Академический Документы
Профессиональный Документы
Культура Документы
Introductions
Formal
May I introduce you to Dr Petersen?
Informal
Hello. I dont think weve met before.
Hello, you must be Lena.
Neutral
Id like to introduce you to Thomas Tauber.
Can I introduce myself? My name is / Im Ralph Keller.
Can I introduce a colleague of mine? This is Pedro Romero.
Formulas
How do you do?
Pleased to meet you.
Please call me Anna.
Greetings
Formal or neutral
Good/Nice to see you again.
How are you?
Informal
Hi, Tom, how are you doing?
WELCOMING A VISITOR
The visitors journey
The visit
Did you have a good flight?
Is this your first visit to Prague?
How was the journey?
Have you been to Brussels before?
Apologizing for the delay
Weather
I hope you havent been waiting long
What is the weather like?
Sorry to keep you waiting
Isnt this weather wonderful/terrible?
Accommodation
Work
Where are you staying?
What do you do?
Whats your hotel like?
Who do you work for?
Home town/ country
Interests
Which part of Canada are you from?
What do you do in your spare time?
Where in France do you live?
Do you do any sport?
Hows work?
How are you?
Pleased to meet you.
I havent seen you for ages!
How are things going?
How do you do.
Nice to see you again!
You must be Marco.
B
a. Pleased to meet you, too.
b. Not too bad, thanks. A bit busy.
c. How do you do
d. Yes, thats right.
e. Very well, thanks. And you?
f. Its good to see you again, too.
g. No, Ive been away a lot recently.
h. Everythings going fine, thanks.
Name
Title
Valrie
Product designer
Greg
Sales manager
6. Piet van Els is welcoming Bob Wyatt, a visitor from Toronto, Canada. Read
the conversation. (Int. Express)
1. What topics do they talk about?
2. What questions do you think they asked?
Piet
Mr W
Piet
Mr W
Piet
Mr W
Piet
Mr W
Piet
Mr W
Piet
_______________________________________________________?
Just three days. Im flying back the day after tomorrow.
2. Piet
Mr W
_______________________________________________________?
Ive been with Star TV for four years now.
3. Mr W
Piet
______________________________________________________?
Yes, it is. We do get good weather in London sometimes!
4. Piet
Mr W
_______________________________________________________?
I went to New Zealand with my wife and our two daughters.
5. Piet
Mr W
_______________________________________________________?
Yes, I play ice-hockey in winter and I do some sailing in summer.
Tim!_____________________________________________ Hello!
Yes, its been a long time. ____________________________
And ____________________________________ I suppose we last
met a year ago.
Thats right. Soare you busy? _____________________________4
________________________________________5 Weve just
finished our new TV Commercial. Look, this is it!
2. A young assistant, Lucy Lang, comes to take Jan to Stefan Herbsts office.
Complete the conversation. Use the phrases in the box.
Did you have any problems finding us?
Im Lucy Lang, Mr Herbsts assistant.
LUCY
JAN
LUCY
sport
the hotel
the company
Sales Director
The Sales Director is under the MD.
The Sales Director is accountable to the MD.
Sales Director
The Sales Director is supported by a sales team.
Rossomon International
Rossomon Japan(55%)
Rossomon International is the parent company. Rossomon France, Rossomon Germany and
Rossomon Japan are subsidiaries (more than 50 per cent owned by the parent).
Exercise 1:
Study the organisation chart, and complete the
paragraph which follows, using the appropriate word or phrase from
the box.
Chief Executive Officer
Board of Directors
Vice President
Vice President
Vice President
Finance
Production
Sales & Marketing
Exports
is responsible for
supports
is in charge of
accountable to
supported by
consists of
Vice President
Human Resources
Domestic Sales
is headed by
_____________________
Public Relations Officer
__________________
Product Manager
_____________________
Public Relations Assistant
READING
Look at the organisation chart for Cooper France. Then complete the chart with the names of
Jean Lamadon and his colleagues and their position in the company (where possible). Find the
information in the text and in the box.
General Manager
Sales Secretary
Sales Manager
Agent
Sales Representative
EAST
My names Jean Lamadon, and Im one of the two salesman managers here at Cooper France. Cooper is
an international group based in America which, among other things, produces tools and equipment for the
professional and consumer markets. The group has subsdiaries in several European countries.
I suppose that if Im going to describe how things are organized here in France Id better start at the top.
Thats where youll find Alain Madrange who is everybodys boss here. He controls all aspects of
Finance and is in permanent contact with our Head Office. Both myself and Michel Carnelez, who is the
other sales manager, report directly to him.
As I said, there are two sales managers, because we sell two different categories of products in France.
The first is electrical equipment which is used for assembling components for printing circuit boards.
Thats my area. The other is what we call tools and hardware which includes a lot of quite different
products, mostly sold in Do It Yourself shops all over the country. Michel Carnelez is in charge of that
and he doesnt have any Cooper employees working under him apart from Silvie Cieutat, his sales
secretary. That means he relies entirely on a national network of ten sales agents including his Paris agent
Daniel Royatte. Michel spends much more time than I do marketing and promoting his products.
The way my department is organised is really quite simple. About 80% of our business is done through
distributors and the rest is direct to major account holders, who are our really big customers. As we sell
all over the country, this means I need a team of salespeople. At the moment there are four, each
responsible for one territory: Cyril Jehanne for the north, Jean Noel Echave for the south, Daniel Lorand
for the west and Patrick Amat for the east. I also have a customer services assistant, Jocylene Cuisy, and a
sales secretary, Marie-Christine Chaussadas.
Together they run the sales office and look after most of the administration.
Now listen to a woman talking about BICC Plc and write the relevant information of the
company.
(Business Objectives OUP - TS 26)
8
ORAL WORK IN PAIRS, READ THE TEXT AND ANSWER THE QUESTIONS
DIFFERENT KINDS OF COMPANIES
Offices
UNIT 2: EMPLOYMENT
SOCIALISING: POLITE EXPRESSIONS
Agreeing
Yes, certainly
Yes, of course.
Not at all.
Refusing
Im sorry but ....
Im afraid .
Agreeing
Yes, certainly
Yes, of course.
Please do.
By all means.
No, not at all.
Refusing
Im sorry, but...
Im afraid....
Thanking
Thanks.
Thank you very much indeed.
Its very good of you.
Replies
Youre welcome.
Dont mention it.
Not at all.
Its a pleasure.
Apologizing
Sorry.
Im extremely sorry.
Replies
Its OK.
No problem.
It doesnt matter.
Dont worry about
it.
10
Accepting
Refusing
Please....
thanks.
Do....
Inviting people to do
something with you.
Would you like to...?
Thank you.
