUIG, 3441;
WHEREAS, the LESSOR agrees to lease-out the property to the LESSEE and the LESSEE is willing to
lease the same;
NOW THEREFORE, for and in consideration of the foregoing premises, the LESSOR leases unto the
LESSEE and the LESSEE hereby accepts from the LESSOR the LEASED premises, subject to the
following:
TERMS AND CONDITIONS
1. PURPOSES: That premises hereby leased shall be used exclusively by the LESSEE for residential
purposes only and shall not be diverted to other uses. It is hereby expressly agreed that if at any time the
premises are used for other purposes, the LESSOR shall have the right to rescind this contract without
prejudice to its other rights under the law.
2. TERM: The minimum term of lease is for TWO (2) YEARS from 09 September 2016 to 09 September
2018 inclusive. Upon its expiration, this lease may be renewed under such terms and conditions as may be
mutually agreed upon by both parties, written notice of intention to renew the lease shall be served to the
LESSOR not later than seven (7) days prior to the expiry date of the period herein agreed upon.

3. RENTAL RATE: The monthly rental rate for the leased premises shall be SEVENTY-FIVE
THOUSAND PESOS (P 75,000) in Philippine currency. All rental payments shall be payable to the
LESSOR.
4. DEPOSIT: That the LESSEE shall pay an advance to the LESSOR upon signing of this contract and
prior to move-in an amount equivalent to the rent for ONE (1) MONTH or the sum of SEVENTY-FIVE
THOUSAND PESOS (P 75,000) and a deposit equivalent two (2) months of the rent or the sum of ONE
HUNDRED AND FIFTY THOUSAND PESOS (P 150,000). Wherein the two (2) months deposit shall be
applied as rent for the 12th month and the remaining one (1) month deposit shall answer partially for
damages and any other obligations, for utilities such as Water, Electricity, CATV, Telephone, Association
Dues or resulting from violation(s) of any of the provision of this contract.
5. PRE-TERMINATION: In case the agreement has been Pre-Terminated by the LESSEE in the payment
of the rent, or in any other form, the LESSOR at its option may terminate this contract and eject the
LESSEE. The LESSOR has the right to padlock the premises and may forfeit whatever rental deposit
or advances have been given by the LESSEE if only the latter is to be considered in default.
6. PETS: Bringing pets inside the leased premises is strictly prohibited. If found in possession of any
animal creature therein, whether intentional or accidental, will be paying a fine of not more than Two
Thousand Pesos (P 2,000) as may be determined by the management.
7. SUB-LEASE: The LESSEE shall not directly or indirectly sublet, allow or permit the leased premises to
be occupied in whole or in part by any person, form or corporation, neither shall the LESSEE assign its
rights hereunder to any other person or entity and no right of interest thereto or therein shall be conferred
on or vested in anyone by the LESSEE without the LESSOR'S written approval.
8. This CONTRACT OF LEASE shall be valid and binding between the parties, their successors-ininterest and assigns.

IN WITNESS WHEREOF, parties herein affixed their signatures on the date and place above written.

ATTY. FRANCES MORELOS

LESSOR

MR NATHANIEL & MRS JIRENE KATIGBAK

LESSEE

Signed in the presence of:

_____________________________

______________________________

ACKNOWLEDGEMENT
Republic of the Philippines)
_________________________) S.S
BEFORE ME, personally appeared:
Name
ATTY. FRANCES MORELOS
MR. NATHANIEL KATIGBAK
MRS. JIRENE KATIGBAK

TIN Number
32444122
12245555
42221333

Date/Place Issued
February 24, 2015 / Cavite City
July 01, 2016 / Makati City
January 07, 2016 / Makati City

Known to me and to me known to be the same persons who executed the foregoing instrument and
acknowledged to me that the same is their free and voluntary act and deed.
This instrument consisting of three (3) page/s, including the page on which this acknowledgement is
written, has been signed on each and every page thereof by the concerned parties and their witnesses,
and sealed with my notarial seal.
WITNESS MY HAND AND SEAL, on the date and place first above written.
Notary Public
Doc. No. 242;
Page No. 12;
Book No. 144;

Series of 2016.

