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Status of microfinance in India

DISCLAIMER
This Status of Microfinance in India report has been prepared based on the data compiled and collated by us as received from
various reporting banks across the country. While due care has been taken to ensure the correctness and purity of the data,
NABARD does not exercise any editorial control over the data reproduced here. NABARD is therefore not responsible for data
inaccuracies, if any, reported in this publication.

SHGs, Saving for the present, securing the future

FOREWORD

Achieving balanced and inclusive economic growth is a key challenge faced by policy makers in countries around the
world. Gains of economic growth are easily accessible to relatively advantaged, who find it easier to participate in the
growth process while, poor people have to wait much longer to reap the benefits. Engaging these sections of society
to mainstream economically is essential to achieve equitable growth, which is critical for the long-term sustainability of
social development and economic prosperity.
Microfinance sector has responded to these challenges admirably in the last 20 years. NABARD is proud to say that the
Self Help Group- Bank linkage programme, which is the largest microfinance programme in the world, today touches
101 million households through 7.9 million SHGs with thrift & deposits of about INR 1,36,914 million, annual loan
offtake of INR 3,72,869 million and loan outstanding of nearly INR 5,71,192 million.
Despite these milestones, a large section of the poor population still remain unreached and even majority who are
in the SHG fold face the issue of inadequate credit. Bridging the last mile gap and forging partnerships to meet the
myriad needs of the poor and to ensure sustainable livelihoods to them are the biggest challenges being faced today. I
exhort all stakeholders viz. the banks, the SHG Federations, the NGOs, the MFIs, the Government agencies to put their
compassionate foot forward to bring together complementary resources to address complex development problems
that no one agency can address alone.
During the year, NABARD and NRLM collaborated in a meaningful way to bring greater synergy in efforts and in taking
SHG Bank linkage programme to a higher plane. NABARD revisited its policy and added selectively the NGO-MFIs as
partners in SHG formation in priority states and also revised the handholding period for fresh projects to four years.
During the year a new sustainable livelihood initiative viz. Livelihood Enterprise Development Programme (LEDP) has
also been introduced. LEDP is a project based approach encompassing the complete value chain for offering end to end
solutions to the SHG members in a cluster of villages.
Being a movement, implemented through various channel partners poses its own problems in publishing reliable data.
NABARD had however, taken up this onerous task and is painstakingly collecting, collating and publishing the same
as Status of Microfinance in India year after year. This document which has received accolades from policy makers,
researchers as well as practitioners in the past will find it compelling this time also. I congratulate the entire team of
Micro Credit Innovation Department (MCID) for bringing out such useful Year Book and it gives me great pleasure in
placing this publication before you.
Dr. Harsh Kumar Bhanwala
Chairman, NABARD
SHGs, Saving for the present, securing the future

Contents
PARTICULARS

Page No.

Highlights - SHG - Bank Linkage Programme 2015-16

Status of Micro Finance in India 2015-16

No.

STATEMENTS

I-A

Savings of SHG with Banks - Agency-wise position as on 31 March 2016

49

I-B

Bank loans disbursed to SHGs - Agency-wise position during 2015-16

49

I-C

Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2016

49

I-D

Non Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2016

50

I-E

Agency-wise Bank Loans provided to MFIs during 2015-16 and loans outstanding as on
31 March 2016

50

II-A

Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on


31 March 2016

51

II-B

Bank Loans disbursed to SHGs during the year 2015-16 - Region-wise/State-wise/ Agencywise position

52

II-C

Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position as


on 31 March 2016

53

II-D

Non Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise


position as on 31 March 2016

54

II-E

Savings of SHGs with Banks under NULM- Region-wise/State-wise/Agency-wise position as


on 31 March 2016

56

II-F

Bank Loans disbursed to SHGs under NULM during the year 2015-16 - Region-wise/Statewise/ Agency-wise position

57

II-G

Bank Loans Outstanding against SHGs under NULM - Region-wise/State-wise/Agency-wise


position as on 31 March 2016

58

II-H

Non Performing Assets against Bank Loans to SHGs under NULM- Region-wise/State-wise/
Agency-wise position as on 31 March 2016

59

III-A(i)

Savings of SHGs with Public Sector Commercial Banks as on 31 March 2016

60

III-A(ii)

Savings of SHGs with Private Sector Commercial Banks as on 31 March 2016

82

III-B

Savings of SHGs with Regional Rural Banks as on 31 March 2016

89

III-C

Savings of SHGs with Co-operative Banks as on 31 March 2016

93

IV-A(i)

Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2015-16

104

IV-A(ii)

Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2015-16

126

IV-B

Bank Loans disbursed by Regional Rural Banks to SHGs during 2015-16

133

IV-C

Bank Loans disbursed by Co-operative Banks to SHGs during 2015-16

137

SHGs, Saving for the present, securing the future

PARTICULARS
V-A(i)
V-A(ii)

Bank loans outstanding against SHGs as on 31 March 2016 - Public Sector Commercial
Banks
Bank loans outstanding against SHGs as on 31 March 2016 - Private Sector Commercial
Banks

Page No.
148
169

V-B

Bank loans outstanding against SHGs as on 31 March 2016 - Regional Rural Banks

176

V-C

Bank loans outstanding against SHGs as on 31 March 2016 -Co-operative Banks

180

VI-A(i)

NPA against Bank loans to SHGs of Commercial Banks (Public Sector) as on 31 March 2016

191

VI-A(ii)

NPA against Bank loans to SHGs of Commercial Banks (Private Sector) as on 31 March
2016

212

VI-B

NPA against Bank loans to SHGs of Regional Rural Banks (RRBs) as on 31 March 2016

219

VI-C

NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2016

223

Bank Loans provided to MFIs during 2015-16 and NPAs and Recovery Performance

234

VIII(A)

NABARD Support for training and capacity building SHG-BLP during 2015-16

236

VIII(B)

NABARD Support for training and capacity building JLG stakeholders during 2015-16

238

VIII(C)

Training and capacity building for SHG-BLP during 2015-16 from WSHG Development Fund

239

IX-A (I)

State-wise Grant Support sanctioned to Non Government Organizations (NGOs) functioning


as SHPIs as on 31 March 2016
State-wise Grant Support sanctioned to anchor NGOs under WSHG Scheme (in LWE affected
and backward districts) as on 31 March 2016
State-wise Grant Support sanctioned to Regional Rural Banks (RRBs) functioning as SHPIs
as on 31 March 2016
State-wise Grant Support sanctioned to Cooperative Banks functioning as SHPIs as on
31 March 2016
State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs) functioning as
SHPIs as on 31 March 2016
State-wise Grant Support sanctioned to Farmers Clubs functioning as SHPIs as on
31 March 2016
State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs as on
31 March 2016

VII

IXA (II)
IX-B
IX-C
IX-D
IX-E
IX-F

240
241
242
243
244
245
246

IX-G

State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2016

246

IX-H

Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2016

246

IX-I

State-wise Grant Support sanctioned to Joint Liability Group Promoting Institutions (JLPIs)
as on 31 March 2016

247

Data on financing of JLGs as on 31 March 2016

248

XI-A

Agencies having outstanding Revolving Fund Assistance as on 31 March 2016

249

XI-B

Agencies having outstanding Capital Support as on 31 March 2016

250

Glossary / Abbreviations

251

Taking Rural India >> Forward

Highlights of the SHG-Bank Linkage Programme 2015-16


Sr.
No.

Achievements
Particulars

Physical
(No. in lakh)

Financial
(` in crore)

Total number of SHGs saving linked with banks

79.03

13691.39

(i)

Out of total SHGs - exclusive Women SHGs

67.63

12035.78

(ii)

Out of total SHGs- under NRLM/SGSY

34.57

6244.97

(iii)

Out of total SHGs -under NULM/SJSRY

4.45

1006.22

Total number of SHGs credit linked during 2015-16

18.32

37286.90

(i)

Out of total SHGs - exclusive Women SHGs

16.29

34411.42

(ii)

Out of total SHGs under NRLM/SGSY

8.16

16785.78

(iii)

Out of total SHGs under NULM/SJSRY

1.11

2620.22

Total number of SHGs having loans outstanding as on 31 March


2016

46.73

57119.23

(i)

Out of total SHGs - exclusive Women SHGs

40.36

51428.91

(ii)

Out of total SHGs - under NRLM/SGSY

21.91

26610.16

(iii)

Out of total SHGs - under NULM/SJSRY

3.13

3979.75

Average loan amount outstanding/SHG as on March 2016 (in `)

122242.39

Average loan amount disbursed/SHG during 2015-16 (in `)

203495.24

Estimated number of families covered up to 31 March 2016

No of Banks and Financial Institutions submitted MIS (in number)

Data on Joint Liability Groups

(i)

Joint Liability Groups promoted during the year 2015-16

(ii)

Loan disbursed to Joint Liability Groups (JLGs) during the year


2015-16

(iii)

Cumulative Joint Liability Groups promoted as on 31 March 2016

(iv)

Cumulative loan disbursed to JLGs as on 31 March 2016

1010
392

5.72
6160.72
17.34
17336.95

SHGs, Saving for the present, securing the future

Achievements

Sr.
No.

Particulars

Support from NABARD

(i)

Capacity building for partner institutions

Physical
(No. in lakh)

Financial
(` in crore)

Under SHG-BLP and JLGs


Number of Programmes conducted during 2015-16 (in no.only)

3906

Number of participants covered during 2015-16 ( in lakh)

1.21

Cumulative number of participants trained upto March 2016


(in lakh)

34.02

Under WSHG Scheme (in LWE affected and backward districts)

(ii)

Number of Programmes conducted during 2015-16 (in no. only)

1194

Number of participants covered during 2015-16 (in lakh)

0.38

Refinance Support
Refinance to banks during 2015-16

6906.03

Cumulative refinance released upto 31 March 2016


(iii)

Revolving Fund Assistance (RFA) and Capital Support to MFIs


RFA outstanding as on 31 March 2016

7.25

Capital support outstanding as on 31 March 2016

4.42

Refinance disbursed to NBFC-MFIs during 2015-16


(iv)

37663.60

2300.00

Grant assistance to SHPIs for promotion of SHGs under SHG-BLP


Grant assistance sanctioned during 2015-16

29.49

Cumulative sanctioned upto 31 March 2016

330.78

(v)

Cumulative grant assistance sanctioned to anchor NGOs for


promotion of SHGs under WSHG Development Scheme upto 31
March 2016

204.98

(vi)

Cumulative grant assistance sanctioned to JLPIs for promotion of


JLGs upto 31 March 2016

129.30

Taking Rural India >> Forward

STATUS OF MICROFINANCE IN INDIA 2015-16


1.

Introduction

1.1

Inadequacies in access to formal finance has led to the growth of microfinance in India. In India

microfinance operates through two main channels viz. a) banking system through the SHGs under SHG-Bank
Linkage Programme (SHG-BLP) and JLG bank lending programme and b) through Micro Finance Institutions
(MFIs) lending through individual and group approach.
1.2

Microfinance Institutions in India emerged in the late 1980s in response to the gap in availability of

banking services for the unserved and underserved rural population. Their business proliferated in 1990s
under the open economy regime. Most of the institutions that entered the field were from the social sector
and hence they took the legal form of trusts or Societies. However, not-for-profit status of those institutions
started becoming a limitation for the sustainability and scalability forcing them to morph as MFIs with the
business growth. However, due to specificity of the business they were pursuing, these institutions were then
registered as NBFC-MFIs under the category created by RBI based on Malegam committee recommendations.
1.3

MFIs have evolved into a vibrant segment of financial sector exhibiting a variety of business models

in recent years. Non adherence to rules and going overboard, by some MFIs, had brought a setback to the
sector, albeit temporarily. But the sector regained its traction from 2012 onwards and is showing a consistent
growth. Spate of policy actions to strengthen the regulation of MF sector, including RBI guidelines on NBFCMFIs and inclusion of loans to MFIs by banks under priority sector had done a world of good for the sector.
As a result, lending by MFIs exhibited a robust growth with 50% jump in loans disbursed consecutively
during last three years from ` 23682 crore during 2013-14 to ` 37599 crore and further to ` 61860 crore
during 2015-16 (as per MFIN data).
The success and outreach of MFIs, especially the large ones both in credit and financial penetration enabled
them to obtain approval to operate as mainstream banks/ Small Finance banks which will facilitate lowering
the cost of funds and also passing on the benefit to their clients.
1.4

Despite the positive trend being exhibited there is a lurking fear regarding overheating of the sector,

multiple financing to the poor clients, poor financial literacy and some grey areas in regulation. Competition
to secure and retain the clients by many MFIs both old and new may again lead to over indebtedness and the
domino effect needs to be avoided at any cost.

SHGs, Saving for the present, securing the future

1.5

SHG-BLP is rather uncharitably being compared by many with MFI led Micro finance programmes

ignoring its contribution in terms of thrift & savings, handholding to inculcate financial literacy, provision of
credit besides bringing community participation and building social capital etc. In the last four-five years,
the buzz was that SHG-BLP had lost its focus and has been overshadowed by the MFI sector in the country,
which is growing at a faster rate and more efficiently through corporate, regulatory, environmental, financial
and technology support. While the growth of MFI sector has been phenomenal, driven mainly by corporate
entities, the SHG Bank Linkage Program has also been growing steadily despite its slow growth in priority
states, concerns regarding book keeping, quality of groups and diminishing attention of banks.
1.6

While discussing the contribution of SHG-BLP, unfortunately emphasis is laid more on financial aspects

rather than the seminal social aspects of the SHG programme. We need to remember and continuously
emphasize the fact that SHG is a tool for holistic empowerment of poor and not just a provider of credit or a
conduit of financial inclusion. The thrust of the affinity Self Help Groups is on imbibing the ability among poor
women to self-manage their finances, participation in decision making, assuming leadership role, collective
action, learning the ropes of banking etc. To bring more and more poor women into SHG fold and also to
realize the ultimate potential, rejuvenation of institutions for imparting training to stakeholders on various
crucial aspects and also the capacity building for members is the need of the hour.
1.7

Efforts of NABARD during the year had paid off and can be seen in the turnaround made. It is heartening

to share that green shoots are visible in all aspects of the movement as compared to last year. There was
a net addition of 2.06 lakh SHGs during the year increasing the number of SHGs having savings linkage to
79.03 lakh as on 31 March 2016. During the year, banks disbursed loan of ` 37,287 crore, recording 35%
increase over the last year. The savings outstanding of SHGs with banks as on 31 March 2016 has reached
an all-time high of ` 13,691 crore. Assuming that about one-third of thrift of SHG is kept as savings with
banks and rest used for internal lending, total thrift mobilized by SHGs may be to the tune of ` 41,000 crore.
The total bank loan outstanding to SHGs increased by 10.8% and stood at ` 57,119 crore against ` 51,545
crore as on 31 March 2015. By including internal lending at two times of the savings lying with banks, total
microcredit through SHG-BLP channel was of the order of ` 78,000 crore. With higher growth in SHG-BLP in
priority states, there has been correction in the southern bias of SHG-BLP (Figure 4.2). The share of Southern
Region in number of SHGs has declined from almost half (49.75%) in 2013-14 to 44.87% in 2015-16. The
most heartening development during the year is improved repayment and reduced NPA in SHG-BLP. The
gross NPA of bank loans to SHGs declined by about 100 basis points from 7.4% as on 31 March 2015 to
6.4% as on 31 March 2016. This was achieved in a year when there was overall deterioration in quality of
assets and mounting NPAs in the banking sector.

Taking Rural India >> Forward

2.

What led to the positive story during the year?

The answer perhaps is the coordinated efforts by all the stake-holders. NABARD led the process through
establishment of an Advisory Board under the chairmanship of DMD, NABARD and members drawn from
various stake-holders including MoRD, DFS, Banks, Sa-Dhan, MCRIL, etc. to give focused direction to
the movement. Secondly increased coordination between NABARD and NRLM during the year also led to
improved focus on capacity building of bankers, SHG promoters and SHGs. Digitisation pilots implemented
by NABARD in two districts have been successful in bringing back the interest of bankers in the movement.
NABARD also introduced new livelihood framework i.e. Livelihood and Enterprise Development Programme
(LEDP) during the year and the Centre for Microfinance Research (CMR) was made functional again at BIRD.
Regular interaction among stake-holders through workshops, seminars and sensitisation of senior bankers
as well as recognizing good performances in the SHG-BLP sector both at National and State level forums
also led to better involvement of the stakeholders in the movement.

SHG-BLP Strategic Advisory Board


An Expert Group on DFI for Women SHGs was set up by MoRD, GoI under the Chairmanship of Smt.
Usha Thorat, Ex-DG, RBI. To operationalize the recommendation of the Expert Group, a meeting of DFS,
MoRD and NABARD officials was held on 19 February 2015 under the Chairmanship of Dr. Hasmukh
Adhia, Secretary (FS), DFS. It was decided in the meeting that a separate institution for facilitating greater
credit flow to Women SHG is not required as the related functions were already a part of NABARDs
overall mandate and NABARD has been successfully performing the same. Accordingly, the alternative
recommendation of the Expert Committee of carrying out these functions departmentally within NABARD
with an Advisory Board to give a proper focus was approved for implementation. The members of the
Board should consist of representatives of stake-holders including NRLM and MoRD.
Accordingly, NABARD has constituted the SHG-BLP Strategic Advisory Board under the Chairmanship of
Deputy Managing Director, NABARD and other stake holders as members including representatives of
DFS, NRLM, RBI, bankers and domain experts.
The Board will primarily focus on a strategic action plan on SHG-BLP, evolving quality standards, financial
literacy, digitization of SHGs, livelihood promotion, creating proper eco-system for SHG-BLP and other
functions facilitating greater credit flow to SHG.
First meeting of the Board was held during the year.

SHGs, Saving for the present, securing the future

3.

Way forward

3.1

It is needless to surmise that both the mF models will coexist in the country for a long time to come.

While the MFI model reaches microcredit quickly and efficiently to the financially excluded, the SHG-BLP
programme besides credit and savings provides wholesome social and economic justice to the excluded and
deprived section of the society and has proven itself as an invaluable platform for inclusive growth.
3.2

As interest outgo undermines the ability of the poor client to earmark some funds for education, health

etc., MFIs need to bring about more efficiency in their operations so as to lower the cost of delivery. They
further need to introspect and orient themselves to more responsible finance - avoiding multiple financing,
over indebtedness, reporting to Credit Bureaus, adherence to the code of conduct and increasing their reach
to most excluded areas of the country. NABARD on its part would be supporting the sector through its
existing product of refinance and would also consider coming out with an appropriate product for small and
medium level MFIs.
3.3

Under the initiatives of PMJDY, during 2015-16, nearly 4.4 crore rural individuals got linked to banking

by opening their savings account. Taking this forward there appears a need to map all SHG members to
their individual SB accounts and Aadhaar numbers. NABARD through its digitisation pilot is attempting that.
Digitisation is also attempting to update the SHG bookkeeping on real time basis to bring transparency and
credibility. These efforts are required to be taken forward on a larger scale so that its benefits are well
appreciated by all stakeholders.
3.4

The programme of coopting SHG members as agents/ BC of banks needs to be taken forward so

that its advantages accrue to both the banks and also group members. Involvement of banks in the SHG
programme is required to be recaptured through innovative BC/ agency models so that a lot of work of the
branch managers can be outsourced to an external agent who is part of the group and lives in close proximity
with them.
3.5

The issue of community support structures of SHGs in the form of SHG federations needs a relook.

NABARD would be examining the policy support required for the development of second level institutions and
would come out with a suitable consultation paper.
3.6

Potential for organising 43 lakh new SHGs was assessed in the Status of Microfinance in India 2014-

15 and as per this assessment there still exists a potential for formation of nearly 37 lakh SHGs. Apart
from formation of SHGs in priority States - identification of appropriate livelihoods, improvement of skills,
mentoring, handholding and extending credit in larger doses through NABARDs LEDP interventions and
NRLMs livelihood interventions should be the major plank of all development practitioners in the future.
Taking Rural India >> Forward

Progress of project EShakti for Digitisation of SHGs.

which have started accruing to banks and SHGs are


as under:

Existence of a large number of institutions and


multitude of schemes does not in itself lead poor to
the desired deliverance. The poor and under privileged
need to have unhindered access to credit at affordable
price through cent per cent credit linkage of SHGs for
mainstreaming the bottom of the pyramid.

i. Advantage of the grading reports auto generated


by the system was taken by many bank branches
in Ramgarh and Dhule.
ii. Grading reports are being used by banks for
appraising SHGs before credit linkage.
iii. Large number of first as well as subsequent
linkages for many SHGs.
iv. Increase in credit flow to SHGs.
v. Increased levels of awareness amongst bank
branches about the functioning of SHG dealing
with them through MIS generated from the
system.
vi. The real time SMS alerts brought transparency in
the operations /transactions and confidence
among the SHG members.

Digitisation of Self Help Groups is a step towards


achieving the avowed goals by facilitating the banks
to take informed credit decisions on real time basis.
Continuing the initiatives which began during 2015
from Ramgarh (Jharkhand) and Dhule (Maharashtra)
under Phase I, NABARD is moving to expand project
EShakti for digitisation of SHGs under Phase II to
another 22 districts across different geographies of
the country. About 2.3 lakh SHGs touching the lives of
around 35 lakh SHG members mostly impoverished
rural women will be covered in this Phase.
Roll out in Phase II will be in Nalbari (Assam),
Muzaffarpur (Bihar), Rajnandgaon (Chhattisgarh),
Mehsana (Gujarat), Mandi (HP), Ambala (Haryana),
Udhampur (J&K), Mysuru (Karnataka), Kasaragod
(Kerala), Indore (MP), Wardha (Maharashtra), West
Garo Hills (Meghalaya), Jagatsinghpur (Odisha),
Bikaner (Rajasthan), Jhalawar (Rajasthan), West
Tripura (Tripura), Barabanki (UP), Varanasi (UP),
Dehradun (Uttarakhand), West Midnapur (West
Bengal), Hazaribagh (Jharkhand) and UT of
Puducherry. The digitisation of SHGs was kicked off
from Ramgarh on 15 March 2015 and took momentum
only in November 2015. The early benefits of the pilot
Early impact of Phase I of pilot on digitisation of SHGs
District Ramgarh (Jharkhand)
No of SHGs credit
linked before
digitisation

No of SHGs
340 credit linked after 1006
digitisation

District Dhule (Maharashtra)


No of SHGs credit
No of SHGs
linked before
1424 credit linked after 2254
digitisation
digitisation

Transformation: paper to digital

SHGs, Saving for the present, securing the future

4.

Progress of SHG-BLP

4.1 Rejuvenation of SHG-BLP requires coordinated efforts by all stake-holders to tackle the issues of heavy
south concentration, stagnation in growth, multiple membership, lower bank linkage both in number and
quantum, rising NPAs, etc. which have been an area of concern in the recent past. Efforts at coordination
with all stake-holders, capacity building of bankers and SHPIs including NRLM / SRLMs and village level
meets with SHGs have shown improved performance of SHG-BLP during 2015-16. The number of SHGs
having savings linkage increased to 79.03 lakh as on 31 March 2016 from 76.97 lakh a year back. There
was a net addition of 2.06 lakh SHGs during the year. The domain of SHGs consists of 85.6% women
groups which play a crucial role in empowerment of the poor rural women. During the year 2015-16, the
coordination between NABARD and NRLM/ SRLM ensured that more and more SHGs got bank loans. NRLM
is working since April 2013 with its agenda to cover 7 crore rural poor households across the country with
sustainable livelihoods through self-managed SHGs and federations.
During the year, 18.32 lakh SHGs were disbursed bank loan of ` 37, 287 crore. About 44.5% of total SHGs
receiving bank credit during the year were covered under NRLM and they availed 45% (` 16,786 crore) of the
total amount disbursed. Table 4.1 gives an account of savings, credit disbursement and credit outstanding of
total SHGs and under NRLM and NULM during past three years.
4.2 SHG-BLP is a strong intervention in financial inclusion for the bottom of pyramid. A proven platform
initially conceived for increasing the outreach of banking services amongst the poor it has since graduated to
a programme for promotion of livelihoods and poverty alleviation. The number of SHGs with savings linkage,
credit disbursed during the year and bank loans outstanding as well as the quantum of savings outstanding,
loan disbursed during the year and total loan outstanding had shown positive growth during the past three
years (Figure 4.1). Year 2015-16 was particulary positive for the growth of SHG-BLP.

Figure 4 .1 : P rogress of
o S H G B LP during P ast T h ree Y ears
(NN o. in Lakh, A m ount in ` ' 000 croree)

20 1 3 -1 4

20 1 4 -1 5

Taking Rural India >> Forward

N o. of S H G s w itth S av ings Linkaage

13. 69
18. 32
37. 29
46. 73
57. 12

11. 06
16. 26
27. 58

9. 90
13. 66
24. 02

20

41. 97
42. 93

40

44. 68
51. 55

76. 97

74. 30

60

79. 03

80

20 1 5 -1 6

ng
A m ount of S av ings Outstandin
oan
N o. of S H G s Dissbursed w ith Lo
A m ount of Loan
n Disbursed
N o. of S H G s w ith Loan Outstanding
A m ount of Loan
n Outstanding

Table 4.1: Overall Progress under SHG-Bank Linkage Programme during past Three Years
(Numbers in lakh/Amount ` crore)
Particulars

SHG Savings
with Banks as
on 31st March

No. of
SHGs

2014-15

Amount

No. of
SHGs

2015-16

Amount

No. of
SHGs

Amount

Total SHG Nos.

74.30 9897.42
(1.53%) (20.45%)

76.97 11059.84
(3.59%) (11.74%)

79.03 13691.39
(2.68%) (23.79%)

All women SHGs

62.52 8012.89
(5.27%) (22.99%)

66.51 9264.33
(6.38%) (15.61%)

67.63 12035.78
(1.68%) (29.92%)

Percentage of Women Groups


Of which NRLM/SGSY
% of NRLM/SGSY Groups to Total
Of which NULM/SJSRY
% of NULM/SJSRY Groups to Total

Loans
Disbursed to
SHGs during
the year

2013-14

84.15

80.96

86.41

83.77

85.58

87.91

22.62 2477.58
30.52 4424.03
34.57 6244.97
(10.46%) (36.01%) (34.92%) (78.56%) (13.27%) (41.16%)
30.45

25.03

39.65

40.00

43.74

45.61

NA

NA

4.33

1071.81

4.46
(3.00%)

1006.22
(6.12%)

NA

NA

5.63

9.69

5.64

7.35

No. of SHGs extended loans

13.66 24017.36
16.26 27582.31
18.32 37286.90
(12.02%) (16.67%) (19.03%) (14.84%) (12.67%) (35.18%)

All women SHGs

11.52 21037.97
14.48 24419.75
16.29 34411.42
(11.02%) (17.83%) (25.69%) (16.07%) (12.50%) (40.92%)

Percentage of Women Groups


Of which NRLM/SGSY
% of NRLM/SGSY Groups to Total
Of which NULM/SJSRY
% of NULM/SJSRY Groups to Total

84.3

87.6

89.05

83.53

88.92

92.29

2.26 3480.60
6.43 9487.69
8.16 16785.78
(24.56%) (57.67%) (28.45%) (27.26%) (26.91%) (76.92%)
16.52

14.49

39.54

34.40

NA

NA

1.05

1871.55

NA

NA

6.46

6.79

44.54

45.02

1.11 2620.22
(5.71%) (40.00%)
6.06

7.03

Total No. of SHGs linked

41.97 42927.52
(-5.71%) (9.02%)

44.68 51545.46
(6.46%) (20.06%)

46.73 57119.23
(4.59%) (10.81%)

No. of all Women SHGs linked

34.06 36151.58
38.58 45901.95
(-9.34%) (10.08%) (13.27%) (26.97%)

40.36 51428.91
(4.61%) (12.04%)

Percentage Of Women SHGs


Loans
Outstanding
Of which NRLM/SGSY
against SHGs
as on 31March
% of NRLM/SGSY Groups to Total
Of which NULM/SJSRY
% of NULM/SJSRY Groups to Total

81.2

84.2

86.35

89.05

86.37

90.04

13.07 10177.42
18.46 19752.74
21.91 26610.16
(9.55%) (18.38%) (41.24%) (94.08%) (18.69%) (34.72%)
31.1

23.7

41.32

38.32

NA

NA

3.18

3462.62

NA

NA

7.12

6.72

46.89

46.59

3.13 3979.75
(-1.57%) (14.93%)
7.00

6.97

(Figures in parentheses indicate increase/decrease over the previous year)


9

SHGs, Saving for the present, securing the future

4.3

No. of Savings linked SHGs

With higher growth in SHG-BLP in North East Region and other priority states during the last three years,
there has been slight correction in the southern bias of SHG-BLP (Figure 4.2). The share of Southern Region
in number of SHGs has declined from almost half (49.8%) in 2013-14 to 44.9% in 2015-16. Saturation in
the scope of formation of new SHGs and rationalization of data by banks, especially in Kerala, Tamil Nadu
and Puducherry, has resulted in decline in the number of savings linked SHGs in South Region by 4.7% from
37.19 lakh as on 31 March 2015 to 35.46 lakh as on 31 March 2016. North Eastern Region has recorded
a 29% rise in number of SHGs during 2015-16 owing to a jump in Tripura, Nagaland and Assam. All states
in Northern, North Eastern, Western and Eastern Regions have registered increase in number of SHGs with
savings linkage during the year. The state-wise details of number of SHGs are given in Statement IIA.
ti
50
40
30
20
10
0

4.4

N orrth E astern
R egion

N orthern
R egion

Central
R egion

W estern
R egion

E asterrn
R egion

S outh
hern
R egion

2013-14

4. 26

4. 92

9. 23

12. 07

19. 77
7

49. 75
7

2014-15

4. 34

4. 69

10. 62

12. 23

19. 81
1

48. 32

2015-16

5. 44

4. 98

10. 32

12. 88

21. 51
1

44. 87
8

Savings Outstanding

The savings outstanding of SHGs as on 31 March 2016 has reached all-time high of ` 13,691 crore. The
average savings outstanding per SHG increased by 21% during the year to ` 17,324 as on 31 March 2016
from ` 14,368 a year back. The average savings outstanding was highest in Southern Region and lowest in
North East Region (Figure 4.3). Southern states have a sizeable number of matured SHGs that contribute
higher amount of monthly savings leading to higher average savings rate. Whereas in North Eastern States
and other priority states, the average savings are low. States that have added more number of new SHGs
during the year like Nagaland, Tripura, Bihar, Jharkhand, Maharashtra, etc., have recorded decline in average
savings outstanding during the year. The total savings outstanding of SHGs has recorded increase in all
Regions except Western Region owing to decline in Maharashtra. The increase in total savings outstanding
Taking Rural India >> Forward

10

was prominent in North (88%), North East (46%) and Southern Regions (31%). The state-wise savings
outstanding position is given in Statement IIA.

Figure 4 .3 : R egion-w
e
ise A v erage S avv ings O ut stt anding : 200 1 5 -1 6
` p er S H G )
A ll I ndia

1 7, 3 24

S outhern R egion

24 , 4 4 9

E astern R egion

1 4 ,6 0 8

N orthern R egion

1 1 ,4 4 0

Central R egion

1 0 , 0 79

W estern R egion

1 0 ,3 8 3

N orth E astern R egion

4 , 4 27
5000

The

Southern

Region

has

maintained its prominence in


upkeep of savings linked SHGs
and savings balances with
44.9% of SHGs and 63.3%
of total savings outstanding
(Fig. 4.4) followed by Eastern
Region with 21.5% of SHGs and
18.1% of savings balances.

1000
00

20000

00
1500

250
000

Figure 4 .4. : R egion-w ise S h are of S av ing l ink age of S H Gs :


20 1 5 -1 6 ( % )

I nner Circle : N o. of S H G s
Outer Circcle : A m ount o
of S av ings Ou
utstanding w iith B anks
N ort h E ast ern R egion
on
N ort h ern R egio
C ent
e ral R egion
W est ern R egio
on
n
E ast
a ern R egion

44. 87
63. 32

1. 39
3. 29
6. 14
4.
5. 44 98 7. 72
10. 32
12. 88 18. 14
21. 51

on
S out
o h ern R egio

4.5

Credit disbursement by banks

During 2015-16, banks provided loans to 18.32 lakh SHGs (23.2% of total SHGs) as compared to 16.26 lakh
SHGs (21.1% of total SHGs) during 2014-15. Number of SHGs provided loans during the year was lower
than last year in Northern Region and Central Region by 13.1% and 22.8% respectively, while banks in North
Eastern Region achieved highest increase in SHG credit linkage among all regions increasing linkage by

11

SHGs, Saving for the present, securing the future

38.6% as compared to previous year. Credit linkage to SHGs in some priority states was a concern in states
like Rajasthan (-23%), Odisha (-48%), Chhattisgarh (-36%) and Uttar Pradesh (-56%) where banks have
provided credit to lesser number of SHGs compared to the previous year. A decline in credit linkage of SHGs
during the year was also observed in Goa (-12.4%) Telangana (-14.8%) and Himachal Pradesh (-20.6%).
On the other hand, banks in priority states like Haryana (53%), Jammu & Kashmir (48%), Assam (29%),
Bihar (51%), Jharkhand (142%), West Bengal (50%), Uttarakhand (34%) and Maharashtra (19%) along with
Andhra Pradesh (46%) have provided credit to more SHGs during 2015-16 than during the previous year.
There was overall 35% increase in the amount of loan disbursed by banks to SHGs during the year, taking it to
` 37,287 crore as against ` 27,582 crore during the previous year. The average loan disbursement per group
during 2015-16 was ` 2.03 lakh which showed a healthy increase of 20% from ` 1.69 lakh during 2014-15.
Southern Region continued to have the distinction of having highest per group average credit disbursement
of ` 2.59 lakh whereas other Regions had loan disbursement below the national average (Figure 4.5). Eastern
Region recorded 10% fall in the average loan disbursement owing to fall in the same in Bihar, Jharkhand and
West Bengal. Number of credit linked SHGs in these states increased significantly (more than 50%) during
the year. As banks provide lower amount in the first credit linkage, this appears to have dragged down the
average credit per group. Central Region and Western Region witnessed 39% hike in average per group credit
while it was 22% higher in Southern Region.