Im all right,
Accepting
Refusing
NOTES:
1. Request forms are listed with more informal examples at the top and more
formal at the bottom. So, for example, we are more likely to use Can you...? if
we are making a small request to someone we know well, and Would you
mind...? when making a big request to someone we dont know well.
2. Notice we use different forms for asking people to do things and asking for
permission to do things.
3. The word mind means object to or be annoyed by, so to agree to requests that
contain this word you have to say No, or No, not at all.
4. The verb forms change in these two requests:
Would you mind lending me your pen?
(mind + -ing form)
Would you mind if I used your phone?
(mind + subject + past
tense)
5. Note the difference between these two:
Would you like to go to the meeting?
(Would you like + to infinitive)
That means that you are offering somebody to do something himself/herself.
Would you like me to go to the meeting?
(Would you like + object pronoun +
to infinitive)
That means that you are offering somebody to do something for him/her.
6. If youre refusing a request, its generally polite to give a reason.
7. We use the expression Do you want a hand? when we offer to work alongside
someone.
11
EXERCISES:
Polite questions
A. Match each polite question on the left with a sentence from the right that
has a similar meaning.
1.
2.
3.
4.
B. Now rewrite these sentences as polite questions. Begin each one with Would
you...?
1. I can send you our latest annual report. Do you want me to?
Would you__________________________________________________?
2. Id like a day off next week. Is that OK?
Would you__________________________________________________ ?
3. Do you want to fly Business Class?
Would you __________________________________________________?
4. Please wait a few minutes. The manager is busy at the moment.
Would you ___________________________________________________?
5. We can pay you in advance if you want.
Would you ___________________________________________________?
6. Please dont park here. The visitors car park is over there.
Would you_________________________________________________________?
SOCIALISING: REQUESTS AND OFFERS
Agreeing
Yes, certainly
Yes, thats no problem
Yes, of course.
Refusing
Im sorry but thats not possible (Its too late).
12
Accepting
Thats very kind of you.
Yes, please.
Declining
Thanks, but that wont
be necessary.
EXCHANGING INFORMATION
Asking
Id like
Could / Can you tell me (how many flights a day there are)?
Do you happen to know (what time the airport bus leaves)?
Checking
You did say (Tuesday), didnt you?
Thats (the 12th of this month), is it?
So (the flight leaves at 8.15)?
Sorry, did you say (thirteen or thirty)?
Showing you understand
I see.
Confirming
Yes, thats right.
I said (thirteen).
Correcting information
Sorry. I made a mistake. Its forty, not
fourteen.
13
1.
Work in pairs. Practice the dialogues with your partner using the phrases in
the box.
Can you?
Could you?
Would you mind . (+ ing)?
Id like you to
Do you think you could ?
Do you mind (+ing)?
Ask
1.
2.
3.
4.
5.
6.
7.
8.
2. 6.4. Listen to a conversation between Rosa and Claire. Write the information
Rosa asks Claire to get.
From
To
Day/Date
3. 6.5. Listen to the phone call Claire makes to Executives Travel Services. Write
the times of flights in her notebook.
FLIGHT
From
To
Day/Date
Departure
Arrival
nd
London
Bilbao
Sunday 2
Bilbao
Seville
Tuesday 4th
Seville
Valencia
Friday 7th
Valencia
Barcelona
Saturday 8th
Sunday 9th
14
STUDENT B: You are the person in charge of stationery at International Garments Inc.
You only have 400 pens and 200 pencils in stock.
STUDENT A: Your name is Pat Thacker and you work for Hense Bank in Germany. You
need to travel to England on a business trip and you need flight dates and times for
February the 26th , arriving before 11 in the morning, and returning to London on the 28 th,
in the afternoon. Ask about prices.
STUDENT B: Your name is Peter/Petra and you work for Special Travels in Germany.
The information about flights to England from Frankfurt is the following:
Departing Fkf: 8.25 Arriving 10.00
Departing London: 15.05 Arriving 16.35
9.25 Arriving 11.00
16.35 Arriving 18.05
STUDENT A: Your name is Louis Morris and you are having lunch with a customer at
your office. Offer him/her drinks and food.
STUDENT B: Your name is Julian Sax and you are having lunch with Louis Morris. You
are allergic to milk and a vegetarian.
15
PRONUNCIATION
1. 6.7. Listen to the corrections. Circle the
mistakes you
correct information.
below.
1. 4th 14th
Toronto
4. Frankfurt Berlin
1. 30th
4.
2. 30th 13th
13.45
5. 12.45
12.30
2. 19th
5.
3. Zrich Geneva
15.50
6. 07.30
07.20
3. Rome
6.
16
GIVING DIRECTIONS
7. Carl is giving Kathrin directions. Listen to the dialogue and
complete the sentences. (Audio 9- English for Socialising. OUP)
1. Its just ______________ the corridor, the third door ______________ the left.
2. Ill show you ________________ it is.
3. But actually, I thought maybe I could just pop ______________ Rogers office
and say hello.
4. Where is he? - _________________ the third floor.
5. So, go _________________ the door and turn left to get ______________ the
lift.
6. Then, _______________ you come out of the lift, go right, and its the
_______________________ door on your left.
7. So, Ill meet you _________________________ here in about ten minutes?
8. Youre in your office with a visitor. Look at the sketch below and
complete the sentences with the correct words. Then practice with a
colleague giving him the instructions to go to different parts in the
office.
Conference room
Kitchen
Lifts
Selins
office
Svens office
Server
room
Secretariess
office
Toilet
Claras office
Michaels
office
Photocopier
Storage
room
Your office
Meeeting room
Lobby
17
UNIT 2: EMPLOYMENT
BUSINESS : TALKING ABOUT YOUR JOB
1. LOOKING FOR A JOB. Listen and complete the text. (New Insights into
Business Longman TS 7)
When a company needs to ________________ or employ new people, it may decide
to advertise the job or __________________ in the appointments section of a
newspaper. People who are interested can then ________ ________ the job by sending
in a 4____________ of ________________ or 5______________ __________ (AmE:
cover letter), and a 6________________
____________ or CV (AmE: resum), containing details of their education and
experience. A company may also ask candidates to complete a standard 7____________
___________. The companys human resources department will then select the most
suitable applications and prepare a 8_________________ of candidates or
9
________________, who are invited to attend an 10_________________. Another way
for a company to 11_______________ is by using the services of a
12
________________ ________________ (AmE=search firm) who will provide them
with a list of suitable candidates.
2. JOBS: Complete this extract of a letter of application with suitable words.
'My name is Jean Wilson and I have just started working _____ a bank. I graduated __
Edimburgh University last year with a degree ___ Business and Management. Now I
am going to train ____ an accountant. I think I will do well because I am good ___
figures and I am skilled ____ using computers. I think that training ____ a specific job
will be more interesting than the general education I got at university.'
