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Building Wealth with

Online Trading

Countrys Leading
Online Stock Broker
We are celebrating
our 15th Year of
partnerships with
our customers
COL listed in the
PSE in 2006
COL carries over
P40-B AUMs

KEEPING YOU AHEAD!

COL Financial Group Inc.

ONLINE trading
EASY &
CONVENIENT

EMPOWERED
INVESTOR

DATA SENT
TO YOU

COST
EFFICIENT
z

24/7
ACCESSIBILITY

COL Financial Group Inc.

SAVINGS &
Investments

Savings: process of setting


money aside for safety

COL Financial Group Inc.

Investment: process of
putting your savings to
active use to generate
more profits

SAVINGS &
Investments
51,918,373

The Power of Compounding


1,019,003
142,759
74,144

O YR

COL Financial Group Inc.

5 YR
1%

10 YR

SAVINGS

15 YR
14%

30 YR

36,334

26,957

23,219

21,020

20,000

20,000

22,092

38,508

60 YR

INVESTMENTS

The Stock Market


What is it?
The stock market is the place
where you can invest in other
peoples publicly listed companies

A company sells shares of stock


through an Initial Public Offering
(IPO) to raise money
The faster and more durable a
company's growth the more
valuable it becomes

COL Financial Group Inc.

The Stock Market


How do I Make Money?
Price Appreciation - the rise of a
stocks price over time as
promoted by its eventual value
Dividends distributed profits
companies issue to their
shareholders:
Cash dividends
Stock dividends

COL Financial Group Inc.

The Stock Market


Let History Tell its Tale
Effective Annual Yield
(as of Dec 2014)

20.00%

18.82%

18.00%
16.00%

14.77%

14.00%
12.00%
10.00%
8.00%

The PSE Index

6.00%

Measures the market value


of 30 large corporations

4.00%

3.48%

3.75%

4.62%

1.81%

2.00%
0.00%
PSEi

91-D T-Bill
5-Yr

COL Financial Group Inc.

10-Yr

Inflation

Stock Market 101:


Learning the Basics
Remember some guidelines:
Invest for the Long term

Invest into Quality businesses at


Reasonable prices
Invest using Diversification
Invest by using a Plan

COL Financial Group Inc.

Guideline 1:
Invest for the Long Term
Philippine Stock Exchange
Index (PSEi)
1999-2015

Let Time Work


For You

COL Financial Group Inc.

Guideline 2:
Buy Quality Stocks.
Looking for GEMSS!

S
M
E

Management
Credibility

Superior
Products/
Services

S
Strong
Balance
Sheet

Earnings

G
Growing
Industry

COL Financial Group Inc.

What makes a story stand out?

Take Advantage
of COLs Research
Comprehensive
Research
Get easy access to
relevant and timely
research reports.

COL Financial Group Inc.

Guideline 2:
Buy Quality Stocks at Reasonable Prices
Looking for VALUE!
P12.00

Expensive

P10.00

P8.00

COL Financial Group Inc.

Fair Value

Cheap

Take Advantage
of COLs Research Stats
Using COLs Investment Guide

Two types of Price: 1) Market Value

COL Financial Group Inc.

2) Fair Value

Guideline 3:
Diversify to manage Risk
Dont put all your
eggs in one basket

Spread out into a few


stocks
Do not over-expose into
one sector only
Try to build a portfolio
based on comfortability

COL Financial Group Inc.

Take Advantage
of COLs Online Portfolio
Cash

Stock Code
COL Financial Group Inc.

# Shares

Gains/Loss

Guideline 4:
Buy stocks using a PLAN!
Methodology:

Trading

Value & Growth Investing


(Fundamental Analysis)
Trend Timing
(Technical Analysis)

Peso Cost
Averaging

Gradual Buy and Hold


Strategy
Make steady and fixed Peso
investments through time
on good companies

COL Financial Group Inc.

We Recommend:
Peso Cost Averaging
Strategy: Invest a fixed amount
of money periodically over
time.
Month 1
Buy Php5,000 worth of stock
ABC at market price

Get a good price over time


6

Month 2
Buy Php5,000 worth of stock
ABC at market price

Month 3
Buy Php5,000 worth of stock
ABC at market price

COL Financial Group Inc.

4
Ave Cost per Share

3
1

5
6
Month

You get buy


more shares
when prices
are low, less
when prices
are high!

COLs Easy Investment Program

Cost Averaging the Easy Way


The COL Easy Investment Program (EIP) makes it easier for
our customers to apply the method of peso-cost-averaging.

Features
Premium Stock List allow us to give you our stock
recommendations

Online Portfolio Check you positions anytime and


track their performance
Schedule Calendar plan out your purchases over
time by preparing a buy schedule

COL Financial Group Inc.

COLs Easy Investment Program


Our EIP Stock Picks

COL Financial Group Inc.