Figure 4 .5 : A v erage Loan Dissbursem entt : 20 1 5 -1 6


(` p er S H G )
000
3000
000
2500

Central R egion

W esteern
R egio
on
I N DI A

2015-1
16

E asteern
R egio
on
2014
4-15

,495
203,495

N ortheern
R egio
on

258,996
,

167,636

N orth E astern
R egio
on

84,709

141,272

84,056

126,746

120,279
93,69
90

97,777

84,375

000
500

169,608

101,536

000
1500
000
1000

213,083

I N DI A : 203,495

000
2000

S outhern
R egio
on

A ll I ndia

The dominance of Southern Region continued during 2015-16 in disbursement of bank loans to SHGs.
Southern Region disbursed ` 30,012 crore (80.5% of the total credit) to 11.59 lakh SHGs (63.2% of the total)
during 2015-16. Eastern Region stood second with 22.5% of SHGs availing 9.4% of bank loan disbursed
during the year (Figure 4.6).
Taking Rural India >> Forward

12

Figurre 4 .6 :R egio
on-w ise Distt r

ti

off Loan t o S H Gs ( % )

I nner circle : N o. of S H G s
Outer Circle : T otal Loan Disburseem ent to S H G s

0. 59
3. 19
1. 30 5. 06

N orth E astern
n R egion

2. 08
9. 37
1. 42 4. 60 6. 14

N orthern R eggion
C
Central R egion

22. 552
63. 24
4

W estern R egion
E astern R egio
on

80. 49

outhern R eggion
S o

The number of SHGs availing bank loan, total amount of credit disbursed by banks as well as the average
credit disbursement to SHGs in different Regions during past three years are given in Table 4.2. There was
35% jump in quantum of credit disbursement in 2015-16 compared to 15% last year and 20% jump in average
credit disbursement per SHG compared to a decline of 3.5%. The states of Andhra Pradesh, Telangana,
Karnataka, Tamil Nadu and West Bengal were the major contributors to this quantum growth. The state-wise
position of bank loans disbursed to SHGs during 2015-16 is given in Statement II B.
Table 4.2: Region-wise Status of Bank Loan Disbursed to SHGs during 2015-16
(Total Loan Disbursed in ` Lakh; Average Loan Disbursed in ` / SHG)
2013-14
Regions

No. of
SHGs

Total
Loans
Disbursed

2014-15
Average
Loan
Disbursed

Total
Loans
Disbursed

No. of
SHGs

2015-16
Average
Loan
Disbursed

No. of
SHGs

Total
Loans
Disbursed

Average
Loan
Disbursed

North
Eastern

16201

12819

79125

18791

15795

84056

26037

21969

84375

Northern

23918

28048

117269

43848

42873

97777

38106

48298

126746

Central

66393

61807

93092

109231

110909

101536

84282

119067

141272

Western

87846

86444

98404

97341

117080

120279

112525

188632

167636

Eastern

297478

151067

50783

351800

329602

93690

412576

349489

84709

Southern

874585 2061551

235718 1005227 2141972

213083 1158797 3001235

258996

All India 1366421 2401736

175768 1626238 2758231

169608 1832323 3728690

203495

13

SHGs, Saving for the present, securing the future

4.6

Credit Outstanding

As of 31 March 2016, 46.72 lakh SHGs (59.1% of total SHGs) were having credit outstanding against 44.68
lakh (58.1%) a year back. Among the regions, percentage of groups having credit linkage was highest in
South (71.7%) followed by East (66.5%). This percentage was lowest in Western Region at 25.4% only.
Among the states, percentage of groups having highest credit linkage were Bihar (96%), Telangana (91%)
and Andhra Pradesh (89%). This percentage was lowest in Arunachal Pradesh (8.8%) and among larger
states in Gujarat (21.8%).
The total bank loan outstanding of SHGs increased by 10.8% and was ` 57,119 crore against ` 51,545 crore
as on 31 March 2015. The average loan outstanding increased by 6% to ` 1,22,242 from ` 1,15,361 per
SHG. Northern Region registered a decline in the average loan outstanding compared to previous year. The
average loan outstanding was highest in Southern Region and lowest in North Eastern Region (Figure 4.7).
Among States, highest average per group loan outstanding was recorded by Andhra Pradesh (` 2.15 lakh)
followed by Telangana (` 2.00 lakh), while it was lowest in Chhattisgarh and Bihar at ` 0.37 lakh per group.

Figure 4 .7 : R egion
n-w ise A v eraage Loan O ut st anding
(` p er S H G )
A ll I ndia

1 22, 24 2

S outhern R egion

1 6 9 ,4 9 9

E astern R egion

6 2, 23 1

W estern R egion

78 , 8 255

Central R egion

6 6 ,6 0 4

N orthern R egion

74 , 9 1 2

N orth E astern R egion

5 8 ,6 4 6
0

20000

000
400

60000

40000 160000
00 120000 14
80000 10000

Southern Region continued its dominance in share of bank loan outstanding position as well and accounted
for more than half (54.4%) of SHGs with credit linkage and three fourth of the bank loan outstanding to SHGs
in the country as on 31 March 2016. There was a marginal increase both in the number of SHGs credit linked
as well as total outstanding amount in Southern Region. Eastern Region stood next with 24.2% of the SHGs
with credit linkage and 12.3% of loan outstanding (Figure 4.8).

Taking Rural India >> Forward

14

Figure 4 .8 : R egion
n-w ise S h are
e in Loan O ut
u st anding ( % )
I nner Cirrcle : N o. of S H G s
Outer Ciircle : T otal Lo
oan Outstanding of S H G s

2.0 3
1 .5 5
5 .0 7
3 .5 6
3 .3 1
3 .23
1 2.3 2
9 .3 1
5 .5 2

N ortth E astern R eegion


N ortthern R egion
n
5 4 .4 3

Centtral R egion

24 .20

W esstern R egion
75 .44 7

E astern R egion
n
S outthern R egion

North Eastern Region recorded a rise of 22.5% in both, number of SHGs and amount of total loan outstanding
as at end of FY 2016 over FY 2015. Eastern Region and Southern Region also recorded rise in both
parameters. Northern Region posted a fall in both (-12.5% & -24.7%, respectively) while Central and Western
region posted a marginal decline in number of SHGs with outstanding loans but recorded a rise in amount
outstanding.
Table 4.3: Region-wise Status of Bank Loan Outstanding to SHGs during Past Three Years
(Total Loan o/s in ` Lakh; Average Loan o/s in ` / SHG)
2013-14
Regions

No. of
SHGs

2014-15

Total Average
Loan o/s Loan o/s

No. of
SHGs

2015-16

Total Average
Loan o/s Loan o/s

No. of
SHGs

Total Average
Loan o/s Loan o/s

North
Eastern

183929

110064

59840

176904

153970

87036

150860

88473

58646

Northern

124569

75380

60513

123041

72209

58687

154724

115907

74912

Central

419834

269666

64232

438216

248614

56733

434797

289590

66604

Western

269008

164046

60982

270718

198739

73412

258119

203462

78825

Eastern

978960

494463

50509 1069329

617046

57704 1130902

703767

62231

Southern

2221038 3179133

143137 2389972 3863969

161674 2543219 4310725

169499

All India

4197338 4292752

102273 4468180 5154546

115361 4672621 5711923

122242

NB: o/s = Outstanding as on 31 March of the financial year.


15

SHGs, Saving for the present, securing the future

Among the states, Andhra Pradesh continued to have the largest share in number of SHGs with outstanding
bank loan(17.17%) and total bank loan outstanding (30.15%) though there was a marginal decline in both
shares over the previous year. Among the states outside Southern Region, West Bengal had the maximum
share with 12.5% of SHGs having outstanding credit and 6.6% of outstanding loan amount. The state-wise
details of bank loan outstanding is given in Statement V.
4.7

NPAs in SHG-BLP

The gross NPAs in bank loans to SHGs declined by about 1% from 7.4% in 2014-15 to 6.4% in 2015-16.
This is a development contrary to the overall trend of NPAs in the banking sector, which reported to have
deteriorated asset quality during 2015-16, exceeding 9% in case of Public Sector Commercial banks. The ratio
of Loan Outstanding to Loan Disbursement during 2015-16 under SHG-BLP was 1.5 for all India, declined
from 2.1 in previous year. High ratio indicates a relatively high NPA rate and vice versa. High outstanding
joined with low disbursement implies a situation where repayment rate is low and many of the SHGs are
not eligible for subsequent doses of loans because of outstanding loans. The ratio was high at 4.0 for North
Eastern Region followed by 2.4 in Central and Northern Regions while it was the lowest at 1.4 in Southern
Region. The NPA rate was also high in North Eastern Region (16.5%), Northern Region (19.1%) and Central
Region (15.7%) whereas it was lowest in Southern Region (4.2%) during 2015-16 (Figure 4.9). There was
decline in the overall NPA position in Central and Southern Regions while the NPA rate increased significantly
in Northern and North Eastern Region and marginally in case of Western and Eastern Regions during 201516 as compared to previous year.

Figure 4 .9 : R egion-w ise N P A Lev el durring 20 1 4 -11 5 &

20 1 5 -1 6 ( % )

20
16. 87

15
11. 75

11
1. 10

10. 62

10

8. 64

1 9 .1 4

72
1 5 .72

9 .20

1 2.6 5

4 .1 4

6 .4 5

7. 40

1 6 .4 9

5. 93

N orth
E astern
R egion

N o
orthern
R egion

Cen
ntral
R eggion

W estern
R egion

E astern
R egion

S outhern
R egion

A ll I ndia

Taking Rural India >> Forward

20 1 5 -1 6

20 1 4 -1 5

16

The Gross NPAs as on 31 March 2016

Figure 4.10
0 : Regionw
wise Share of
o
Grosss NPA Amou
unt (%)

were ` 3686.2 crore, which witnessed


a decline by 3.4% from ` 3814.7

Inn
ner Circle : 2014-15

crore a year back. Southern Region

N
North
Eaastern
3.9
Northern
6.02
6

accounted for nearly half (48.4%) of the


gross NPAs in the country. However,
its share declined substantially from
60% a year back. On the other hand,
increased.

Eastern

4.29
2.22
11.00
4.50

SSouthern
48.43

the share of all other regions in gross


NPAs

Outeer Circle : 201


15-16

60.04
4

Region

17.95

entral
Ce
12.35
Western
W
5.08

Easterrn
24.16

accounted for about a quarter (24.2%).


North Eastern and Northern Regions
recorded rise in gross NPAs during the
year (Figure 4.10).

Three states viz. Tamil Nadu (18.7%), Andhra Pradesh (15.7%) and Odisha (12.7%) together accounted for
nearly half of the gross NPAs as on 31 March 2016. During the year Odisha recorded an absolute increase of
` 173.63 crore in gross NPAs followed by Tamil Nadu (` 117.37) crore. On the other side, Andhra Pradesh
(- ` 405.32 crore), Karnataka (- ` 210.94 crore) have reduced their gross NPAs during the year which
contributed to overall decline of NPAs in the Sector. The state-wise status of NPAs in bank loans to SHGs is
given in Statement VI.
4.8 Agency-wise distribution of SHG-BLP
Commercial Banks by virtue of their vast network take the lead in SHG-BLP. More than half (41.40 lakh,
52.39%) of the SHGs in the country maintain their savings account with the Commercial Banks. During 201516, the share of Commercial Banks in terms of SHGs with savings linkage marginally declined, however, their
share in quantum of savings outstanding increased from 60% in the previous year to almost two thirds during
2015-16 (Table 4.4). On the other hand, the share of RRBs increased both in terms of number of SHGs
and savings balances. The cooperatives increased their share in number of SHGs but their share in savings
outstanding declined. Bank-wise details of savings under SHG-BLP are given in Statement IA.

17

SHGs, Saving for the present, securing the future

Table 4.4: Agency-wise status of SHG-BLP in 2015-16


(Amount ` lakh)

Name of
the Agency

Commercial Banks

Total Savings of
Loans disbursed
SHGs with Banks as to SHGs by Banks
on 31 March 2016
during the year
No. of
SHGs
4140111

% Share

Savings
Amount

No. of
SHGs

Loans
disbursed

Total Outstanding
Bank Loans against
SHGs
No. of
SHGs

Amount
Loan Outof Gross NPA
standing
NPA
(%)

903389 1132281 2518497 2626364 3714562


66.0

61.8

Regional Rural Banks 2256811

248428

470399

28.56

18.1

25.7

24.6

30.9

28.2

28.87

1506080

217322

229643

293700

600781

386426

30054

19.1

15.9

12.5

7.9

12.9

6.8

8.15

7903002 1369139 1832323 3728690 4672621 5711923

368623

Cooperative Banks
% Share
Total

56.2

232140

52.6

% Share

67.5

NPAs

65.0

62.98

916493 1445476 1610935

106429

6.25

6.61

7.78

6.45

During 2015-16, Commercial Banks had disbursed ` 25185 crore (` 17334 crore in 2014-15) to 11.32
lakh SHGs (8.56 lakh in 2014-15) with an average of ` 2,22,482 (` 2,02,567 in 2014-15) per SHG, against
national average of ` 2,03,495. Commercial banks accounted for 67.5% of bank loans disbursed to 61.8%
SHGs during the year. The share of RRBs in credit disbursement to SHGs stood at 24.6%. However, the
number of SHGs declined substantially to 25.7% from 32.1%. The average loan disbursement by RRBs
during the year was ` 1,94,833. The share of Cooperatives both in number of SHGs provided bank loan
during the year as well as the quantum of loan disbursed declined in 2015-16 as compared to previous year.
The average loan per SHG provided by Cooperatives was ` 1,27,894. Bank-wise details of loans disbursed
during the year under SHG-BLP are given in Statement IB.
The number of SHGs having loan outstanding as on 31 March 2016 increased in case of all categories of
banks, however, the increase was more prominent in case of RRBs from 12.7 lakh a year back to 14.4 lakh.
Commercial Banks accounted for about two thirds of the bank loan outstanding under SHG-BLP. The average
loan outstanding in case of Commercial banks was ` 1,41,433 where as it was ` 1,11,447 in case of RRBs
and ` 64,321 in case of Cooperatives. Low average lending by Cooperatives was the cause of low credit
outstanding in case of Cooperative Banks. Bank-wise details of loans outstanding at the end of financial year
2015-16 under SHG-BLP are given in Statement IC.

Taking Rural India >> Forward

18

The overall NPA rate in bank loan to SHGs declined to 6.4% as on 31 March 2016 from 7.4% a year back.
This was mainly due to the fall in gross NPAs from ` 3814.7 crore to ` 3686.2 crore, combined with increase
in loan disbursement. The NPA level of all categories of banks declined during the year as compared to
previous year (Figure 4.11). There was also a fall in NPAs of NRLM supported SHGs, from 8.7% in 2014-15
to 6.2% in 2015-16. Agency-wise details of NPAs are given in Statement 1D.

Figu
ure 4 .1 1 : N P A P osition
n of B ank s during
d
20 1 4 -1 5 & 20 1 5 -1 6 ( % )

6. 45

7. 40

8. 52

7. 71

6. 61

6. 25

7. 17

7. 78

10

2
0

Com m erccial B anks

R egional R ural
u B anks

20 1 4 -1 5

Coop er v e B anks

A ll I ndia

20 1 5 -1 6

5.

MFI-Banks Linkage Programme

5.1

Micro Finance Institutions (MFIs) act as an important conduit for extending financial services to the

microfinance sector in the country by raising resources from Banks and other institutions and extending
loans to individuals or members of SHGs/ JLGs. MFIs could be (1) NGO-MFIs registered under the
Societies Registration Act, 1860 or the Indian Trust Act, 1880; (2) Cooperative MFIs registered under
the State Cooperative Societies Act or Mutually Aided Cooperative Societies Act or Multi State Cooperative
Societies Act; (3) MFIs incorporated under Section 25 of Companies Act, 1956 or Section 8 of Companies
Act 2013; (4) NBFC and NBFC-MFIs incorporated under the Companies Act, 1956 and registered with RBI. In
addition to their internal resources, the MFIs have been allowed to mobilize resources through various ways
including obtaining of bulk loans from Banks/ other Financial Institutions. Though most of the MFIs entered
the microfinance arena only after the SHG-Bank linkage programme was well entrenched, business of these
institutions grew at a much faster pace than the former. MFIs are more aggressive and innovative in reaching
out to the rural poor with well-oiled distribution channels as compare to the formal banking system.

19

SHGs, Saving for the present, securing the future

Post Andhra crisis, the Reserve Bank of India has notified guidelines for the lending operations of MFIs based
on the Malegam Committee recommendations. A new class of financial organisations named as NBFCMFIs
have been created subject to satisfying certain conditions regarding the capital to be employed, lending to
members, cap on interest to be charged and margin to be retained, etc. The loans extended to the MFIs by
banks qualify for priority sector category. RBIs upgraded regulations and guidelines on NBFC-MFIs and
inclusion of loans to MFIs by banks under priority sector have resulted in phenomenal growth of MFIs during
the last three years.
5.2

Progress under MFI-Bank Linkage Programme

The Progress under MFI-Bank linkage programme during the last 3 years is shown in Table 5.1:
Table 5.1: Progress under MFI-Bank Linkage
(Amount ` Crore)
2013-14

2014-15

2015-16

No. of
accounts

Amount

No. of
accounts

Amount

No. of
accounts

Amount

Loans disbursed by
banks/FIs to MFIs

545

10282.49
(31.16%)

589

15190.13
(47.73%)

647

20795.57
(36.90%)

Loans outstanding
against MFIs as on
31 March

2422

16517.43
(14.50%)

4662

22500.46
(36.22%)

2020

25580.84
(13.69%)

Particulars

Loan Outstanding as
% of fresh loans

160.64

148.13

123.00

(Figures in parenthesis indicates growth/decline over the previous year)


Source: Reporting Banks
The MFIs were able to garner higher confidence of banks and financial institutions. The total loans to MFIs by
banks and financial institutions increased by over 36.90% during the current year as against 47.73% during
the previous year. The agency wise details of loans extended to MFIs are shown in Table 5.2.

Taking Rural India >> Forward

20

Table 5.2: Loans to MFIs by Banks/Financial Institutions

Financing
Agency

Commercial
Banks

Regional Rural
Banks

Cooperative
Banks

SIDBI

Total by all
agencies

Period

Loans disbursed to MFIs during


the year
No. of loan
accounts

Amount
(` Crore)

Loan outstanding against MFIs


as on 31 March
No. of loan
accounts

Amount
(` Crore)

2013-14

484

9468.83

2197

14307.57

2014-15

541

13858.64

4445

18720.61

2015-16

564

19324.14

1561

22682.85

2013-14

16

163.18

124

222.00

2014-15

15

47.69

131

1186.62

2015-16

31

52.42

344

210.23

2013-14

4.48

17

7.97

2014-15

2015-16

6.00

17

11.76

2013-14

41

646.01

84

1979.90

2014-15

33

1283.80

86

2593.23

2015-16

49

1413.01

98

2676.00

2013-14

545

10282.49

2422

16517.43

2014-15

589

15190.13

4662

22500.46

2015-16

647

20795.57

2020

25580.84

Source: Reporting Banks


Bank wise details of MFIs financed are given in Statement VII. (In case of abridged version, refer to enclosed
CD for Statements).
5.3

Revolving Fund Assistance / Capital Support to MFIs by NABARD

NABARD had been providing financial assistance to MFIs by way of capital/equity support to help them to
extend their outreach to the poor households and to enable them to leverage commercial borrowings from
banks. Similarly, Revolving Fund Assistance (RFA) was provided to MFIs by NABARD, for on-lending to poor.

21

SHGs, Saving for the present, securing the future

The schemes were in operation since 2007-08. After the announcement of creation of India Microfinance
Equity Fund with SIDBI for the same purpose by Government of India in its 2011-12 budget, these supports
were discontinued with effect from 1st April, 2011. The outstanding against capital support provided stood at
` 4.42 crore to 37 entities and the RFA outstanding was ` 7.25 crore against 36 entities. Agency details are
given in statements XI-A and XI-B. (In case of abridged version, refer to enclosed CD for Statements).
5.4

Refinance to MFIs

NABARD had been providing financial assistance to MFIs by way of Long Term Refinance support to eligible
NBFC-MFIs since 2014-15. NBFC-MFIs having grading upto mfR2 (mfR3 in North Eastern states and Hilly
areas) by CRISIL or equivalent and continuous profit during last three years are eligible for refinance subject
to fulfilling other conditions. During 2015-16, refinance to the tune of ` 2300 crore have been disbursed to
17 MFIs.

6.

NABARD as microfinance facilitator

6.1

NABARD continued with its role as the main facilitator and mentor of microfinance initiatives in the

country, particularly the SHG Bank Linkage initiative. It continued to provide support in the form of grant
assistance for formation, nurturing and credit linking of SHGs with the banks, capacity building of various
stakeholders through training, exposure visits, seminars, workshops etc. With the SHG programme now
more than two decades old, NABARD intensified its efforts to promote sustainable livelihoods among SHG
members by launching Livelihood and Enterprise Development Programme (LEDP), pilots in micro insurance
and pension, digitization of SHGs, commissioning studies on topics related to micro credit/ SHGBLP. A
glimpse of the facilitator role played by NABARD during 2015-16 is given in following paragraphs:
6.2

Refinance to Banks

NABARD has been extending 100% refinance to banks towards their lending to SHGs and MFIs to supplement
their resources. Total loans issued by banks to SHGs and the refinance extended by NABARD for such loans
is shown in Figure 6.1. During 2015-16, NABARD extended refinance to the extent of ` 6906.03 crore against
their SHG lending forming 14.36 % of the total refinance provided to banks for investment credit, as against
` 4493.67 crore disbursed during the previous year. Cumulative disbursement of refinance by NABARD for
SHG lending now stands at ` 37634 crore.

Taking Rural India >> Forward

22

Figure 6.1: Refinance to Banks

(` in Crore)

40000

37286. 90

30000

24017. 36

275
5582. 31

20000
0
10000
0

3745. 84

4493. 67
7

690
06. 03

0
14
2013-1

014-15
20

B ank Loan
ns to S H G s
6.3

2015-16

N A B A R D R e nance to B anks

Expenditure on SHGs/JLGs - Funds utilised

6.3.1 Financial Inclusion Fund and Women Self Help Group Development Fund were utilised during
the year for various microfinance related activities such as formation and linkage of SHGs/JLGs through
SHPIs/JLGPIs, training and capacity building of stakeholders, livelihood promotion, studies, documentation,
awareness and innovations etc. NABARD expended a sum of ` 52.92 crore during 2015-16 from these funds.
6.3.2 Support for training and capacity building of microfinance clients
NABARD gave due recognition to training and capacity building of various stakeholders such as bankers,
NGOs, Government officials, SHGs, SHG Federations and trainers. During 2015-16 more than 5100 training
programmes were conducted and about 1.81 lakh participants were trained. Cumulatively, around 35.94 lakh
participants have been imparted training as on 31st March 2016 leading to a strong team for implementation
of the microfinance programmes. The region-wise number of stakeholders trained by NABARD is given in
Statements VIII(A) to VIII(C). (In case of abridged version refer to enclosed CD for Statements).
6.3.3 Grant Support to Partner Agencies for Promotion and Nurturing of SHGs
NABARD extended grant support to NGOs, Federations of SHGs, RRBs, NGO-MFIs, CCBs, PACS, Farmers
Clubs and Individual Rural Volunteers (IRVs) for promotion, nurturing and credit linkage of SHGs with the
banks. Untiring efforts of all these agencies has led to spectacular growth of the movement and SHG concept
23

SHGs, Saving for the present, securing the future

is known to a vast majority throughout the country. The financial support extended by NABARD to various
SHPIs till 31 March, 2016 is indicated in Table 6.1.
Table 6.1: Grant Support to Partner Agencies
(Amount ` Lakh)
Cumulative Sanctions up to
31.03.2016

Agency

Amount

Cumulative Releases
31.03.2016

SHG Nos.

Amount

SHG Nos.

NGOs

29445.13

625235

10637.23

453511

RRBs

1341.44

55351

331.75

43933

Coop. Banks

1014.00

67795

422.96

59126

503.26

28910

85.09

12758

46.00

5128

20.32

4469

596.57

13490

37.13

1522

32.40

300

15.07

195

100.00

2000

33078.80

798209

11549.55

575514

IRVs
Farmers Clubs
PACS
SHG Federations
NGOs - MFIs
Total

Women SHG Scheme (in LWE affected & backward districts)


Anchor NGOs

20498.10

204981

5611.43

188254

Agency wise, State wise details of grant assistance extended to partner agencies have been given in
Statements IX-A (i) - IX-H. (In case of abridged version, refer to enclosed CD for Statements.)
6.3.4 Village Level Programmes
In order to give the SHG-BLP a leg-up, Village Level Programmes on SHGs were planned and sponsored by
NABARD with the support of banks and NRLM in 13 priority states. The aim was to foster better understanding
of mutual requirements between banks, SHGs and SHPIs at ground level and to sort out issues like saving
linkage, credit linkage and repayment, etc. at the ground level.
These programmes were organized in 13 priority states viz. Assam, Bihar, Chhattisgarh, Gujarat, Himachal
Pradesh, Jharkhand, Maharashtra, Madhya Pradesh, Odisha, Rajasthan, Uttarakhand, Uttar Pradesh and
West Bengal during the months of February and March 2016. NABARD supported more than 42000 village

Taking Rural India >> Forward

24

level programmes during this period. SRLMs and State Government departments also participated in the
programmes. Banks reported credit linkage of more than 70000 SHGs and account opening of about 25000
new SHGs during these programmes. These programmes resulted in better interface between bankers
and SHGs leading to increased credit flow and appreciation of each others needs. It has been decided by
NABARD to undertake this intervention in priority states periodically.
6.3.5 Centre for Microfinance Research (CMR)
The Centre for Microfinance Research (CMR) set up within Bankers Institute of Rural Development (BIRD)
was revived during the year. The centre is set up for focused attention on Microfinance research, Studies,
Seminars etc. The agency takes up research activities in the field of Microfinance for facilitating policy
initiatives and improvement in design and delivery system of microfinance. CMR also publishes half-yearly
Journals The Microfinance Review which contains research articles on topical issues of microfinance.
During the year, CMR organised 4th National Seminar on Microfinance: Issues and Challenges at Lucknow
and deliberated on the broad themes in the Microfinance sector. Two volumes of The Microfinance Review
were also published by CMR.

7.

On-going Initiatives

7.1.1 Financing of Joint Liability Groups


Financing of JLGs was introduced as a pilot project in 2004-05 by NABARD in 8 States with the support of
13 RRBs and was later mainstreamed. Apart from extending 100% refinance support to Banks, NABARD
also extends financial support for awareness creation and capacity building of all stakeholders of this
programme. Besides, NABARD extends grant support for formation and nurturing of JLGs to banks and other
JLG promoting agencies. As against 4.57 lakh JLGs promoted during 2014-15, JLGs promoted during 201516 were 5.72 lakh taking the cumulative number of JLGs promoted and financed by banks to 17.52 lakh as at
the end of March 2016. Although the Southern States top the list with over 6.04 lakh JLGs organized so far,
Eastern Region follows closely with 4.66 lakh JLGs. In terms of loans disbursed, however, Southern States
account for nearly 45% of the total loans disbursed.
With a view to sensitising the stakeholders of the JLG programme, NABARD has been arranging training
programmes and exposure visits to successful JLGs, to the functionaries of these institutions including
financing banks. Nearly 77000 personnel have already been benefitted from these trainings and exposure
visits.

25

SHGs, Saving for the present, securing the future

N orthern
R egion

1751722
672224

604750
249481
375505

48912
126334
215465

123213
199282
287923

180489
301809
466408

38639
48732
64647

31490
77198
112529

N o. of J LG s p rom oted

1128860

Figure 7.1 : N o. of JLGs organised

N orth E astern E astern R egion Central R egion W estern R egion


S outhern
R egion
R egion
A s on M arch 2014
A s on M arch 2015
A s on M arch 2016

T otal

Figure 7.2: JLG - Loan Disbursed


8000
7000

` crore

6000
5000
4000
3000
2000
1000
0
N orthern
R egion

N orth
E astern
R egion

E astern
R egion

Central
R egion

Loan disbursed during 2013-14

353. 62

291. 45

1277. 93

Loan disbursed during 2014-15

436. 09

126. 03

Loan disbursed during 2015-16

211. 53

254. 27

estern
R egion

S outhern
R egion

T otal

709. 17

426. 41

3717. 15

6775. 73

1104. 11

650. 12

663. 37

1434. 69

4414. 41

1475. 08

785. 18

782. 78

2651. 88

6160. 72

7.1.2 Livelihood Interventions for SHGs


Skill development is an important tool for improving the employability and enhancing productivity of the
working poor and thereby reducing poverty and exclusion. Rural poor women typically face difficulties or
discrimination in accessing good quality training. Keeping the above in view, NABARD continued with Micro
Enterprise Development Programme (MEDP) to nurture the entrepreneurial talents of members of mature
SHGs to set up and run micro enterprises as a livelihood option in farm or non-farm sector. Around 14352
Taking Rural India >> Forward

26

skill upgradation training programmes have been conducted under this initiative covering about 4.02 lakh
members of matured SHGs up to 31 March, 2016.
During the year, NABARD introduced a new Livelihood and Enterprise Development Programme with a view
to create sustainable livelihoods among SHG members and to create maximum impact of skill upgradation.
These programmes are implemented in small batches for a maximum of 150 SHG members in a cluster
of contiguous villages on a project basis covering 15 to 30 SHGs. The programme provides for livelihood
creation in agricultural & allied activities as well as rural non-farm sector activities. As on 31 March 2016, 56
proposals have been sanctioned to various agencies across India.
Livelihood and Enterprise Development Programme
Generating income and alleviating poverty through the creation of livelihoods, is one of the goals of
the SHGBank Linkage Programme (SHGBLP). NABARD has been enabling livelihood promotion and
graduation of SHG members through a variety of programmes that focus on up gradation of skills and
developing entrepreneurship abilities. However, skill upgradation trainings alone could generate limited
impact on livelihood creation among SHG members. With a view to create sustainable livelihoods among
SHG members and to create maximum impact of skill upgradation with hand holding and credit linkages,
the Livelihood and Enterprise Development Programme (LEDP) has been launched in December 2015.
These programmes are implemented in small batches for a maximum of 150 SHG members in a cluster
of contiguous villages on a project basis covering 15 to 30 SHGs in a cluster of contiguous villages.
The programme covers agricultural & allied activities as well as rural nonfarm sector activities. There is
provision for intensive training for skill building, refresher training, backward-forward linkages offering
end to end solutions to the SHG members.
7.2

Special Initiatives

7.2.1 Scheme for Promotion of Women SHGs in backward districts of India


NABARD, in association with the Department of Financial Services, Ministry of Finance, Govt. of India
continued to implement a scheme for promotion and financing of Women Self Help Groups in 150 identified
backward districts of the country. The USP of this scheme is that it provides for selection of an anchor
NGO in each of the district not only for promoting and enabling credit linkage of these groups with banks
(like any other SHPIs under SHG-BLP of NABARD) but also serving as a business facilitator for extending
outreach of the banks, regular monitoring of the SHGs promoted and also being responsible for repayment

27

SHGs, Saving for the present, securing the future

of loans by SHGs to banks. For these services the Anchor NGO is entitled for service charges @5% of the
outstanding loan amount. This approach is expected to facilitate sustained financial inclusion by extending
banking services to women members of SHGs, promote sustainable livelihood opportunities to the members
and facilitate effective implementation of other social development programmes for women through SHGs.
The progress under the scheme as on 31 March, 2016 is given in Statement IX-A(ii). (In case of abridged
version, refer to enclosed CD for Statements).
7.2.2 Implementation of National Rural Livelihood Mission (NRLM) and Scheme for Interest Subvention
to Women SHGs.
The Ministry of Rural Development (MoRD), Government of India has launched the National Rural Livelihood
Mission (NRLM) by restructuring Swarnajayanti Gram Swarojgar Yojana (SGSY) with effect from 1 April
2013 (RBI circular no. RBI/2012-13/559 dated June 27, 2013). NABARD forwarded the detailed guidelines
on NRLM issued by RBI to RRBs and Cooperative Banks for effective implementation of the programme.
NABARD is also implementing the Interest Subvention Scheme for Women SHGs under the National Rural
Livelihood Mission (NRLM) for Regional Rural Banks (RRBs) and Cooperative Banks in Category I districts.
Further, as a part of collaboration between NABARD and NRLM, BIRD-Lucknow successfully conducted
Training of Trainers programme (ToT) for NABARD officers, bankers and SRLM staff from 17 states. In order
to achieve the goal of training of bankers at the ground level, the participants of the programme had drawn up
an Action Plan for the year 2016 to conduct training in respective States. NABARD ROs are coordinating with
the concerned SRLM to achieve the goal of training of all rural bank managers during 2016 as per the Action
Plan.
Besides, to address the issue of low credit linkages under SHG-BLP, NABARD has planned to conduct
block level programmes in DDM districts so as to increase the credit linkages during this financial year.
Such programmes would be on the lines of credit camps/ linkage meets involving bank branch officials,
SHPIs, ANGOs, SRLM representatives, SHG leaders, NGOs, livelihood experts etc. State level sensitisation
programmes on SHG-BLP for senior bank executives would also be organised during the current financial
year with the overall objective of increasing credit linkages.
Further, for extending the facilities of Revolving Fund and CIF to all eligible SHGs in NRLM intensive blocks,
NABARD ROs were requested to make available the list of SHGs to respective SRLMs. Accordingly, a list of
3573 SHGs from 8 States were handed over to respective SRLM as on 31st March, 2016.

Taking Rural India >> Forward

28

Micro Insurance
To increase awareness regarding micro insurance among SHG members and to enhance their enrolment
under the scheme Religare Health Insurance has been sanctioned two pilot projects, one in Alwar district
of Rajasthan and another in Ramgarh district of Jharkhand. The projects cover 1000 SHG members and
their family (five) in Alwar district and 2000 SHG members and their spouse in Ramgarh district. Fifty
per cent of the premium for SHG members is supported for two years under the project. The projects
envisages:
provision of Health Insurance and Personal Accident Cover;
issuance of a Master Policy in the name of the SHPI and individual cover in the name of SHG member
and his/her spouse (the couple being treated as one unit);
that the insured must be at least 18 years and not more than 70 years of age;
that insurance cover will be provided for a period of one year to each beneficiary from the date the
policy comes into effect; and will enable SHG members/families to avail cashless treatment in a hospital
for any illness/injury/disease (that is not specifically excluded) and also for maternity treatment needs
upto a maximum limit of ` 50,000/-.
Micro Pension
International Network of Alternative Financial Institutions (INAFI) has been sanctioned a micro pension
pilot project to be implemented in the tribal district of Dungarpur in Rajasthan. The project envisages
educating SHG leaders, federation leaders and NGOs on the micro pension products, through pension
literacy/ mobilization meetings and workshops for NGO staff members and technical workshops for
finalizing the pension products. The project targets coverage of minimum 1000 SHG members under
micro pension.

8.

SHG-BLP a business proposition - with BC/ agency based initiatives

8.1

Introduction

Providing appropriate access to financial services of formal banking sector in rural areas has always remained
a formidable task owing to several supply side constraints including poor branch network in remote areas,
lack of appropriate financial products and demand side constraints like financial illiteracy etc.

29

SHGs, Saving for the present, securing the future

SHG-Bank Linkage Programme through its innovative model of linking informal SHGs with the formal banking
system had brought in a paradigm shift in expanding the credit penetration and financial inclusion of the
marginalized and excluded sections in society. The community based microfinance approach under SHG-BLP,
which centered on bringing the poor onto the frontline in terms of thrift, credit linkage, livelihood activities,
income generation, financial management and overall socio economic empowerment was well accepted by
the financial institutions, NGOs, civil society organizations, governments as well as other stakeholders. During
the course of its evolution the SHG-BLP programme metamorphed itself to adapt to various socio-geographic
situations. In the past more than two decades, many new initiatives within the SHG concept, designing and
launching of target driven government programs, efforts to enmesh SHG with Financial Inclusion etc., have
taken place. In the process, convergence of institutions, programmes, funds, infrastructure, etc. happened in
various spheres.
The International Year of Microcredit 2005, brought several policy changes and coordinated efforts to ensure
financial inclusion to all. RBI came with specific guidelines for financial inclusion including allowing banks to
appoint Business Correspondents (BCs) to render financial services. Banks were allowed to designate NGOs,
MFIs, Cooperatives, individuals, SHGs, etc. as BC to extend banking services in the excluded areas. BCs
would be paid reasonable commission or fee by the bank for their services. Each Bank was to formulate its
own scheme for using the entities as BC within the framework of overall guidelines.
RBI also permitted since 2009 charging of reasonable BC fee from the client. As per the RBI circular With
a view to ensuring the viability of the BC model, banks (and not BCs) are permitted to collect reasonable
service charges from the customer, in a transparent manner under a Board-approved policy. Considering
the profile of the clientele to whom banking services are being delivered through the BC model, banks should
ensure that the service charges/ fees collected from the customer for delivery of banking services through
the BC model is not only fair and reasonable but also seen to be so.
BC model has emerged as a major strategy of banks for financial inclusion to bridge the geographical gap
between the excluded populace and themselves.
8.2

Issues

The BC model has faced challenges of viability, sustainability, satisfaction level, trust and client dormancy.
National surveys of CSPs undertaken jointly by CGAP and the College of Agricultural Banking (an affiliate of
the Reserve Bank of India) in March/April of 2012 and again in September / October 2013, have highlighted
these issues. As per these surveys, many CSPs were reported to be unwilling and unhappy with CSP work and
stopped it, while certain others lacked the technical capability. There was little increase in daily transaction
Taking Rural India >> Forward

30

frequency in the accounts, which continued to be very low with median transaction at 9 % as compared to
62% in Kenya. The result was very low level of compensation at an average of ` 2700 per month resulting in
high attrition.
While the implementation of PMJDY led to increased number of accounts and increased transactions in the
accounts being served through CSP resulting in increased average remuneration to CSPs, dormant agents
and inactive accounts are still a common challenge across the country.
The number of SHG accounts opened and linked by banks continued to increase, the growth seemed to
have decelerated and plateaued with thrust on financial inclusion through individual accounts. Banks lower
engagement with SHGs resulted in delay in linkage, almost negligible subsequent linkages, weakness in
credit rating, lack of follow up & monitoring and resultant rise in NPAs. A vicious cycle of lower linkage and
lower repayment is emerging in case of several banks.
With increased institutional support leading to higher bank, investor and corporate support, MFIs with their
intensive distribution channels have grown fast during the last decade to match the SHG BLP in purveying
microcredit to the excluded populace. NBFC-MFIs, particularly have shown immense growth after the issue
of regulatory guidelines from RBI and after modification of Priority sector guidelines making lending to MFIs
suitable for fulfilling the priority sector norms by banks. However, the NGO-MFIs lack regulatory support and
their growth is relatively muted as they are unable to tap the adequate equity support and resultantly bank
credit. The ecosystem of SHGs has also seen growth of community based SHG federations, which have
emerged as support structures on problem solving, livelihoods, access to bank credit and special purpose
vehicles for socio economic empowerment of SHGs.
8.3

Convergence Models

Against the general trend of viewing BC based financial inclusion and SHG BLP in silos, several banks
have redesigned their products through convergence of the two instruments of financial inclusion in order
to provide a liberal and flexible system enabling greater financial outreach to the excluded sections. The
convergence models are win-win propositions for all the stakeholders.
8.3.1 NGO-MFI / SHG Federations as BC to Banks
8.3.1.1 SKDRDP (Shree Kshetra Dharmasthala Rural Development Project) has adopted a distinct Business
Correspondent (SHG-BC) model to provide financial services to the rural poor to maximize efficiency and
scale.