3. JOB ADVERTS: New Insights unit 2 P 20
Look at the job advertisement below. Listen to the conversation and complete the
missing information.
PREFER A CAMPING TRIP TO A COCKTAIL PARTY?
PATAGONIA has a new position open:
1 _________________ ___________________ Associate
Job is based in 2 _________________. Candidates must have substantial 3 ________________/
__________________ experience and strong 4 ________________________ skills. They must
have serious proficiency in technical sports (skiing, kayaking, climbing) and outdoor
experience. 5__________________________ mother tongue. Environmental background a plus.
No glamour its a gritty job!
Patagonia is a 6 ______________ company which designs and distribute functional
7_____________________ ______________________.
Send CV with picture to:
patagonia
18
4. RECRUITMENT: Choose the best word from the brackets to fill the gap.
1. I had a 9-to-5 __________ when I left school but I hated it. (job/work)
2. We have a ____________ system but everybody must be here between 9 and 2.
(repetitive / flexitime)
3.We all look forward to 5.30 because then we can ______ off for the day. (shift/ clock)
4. We need to ___________ four new people for our office in Manchester. (join/
recruit)
5. We are using a recruitment ___________ to find them for us. (agency/headhunter)
6. They advertised the ___________ in the local newspaper last week. (positions
/applicants)
7. So far, 60 people have applied for the ___________. (works / posts)
8. On Monday, we will draw up a ___________ of 10 or 12 people. (reference /
shortlist)
9. Then we'll invite them all to come for an __________. (interview / appointment)
10.We hope to __________ the succcessful applicants by the end of the month. (apply /
appoint)
5. PAYMENT: Choose the best word from the brackets to fill the gap.
1.
2.
3.
4.
5.
6.
6. OUT OF WORK: Complete the sentence with an appropriate word. The first
letter is given.
1. I didn't like the way the company was being run so I r_____________.
2. They l________ o_____ 200 people in March and 50 more in September.
3. I have regular performance r_______________ with my manager.
4. She was f____________ for copying company software on to her PC.
5. If you break the safety rules you can be d__________________.
7. REMUNERATION: Match the word from column A to its best definition in B.
There is one word that you don't have to use.
A
a) severance payment
b) stock options
c) compensation package
d) remuneration
e) performance-related
f) fat cat
g) boardroom row
h) pension
B
1. American term for all the benefits an employee receives.
2. Payment for those who have stopped working.
3. Benefit that lets employees buy company shares at low price.
4. Bonuses given for reaching objectives set by the company.
5. Money paid to an employee who is asked to leave the company.
6. Formal word for all the pay that an employee receives.
7. Director of a company who is paid a huge salary .
but doesn't deserve it.
19
8. WORKPLACE: Choose the best word from the brackets to complete the
sentence.
1. I am in charge of training in the human __________ department. (support /resources
/ staff)
2. We have 200 people on our ___________ (recruitment / business / payroll)
3. Our ___________ department is responsible for recruitment. ( personnel / employee /
worker)
4. We have a ____________ of 65 in London and about 30 in Paris. (staff / union /
headquarters)
ASDA, Wal-Mart clearly wants to establish a particular market 6_____________ for
itself in Europe.
CV
SALESPERSON REQUIRED
BATEMAN RETAIL TECHNOLOGIES
We are looking for an experienced salesperson
to sell our exciting range of products. Have you
got the skills and qualities we need?
20
e-commerce
for software
If so, apply to batemanhr@co.uk
Work Experience:
2006-2008 Portman Computers
Jan Jan
Salesman for Award
and hardware.
salespersoof the year in 2007
2008- present Sales Manager for
southeast division in
Brightland Comms.
managing team of 20 salespeople.
Responsible for sales
of communications
equipment.
21
PART 2
1. Use the words in the box to complete the sentences:
impression
motivate
positive
enthusiastic
relax
charming
1. Good managers _________________ their staff and make them want to work
harder.
2. It is important to ________________ in an interview so that you dont look
nervous.
3. It is good to have a ____________________ attitude to believe that everything
will be fine.
4. To make a good _______________ on people, you should dress smartly.
5. He is a very ______________________ man, always polite and pleasant to
others.
6. She is very energetic and ______________________ - she really enjoys her
work.
Personality?
Experience?
Academic background?
PART 3
1. Match the words 1 to 8
with their opposites a) to h)
1. falling
2. decreased
3. nervous
4. expansion
5. weak
6. difficult
7. lower
8. stupid
a) clever
b) easy
c) higher
d) strong
e) rising
f) increased
g) confident
h) contraction
22
3. Discussion topics:
Do you think Steve will get a job with Bateman Retail Technologies?
Do you think Jennifer should have introduced herself earlier?
Do you buy things on-line? What do you think of retail websites?
PART 4
1. Choose the correct word or expression from the box to complete
each sentence.
discount
guarantee
parent
special offer
promising
1. She had a _________________ career as a dancer, but then she broke her leg and had
to stop.
2. We ______________________ to deliver on time or we will give you a refund.
3. We only have one office in London, but our ___________ company has offices all
over the world.
4. We can offer you a 10 percent ________________ for large orders.
5. We have a ______________________ at the moment two for the price of one.
UNIT 3: SALES
23
SOCIALISING: INVITATIONS
INVITATIONS
Inviting
Accepting
Would you like to join us for lunch? Thank you. That would be very nice.
Would you like to come to our barbecue?
Thanks. Id love to.
How about joining us tonight?
Never mind.
Thank you. Do give him mine.
Thanks. The same to you.
Its Claire. Claire Hallan.
SAYING GOODBYE
(I = Informal. All other forms = neutral)
24
1. 12.3. Listen to the telephone conversation between Rosa and Mara Ferrando.
Answer the questions.
1. What good news does Rosa tell Mara?
______________________________________________________________________
______
2. When did the investors make their decision?
______________________________________________________________________
_____
2. Match the offers and invitations made by people at NMPs party in A with their
replies in B.
A
3. 12.5. Listen to some more comments made by people at the party. Tick the
most appropriate response.
1. a. Never mind.
b. It doesnt matter.
b. Does he?
3. a. Its OK.
7. a. Never mind.
b. Not at all.
b. Do you?
COMMON EXPRESSIONS
5. Match the expressions in A with their uses in B.
A
B
25
26
10. 12.9 Listen to four people saying goodbye. Match situations a-d from 2 with
speakers 1-4.
Situation
Speaker
My husband wanted to be here too, but hes been doing too much and the
doctors told him to rest for two weeks.
