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Banker

--- Customer

relationship.

1) Banker Customer relationship in acceptance of deposit Ans: Debtor --- Creditor .


2) Banker customer relationship in OD, Loan or Cash Credit
Ans:
Creditor --- Debtor.
3) Banker Customer relationship between Bank and payee of DD Ans :
Trustee Beneficiary
4) Banker
Customer
relationship
in
case
of
Pledge
Ans: Pledgee Pledger
5)
Or
Ans: Pawnee --- Pawner
6) Banker Customer relation ship in case of collection of cheques Ans:
Agent Principal
7) Banker Customer relation ship in case of Safe deposit Locker Ans:
Lessor Lessee
8) Banker Customer relation ship in case of Safe Custody of Articles
Ans: Bailee --- Bailor
9) Banker Customer relation ship in case of standing instructions Ans:
Agent Principal
10)
Banker Customer relation ship in case of Hypothecation --Ans:
Hypothecatee Hypothecator
11)
Banker Customer relation ship in case of Articles left by
mistake Ans: Trustee Beneficiary
12)
Banker Customer relation ship in case of shares given for sale
Ans: Agent Principal
13)
Relationship between Banker and Customer in case of matured
deposit Ans: Debtor Creditor
14)
Banker Customer relation ship in case of money deposited to
the bank pending instructions for disposal ------------ Ans Trustee
Beneficiary
15)
The Banker has the right to retain goods and securities
received in the capacity as Banker. The above right is called
---------------Ans: Lien
16)
Particular Lien is defined in which Section ---- of which act------Ans Section 170 of Indian Contract Act 1872
17)
General Lien or Bankers Lien is defined in which Sec of which
Act ------------- Ans: Section 171 of Indian Contract act 1872.
18)
Bankers Lien is also known as ------------ Pledge Ans: Implied
Pledge
19)
Combining two or more accounts one of which is showing
Credit balance and the other showing debit balance standing in the
names of the same person is known ----- Ans: Right of Set off

20)
The duty of secrecy and duty to honour the cheques subject to
balance in the accounts are the most important duties of a
---------------- Ans: Banker.
21)
The relationship between banker and customer is terminated
on the event of -------- Ans: Death of the customer , Insolvency of the
customer or Lunacy of the customer
22)
Right of appropriation of the money received from a person
who has availed many Credit facilities is dealt in Contract Act
Section ------------- Ans 59 to 61 of the Contract act 1872.
23)
As per Section 61 of the Contract act 1872 , in case neither the
debtor indicates nor the creditor appropriates the payment shall
be applied in discharging of debts in the order of ------------Ans Time.
24)
In respect of a running account where an overdraft has been
allowed, and where there are credits and debits received regularly ,
the order in which the credit entry will set off the debit entry is the
chronological order . This rule is called
----------- Ans: Rule in
Claytons Case.