31

SHGs, Saving for the present, securing the future

SKDRDP started out as a charitable trust in 1982 with an aim to undertake rural development projects in
various parts of Karnataka. SKDRDP promotes a network of Self Help Groups (SHGs) under its Suvidha
programme. During the period, 2002 to 2009, SKDRDP moved into direct lending module, became MFI, took
loans from banks for on-lending to SHGs.
However, SKDRDPs legal status as a charitable trust restricted its ability to raise capital making it difficult
to maintain the minimum CAR as per the prudential norms of the RBI. In 2009, when RBI liberalized the BC
norms whereby the expenses could be charged to the customer, SKDRDP adopted the BC Suvidha model in
3 districts with SBI. Other banks also gradually became interested in this model. Presently, the organisation is
implementing the programme in Karnataka partnering with 10 banks and plans to implement the programme
in its entire area, severing its past linkage with the MFI model. The organisation acts as a business
correspondent network manager (BCNM) for bank in order to provide access to formal financial services
to the poor who are unbanked. As a BCNM, SKDRDP promotes SHGs, helps them to open accounts with
the partner bank, processes their loan documents, disburses loan cash (and savings withdrawals), collects
repayments (and deposits), and monitors their overall performance. SKDRDP offers banking products (in
this case savings accounts and credit) to SHGs, on behalf of partner banks, through a network of field subagents. The interest rates charged by banks is around 12%, to which 5% fee of SKDRDP gets added to make
loan available to SHG and its members at around 17%, making the model completely sustainable. Part of the
fee is paid to the BC-NGO at the time of disbursement and the balance on recovery of loan. Similar model is
now being increasingly used by many banks for increasing their SHG portfolio and at the same time ensuring
that quality of portfolio is not contaminated by huge NPAs. ICICI Bank, Yes Bank, Bank of Maharashtra, IDBI
Bank are some of the front runners in this regard. The banks generally use the hub and spoke model of
lending. Branches of banks or dedicated verticals act as hub and the NGO-BCs or federations act as spokes.
In most cases the banks coopt the NGO-SHPIs to act as agent/ BC for SHG lending.
8.3.1.2 SHG Federations promoted by Chaitanya are arranging loan to their constituent SHGs through BC/
agency of Yes Bank, ICICI and IDBI Bank. Chaitanya SHG Federation is the service provider. It has the role in
identification, training, promotion and nurturing of SHGs. They also identify such of the groups who fulfil the
eligibility criteria of the bank and recommend the SHGs to the bank. The groups are also helped to complete
the loan application procedure. After the bank financing, the federation continues to monitor, ensure the end
use, nurture the SHGs and also supports the bank in recovery.
8.3.1.3 Advantages of BC/ agency channel to Banks
Financing SHGs through BC/ agency channel offers a great value proposition to Banks in outsourcing their
work of credit and financial penetration to the unserved segment of the society in a sustainable and profitable
Taking Rural India >> Forward

32

manner. The collaborative arrangement is a potentially

YES Livelihood Enhancement Program

viable endeavor to serve the bottom of pyramid with

(YES LEAP)

more efficiency. Contrary to individuals acting as


BCs, the NGOs, SHPIs and SHG Federations acting

YES BANK has been developing innovative

as BC offers more conveniences as they have already

business models to reach out to The Next

established themselves in microfinance operations in

Billion customers. YES Bank implemented

underserved areas. The positive benefits of engaging

innovated process solutions to cater to excluded

with such institutions are their reach to an established

population in rural and urban India through YES

client base underserved through banking channels

Livelihood Enhancement Program (YES LEAP) in

through a network of skilled and experienced field

Sept 2011 an initiative to create savings linked

staff / community resource persons. While NGOs /

credit accounts through a Self Help Promoting

SHG Federations are not permitted to provide saving

Institutions (SHPI) network. Bank appoints

services on their own, they are better placed for

potential SHPI as BC after detailed due diligence.

mobilizing savings of the poor on behalf of the bank

YES LEAP has reached to over 2 million women

because of the trust earned by them.

via about 1.5 lakh Self Help Groups spread


across 19 states and 250 districts of the country

Such hi-touch and many times technology based

as on March 31, 2016. As on March 31, 2016,

models of dealing with SHGs provides immense

the portfolio outstanding of YES LEAP is about

potential to reduce transaction cost of banks in

` 1,578 Cr and cumulative disbursements are

banking with SHG. While innovative technology

about ` 3,987 Cr. The repayment rate has been

solutions may be used for capturing field data, making

consistently high at about 99.7%.

faster appraisal, monitoring account balances,


tracking loan repayments, sending communication to
the groups, etc., frequent monitoring of large number of SHG accounts would be done by the BC. Moreover,
the arrangement would be decongesting the bank branch as the SHGs are not required to go to the branch for
banking operations. An efficient use of BC agents has the potential to save the business time of bank staff,
which would be gainfully utilized to focus on other high value transactions. Many NGO BCs/ agents operate
on a computerized system for maintaining data and furnish the necessary MIS to banks. BC/ agent model
of reaching the SHGs has reignited the interest of many banks in SHG bank linkage programme as they are
able to increase the credit flow to SHGs without earmarking their resources substantially. The recovery rate
of SHG portfolio under almost all such BC models has remained very high with negligible stressed assets. As
the cost of the BC/ agency services is borne by the SHG and not the bank, this acts as a booster for the banks
to adopt the model for successful credit penetration in SHG sector at the same time making it a business
proposition. Some of the financing banks have also created dedicated teams for this kind of intervention.

33

SHGs, Saving for the present, securing the future

8.3.1.4 Drivers for NGOs/ SHG Federations as BCs/ agents


NGOs / SHG Federations are deeply embedded in the rural landscape and are highly connected to the
rural society due to various projects and ongoing or past programmes. Most of them have functioned as
SHPIs in the past and have helped in the formation and nurturing of SHGs in their area of operation. They
themselves are generally are unable to access bulk loans from banks for on-lending to SHGs uninterruptedly
and repeatedly because of various limitations. As a BC or agent of banks, they can facilitate credit reach to
their SHGs without worrying for funds raising themselves. The NGOs/ federations due to their deep connect
with the SHGs are also able to imbibe financial discipline among SHG members and are able to ensure timely
repayments to banks. BC commission or agency fee takes care of the transaction costs of these agencies. As
a BC partner of banks, they may also help their constituents/ SHG members to avail other financial services
including savings, insurance, etc.
8.3.1.5 Willingness to Pay for Conveniences
The arrangement of BC channel enables the SHGs in remote areas to access appropriate banking services
and ensures their financial inclusion. Even though BC channel puts additional interest burden on SHGs
bank credit, borrowers see value in the hassle free door step services offered by BCs, free from botheration
of improper documentation and repeat visits to bank branch thereby saving on travel cost and time. It is
observed that SHGs are willing to pay for the efficiency of services, functionality and convenience offered
through the BC channel.
8.3.1.6 Some issues and potential
There is good scope for engaging NGOs/ SHG Federations as BCs/ agents for increasing the outreach of
banks for credit linkages. The model also has great potential to enlarge its scope and deliver diverse products
and services to the SHGs. The model can be strengthened by banks with proper product design to offer value
added products/services such as remittance services, recurring/ fixed deposits, insurance services, utility
bill payments etc. This will enable close engagement of NGOs with the community and access to a bouquet
of products to SHGs and higher level FI activity. Tackling commission payment related problems is another
urgent issue to be addressed for long term sustainability of the model.
8.3.2 SHG member as BC: Bank Sakhi Model
8.3.2.1 The Pilots: In 2012, the Rural Financial Institutions Programme (RFIP), a joint NABARD-GIZ
programme, decided to start pilots connecting the two dots i.e., enmeshing the bank agents and the
Taking Rural India >> Forward

34

community by appointing SHG members as agents. The RFIP engaged itself in two pilot projects. The first
pilot project was rolled out in May 2013, with the Gramin Bank of Aryavart (GBA) in Unnao District of Uttar
Pradesh (UP). Second pilot project was started in Indore District of Madhya Pradesh (MP) in May 2014
with Narmada Jhabua Gramin Bank (NJGB). In both the projects, banks have partnered with a local SHG
Federation, a corporate BC and a technology service provider.
8.3.2.2 Methodology: Women members of local SHGs were appointed as BC agents called Bank Sakhis
(friends of Bank). The strategy involved partnership with local community institutions such as SHPIs,
Federations and Gram Panchayat members in selection of a SHG member to work as Bank Sakhi. As official
agents they entered into a formal agreement with the Corporate BC to deliver financial services on behalf of the
bank. They were trained on ICT based financial inclusion using classroom training modules and continuous
handholding support provided by RFIP team and community volunteers appointed by SHG Federation. These
Bank Sakhis conduct bank transactions leveraging affordable technology in the eco-system of SHGs with an
objective of widening and deepening of financial inclusion in unbanked / under banked villages.
8.3.2.3 Benefits
The pilots emerged as a win-win strategy for customers, Bank Sakhis and Banks. It benefitted villages
customers through provision of the banking facilities as and when needed at the doorstep. They were not
required to travel to far off bank branch for conducting their transactions. Govt. payments routed through CSP
made it further relevant for the rural society. On the other hand, Bank Sakhis with average 500 transactions
earned up to INR 5000 per month as a commission from BC and BF activities. Bank Sakhis also gained in
terms of social recognition and self-esteem as banks representative.
The banks were the largest beneficiaries. The issue of dormancy and trust applicable to corporate BC were
easily addressed. Bank Sakhi, being a SHG member was already having adequate financial literacy and
knowledge of bank products and has evolved socially to interact with bankers and others. Training on banking
products and use of technology to them was easier. Bank Sakhi, being a resident of the area continued the
work and also garnered high trust among the villagers. The Bank Sakhi project has led to expansion of
financial services to the door step with very limited cost. Many villagers were keen to open basic accounts
through the Bank Sakhis. The bank was able to reduce its transaction cost substantially. The operational cost
for the coverage of some operational areas had reduced by 70 to 90%. Outsourcing also reduced the footfalls
in the branches and created a space for the branch staff to improve services for other sectors and tap high
value business.

35

SHGs, Saving for the present, securing the future

8.3.2.4 Mainstreaming
After the completion of the RFIP project in December 2015, the pilot projects are now owned by the concerned
banks as a part of their corporate strategy. The pilots have shown the way to other banks how to use the CSP
model for business development through a member of the community level organisation. Some banks have
started implementation of the model on a larger scale. NABARD has issued a detailed circular as regards
mainstreaming of the model to all Scheduled commercial banks and RRBs and offered support for capacity
building, orientation of stakeholders, etc. to banks from FIF.

9.

Emerging Microfinance Landscape in India-post SFBs1

9.1

Microfinance had never been a static phenomenon. In its initial days it operated within the confines of

NGO space, dependent more on grant funding and donor agency support. Gradually it entered the mainstream
financial sector discourse. Time has not withered Marguerite Robinsons classic definition of Microfinance,
Microfinance refers to small-scale financial services for both credits and deposits that are provided to
people who farm or fish or herd; operate small or microenterprises where goods are produced, recycled,
repaired, or traded; provide services; work for wages or commissions; gain income from renting out small
amounts of land, vehicles, draft animals, or machinery and tools; and to other individuals and local groups in
developing countries, in both rural and urban areas. (Robinson, 1998)
Often the term is limited to the narrow definition of microcredit for microenterprise. However, microfinance,
in theory and in practice, includes a wider range of services. It represents something more than microcredit;
microfinance is the provision of a broad range of financial services such as deposits, loans, payment services,
money transfers, and insurance to the poor and low-income households and to their microenterprises through
a wide variety of institutions. This definition reflects a growing recognition that poor people need and use
financial services beyond credit to expand their choices and better manage their financial lives.
In India, the National Bank for Agriculture and Rural Development (NABARD) has defined microfinance as
the provision of thrift, credit and other financial services and products of very small amounts to the poor in
rural, semi-urban or urban areas for enabling them to raise their income levels and improve living standards
(NABARD, 1999) While exclusively covering the poor, it lays emphasis on graduating borrowers from the premicrofinance stage to the post-microfinance stage with the support of financial and non-financial services.
Thus, while the definition of microfinance may be minimalist the intent is to support what may be described
as a microcredit plus approach.
1 This article is contributed by Shri P Satish, Executive Director, Sa-Dhan, The Association of Community Development Finance
Institutions, New Delhi-110070
Taking Rural India >> Forward

36

9.2 The Early Days


Microfinancing by non-formal financial organisations already had tentative beginnings by the time NABARD
initiated the pilot project for Self Help Group-Bank Linkage in 1992. The earliest instance of microfinance in
India can be traced to the initiatives undertaken for providing banking services to the poor women employed
in the unorganised sector of Ahmedabad city in Gujarat through the SEWA Bank, set up as an urban
cooperative bank in early seventies. Since then the bank has been providing banking services to the poor
and self-employed working as hawkers, vendors, domestic servants etc. This model has not been replicated
elsewhere in the country, though the Working Womens Forum (WWF) started promoting working womens
cooperative societies in Tamil Nadu since 1980. Annapurna of Pune and Shreyas in Kerala were other similar
initiatives.
The Savings and Credit Groups experiment of MYRADA was later supported by NABARD and emerged as
the crucible of its pilot project for linking banks with self-help groups (SHGs) This pilot evolved into a regular
lending programme as an outcome of the recommendations of the RBIs Working Group on NGOs and SHGs
(RBI,1996). The number of SHGs expanded exponentially with governments poverty alleviation programmes
using them as the base as in Kudumbashree of Kerala or Velugu in Andhra Pradesh. Thus the SHG-Bank
Linkage Programme has expanded at a fast pace in India to evolve into the largest microfinance programme
in the world, and undoubtedly, it is the main microfinance programme in India.
Microfinance in India is not confined to SHGs alone. There are also microfinance institutions (MFIs) operating
in the country following a variety of credit methodologies. The work of these institutions commenced around
the same time as the SHG-Bank Linkage Programme was evolving. Many of them were inspired by the
Grameen Bank in Bangladesh and the innovations taking place in Latin America. Voluntary agencies and
Non-Governmental Organisations (NGOs) undertook financial intermediation as a part of larger social good.
Majority of these NGOs were registered as a Trust or a Society. Many NGOs have also helped SHGs to
organise themselves into federations and these federations were performing non-financial functions like social
and capacity building activities, facilitate training of SHGs undertake internal audit, promote new groups.
In the initial phase these NGO-MFIs received funding support from NABARD to incubate their ideas and
innovations. Initially, while these institutions were strong on social and community capacity building, they
were inexperienced as far as financial management issues were concerned. However with the growth in their
operations they had to acquire financial management skills by capacity building and systems improvement.
The establishment of SIDBI Foundation for Micro Credit (SFMC) in 1999 gave a further fillip to the sector.

37

SHGs, Saving for the present, securing the future

9.3 Evolution of MFIs


The NGO-MFIs by their charter are non-profit organisations and as a result faced several problems in
borrowing funds from higher financial institutions. Many NGOs felt that combining financial intermediation
with their core competency activity of social intermediation is not the right path. It was felt that a financial
institution including a company set up for this purpose does a better banking function. Further, if MFIs
are to demonstrate that banking with the poor is indeed profitable and sustainable, it has to function as a
distinct institution which makes profit. As the institutions grew and expanded their operations, gradually they
converted themselves into Non-Banking Financial Companies (NBFCs). This form offered MFIs the scope
for functioning as financial institutions regulated by the central bank. NBFCs are companies registered under
Companies Act, 1956 and regulated by Reserve Bank of India.
While the larger MFIs graduated to become NBFCs, an overwhelming majority of the MFIs are operating on a
smaller scale with clients ranging between 100 and 1500 per MFI. Some of the larger MFIs also desisted from
converting themselves into NBFCs as they were philosophically wedded to the concept of microfinance being
a not-for-profit activity. Some NGO-MFIs started setting up Not-for-Profit Companies for their microfinance
operation.
Some State Governments have enacted the Mutually Aided Cooperative Societies (MACS) Act for enabling
promotion of self-reliant and vibrant cooperative societies based on thrift and self-help. MACS enjoy the
advantages of operational freedom and virtually no interference from state government. Some MFIs working
on principles of cooperation got themselves registered under MACS Acts. However MACS Acts now exist only
in a handful of states, with many states repealing them or watering them down. Few MFIs are Cooperative
Societies or Cooperative Banks under regular Cooperative Societies Acts.
After the crisis in the Microfinance sector in Andhra Pradesh in 2010, RBI set up a Sub-Committee of its
Board (Malegam Committee) to go into the issues relating to the sector. Based on the recommendations of
the Malegam Committee, RBI came up with a range of guidelines to ensure the orderly growth of the sector.
One element of these guidelines was the introduction of new category of NBFCs-the NBFC-MFI. Based on
fulfillment of certain norms RBI would designate an NBFC undertaking microfinance business as an NBFCMFI.
Hitherto there was no authentic data on the number of MFIs operating in India. The estimates by various
sources ranged anywhere from 300 to 800. To overcome this issue Sa-Dhan started bringing out the
MFI Directory from the year 2014 onwards, with verified data on each MFI. As per the latest version of
this directory there are 223 MFIs functioning in the country. These function under a variety of legal forms
(Table 9.1).
Taking Rural India >> Forward

38

Table 9.1 : No. of MFIs in India


Legal form

No. of MFIs

Society

78

Trust

19

Section 8 (Sec 25) Company

29

MACS/Cooperative

12

Local Area Bank

NBFC

13

NBFC-MFI

71
Total

223

Source: Sa-Dhan (2016)


Of these 223 institutions only 28 MFIs have a client outreach of more than 2.5 lakhs. 45 MFIs have client
coverage between 50,000 and 2.5 lakhs. The remaining 150 are relatively small catering to a clientele of
less than 50,000, each. But these small institutions cover poorer clients in remote geographies and they are
crucial for financial services to underserved populations.
The basic hindrance for the rapid growth of microfinance relates to the issue of accessing public deposits.
Deposits from the public are less volatile and more cost-effective sources of funds than alternative
sources such as refinance from second-tier institutions, lines of credit from banks or funds from donor
agencies. A reliable funding source like savings can expand loaning operations and hence also benefit
poor borrowers. Microfinance institutions expanding their activities to accept public deposits would imply
that suitable regulatory and supervisory mechanisms by the central banks have been put in place in those
countries. Institutions receiving public deposits need to be regulated and supervised by the central banks for
superintendence of financial entities as well as the existence of supportive legal framework. Absence of such
enabling environment in many countries has stunted the growth of MFIs into full-fledged financial institutions.
Over the last three decades a small number of successful MFIs have built up sufficient financial strength and
managerial capability to allow them to become commercial banks. While Grameen Bank in Bangladesh has
a special regulation which authorizes its working, PRODEM in Bolivia and K-REP in Kenya had to necessarily
transform themselves into full-fledged commercial banks to enable them to access public deposits. Later,
Bolivia enacted the law on private financial funds which enabled MFIs to access public deposits. Many

39

SHGs, Saving for the present, securing the future

countries in Asia, Africa and Latin America followed suit with regulations for the microfinance sector. In
South Asia, Bangladesh came up with regulations and set up the Microcredit Regulatory Authority (MRA) in
2006. Pakistan has a specialized law for Microfinance Banks (MFBs), Microfinance Institutions Ordinance
and Prudential Regulations for MFBs.
In India, the Task Force on Regulation of Microfinance was of the view that since SHGs do not access public
savings, there is no need for specific regulation for these entities. As the deposit taking NBFCs are already
regulated by RBI, any MFI desirous of accessing public savings should evolve into a deposit taking NBFC and
get itself registered under the relevant statutes. All other MFIs should subject themselves to their own SelfRegulatory Organisations (SROs) (NABARD, 1999). Similar views were expressed by the Vyas Committee,
which recommended that while the MFIs may continue to work as wholesalers of microcredit by entering
into tie-ups with banks or apex development finance institutions, more experimentations have to be done to
satisfy about the MFI model. Such experimentation needs to be encouraged in areas where banks are still not
meeting adequate credit demand of the poor, especially the rural poor. In regard to offering thrift products,
the Committee felt that, while the NGO-MFIs can continue to extend microcredit services to their clients, they
could play an important role in facilitating access of their clients to savings services from the regulated banks.
As regards allowing NGO-MFIs to access deposits from public/ clients/members the Committee considers
that in view of the need to protect the interests of depositors, they may not be permitted to accept public
deposits unless they comply with the extant regulatory framework of the RBI. As no depositors interest is
involved where they do not accept public deposits, RBI need not regulate such MFIs (RBI, 2004). After this
there were two attempts at microfinance regulation aimed at regulating the institutions and at the same time
enabling them to access public deposits. Microfinance Regulation and Development Bills were placed before
the 14th and 15th Lok Sabhas but could not pass the muster of the parliamentarians.
9.4

Groundwork for Small Finance Banks

Concurrently there were demands from the microfinance sector for allowing them to convert to full-fledged
banks or limited banks. Initially not much heed was paid to these demands. But in the meanwhile, the
intellectual grounds for meeting these demands were being laid. The Rajan Committee opined that there
was sufficient change in environment to warrant experimentation with licencing of small finance banks. It
recommended allowing entry to private well governed deposit taking small finance banks offsetting their
higher risk from being geographically focused by requiring higher capital, a stricter prohibition on related party
transactions, and lower allowable concentration norms (GoI, 2007). Further the Mor Committee suggested
two broad designs for differentiated banks in India-the Horizontally Differentiated Banking System and the
Vertically Differentiated Banking System based on building blocks of payments, deposits and credit (RBI,

Taking Rural India >> Forward

40

2014). RBI was thus in the process of expanding the banking space to ensure greater financial inclusion.
It came out with guidelines on licencing of new banks in February 2013. In November 2014 RBI issued
guidelines for the setting up of Small Finance Banks and Payments Banks.
Small Finance Banks (SFBs) would essentially undertake basic banking activities that include: accepting
deposits and lending to under-served sections. SFBs can also take up other non-risk sharing simple financial
services activities, with prior approval of RBI. They can also become a Category II authorised dealer in foreign
exchange business and set up subsidiaries to undertake non-banking financial services activities. They would
be required to extend 75 % of credit to priority sectors as against 40 % prescribed for commercial banks.
While 40 % of the credit will have to be allocated under different sub-sectors mandated under priority sector
lending (PSL) guidelines, balance of 35 % will be towards one or more subsectors of PSL in which the SFB
has competitive advantage. The maximum exposure to a single entity and group would be restricted to 10 %
and 15 % of its capital funds respectively. Further, in order to ensure that the bank extends loans primarily
to small borrowers, at least 50 % of its loan portfolio should constitute loans and advances of up to ` 25
lakh. Reserve Bank received 72 applications for setting up of SFBs. On 16 September 2015, RBI granted inprinciple approval to ten entities to start Small Finance Banks valid for 18 months to enable the applicants
to comply with the requirements under the guidelines and fulfil other conditions stipulated by RBI. Eight of
the ten grantees are NBFC-MFIs, one is a Local Area bank and the last one is an NBFC. All these institutions
are already working in the small finance space and SFB is a natural graduation process for them. The
performance of the sector in extending financial services to the marginalised and neglected sections of the
society enabled it be the frontrunner in the SFB race.
While the range of products offered as MFIs was limited, as SFBs these entities will be able to extend their
product range in terms of savings, credit, insurance, remittances etc. and also increase the ticket size of
their offerings. In addition they will have the freedom to add many new innovative products. Those entities
which display a significant ability to innovate, both on liability and asset side products, with extensive use
of technology will acquire the edge as successful niche banks. In a way SFBs will cater to the segment of
clientele which was encountering the missing middle
9.5

Raison dtre for Microfinance

While the crisis in Andhra Pradesh was indeed a dampener on the steady growth of the MFIs loan portfolios
and client outreach, with a tighter regulatory oversight and operational guidelines framed by RBI, the sector
stabilised. Added to this were the industrys own efforts in improving the systems and processes and a
tighter self-enforcement of code of conduct. The growth trends as indicated in the Table 2 below confirm that

41

SHGs, Saving for the present, securing the future

the sector is bouncing back.


Table 9.2: Growth in Microfinance Sector
Sl.
No

Year

Outstanding Loan
Portfolio (Rs crore)

Loan Disbursed
(Rs crore)

Client Outreach
(in lakhs)

2009-10

22,544

29,330

267

2010-11

24,332

35,176

317

2011-12

24,607

22,635

275

2012-13

25,699

25,635

275

2013-14

33,517

38,558

330

2014-15

48,882

56,860

371

Source: Sa-Dhan (2015)


Figure 9.1: Growth in Microfinance Sector
56,860

60,000

48,8
882

50,000
40,000
30,000

388,558

35
5,176
0
29,330

24
4,607
22,635

24,332

22,544

33,517
25,699
5
25,635

20,000
10,000
0

267
2
2009-1
10

317
20
010-11

Outstandin
ng Loan Portfo
olio (` crore)

275
2011-12

275
2
2012-13

Loan Dissbursed (` crrore)

330
2013-14

371
2014-15

Clieent Outreach ((in lakhs)

The data for the year 2015-16 based on audited financial statements is still being consolidated. However
provisional figures indicate to an outstanding loan portfolio of ` 68,496 crores as on 31 March 2016. Of
this amount the 8 SFB licensees account for a portfolio of ` 23,553 crores. This implies that on a standstill
basis the MFI sector portfolio would reduce to ` 44,943 crores once all these eight institutions become SFBs,
Taking Rural India >> Forward

42

indicating a contraction of nearly 35 %. The provisional estimate of clients served by MFIs for the year ending
March 2016 was 476 lakhs, out of which nearly 135 lakhs are being served by would-be SFBs. While the
lending philosophy and methodology of each of the SFBs would be for them to decide upon, few of them
would be able to continue with the present systems of unsecured group lending. As such a huge space is
about to be created for medium and small MFIs to expand their operations. Opportunity also opens up for
not-for profit MFIs, i.e. NGO-MFIs, Mutuals/Cooperatives and Section 8 Companies. The trajectory of growth
of MFI sector since 2010 is an indication of the absorption capacity and potential for such type of lending.
This potential opportunity calls for a vigorous role to be played by the development finance institutions. It may
be recalled that in the initial years of setting up of MFIs in their NGO-MFI form it was NABARD which assisted
them with grant support and Revolving Fund Assistance (RFA). Later NABARD helped a number of MFIs with
quasi-equity and subordinated debt instruments from Micro Finance Development and Equity Fund (MFDEF).
Similarly SIDBI supported the growth story of MFIs through its SIDBI Foundation for Micro Credit (SFMC).
The India Microfinance Equity Fund (IMEF) later supported MFIs, especially the medium and smaller ones
with equity and quasi-equity. Such pioneering roles may be required to be played again in nurturing a newer
set of institutions to take their places in the space vacated by the SFBs. Of course MUDRA with its total focus
on microenterprise has to hand-hold and facilitate the development process of smaller MFIs and not-for profit
MFIs as they are the ones who operate in remoter locations and with the more underserved populations.
The establishment of Small Finance Banks also opens up another window of opportunity for reinvigorating
the SHG-Bank Linkage Programme. We are aware that there is greater enthusiasm for SBLP from smaller
institutions like RRBs, DCCBs and smaller banks than from bigger banks. This phenomenon would apply to
SFBs also. Moreover as eight of them (nine, if you include Capital) are from the microfinance stable, they
would be more positively inclined for SHG linkage. While all of them operated on the JLG methodology, some
of them worked on the SHG model also. Strategic partnerships with them for SHG-Bank Linkage Programme
have the potential to take SBLP to greater heights in the next couple of years.
The setting up of Payment Banks would also give a further fillip to the microfinance sector. Partnerships
between MFIs and Payment Banks can ensure that MFIs clients can avail of financial products other than
credit from the latter. Additionally the cash and remittance management services of MFIs can be taken care
of by the Payments Banks. RBIs discussion paper on Peer to Peer (P2P) lending also opens up a window
for some MFIs with technology wherewithal to transform themselves into P2P players for the microfinance
segment. Institutions like Kiva and Rang-De are already working in this area, but there is a scope for a
number of other institutions to enter this niche.

43

SHGs, Saving for the present, securing the future

9.5

Conclusion

As in other financial services models the microfinance model also has evolved over the last two decades.
Both the indirect SHG model and the direct MFI model have facilitated a number of clients to graduate to
become clients of mainstream financial institutions. But this graduation process was neither seamless nor
automatic. The establishment of Small Finance Banks makes this process smoother. While increasingly a
large number of clients will be served by mainstream banks (including SFBs), for unsecured credit products
of small volumes, there is no alternative to the microfinance sector. This is proved by the existence of
microfinance services in one form or other even in advanced economies like USA and Europe. Suffice to
state that microfinance sector would also be evolving with the use of technology, especially mobile and other
digital platforms. There could be systems and process innovations which could transform the manner in
which the microfinance services are provided-both in the SHG and MFI modes.
India is a country in which stone-age tribal communities and twenty-first century condominiums cohabit.
Bullock carts and bullet trains are contemporaries. Likewise even in the financial services sector, despite
expansion taking place with increased outreach of mainstream institutions through a range of technology
platforms and novel institutions like small finance banks and payments banks coming into being, the niche
area for microfinance will continue to exist, not only till the complete eradication of poverty, but even beyond
that. In the nook and corner of the country NGO-MFIs, for-profit MFIs, Self Help Groups will keep up their
activities, providing services to the needy as long as they are demanded. In this gigantic effort, the spectrum
of stakeholders is contributing its mite to nurture and strengthen this institutional infrastructure so that
financial services reach the last person in the remotest corner of the country. As Voltaire said Tout est pour
le mieux dans le meilleur des mondes possible (Everything is for the best of all possible worlds).

Taking Rural India >> Forward

44

References
GoI (2007), A Hundred Small Steps: Report of the Committee on Financial Sector Reforms (Chairman: Dr
Raghuram G. Rajan), Planning Commission, Government of India, New Delhi
NABARD (1999), Task Force on Supportive Policy and Regulatory Framework for Microfinance, (Chairman:
Y.C. Nanda), National Bank for Agriculture and Rural Development, Mumbai.
RBI (1996), Linking of Self-Help Groups with Banks-Working Group on NGOs and SHGs-RecommendationsFollow up, Reserve Bank of India, Mumbai
RBI (2004), Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking
System (Chairman: Prof V.S. Vyas), Reserve Bank of India, Mumbai
RBI (2014), Committee on Comprehensive Financial Services for Small Businesses and Low Income
Households (Chairman: Dr Nachiket Mor), Reserve Bank of India, Mumbai
Robinson, Marguerite (1998), Microfinance: The paradigm shift from credit delivery to sustainable financial
intermediation. In Strategic Issues in Microfinance, eds. MS Kimenyi, Robert C. Wieland and JD Von Pischke,
Ashgate Publishing. Aldershot. England.
Sa-Dhan (2015), Bharat Microfinance Report-2015, Sa-Dhan, The Association of Community Development
Finance Institutions, New Delhi
Sa-Dhan (2016), Microfinance Directory, 2nd Edition, Sa-Dhan, The Association of Community Development
Finance Institutions, New Delhi
-----

45

SHGs, Saving for the present, securing the future

STATEMENTS

47

SHGs, Saving for the present, securing the future

STATEMENT - I - A
Progress under Microfinance - Savings of SHGs with Banks
Agency-wise position as on 31 March 2016
(Amount ` lakh)

Sr.
No.

Name of the Agency

Total Savings of SHGs with


Banks as on
31 March 2016
No. of SHGs

Savings
Amount

Out of Total -Exclusive


Women SHGs
No. of SHGs

Savings
Amount

Out of Total - Under


NRLM/SGSY
No. of SHGs

Savings
Amount

Out of Total - Under


NULM/SJSRY
No. of SHGs

Savings
Amount

Commercial Banks

4140111

903388.77

3568978

808070.05

1816663

465619.76

363848

92893.78

Regional Rural Banks

2256811

248428.13

1963790

224941.90

1340791

126645.29

63292

6915.59

Cooperative Banks

1506080

217322.11

1230689

170566.23

299392

32232.26

18405

813.08

Total

7903002

1369139.01

6763457

1203578.18

3456846

624497.31

445545

100622.45

STATEMENT - I - B
Progress under Microfinance - Bank Loans disbursed to SHGs
Agency-wise position during 2015-16
(Amount ` lakh)
Sr.
No.