HELEN
___________________________________________________________
_______4
27
GUEST 5
HELEN
GUEST 5
GUEST 6
I hope you
HELEN
________________________________________________________________
__6
GUEST 7
How do you like your coffee?
HELEN
________________________________________________________________
__7
GUEST 8
Do you have to leave so soon?
HELEN
________________________________________________________________
8
__
Im leaving at 6.00 in the morning.
12.4. Listen to the conversations and check your answers.
TELEPHONE CONVERSATIONS
28
Asking if someone is in
Person calling
Person called
Person called
Calling off
Person calling
Person called
Where is he/she?
Country of meeting
Number of caller
Exercise 2. Write a message for each of the people the callers wanted.
1. Phone message.
Caller:
Message:
2. Phone message.
Caller:
Message:
Exercise 3. Complete the sentences with words from the box. Use each word only
once.
here see
in
moment
mobile
holding
speaking
hold
29
1.
2.
3.
4.
5.
6.
7.
8.
Exercise 4. Listen to the phone conversation and complete the table. Then listen
again and answer the questions.
Person called
Caller
Request
Who will make the next call?
1. What have Star Cars International ordered from Motor Systems UK?
2. Whats the order number?
3. When would Star Cars International like delivery of their order?
What to say what to expect
Requests
Person calling
Id like to speak to somebody about
Can you give me some information
about?
Whats the position on?
Wed like an earlier delivery date
if possible.
Could you bring delivery forward
by a few weeks?
Person called
Whats the order number?
Can you give me the reference no.?
When did you send the order?
Ill have to check with the department concerned.
I cant tell you right now, but I can look into it
and get back to you.
Can I let you know the situation tomorrow?
Exercise 6. Listen to Richard Dawson and Mark Wheeler phoning back, as they
said they would. Write the information about both calls.
1) From: Richard Dawson
2) From: Mark Wheeler
To:
To:
Information:
Information:
Exercise 7. Complete these two conversations with sentences from the box.
a) Ill put you through to Order Enquiries.
30
2. ____________
5. ____________
3.____________
6.____________
31
Connecting to an extension
Person calling
Person called
Wrong number
Person calling
Person called
Callers name
Person wanted
Person answering
receptionist
2.
Ex. 2. Complete the sentences with words from the box. Use each word only once.
hold
extension
Directory
code
confirm
mobile
Internet
dialled
appointment
bothered
Company wanted
Company answering
Person called
2.
3.
4.
33
Making enquiries.
What to say what to expect
Enquiries for prices and discounts
Person calling
Person called
Superior:_____
Superior:_____
Superior:_____
34
Person called
35
B: Im calling from Computer Sales Ltd. Wed like to order some DE960 printers.
A: _________________________________
B:__________________________________
A: Oh, yes, until the end of the year.
B: ___________________________________
A: Youve done business with us before, havent you?
B: Yes, and this is our second order for this type of printer.
A: ___________________________________
B: ___________________________________
A: Oh, we dont normally go over 10%.
B: ___________________________________
A: I see. Well, Id better confirm that with someone in my department.
B: ____________________________________
A: Yes, Computer Sales Ltd, you said. And your name is?
B: John Draper.
A:____________________________________
Ex. 8 Note taking. Choose the abbreviation from the box that matches each of
these words and phrases.
ETA
re
e.g
NB
Attn
CIF
asap esp. SAE
Etc.
GMT
MD
K
max R&D
info PA
p.a.
1.
2.
3.
4.
5.
6.
7.
8.
9.
Personal Assistant
and so on
maximum
stamped addressed envelope
as soon as possible
Research and Development
per annum/year
for the attention of
cost, insurance, freight
10. note
11. estimated time of arrival
12. Managing Director
13. about, on the subject of
14. for example
15. thousand
16. especially
17. Greenwich Mean Time
18. information
Surname: _____________
ETA: ________________
Name of the building:_______________
Meeting date and time: _______________
Ex. 9. Role play. Work with another student and prepare the following
conversation.
Student A: Your office is in London. You have to go on a business trip to Lima, Peru,
at short notice for a ten-day trip. You call Global Travel Agency to ask Annabel Davies
36
to make bookings for you. You would like to stop over in Mexico City on the way, and in
Port of Spain, Trinidad, on the return trip. You would like to travel business class. Tell
the travel agent the dates you need to travel. You need to know how much the return
fare will be before you can make the booking.
Student B: You are a colleague of Annabel Davies at Globe Travel Agency. There are
flights from London to Lima everyday with a stopover in NY. It is possible to stop over
in Houston, Texas and in Mexico City en route to Lima, but as this involves two
airlines, the price would be 100 more. There are only two direct flights a week from
Lima to Port of Spain, but there are daily flights from Trinidad to London. Take notes
on what the customer wants, and explain that you will have to look up all the prices,
and will call back.
Placing an order
What to say what to expect
Ordering
Person calling
Were ready to order now.
Wed like to place an order for 200
packs of printer paper.
Im phoning you with a repeat order.
Have you got everything in stock?
Its a very urgent order.
When will you get more stock in?
Delivery
Person calling
Person called
What would you like to order?
Can I have your customer reference number?
Whats the item number in the catalogue?
Im afraid this item is out of stock.
The order will be processed this week.
New stock is due next month.
Weve got a backlog, so the order wont be
dispatched for at least two weeks, Im afraid.
Person called
Avoiding misunderstanding
Person calling /Person called
37
2
3
Ex. 2. Complete the sentences with the words from the box.
freight
invoice
repeat
pay
stock
urgently
note
catch
account
place
item
catalogue
1. Thank you for your quotation. Wed like to ________ an order now.
2. I need to __________ down the reference number.
3. When you order, you need to give the __________ number for the latest
______________.
4. Were under pressure from our customer. Can you send the order ___________,
please?
5. I dont need to ____________ by credit card because Ive got a monthly
_____________.
6. The ____________ will be enclosed with the goods.
7. Im afraid its out of ___________, so it wont be sent for two weeks.
8. Well send it by air ____________, so it will arrive tomorrow.
9. Im calling to make a ________________ order. Wed like exactly the same as
last month.
10. Sorry, I didnt quite _______ what you said. Could you say that again?
Ex. 3. Listen to the phone conversation and write down the missing information.
Order confirmation
Order placed by: _________________
____________________________
Type of flowers: _________________
__________________________
Quantity: ________
__________________________________
Person addressed to:______________
Delivery address:
Delivery date/time:
Message:
Payment by: ________
Dear Serge,
This is to confirm our conversation earlier.
You have ordered ____________ CM25 hard drives at a reduced price of _________
each rather than ___________ because the order is significantly larger.