Performance of our EIP Stocks*


MARKET VALUE
(as of December 31, 2014)

ALI
BPI
JFC
MWC
SMPH
TEL
AC
AP
BDO
DMC
EDC
ICT
MBT
MPI
SM
URC
RLC
GTCAP
FMETF

Start Date

Total Investment

Current Value

Gross Return

Annualized Return

1-Aug-08
1-Aug-08
1-Aug-08
1-Aug-08
1-Aug-08
1-Aug-08
1-Mar-11
1-Mar-11
1-Mar-11
1-Mar-11
1-Mar-11
1-Mar-11
1-Mar-11
1-Mar-11
1-Mar-11
1-Mar-11
1-Aug-08
1-May-12
1-Jan-14

385,000
385,000
385,000
385,000
385,000
385,000
230,000
230,000
230,000
230,000
230,000
230,000
230,000
230,000
230,000
230,000
385,000
160,000
60,000

903,982
690,535
1,118,782
618,036
689,983
539,275
357,878
310,917
379,867
367,089
317,651
369,704
277,028
250,229
315,183
646,393
936,146
231,569
65,051

135%
79%
191%
61%
79%
40%
56%
35%
65%
60%
38%
61%
20%
9%
37%
181%
143%
45%
8%

26.4%
18.0%
33.1%
14.6%
18.0%
10.3%
23.6%
15.8%
27.0%
25.0%
17.0%
25.3%
9.6%
4.3%
16.6%
58.8%
27.5%
29.1%
15.9%

COL Financial Group Inc.

Invest in Mutual Funds!


4 Types of Funds

ASSET CLASS

GOAL

Stocks

Long Term Capital


Appreciation

Stocks & Fixed


Income

Capital
Appreciation &
Interest

Bonds
(Corp & Govt)

Short term Govt


Fixed Income

COL Financial Group Inc.

R
I
S
K

Short to Long
Term Interest

Short term
Interest & Capital
Preservation

FUND HOUSES

Advantages of Mutual Funds!


Affordable
(Min: PHP 5,000)

Professionally
Managed

Easy and Convenient


COL Financial Group Inc.

Liquid

Why
Mutual
Funds?

(Buy/Sell Anytime)

Diversified

Invest in Mutual Funds with COL!

COL Financial Group Inc.

Empowerment
So What Else Can I do with Online Trading?

A lot!!!!
Look for a
Lead

Get a
Quote

Study the
Data

Trade

Monitor &
Manage
Portfolio

Online trading levels the playing field offering


to the many services and information that
was previously very difficult to obtain
COL Financial Group Inc.

Mobility
Stock Market Comes to You!
Mobile Apps
Take advantage of Mobility

COL Financial Group Inc.

3 easy steps to open a

COL FINANCIAL
ACCOUNT
1 APPLY

2 SUBMIT

3 FUND

Fill-out our
application forms

Submit to our
accounts officers

Fund your COL


account

STEP 1 APPLY
Customer Account
Information form (CAIF)

Secure a COL application form. Either through our


business center or online at www.colfinancial.com.

Foreign Account Tax


Compliance Act (FATCA) form

Account Owner

Fill Up and Submit to COL

INDIVIDUAL

CHOOSE ONE

Account has a single owner

Online Securities Trading Agreement (OSTA)

JOINT ACCOUNTS
Account is owned by 2 individuals and all
documents and checks would reflect both
names.
JOINT OR

Only 1 signatory is needed to withdraw


and checks are payable to both (OR)

Yours to Keep
IN-TRUST-FOR (ITF)

A kiddie account in which a


parent opens with their child.

STEP 2 SUBMIT

Give the forms together with the requirements


to any of our sales officers.

APPLICATION
FORMS

PAUSE APPROVAL

IDENTIFICATION
CARD

Sales Officers will check and approve your


COL application forms and requirements.
CHECK YOUR INBOX &
SPAM FOLDERS...

Once the account


application is
complete...
A COL account number will be sent to
your email address within 24 hours.
The COL account number is also your
reference number for your funding.

Sales Officers will contact


you via email regarding the
status of your application.
Pending requirements
would need to be fulfilled.
Complete applications will
get the go signal for funding.

STEP 3 FUND

Your COL account is a pre-paid account. How much


you fund is how much you can invest.

FUNDING OPTIONS
COL CASHIER Cash or check, COLs cashier located
at our business center can receive your funding.

PARTNER BANKS

ONLINE BILLS PAYMENT

Enroll COL FINANCIAL as a


merchant on your online banking with our partner banks.

OVER-THE-COUNTER BILLS PAYMENT


Fill-out a payment slip at a bank branch near you and
submit to the bank teller for processing.

SAMPLE PAYMENT SLIPS:

FUND

NOTE

If you were to fund through the bills payment option


with our partner banks, below are the charges for
your reference.

How do I request for WITHDRAWAL?


1. Download & Fill out the withdrawal
form
2. Choose for PICK up or Deposit to
your Registered Bank Account

3. Sign the form & send to COL


(EMAIL / FAX)
3

withdrawals@colfinancial.com
Fax no. 634-6958

Congratulations...

ACCOUNT OPENED!

LOG-IN DETAILS:

QUESTIONS?

Your username and password will be


sent to your email address 2-3
business days from your funding.

Approach any of our sales


officers or email us at
helpdesk@colfinancial.com
or call us at +632 6515888

www.colfinancial.com
****

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*****

THANK YOU!
We enjoyed having you here.