CONTRACT OF LOAN

KNOW ALL MEN BY THESE PRESENTS:

This Contract of Loan, made and entered into this 10 th day of September, 2016, at the City of
Manila, Philippines, by and between FRANCES L. MORELOS, Filipino, of legal age and with residence
address at 906, Marzan St., Sampaloc, Manila and hereinafter referred to as the LENDER,
JILLIAN B. DE LEON, likewise of legal age, Filipino, and with residence address at 105 Don
Quijote St, Sampaloc, Manila, and hereinafter referred to as the BORROWER
-

WITNESSETH

1. That the lender extends loan to the borrower in the amount of FIVE MILLION PESOS (5,
000, 000. 00), Philippine Currrency, which amount in full is hereby received in hand by the
latter;
2. That the loan is subject to the following conditions:
a.) The borrower shall pay the principal amount of the loan (P 5, 000,000.00) through
annual amortization of five hundred thousand pesos (P 500,000.00) each beginning the year 2017;
b.) The loan is subject to six percent (6%) annual interest and shall be paid to the lenders
account at the LandBank of the Philippines Espana, Sampaloc, Manila Branch;
c.) Unpaid interest shall form part of the principal amount of the loan which shall bear the
same interest as above-stated.
3. The the borrower shall faithfully comply with his above-obligations and that failure to do so
will give the lender the right of action for collection and damages before the proper court.
IN WITNESS HEREOF, the parties have hereunto set their hands and affixed their signatures this
10th day of September 2016, at the City of Manila, Philippines

FRANCES L. MORELOS

JILLIAN B. DE

LEON
(Lender)

(Borrower)

SIGNED IN THE PRESENCE OF:

BRYANT N. CURRY
JORDAN B. NOWITZKI

PIPPEN A. ALLEN

ACKNOWLEDGMENT

REPUBLIC OF THE PHILIPPINES)

CITY OF MANILA) S.S.
BEFORE ME, Notary Public for the City of Manila, personally appeared above-named
persons, known to me to be the same persons who executed this instrument and acknowledged to
me that the same is their free act and deed. They exhibited to me their Community Tax
Certifications as follows:
Frances L. Morelos No. 07622737, issued on February 26, 2016, at Caloocan City
Philippines
Jillian B. De Leon No. 07622748, issued on April 10, 2016 at Makati City, Philippines.
This CONTRACT OF LOAN consisting of two (2) pages, including this page on which this
acknowledgment is written, has been signed by the contracting parties and their instrumental
witnesses on each and every page thereof.
WITNESS MY HAND AND SEAL this 10 th day of September, 2016 in the City of
Manila Philippines.

MIGUEL LORENZO O. ALVAREZ

Notary Public
Doc. No.: 12__
Page No.: 10__
Book No.: 02__
Series of 2016

DEMAND LETTER
ALVAREZ, MENDOZA & MORELOS LAW OFFICE
137 Lacson Avenue
City of Manila
November 10, 2019
Ms. Jillian B. De Leon
105 Don Quijote St.
Sampaloc, Manila

Dear Ms De Leon,
This has reference to your contractual obligations with our client Frances L. Morelos.
On September 10, 2016, you entered into a contract with him under which you are
granted a loan in the amount of FIVE MILLION PESOS (5, 000, 000.00), Philippine Currency,
payable through annual amortization of FIVE HUNDRED THOUSAND PESOS (P500, 000.00)
EACH, with six percent (6%) interest per annum, including surcharge of unpaid interest; the
amortization payment was to begin in year 2017, the year following the execution of the subject
contract.
It is with deep regret that up to this writing you failed to make good of your obligation
under the contract you have failed you pay your annual amortization despite the lapse of three
years. Our client has desperately failed to contact you by text messages and other means of
communication; your whereabouts could not be ascertained.
In view of the foregoing and on behalf of our client, we respectfully demand that you
settle your contractual obligations representing your unpaid annual amortization (plus interest) for
the last three years. Your payment should be made through our clients bank account with
LandBank as contemplated under paragraph 2 (b) of the contract.
We are giving you three month from the receipt of this demand letter within which to pay
your delinquent obligations. If you still fail to comply, we will be constrained to institute legal
actions before the proper court to protect the interest of our client.
We request that you seasonably act with dispatch in complying with your herein
obligations in order to avoid the inconvenience of an expensive counsel for the creditor/ lender
litigation.