You will settle the account by _____________ transfer immediately, to the amount of
$132,000.
Thank you for your order.
Jennifer Sato
Kobayashi components.
Ex. 5. Complete the conversation with sentences from the box.
a) Its the winter catalogue.
b) Yes, I have.
38
39
Destination
Alternatives
scheduled
convenient
book
apartment
hearing
departure
facilities
double
arrangements
check in
airlines
40
Person called
Person called
Whats the road like between Lisbon and//The motorway is always very busy in the rush
Coimbra?
hour.
Whats the best route to take over the Alps?//There will be major roadworks for the next few
Could you please send me directions so
weeks, causing long delays.
I can find the office?
Ill email you a map showing exactly where
Is it easy to park in the city centre?
the hotel is.
Do I need to book in advance to take the
The hotel has its own underground car park.
car on the ferry?
Due to rough weather, the ferry crossing
How long is the crossing from Bari to Dubrovnik?
has been cancelled.
Person called
Id like a return ticket from Geneva to Milan. Would you like to travel first or standard class?
Id like to take the overnight sleeper from
Would you like to be in a mobile-free carriage?
Avignon to Paris.
Would you like to book a table in the dining car?
Im travelling on Eurostat, so Ill be in Brussels
in plenty of time for the meeting.
Meetings_____________
First day: Lunch with key people at
_____________; meeting at 3 p.m.
the __________________________;
meeting at _________ with the MD.
Second day: Whole day at: __________
near Orvieto.
Back for ___________ in Rome.
Third day: Return flight to Lyon.
41
Ex. 5. Listen to the phone conversation and complete the notes about changes.
Booking details: Spectrum Technodesign
Monday 10 June
Rooms: 25 single, with shower/bath
Now: No change
Dinner in Linden Restaurant at 8 p.m: 45 people with 9 vegetarians.
Now: ____________ people, with ___________ vegetarians.
Tuesday 11 June
Rooms: 25 single, with shower/bath
Now: ___________ single, with shower/bath; ___________ double, with shower/bath.
Dinner in Linden Restaurant at 8 p.m.: 15 people, no vegetarians.
Now: __________ people, ____________ vegetarians.
Wednesday 12 June
Rooms: 25 single, with shower/bath
Now: ___________ single, with shower/bath; ___________ double, with shower/bath.
Dinner in Linden Restaurant at 8 p.m.: 45 people, with 9 vegetarians.
Now: _________ people, ___________ vegetarians.
Ex. 6. Complete the conversation with sentences from the box.
a) But my conference is ending earlier and Id like
f) Hello, my name is Rosa Mei
to take an earlier flight back.
g) And theyll change the ticket then?
b) Hold the line, madam, and Ill put you through to
Is there a reference number?
Flight Reservations.
h) Well, Im booked on an Iberia Airline. flight
c)Lets seeyes, there are a few seats left
from Barcelona to Geneva this Friday at 18.40.
Shall I reserve one for you?
d) Yes, IB3167 is the flight Id like to take, at 15.45.
i) Yes, I am.
e) Good morning, Id like to change a flight booking, please/ j)Thats fine, then. Thanks very
much. Bye.
.
Person called
mix-up
delivered
inconvenience
disappointed
delay
serious
service
damaged
2. You cant have packed it properly; the package was already _________ when it was
__________ to us.
3. We expected a much higher standard of ___________ .
4. Im ringing to say how _____________ I was by the final result.
5. I can only _______________ on behalf of the company.
6. Im afraid theres been a ___________; your order was dispatched to the wrong
address.
7. We havent received the parts from our supplier, so theres inevitably a
_________________ in
__________________ your order.
8. Were very sorry for the __________.
Exercise 3. Listen to two phone conversations: Complete the table with the
information fro the first one. Then listen the second and complete the details on
the note.
Part 1:
Caller
Reason for complaint
Next step
Part 2:
Quicklink Couriers
Fast Fax Central Service Department Complaint (9 March)
Ref. no. RZ2984/W56
We collected fax machine from Fast Fax Central on :__________________
Driver tried to deliver fax machine on: _____________________________
Did driver leave card for customer?:_______________________________
Now we must ring customer to arrange convenient time
for:_____________________________
Exercise 4. Listen to the phone conversation and complete the table.
Caller
Place called
Complaint 1
Complaint 2
Complaint 3
44
4. 17,506
5. 78.5%
6. 391-62 + 148 = 477
Reason for
call
Action
trace
details
mistake
baggage
sick
overdue
nuisance
sort
confirmation
deals
45
6. The person who normally __________ with these matters is off _______ at the
moment.
7. Im very _______. I can only ___________ on behalf of the company.
8. We need to have ___________ that our instructions have been followed.
Ex. 9. Listen to the phone conversation and complete the notes.
Complaint Record
Customer: _________________
Customer reference: _____________________
Notes: faulty __________________
(flickering + purple stripes) collected for repair on ______________.
- received at __________________ 16 May she expected it back within a week
urgent repair needed now must be delivered to her by the end of ___________.
Ex. 10. Listen to the phone conversation and complete the table.
Caller/
Company called
Reason for call
Action
Company
Ex. 11. Listen to the phone conversation and complete the table.
Caller
Company called
Reason for call
Action
46
BUSINESS
CORRESPONDENCE
E-MAILS
47
Thx
Tia
Re
FAQ
CU
FYI
Rgds
BTW
__________________
__________________
__________________
__________________
__________________
you.
help you.
info.
ie ______________
asap ____________
Jan _____________
at the mo __________________
6. bw _________________
7. attn_________________
8. pls __________________
9. w/e__________________
48
We would also appreciate a visit from your rep in order to get more
information about the products. Could you ask one of them to contact us,
please?
Looking forward to your reply,
Evan Davis
Purchasing Assistant
More formal
Less formal
49
2. Now use (parts of) the phrases from the table to complete
the request and reply emails below:
From: Rachel
Subject: Request for brochures
To: xxx
From: Brian
To: Rachel
Subject: Re: request for brochures
Attachment: Southampton.pdf
Dear Ms Beamish
___________________________. Unfortunately, the brochure
you requested is being reprinted at the moment, but
_________________________________. Prices and location have
remained the same, so youll find the requested
information_______________________. The new brochure will
be sent by post as soon as its available.
We______________________________________________
______________________________________
Regards
Brian Pearson
Changing Rooms
50
3. DOMAINS
1. Match the country codes to the country:
.al
.pl
.at
.nl
.pt
.by
.no
.se
.cz
.de
.dk
.si
.sk
.ua
.ee
.fr
.gr
.ie
.it
.lv
51
.au
.org
.ca
.at
.co.uk
.ch
.es
.com
.gov
.net
52
C:
B:
D:
Im writing to ar________________________________.