Name of the Agency

Loans disbursed to SHGs


by Banks during the year
No. of SHGs

Commercial Banks

2
3

Loans
disbursed

Out of Total -Exclusive


Women SHGs
No. of SHGs

Loans
disbursed

Out of Total - Under


NRLM/SGSY
No. of SHGs

Loans
disbursed

Out of Total - Under


NULM/SJSRY
No. of SHGs

Loans
disbursed

1132281

2518497.23

972524

2296692.09

511745

1137201.78

79117

193173.20

Regional Rural Banks

470399

916492.88

456352

900746.18

271423

482639.00

30299

65790.18

Cooperative Banks

229643

293699.98

199795

243703.67

32364

58737.52

1755

3059.09

1832323

3728690.09

1628671

3441141.94

815532

1678578.30

111171

262022.47

Total

STATEMENT - I - C
Progress under Microfinance - Bank Loans outstanding against SHGs
Agency-wise position as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of the Agency

Total Outstanding Bank


Loans against SHGs
No. of SHGs

Out of Total -Exclusive


Women SHGs

Loan
No. of SHGs
Outstanding

Loan
Outstanding

Out of Total - Under


NRLM/SGSY
No. of SHGs

Out of Total - Under


NULM/SJSRY

Loan
No. of SHGs
Outstanding

Loan
Outstanding

Commercial Banks

2626364

3714562.48

2300521

3319487.00

1275488

1767089.93

244007

286006.89

Regional Rural Banks

1445476

1610934.50

1272022

1525307.68

802776

804654.04

62152

106318.04

Cooperative Banks

600781

386426.49

463683

298095.96

112907

89271.57

6607

5650.25

4672621

5711923.47

4036225

5142890.64

2191171

2661015.54

312766

397975.18

Total

49

SHGs, Saving for the present, securing the future

STATEMENT - I - D
Progress under Microfinance - Non Performing Assets of Banks against SHG Loans Outstanding
Agency-wise position as onz 31 March 2016
(Amount ` lakh)
Non Performing Assets of Banks
against SHG Loans Outstanding
Sr. Name of Bank Loans
No. the Agency Outstanding Amount of
NPAs
against
SHGs

Out of Total -Exclusive Women SHGs

Percentage
Bank Loans
of NPAs to
Amount of
Outstanding
Total loans
NPAs
against SHGs
Outstanding

Out of total - Bank loans O/S & NPAs


against NRLM/SGSY

Percentage Bank Loans


of NPAs to Outstanding Amount of
against
NPAs
Total loans
Outstanding
SHGs

Out of Total - Under NULM/SJSRY

Percentage Bank Loans


of NPAs to Outstanding
Total loans
against
Outstanding
SHGs

Percentage
of NPAs to
Total loans
Outstanding

Amount
of NPAs

Commercial
3714562.48 232139.69
Banks

6.25

3319487.00 178004.52

5.36 1767089.93 108890.95

6.16

286006.89 20818.66

7.28

Regional
1610934.50 106429.49
Rural Banks

6.61

1525307.68 82692.09

5.42

5.92

106318.04

2048.69

1.93

Cooperative
Banks

386426.49 30053.72

7.78

298095.96 20931.96

7.02

9247.10

10.36

5650.25

341.77

6.05

5711923.47 368622.90

6.45

5142890.64 281628.57

5.48 2661015.54 165752.93

6.23

397975.18 23209.12

5.83

Total

804654.04 47614.88
89271.57

STATEMENT - I - E
Agency wise Bank Loans provided to MFIs during 2015-16 and loans outstanding as on 31 March 2016
(Amount ` lakh)

Sr. No.

Name of the Agency

Loans disbursed by Banks / FI to MFIs


during the year
No.of MFIs

Commercial Banks

Regional Rural Banks

Coop. Banks
Sub total

SIDBI
Grand total

Taking Rural India >> Forward

Amount

Bank Loans Outstanding against MFIs as on


31 March 2015
No.of MFIs

Amount

564

1932413.85

1561

2268285.22

31

5242.25

344

21023.15

599.70

17

1175.90

598

1938255.80

1922

2290484.27

49

141301.00

98

267600.00

647

2079556.80

2020

2558084.27

50

STATEMENT - II - A
Progress under Microfinance - Savings of SHGs with Banks
Region-wise/ State-wise/ Agency-wise position as on 31 March 2016
Sr.
No.

Region/State

NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
NORTH EASTERN REGION
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
1 A & N Islands (UT)
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grant Total

Commercial Banks
Savings
No. of SHGs
Amount

Regional Rural Banks


Savings
No. of SHGs
Amount

Cooperative Banks
Savings
No. of SHGs
Amount

(Amount ` lakh)
Total
Savings
No. of SHGs
Amount

225
21987
14976
3772
3221
15246
94710
154137

127.85
13709.97
1417.40
1038.53
464.57
2761.84
6538.92
26059.08

0
17031
9649
3927
0
7966
81882
120455

0.00
1844.00
786.00
1355.27
0.00
698.39
7098.37
11782.03

0
3903
19560
687
447
6759
87527
118883

0.00
337.47
1207.72
16.70
71.30
517.97
5021.77
7172.93

225
42921
44185
8386
3668
29971
264119
393475

127.85
15891.44
3411.12
2410.50
535.87
3978.20
18659.06
45014.04

87045
1652
3947
1406
203
3037
1186
9261
107737

5612.88
223.69
201.73
125.86
11.89
297.75
291.85
843.77
7609.42

221073
1496
7129
4194
7327
801
0
29285
271305

5232.14
101.25
133.07
545.82
465.54
0.45
0.00
3235.00
9713.27

25568
1469
2544
2596
542
7594
356
10112
50781

283.20
92.39
22.18
266.09
19.71
400.00
104.57
515.50
1703.64

333686
4617
13620
8196
8072
11432
1542
48658
429823

11128.22
417.33
356.98
937.77
497.14
698.20
396.42
4594.27
19026.33

341
154216
62490
218514
259085
694646

25.76
20640.83
6731.85
23599.70
37912.68
88910.82

0
124392
36769
184452
207401
553014

0.00
15365.54
2820.41
18638.31
49864.62
86688.88

4134
0
67
83720
364525
452446

634.73
0.00
6.19
6349.71
65761.45
72752.08

4475
278608
99326
486686
831011
1700106

660.49
36006.37
9558.45
48587.72
153538.75
248351.78

43826
138100
129172
13740
324838

5064.85
18027.00
25933.39
2786.20
51811.44

98070
97995
233625
22696
452386

10131.00
5987.23
12230.09
1592.99
29941.31

18565
12523
1182
6159
38429

850.52
816.90
42.81
645.69
2355.92

160461
248618
363979
42595
815653

16046.37
24831.13
38206.29
5024.88
84108.67

3928
136431
336380
476739

665.23
11420.15
40136.52
52221.90

0
51287
104400
155687

0.00
4589.62
5569.59
10159.21

3613
33632
348378
385623

878.72
2404.46
40039.57
43322.75

7541
221350
789158
1018049

1543.95
18414.23
85745.68
105703.86

613603
605154
176301
2
9062
640316
337576
2382014
4140111

357295.05
79879.15
47662.29
0.10
3254.68
65754.35
122930.49
676776.11
903388.77

270560
137921
54527
0
3961
42497
194498
703964
2256811

49869.79
16132.89
7548.00
0.00
576.92
4381.37
21634.46
100143.43
248428.13

17354
219371
42031
0
1740
169221
10201
459918
1506080

7397.12
48230.09
7696.89
0.00
258.11
21867.44
4565.14
90014.79
217322.11

51

901517 414561.96
962446 144242.13
272859
62907.18
2
0.10
4089.71
14763
852034
92003.16
542275 149130.09
3545896 866934.33
7903002 1369139.01

SHGs, Saving for the present, securing the future

STATEMENT - II- B
Progress under Microfinance - Bank Loans disbursed during the year 2015-16
Region-wise/ State-wise/ Agency-wise position
Sr.
No.

Region/State

NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
NORTH EASTERN REGION
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
1 A & N Islands (UT)
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total

Commercial Banks
Loans
No. of SHGs Disbursed
Amount

Regional Rural Banks


Loans
No. of SHGs Disbursed
Amount

Cooperative Banks
Loans
No. of SHGs Disbursed
Amount

(Amount ` lakh)
Total
Loans
No. of SHGs Disbursed
Amount

5
2649
1093
1778
263
1636
12932
20356

8.00
4249.12
1666.37
1200.07
216.58
2940.01
23139.12
33419.27

0
1168
669
1049
0
763
3816
7465

0.00
1082.00
996.00
980.34
0.00
631.97
2841.57
6531.88

0
52
1464
2
8
257
8502
10285

0.00
67.79
1864.91
2.00
4.00
211.59
6196.50
8346.79

5
3869
3226
2829
271
2656
25250
38106

8.00
5398.91
4527.28
2182.41
220.58
3783.57
32177.19
48297.94

7772
27
88
41
4
123
112
626
8793

5361.48
39.34
100.26
36.05
2.00
231.45
64.28
415.23
6250.09

14306
6
214
149
315
47
0
21
15058

10165.56
11.00
220.33
125.75
459.85
1.49
0.00
2967.00
13950.98

547
24
80
14
8
1085
22
406
2186

338.52
16.45
40.00
18.45
11.20
1127.15
26.00
189.86
1767.63

22625
57
382
204
327
1255
134
1053
26037

15865.56
66.79
360.59
180.25
473.05
1360.09
90.28
3572.09
21968.70

29
31675
7303
32315
99085
170407

41.45
22955.82
4596.79
44837.94
61948.43
134380.43

0
66933
3494
25399
40508
136334

0.00
38100.57
1895.93
35480.94
70983.69
146461.13

223
0
21
5950
99641
105835

359.47
0.00
128.45
5713.09
62446.50
68647.51

252
98608
10818
63664
239234
412576

400.92
61056.39
6621.17
86031.97
195378.62
349489.07

6616
35469
18173
1611
61869

6551.84
54568.78
23935.33
1877.86
86933.81

3220
7625
7692
1101
19638

2235.00
4415.08
5500.17
729.50
12879.75

1249
91
43
1392
2775

849.21
101.63
4.79
18297.54
19253.17

11085
43185
25908
4104
84282

9636.05
59085.49
29440.29
20904.90
119066.73

501
17248
64119
81868

1359.91
20355.57
139493.66
161209.14

0
5127
8380
13507

0.00
4560.51
9976.46
14536.97

202
1263
15685
17150

618.87
1709.60
10557.63
12886.10

703
23638
88184
112525

1978.78
26625.68
160027.75
188632.21

290983
195477
58677
0
620
121937
121294
788988
1132281

830537.96
483737.82
98974.43
0.00
1223.25
356545.13
325285.90
2096304.49
2518497.23

107761
43056
8592
0
493
20738
97757
278397
470399

304992.55
65159.58
21089.00
0.00
1429.20
67453.56
262008.28
722132.17
916492.88

5327
42856
11999
0
295
27684
3251
91412
229643

15017.15
77010.73
20624.95
0.00
774.23
58616.83
10754.89
182798.78
293699.98

Taking Rural India >> Forward

52

404071 1150547.66
281389
625908.13
79268
140688.38
0
0.00
1408
3426.68
170359
482615.52
222302
598049.07
1158797 3001235.44
1832323 3728690.09

STATEMENT - II- C
Progress under Microfinance - Bank Loans outstanding against SHGs
Region-wise/ State-wise/ Agency-wise position as on 31 March 2016
Sr.
No.

Region/State

NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
NORTH EASTERN REGION
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
1 A & N Islands (UT)
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total

Commercial Banks
Loans O/S
No. of SHGs
Amount

Regional Rural Banks


Loans O/S
No. of SHGs
Amount

Cooperative Banks
Loans O/S
No. of SHGs
Amount

(Amount ` lakh)
Total
Loans O/S
No. of SHGs
Amount

211
11894
5761
2186
549
8508
52076
81185

198.09
13076.82
4347.45
1460.98
495.42
12617.87
39502.13
71698.76

0
6248
6808
1437
0
4768
16536
35797

0.00
6847.00
2332.00
1011.71
0.00
2345.38
9859.54
22395.63

0
770
5692
18
9
1758
29495
37742

0.00
589.07
4486.35
31.85
4.06
879.91
15821.39
21812.63

211
18912
18261
3641
558
15034
98107
154724

198.09
20512.89
11165.80
2504.54
499.48
15843.16
65183.06
115907.02

42495
232
912
424
80
1108
610
6000
51861

32214.24
239.18
415.26
242.00
83.38
781.55
595.43
4005.01
38576.05

59991
58
1149
669
1038
98
0
20398
83401

32930.60
60.10
517.28
674.83
1440.05
2.32
0.00
6709.00
42334.18

4651
118
2
480
1038
2142
22
7145
15598

886.28
66.16
2.30
250.17
1440.05
2179.38
23.12
2715.04
7562.50

107137
408
2063
1573
2156
3348
632
33543
150860

66031.12
365.44
934.84
1167.00
2963.48
2963.25
618.55
13429.05
88472.73

87
101236
31832
106002
194321
433478

55.47
50884.54
29327.57
91485.06
109108.00
280860.64

0
166102
33138
81377
167018
447635

0.00
49362.98
7236.39
83268.65
178439.24
318307.26

536
0
29
26492
222732
249789

495.10
0.00
129.45
13581.47
90392.67
104598.69

623
267338
64999
213871
584071
1130902

550.57
100247.52
36693.41
188335.18
377939.91
703766.59

14802
70679
82543
7490
175514

10638.07
72069.35
84692.51
5113.64
172513.57

63589
44889
133963
6807
249248

18620.00
23973.80
67354.88
2531.36
112480.04

2937
3358
653
3087
10035

585.31
1245.04
520.73
2245.65
4596.73

81328
118926
217159
17384
434797

29843.38
97288.19
152568.12
9890.65
289590.34

1082
33278
124988
159348

2061.65
23476.16
126807.51
152345.32

0
12323
39846
52169

0.00
5543.75
28562.50
34106.25

709
2586
43307
46602

999.00
1649.10
14361.89
17009.99

1791
48187
208141
258119

3060.65
30669.01
169731.90
203461.56

553081
448290
112859
2
3004
307738
300004
1724978
2626364

1218561.78
530201.33
162959.00
1.50
3486.53
495725.04
587632.96
2998568.14
3714562.48

231841
106262
24002
0
1389
32063
181669
577226
1445476

484370.18
131371.68
24795.00
0.00
1597.84
54415.11
384761.33
1081311.14
1610934.50

17305
77885
41019
0
440
93092
11274
241015
600781

19150.61
85901.73
25371.28
0.00
731.35
85761.91
13929.07
230845.95
386426.49

802227
632437
177880
2
4833
432893
492947
2543219
4672621

1722082.57
747474.74
213125.28
1.50
5815.72
635902.06
986323.36
4310725.23
5711923.47

53

SHGs, Saving for the present, securing the future

STATEMENT - II- D
Progress under Microfinance - Non-Performing Assets of Banks against SHGs- Position as on 31 March 2016
(Amount ` lakh)
Public Sector Commercial Banks
Sr.
No.

Region/
State

Loan
Amount
OS against
SHGs

Amount
of Gross
NPAs
against
SHGs

Private Sector Commercial


Banks

Regional Rural Banks

Amount
NPA as
Loan
NPA as
Loan
of Gross
%age Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs

Amount
of Gross
NPAs
against
SHGs

Cooperative Banks

Total

Amount
NPA as
Loan
NPA as
Loan
of Gross
%age
Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs

Amount
of Gross
NPAs
against
SHGs

NPA as
%age
to Loan
OS

Northern Region
1 Chandigarh
2 Haryana

198.09

47.58 24.02%

0.00

0.00

0.00%

0.00

0.00

0.00%

0.00

10674.42

2101.09 19.68%

2402.40

0.00

0.00%

6847.00

284.00

4.15%

427.98 10.57%

296.54

0.00

0.00%

2332.00

262.00 11.23%

6.09%

674.49

3.16

0.00%

1011.71

43.47

107.48 21.69%

0.00

0.00

0.00%

0.00

8.14%

2342.40

0.15

0.01%

2345.38

Himachal
Pradesh

4050.91

Jammu &
Kashmir

786.49

5 New Delhi

495.42

47.88

836.09

0.00

0.00%

198.09

47.58 24.02%

589.07

440.00 74.69%

20512.89

2825.09 13.77%

4486.35

831.48 18.53%

11165.80

1521.46 13.63%

0.00%

31.85

15.98 50.17%

2504.54

0.00

0.00%

4.06

192.84

8.22%

0.00

0.00%

499.48

879.91

200.00 22.73%

15843.16
65183.06

110.49

4.41%

107.48 21.52%

6 Punjab

10275.47

1229.08

7.76%

7 Rajasthan

20087.22

9366.71 46.63%

19414.91

805.25

4.15%

9859.54

4042.20 41.00%

15821.39

2134.54 13.49%

Total

46568.02

12934.81 27.78%

25130.74

808.56 3.22%

22395.63

4824.51 21.54%

21812.63

3622.00 16.61%

32169.03

5299.24 16.47%

45.21

0.87

1.92%

32930.60

2982.16

9.06%

886.28

441.20 49.78%

66031.12

8723.47 13.21%

237.97

37.39 15.71%

1.21

0.00

0.00%

60.10

25.54 42.50%

66.16

20.31 30.70%

365.44

83.24 22.78%

3 Manipur

415.26

183.13 44.10%

0.00

0.00

0.00%

517.28

0.00%

934.84

229.59 24.56%

4 Meghalaya

242.00

102.49 42.35%

0.00

0.00

0.00%

674.83

89.50 35.78%

1167.00

330.40 28.31%

5 Mizoram

83.38

22.70 27.22%

0.00

0.00

0.00%

1440.05

137.61

9.56%

1440.05

13.26

0.92%

2963.48

173.57

6 Nagaland

781.01

217.89 27.90%

0.54

0.29 53.70%

2.32

0.15

6.47%

2179.38

224.53 10.30%

2963.25

442.86 14.95%

7 Sikkim

595.43

5.49%

0.00

0.00

0.00%

0.00

0.00

0.00%

23.12

8 Tripura

4005.01

1198.17 29.92%

0.00

0.00

0.00%

6709.00

2871.00 42.79%

38529.09

7093.67 18.41%

46.96

1.16 2.47%

42334.18

6199.03 14.64%

55.47

6.64 11.97%

0.00

0.00

0.00%

0.00

0.00

2 Bihar

46389.44

9317.36 20.09%

4495.10

0.53

0.00%

49362.98

3962.23

3 Jharkhand

28971.44

4474.19 15.44%

356.13

0.00

0.00%

4 Orissa

71759.41

19436.54 27.09%

19725.65

16.29

9.27%

5754.38

0.00

42815.21 17.09%

30331.26

16348.70 25.08%

115907.02 22189.88 19.14%

North Eastern Region


1 Assam
2

Arunachal
Pradesh

Total

32.66

44.16

8.54%

2.30

138.41 20.51%

250.17

2.30

0.00

0.00%

618.55

2715.04

506.51 18.66%

13429.05

7562.50

1297.61 17.16%

0.00%

495.10

73.06 14.76%

8.03%

0.00

0.00

7236.39

970.42 13.41%

129.45

0.00

0.08%

83268.65

25365.17 30.46%

0.00%

178439.24

16.82 0.06%

318307.26

32.66

5.86%

5.28%

4575.68 34.07%

88472.73 14591.47 16.49%

Eastern Region
1

A&N
Islands (UT)

5 West Bengal
Total

103353.62
250529.38

9580.48

Taking Rural India >> Forward

54

550.57

79.70 14.48%

0.00%

100247.52

13280.12 13.25%

0.00%

36693.41

5444.61 14.84%

13581.47

2141.00 15.76%

188335.18

46959.00 24.93%

90392.67

4246.77

4.70%

377939.91

23277.92

39748.49 12.49% 104598.69

6460.83

6.18%

703766.59 89041.35 12.65%

9450.67

5.30%

6.16%

STATEMENT - II- D (contd.)


Public Sector Commercial Banks
Sr.
No.

Region/
State

Loan
Amount
OS against
SHGs

Amount
of Gross
NPAs
against
SHGs

(Amount ` lakh)
Private Sector Commercial
Banks

Regional Rural Banks

Amount
NPA as
Loan
NPA as
Loan
of Gross
%age Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs

Amount
of Gross
NPAs
against
SHGs

Cooperative Banks

Total

Amount
NPA as
Loan
NPA as
Loan
of Gross
%age
Amount
%age
Amount
NPAs
to Loan OS against
to Loan OS against
against
OS
SHGs
OS
SHGs
SHGs

Amount
of Gross
NPAs
against
SHGs

NPA as
%age
to Loan
OS

Central Region
1 Chhattisgarh

9280.58

1664.75 17.94%

1357.49

2.89

0.21%

18620.00

1107.00

5.95%

585.31

87.26 14.91%

29843.38

2861.90

Madhya
Pradesh

31528.52

6211.04 19.70%

40540.83

209.12

0.52%

23973.80

3434.63 14.33%

1245.04

135.63 10.89%

97288.19

9990.42 10.27%

3 Uttar Pradesh

66349.53

12084.40 18.21%

18342.98

37.33

0.00%

67354.88

18425.50 27.36%

520.73

140.66 27.01%

152568.12

30687.89 20.11%

4 Uttarakhand

4107.68

671.18 16.34%

1005.96

0.00

0.00%

2531.36

533.90 21.09%

2245.65

791.29 35.24%

9890.65

1996.37 20.18%

111266.31

20631.37 18.54%

61247.26

249.34 0.41%

112480.04

23501.03 20.89%

4596.73

1154.84 25.12%

Total

9.59%

289590.34 45536.58 15.72%

Western Region
1 Goa

1479.17

77.52

5.24%

582.48

1.12

0.19%

0.00

0.00

0.00%

999.00

2 Gujarat

18486.21

1367.86

7.40%

4989.95

60.30

1.21%

5543.75

362.58

6.54%

3 Maharashtra

56640.57

9252.69 16.34%

70166.94

715.51

1.02%

28562.50

76605.95

10698.07 13.97%

75739.37

776.93 1.03%

Total

44.92

4.50%

3060.65

123.56

4.04%

1649.10

463.78 28.12%

30669.01

2254.52

7.35%

2864.13 10.03%

14361.89

3514.22 24.47%

169731.90

16346.55

9.63%

34106.25

3226.71

9.46%

17009.99

4022.92 23.65%

203461.56 18724.63

9.20%

Southern Region
1

Andhra
Pradesh

1218187.02

42692.94

3.50%

374.76

21.98

5.87%

484370.18

12447.16

2.57%

19150.61

383.02

2 Karnataka

456497.29

8084.31

1.77%

73704.04

504.17

0.68%

131371.68

5132.99

3.91%

85901.73

3 Kerala

152312.42

8940.50

5.87%

10646.58

248.19

2.33%

24795.00

745.00

3.00%

1.50

0.00

0.00%

0.00

0.00

0.00%

0.00

0.00

1072.32 30.76%

0.00

0.00

0.00%

1597.84

54.73

2.02%

54415.11

4 Lakshadweep
5 Puducherry

3486.53

6 Tamil Nadu

318281.54

50876.16 15.98% 177443.50 3575.90

7 Telangana

587632.96

20097.28

3.42%

0.00

0.00

2.00% 1722082.57

55545.10

3.23%

1947.08

2.27%

747474.74

15668.55

2.10%

25371.28

1511.02

5.96%

213125.28

11444.71

5.37%

0.00%

0.00

0.00

0.00%

1.50

0.00

0.00%

3.43%

731.35

81.64 11.16%

5815.72

1208.69 20.78%

5469.57 10.05%

85761.91

9143.89 10.66%

635902.06

69065.52 10.86%

384761.33

5080.27

13929.07

986323.36

25606.42

2.60%

1.32%

428.87

3.08%

Total

2736399.26 131763.51

4.82% 262168.88 4350.24 1.66% 1081311.14

28929.72

2.68% 230845.95 13495.52

5.85% 4310725.23 178538.99

4.14%

Grand Total

3259898.01 225936.64

6.93% 454664.47 6203.05 1.36% 1610934.50 106429.49

6.61% 386426.49 30053.72

7.78% 5711923.47 368622.90

6.45%

55

SHGs, Saving for the present, securing the future

STATEMENT - II - E
Progress under Microfinance - Savings of SHGs with Banks under NULM
Region-wise/ State-wise/ Agency-wise position as on 31 March 2016
Sr.
No.

Region/State

NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
NORTH EASTERN REGION
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
1 A & N Islands (UT)
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grant Total

Commercial Banks
Savings
No. of SHGs
Amount

Regional Rural Banks


Savings
No. of SHGs
Amount

Cooperative Banks
Savings
No. of SHGs
Amount

(Amount ` lakh)
Total
Savings
No. of SHGs
Amount

1
1102
918
242
219
483
2201
5166

0.07
36.21
53.94
89.18
21.06
296.44
725.37
1222.27

0
9
0
0
0
0
69
78

0.00
1.00
0.00
0.00
0.00
0.00
2.35
3.35

0
0
0
0
0
0
0
0

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

1
1111
918
242
219
483
2270
5244

0.07
37.21
53.94
89.18
21.06
296.44
727.72
1225.62

10773
10
408
47
36
58
32
280
11644

359.02
0.54
17.31
12.61
1.02
8.84
3.36
21.46
424.16

0
0
95
0
0
0
0
0
95

0.00
0.00
0.80
0.00
0.00
0.00
0.00
0.00
0.80

4809
147
0
0
0
0
0
0
4956

40.87
9.24
0.00
0.00
0.00
0.00
0.00
0.00
50.11

15582
157
503
47
36
58
32
280
16695

399.89
9.78
18.11
12.61
1.02
8.84
3.36
21.46
475.07

3
10019
4549
17940
10231
42742

0.46
1405.77
542.97
2213.14
2250.81
6413.15

0
623
729
0
0
1352

0.00
42.00
69.00
0.00
0.00
111.00

0
0
0
0
2344
2344

0.00
0.00
0.00
0.00
238.16
238.16

3
10642
5278
17940
12575
46438

0.46
1447.77
611.97
2213.14
2488.97
6762.31

1209
11243
14215
1277
27944

120.44
2161.53
2001.19
793.73
5076.89

0
351
165
0
516

0.00
5.39
7.53
0.00
12.92

0
0
0
304
304

0.00
0.00
0.00
2.86
2.86

1209
11594
14380
1581
28764

120.44
2166.92
2008.72
796.59
5092.67

27
22451
24939
47417

18.49
1985.31
2591.36
4595.16

0
542
0
542

0.00
55.78
0.00
55.78

0
242
0
242

0.00
11.80
0.00
11.80

27
23235
24939
48201

18.49
2052.89
2591.36
4662.74

69379
120005
2780
1
146
12226
24398
228935
363848

47160.08
15371.55
451.32
0.02
8.44
1019.58
11151.16
75162.15
92893.78

30688
23168
0
0
4
43
6806
60709
63292

3312.41
3295.83
0.00
0.00
1.82
0.41
121.27
6731.74
6915.59

0
294
35
0
290
9921
19
10559
18405

0.00
105.70
3.87
0.00
82.10
307.23
11.25
510.15
813.08

100067
143467
2815
1
440
22190
31223
300203
445545

50472.49
18773.08
455.19
0.02
92.36
1327.22
11283.68
82404.04
100622.45

Taking Rural India >> Forward

56

STATEMENT - II- F
Progress under Microfinance - Bank Loans disbursed during the year 2015-16 under NULM
Region-wise/ State-wise/ Agency-wise position
Sr.
No.

Region/State

NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
NORTH EASTERN REGION
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
1 A & N Islands (UT)
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total

Commercial Banks
Loans
No. of SHGs Disbursed
Amount

Regional Rural Banks


Loans
No. of SHGs Disbursed
Amount

Cooperative Banks
Loans
No. of SHGs Disbursed
Amount

(Amount ` lakh)
Total
Loans
No. of SHGs Disbursed
Amount

2
114
16
9
10
18
317
486

2.00
93.89
18.76
10.24
8.00
16.80
199.56
349.25

0
3
0
0
0
0
34
37

0.00
7.00
0.00
0.00
0.00
0.00
12.13
19.13

0
0
0
0
0
0
0
0

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

2
117
16
9
10
18
351
523

2.00
100.89
18.76
10.24
8.00
16.80
211.69
368.38

178
0
10
2
0
3
3
76
272

138.84
0.00
28.67
3.05
0.00
0.53
4.35
60.43
235.87

0
0
0
0
4
0
0
0
4

0.00
0.00
0.00
0.00
5.70
0.00
0.00
0.00
5.70

10
1
0
0
0
0
0
0
11

5.00
3.75
0.00
0.00
0.00
0.00
0.00
0.00
8.75

188
1
10
2
4
3
3
76
287

143.84
3.75
28.67
3.05
5.70
0.53
4.35
60.43
250.32

0
352
184
864
731
2131

0.00
176.76
95.31
1181.25
740.57
2193.89

0
322
343
0
0
665

0.00
214.00
192.67
0.00
0.00
406.67

0
0
0
0
375
375

0.00
0.00
0.00
0.00
77.24
77.24

0
674
527
864
1106
3171

0.00
390.76
287.98
1181.25
817.81
2677.80

195
1104
580
64
1943

152.59
674.23
779.47
72.95
1679.24

0
4
4
0
8

0.00
1.00
8.00
0.00
9.00

0
0
0
0
0

0.00
0.00
0.00
0.00
0.00

195
1108
584
64
1951

152.59
675.23
787.47
72.95
1688.24

3
753
2366
3122

5.00
723.95
14802.37
15531.32

0
198
0
198

0.00
179.60
0.00
179.60

0
0
0
0

0.00
0.00
0.00
0.00

3
951
2366
3320

5.00
903.55
14802.37
15710.92

32346
21769
1360
0
6
932
14750
71163
79117

95840.80
32596.32
3841.28
0.00
19.00
2875.27
38010.96
173183.63
193173.20

16645
8076
0
0
3
3
4660
29387
30299

41654.16
10596.44
0.00
0.00
1.51
9.00
12908.97
65170.08
65790.18

0
96
11
0
0
1243
19
1369
1755

0.00
81.60
16.65
0.00
0.00
2808.15
66.70
2973.10
3059.09

48991
29941
1371
0
9
2178
19429
101919
111171

137494.96
43274.36
3857.93
0.00
20.51
5692.42
50986.63
241326.81
262022.47

57

SHGs, Saving for the present, securing the future

STATEMENT - II- G
Progress under Microfinance - Bank Loans outstanding against SHGs under NULM
Region-wise/ State-wise/ Agency-wise position as on 31 March 2016
Sr.
No.

Region/State

NORTHERN REGION
1 Chandigarh
2 Haryana
3 Himachal Pradesh
4 Jammu & Kashmir
5 New Delhi
6 Punjab
7 Rajasthan
Total
NORTH EASTERN REGION
1 Assam
2 Arunachal Pradesh
3 Manipur
4 Meghalaya
5 Mizoram
6 Nagaland
7 Sikkim
8 Tripura
Total
EASTERN REGION
1 A & N Islands (UT)
2 Bihar
3 Jharkhand
4 Odisha
5 West Bengal
Total
CENTRAL REGION
1 Chhattisgarh
2 Madhya Pradesh
3 Uttar Pradesh
4 Uttarakhand
Total
WESTERN REGION
1 Goa
2 Gujarat
3 Maharashtra
Total
SOUTHERN REGION
1 Andhra Pradesh
2 Karnataka
3 Kerala
4 Lakshadweep
5 Puducherry
6 Tamil Nadu
7 Telangana
Total
Grand Total

Commercial Banks
Loans O/S
No. of SHGs
Amount

Regional Rural Banks


Loans O/S
No. of SHGs
Amount

Cooperative Banks
Loans O/S
No. of SHGs
Amount

(Amount ` lakh)
Total
Loans O/S
No. of SHGs
Amount

13
1229
90
86
50
62
3994
5524

54.49
846.27
47.72
42.48
93.48
53.94
2736.30
3874.68

0
9
0
0
0
0
91
100

0.00
15.00
0.00
0.00
0.00
0.00
52.97
67.97

0
2
4
0
0
13
0
19

0.00
5.18
2.24
0.00
0.00
11.12
0.00
18.54

13
1240
94
86
50
75
4085
5643

54.49
866.45
49.96
42.48
93.48
65.06
2789.27
3961.19

3770
0
43
24
58
77
20
201
4193

3996.82
0.00
36.54
9.84
56.96
53.39
12.64
141.58
4307.77

0
0
0
0
4
0
0
0
4

0.00
0.00
0.00
0.00
5.70
0.00
0.00
0.00
5.70

604
30
0
0
4
0
0
0
638

97.40
15.36
0.00
0.00
5.70
0.00
0.00
0.00
118.46

4374
30
43
24
66
77
20
201
4835

4094.22
15.36
36.54
9.84
68.36
53.39
12.64
141.58
4431.93

11
2242
1177
6813
6065
16308

7.71
1481.88
1046.90
5471.59
3373.23
11381.31

0
1721
3229
0
0
4950

0.00
273.00
1104.25
0.00
0.00
1377.25

0
0
29
0
710
739

0.00
0.00
129.45
0.00
106.96
236.41

11
3963
4435
6813
6775
21997

7.71
1754.88
2280.60
5471.59
3480.19
12994.97

608
6256
7467
1001
15332

338.22
3516.40
8755.32
367.82
12977.76

0
29
55
0
84

0.00
19.75
26.50
0.00
46.25

0
6
0
254
260

0.00
17.20
0.00
191.47
208.67

608
6291
7522
1255
15676

338.22
3553.35
8781.82
559.29
13232.68

9
2481
9336
11826

17.38
2175.96
7745.59
9938.93

0
163
0
163

0.00
51.69
0.00
51.69

0
1
0
1

0.00
0.58
0.00
0.58

9
2645
9336
11990

17.38
2228.23
7745.59
9991.20

62937
91490
2965
0
349
9176
23907
190824
244007

126336.44
50806.96
4998.77
0.00
191.37
9631.15
51561.75
243526.44
286006.89

25934
24114
0
0
12
198
6593
56851
62152

60050.01
28002.46
0.00
0.00
10.02
99.16
16607.53
104769.18
106318.04

0
44
30
0
0
4857
19
4950
6607

0.00
61.55
63.30
0.00
0.00
4876.04
66.70
5067.59
5650.25

88871
115648
2995
0
361
14231
30519
252625
312766

186386.45
78870.97
5062.07
0.00
201.39
14606.35
68235.98
353363.21
397975.18

Taking Rural India >> Forward

58

59

SHGs, Saving for the present, securing the future

1
2
3
4
5
6
7

1
2
3

1
2
3
4

1
2
3
4
5

1
2
3
4
5
6
7
8

1
2
3
4
5
6
7

Sr.
No.

