Business Application Program in C

Created by: Mark Anthony Raymundo

OU- PBDIT

About the Program:

This program (written in C) introduces the concept of financial
accounting to non-accountants. Nine frequently used formulae in finance
management were included on the program; backgrounds regarding those
formulae were written in order for the users to understand their usethey
are helpful in guiding the user how to interpret the results they will get.
Below is the main structure of the program:
01. Amortization
amortization= [P(r/n)]/{1-[(r/n)^(-nt)]}
where,
P= principal
r= interest rate
t= number of periods
n= payments per period
02. Simple Interest
simple interest= Prt
where,
P= Principal
r= interest rate
t= number of periods
03. Compound Interest
compound interest= amtAccum
amtAccum= P[1+(r/n)]^(nt)

where,
amtAccum= Amount accummulated
P= Principal
r= interest rate
n= compoundings per period
t= number of periods
04. Cash Flow
cash flow= income - expenses
05. Present Value of an Ordinary Annuity
PV= PMT|(1/r)-{1/[r(1+r)^t]}|
where,
PV= Present value
PMT= Payment
r= interest rate
t= number of payments
06. Future Value of an Ordinary Annuity
FV= PMT|{[(1+r)^t]/r}-(1/r)|
where,
FV= Future value
PMT= Payment
r= interest rate
t= number of payments
07. Compound Annual Growth Rate
CAGR= [(EV/BV)^(1/t)]-1
where,

CAGR= Compound Annual Growth Rate

EV= Ending Value
BV= Beginning Value
t= number of periods
08. Leverage ration
LR= (TL+TD)/TI
where,
LR= Leverage Ratio
TL= Total Liabilities
TD= Total Debts
TI= Total Income
09. Rule of 72
R72= 72/r
where,
R72= Rule of 72
r= interest rate
10. Inventory Formnot a formula, but an inventory table. It will be
shown on the screen like the one below:
***** INVENTORY *****
S.N.|
MFG.DATE
1
item 1
99/99/9999

NAME

CODE

1234

QUANTITY |

PRICE

245

11. Exit
This program was created using the stdio.h, conio.h and math.h
headers. Password was incorporated (52391) in order to make the
application more personal to the intended user.

Reason for Creation:

Being a Customer Service Representative providing support for a Fixed
Annuity account, I find it interesting to introduce the concept of our business
in the Philippines. This kind of money-making machinery does not exist in our
country because Filipinos are generally interested in such kind of business, or
they think that insurance is a matter of risk. A well aware consumer of an
insurance he is engaging with is a winner in the Information Age, so it is
imperative to have ideas regarding this kind of matter. As what Robert
Kiyosaki is trying to convey in his book, make the money work for you and
not make yourself work for the money.

Output Screen:
1. Screen where you need to enter your PIN

2. Menu Page

3. Amortization Screen

4. Simple Interest Screen

5. Compound Interest Screen

6. Cash Flow Screen

7. Present Value of an Ordinary Annuity Screen

8. Future Value of an Ordinary Annuity Screen

9. Compound Annual Growth Rate Screen

10. Leverage Ratio Screen

11. Rule of 72 Screen

12. Inventory form Screen