Where should we
m____________?
A quick note to ar__________________________ to meet.
Should I
p________________________?
H____________________ Tuesday?
When would s__________ you
best?
Could you c_________________ from the airport? I
Tuesday
c_________________?
Could you arrange for someone to________________________?
Is 5 oclock
s________________?
Please send me an email to c________________ this.
L___________________________ to seeing the factory.
53
From: v.peters@teledex.at
To: sandra-schuetz@webl.at
From: sandra-schuetz@webl.at
To: : v.peters@teledex.at
54
PRACTICE MAILS:
55
black: standard
green: informal
Salutations
You don't know the name
Hello
Dear all
Hi everyone
Opening sentence
Replying to an email:
Giving a reason:
Attaching files
I'm sending you/ attaching...
attachment
I've attached...
Please find attached...
attach.../I can't
I'm sending you the price list as an attachment.
Making enquiries
I am interested in receiving/finding out...
I would like to receive...
We would be grateful if...
attachment)
Could you please send me...?
information
Please send me...
Would you be able to (help)...?
satisfactory.
Can you help?
with this.
I'd appreciate a reply asap.
Please answer asap.
processed/ We are
clarify...
confirm...
inform you...
follow up on...
reply to...
request...
tell you...
update you...
56
Requesting action
Making arrangements
Confirming arrangements
Changing arrangements
Complaining
Apologizing
Friendly ending
57
Close
Yours sincerely
Kind/Best regards
Regards
See you soon
Take care
Bye
USEFUL VERBS:
to apologize
to appreciate
to ask if
to assist
to clarify
to complain
to confirm
to contact
to enquire
to get in touch
to let sb know
to postpone / to put off
to receive
to regret
to reply
to send
to sort out
to touch base
to update
Abbreviations and acronyms
Ad(vert)
am
appt
asap
at the mo
eg
etc
ie
info
pls
pm
re
rep
rgds
w/e
wk
Mon
Tues
Wed
Thurs
Fri
Sat
Sun
Jan
Feb
Mar
Apr
Sept
RU
U
4
2
LOL
Fwd
BTW
FYI
FAQ
THX
TIA
IMO
58
yr
CU
59
BUSINESS
AND FINANCE
$
60
UNIT 8 - FINANCE
1. PERSONAL FINANCE: Some useful terms
A current account (Am E=checking account) allows you to take out or withdraw
money with no restrictions.
A savings account or deposit account pays more interest but has restrictions.
Bank transfers include standing orders, which are used to pay regular fixed sums of
money, or direct debits, used when the date and amount of the payment vary.
Debit cards are used at the cash dispenser or ATM (Automated Teller Machine),
whereas credit cards can be used to pay at a restaurant.
Banks offer loans (fixed amounts of money lent for a fixed period), but also overdrafts,
which allow customers to overdraw an account to have a debt on an agreed limit.
Pay attention: Your account can be overdrawn.
You can have an overdraft.
In a bank you can also ask for a mortgage, i.e. a loan to buy a house. The property acts
as collateral or guarantee for the bank. If you don't repay the mortgage, the bank can
repossess your house.
Before lending money, the bank has to assess or calculate the risk involved. This is
usually the task of the risk assessment department. They also consider the maturities
(dates when loans will be repaid) and yield (how much money a loan pays)
PRACTICE:
1. Match the two halves of the sentences
1. Banks lend saver's deposits
2. They also create credit by
3. How much credit banks can create
4. Before lending money,
61
3. Complete the gaps in these sentences with the appropriate form of these verbs.
invest
keep up
lend
save
lose
earn
owe
spend
make
take out
1. If you take out a loan, make sure you can ______________ the repayments.
2. The bank manager refused to ____________ us the money we needed. She said that
out accounting system was too disorganised.
3. Diana has really done well since she moved to the States. She _____________ more
than $80,000, and she has a company car.
4. We've decided to move to a new office to __________ money. The place we are
renting at the moment is too expensive.
5. Since I got my credit card I've ___________ far too much money.
6. Scotsbank decided to close its Tokyo operation because it was ____________ money.
7. I wish I hadn't ____________ that loan. I still _________ the bank $ 3,000. I don't
know when I'll be able to pay it back.
8. The easiest way to __________ money is to __________ wisely in the Stock Market.
4. Use these verbs to complete partnerships about banking.
use
pay
cash
change
open
make
5. Complete the letter from a bank to its small business customers with the
following words.
financial
services
fortnightly
charges
staff
interest
branch
location
currency
range
Dear Customer,
We are delighted to announce the opening of a new city centre ____________ of
Scotsbank at 34 Market Street. In our new convenient ________________ we are ready
to offer all the banking ____________ the small business needs:
So dont hesitate. Come to Scotsbank and speak to our manager, Sarah Wilson. Youll
wonder why you ever banked anywhere else.
62
63
FAST CHANGES
Abrupt-abruptly
Quick-quickly
Rapid-rapidly
Sudden-suddenly
SLOW CHANGES
Slow-slowly
REGULAR
Gradual-gradually
Steady-steadily
to peak
to hit bottom
to top up
to bottom out
to reach a peak
to reach a low point
to reach a maximum
to remain stable/constant
to stabilize
to level off
to fluctuate
64
65
A REVIEW OF
NUMBERS AND
FIGURES IN
ENGLISH
66
NUMBERS
REVIEW: CARDINAL NUMBERS
12 = twelve
13 = thirteen
30 = thirty
14 = fourteen
40 = forty
Examples:
in bus numbers
in hotel room numbers
in years
before the decimal point
for the number
for temperature
in football scores
in tennis
eight
nought:
zero:
nil:
love:
67
0.325
nought point three two five
0.001
nought point oh oh one
minus three
It is also possible to say :
0.05
zero point oh five
or oh point oh five
But when speaking about money, the number after the decimal point is read like a
normal number.
12.50
twelve pounds
fifty
2.95 two Euros
ninety five
Now say the following:
1. Its somewhere between 3.488 and 3.491
2. Look, its less than 0.0001!
3. I only got 13.60
4. Thats about 14.50 in Swiss francs.
5. Did you say 0.225 or 0.229?
6. The dollar is at 1.95.
7. No, I meant 15.005 not 15,005.
3. PER CENT
The stress is on the cent of per cent: ten per CENT
Notice the following when talking about interest rates:
cent
0.5%
0.25%
a quarter of a
percentage point
For example:
The Bank of England raised interest rates this morning by a quarter of a percentage
point.
Now say the following:
1. Whats 30% of 260?
2. They have put the rate up by another 0.5%.
3. 0.75% wont make a lot of difference.