Loan
Amount
OS against
SHGs

Northern Region
Chandigarh
54.49
Haryana
846.27
Himachal Pradesh
47.72
Jammu & Kashmir
42.48
New Delhi
93.48
Punjab
53.94
Rajasthan
2736.30
Total
3874.68
North Eastern Region
Assam
3996.82
Arunachal Pradesh
0.00
Manipur
36.54
Meghalaya
9.84
Mizoram
56.96
Nagaland
53.39
Sikkim
12.64
Tripura
141.58
Total
4307.77
Eastern Region
A & N Islands (UT)
7.71
Bihar
1481.88
Jharkhand
1046.90
Orissa
5471.59
West Bengal
3373.23
Total
11381.31
Central Region
Chhattisgarh
334.43
Madhya Pradesh
3516.40
Uttar Pradesh
8755.32
Uttarakhand
367.82
Total
12973.97
Western Region
Goa
17.38
Gujarat
2175.96
Maharashtra
7745.48
Total
9938.82
Southern Region
Andhra Pradesh
126336.18
Karnataka
50726.89
Kerala
4998.56
Lakshadweep
0.00
Puducherry
191.37
Tamil Nadu
9600.72
Telangana
51561.75
Total
243415.47
Grand Total
285892.02

Region/ State

73.15%
35.37%
26.98%
41.74%
51.69%
42.52%

4976.40
972.21
187.79
0.00
124.65
1688.79
1656.70
9606.54
20808.90

0.00
232.55
1353.34
1585.89
3.94%
1.92%
3.76%
0.00%
65.14%
17.59%
3.21%
3.95%
7.28%

0.00%
10.69%
17.47%
15.96%

52.98 15.84%
1160.60 33.01%
2073.91 23.69%
57.37 15.60%
3344.86 25.78%

5.64
524.15
282.43
2283.81
1743.46
4839.49

379.79
9.50%
0.00
0.00%
6.71 18.36%
4.61 46.85%
15.70 27.56%
3.54
6.63%
2.49 19.70%
55.55 39.24%
468.39 10.87%

40.58 74.47%
324.72 38.37%
4.79 10.04%
19.81 46.63%
5.55
5.94%
22.71 42.10%
545.57 19.94%
963.73 24.87%

Amount
of Gross
NPAs
against
SHGs

Public Sector Commercial Banks

0.26
80.07
0.21
0.00
0.00
30.43
0.00
110.97
114.87

0.00
0.00
0.11
0.11

3.79
0.00
0.00
0.00
3.79

0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.16
9.49
0.00
0.00
0.00
0.00
0.00
9.65
9.76

0.00
0.00
0.11
0.11

0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00

9.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

61.54%
11.85%
0.00%
0.00%
0.00%
0.00%
0.00%
8.70%
8.50%

0.00%
0.00%
100.00%
100.00%

0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

Private Sector Commercial


Banks
Loan
Amount
NPA as Amount of Gross NPA as
%age to
OS
NPAs
%age to
Loan OS against against Loan OS
SHGs
SHGs

60050.01
28002.46
0.00
0.00
10.02
99.16
16607.53
104769.18
106318.04

0.00
51.69
0.00
51.69

0.00
19.75
26.50
0.00
46.25

0.00
273.00
1104.25
0.00
0.00
1377.25

0.00
0.00
0.00
0.00
5.70
0.00
0.00
0.00
5.70

0.00
15.00
0.00
0.00
0.00
0.00
52.97
67.97

Loan
Amount
OS against
SHGs

1130.60
541.85
0.00
0.00
0.00
88.51
232.03
1992.99
2048.69

0.00
4.26
0.00
4.26

0.00
0.00
7.50
0.00
7.50

0.00
0.00
43.00
0.00
0.00
43.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.94
0.94

Amount
of Gross
NPAs
against
SHGs

1.88%
1.94%
0.00%
0.00%
0.00%
89.26%
1.40%
1.90%
1.93%

0.00%
8.24%
0.00%
8.24%

0.00%
0.00%
28.30%
0.00%
16.22%

0.00%
0.00%
3.89%
0.00%
0.00%
3.12%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1.77%
1.38%

NPA as
%age
to Loan
OS

Regional Rural Banks

0.00
61.55
63.30
0.00
0.00
4876.04
66.70
5067.59
5650.25

0.00
0.58
0.00
0.58

0.00
17.20
0.00
191.47
208.67

0.00
0.00
129.45
0.00
106.96
236.41

97.40
15.36
0.00
0.00
5.70
0.00
0.00
0.00
118.46

0.00
5.18
2.24
0.00
0.00
11.12
0.00
18.54

Loan
Amount
OS
against
SHGs

0.00
0.00
0.00
0.00
0.00
272.34
0.00
272.34
341.77

0.00
0.00
0.00
0.00

0.00
0.00
0.00
46.59
46.59

0.00
0
0.00
0.00
8.90
8.90

7.65
5.69
0.00
0.00
0.00
0.00
0.00
0.00
13.34

0.00
0.60
0.00
0.00
0.00
0.00
0.00
0.60

Amount
of Gross
NPAs
against
SHGs

0.00%
0.00%
0.00%
0.00%
0.00%
5.59%
0.00%
5.37%
6.05%

0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
24.33%
22.33%

0.00%
0.00%
0.00%
0.00%
8.32%
3.76%

7.85%
37.04%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
11.26%

0.00%
11.58%
0.00%
0.00%
0.00%
0.00%
0.00%
3.24%

NPA as
%age
to Loan
OS

Cooperative Banks

186386.45
78870.97
5062.07
0.00
201.39
14606.35
68235.98
353363.21
397975.18

17.38
2228.23
7745.59
9991.20

338.22
3553.35
8781.82
559.29
13232.68

7.71
1754.88
2280.60
5471.59
3480.19
12994.97

4094.22
15.36
36.54
9.84
68.36
53.39
12.64
141.58
4431.93

54.49
866.45
49.96
42.48
93.48
65.06
2789.27
3961.19

Loan
Amount
OS against
SHGs

Progress under Microfinance - Non-Performing Assets of Banks against SHGs under NULM - Position as on 31 March 2016

STATEMENT - II- H

6107.16
1523.55
187.79
0.00
124.65
2049.64
1888.73
11881.52
23209.12

0.00
236.81
1353.45
1590.26

52.98
1160.60
2081.41
103.96
3398.95

5.64
524.15
325.43
2283.81
1752.36
4891.39

396.94
5.69
6.71
4.61
15.70
3.54
2.49
55.55
481.73

40.58
325.32
4.79
19.81
5.55
22.71
546.51
965.27

Amount
of Gross
NPAs
against
SHGs

3.28%
1.93%
3.71%
0.00%
61.89%
14.03%
2.77%
3.36%
5.83%

0.00%
10.63%
17.47%
15.92%

15.66%
32.66%
23.70%
18.59%
25.69%

73.15%
29.87%
14.27%
41.74%
50.35%
37.64%

9.70%
37.04%
18.36%
46.85%
22.97%
6.63%
19.70%
39.24%
10.87%

74.47%
37.55%
9.59%
46.63%
5.94%
34.91%
19.59%
24.37%

NPA as
%age
to Loan
OS

(Amount ` lakh)
Total

STATEMENT - III - A (i)


Progress under Microfinance - Savings of SHGs with Public Sector Commercial Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.

Name of the Bank

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

NORTHERN REGION
Chandigarh
1

Allahabad Bank

0.00

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

Bank of Maharashtra

30

300

13.50

20

200

8.50

0.00

Canara Bank

156

110.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

IDBI Bank

30

0.64

10

0.00

0.00

Indian Bank

13

0.01

13

0.01

0.00

Oriental Bank of Commerce

11

99

0.10

0.00

0.00

10 Punjab & Sind Bank

0.00

0.00

0.00

11 State Bank of India

0.00

0.00

0.00

12 State Bank of Patiala

0.00

0.00

0.00

13 UCO Bank

41

1.13

33

0.79

22

0.20

17

183

2.00

14

155

1.00

15

169

1.00

0.00

0.00

0.00

224

666

127.38

41

420

10.30

18

191

1.20

525

6029

67.62

457

5240

57.81

55

653

6.01

0.00

0.00

0.00

82

847

3.01

22

220

0.59

33

339

1.26

272

2536

8.53

132

1393

5.60

45

500

2.62

16

160

14.35

80

8.20

0.00

1131

13530

11364.00

917

11013

9733.00

0.00

193

3088

20.96

69

897

11.00

41

656

4.52

14 Union Bank of India


15 Vijaya Bank
Total
Haryana
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

18

180

1.24

17

170

1.23

11

110

0.55

Dena Bank

73

530

5.45

54

378

4.32

66

477

5.00

17

170

0.59

14

140

0.00

0.00

142

1846

12.47

139

1809

12.22

106

1378

4.10

11

165

0.89

0.00

0.00

2772

24948

178.79

775

6975

42.86

0.00

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce

Taking Rural India >> Forward

60

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

14 Punjab National Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

10522

106617

1425.52

8063

83300

1292.93

4920

51224

438.61

705

7050

44.01

459

4590

28.11

0.00

0.00

0.00

0.00

17 State Bank of India

1443

17320

78.00

1242

14909

67.00

1045

12542

56.00

18 State Bank of Patiala

1237

15570

136.60

726

9438

104.25

328

4248

34.12

19 Syndicate Bank

170

2550

13.00

150

2250

9.00

150

2150

11.00

20 UCO Bank

342

2820

16.32

230

2050

11.95

166

1484

3.08

21 Union Bank of India

37

414

4.20

35

387

4.00

25

277

4.10

22 Vijaya Bank

77

847

7.20

61

671

6.23

61

671

6.23

19785

207217

13402.75

13570

145910

11400.30

7052

76709

577.20

15 Punjab & Sind Bank


16 State Bank of Hyderabad

Total
Himachal Pradesh
1

Allahabad Bank

95

0.05

84

0.02

95

0.05

Bank of Baroda

77

1.66

44

0.10

66

1.33

Bank of India

121

1610

11.10

61

629

5.57

24

243

1.20

Bank of Maharashtra

10

100

0.75

30

0.18

20

0.10

Canara Bank

179

1785

15.00

94

951

8.00

25

250

4.00

Central Bank of India

204

2856

25.45

59

590

4.78

36

504

3.88

Corporation Bank

50

0.08

50

0.08

40

0.00

Dena Bank

56

0.41

16

0.05

50

0.41

IDBI Bank

31

310

3.57

25

250

2.90

0.00

52

676

4.67

52

662

4.58

48

624

4.43

90

0.59

60

0.09

60

0.09

243

2187

22.75

67

603

5.63

0.00

4926

37587

551.80

4369

31481

536.18

844

7287

70.72

18

193

1.98

13

141

13.25

62

0.71

15 State Bank of India

3369

40222

301.00

3316

39807

296.00

1452

17334

130.00

16 State Bank of Patiala

2273

28268

203.90

993

12908

91.83

801

10324

94.04

70

1.00

30

1.00

50

1.00

3345

31100

259.19

2278

21650

200.01

1643

15405

44.60

88

0.35

77

0.35

77

0.35

14817

147420

1405.30

11360

110063

1170.60

4920

52491

356.91

10 Indian Bank
11 Indian Overseas Bank
12 Oriental Bank of Commerce
13 Punjab National Bank
14 Punjab & Sind Bank

17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1

Allahabad Bank

86

3.51

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

61

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

80

1280

20.05

11

121

2.02

65

1040

18.06

Corporation Bank

34

340

4.95

29

290

4.19

29

290

4.19

Oriental Bank of Commerce

56

504

4.47

27

3.38

0.00

Punjab National Bank

548

4932

13.10

502

4518

12.00

501

4509

11.86

Punjab & Sind Bank

44

0.30

44

0.30

44

0.30

458

5409

24.00

386

4601

20.00

378

4461

20.00

11 State Bank of Patiala

53

0.13

33

0.12

33

0.12

12 Syndicate Bank

35

1.00

22

1.00

35

1.00

15

105

0.01

72

0.00

54

0.01

1210

12788

71.52

948

9728

43.01

989

10466

55.54

10 State Bank of India

13 UCO Bank
Total
New Delhi
1

Allahabad Bank

69

800

10.75

12

0.51

12

0.51

Bank of Baroda

140

1516

7.85

79

821

4.85

18

190

1.40

Bank of India

21

336

4.46

21

336

4.46

0.00

Bank of Maharashtra

82

820

50.41

68

680

18.18

0.00

Canara Bank

313

4325

25.00

313

4325

25.00

0.00

Central Bank of India

0.00

0.00

0.00

Corporation Bank

33

330

0.52

29

290

0.46

0.00

Dena Bank

81

712

27.64

17

136

1.55

48

428

17.00

IDBI Bank

77

770

60.04

32

320

10.59

0.00

678

8814

33.25

664

8638

32.59

0.00

0.00

0.00

0.00

12 Oriental Bank of Commerce

277

2493

50.97

49

441

21.07

0.00

13 Punjab National Bank

595

5998

95.80

406

3982

60.54

109

1148

9.51

0.00

0.00

0.00

468

5614

60.00

418

5022

54.00

14

163

2.00

16 State Bank of Patiala

30

397

1.47

13

211

0.58

12

150

0.29

17 Syndicate Bank

12

130

1.00

75

1.00

12

130

1.00

18 UCO Bank

57

560

3.71

44

415

2.75

32

297

1.41

74

4.10

11

1.00

21

2.00

150

1650

20.75

59

649

8.54

59

649

8.54

3090

35339

457.72

2220

26364

247.67

307

3188

43.66

10 Indian Bank
11 Indian Overseas Bank

14 Punjab & Sind Bank


15 State Bank of India

19 Union Bank of India


20 Vijaya Bank
Total

Taking Rural India >> Forward

62

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Punjab
1

Allahabad Bank

179

1936

36.85

58

657

12.84

35

4.12

Bank of Baroda

57

561

6.41

18

187

3.59

11

0.16

Bank of India

82

0.52

73

0.52

12

0.13

Bank of Maharashtra

33

330

1.10

15

150

0.55

40

0.00

Canara Bank

458

4596

1262.00

344

3421

893.00

141

1594

22.00

Central Bank of India

45

720

2.91

12

132

1.09

48

0.48

Corporation Bank

40

0.09

30

0.08

10

0.01

Dena Bank

49

441

6.70

31

279

0.37

46

419

6.00

IDBI Bank

30

300

2.67

10

0.00

0.00

10 Indian Bank

93

1209

6.27

91

1185

6.14

28

364

0.16

11 Indian Overseas Bank

10

200

0.74

10

200

0.74

10

200

0.74

12 Oriental Bank of Commerce

1697

15273

89.77

429

3861

16.03

0.00

13 Punjab National Bank

5568

70614

202.77

3973

45939

142.08

1102

10974

43.69

14 Punjab & Sind Bank

1454

15915

679.84

956

10054

571.46

954

10953

619.67

15 State Bank of India

1082

13035

51.00

959

11509

45.00

950

11443

45.00

16 State Bank of Patiala

1615

20257

124.90

877

11401

77.07

684

8869

69.72

13

140

1.00

13

140

1.00

13

140

1.00

473

3825

33.70

303

2785

24.41

219

2039

4.98

19 Union Bank of India

33

372

6.00

27

294

3.00

28

308

4.00

20 Vijaya Bank

68

748

2.43

37

407

1.65

37

407

1.65

12970

150594

2517.67

8165

92714

1800.62

4225

47866

823.51

327

3862

200.12

133

1553

185.56

267

3177

200.12

0.00

0.00

0.00

16620

168159

1926.07

11102

111515

1479.53

3187

32557

530.42

17 Syndicate Bank
18 UCO Bank

Total
Rajasthan
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

694

7940

40.52

557

6570

30.92

694

7940

40.52

Bank of Maharashtra

108

1080

21.65

66

660

7.35

42

420

4.35

Canara Bank

567

8505

55.00

501

7515

39.00

21

315

1.00

Central Bank of India

651

9765

33.81

124

1364

6.72

27

405

0.61

Corporation Bank

14

140

3.77

13

130

3.74

70

3.46

Dena Bank

193

1737

12.95

72

648

5.93

174

1563

11.00

10 IDBI Bank

200

2000

15.72

177

1770

14.41

0.00

11 Indian Bank

136

1768

14.56

133

1733

14.27

101

1313

4.52

63

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

12 Indian Overseas Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

40

800

0.73

33

660

0.64

33

660

0.64

13 Oriental Bank of Commerce

2819

25371

155.27

547

4923

24.43

0.00

14 Punjab National Bank

9971

99710

224.69

8665

86650

146.84

8631

86302

128.83

49

569

3.10

104

149

0.60

49

0.50

27276

272760

1378.15

24548

245480

1240.34

0.00

2868

34425

198.00

2555

30664

176.00

877

10524

61.00

129

1632

18.10

84

1092

10.84

78

1011

10.92

35

525

2.00

28

425

1.00

35

525

2.00

3824

32525

518.07

2478

23500

199.23

1787

16776

59.13

21 Union Bank of India

143

1542

16.00

123

1369

11.00

117

1292

10.00

22 Vijaya Bank

253

2783

27.02

157

1727

15.85

157

1727

15.85

66917

677598

4865.30

52200

530097

3614.20

16239

166626

1084.87

119013

1231622

22847.64

88504

915296

18286.70

33750

357537

2942.89

5617

66333

1687.20

3681

43549

1253.46

5121

60784

1493.93

0.00

0.00

0.00

15 Punjab & Sind Bank


16 State Bank of Bikaner & Jaipur
17 State Bank of India
18 State Bank of Patiala
19 Syndicate Bank
20 UCO Bank

Total
Total Northern Region
NORTH EASTERN REGION
Assam
1

Allahabad Bank

Andhra Bank

Bank of Baroda

819

8466

3.00

479

4913

1.90

228

2252

1.51

Bank of India

313

3887

9.23

196

2352

7.66

175

2275

5.17

Bank of Maharashtra

103

1030

1.75

55

550

1.05

0.00

Canara Bank

1507

16577

111.00

662

7282

49.00

433

4763

32.00

Central Bank of India

3697

51758

305.30

739

8868

64.78

1182

16548

136.53

Corporation Bank

40

0.27

40

0.27

0.00

Dena Bank

193

1351

19.74

92

644

9.84

174

1216

18.00

10 IDBI Bank

1223

12230

240.04

682

6820

78.25

0.00

11 Indian Bank

2930

38090

136.19

2871

37328

133.47

1011

13143

32.33

12 Indian Overseas Bank

258

5160

13.00

188

3760

7.51

188

3760

7.51

13 Oriental Bank of Commerce

609

5481

20.00

80

720

0.45

0.00

16733

200796

418.32

10421

125052

312.63

7918

95016

198.00

41

385

163.00

12

106

32.00

35

333

137.00

14551

174062

395.00

11626

139492

316.00

9772

116895

265.00

122

1585

8.00

78

1015

5.00

40

520

4.00

18350

98630

1014.35

12647

68500

790.25

9120

49018

237.18

1261

13640

66.00

668

7460

35.00

859

9299

40.00

14 Punjab National Bank


15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank
18 UCO Bank
19 Union Bank of India

Taking Rural India >> Forward

64

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

20 United Bank of India


21 Vijaya Bank
Total

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

17291

144160

938.00

17169

142734

933.00

16621

137125

912.00

1139

12529

41.63

420

4620

19.44

420

4620

19.44

86761

856190

5591.02

62770

605805

4050.96

53297

517567

3539.60

22

0.01

11

0.01

0.00

23

230

0.41

23

230

0.41

30

0.05

Arunachal Pradesh
1

Bank of Baroda

Bank of India

Bank of Maharashtra

50

1.70

10

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Indian Bank

104

0.12

104

0.12

104

0.12

Oriental Bank of Commerce

36

0.36

0.01

0.00

Punjab National Bank

163

1956

48.90

154

1848

46.20

163

1956

48.90

State Bank of India

1314

13008

161.00

1106

10947

135.00

243

2404

30.00

10 Syndicate Bank

13

48

1.00

13

48

1.00

13

48

1.00

11 UCO Bank

44

244

3.23

34

161

2.65

24

131

1.09

12 Vijaya Bank

75

825

6.86

28

308

2.42

28

308

2.42

1651

16523

223.59

1369

13676

187.82

482

4981

83.58

Total
Manipur
1

Allahabad Bank

13

153

3.57

96

1.32

11

131

2.45

Bank of Baroda

160

1703

1.00

130

1339

0.90

104

1099

0.73

Bank of India

31

359

6.12

31

359

6.12

0.00

Bank of Maharashtra

50

0.05

30

0.04

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

64

768

1.36

99

0.61

0.00

IDBI Bank

23

230

2.57

20

200

2.57

0.00

Indian Overseas Bank

0.00

0.00

0.00

Punjab National Bank

118

1416

35.46

64

768

19.20

86

1032

25.80

52

10.00

48

9.00

52

10.00

2520

23770

105.00

2321

21822

97.00

1137

10721

47.00

65

1.00

65

1.00

65

1.00

13 UCO Bank

646

1595

14.99

219

1145

8.50

158

849

1.41

14 Vijaya Bank

355

3905

20.61

253

2783

10.40

253

2783

10.40

3946

34066

201.73

3068

28754

156.66

1760

16732

98.79

10 Punjab & Sind Bank


11 State Bank of India
12 Syndicate Bank

Total

65

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Meghalaya
1

Bank of Baroda

14

166

0.28

111

0.18

101

0.19

Bank of India

13

0.02

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

12

0.01

0.00

0.00

Indian Bank

47

611

4.88

47

611

4.78

0.00

Indian Overseas Bank

0.00

0.00

0.00

Punjab National Bank

139

1668

41.70

81

972

29.16

97

1164

29.10

State Bank of India

1191

11082

72.00

1033

9615

62.00

577

5369

35.00

Syndicate Bank

60

1.00

60

1.00

60

1.00

10 UCO Bank

23

0.03

16

0.01

13

0.01

11 Union Bank of India

0.00

0.00

0.00

12 Vijaya Bank

44

5.94

11

5.83

11

5.83

1405

13679

125.86

1178

11396

102.96

690

6718

71.13

Total
Mizoram
1

Bank of Baroda

0.01

0.01

0.01

Bank of India

10

0.07

10

0.07

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

12

0.03

0.00

0.00

IDBI Bank

86

860

7.69

77

770

7.17

0.00

State Bank of India

95

908

3.00

88

846

3.00

50

479

2.00

Syndicate Bank

85

1.00

85

1.00

85

1.00

UCO Bank

11

47

0.09

32

0.08

25

0.03

Vijaya Bank

0.00

0.00

0.00

203

1931

11.89

182

1752

11.33

64

598

3.04

Total
Nagaland
1

Allahabad Bank

49

586

10.23

36

429

8.69

48

575

10.23

Bank of Baroda

141

1424

1.25

64

671

1.20

97

978

0.70

Bank of India

74

835

2.50

63

712

1.50

74

835

2.50

Bank of Maharashtra

12

120

0.60

12

120

0.60

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

86

1032

3.64

44

0.20

12

0.00

IDBI Bank

46

460

2.44

39

390

1.89

0.00

Indian Bank

32

416

0.51

32

416

0.51

0.00

Taking Rural India >> Forward

66

STATEMENT - III - A (i) (contd.)


