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1) Prime Minister Modi's decision to demonetize 86% of currency in circulation has thrown India into turmoil and had severe unintended consequences.
2) Over half of the demonetized currency (Rs. 8,44,982 crore) has already returned to banks, undermining the goal of reducing black money. If this pace continues, nearly all demonetized notes could return to the Reserve Bank of India.
3) The demonetization has hit the informal cash-based economy the hardest, severely impacting hundreds of millions of ordinary citizens, self-employed workers, and casual laborers who have limited access to banking and digital payments. The policy was poorly planned and executed through secrecy without consideration of
1) Prime Minister Modi's decision to demonetize 86% of currency in circulation has thrown India into turmoil and had severe unintended consequences.
2) Over half of the demonetized currenc…