4. HUNDREDS, THOUSANDS, AND MILLIONS
British English:
American English:
1,999
the year 1999
the year 2000
the year 2009
the year 2012
Note: It is likely that different people will refer to the early years of the 21 st century in
different ways. Remember that the year 1066 is always referred to as ten sixty six not
one thousand and sixty six.
1,000,000
68
1,000,000,000
In British English a billion used to be 1,000,000,000,000 (1012) but now everyone has
accepted the American usage.
Now say the following:
1.
2.
3.
4.
5.
Why do you say 175 in Britain? In the States we usually say 175.
Its got 1001 different uses.
Profits will have doubled by the year 2000.
Thanks. Youre one in 1,000,000!
No, thats 2,000,000,000 not 2,000,000!
oh one two seven three, seven three six, three four four
three double four
double four, two six, double seven
seven double seven or seven seven seven
7. FRACTIONS
Fractions are mostly like ordinal numbers (fifth, sixth, twenty third, etc):
a third = 1/3
But:
a fifth = 1/5
a sixth = 1/6
a half = 1/2
three and a half = 3
a quarter = 1/4
two and three quarters = 2
: multiply
(minus)
(times)
(divided by)
10 + 4 = 14; ten plus four is fourteen; ten and four equals fourteen
69
10 4 = 14: ten minus four is six; ten take away four equals six
10 4 = 40; ten times four is (or equals) forty; ten multiplied by four is forty
10 4 = 2 ; ten divided by four is two and a half
Other ways of saying divide are: per
6% p.a.
70
or
We do not usually use the twenty-four hour clock unless we are talking about plane or
train timetables, or in the army.
14.00
The meeting is at two oclock. / The train leaves at fourteen
hundred hours.
13. MEASUREMENTS
In the UK and US, specific non-metric units can be used to refer to some weights and
measurements.
UK/US
Metric
Inch (2.54cm)
Yard (0.944 m)
Mile (1.609 km)
Acre (4.047 m2)
Gallon (3.785 l)
Ounce (28.35 gr)
Pound (lb) (0.453 k)
Ton
Farenheit
centimetre
metre
kilometre
hectare
litre
gram
kilo
tonne
Celsius
PRACTICE:
Write and read.
1. Louis XIV was proud of being called the most Christian King.
2. The score at half-time was 3-0, but at the end of the match it was 3-3.
3. Therell be a 12% increase in your rent this coming year, Im afraid.
4. The 22.35 train to Paris will leave from Platform 3.
5. Lessons this year will last 1 hrs.
6. This notebook costs 3.25
7. My telephone number is 023 90 66
8. 2/5 of the population voted Yes
9. 71.13 56.42 = 14.71
10. 4,391 6,001 = 1,083,256,400
11. The group lost 1.9 billion last year and around 400 m the year before.
71
Just over/above
A bit more than
Just under/below
Nearly
Almost
Well under/below
A lot less than
Much less than
exactly, precisely
MAKE AND DO
The use of the verbs make and do often causes difficulties for learners of English. As a
generalisation, we can say that make means to bring into existence (like making things
in a production department) or to produce a result (make a profit, make changes), and
do means to perform an action (to do an exercise, to do your homework)
We can establish some tips for the use of these verbs, but as there are no fixed rules, it is
best to learn the expressions or use a dictionary if you are not sure.
We use do:
1 to talk about activities without mentioning exactly what they are: What are you
doing?
2 to talk about work or a task: Have you done your homework yet?
3 with a determiner (the, some) + ing to talk about activities that are repeated or take
some time:
Could you do some photocopying for me, please?
We use make:
72
1 to talk about creating or constructing. We made new plans for the store based on his
suggestions.
2 with nouns connected with talking about sounds. Id like to make a complaint / an
enquiry.
3 with nouns connected with travel. We had to make a long journey to find this place.
EXERCISES
1. Complete the following sentences with the correct form of either make or do and
a suitable expression from the list.
1. Janine, can you try to _________ me __________ with my dentist for this afternoon,
please?
2. Michael, can you ____________ me ___________? I need to borrow a car.
3. No, we dont know what went wrong yet, but were _________ some __________.
4. He said I wasnt working hard enough and Id really have to ___________ an
___________.
5. I cant tell you now, but we expect to ___________ a ______________ early next
week.
6. Were ____________ much __________ than last year; were definitely
___________ progress.
7. We spent three days ________ ______________ to the warehouse roof after the
storm last week.
8. We ____________ a lot of __________ in Japan, and since the profit margin is high,
we ___________ a lot of _________________.
9. I checked the figures last night and found that Id ____________ a lot of
___________.
10. Its either one or the other. Youll have to ______________ a _______________.
11. We have to _________ shelves for the kitchen.
12 You have to _______ your duty.
13. What do you ________ for a living?
14. Whos going to ________ breakfast?
15. You must ________ your job well.
16. Shall I _________ a cup of tea?
17. I have a lot to ________ today.
18. I am_____________ a model aeroplane for my grandson.
19. What did you _________ yesterday?
20. What shall I __________ next?
21. Lets __________ a fire in the sitting-room.
22. This years students are_____________ well at school.
2. Decide which of these nouns can be used with make and which with do.
a)
b)
c)
d)
e)
f)
g)
________ a favour
________ a speech
________ a plan
________ money
________ damage
________ a report
________ a profit
s) ______ an effort
t) ______ an exam
u) ______ harm to sb
v) _____ a decision
w) ______ your best
x) ______ friends with
someone
73
h) ________ a complaint
homework
i) ________ a mistake
q) _______ wrong
y) ______your
r) _______ an appointment
z) ______ progress
Do
________________
________________
________________
________________
________________
________________
________________
________________
74
7. We promise ____________ our best to have that item for you by the end of the week.
8. Although that company has almost the same name as ours, we have nothing ________ with
them.
9. Your should _________ certain that the customers are always satisfied.
10. In many cases, it ___________ sense to stock original products that cannot be found easily
in other shops.
admission
-ist (a person) and ism (an activity or ideology) : used for peoples politics, beliefs and
ideologies, and sometimes their profession. E.g.