Sl.
No.
9

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Indian Overseas Bank

180

0.37

180

0.37

180

0.37

10 Punjab National Bank

10

120

3.04

72

1.80

84

2.10

11 Punjab & Sind Bank

0.00

0.00

0.00

2272

21379

231.00

1918

18035

195.00

1012

9519

103.00

50

1.00

50

1.00

50

1.00

14 UCO Bank

123

670

33.19

91

435

19.25

65

353

2.70

15 Vijaya Bank

153

1683

6.90

89

979

2.19

89

979

2.19

3012

28955

296.67

2368

22533

234.20

1407

13565

124.79

12 State Bank of India


13 Syndicate Bank

Total
Sikkim
1

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

95

1140

16.55

28

308

5.75

11

132

1.38

Dena Bank

0.00

0.00

0.00

IDBI Bank

34

340

19.01

32

320

18.92

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

40

0.14

40

0.14

40

0.14

Oriental Bank of Commerce

54

0.06

0.00

0.00

771

9208

174.00

641

7620

145.00

169

2013

38.00

11 Syndicate Bank

20

300

2.00

17

250

1.00

20

300

2.00

12 UCO Bank

96

546

6.88

76

360

5.37

54

291

1.45

158

2006

73.00

123

1597

61.00

138

1778

67.00

33

0.02

0.00

0.00

1185

13667

291.66

919

10495

237.18

394

4554

109.97

20

209

0.22

18

198

0.20

16

162

0.16

10 State Bank of India

13 Union Bank of India


14 Vijaya Bank
Total
Tripura
1

Bank of Baroda

Bank of India

169

1703

5.43

169

1703

5.43

169

1703

5.43

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

IDBI Bank

166

1660

34.63

130

1300

25.62

0.00

Indian Bank

39

0.04

39

0.04

26

0.02

Indian Overseas Bank

0.00

0.00

0.00

Oriental Bank of Commerce

18

0.04

0.00

0.00

Punjab National Bank

0.00

0.00

0.00

67

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

10 Punjab & Sind Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

0.00

0.00

0.00

1669

15896

104.00

1429

13633

89.00

969

9226

60.00

680

2025

86.69

278

1335

59.35

201

1078

5.02

13 Union Bank of India

0.00

0.00

0.00

14 United Bank of India

6544

65952

602.00

6480

65301

599.00

6215

62637

586.00

66

10.62

11

0.03

11

0.03

9259

87568

843.67

8508

83520

778.67

7573

74843

656.66

107422

1052579

7586.09

80362

777931

5759.78

65667

639558

4687.56

11 State Bank of India


12 UCO Bank

15 Vijaya Bank
Total
Total North Eastern Region
EASTERN REGION
A & N Islands (UT)
1

Allahabad Bank

22

0.31

11

0.31

0.00

Dena Bank

16

0.04

0.03

16

0.04

IDBI Bank

29

290

1.07

28

280

1.06

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

State Bank of India

247

3058

18.00

208

2557

15.00

46

565

3.00

Syndicate Bank

55

1.00

55

1.00

55

1.00

UCO Bank

10

34

0.85

20

0.67

18

0.24

Vijaya Bank

46

506

4.49

37

407

3.98

37

407

3.98

341

3981

25.76

288

3339

22.05

96

1061

8.26

Total
Bihar
1

Allahabad Bank

12517

143951

3621.00

8276

94309

2731.98

8413

99863

2541.12

Bank of Baroda

6493

67549

918.29

5436

55837

881.00

1946

21200

73.49

Bank of India

10932

121847

585.49

10647

118103

580.93

10319

115853

546.14

Bank of Maharashtra

29

290

0.48

25

250

0.25

0.00

Canara Bank

6222

39640

1308.00

6222

39640

1308.00

0.00

Central Bank of India

10360

134680

1094.85

2869

31559

304.64

1421

18473

208.39

Corporation Bank

22

220

0.45

18

180

0.35

18

180

0.35

Dena Bank

402

2814

24.14

284

1988

10.97

362

2532

21.97

IDBI Bank

43

430

6.95

30

300

1.61

0.00

4500

58500

517.38

4410

57330

507.03

375

4875

86.15

21

315

6.24

13

195

4.79

13

195

4.79

377

3393

18.62

41

369

2.34

0.00

48498

557123

4628.11

32503

385965

3023.81

34924

408811

4393.59

10 Indian Bank
11 Indian Overseas Bank
12 Oriental Bank of Commerce
13 Punjab National Bank

Taking Rural India >> Forward

68

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

14 State Bank of India

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

29157

350025

4351.00

25799

309597

3850.00

4212

50560

628.00

208

3126

17.00

48

630

4.00

40

490

3.00

13191

99300

1944.66

7803

74500

1497.50

5627

51933

375.60

17 Union Bank of India

570

6892

118.00

557

6681

116.00

557

6681

115.00

18 United Bank of India

4685

46909

351.00

4634

46395

348.00

4406

44102

332.00

142

1562

8.77

83

913

5.43

83

913

5.43

148369

1638566

19520.43

109698

1224741

15178.63

72716

826661

9335.02

2759

32155

587.81

2197

25659

424.18

1401

16632

451.16

0.00

0.00

0.00

479

4915

35.00

173

1753

21.00

0.00

26201

286767

3300.68

24092

262162

3248.81

11291

120568

1639.54

60

0.85

30

0.55

0.00

15 Syndicate Bank
16 UCO Bank

19 Vijaya Bank
Total
Jharkhand
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

856

9844

46.00

742

8533

40.00

689

7502

34.00

Central Bank of India

327

4905

23.97

115

1380

11.00

74

1110

7.45

Corporation Bank

20

0.00

20

0.00

0.00

Dena Bank

242

1936

19.33

146

1168

10.40

217

1742

17.00

10 IDBI Bank

529

5290

26.79

436

4360

21.95

0.00

11 Indian Bank

848

11024

110.41

831

10804

108.20

835

10855

103.23

65

975

6.32

50

750

5.12

50

750

5.12

325

2925

41.19

73

657

1.62

0.00

6127

62271

440.10

4806

51282

358.57

3910

40978

277.14

14

140

0.14

14

140

0.14

0.00

18969

227688

1700.00

16896

202764

1514.00

3847

46171

345.00

55

825

3.00

50

750

2.00

55

825

3.00

18 UCO Bank

546

4225

33.56

317

2975

26.45

228

2140

10.19

19 Union Bank of India

195

2162

14.20

167

1827

9.00

168

1850

10.00

20 United Bank of India

3496

46895

272.00

3456

46487

269.00

3306

33086

261.00

149

1639

5.01

77

847

2.55

77

847

2.55

62190

706661

6666.36

54643

624348

6074.54

26148

285056

3166.38

12 Indian Overseas Bank


13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank

21 Vijaya Bank
Total
Odisha
1

Allahabad Bank

5939

68447

224.31

4406

50943

155.38

1266

15024

151.45

Andhra Bank

3213

38556

524.98

3148

37776

521.00

2823

33876

488.55

Bank of Baroda

6132

58771

683.00

5095

48434

534.00

0.00

69

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

Bank of India

Bank of Maharashtra

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

29341

337348

4247.40

29019

334080

4232.30

20952

222040

1882.67

24

240

1.00

19

190

0.70

40

0.20

Canara Bank

1436

15796

95.00

1436

15796

95.00

206

2266

14.00

Central Bank of India

1593

19116

477.50

428

4280

152.45

470

5640

163.03

Corporation Bank

32

320

5.53

27

270

5.11

40

0.93

Dena Bank

404

3433

9.39

203

1624

6.73

364

3090

8.00

830

8300

25.37

768

7680

13.06

0.00

11 Indian Bank

7581

98553

1209.23

7429

96582

1185.05

3281

42653

440.55

12 Indian Overseas Bank

3091

46365

592.11

2522

37830

448.95

2522

37830

448.95

13 Oriental Bank of Commerce

1237

11133

141.50

149

1341

8.26

0.00

10213

113076

1212.07

9768

108626

1084.86

6968

75704

735.00

15 Punjab & Sind Bank

10

0.01

10

0.01

0.00

16 State Bank of Hyderabad

76

0.70

76

0.70

76

0.70

80183

881078

8958.00

71367

787368

7973.00

38187

419607

4266.00

1065

13900

53.00

960

12480

48.00

905

11765

45.00

24565

225250

3989.41

17539

163750

3276.78

12647

119782

844.56

20 Union Bank of India

960

11578

290.00

923

11052

281.00

892

10681

238.00

21 United Bank of India

8727

87577

639.00

8644

86736

635.00

8324

83502

624.00

742

8162

71.74

621

6831

64.23

621

6831

64.23

187316

2047085

23450.25

164479

1813755

20721.57

100443

1090447

10415.82

41398

485447

14060.00

32764

384769

11738.70

30214

358645

10412.56

0.00

0.00

0.00

2850

28564

563.00

2562

26477

443.00

31

379

13.84

19067

214634

686.93

12254

137872

460.49

4780

49215

56.74

21

210

56.86

15

150

30.20

60

4.50

2735

34414

227.00

507

7067

39.00

259

2868

27.00

16276

260416

3335.66

5328

63936

1102.00

5879

94064

1147.12

18

180

1.75

10

100

1.34

30

0.46

385

3465

43.08

115

1035

21.54

347

3119

38.00

10 IDBI Bank

1050

10500

548.67

579

5790

490.88

0.00

11 Indian Bank

6284

81692

632.62

6158

80058

619.97

1303

16939

234.02

12 Indian Overseas Bank

1511

30220

291.52

1034

20680

208.46

1034

20680

208.46

13 Oriental Bank of Commerce

1192

10728

111.01

111

999

11.78

0.00

10 IDBI Bank

14 Punjab National Bank

17 State Bank of India


18 Syndicate Bank
19 UCO Bank

22 Vijaya Bank
Total
West Bengal
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

Dena Bank

Taking Rural India >> Forward

70

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

14 Punjab National Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

11850

134744

973.25

11030

126613

958.05

11815

134324

971.40

40

0.01

40

0.01

40

0.01

37378

458256

4652.00

30998

380375

3858.00

9198

112763

1145.00

0.00

0.00

0.00

2209

24300

55.00

1520

16725

38.00

2209

24300

55.00

18737

177150

2599.04

12725

122700

2085.86

9176

87171

632.74

20 Union Bank of India

1850

22057

253.00

1644

20007

229.00

1728

21127

238.00

21 United Bank of India

87081

861733

8205.00

86519

856087

8192.00

83265

823283

8108.00

374

4114

75.66

151

1661

14.96

151

1661

14.96

Total

252270

2842864

37371.06

206028

2253141

30543.24

161402

1750668

23307.81

Total Eastern Region

650486

7239157

87033.86

535136

5919324

72540.03

360805

3953893

46233.29

633

7465

257.16

568

6644

246.03

501

5910

240.48

0.00

0.00

0.00

15 Punjab & Sind Bank


16 State Bank of India
17 State Bank of Travancore
18 Syndicate Bank
19 UCO Bank

22 Vijaya Bank

CENTRAL REGION
Chhattisgarh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

702

6628

558.00

519

4918

320.00

557

5013

545.00

Bank of India

550

5500

43.00

105

1050

7.00

275

2750

21.00

Bank of Maharashtra

3650

36500

328.93

2720

27200

198.05

1500

15000

60.30

Canara Bank

1384

13840

94.85

512

5120

32.46

31

310

17.25

Central Bank of India

2373

35595

611.28

697

8364

192.03

1677

25155

504.29

Corporation Bank

116

1160

15.10

99

990

13.86

79

790

10.03

Dena Bank

5419

37933

483.10

4084

28588

352.30

4878

34140

435.00

10 IDBI Bank

277

2770

269.15

202

2020

257.90

0.00

11 Indian Bank

795

10335

50.51

779

10128

49.50

152

1976

6.44

12 Indian Overseas Bank

127

1905

37.76

103

1545

30.67

103

1545

30.67

1795

16155

193.52

88

792

5.98

0.00

10830

93320

281.54

9697

83259

233.52

7979

72099

192.00

0.00

0.00

0.00

12172

150270

1634.00

8795

108201

1181.00

4324

53383

580.00

40

450

2.00

30

320

1.00

40

450

2.00

0.00

0.00

0.00

19 Union Bank of India

482

5272

76.00

433

4808

67.00

403

4445

67.00

20 Vijaya Bank

685

7535

39.14

229

2519

11.58

227

2497

11.37

42030

432633

4975.04

29660

296466

3199.88

22726

225463

2722.83

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank
18 UCO Bank

Total

71

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Madhya Pradesh
1

Allahabad Bank

3674

42696

777.67

2859

33277

526.05

2501

29687

541.54

Andhra Bank

0.00

0.00

0.00

Bank of Baroda

3345

36795

69.07

1922

21142

46.78

103

1133

4.00

Bank of India

33753

368629

7267.08

28946

324648

6145.00

25388

286504

4497.59

Bank of Maharashtra

6153

61530

763.16

4780

47800

344.30

3401

34010

358.52

Canara Bank

1997

28353

209.00

1553

22705

168.00

31

465

2.00

Central Bank of India

7405

133290

1315.65

2110

27430

368.94

3894

70092

977.43

Corporation Bank

17

170

3.08

80

1.67

30

1.19

Dena Bank

537

4296

79.84

212

1696

8.13

484

3866

72.00

237

2370

196.23

223

2230

166.65

0.00

1313

17069

212.31

1287

16728

208.06

120

1560

6.81

0.00

0.00

0.00

873

7857

93.26

124

1116

6.46

0.00

14 Punjab National Bank

9768

104396

577.90

5170

54018

264.12

6622

71522

252.40

15 Punjab & Sind Bank

156

2400

37.88

28

644

8.99

20

285

3.00

0.00

0.00

0.00

18199

236081

1748.00

13135

170885

1262.00

8611

111709

827.00

26

0.04

26

0.04

13

0.03

139

1950

7.00

115

1560

5.00

110

1540

5.00

20 UCO Bank

4363

39825

310.88

3010

29120

254.05

2171

21263

75.34

21 Union Bank of India

1679

19522

310.00

1339

16068

274.00

1330

16065

272.00

22 United Bank of India

0.00

0.00

0.00

497

5467

35.98

175

1925

10.92

175

1925

10.92

94107

1112722

14014.03

66998

773098

10069.16

54965

651669

7906.77

27856

326420

11079.00

14676

171295

4847.53

11412

135462

4888.58

0.00

0.00

0.00

20282

223102

1835.57

10111

111221

597.31

4027

44297

766.48

9731

99205

1306.68

2536

25095

237.23

7581

79734

1195.68

667

6670

42.05

440

4400

25.17

178

1780

8.85

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce

16 State Bank of Hyderabad


17 State Bank of India
18 State Bank of Patiala
19 Syndicate Bank

23 Vijaya Bank
Total
Uttar Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

3659

40665

7863.00

1661

16808

3228.00

3552

39468

7699.00

Central Bank of India

1840

31280

118.33

419

5866

25.88

108

1836

13.15

Taking Rural India >> Forward

72

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

Corporation Bank

Dena Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

80

1.61

70

1.56

60

0.50

337

3033

24.92

190

1710

15.32

303

2730

23.00

679

6790

22.19

586

5860

5.32

0.00

1245

16185

115.97

1220

15861

113.65

298

3874

17.04

54

1080

5.68

38

760

3.65

38

760

3.65

4213

37917

235.17

506

4554

24.64

0.00

14 Punjab National Bank

20236

213664

1005.75

6394

62782

303.92

11234

119908

770.77

15 Punjab & Sind Bank

2098

24397

56.69

390

3571

16.93

1763

22035

52.42

16 State Bank of India

11687

140227

597.00

9931

119180

507.00

1742

20905

89.00

17 State Bank of Patiala

100

1276

6.79

79

1025

6.01

72

935

5.87

18 Syndicate Bank

520

7900

15.00

470

7000

12.00

460

6850

10.00

19 UCO Bank

1932

17250

100.44

1217

12350

76.63

878

8626

28.98

20 Union Bank of India

3048

35168

191.00

1914

24784

132.00

2227

28958

145.00

21 United Bank of India

1463

14874

107.00

1453

14764

107.00

1384

14061

103.00

362

3982

30.58

148

1628

9.21

148

1628

9.21

112017

1251165

24760.42

54386

610584

10295.96

47411

533907

15830.18

308

3558

87.85

188

2168

55.17

38

451

32.49

0.00

0.00

0.00

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce

22 Vijaya Bank
Total
Uttarakhand
1

Allahabad Bank

Andhra Bank

Bank of Baroda

328

3608

328.00

91

1001

91.00

146

1606

165.45

Bank of India

141

1692

21.15

45

540

6.75

13

156

1.95

Bank of Maharashtra

60

2.42

30

1.15

30

0.80

Canara Bank

364

1820

22.00

242

1210

14.00

25

125

4.00

Central Bank of India

42

630

4.63

12

144

1.85

45

0.38

Corporation Bank

0.00

0.00

0.00

Dena Bank

33

297

2.31

19

171

1.38

30

267

1.93

143

1430

24.13

128

1280

3.38

0.00

24

312

0.74

24

312

0.73

0.00

100

0.26

100

0.26

100

0.26

13 Oriental Bank of Commerce

1527

13743

97.04

123

1107

10.09

0.00

14 Punjab National Bank

4439

42722

1601.34

1592

14830

416.37

3459

32922

939.00

53

563

15.84

19

196

5.62

53

563

15.84

5039

47344

391.00

4463

41951

346.00

865

8128

67.00

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank

15 Punjab & Sind Bank


16 State Bank of India

73

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

17 State Bank of Patiala

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

143

1812

7.41

119

1547

6.78

128

1642

7.16

22

240

2.00

10

110

1.00

22

240

2.00

325

2545

112.58

202

1855

59.48

146

1352

3.85

20 Union Bank of India

78

996

14.00

45

597

8.00

48

639

9.00

21 Vijaya Bank

11

121

5.41

11

0.02

11

0.02

13031

123593

2740.11

7331

69160

1029.03

4985

48277

1251.13

261185

2920113

46489.60

158375

1749308

24594.03

130087

1459316

27710.91

18 Syndicate Bank
19 UCO Bank

Total
Total Central Region
WESTERN REGION
Goa
1

Bank of Baroda

359

3949

117.86

318

3498

101.69

141

1551

42.90

Bank of India

792

9531

60.33

729

8775

51.83

445

4960

39.18

Bank of Maharashtra

926

9260

122.90

785

7850

59.33

506

5060

5.25

Canara Bank

258

2368

96.00

196

1820

73.00

63

670

23.00

Central Bank of India

71

1136

13.99

10

110

1.57

22

352

2.76

Corporation Bank

101

1010

16.25

95

950

14.03

94

940

14.00

Dena Bank

219

1555

51.78

197

1379

47.11

131

933

31.00

IDBI Bank

10

0.07

0.00

0.00

Indian Bank

37

481

3.64

37

481

3.57

23

299

2.60

57

1140

12.62

48

960

10.57

48

960

10.57

18

0.50

0.01

0.00

501

6002

103.00

444

5313

91.00

449

5376

92.00

13 Syndicate Bank

56

670

4.00

50

600

3.00

56

670

4.00

14 UCO Bank

52

530

16.11

42

390

12.25

30

282

3.76

15 Union Bank of India

0.00

0.00

0.00

16 Vijaya Bank

88

2.48

33

1.11

33

1.11

3440

37748

621.53

2955

32168

470.07

2011

22086

272.13

10 Indian Overseas Bank


11 Oriental Bank of Commerce
12 State Bank of India

Total
Gujarat
1

Allahabad Bank

169

1955

16.64

163

1880

14.53

13

161

6.10

Bank of Baroda

41962

461582

3320.28

23403

257433

2149.42

6424

70664

1051.31

Bank of India

11557

115941

1008.44

9714

99407

750.63

9477

94853

804.24

Bank of Maharashtra

832

8320

106.51

688

6880

73.32

670

6700

28.84

Canara Bank

401

4628

60.00

270

3063

38.00

0.00

Central Bank of India

1540

21560

155.45

703

8436

58.88

100

1400

30.85

Taking Rural India >> Forward

74

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

Corporation Bank

Dena Bank

IDBI Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

105

1050

10.76

85

850

8.78

85

850

8.78

28499

205510

2551.30

22098

154686

1601.87

22799

164408

1997.00

99

990

67.35

77

770

8.13

0.00

3068

39884

590.51

3007

39086

578.70

156

2028

10.94

11 Indian Overseas Bank

170

2550

5.57

132

1980

3.67

132

1980

3.67

12 Oriental Bank of Commerce

165

1485

74.09

34

306

2.87

0.00

1475

14750

113.03

246

2460

18.33

60

0.83

0.00

0.00

0.00

34400

410356

2565.00

28566

341847

2130.00

4471

53342

334.00

0.00

0.00

0.00

167

2000

7.00

125

1625

5.00

150

1500

5.00

18 UCO Bank

1589

14520

194.68

1118

9945

146.32

807

7208

34.35

19 Union Bank of India

1219

13698

192.30

1176

13055

187.00

1081

11837

180.30

515

5665

53.47

197

2167

19.58

197

2167

19.58

127932

1326444

11092.38

91802

945876

7795.03

46568

419158

4515.79

3103

35612

613.24

2307

26385

411.26

651

7736

212.45

208

2496

36.00

208

2496

36.00

166

1992

31.00

8189

90079

1007.72

5744

63184

687.46

1768

19448

165.71

43159

454845

10998.58

35832

366507

9391.89

24842

255492

9349.76

118665

1186650

11520.12

97870

978700

6473.86

74320

743200

3908.50

10 Indian Bank

13 Punjab National Bank


14 Punjab & Sind Bank
15 State Bank of India
16 State Bank of Patiala
17 Syndicate Bank

20 Vijaya Bank
Total
Maharashtra
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

3594

39197

444.00

3152

34472

396.00

749

8979

104.00

Central Bank of India

7309

109635

1090.75

2326

27912

343.28

2124

31860

375.93

Corporation Bank

132

1320

37.16

90

900

14.70

44

440

6.13

Dena Bank

7880

65573

793.20

5347

42776

498.32

7092

59015

713.00

10 IDBI Bank

2686

26860

573.85

2357

23570

309.65

0.00

11 Indian Bank

4721

61373

563.46

4627

60146

552.19

159

2067

17.28

12 Indian Overseas Bank

145

2175

17.46

117

1755

14.08

117

1755

14.08

13 Oriental Bank of Commerce

630

5670

152.44

113

1017

19.73

0.00

4393

40660

222.79

4084

37820

196.75

2994

26670

171.48

0.00

0.00

0.00

6522

66360

564.00

6522

66360

564.00

6522

66360

564.00

38727

464090

3289.00

31756

381092

2697.00

9367

112249

796.00

14 Punjab National Bank


15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India

75

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

18 State Bank of Mysore

65

650

5.00

65

650

5.00

0.00

19 State Bank of Patiala

55

712

7.57

52

482

7.43

17

218

2.79

644

10305

25.00

495

8415

20.00

580

7550

22.00

21 UCO Bank

2853

26330

272.93

2001

19610

217.91

1443

13522

58.24

22 Union Bank of India

1656

18655

223.00

1525

17114

208.00

1189

13202

166.00

23 Vijaya Bank

1984

21824

206.51

1137

12507

92.87

1134

12474

92.52

Total

257320

2731071

32663.78

207727

2173870

23157.38

135278

1384229

16770.87

Total Western Region

388692

4095263

44377.69

302484

3151914

31422.48

183857

1825473

21558.79

2749

28538

484.61

1991

21139

417.90

355

4214

177.49

1913987 140836.00

159414

1912968 140656.00

124162

20 Syndicate Bank

SOUTHERN REGION
Andhra Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

Dena Bank

159500

1489931 111554.00

3781

41591

3731.34

3781

41591

3731.34

1000

11000

1380.13

10449

121879

10889.00

9987

116005

10286.00

1809

21874

1940.00

2210

22100

631.40

1750

17500

308.60

1830

18300

435.40

21548

240437

15242.00

20507

228481

14233.00

5858

69293

4653.00

6638

79656

4807.68

1846

20306

1368.50

79

948

40.90

11687

116870

7363.68

10355

103550

6653.86

8552

85520

5331.63

73

511

11.54

57

399

11.08

44

306

7.00

82

820

56.46

67

670

48.50

0.00

11 Indian Bank

69740

906620

38934.54

68345

888488

38155.85

15470

201110

7182.84

12 Indian Overseas Bank

17643

352860

10290.94

14966

299320

8713.28

15079

301580

8772.97

60

0.79

60

0.79

0.00

396

3564

155.19

18

162

4.13

0.00

3745

41351

201.32

3745

41351

201.32

3745

41351

201.32

20782

248166

12605.00

20646

246760

12003.00

20782

248166

12605.00

174059

2084263

90975.00

165934

1977296

86728.00

86198

1032170

45053.00

822

8220

174.00

740

7400

157.00

0.00

19 State Bank of Patiala

0.00

0.00

0.00

20 State Bank of Travancore

0.00

0.00

0.00

58000

754000

3970.00

38280

603200

2620.00

38335

498355

2622.00

4377

43500

1349.66

3366

33750

990.25

2427

22495

365.78

28612

332468

9916.00

27686

319274

9674.00

18417

218934

6443.00

10 IDBI Bank

13 Punjab & Sind Bank


14 Oriental Bank of Commerce
15 Punjab National Bank
16 State Bank of Hyderabad
17 State Bank of India
18 State Bank of Mysore

21 Syndicate Bank
22 UCO Bank
23 Union Bank of India

Taking Rural India >> Forward

76

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

24 United Bank of India


25 Vijaya Bank
Total

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

0.00

0.00

0.00

9938

109318

4492.19

7393

81323

3928.92

7393

81323

3928.92

7450779 357118.34

560880

6960993 340891.32

351535

606837

4346870 212694.38

Karnataka
1

Allahabad Bank

172

2015

83.24

138

1619

69.99

114

1356

72.45

Andhra Bank

371

4452

94.39

364

4368

94.00

201

2412

27.08

Bank of Baroda

552

6072

262.00

457

5027

192.00

61

671

1.23

Bank of India

750

6505

38.91

661

5906

36.23

55

275

0.74

Bank of Maharashtra

1033

10330

101.07

750

7500

64.38

717

7170

7.44

Canara Bank

50188

726734

24707.00

41656

650842

21674.00

3177

50361

5116.00

Central Bank of India

1158

18528

365.55

450

5400

143.77

34

544

9.37

Corporation Bank

76889

768890

1798.80

66390

663900

1649.14

49206

492060

1397.72

Dena Bank

610

4880

52.90

496

3968

48.00

549

4392

47.00

516

5160

171.51

410

4100

149.86

0.00

11 Indian Bank

4333

56329

526.47

4246

55202

515.94

910

11830

82.03

12 Indian Overseas Bank

2384

35760

410.30

1961

29415

340.98

1961

29415

340.98

13 Oriental Bank of Commerce

340

3060

28.28

32

288

3.12

0.00

14 Punjab National Bank

588

7725

243.00

387

5635

156.50

42

465

28.50

0.00

0.00

0.00

1320

1376

105.00

1320

1376

105.00

1320

1376

105.00

17 State Bank of India

45806

503323

1353.00

41955

459891

1239.00

5749

63167

170.00

18 State Bank of Mysore

51146

511460

7023.00

46031

460310

6321.00

10930

109300

1615.00

19 State Bank of Patiala

0.00

0.00

0.00

20 State Bank of Travancore

0.00

0.00

0.00

40426

485000

1010.00

30320

363800

710.00

23916

310900

435.00

1357

11900

164.90

929

8700

134.12

669

6333

32.23

213526

1729047

27992.00

213451

1724624

27979.00

117362

946372

15741.00

36783

404612

5174.00

22639

249030

3456.00

22631

248945

3455.00

530248

5303158

71705.32

475043

4710901

65082.03

239604

2287344

28683.77

156

1825

61.40

124

1455

49.34

84

997

51.46

0.00

0.00

0.00

945

10395

1485.00

762

8382

1154.00

92

1012

78.22

10 IDBI Bank

15 Punjab & Sind Bank


16 State Bank of Hyderabad

21 Syndicate Bank
22 UCO Bank
23 Union Bank of India
24 Vijaya Bank
Total
Kerala
1

Allahabad Bank

Andhra Bank

Bank of Baroda

77

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

Bank of India

Bank of Maharashtra

Canara Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

11690

175350

1054.00

10605

159075

846.00

860

12900

78.00

175

1750

35.35

145

1450

19.45

95

950

21.25

20558

277143

5385.00

18987

258300

4705.00

8901

122653

2185.00

Central Bank of India

7988

135796

1872.61

1613

19356

351.62

116

1972

27.39

Corporation Bank

3681

36810

879.94

3223

32230

771.84

2553

25530

687.42

Dena Bank

27

216

1.81

17

136

0.63

24

194

1.63

1001

10010

455.55

936

9360

443.58

0.00

17461

226993

2409.95

17112

222453

2361.75

1848

24024

288.41

6920

138400

1344.52

5387

107740

1030.76

5405

108100

1034.18

195

1755

6.44

46

414

0.71

0.00

8331

99843

1219.88

3179

38248

891.78

1653

20940

215.33

15 Punjab & Sind Bank

0.00

0.00

0.00

16 State Bank of Hyderabad

44

4.00

44

4.00

44

4.00

5092

66231

508.00

4512

58660

450.00

2386

31032

238.00

94

940

11.00

85

850

9.00

0.00

22740

409320

22740.00

21610

388980

21610.00

21610

388980

21610.00

20 Syndicate Bank

3878

46540

113.00

2100

25200

84.00

3878

46540

113.00

21 UCO Bank

1227

10530

117.85

779

7510

94.50

562

5350

20.19

22411

324441

4320.00

21686

282345

4162.00

20181

262613

3865.00

5230

57530

749.12

3204

35244

503.75

3204

35244

503.75

139804

2031862

44774.42

116116

1657432

39543.71

73456

1089075

31022.23

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank

17 State Bank of India


18 State Bank of Mysore
19 State Bank of Travancore

22 Union Bank of India


23 Vijaya Bank
Total
Lakshadweep
1

Syndicate Bank

0.00

0.00

0.00

UCO Bank

12

0.10

0.08

0.03

Total

12

0.10

0.08

0.03

Pudducherry
1

Andhra Bank

0.00

0.00

0.00

Bank of India

721

10094

2425.00

721

10094

2425.00

0.00

Bank of Maharashtra

10

0.60

10

0.60

0.00

Central Bank of India

0.00

0.00

0.00

Corporation Bank

463

4630

42.10

344

3440

25.66

339

3390

25.62

Dena Bank

0.00

0.00

0.00

IDBI Bank

70

700

0.03

69

690

0.02

0.00

Taking Rural India >> Forward

78

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

Indian Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

6093

79209

613.51

5971

77625

601.24

34

442

2.34

Indian Overseas Bank

0.00

0.00

0.00

10 Oriental Bank of Commerce

54

0.16

0.00

0.00

722

10805

101.00

575

8554

80.00

167

2494

23.00

0.00

0.00

0.00

13 UCO Bank

610

5850

35.55

467

4265

28.15

336

3110

3.45

13 Vijaya Bank

372

4092

36.66

265

2915

28.96

265

2915

28.96

9058

115444

3254.61

8413

107593

3189.63

1141

12351

83.37

1437

16652

118.64

1286

14949

83.07

451

5356

13.87

522

6264

67.51

513

6156

67.00

335

4020

27.03

2332

25652

774.49

2199

24189

711.02

1260

13860

74.80

28971

413704

555.03

23102

331524

542.94

21341

308038

250.91

1154

11540

77.82

990

9900

38.05

785

7850

33.25

23703

262349

8099.69

22236

250166

7557.11

5267

40544

1641.52

11 State Bank of India


12 Syndicate Bank

Total
Tamil Nadu
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

8325

133200

1618.21

3076

30760

725.80

662

10592

266.81

Corporation Bank

7480

74800

1252.29

6735

67350

1178.12

3920

39200

840.67

Dena Bank

1710

15390

629.80

972

8748

594.91

1539

13851

566.00

4174

41740

150.40

3781

37810

104.72

0.00

210805

2740465

29321.46

206589

2685656

28735.03

49691

645983

7356.32

49647

992940

5158.29

40774

815480

4117.13

40774

815480

4117.13

13 Oriental Bank of Commerce

1734

15606

90.69

1025

9225

47.55

0.00

14 Punjab National Bank

3759

72846

690.30

3692

71742

668.83

1335

13822

403.64

17

187

0.60

17

187

0.60

17

187

0.60

56420

845690

2565.00

49486

741651

2250.00

10188

152712

463.00

1840

18400

290.00

1656

16560

261.00

320

3200

94.00

34

1.68

34

1.68

0.02

856

15408

856.00

739

13302

739.00

739

13302

739.00

20 Syndicate Bank

7535

90400

173.00

4975

60000

149.00

6000

72000

137.00

21 UCO Bank

3908

36560

166.31

2841

27395

135.20

2049

19521

35.31

22 Union Bank of India

2985

35040

331.00

2859

32424

315.00

2309

25763

287.00

23 United Bank of India

0.00

0.00

0.00

4657

51227

298.97

2889

31779

175.94

2889

31779

175.94

424005

5916060

53287.18

382466

5286953

49198.70

151872

2237060

17523.82

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank

15 State Bank of Hyderabad


16 State Bank of India
17 State Bank of Mysore
18 State Bank of Patiala
19 State Bank of Travancore

24 Vijaya Bank
Total

79

SHGs, Saving for the present, securing the future

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Telangana
1

Allahabad Bank

2168

24144

335.58

1960

21943

314.15

1026

12178

114.58

Andhra Bank

74875

897432

42265.00

74496

893952

42134.00

59160

709920

33225.00

Bank of Baroda

2133

23463

119.25

2043

22473

111.00

2133

23463

119.25

Bank of India

1721

17210

194.56

1721

17210

194.56

1262

12620

146.31

Bank of Maharashtra

889

8890

222.80

351

3510

136.01

151

1510

74.19

Canara Bank

14712

143638

19631.00

14576

142278

19349.00

1712

17120

1096.00

Central Bank of India

9043

144688

4245.01

4551

54612

2157.58

48

768

22.01

Corporation Bank

5440

54400

2119.74

5078

50780

2055.41

2576

25760

789.23

Dena Bank

982

8838

121.40

952

8568

116.21

884

7954

110.00

22

220

268.32

80

219.50

0.00

18247

237211

5818.08

17882

232467

5701.72

272

3536

41.49

7976

159520

1596.31

6549

130980

1327.94

6549

130980

1327.94

330

2970

47.08

50

450

3.98

0.00

2787

30693

281.87

2787

30693

281.87

946

10411

113.12

111188

1171540

30861.00

110148

1161900

30842.00

111188

1171540

30861.00

52585

631020

12475.00

50333

606009

11192.00

6737

80841

1598.00

17 State Bank of Mysore

59

590

10.00

53

530

9.00

0.00

18 State Bank of Patiala

0.00

0.00

0.00

23150

300950

830.00

18520

240800

670.00

23150

300950

830.00

20 UCO Bank

289

1395

541.34

107

1025

429.60

77

743

117.81

21 Vijaya Bank

4242

46662

943.35

3200

35200

767.77

3200

35200

767.77

3905474 122926.69

315365

3655460 118013.30

221071

2545494

71353.70

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 State Bank of Hyderabad
16 State Bank of India

19 Syndicate Bank

Total

332838

Total Southern Region

2042792 24722789 653066.66

1858284 22379338 615918.77 1038680 12518200 361361.30

Total Pub.Sec.Com.Banks

3569590 41261523 861401.54

3023145 34893111 768521.79 1812846 20753977 464494.74

Taking Rural India >> Forward

80

STATEMENT - III - A (i) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

759134

21625.20

PUBLIC SECTOR COM. BANKS - All India Position


1

Allahabad Bank

111835

1300782

34428.36

78285

Andhra Bank

238689

2863187 183823.88

238143

Bank of Baroda

118925

1275874

17758.64

76541

816599

13265.08

23387

253061

5019.68

Bank of India

241255

2780222

44771.17

201978

2332420

39511.85

141875

1601370

22508.07

Bank of Maharashtra

136845

1368450

14120.18

111586

1115860

7818.62

84214

842140

4951.74

Canara Bank

157926

1930184

96471.54

137286

1720808

83696.57

31140

369546

22674.77

Central Bank of India

87405

1336542

21581.19

27608

322274

7406.74

18077

284196

3962.72

Corporation Bank

106305

1063050

13559.16

92666

926660

12405.48

67534

675340

9122.87

Dena Bank

48357

364523

4972.77

35658

260750

3366.99

40564

306708

4146.98

14404

144040

3253.70

11915

119150

2408.09

0.00

361217

4695821

81843.76

353995

4601945

80206.91

76231

991003

15924.17

12 Indian Overseas Bank

90152

1772940

19792.36

73945

1454390

16269.80

74076

1457010

16332.91

13 Oriental Bank of Commerce

23833

214497

2008.76

4486

40374

267.13

0.00

196332

2160598

16753.35

135784

1499906

11658.16

122010

1330683

10672.64

4608

51818

1013.59

2014

19793

687.21

2848

34416

839.45

27276

272760

1378.15

24548

245480

1240.34

0.00

17 State Bank of Hyderabad

139840

1487749

44140.30

138664

1476703

43519.30

139840

1487749

44140.30

18 State Bank of India

655415

7901145 139940.00

584191

7031713 129063.00

215389

2570267

57611.00

10 IDBI Bank
11 Indian Bank

14 Punjab National Bank


15 Punjab & Sind Bank
16 State Bank of Bikaner & Jaipur

910065

23605.78

63954

2857716 183508.00

186847

2242151 145352.66

19 State Bank of Mysore

54026

540260

7513.00

48630

486300

6762.00

11250

112500

1709.00

20 State Bank of Patiala

5622

70003

508.59

2982

38163

306.63

2125

27443

225.08

23596

424728

23596.00

22349

402282

22349.00

22349

402282

22349.00

22 Syndicate Bank

138537

1748254

6321.00

98406

1347785

4398.00

100225

1289138

4322.00

23 UCO Bank

107948

891462

13942.43

73172

642355

10790.40

52765

458690

3004.95

24 Union Bank of India

280927

2575227

44411.80

276396

2485933

43757.00

169076

1582311

27904.40

25 United Bank of India

129287

1268100

11114.00

128355

1258504

11083.00

123521

1197796

10926.00

69028

759307

12383.86

43562

479183

9170.71

43549

479043

9169.15

21 State Bank of Travancore

26 Vijaya Bank

Total of All Pub. Sec. Com. Banks 3569590 41261523 861401.54

81

3023145 34893111 768521.79 1812846 20753977 464494.74

SHGs, Saving for the present, securing the future

STATEMENT - III - A (ii)


Progress under Microfinance - Savings of SHGs with Private Sector Commercial Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.

Name of the Bank

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Out of Total SHGs - Exclusive


Women SHGs

Savings Amount

No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

NORTHERN REGION
Chandigarh
1

HDFC Bank

15

0.47

15

0.47

0.00

Total

15

0.47

15

0.47

0.00

Haryana
1

AXIS Bank

120

0.53

120

0.53

120

0.53

Federal Bank

0.00

0.00

0.00

HDFC Bank

179

2685

6.32

179

2685

6.32

0.00

ICICI Bank

104

1.20

104

1.20

0.00

YES Bank

2007

26091

299.17

2007

26091

299.17

0.00

Total

2202

29000

307.22

2202

29000

307.22

120

0.53

Himachal Pradesh
1

ICICI Bank

26

0.00

26

0.00

0.00

YES Bank

157

2041

12.10

157

2041

12.10

0.00

Total

159

2067

12.10

159

2067

12.10

0.00

Jammu & Kashmir


1

HDFC Bank

13

195

0.01

13

195

0.01

0.00

ICICI Bank

13

0.00

13

0.00

0.00

Jammu & Kashmir Bank

2548

20384

967.00

2272

18176

932.00

2061

18156

877.00

Total

2562

20592

967.01

2286

18384

932.01

2061

18156

877.00

0.00

0.00

0.00

108

1620

1.56

108

1620

1.56

0.00

26

0.00

26

0.00

0.00

20

100

5.29

45

2.43

0.00

131

1746

6.85

120

1691

3.99

0.00

New Delhi
1

Federal Bank

HDFC Bank

ICICI Bank

South Indian Bank


Total
Punjab

Capital Local Area Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

413

6195

1.17

413

6195

1.17

0.00

ICICI Bank

27

351

5.80

27

351

5.80

0.00

YES Bank

1836

23868

237.20

1836

23868

237.20

0.00

Total

2276

30414

244.17

2276

30414

244.17

0.00

Taking Rural India >> Forward

82

STATEMENT - III - A (ii) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Out of Total SHGs - Exclusive


Women SHGs

Savings Amount

No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Rajasthan
1

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

2072

31080

80.46

2072

31080

80.46

0.00

ICICI Bank

16454

213902

588.60

16454

213902

588.60

0.00

YES Bank

9267

120471

1004.56

9267

120471

1004.56

0.00

Total

27793

365453

1673.62

27793

365453

1673.62

0.00

Total Northern Region

35124

449287

3211.44

34837

447024

3173.58

2069

18276

877.53

AXIS Bank

15

0.10

15

0.10

0.00

Total

15

0.10

15

0.10

0.00

15

0.00

15

0.00

15

0.00

NORTH EASTERN REGION


Arunachal Pradesh
1

Assam
1

AXIS Bank

Federal Bank

26

260

2.00

70

1.00

0.00

HDFC Bank

255

3825

19.86

255

3825

19.86

0.00

ICICI Bank

26

0.00

26

0.00

0.00

284

4126

21.86

265

3936

20.86

15

0.00

HDFC Bank

15

0.00

15

0.00

0.00

Total

15

0.00

15

0.00

0.00

Total
Manipur
1

Meghalaya
1

Federal Bank

0.00

0.00

0.00

HDFC Bank

15

0.00

15

0.00

0.00

Total

15

0.00

15

0.00

0.00

0.00

0.00

0.00

24

240

1.08

80

0.33

0.00

13

0.00

13

0.00

0.00

25

253

1.08

93

0.33

0.00

Nagaland
1

AXIS Bank

Federal Bank

ICICI Bank
Total
Sikkim

AXIS Bank

0.00

0.00

0.00

HDFC Bank

15

0.19

15

0.19

0.00

Total

15

0.19

15

0.19

0.00

83

SHGs, Saving for the present, securing the future

STATEMENT - III - A (ii) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Out of Total SHGs - Exclusive


Women SHGs

Savings Amount

No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Tripura
1

HDFC Bank

30

0.10

30

0.10

0.00

Total

30

0.10

30

0.10

0.00

315

4469

23.33

280

4119

21.58

15

0.00

650

9750

24.19

650

9750

24.19

0.00

Total North Eastern Region


EASTERN REGION
Bihar
1

HDFC Bank

ICICI Bank

52

0.10

52

0.10

0.00

YES Bank

5193

67509

1096.11

5193

67509

1096.11

0.00

Total

5847

77311

1120.40

5847

77311

1120.40

0.00

123

1845

5.56

123

1845

5.56

0.00

Jharkhand
1

HDFC Bank

ICICI Bank

65

0.00

65

0.00

0.00

YES Bank

172

2236

59.93

172

2236

59.93

0.00

Total

300

4146

65.49

300

4146

65.49

0.00

43

645

9.25

43

645

9.25

34

510

8.06

0.00

0.00

0.00

Odisha
1

AXIS Bank

Federal Bank

HDFC Bank

6014

90210

12.68

6014

90210

12.68

0.00

ICICI Bank

111

1443

3.50

111

1443

3.50

0.00

YES Bank

25030

325390

124.02

25030

325390

124.02

0.00

Total

31198

417688

149.45

31198

417688

149.45

34

510

8.06

50

0.13

0.00

0.00

498

7470

49.08

498

7470

49.08

0.00

West Bengal
1

Federal Bank

HDFC Bank

ICICI Bank

104

0.00

104

0.00

0.00

Karnataka Bank

0.00

0.00

0.00

YES Bank

6304

81952

492.41

6304

81952

492.41

0.00

Total

6815

89576

541.62

6810

89526

541.49

0.00

44160

588721

1876.96

44155

588671

1876.83

34

510

8.06

33

495

6.11

15

495

6.11

31

465

5.68

0.00

0.00

0.00

Total Eastern Region


CENTRAL REGION
Chhattisgarh
1

AXIS Bank

Federal Bank

Taking Rural India >> Forward

84

STATEMENT - III - A (ii) (contd.)


Sl.
No.

Name of the Bank

Details of SHGs Saving linked


with Banks
No. of
SHGs

HDFC Bank

South Indian Bank

(Amount ` lakh)

No. of
Members

Out of Total SHGs - Exclusive


Women SHGs

Savings Amount

No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

274

4110

20.99

274

4110

20.99

0.00

10

0.03

10

0.03

0.00

YES Bank

1487

19331

62.68

1487

19331

62.68

0.00

Total

1796

23946

89.81

1778

23946

89.81

31

465

5.68

0.00

0.00

0.00

Madhya Pradesh
1

AXIS Bank

HDFC Bank

18155

272325

2420.16

18155

272325

2420.16

0.00

ICICI Bank

12699

165087

477.80

12699

165087

477.80

0.00

South Indian Bank

0.01

0.01

0.00

YES Bank

13138

170794

1115.00

13138

170794

1115.00

0.00

Total

43993

608211

4012.97

43993

608211

4012.97

0.00

0.00

0.00

0.00

552

8280

6.87

552

8280

6.87

0.00

Uttar Pradesh
1

Federal Bank

HDFC Bank

ICICI Bank

52

0.10

52

0.10

0.00

YES Bank

16599

215787

1166.00

16599

215787

1166.00

0.00

Total

17155

224119

1172.97

17155

224119

1172.97

0.00

Uttarakhand
1

HDFC Bank

23

345

2.36

23

345

2.36

0.00

ICICI Bank

13

0.00

13

0.00

0.00

Nainital Bank

0.00

0.00

0.00

Tamilnad Mercantile Bank

24

0.34

24

0.34

0.00

YES Bank

683

8879

43.39

683

8879

43.39

0.00

Total

709

9261

46.09

709

9261

46.09

0.00

63653

865537

5321.84

63635

865537

5321.84

31

465

5.68

0.00

0.00

0.00

Total Cenral Region


WESTERN REGION
Goa
1

Federal Bank

HDFC Bank

488

7320

43.70

488

7320

43.70

0.00

Total

488

7320

43.70

488

7320

43.70

0.00

Gujarat
1

AXIS Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

41

410

3.21

0.00

0.00

85

SHGs, Saving for the present, securing the future

STATEMENT - III - A (ii) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Out of Total SHGs - Exclusive


Women SHGs

Savings Amount

No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

HDFC Bank

658

9870

53.16

658

9870

53.16

0.00

ICICI Bank

7800

101400

271.40

7800

101400

271.40

0.00

YES Bank

0.00

0.00

0.00

8499

111680

327.77

8458

111270

324.56

0.00

0.00

0.00

0.00

164

1640

19.71

0.00

12

120

0.67

Total
Maharashtra
1

AXIS Bank

Federal Bank

HDFC Bank

15804

237060

3261.30

15804

237060

3261.30

0.00

ICICI Bank

51121

664573

1769.10

51121

664573

1769.10

0.00

Induslnd Bank

2.77

0.00

0.00

Karnataka Bank

254

4582

8.77

251

4522

8.73

0.00

Kotak Mahindra Bank

2497

29964

1030.50

2497

29964

1030.50

330

3960

163.37

Ratnakar Bank

127

1270

6.43

127

1270

6.43

70

0.00

South Indian Bank

10

0.67

0.56

0.00

12

158

3.59

12

158

3.59

0.00

11 YES Bank

9078

118014

1369.90

9078

118014

1369.90

0.00

Total

79060

1057274

7472.74

78891

1055566

7450.11

349

4150

164.04

Total Western Region

88047

1176274

7844.21

87837

1174156

7818.37

349

4150

164.04

10 Tamilnad Mercantile Bank

SOUTHERN REGION
Andhra Pradesh
1

AXIS Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

6318

94770

9.08

6318

94770

9.08

0.00

ICICI Bank

11

143

0.01

11

143

0.01

0.00

ING-Vysya Bank

0.00

0.00

0.00

Karnataka Bank

348

3318

48.12

282

2943

31.08

32

320

0.30

South Indian Bank

85

425

119.17

84

420

118.99

0.00

Tamilnad Mercantile Bank

51

0.33

51

0.33

0.00

6766

98707

176.71

6699

98327

159.49

32

320

0.30

Total
Karnataka
1

AXIS Bank

15

0.11

15

0.11

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

195

1950

69.02

90

0.68

0.00

Taking Rural India >> Forward

86

STATEMENT - III - A (ii) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Out of Total SHGs - Exclusive


Women SHGs

Savings Amount

No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

HDFC Bank

29234

438510

2260.63

29234

438510

2260.63

0.00

ICICI Bank

20002

260026

452.40

20002

260026

452.40

0.00

ING-Vysya Bank

0.00

0.00

0.00

Karnataka Bank

3466

42526

3109.19

2804

33509

2937.04

162

2089

33.73

Ratnakar Bank

11396

113960

306.41

11396

113960

306.41

0.00

South Indian Bank

55

275

5.37

49

245

4.96

0.00

75

0.82

75

0.82

0.00

11 YES Bank

10551

137163

1969.88

10551

137163

1969.88

0.00

Total

74906

994500

8173.83

74052

983593

7932.93

162

2089

33.73

10 Tamilnad Mercantile Bank

Kerala
1

Catholic Syrian Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Dhanalakshmi Bank

11640

174600

27.81

6721

100815

11.14

769

11535

2.50

Federal Bank

18528

185280

2331.60

2840

28400

467.02

63

630

15.33

HDFC Bank

688

10320

54.42

688

10320

54.42

0.00

ICICI Bank

2687

34931

104.20

2687

34931

104.20

0.00

ING-Vysya Bank

0.00

0.00

0.00

South Indian Bank

1426

7130

273.08

889

4445

164.90

0.00

Tamilnad Mercantile Bank

96

1321

11.42

89

1236

10.07

25

0.00

10 YES Bank

1432

18616

85.34

1432

18616

85.34

0.00

Total

36497

432198

2887.87

15346

198763

897.09

834

12190

17.83

Pudducherry
1

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Tamilnad Mercantile Bank

56

0.07

56

0.07

0.00

Total

56

0.07

56

0.07

0.00

0.00

0.00

0.00

879

8790

91.90

220

2200

37.46

0.00

Tamil Nadu
1

City Union Bank

Federal Bank

HDFC Bank

74154

1112310

5848.59

74154

1112310

5848.59

0.00

ICICI Bank

88384

1148992

3201.70

88384

1148992

3201.70

0.00

ING-Vysya Bank

0.00

0.00

0.00

Karnataka Bank

0.00

0.00

0.00

87

SHGs, Saving for the present, securing the future

STATEMENT - III - A (ii) (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Out of Total SHGs - Exclusive


Women SHGs

Savings Amount

No of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings Amount

Karur VYSYA BANK

12892

193380

424.61

12816

192240

417.91

20

300

10.55

South Indian Bank

1724

8620

131.90

1506

7530

110.27

0.00

Tamilnad Mercantile Bank

11005

151635

437.35

9897

136768

395.63

285

3919

7.30

10 YES Bank

27273

354549

2331.12

27273

354549

2331.12

0.00

Total

216311

2978276

12467.17

214250

2954589

12342.68

305

4219

17.85

0.00

0.00

0.00

4733

70995

3.80

4733

70995

3.80

0.00

65

0.00

65

0.00

0.00

4738

71060

3.80

4738

71060

3.80

0.00

Total Southern Region

339222

4574797

23709.45

315089

4306388

21336.06

1333

18818

69.71

Total - Pvt Sector Com. Banks

570521

7659085

41987.23

545833

7385895

39548.26

3817

42234

1125.02

Telangana
1

Federal Bank

HDFC Bank

ICICI Bank
Total

PRIVATE SECTOR BANKS ALL INIDA POSITION


1

AXIS Bank

87

1305

16.10

69

1305

16.10

74

1110

14.27

Dhanalakshmi Bank

11640

174600

27.81

6721

100815

11.14

769

11535

2.50

Federal Bank

19862

198620

2518.65

3084

30840

506.49

75

750

16.00

HDFC Bank

161412

2421180

14186.71

161412

2421180

14186.71

0.00

ICICI Bank

199340

2591407

6875.91

199340

2591407

6875.91

0.00

Induslnd Bank

2.77

0.00

0.00

Jammu & Kashmir Bank

2548

20384

967.00

2272

18176

932.00

2061

18156

877.00

Karnataka Bank

4068

50426

3166.08

3337

40974

2976.85

194

2409

34.03

Kotak Mahindra Bank

2497

29964

1030.50

2497

29964

1030.50

330

3960

163.37

11523

115230

312.84

11523

115230

312.84

70

0.00

3315

16575

535.52

2541

12705

402.15

0.00

11129

153320

453.92

10014

138368

410.85

287

3944

7.30

130207

1692691

11468.81

130207

1692691

11468.81

0.00

12892

193380

424.61

12816

192240

417.91

20

300

10.55

570521

7659085

41987.23

545833

7385895

39548.26

3817

42234

1125.02

Total of All Pub. Sec. Com.