Very truly yours,

ATTY. MIGUEL LORENZO O. ALVAREZ

SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

I, Ms. Sharmaine A. Viernes, single, of legal age, with residence and postal address at Lot 2F Blk
10 Dahlia Ave. West Fairview, Quezon City do hereby APPOINT Jillian B. De Leon single, likewise
of legal age, with postal address at 3895 Ilang-Ilang St. Sampaguita Subdivision, Novaliches,
Quezon City as my true and legal representative to act for and in my name and stead and to perform
the following acts:
To sell, offer for sale, and come to an agreement as to the purchase price and
thereafter to sign for us and in our name and receive payment from the sale of my
property more particularly described as follows:
Title: Self Portrait of Juan Luna
Artist: Juan Luna
Frame: Oak Wood
Size: 40.00" x 50.25"
Signature: Signed Lower Left
Medium: Oil/Canvass
Created: 19 th Century Era
HEREBY GRANTING unto my representative full power and authority to execute and
perform every act necessary to render effective the power to sell the foregoing property, as
though I, myself, have so performed it, and HEREBY APPROVING ALL that she may do by
virtue hereof with full right of substitution of her person and revocation of this instrument.
IN WITNESS WHEREOF, WE HAVE HEREUNTO SET OUR HANDS THIS 8th DAY OF
September 2016 AT Quezon City.
Sharmaine A. Viernes
___________________________
(Name of Principal)

Jillian B. De Leon
___________________________
(Name of Agent /Attorney-In-Fact)

Signed in the presence of:

_____________________________

___________________________________

Republic of the Philippines )

_________________________) S.S
BEFORE ME, personally appeared:
Name
Sharmaine A. Viernes
Jillian B. De Leon

CTC Number
12345678910
24681012146

Date/Place Issued
Jan 09, 2016 / Quezon City
Jan 16, 2016 / Quezon City

Known to me and to me known to be the same persons who executed the foregoing instrument
and acknowledged to me that the same is their free and voluntary act and deed.
WITNESS MY HAND AND SEAL, on the date and place first above written.
Notary Public
Doc. No.______;
Page No. ______;
Book No.______;
Series of 20___.

Minutes of the Board Meeting

BANK OF FEU-IL
Board Meeting Minutes: September 10, 2016
9:00 am, Room 109 FEU-Manila, Sampaloc, Manila
I. Board Members:
Present:
President: Benny Umbalin,
Corporate Secretary: Atty. Raquel Dorado
Others: Messrs. Dodi Mendoza, Jay Tafalla, Miguel Acosta, and NorissaYatco

Quorum present? Yes

II. Proceedings:
- Meeting called to order at 9:00 a.m. by the President, Benny Umbalin
- August meeting minutes were amended and approved.
1. Presidents Report:
- Recommends that if we are not able to find a new office facility by the end of this month, the
banks office should stay in the current location over the next one year. After brief discussion,
Board agreed.
- Board members, Messrs. Dodi Mendoza and Jay Tafalla attended the Asian Bankers Network
meeting in Singapore last month and gave a brief extemporaneous presentation. Both are invited
back next year to give a longer presentation about our corporation. After brief discussion, Board
congratulated Mendoza and Tafalla.
- Acosta asserts that our bank must ensure that old accounts are maintained and new accounts
must increase. The bank should generate revenues where possible from the dollar accounts, loan
and mortgaged properties, and time deposits, too.

- Atty. Dorado mentioned that staff member, Micah Tiburcios husband is ill and in the hospital.

MOTION to send a cash gift to Tiburcios husband, expressing the banks sympathy and support;
seconded and passed.