Buddhism
journalism
Marxis t
typist
B. Adjective suffixes
-able / -ible with verbs means can be done
drinkable
washable
readable
forgivable
physcist
terrorist
C. Verb suffixes
-ise/- ize form verbs from adjectives, e.g. modernise, commercialise, industrialise
OTHER SUFFIXES
NOUNS
ABSTRACT NOUNS
-ment
-ity
-al
-hood
-ship
excitement
flexibility
refusal brotherhood
friendship
enjoyment
productivity
arrival motherhood
partnership
75
replacement
scarcity
childhood
membership
adjustment
complexity
neighbourhood ownership
improvement curiosity
(wo)manhood
relationship
retirement
generosity
adulthood
companionship
investment
sensitivity
apprenticeship
ADJECTIVES
VERBS
-ive
-al
-ous
-ful
-less
-ify
passive
brutal
delicious
forgetful
useless
beautify
productive
legal
outrageous
hopeful
hopeless
purify
furious
useful
harmless
terrify
active
The following words have been turned into nouns by using different suffixes:
Adjectives
nouns
- ness
shortness
sleepiness
foolishness
smoothness
weakness
fullness
calmness
kindness
sadness
expensiveness
willingness
narrowness
carelessness
roughness
awareness
hardness
deepness (depth)
brightness
cleanliness / cleanness
similarity
infinity
ability
capability
formality
singularity
simplicity
flexibility
unity
availability
- ity
popularity
clarity
creativity
regularity
confidentiality
responsibility
probability
possibility
nationality
76
Verbs
nouns
-ment
development
fulfilment
resentment
commitment
acknowledgement
arrangement
investment
confinement
discouragement
contentment
amazement
embankment
postponement
disagreement
agreement
assessment
management
concealment
imprisonment
government
requirement
refinement
improvement
confirmation
resignation
embarkation
presentation
cancellation
revelation
determination
organisation
frustration
evaluation
classification
duplication
education
separation
connection
selection
prediction
revolution
invention
definition
preparation
-(a)tion
information
creation
combination
limitation
situation
location
termination
PREFIXES
A. Prefixes are often used to give adjectives a negative or an opposite meaning. For
example,
comfortable / uncomfortable, convenient / inconvenient and similar / dissimilar.
Other examples are unjust, inedible, disloyal. Unfortunately, there is no easy way of
knowing which prefix any adjective will use to form its opposite.
In- becomes im- before a root beginning with m or p, e.g. immature, impatient,
impartial, improbable.
In- becomes ir- before a word beginning with r, e.g. irreplaceable, irreversible.
In- becomes il- before a word beginning with l, e.g. illegal, illegible, illiterate.
The prefix in- ( and its variations) does not always have a negative meaning often it
gives the idea of inside or into, e.g. internal, import, insert, income.
B. The prefixes un and dis can also form the opposites of verbs, e.g. tie / untie,
appear/ disappear.
Here are more examples:
-un
-dis
unbend
disagree
undo
disapprove
undress
disbelieve
77
unfold
disconnect
unload
discredit
unlock
dislike
unveil
dismount
unwrap
disprove
unzip
disqualify
C. Here are some examples of other prefixes in English. Some of these words are used
with a hyphen.
prefix
meaning
examples
anti
against
anti-war
antisocial antibiotic
auto
of or by oneself
autograph auto-pilot
autobiography
bi
two, twice
ex
former
ex
out of
extract
micro
small
microwave
mis
badly/wrongly
misunderstand mistranslate
misinform
mono
one/single
monotonous monologue
monogamous
multi
many
multi-national multi-purpose m
media
over
too much
post
after
pre
before
pro
in favour of
pro-government pro-revolution
pseudo
false
pseudo-scientific pseudo-
exhale
78
excommun
microscopic
intellectual
re
again or back
retype reread
semi
half
sub
under
under
nor enough
underworked underused
undercooked
PRACTICE:
PREFIXES
1. Complete these columns by forming the negatives of each of the words in this
list.
accurate
convenient
formal
payment
profit-making
sufficient
used
agree capable
desirable
employed
fortunately
honest
readable
satisfied
certain
connect
experienced
foreseen
known
stop
valid
un-
dis-
in-
uncertain
disagree
inaccurate
non-
79
replace rewi
2. Add prefixes to the words in these list to form words with the opposite meaning.
Circle the words that have a different prefix from the others.
Example:
improbable, imperfect,
_________ legal,
_________ reliable,
_________ moral,
_________ certain,
_________ polite,
_________ organized,
irresponsible
likely,
relevant,
practical,
fair,
convenient,
honest,
immature
logical,
legible
regular,
rational
profitable, possible
justified,
accurate
formal,
dependent
similar,
efficient
3. Now use the words you have circled in exercise 2 to complete these sentences.
North Africa is the only ______________ division in the group. It lost $1.5m
last year.
Sandra is very busy. Shes ________________ to have time to see us this week.
Its a very ______________ way of working. Were wasting both time and
money.
il-
im-
possible
honest
popular
legible
complete
regular
in-
probable
similar
economical
legal
expensive
relevant
ir-
precise
organised
manageable
logical
efficient
responsible
b
f
respectful
frequent
liberal
c
g
polite
lawful
k
d
h
mature
rational
80
SUFFIXES
Look at the way these nouns are formed.
noun
stem
assessment
suffix
assess (verb)
effectiveness
+ ment
effective (adjective)
+ ness
regularity
regular (adjective)
+ ity
administration
administer (verb)
+ ation
1. Put the words into the correct columns in the table. In which ones does the stress
change?
confidential
organise
disagree
-ment
willing
similar
careless
-ness
prepare
present
popular
require
invest
aware
-ity
-ation
81
GLOSSARY OF
FINANCIAL
TERMS IN
ENGLISH
82
Bid
Bond
Capital
Capital stock
Commodities
Products such as agricultural products and natural resources (wood, oil and
metals) that are traded on a separate, authorized commodities exchange.
Dividend
Equity
The value of stocks and shares; the net value of mortgaged property.
Equities
Futures
IPO
Issue
Liabilities
Mortgage
Mutual fund
Portfolio
Securities
Share
Stockbroker
Stockholder
Stock
Trading session
Venture capital
Yield
83
A.T.M.
Banknote
Borrow
To have no money
Budget
Cash
Coins or bank notes (not cheques); actual money paid, not credit
Cash dispenser
Cashier
Cheque/check
Written order to a bank to pay the stated amount from one's account
Coin
Currency
Debt
Deposit
Donate
Exchange rate
Fee
Interest
Invest
To put money into business, property, etc. in order to earn interest or profit
Legal tender
Lend
Give or allow the use of money which must be returned with interest
Loan
Owe
Petty cash
Receipt
Refund
Tip
Withdraw
84
TERMS IN ENGLISH
Bid
Bond
Capital
Capital stock
Commodities
Products such as agricultural products and natural resources (wood, oil and
metals) that are traded on a separate, authorized commodities exchange.
Dividend
Equity
The value of stocks and shares; the net value of mortgaged property.
Equities
Futures
IPO
Issue
Liabilities
Mortgage
Mutual fund
Portfolio
Securities
Share
Stockbroker
Stockholder
Stock
Trading session
Venture capital
Yield
85
86