Banks - III A(i)

3569590 41261523 861401.54 3023145 34893111

768521.79

1812846 20753977 464494.74

Grand Total - Commercial


Banks

4140111 48920608 903388.77 3568978 42279006

808070.05

1816663 20796211 465619.76

10 Ratnakar Bank
11 South Indian Bank
12 Tamilnad Mercantile Bank
13 YES Bank
14 Karur VYSYA BANK
Total Pvt. Sec. Com. Banks
III - A (ii)

Taking Rural India >> Forward

88

STATEMENT - III - B
Progress under Microfinance - Savings of SHGs with Regional Rural Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.

Name of the Bank

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings
Amount

NORTHERN REGION
Haryana
1

Haryana Gramin Bank

17031

188192

1844.00

13583

151722

1249.00

8147

95890

1133.00

Total

17031

188192

1844.00

13583

151722

1249.00

8147

95890

1133.00

Himachal Pradesh Gramin Bank

9649

90593

786.00

9263

83978

712.00

4395

40166

353.40

Total

9649

90593

786

9263

83978

712.00

4395

40166

353.40

Himachal Pradesh
1

Jammu & Kashmir


1

Ellaquai Dehati Bank

1249

17055

282.71

872

11620

175.47

512

6229

31.25

Jammu and Kashmir Gramin Bank

2678

21424

1072.56

2678

21424

1072.56

1234

9872

123.10

Total

3927

38479

1355.27

3550

33044

1248.03

1746

16101

154.35

Punjab
1

Punjab Gramin Bank

6097

76210

481.10

5731

74500

384.20

1162

14525

32.68

Malwa Gramin Bank

1517

15597

203.23

1334

13987

195.58

287

2931

35.81

Satluj Gramin Bank

352

4377

14.06

352

4377

14.06

0.00

7966

96184

698.39

7417

92864

593.84

1449

17456

68.49

Total
Rajasthan
1

Baroda Rajasthan Kshetriya


Gramin Bank

56224

607926

4654.37

49216

541170

4235.53

6693

72622

675.92

Marudhara Grameen Bank

25658

256580

2444.00

23092

230920

2197.00

40

0.27

Total

81882

864506

7098.37

72308

772090

6432.53

6697

72662

676.19

120455

1277954

11782.03

106121

1133698

10235.40

22434

242275

2385.43

Total Northern Region


NORTH EASTERN REGION
Assam
1

Assam Gramin Vikash Bank

205750

2260607

4078.00

154273

1694021

3207.57

101954

1116523

2496.53

Langpi Dehangi Rural Bank

15323

160892

1154.14

14404

151242

1038.73

1532

18384

206.74

221073

2421499

5232.14

168677

1845263

4246.30

103486

1134907

2703.27

Arunachal Pradesh RB

1496

16456

101.25

1496

16456

101.25

0.00

Total

1496

16456

101.25

1496

16456

101.25

0.00

Manipur Rural Bank

7129

99806

133.07

7129

99806

133.07

15

210

0.11

Total

7129

99806

133.07

7129

99806

133.07

15

210

0.11

Total
Arunachal Pradesh
1

Manipur
1

89

SHGs, Saving for the present, securing the future

STATEMENT - III - B (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings
Amount

Meghalaya
1

Meghalaya Rural Bank

4194

35650

545.82

2223

19912

307.08

3262

29233

409.18

Total

4194

35650

545.82

2223

19912

307.08

3262

29233

409.18

Mizoram Rural Bank

7327

75911

465.54

4083

42664

295.33

2518

19144

141.92

Total

7327

75911

465.54

4083

42664

295.33

2518

19144

141.92

Nagaland Rural Bank

801

8010

0.45

801

8010

0.45

50

0.01

Total

801

8010

0.45

801

8010

0.45

50

0.01

Tripura Gramin Bank

29285

282850

3235.00

29285

282850

3235.00

327

3270

791.00

Total

29285

282850

3235.00

29285

282850

3235.00

327

3270

791.00

271305

2940182

9713.27

213694

2314961

8318.48

109613

1186814

4045.49

Mizoram
1

Nagaland
1

Tripura
1

Total North Eastern Region


EASTERN REGION
Bihar
1

Madhya Bihar Gramin Bank

24360

268102

687.00

22036

242413

615.00

23507

258582

601.00

Uttar Bihar Gramin Bank

69914

742754

14190.39

59046

622929

12993.23

69914

742754

14190.39

Bihar Gramin Bank

30118

331196

488.15

24062

264676

380.15

30118

331196

488.15

124392

1342052

15365.54

105144

1130018

13988.38

123539

1332532

15279.54

Total
Jharkhand
1

Jharkhand Gramin Bank

12827

159734

1053.41

10773

137756

852.16

7184

87516

719.49

Vananchal Gramin Bank

23942

287304

1767.00

14605

197083

1346.00

23942

287304

1767.00

Total

36769

447038

2820.41

25378

334839

2198.16

31126

374820

2486.49

149199

2148531

9770.00

149199

2148531

9770.00

0.00

35253

455244

8868.31

32541

412882

7271.85

627

7529

1884.12

184452

2603775

18638.31

181740

2561413

17041.85

627

7529

1884.12

Odisha
1

Odisha Gramya Bank

Utkal Gramya Bank


Total

West Bengal
1

Bangiya Gramin Vikash Bank

120910

1132769

29721.62

118384

1112228

28759.33

83119

898682

20099.56

Paschim Banga Gramin Bank

52916

476244

12975.00

48237

434133

11902.00

46212

415908

11103.00

Uttarbanga Kshetriya Gramin Bank

33575

342465

7168.00

31895

325329

6809.00

32357

330041

6908.00

Total

207401

1951478

49864.62

198516

1871690

47470.33

161688

1644631

38110.56

Total Eastern Region

553014

6344343

86688.88

510778

5897960

80698.72

316980

3359512

57760.71

Taking Rural India >> Forward

90

STATEMENT - III - B (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings
Amount

CENTRAL REGION
Chhattisgarh
1

Chhattisgarh Rajya Gramin Bank

98070

1141866

10131.00

86052

997637

7749.00

94127

1094550

9688.00

Total

98070

1141866

10131.00

86052

997637

7749.00

94127

1094550

9688.00

Madhya Pradesh
1

Central Madhya Pradesh GB

20341

223751

2798.78

5238

54999

419.04

5238

54999

419.04

Madhyanchal GB

37548

375480

2444.00

26705

267050

1785.00

31838

318380

1767.00

Narmada Jhabua GB

40106

409059

744.45

31187

328140

621.02

24084

244429

402.11

Total

97995

1008290

5987.23

63130

650189

2825.06

61160

617808

2588.15

34452

344520

172.26

23253

232530

116.26

8453

85410

42.26

8927

95391

675.29

4160

44004

383.36

6540

70573

544.65

33475

334750

3313.01

13716

137160

1337.87

24987

249870

2486.54

1217

13387

1338.00

996

11455

1195.00

205

2358

246.00

Uttar Pradesh
1

Purvanchal Bank

Sarva UP Gramin Bank

Kashi Gomti Samyut Gramin Bank

Parthma Bank

Baroda U P Gramin bank

78517

942325

4929.25

56375

648310

3045.44

54805

630240

3498.85

Allahabad UP Gramin Bank

35645

385400

748.48

14519

157320

348.45

248170

26833

521.12

Gramin Bank of Aryavart

41392

416596

1053.80

24277

250303

552.30

25796

260451

727.32

233625

2532369

12230.09

137296

1481082

6978.68

368956

1325735

8066.74

Uttarakhand Gramin Bank

22696

181794

1592.99

14816

116120

1082.32

14124

107070

1019.24

Total

22696

181794

1592.99

14816

116120

1082.32

14124

107070

1019.24

452386

4864319

29941.31

301294

3245028

18635.06

538367

3145163

21362.13

Total
Uttarakhand
1

Total Central Region


WESTERN REGION
Gujarat
1

Dena Gujarat Gramin Bank

13342

150638

1114.01

12483

140760

1061.41

2748

35836

166.70

Baroda Gujarat Gramin Bank

25556

268290

2537.00

24749

259300

2468.66

5965

71380

865.59

Saurashtra Gramin Bank

12389

123890

938.61

10793

106635

817.27

6920

70930

561.24

Total

51287

542818

4589.62

48025

506695

4347.34

15633

178146

1593.53

Maharashtra
1

Maharashtra Gramin Bank

57719

634909

490.61

52524

577767

446.46

6349

698840

178.58

Vidharbha Konkan Gramin Bank

46681

546168

5078.98

39472

463027

4190.96

8733

91765

558.43

Total

104400

1181077

5569.59

91996

1040794

4637.42

15082

790605

737.01

Total Western Region

155687

1723895

10159.21

140021

1547489

8984.76

30715

968751

2330.54

91

SHGs, Saving for the present, securing the future

STATEMENT - III - B (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked


with Banks
No. of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings
Amount

Out of Total SHGs - Under NRLM/


SGSY Scheme
No. of
SHGs

No. of
Members

Savings
Amount

SOUTHERN REGION
Andhra Pradesh
1

Saptagiri Grameena Bank

43951

432114

10677.00

43951

432114

10677.00

0.00

Andhra Pradesh Grameena Vikas


Bank

70937

780307

1186.07

70937

780307

1186.07

58356

641916

975.72

Chaitanya Godavari Grameena


Bank

35598

427176

18373.03

35598

427176

18373.03

4393

52716

2900.37

Andhra Pragathi Grameena Bank

120074

1260777

19633.69

120074

1260777

19633.69

100862

1059051

16492.30

Total

270560

2900374

49869.79

270560

2900374

49869.79

163611

1753683

20368.39

Karnataka
1

Kaveri Grameena Bank

41992

705466

8209.89

37394

628217

7001.39

16027

272459

3629.52

Pragathi Krishna Grameena Bank

46169

692695

4187.00

43802

657130

3972.30

3286

49371

298.00

Karnataka Vikasa Grameena Bank

49760

621050

3736.00

47887

597761

3503.00

39850

517783

2998.00

137921

2019211

16132.89

129083

1883108

14476.69

59163

839613

6925.52

Kerala Gramin Bank

54527

817905

7548.00

51810

777150

7172.00

5455

27275

218.00

Total

54527

817905

7548.00

51810

777150

7172.00

5455

27275

218.00

Puduvai Bharathiar Grama Bank

3961

76279

576.92

3817

72594

548.37

59

1048

10.57

Total

3961

76279

576.92

3817

72594

548.37

59

1048

10.57

Total
Kerala
1

Puducherry
1

Tamil Nadu
1

Pandyan Grama Bank

1724

23600

131.06

1602

22126

123.21

885

12320

73.84

Pallavan Grama Bank

40773

611698

4250.31

40512

607695

4244.96

18248

273842

1344.07

Total

42497

635298

4381.37

42114

629821

4368.17

19133

286162

1417.91

119036

1309396

2014.46

119036

1309396

2014.46

40322

443542

779.24

75462

905544

19620.00

75462

905544

19620.00

34939

419268

9041.36

Total

194498

2214940

21634.46

194498

2214940

21634.46

75261

862810

9820.60

Total Southern Region

703964

8664007 100143.43

691882

8477987

98069.48

322682

3770591

38760.99

Telangana
1

Grameena Vikas Bank (Telangana


Region)

Telangana Grameena Bank

Total - Regional Rural Banks

Taking Rural India >> Forward

2256811 25814700 248428.13 1963790 22617123 224941.90 1340791 12673106 126645.29

92

STATEMENT - III - C
Progress under Microfinance - Savings of SHGs with Co-operative Banks as on 31 March 2016
(Amount ` lakh)
Sl.
No.