- Mr. Umbalin explained that a painting entitled A Self Portrait of Juan Luna is for sale for P
48,000,000.00. The president immediately proposed to purchase the painting for the bank. He said it
would add prestige to the bank as it hangs majestically on its lobby wall. The said painting is described as
follows:

Title: Self Portrait of Juan Luna

Artist: Juan Luna
Frame: Oak Wood
Size: 40.00" x 50.25"
Signature: Signed Lower Left
Medium: Oil/Canvass
Created: 19 th Century Era
MOTION to purchase the said paintings for the bank was presented, after discussion, it was
seconded
and
passed.
2. Finance Committee report provided by Norissa Yatco
- Yatco explained that consultant, Susan Garcia, reviewed the organization's bookkeeping
procedures and found them to be satisfactory, in preparation for the upcoming yearly financial
audit. Garcia recommends that our company ensure that the auditor provides a management letter
along with the audit financial report.
- Yatco reviewed highlights, trends and issues from the balance sheet, income statement and cash
flow statement. Issues include that high accounts receivables require Finance Committee
attention to policies and procedures to ensure our corporation receives more payments on time.
After brief discussion of the issues and suggestions about how to ensure receiving payments on
time,
MOTION
to
accept
financial
statements;
seconded
and
passed.
3. Board Development Committee's report provided by Miguel Acosta:
- Acosta reminded the Board of the scheduled planning coming up in three months, and provided
a drafted planning schedule for board review. MOTION to accept the planning agenda; seconded
and passed.

- Acosta presented members with a draft of the reworded By-laws paragraph that would allow
members to conduct actions over electronic mail. Acosta suggested review and a resolution to
change the By-laws accordingly. Atty. Dorado suggested that she first review and verifies if the
proposed change is consistent with the local statute. Acosta agreed to accept this action and
notify
members
of
the
outcome
in
the
next
Board
meeting.
4. Other
business:
- Mendoza noted that he was working with staff member, Jacob dela Cruz, to help develop an
information management systems plan, and that two weeks ago he (Mendoza) had mailed
members three resumes from consultants to help with the plan. In the mailing, Mendoza asked
members for their opinions to help select a consultant. He asked members for their opinions.
The majority of members agreed on Lease-or-Buy Consultants. MOTION to use Lease-or-Buy
Consultants; seconded and passed.
- Umbalin announced that she had recently hired a new secretary, Karla Javier.
5. Assessment
of
the
Meeting:
- Tafalla noted that the past three meetings have run over the intended two-hour time slot by half
an hour. He asked members to be more mindful and focused during discussions, and suggested
that the Board President to take an action to identify solutions to this issue. President, Umbalin,
agreed.
Meeting
adjourned
- Minutes submitted by Secretary, Atty. Raquel Dorado

at

11:30

a.m.

10 September 2016

CERTIFICATION OF BOARD RESOLUTION

I, ATTY. RAQUEL DORADO, of legal age, Filipino, with office address

at Rm. 109, FEU-MANILA, Nicanor Reyes St. Samaploc, 1088
Manila, Philippines after having sworn in accordance with law do
hereby certify;

That I am the duly elected and incumbent Corporate Secretary of the

FEU-IL Bank for 2016, a corporation organized and existing under an
in accordance with the law of the Republic of the Philippines, with
principal office and place of business at the above-stated address.

That as such Corporate Secretary, I am a custodian of the corporate

records of the FEU-IL Bank including the minutes of the meetings of
the Board of Directors.

That at the meeting of the Board of Directors held at its principal place
of business at Rm. 109, FEU-MANILA, Nicanor Reyes St.
Samaploc, 1088 Manila, Philippines at which meeting, a quorum
was present and acted throughout, the following resolutions were
adopted and approved.

BOARD RESOLUTION NO. 001

Series of 2016

RESOLVED, that Mr. Benny Umbalin to be the duly authorized

signatory for the bank for the painting purchase in the amount of forty-

eight million pesos (P 48,000,00.00) described as:

Title: Self Portrait of Juan Luna

Artist: Juan Luna
Frame: Oak Wood
Size: 40.00" x 50.25"
Signature: Signed Lower Left
Medium: Oil/Canvass
Created: 19 th Century Era

That the foregoing resolutions have not been altered, modified or

revoked and that the same are still in full force and effect.

That I am executing this Certificate for whatever purpose it may serve.

IN WITNESS THEREOF, I have hereunto set my hand at 10th on this

day of September 2016

ATTY. RAQUEL DORADO

Secretary

SUBSCRIBED AND SWORN before me this _10thday of September

2016, affiant exhibited to me her Community Tax No. 000246810
issued at Quezon City on January 10, 2016

Notary Public
Doc No. _____________
Page No._____________
Book No. ____________
Series of _____________