Name of the Bank

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

Out of Total, SHGs under


NRLM/SGSY

No. of
Members

Savings Amount

No. of
SHGs

No. of
Savings Members Amount

NORTHERN REGION
Haryana
1

Ambala DCCB

145

1401

19.72

118

1273

14.76

0.00

Bhiwani DCCB

28

0.45

20

0.20

0.00

Faridabad DCCB

Fatahabad DCCB

252

2580

14.35

118

1210

6.74

252

2580

14.35

Gurgaon DCCB

245

2944

19.11

241

2883

16.46

0.00

Hissar DCCB

384

4013

14.36

69

699

2.14

384

4013

14.36

Jhajjar DCCB

37

370

1.30

25

250

0.94

Jind DCCB

10

0.06

10

0.06

0.00

Kaithal DCCB

10 Karnal DCCB

218

2810

37.79

218

2810

33.79

12 Mahindergarh DCCB

103

1238

4.01

97

1158

3.03

103

1238

4.01

13 Panchkula DCCB

199

1299

16.69

15

128

2.06

14 Panipat DCCB

149

1635

19.32

126

1443

15.17

131

1501

15.12

15 Rewari DCCB

259

2945

28.37

259

2945

28.37

259

2945

28.37

16 Rohtak DCCB

253

2644

12.96

85

0.89

14

145

2.18

17 Sirsa DCCB

332

3320

58.11

322

3220

52.30

332

3320

58.11

1165

9320

62.75

1165

9320

62.75

23

230

0.70

158

1434

28.12

141

1357

25.58

110

1075

19.20

3903

37991

337.47

2925

28811

265.24

1608

17047

156.40

11346

112325

843.10

8395

83111

670.54

3062

30314

244.65

11 Kurukshetra DCCB

18 Sonepat DCCB
19 Yamuna Nagar DCCB
Total
Himachal Pradesh
1

Himachal Pradesh SCB

Jogindra DCCB

4168

36328

287.87

4168

36328

287.87

157

1256

67.22

Kangra DCCB

4046

34203

76.75

510

5010

25.40

833

8178

20.10

19560

182856

1207.72

13073

124449

983.81

4052

39748

331.97

J & K SCB

687

6870

16.70

69

690

1.68

687

6870

16.70

Total

687

6870

16.70

69

690

1.68

687

6870

16.70

Delhi SCB

447

6403

71.30

443

6342

68.04

0.00

Toral

447

6403

71.30

443

6342

68.04

0.00

Total
Jammu & Kashmir
1

New Delhi
1

93

SHGs, Saving for the present, securing the future

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total, SHGs under


NRLM/SGSY
No. of
SHGs

No. of
Savings Members Amount

Punjab
1

Amritsar DCCB

175

2525

4.45

168

2520

4.39

0.00

Bathinda DCCB

491

5473

18.81

491

5473

18.81

0.00

Faridkot DCCB

233

2796

10.32

233

2796

10.32

0.00

Fategarh Sahib DCCB

743

7430

94.09

740

7400

93.18

0.00

Fazilka DCCB

111

1154

13.86

111

1154

13.86

0.00

Ferozepur DCCB

32

380

1.39

32

380

1.39

22

250

0.39

Gurdaspur DCCB

425

3439

33.67

425

3439

33.67

0.00

Hoshiarpur DCCB

735

9285

51.91

696

8843

48.53

0.00

Jalandhar DCCB

645

9675

35.77

644

9665

35.74

0.00

10 Kapurthala DCCB

192

2370

8.86

192

2370

8.86

0.00

11 Ludhiana DCCB

394

4373

20.26

0.00

0.00

12 Mansa DCCB

46

514

4.83

46

514

4.83

46

514

4.83

13 Moga DCCB

245

2695

7.43

165

1816

7.06

0.00

0.00

0.00

0.00

15 Muktsar DCCB

125

2750

7.44

122

2210

7.44

125

2750

7.44

16 Nawanshahr DCCB

414

5081

23.58

414

5081

23.58

0.00

17 Patiala DCCB

543

7025

96.07

535

6420

95.25

23

341

0.95

18 Ropar DCCB

466

5593

26.51

466

5593

26.51

466

5593

26.51

19 Sangrur DCCB

332

4025

11.34

43

501

1.12

0.00

20 SAS Nagar DCCB

369

4963

46.28

369

4963

46.28

369

4963

46.28

43

733

1.10

43

733

1.10

0.00

6759

82279

517.97

5935

71871

481.92

1051

14411

86.40

14 Mohali DCCB

21 Taran Taaran DCCB


Total
Rajasthan
1

Ajmer DCCB

5491

55688

677.13

5386

53672

644.43

86

903

11.10

Alwar DCCB

4573

45830

48.30

4423

44261

46.55

120

1137

1.36

Banswara DCCB

988

12610

56.60

988

12610

56.60

988

12610

56.60

Baran DCCB

2370

24077

129.00

2140

21547

105.00

210

2100

11.00

Barmer DCCB

6024

65462

502.03

550

1.50

0.00

Bharatpur DCCB

2408

24080

218.25

2408

24080

218.25

0.00

Bhilwara DCCB

5350

54045

246.30

5186

51916

236.71

110

1115

5.79

Bikaner DCCB

37

370

0.37

25

250

0.25

0.00

Bundi DCCB

2672

30045

238.47

2838

29733

224.37

34

312

0.34

10 Chittorgarh DCCB

3166

33705

99.75

2946

31324

93.83

50

546

1.65

Taking Rural India >> Forward

94

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total, SHGs under


NRLM/SGSY
No. of
SHGs

No. of
Savings Members Amount

11 Churu DCCB

2693

28530

73.91

2306

23786

57.70

32

329

1.82

12 Dausa DCCB

1600

16000

130.87

1425

14250

103.27

0.00

13 Dungarpur DCCB

2217

26152

76.52

2008

23886

75.11

402

4447

3.74

14 Hanumangarh DCCB

3406

38122

275.46

3267

36703

264.97

101

1024

8.14

15 Jaipur DCCB

6084

60840

175.87

6084

60840

175.87

0.00

16 Jaisalmer DCCB

1582

16005

49.41

1520

15314

47.25

32

320

1.12

17 Jalore DCCB

2360

23344

153.28

2263

22408

149.43

63

578

13.39

18 Jhalawar DCCB

2647

27295

186.27

2098

21969

141.70

162

1650

12.52

19 Jhunjhunu DCCB

3812

38120

94.65

3776

37760

94.43

0.00

20 Jodhpur DCCB

2060

22686

253.37

1971

21607

228.30

104

1044

14.61

21 Kota DCCB

3468

37522

83.44

3267

32708

74.36

168

1680

16.80

22 Nagaur DCCB

3733

37963

147.08

18

181

0.78

46

461

3.14

63

642

188.94

63

642

188.94

0.00

25 Sikar DCCB

3114

31140

151.76

3114

31140

151.76

41

410

2.71

26 Sirohi DCCB

1623

16498

65.54

1487

15118

56.67

90

920

6.49

27 Sri Ganganagar DCCB

4425

43150

147.25

4425

43150

147.25

29

290

4.61

24 Swai MadhopurDCCB

2324

23245

195.27

2291

22913

189.59

17

171

2.89

554

6657

47.89

198

2356

9.34

349

4216

34.10

6683

69500

308.79

6499

67544

294.57

1221

13585

63.07

87527

909323

5021.77

74425

764218

4078.78

4455

49848

276.99

118883

1225722

7172.93

96870

996381

5879.47

11853

127924

868.46

Assam SCB

25568

289165

283.20

21797

218358

241.09

18844

188462

169.59

Total

25568

289165

283.20

21797

218358

241.09

18844

188462

169.59

Arunachal Pradesh SCB

1469

17628

92.39

1322

13864

83.15

294

3525

18.47

Total

1469

17628

92.39

1322

13864

83.15

294

3525

18.47

Manipur SCB

2544

22.18

2544

22.18

2544

22.18

Total

2544

22.18

2544

22.18

2544

22.18

Meghalaya SCB

2596

38940

266.09

1088

16320

54.40

63

945

2.52

Total

2596

38940

266.09

1088

16320

54.40

63

945

2.52

23 Pali DCCB

28 Tonk DCCB
29 Udaipur DCCB
Total
Total Northern Region
NORTH EASTERN REGION
Assam
1

Arunachal Pradesh
1

Manipur
1

Meghalaya
2

95

SHGs, Saving for the present, securing the future

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total, SHGs under


NRLM/SGSY
No. of
SHGs

No. of
Savings Members Amount

Mizoram
1

Mizoram SCB

542

5420

19.71

122

1220

6.62

Total

542

5420

19.71

122

1220

6.62

0.00

Nagaland SCB

7594

76890

400.00

6059

61512

320.00

5300

53000

250.00

Total

7594

76890

400.00

6059

61512

320.00

5300

53000

250.00

Sikkim SCB

356

3210

104.57

0.00

0.00

Total

356

3210

104.57

0.00

0.00

Tripura SCB

10112

121732

515.50

8689

105255

402.10

1190

14508

69.31

Total

10112

121732

515.50

8689

105255

402.10

1190

14508

69.31

Total North Eastern Region

50781

552985

1703.64

41621

416529

1129.54

28235

260440

532.07

A & N SCB

4134

49608

634.73

3803

45639

584.00

0.00

Total

4134

49608

634.73

3803

45639

584.00

0.00

Ranchi - Khunti DCCB

67

938

6.19

67

938

6.19

67

938

6.19

Total

67

938

6.19

67

938

6.19

67

938

6.19

Nagaland
1

Sikkim
1

Tripura
1

Eastern Region
A & N Islands (UT)
1

Jharkhand
1

Odisha
1

Odisha SCB

0.00

0.00

0.00

Angul DCCB

9757

117084

498.03

9757

117084

498.03

0.00

Aska DCCB

1875

22500

41.82

1875

22500

39.82

0.00

Balasore DCCB

12646

151752

1858.42

12503

150036

1852.82

0.00

Banki DCCB

1066

12792

29.37

1066

12792

29.37

0.00

Berhampur DCCB

3076

36912

327.31

3076

36912

327.31

0.00

Bhawanipatna DCCB

833

9996

25.47

720

8640

24.73

0.00

Bolangir DCCB

3640

43680

116.47

3472

41664

115.00

0.00

Boudh DCCB

1457

17484

127.682

1457

17484

127.67

0.00

10 Cuttack DCCB

7260

87120

331.71

7260

87120

331.71

0.00

11 Keonjhar DCCB

2639

31668

368.84

2390

28680

337.49

0.00

12 Khurda DCCB

6383

76596

192.16

4998

59976

155.65

0.00

13 Koraput DCCB

12295

147540

1488.4

11183

134196

1232.38

0.00

Taking Rural India >> Forward

96

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

Out of Total, SHGs under


NRLM/SGSY

No. of
Members

Savings Amount

No. of
SHGs

No. of
Savings Members Amount

14 Mayurbhanj DCCB

1376

16512

56.06

1376

16512

56.06

0.00

15 Nayagarh DCCB

2799

33588

48.47

2327

27924

39.29

0.00

16 Puri-Nimapara DCCB

2932

35184

50.85

2932

35184

50.85

0.00

17 Sambalpur DCCB

5029

60348

89.84

5029

60348

89.84

0.00

18 Sundargarh DCCB

8657

103884

698.81

8657

103884

698.81

0.00

83720

1004640

6349.71

80078

960936

6006.83

0.00

193208

1967953

33752.14

147852

1366786

25436.96

0.00

Total
West Bengal
1

West Bengal SCB

Bankura DCCB

16628

152036

2648.45

248

2730

25.73

0.00

Birbhum DCCB

0.00

0.00

0.00

Burdwan DCCB

12571

99727

1663.04

9742

81247

0.00

0.00

Balageria DCCB

2895

30845

617.27

2758

27760

586.41

0.00

Darjeeling DCCB

621

6421

117.51

371

4579

94.01

0.00

Daxin Dinajpur DCCB

2758

25373

385.16

2615

24316

373.54

0.00

Hooghly DCCB

26487

177701

4637.58

26092

174352

4568.45

0.00

Howrah DCCB

7322

62588

1426.67

6523

58228

1270.99

0.00

2731

18884

301.15

2486

17220

278.20

0.00

19977

186479

2517.72

17743

168346

2401.26

0.00

7294

58115

1685.82

6744

53145

1543.87

0.00

13 Murshidabad DCCB

15866

134120

3353.30

15866

134120

3353.30

15866

134120

3353.30

14 Nadia DCCB

26820

258559

7474.95

24512

234968

6831.69

0.00

15 Purulia DCCB

5389

55368

592.36

5138

52386

567.26

3045

32869

354.20

16 Raiganj DCCB

8929

80396

1145.20

8657

77872

1102.25

0.00

17 Tamluk Ghatal DCCB

8347

72553

1661.62

7247

65044

0.00

0.00

18 Vidyasagar DCCB

6682

68229

1781.51

5985

61406

1584.79

2168

21962

522.31

Total

364525

3455347

65761.45

290579

2604505

50018.71

21079

188951

4229.81

Total Eastern Region

452446

4510533

72752.08

374527

3612018

56615.73

21146

189889

4236.00

10 Jalpaiguri DCCB
11 Malda DCCB
12 Mugberia DCCB

CENTRAL REGION
Chhattisgarh
1

Ambikapur DCCB

1721

20798

99.14

1460

1410

79.83

56

715

0.89

Jagdalpur DCCB

7712

92544

112.05

7712

92544

112.05

Raipur DCCB

1666

15134

204.05

1666

15134

204.05

40

445

1.57

Rajnandgaon DCCB

7466

90572

435.28

7275

88222

432.88

7275

88222

432.88

18565

219048

850.52

18113

197310

828.81

7371

89382

435.34

Total

97

SHGs, Saving for the present, securing the future

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

188

2159

9.47

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

Out of Total, SHGs under


NRLM/SGSY

No. of
Members

Savings Amount

No. of
SHGs

No. of
Savings Members Amount

38

441

1.42

11

0.10

Madhya Pradesh
1

Balaghat DCCB

Betul DCCB

76

5.75

0.00

0.00

Chhindwara DCCB

41

981

40.77

24

1.05

0.00

Dhar DCCB

299

3289

9.56

270

2970

8.63

85

935

2.67

Gwalior DCCB

619

6780

35.16

546

6006

7.55

0.00

Indore DCCB

403

4612

25.52

365

4177

23.18

Jhabua DCCB

1042

10622

47.22

459

2216

33.99

114

1125

15.47

Khandwa DCCB

1356

13724

60.07

1161

11702

59

63

638

6.97

Khargaon DCCB

3475

37750

410.50

1700

18000

175.75

3175

31750

210.00

10 Panna DCCB

1665

16652

49.95

1498

14980

44.94

1665

16652

49.95

11 Raisen DCCB

224

2688

4.48

59

699

1.18

25

319

0.63

12 Ratlam DCCB

2185

26220

76.71

1420

17040

49.86

0.00

13 Satna DCCB

19

342

0.94

19

342

0.94

19

342

0.94

14 Sehore DCCB

20

198

0.83

44

0.50

16

154

0.63

15 Shajapur DCCB

528

6336

21.76

380

4560

15.67

16 Shivpuri DCCB

70

1.79

56

1.35

0.00

17 Vidisha DCCB

313

4695

16.42

275

4125

14.52

0.00

12523

137048

816.90

8251

87326

439.52

5163

51926

287.36

302

3395

14.07

302

3395

14.07

0.00

Total
Uttar Pradesh
1

Barabanki DCCB

Deoria DCCB

0.00

0.00

0.00

Lucknow DCCB

56

0.04

56

0.04

0.00

Mirzapur DCCB

447

5014

12.91

178

2018

4.15

447

5014

12.91

Muradabad DCCB

0.00

0.00

0.00

Muzaffar Nagar DCCB

146

1679

5.75

122

1397

5.16

146

1679

5.75

Pilibhit DCCB

87

1010

5.10

44

528

1.92

36

409

1.24

Raibareily DCCB

15

180

0.62

0.00

0.00

Unnao DCCB

178

1849

4.32

78

873

1.44

0.00

0.00

0.00

0.00

1182

13183

42.81

731

8267

26.78

629

7102

19.90

0.00

0.00

0.00

776

3727

36.73

704

3537

33.98

704

3537

33.98

10 Varanasi DCCB
Total
Uttarakhand
1

Uttarakhand SCB

Almora DCCB

Taking Rural India >> Forward

98

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total, SHGs under


NRLM/SGSY
No. of
SHGs

No. of
Savings Members Amount

Chamoli DCCB

783

3335

114.35

236

622

24.18

172

946

17.68

Dehradun DCCB

777

6050

70.44

343

2150

30.60

346

3460

33.90

Garhwal (Kotdar) DCCB

122

510

8.16

40

152

2.41

0.00

Haldwani DCCB

718

5744

87.11

364

2605

36.03

339

2712

52.94

Haridwar DCCB

73

620

2.85

18

180

1.85

73

620

2.85

Pithoragarh DCCB

407

2645

112.66

77

385

23.12

Tehri DCCB

1146

6876

99.10

230

1610

29.73

710

4260

66.40

10 Udham Singh Nagar DCCB

699

6990

64.39

126

1260

18.65

595

5950

50.72

11 Uttarkashi DCCB

658

6680

49.90

598

6100

31.90

234

1200

18.00

6159

43177

645.69

2736

18601

232.45

3173

22685

276.47

38429

412456

2355.92

29831

311504

1527.56

16336

171095

1019.07

Goa SCB

3613

52415

878.72

3289

48660

826.83

0.00

Total

3613

52415

878.72

3289

48660

826.83

0.00

Total
Total Central Region
WESTERN REGION
Goa
1

Gujarat
1

Ahmedabad DCCB

4712

54007

251.32

3835

44169

227.87

3284

37847

185.69

Amreli DCCB

1571

17495

88.93

1431

15268

74.88

0.00

Banaskantha DCCB

8292

124380

368.70

8292

124380

368.70

8292

124380

368.70

Baroda DCCB

15

178

0.72

109

0.45

0.00

Bharuch DCCB

873

10344

178.62

554

6585

60.82

0.00

Bhavnagar DCCB

617

8047

44.15

270

3404

17.29

0.00

Jamnagar DCCB

808

8581

78.46

546

5809

49.60

64

622

3.60

Junagadh DCCB

513

5764

36.74

493

5537

34.33

513

5764

36.44

Kheda DCCB

654

7223

25.57

386

4281

12.56

0.00

1140

14168

112.41

35

418

1.17

1105

13750

111.24

465

5190

14.11

389

4297

13.91

0.00

3742

52388

317.02

3671

51394

297.02

3671

51394

297.02

876

8486

45.32

642

6976

37.14

721

6539

39.03

14 Rajkot DCCB

4376

57642

443.62

3943

52247

363.58

339

3773

28.64

15 Sabarkantha DCCB

2054

24648

185.80

1349

16188

115.35

705

8460

42.52

16 Surat DCCB

2441

28037

148.00

2075

24200

137.00

2441

28031

148.00

49

915

2.10

23

405

1.24

0.00

0.00

0.00

0.00

10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB

17 Surendranagar DCCB
18 Vadodara DCCB

99

SHGs, Saving for the present, securing the future

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

19 Valsad DCCB
Total

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

434

6005

62.87

33632

433498

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

Out of Total, SHGs under


NRLM/SGSY

No. of
Members

Savings Amount

No. of
SHGs

No. of
Savings Members Amount

401

5516

35.64

64

651

17.14

2404.46

28344

371183

1848.55

21199

281211

1278.02

Maharashtra
1

Ahmednagar DCCB

24924

321502

2417.00

24924

321502

2417.00

3327

36656

709.60

Akola DCCB

11079

132948

728.02

9749

116988

640.66

1035

10350

62.07

Amravati DCCB

325

4550

75.20

302

4228

69.18

0.00

Aurangabad DCCB

9322

121186

882.00

8053

104689

715.00

1025

11272

39.00

Beed DCCB

2852

31372

73.00

2850

31372

73.00

0.00

Bhandara DCCB

6189

826080

281.10

5841

78180

265.77

2080

25960

96.60

Buldhana DCCB

1992

21912

34.25

609

6699

12.30

181

1991

2.67

Chandrapur DCCB

25335

289108

451.37

21434

256883

420.33

25335

289108

451.37

Dhule DCCB

3087

37850

1078.87

305

4275

3.95

238

2483

7.10

10 Gadchiroli DCCB

9135

109620

412.25

8730

104760

375.00

3790

45480

85.20

11 Gondia DCCB

6960

76560

405.68

5846

64306

340.70

4315

47465

251.50

12 Jalgaon DCCB

5800

65548

1017.00

5800

65548

1017.00

0.00

13 Jalna DCCB

1809

21708

144.26

1623

17853

140.20

0.00

14 Kolhapur DCCB

35888

523672

1512.98

35722

521386

1512.98

4110

47002

67.73

15 Latur DCCB

12326

184890

954.43

11199

167985

796.92

10738

161992

786.46

16 Nagpur DCCB

6490

84370

254.88

5643

73359

235.58

801

10413

27.00

17 Nanded DCCB

0.00

0.00

0.00

18 NandurbarDCCB

2484

30390

746.53

693

8316

6.90

515

6025

9.05

19 Nashik DCCB

6417

72780

412.27

3535

36005

148.02

2863

30615

183.93

20 Osmanabad DCCB

4823

48235

105.78

4097

41120

104.03

1121

11215

24.46

21 Parbhani DCCB

6476

72528

37.00

6108

67084

34.60

1958

26566

11.17

22 Pune DCCB

34648

519720

3646.17

32099

481485

3299.20

2520

37800

24.20

23 Raigad DCCB

13570

154805

844.27

12149

151539

828.91

325

4436

2.63

4646

57168

207.04

4121

51355

187.11

541

5410

29.66

25 Sangli DCCB

19847

266416

10808.39

18732

250232

10794.43

2952

32246

1490.03

26 Satara DCCB

23094

346410

6772.22

22425

336375

6722.22

669

10035

133.80

5744

66780

443.26

4839

58068

381.76

970

11686

96.12

28 Solapur DCCB

12568

138843

26.75

11360

125366

23.26

4304

47322

11.65

29 Thane DCCB

31159

373908

3961.11

2923

35076

320.64

5653

67836

77.84

30 Wardha DCCB

0.00

0.00

0.00

31 Washim DCCB

0.00

0.00

0.00

24 Ratnagiri DCCB

27 Sindhudurg DCCB

Taking Rural India >> Forward

100

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
Members

Savings Amount

19389

237088

1306.49

Total

348378

5237947

Total Western Region

385623

32 Yavatmal DCCB

No. of
SHGs

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

Out of Total, SHGs under


NRLM/SGSY

No. of
Members

Savings Amount

No. of
SHGs

No. of
Savings Members Amount

16358

200796

1106.19

2110

25320

76.40

40039.57

288069

3782830

32992.84

83476

1006684

4757.24

5723860

43322.75

319702

4202673

35668.22 104675

1287895

6035.26

1241

12410

23.98

1241

12410

23.98

0.00

474

4740

59.20

474

4740

59.20

0.00

0.00

0.00

0.00

SOUTHERN REGION
Andhra Pradesh
1

Anantapur DCCB

Chittoor DCCB

East Godavari DCCB

Eluru DCCB

2408

24080

879.21

2408

24080

879.21

0.00

Guntur DCCB

1558

16130

825.74

1558

16130

825.74

0.00

Kadapa DCCB

0.00

0.00

0.00

Kakinada DCCB

264

2640

72.50

264

2640

72.50

0.00

Krishna DCCB

9732

105918

4947.84

9732

105918

4947.84

0.00

Kurnool DCCB

61

612

17.15

61

612

17.15

0.00

70

0.31

59

0.30

0.00

444

4440

204.56

444

4440

204.56

0.00

36

1.47

36

1.47

0.00

1156

11752

362.69

1090

11422

360.26

358

3942

110.15

14 Vizianagaram DCCB

29

2.47

20

1.97

0.00

15 West Godavari DCCB

0.00

0.00

0.00

17354

182857

7397.12

17286

182507

7394.18

358

3942

110.15

10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
13 Visakhapatnam DCCB

Total
Karnataka
1

Bagalkot DCCB

8046

87457

661.13

1053

13050

95.45

0.00

Belgavi DCCB

1299

18186

52.85

1039

14548

42.28

0.00

Bellary DCCB

7218

86614

465.15

7135

85618

457.53

900

10914

136.78

Bengaluru, Bengaluru Rural &


Ramanagara DCCB

8351

1,25,143

337.51

8292

124191

319.21

0.00

Bidar DCCB

23620

360451

10310.18

23221

352368

10298.18

1602

19169

112.11

Bijapur DCCB

7365

110475

1942.00

6589

98835

1650.00

0.00

Chikmagalur DCCB

13123

156607

689.22

12073

144970

654.28

232

3712

188.45

Chitradurga DCCB

1236

17304

200.85

1197

16758

200.03

0.00

Davangere D C C B

1160

15080

422.69

1102

14326

396.72

174

2262

62.64

10 Dharwad DCCB

11183

133912

866.45

9891

109226

766.65

0.00

11 Hassan DCCB

14428

199688

2614.67

12499

168452

2483.94

0.00

101

SHGs, Saving for the present, securing the future

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total, SHGs under


NRLM/SGSY
No. of
SHGs

No. of
Savings Members Amount

12 Kalaburgi DCCB

8035

105916

1332.55

8035

105916

1332.55

0.00

13 Kanara DCCB

7597

94400

1072.63

5849

75145

1000.45

348

4286

61.71

14 Kodagu DCCB

5080

67803

1199.56

3955

55589

919.50

0.00

15 Kolar & Chickaballapur DCCB

3781

62247

357.24

3781

62247

357.24

0.00

16 Mandya DCCB

18674

280110

1866.58

18048

270720

1804.08

0.00

17 Mysore & Chamarajanagar DCCB

11766

192732

1569.02

10629

160911

1415.85

452

6780

1507.88

18 Raichur DCCB

7297

109455

383.95

7297

109455

383.95

0.00

19 Shimoga DCCB

9719

126347

1209.43

8347

108511

1045.50

2947

38487

654.43

42536

238363

19550.05

14507

67451

6451.32

891

8185

413.87

7857

104644

1126.38

5876

86143

950.96

0.00

219371

2567791

48230.09

170415

2244430

33025.67

7546

93795

3137.87

20 South Canara DCCB


21 Tumkur DCCB
Total
Kerala
1

Alappuzha DCCB

6465

96593

1327.53

5856

88143

1154.15

0.00

Ernakulam DCCB

765

7855

64.10

753

7722

57.80

0.00

Idukki DCCB

7884

149796

2212.17

5469

103911

1776.06

0.00

Kannur DCCB

301

3010

65.20

18

2.14

0.00

Kasaragod DCCB

764

14516

47.84

731

13889

41.93

0.00

Kollam DCCB

7950

130212

1750.00

3577

71616

805.00

3821

68700

875.00

Kozhikode DCCB

157

2345

20.10

101

1501

17.18

122

1812

14.98

Malappuram DCCB

1680

31920

164.21

1680

31920

164.21

298

5662

29.13

Palakkad DCCB

178

2663

21.95

177

2654

21.85

138

1905

15.88

10 Pathanamthitta DCCB

978

11736

76.12

954

11148

69.43

0.00

11 Thrissur DCCB

210

3570

23.85

210

3570

23.85

0.00

1940

162.07

0.00

0.00

12759

153108

1761.75

12121

145452

1673.66

116

1392

21.23

42031

607324

7696.89

31638

481544

5807.26

4495

79471

956.22

Pondicherry SCB

1740

27703

258.11

1359

20607

193.30

248

3663

36.06

Total

1740

27703

258.11

1359

20607

193.30

248

3663

36.06

12 Trivandrum DCCB
13 Wayanad DCCB
Total
Puducherry
1

Tamil Nadu
1

Chennai DCCB

4291

64365

408.75

4291

64365

408.75

0.00

Coimbatore DCCB

6409

77769

1160.03

6149

74637

1093.46

6409

77769

1160.03

Cuddalore DCCB

10390

199125

435.40

10253

196590

428.15

8675

164825

372.62

Dharmapuri DCCB

646

7752

3023.81

566

6792

1898.10

168

2490

588.15

Taking Rural India >> Forward

102

STATEMENT - III - C (contd.)


Sl.
No.

Name of the Bank

(Amount ` lakh)

Details of SHGs Saving linked with


Banks
No. of
SHGs

No. of
Members

Savings Amount

Out of Total SHGs - Exclusive


Women SHGs
No of
SHGs

No. of
Members

Savings Amount

Out of Total, SHGs under


NRLM/SGSY
No. of
SHGs

No. of
Savings Members Amount

Dindigul DCCB

7831

97888

712.43

625

7813

56.25

7206

90075

612.51

Erode DCCB

7899

102687

2099.73

7410

96330

2089.24

7899

102687

2099.73

Kancheepuram DCCB

11229

145666

4718.91

11229

145666

4718.91

6133

65937

2342.46

Kanyakumari DCCB

7331

131145

1213.00

7160

127790

1090.00

0.00

Kumbakonam DCCB

8063

129008

723.67

8063

129008

723.67

0.00

10 Madurai DCCB

9018

108216

126.45

9018

108216

126.45

5410

64920

75.87

11 Nilgiris DCCB

3109

58851

194.39

3032

57771

163.39

3109

58851

194.39

12 Pudukottai DCCB

4800

71844

698.63

4458

66725

648.85

0.00

13 Ramnathapuram DCCB

8216

98592

198.13

0.00

0.00

16244

237701

423.99

15350

224152

398.55

9746

142620

254.39

15 Sivagangai DCCB

2255

26996

100.82

2255

26996

100.82

393

4680

34.10

16 Thanjavur DCCB

2362

28344

94.48

2362

28344

94.48

12

5.00

17 Thoothukudi DCCB

1320

23760

1125.30

1056

19008

900.25

264

4752

225.05

18 Tiruchirapalli DCCB

18403

249553

996.58

17808

240991

956.68

15957

213356

862.40

1967

39340

62.94

1770

35400

51.62

1967

39340

62.94

11936

186202

1476.40

11815

184238

1336.01

11936

186202

1476.40

8704

139264

1178.74

8699

139184

1166.75

570

9120

425.80

14280

257040

419.86

1428

25704

41.98

14280

257040

419.86

2518

36544

275.00

2518

36544

275.00

0.00

169221

2517652

21867.44

137315

2042264

14 Salem DCCB

19 Tirunelveli DCCB
20 Tiruvannamalai DCCB
21 Vellore DCCB
22 Villupuram DCCB
23 Virudhunagar DCCB
Total

18767.36 100123

1484676 11211.70

Telangana
1

Telangana SCB

19

216

11.25

19

216

11.25

0.00

Adilabad DCCB

205

2050

22.38

205

2050

22.38

0.00

Hyderabad DCCB

0.00

0.00

0.00

Karimnagar DCCB

3942

39420

3942.00

3942

39420

3942.00

3942

39420

3942.00

Khammam DCCB

435

4350

147.40

435

4350

147.40

435

4350

147.40

Mahabubnagar DCCB

22

311

2.08

22

311

2.08

0.00

Medak DCCB

76

807

7.19

0.00

0.00

Nalgonda DCCB

443

4430

46.32

443

4430

46.32

0.00

Nizamabad DCCB

5059

51362

386.52

5059

51362

386.52

0.00

0.00

0.00

0.00

10201

102946

4565.14

10125

102139

4557.95

4377

43770

4089.40

459918

6006273

90014.79

368138

5073491

10 Warangal DCCB
Total
Total Southern Region
Total Cooperative Banks

69745.72 117147

1709317 19541.40

1506080 18431829 217322.11 1230689 14612596 170566.24 299392

3746560 32232.26

103

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i)
Progress under Microfinance - Bank loans disbursed by Public Sector Commercial Banks to SHGs during 2015-16
(Amount ` lakh)
S.
No

Name of the Banks

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

NORTHERN REGION
Chandigarh
1

Allahabad Bank

0.00

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

IDBI Bank

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

10 Punjab & Sind Bank

1.50

0.00

0.00

11 State Bank of India

0.00

0.00

0.00

12 State Bank of Patiala

0.00

0.00

0.00

13 UCO Bank

0.50

0.50

0.00

14 Union Bank of India

6.00

6.00

6.00

15 Vijaya Bank

0.00

0.00

0.00

8.00

6.50

6.00

175

34.65

112

26.68

48

18.79

Total
Haryana
1

Allahabad Bank

Andhra Bank

0.00

0.00

0.00

Bank of Baroda

1.00

0.00

1.00

Bank of India

15

15.00

10

10.00

10

10.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

122

76.00

96

60.00

72

42.00

Central Bank of India

85

55.00

42

28.65

31

18.43

Corporation Bank

10

5.97

5.87

5.75

Dena Bank

11

5.16

11

5.16

4.00

10 IDBI Bank

13

30.80

13

30.80

0.00

11 Indian Bank

16

9.00

16

9.00

16

9.00

12 Indian Overseas Bank

0.00

0.00

0.00

13 Oriental Bank of Commerce

4.90

1.40

3.40

Taking Rural India >> Forward

104

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

14 Punjab National Bank

321

221.07

272

165.66

179

134.22

15 Punjab & Sind Bank

15

7.25

1.50

2.75

0.00

0.00

0.00

17 State Bank of India

93

98.00

93

98.00

4.00

18 State Bank of Patiala

92

67.12

45

30.52

45

30.67

19 Syndicate Bank

93

62.00

85

50.00

87

56.00

20 UCO Bank

77

54.23

22

15.62

41

23.58

21 Union Bank of India

15

21.00

15

21.00

14

21.00

0.50

0.50

0.50

1162

768.65

846

560.36

575

385.09

16 State Bank of Hyderabad

22 Vijaya Bank
Total
Himachal Pradesh
1

Allahabad Bank

5.71

5.71

5.71

Bank of Baroda

0.50

0.50

0.50

Bank of India

14

14.00

9.00

6.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

20

25.00

13

16.00

13

20.00

Central Bank of India

81

66.95

18

14.58

25

28.65

Corporation Bank

3.04

3.04

0.04

Dena Bank

0.68

0.68

0.68

IDBI Bank

20.44

18.84

19.94

10 Indian Bank

1.00

1.00

1.00

11 Indian Overseas Bank

5.19

5.00

5.00

12 Oriental Bank of Commerce

5.14

1.50

3.50

286

339.00

267

315.00

260

313.00

1.88

1.88

1.88

15 State Bank of India

234

403.00

187

322.00

84

127.00

16 State Bank of Patiala

103

162.75

63

103.30

57

94.00

1.00

1.00

1.00

164

251.84

73

124.65

134

226.82

1.00

1.00

1.00

940

1308.12

659

944.68

610

855.72

13 Punjab National Bank


14 Punjab & Sind Bank

17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1

Allahabad Bank

4.00

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

105

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

45

30.60

3.06

34

30.50

Corporation Bank

23

6.53

19

5.56

19

5.56

Oriental Bank of Commerce

0.00

0.00

0.00

Punjab National Bank

8.00

8.00

8.00

Punjab & Sind Bank

0.00

0.00

0.00

181

188.00

180

187.00

167

168.00

0.00

0.00

0.00

10.24

4.29

0.00

274

247.37

220

207.91

228

212.06

10 State Bank of India


11 State Bank of Patiala
12 Syndicate Bank
13 UCO Bank
Total
New Delhi
1

Allahabad Bank

0.17

0.17

0.00

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

7.00

7.00

0.00

Central Bank of India

0.12

0.00

0.00

Corporation Bank

32

56.15

29

53.81

0.00

Dena Bank

0.00

0.00

0.00

IDBI Bank

3.10

0.00

0.00

10 Indian Bank

0.00

0.00

0.00

11 Indian Overseas Bank

7.58

4.24

4.24

12 Oriental Bank of Commerce

0.00

0.00

0.00

126

25.26

90

21.51

107

19.00

13 Punjab & Sind Bank

0.00

0.00

0.00

14 State Bank of India

0.00

0.00

0.00

15 State Bank of Patiala

0.00

0.00

0.00

16 Syndicate Bank

26.00

26.00

26.00

17 UCO Bank

0.00

0.00

0.00

18 Union Bank of India

0.00

0.00

0.00

19 Vijaya Bank

0.00

0.00

0.00

184

125.38

142

112.73

119

49.24

12 Punjab National Bank

Total

Taking Rural India >> Forward

106

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Punjab
1

Allahabad Bank

24

2.99

13

2.02

1.00

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

22

53.22

10

22.75

19

43.22

Central Bank of India

18

59.20

3.16

3.00

Corporation Bank

1.31

1.31

1.30

Dena Bank

0.55

0.55

0.55

IDBI Bank

0.00

0.00

0.00

10 Indian Bank

3.00

3.00

3.00

11 Indian Overseas Bank

0.00

0.00

0.00

12 Oriental Bank of Commerce

6.36

0.30

3.60

13 Punjab National Bank

88

65.31

73

61.15

15

10.65

14 Punjab & Sind Bank

16

46.45

13

11.97

16

46.45

15 State Bank of India

28

44.00

25

39.00

0.00

16 State Bank of Patiala

68

77.26

15

10.00

14

7.50

30.00

30.00

30.00

18 UCO Bank

13

14.45

0.28

0.28

19 Union Bank of India

25

13.00

17

5.00

16

8.00

9.85

4.40

4.40

324

426.95

185

194.89

99

162.95

118

34.96

93

32.81

61

29.80

0.00

0.00

0.00

642

505.16

151

83.85

212

163.14

17 Syndicate Bank

20 Vijaya Bank
Total
Rajasthan
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

6.00

6.00

6.00

Central Bank of India

124

20.88

15

0.64

3.70

Corporation Bank

12

7.10

12

7.10

3.00

Dena Bank

1.05

1.05

1.00

26

145.90

25

50.90

0.00

3.00

3.00

3.00

10 IDBI Bank
11 Indian Bank

107

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

12 Indian Overseas Bank

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

19

19.52

16

17.48

15

15.53

4.50

0.50

0.00

172

75.43

145

58.23

112

49.58

0.00

0.00

0.00

575

326.34

459

275.53

0.00

52

53.00

48

49.00

35

25.00

0.00

0.00

0.00

18

8.00

12

6.00

18

8.00

131

90.99

42

23.55

28

18.18

23

28.00

23

28.00

23

28.00

1.00

1.00

1.00

Total

1938

1330.83

1059

644.64

533

354.93

Total Northern Region

4827

4215.30

3115

2671.71

2167

2025.99

1253

317.30

1026

296.60

757

249.90

0.00

0.00

0.00

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Bikaner & Jaipur
17 State Bank of India
18 State Bank of Patiala
19 Syndicate Bank
20 UCO Bank
21 Union Bank of India
22 Vijaya Bank

NORTH EASTERN REGION


Assam
1

Allahabad Bank

Andhra Bank

Bank of Baroda

37

21.55

22

10.72

30

14.75

Bank of India

53

26.00

53

26.00

53

26.00

Bank of Maharashtra

34

17.00

34

17.00

32

16.00

Canara Bank

108

78.00

108

78.00

108

78.00

Central Bank of India

1758

676.11

434

188.68

983

491.86

Corporation Bank

1.00

1.00

0.00

Dena Bank

11

2.58

11

2.58

10

2.00

602

1248.25

302

640.19

150

138.40

54

34.00

53

33.00

16

11.00

177

118.50

169

114.32

169

114.30

12.60

0.00

0.00

160

149.00

114

101.00

23

23.30

0.00

0.00

0.00

1153

703.00

1153

703.00

376

190.00

45

35.00

30

25.00

35

28.00

18 UCO Bank

262

216.19

42

31.00

187

138.40

19 Union Bank of India

706

573.00

587

439.00

217

170.00

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank

Taking Rural India >> Forward

108

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

20 United Bank of India


21 Vijaya Bank
Total

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

1252

1007.00

1232

994.00

1052

886.00

30

48.26

17

16.35

17

16.35

7705

5284.34

5388

3717.44

4215

2594.26

0.00

0.00

0.00

10

9.00

10

9.00

0.00

Arunachal Pradesh
1

Bank of Baroda

Bank of India

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

Oriental Bank of Commerce

1.20

0.00

0.00

Punjab National Bank

3.00

2.00

3.00

State Bank of India

0.00

0.00

0.00

10 Syndicate Bank

4.00

4.00

4.00

11 UCO Bank

0.00

0.00

0.00

12 Vijaya Bank

22.14

22.14

22.14

27

39.34

21

37.14

15

29.14

Total
Manipur
1

Allahabad Bank

0.17

0.00

0.00

Bank of Baroda

7.47

3.49

4.80

Bank of India

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

10

6.82

3.46

0.00

IDBI Bank

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

Punjab National Bank

31

24.00

23

19.00

0.00

10 Punjab & Sind Bank

0.00

0.00

0.00

11 State Bank of India

29

57.00

29

57.00

0.00

12 Syndicate Bank

0.00

0.00

0.00

13 UCO Bank

3.00

0.00

0.00

14 Vijaya Bank

1.80

1.80

1.80

88

100.26

65

84.75

6.60

Total

109

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Meghalaya
1

Bank of Baroda

1.05

0.00

0.00

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

Punjab National Bank

33

28.00

21

18.00

0.00

State Bank of India

5.00

5.00

0.00

Syndicate Bank

0.00

0.00

0.00

10 UCO Bank

2.00

0.00

0.00

11 Union Bank of India

0.00

0.00

0.00

12 Vijaya Bank

0.00

0.00

0.00

41

36.05

27

23.00

0.00

Total
Mizoram
1

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

IDBI Bank

0.00

0.00

0.00

State Bank of India

0.00

0.00

0.00

Syndicate Bank

2.00

2.00

2.00

UCO Bank

0.00

0.00

0.00

Vijaya Bank

0.00

0.00

0.00

Total

2.00

2.00

2.00

Nagaland
1

Allahabad Bank

0.00

0.00

0.00

Bank of Baroda

11

11.60

5.00

5.00

Bank of India

2.00

2.00

2.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

22

9.32

0.00

0.00

IDBI Bank

4.00

4.00

0.00

Indian Bank

0.00

0.00

0.00

Taking Rural India >> Forward

110

STATEMENT - IV - A (i) (contd.)


S.
No
9

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Indian Overseas Bank

10.80

10.80

10.80

10 Punjab National Bank

3.00

2.00

0.00

11 Punjab & Sind Bank

0.00

0.00

0.00

12 State Bank of India

59

167.00

59

167.00

0.00

13 Syndicate Bank

0.00

0.00

0.00

14 UCO Bank

1.03

0.53

0.50

15 Vijaya Bank

22.70

19.10

19.10

123

231.45

86

210.43

19

37.40

Total
Sikkim
1

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

46

12.43

3.03

17

7.27

Dena Bank

0.00

0.00

0.00

IDBI Bank

21.50

21.50

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

2.00

2.00

2.00

Oriental Bank of Commerce

0.00

0.00

0.00

53

23.00

53

23.00

41

17.00

11 Syndicate Bank

0.00

0.00

0.00

12 UCO Bank

4.35

2.85

0.00

13 Union Bank of India

1.00

1.00

1.00

14 Vijaya Bank

0.00

0.00

0.00

112

64.28

73

53.38

63

27.27

10 State Bank of India

Total
Tripura
1

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

IDBI Bank

0.80

0.80

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

Punjab National Bank

0.00

0.00

0.00

111

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

10 Punjab & Sind Bank

0.00

0.00

0.00

11 State Bank of India

60

23.00

60

23.00

20

9.00

12 UCO Bank

12

18.43

0.00

0.00

13 Union Bank of India

0.00

0.00

0.00

14 United Bank of India

553

373.00

541

367.00

436

311.00

0.00

0.00

0.00

626

415.23

602

390.80

456

320.00

8726

6172.95

6266

4518.94

4780

3016.67

15 Vijaya Bank
Total
Total - North Eastern Region
EASTERN REGION
A & N Islands (UT)
1

Allahabad Bank

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

IDBI Bank

20.90

20.90

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

State Bank of India

10

13.00

10

13.00

0.00

Syndicate Bank

0.00

0.00

0.00

UCO Bank

0.00

0.00

0.00

Vijaya Bank

13

7.55

10

6.15

10

6.15

Total

29

41.45

26

40.05

10

6.15

Bihar
1

Allahabad Bank

1595

217.90

1257

210.30

898

164.60

Bank of Baroda

246

179.54

150

102.98

125

122.18

Bank of India

961

852.00

951

842.00

941

832.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

2106

1244.00

2106

1244.00

1886

1024.00

Central Bank of India

6025

1541.42

1538

410.96

1080

241.39

Corporation Bank

19

16.49

15

5.99

15

5.99

Dena Bank

0.00

0.00

0.00

IDBI Bank

0.00

0.00

0.00

161

330.00

158

323.00

1.00

24

16.29

23

15.11

16

12.29

0.00

0.00

0.00

7820

6443.97

6717

5342.97

6509

5132.97

10 Indian Bank
11 Indian Overseas Bank
12 Oriental Bank of Commerce
13 Punjab National Bank

Taking Rural India >> Forward

112

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

14 State Bank of India

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

9383

6695.00

8434

6018.00

475

239.00

23

23.00

12.00

12

17.00

1238

565.35

149

69.30

1097

503.36

17 Union Bank of India

93

50.00

82

32.00

69

38.00

18 United Bank of India

346

250.00

338

245.00

253

187.00

3.20

3.20

3.20

30047

18428.16

21933

14876.81

13384

8523.98

1060

135.00

717

124.20

353

113.10

15 Syndicate Bank
16 UCO Bank

19 Vijaya Bank
Total
Jharkhand
1

Allahabad Bank

Andhra Bank

0.00

0.00

0.00

Bank of Baroda

2.00

1.45

0.00

Bank of India

3869

2040.00

3060

1774.00

2387

1221.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

318

140.00

318

140.00

318

140.00

Central Bank of India

88

76.48

17

5.42

64

21.50

Corporation Bank

1.07

1.07

0.00

Dena Bank

2.40

2.40

2.00

10 IDBI Bank

104

200.03

89

165.95

4.50

11 Indian Bank

167

553.00

164

542.00

167

553.00

36

27.55

34

27.25

34

27.25

0.00

0.00

0.00

259

129.01

181

90.50

142

71.00

0.00

0.00

0.00

874

519.00

780

463.00

448

146.00

3.00

3.00

3.00

18 UCO Bank

21

16.31

0.75

5.50

19 Union Bank of India

30

15.00

30

15.00

29

14.00

20 United Bank of India

278

241.00

278

241.00

208

186.00

5.50

5.00

5.00

7130

4106.35

5692

3601.99

4183

2512.85

12 Indian Overseas Bank


13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank

21 Vijaya Bank
Total
Odisha
1

Allahabad Bank

2362

1237.00

1690

988.40

978

719.30

Andhra Bank

1403

1469.84

1396

1468.00

1307

1359.73

Bank of Baroda

840

1387.11

262

257.93

150

253.55

113

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Bank of India

Bank of Maharashtra

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

1403

1854.00

1403

1613.00

1395

1835.00

9.20

9.20

0.00

Canara Bank

1444

1012.00

1444

1012.00

176

134.00

Central Bank of India

1051

812.93

227

173.55

440

358.04

Corporation Bank

31

17.77

26

12.86

1.20

Dena Bank

14

14.95

14

14.95

13

14.00

1501

2993.31

1483

2954.35

0.00

514

529.00

504

518.00

142

136.00

1227

2158.18

1098

2054.94

1043

2002.14

47

58.18

6.60

30

36.70

639

574.48

639

574.48

502

437.48

0.00

0.00

0.00

11

18.00

11

18.00

0.00

6029

6960.00

5400

6234.00

3377

3340.00

425

397.00

340

317.00

305

260.00

2021

2306.65

317

323.63

1092

1238.63

20 Union Bank of India

169

137.00

167

134.00

165

131.00

21 United Bank of India

665

460.00

655

452.00

486

315.00

32

52.71

32

52.71

32

52.71

21831

24459.31

17117

19189.60

11638

12624.48

19917

15203.00

17820

13933.00

15404

11535.00

0.00

0.00

0.00

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India
18 Syndicate Bank
19 UCO Bank

22 Vijaya Bank
Total
West Bengal
1

Allahabad Bank

Andhra Bank

Bank of Baroda

133

92.65

63

38.50

82

52.02

Bank of India

555

456.00

326

333.00

316

331.00

Bank of Maharashtra

0.00

0.40

0.00

Canara Bank

532

469.00

133

183.00

58

65.00

Central Bank of India

16514

9270.86

5248

3013.12

5909

3931.59

Corporation Bank

16

27.67

7.86

2.10

Dena Bank

0.00

0.00

0.00

10 IDBI Bank

476

1164.40

283

756.41

0.00

11 Indian Bank

241

344.00

236

337.00

51

55.00

35504

7190.41

1016

594.61

1016

594.61

0.00

0.00

0.00

12 Indian Overseas Bank


13 Oriental Bank of Commerce

Taking Rural India >> Forward

114

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

14 Punjab National Bank

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

2626

1679.83

1499

1030.00

1765

1249.42

0.00

0.00

0.00

11592

12623.00

10339

11258.00

1641

1641.00

0.00

0.00

0.00

18 Syndicate Bank

1209

458.00

1015

390.00

1209

458.00

19 UCO Bank

1200

1211.12

203

204.92

863

897.77

20 Union Bank of India

61

32.00

59

31.00

61

32.00

21 United Bank of India

4019

3193.00

3985

3172.00

3405

2815.00

79

83.65

76

82.05

76

82.05

94674

53498.59

42310

35364.87

31859

23741.56

153711

100533.86

87078

73073.32

61074

47409.02

573

348.90

508

337.60

443

324.36

0.00

0.00

0.00

15 Punjab & Sind Bank


16 State Bank of India
17 State Bank of Travancore

21 Vijaya Bank
Total
Total Eastern Region
CENTRAL REGION
Chhattisgarh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

254

322.00

38

63.93

47

82.52

Bank of India

120

79.00

80

41.00

36

35.00

Bank of Maharashtra

77

72.09

70

64.59

50

53.00

Canara Bank

63

61.00

28

27.00

18

18.00

Central Bank of India

1610

1107.64

452

317.62

1464

1042.00

Corporation Bank

75

113.77

67

106.19

45

41.03

Dena Bank

872

551.14

809

501.64

785

496.00

10 IDBI Bank

40

43.93

33

39.60

17

22.50

11 Indian Bank

50

63.00

49

61.00

38

19.00

12 Indian Overseas Bank

94

72.85

83

63.30

83

63.30

13 Oriental Bank of Commerce

14

31.36

0.00

19.23

368

307.00

217

171.00

252

190.00

3.00

0.00

3.00

1155

1438.00

986

1227.00

623

372.00

19

13.00

19

13.00

19

13.00

0.00

0.00

0.00

19 Union Bank of India

68

41.00

64

31.00

66

40.00

20 Vijaya Bank

19

20.30

15

18.00

13

15.50

5472

4688.98

3518

3083.47

4007

2849.44

15 Punjab National Bank


14 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank
18 UCO Bank

Total

115

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Madhya Pradesh
1

Allahabad Bank

1517

436.70

1276

398.70

992

356.80

Andhra Bank

0.00

0.00

0.00

Bank of Baroda

26

102.71

11

53.03

28.91

Bank of India

7969

6456.00

7331

6108.00

6309

5727.00

Bank of Maharashtra

75

80.88

68

64.54

51

50.09

Canara Bank

106

74.00

99

68.00

19

17.00

Central Bank of India

4546

1901.64

1202

492.02

3000

1352.75

Corporation Bank

14

10.20

3.18

3.07

Dena Bank

14

9.96

13

8.08

13

8.88

10 IDBI Bank

273

703.40

273

703.40

0.00

11 Indian Bank

223

614.00

219

601.00

25

15.00

42

25.02

37

24.42

36

24.02

3.35

0.00

0.00

196

107.72

99

48.95

100

77.78

15 Punjab & Sind Bank

0.50

0.00

0.50

16 State Bank of Hyderabad

0.00

0.00

0.00

653

680.00

589

613.00

486

119.00

0.00

0.00

0.00

40

19.00

32

16.00

40

19.00

20 UCO Bank

206

122.74

59

34.90

23

10.13

21 Union Bank of India

132

105.00

96

74.00

100

72.00

22 United Bank of India

0.00

0.00

0.00

13

9.05

13

9.05

13

9.05

16049

11461.87

11422

9320.27

11220

7890.98

6449

1021.00

3934

728.80

1291

407.66

0.00

0.00

0.00

1101

1359.68

268

236.74

54

14.93

273

352.00

66

59.00

155

202.00

2.50

2.50

2.00

12 Indian Overseas Bank


13 Oriental Bank of Commerce
14 Punjab National Bank

17 State Bank of India


18 State Bank of Patiala
19 Syndicate Bank

23 Vijaya Bank
Total
Uttar Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

266

209.00

264

207.00

261

204.00

Central Bank of India

566

309.55

124

17.55

70

29.00

Corporation Bank

0.31

0.06

0.06

Taking Rural India >> Forward

116

STATEMENT - IV - A (i) (contd.)


S.
No
9

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs
Dena Bank

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

21

3.84

17

1.99

19

3.84

508

1219.95

460

1098.15

36

18.00

11 Indian Bank

82

102.00

80

100.00

37

25.00

12 Indian Overseas Bank

55

37.55

45

30.66

45

30.66

13 Oriental Bank of Commerce

36

25.55

3.25

22

10.80

14 Punjab National Bank

644

484.26

282

230.34

380

299.85

15 Punjab & Sind Bank

26

45.16

0.00

24

18.70

16 State Bank of India

464

381.00

387

318.00

73

23.00

2.00

1.00

1.00

18 Syndicate Bank

219

315.00

180

252.00

175

225.00

19 UCO Bank

294

373.30

48

62.65

29

7.97

20 Union Bank of India

238

356.00

220

346.00

174

211.00

21 United Bank of India

48

39.00

48

39.00

32

28.00

22 Vijaya Bank

24

12.00

24

12.00

24

12.00

11326

6650.65

6463

3746.69

2909

1774.47

268

28.86

143

17.05

13

4.95

0.00

0.00

0.00

10 IDBI Bank

17 State Bank of Patiala

Total
Uttarakhand
1

Allahabad Bank

Andhra Bank

Bank of Baroda

50

34.54

10

11.62

3.61

Bank of India

27

14.00

3.00

3.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

61

42.00

51

28.00

6.00

Central Bank of India

28

10.13

3.26

3.25

Corporation Bank

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

74

178.07

73

177.79

1.00

3.00

3.00

1.00

12

27.94

23.64

14.64

13.54

2.51

0.00

178

134.84

123

113.66

102

86.21

9.00

0.00

9.00

336

186.00

336

186.00

32

18.00

17 State Bank of Patiala

1.22

0.00

0.00

18 Syndicate Bank

3.00

3.00

3.00

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India

117

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

19 UCO Bank

23

21.67

2.99

1.42

20 Union Bank of India

10

4.00

2.00

3.00

0.00

0.00

0.00

1086

711.81

767

577.52

189

158.08

33933

23513.31

22170

16727.95

18325

12672.97

20.50

11.99

8.28

26

60.00

26

60.00

23

56.00

4.80

4.80

0.00

21 Vijaya Bank
Total
Total Central Region
WESTERN REGION
Goa
1

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

57

78.00

39

69.00

7.00

Central Bank of India

30

32.24

8.00

21

28.22

Corporation Bank

76

196.24

71

187.86

71

187.86

Dena Bank

10

25.58

22.58

23.00

IDBI Bank

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

39

83.58

39

83.58

39

83.58

0.00

0.00

0.00

12 State Bank of India

66

197.00

66

197.00

57

148.00

13 Syndicate Bank

17

28.00

17

28.00

17

28.00

14 UCO Bank

5.00

0.00

3.00

15 Union Bank of India

0.00

0.00

0.00

16 Vijaya Bank

0.00

0.00

0.00

331

730.94

276

672.81

248

572.94

10 Indian Overseas Bank


11 Oriental Bank of Commerce

Total
Gujarat
1

Allahabad Bank

10

0.71

10

0.71

10

0.71

Bank of Baroda

8247

2326.52

736

627.19

272

193.75

Bank of India

1404

10541.00

1215

2477.00

428

1729.00

Bank of Maharashtra

18

12.10

18

12.10

0.00

Canara Bank

10.00

10.00

0.00

Central Bank of India

946

420.05

382

101.14

95

70.14

Corporation Bank

78

74.10

64

33.73

64

33.73

Dena Bank

1487

1029.54

1429

987.59

1189

824.00

Taking Rural India >> Forward

118

STATEMENT - IV - A (i) (contd.)


S.
No
9

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs
IDBI Bank

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

10.92

10.92

0.00

310

484.00

304

475.00

17

8.00

97

47.10

93

41.50

93

41.50

0.00

0.00

0.00

144

73.22

31

27.55

70

52.00

0.00

0.00

0.00

1218

1017.00

1059

884.00

16

10.00

0.00

0.00

0.00

17 Syndicate Bank

80

58.00

60

46.00

72

42.00

18 UCO Bank

48

40.73

7.60

0.00

19 Union Bank of India

32

25.00

27

22.00

27

22.00

20 Vijaya Bank

29

24.85

28

24.17

28

24.17

14161

16194.84

5478

5788.20

2381

3051.00

10 Indian Bank
11 Indian Overseas Bank
12 Oriental Bank of Commerce
13 Punjab National Bank
14 Punjab & Sind Bank
15 State Bank of India
16 State Bank of Patiala

Total
Maharashtra
1

Allahabad Bank

646

183.80

461

163.70

249

113.80

Andhra Bank

155

103.00

153

102.00

134

87.00

Bank of Baroda

736

806.90

204

222.43

163

129.21

Bank of India

7737

47630.00

5419

25360.00

5929

34363.00

Bank of Maharashtra

3682

4604.52

3056

3507.60

1909

1860.24

Canara Bank

364

440.00

343

412.00

58

67.00

Central Bank of India

3520

2693.23

830

664.09

1774

1483.54

Corporation Bank

78

73.41

53

44.46

32

25.38

Dena Bank

389

349.22

377

333.28

233

210.00

10 IDBI Bank

410

567.53

407

562.38

89

108.91

11 Indian Bank

159

258.00

156

253.00

20

13.00

12 Indian Overseas Bank

125

1455.02

108

1425.60

104

1421.60

4.05

1.00

1.00

141

90.86

118

73.58

36

22.10

1.50

0.00

1.50

16 State Bank of Hyderabad

1412

1176.00

1412

1176.00

1247

1025.00

17 State Bank of India

4256

4119.00

3803

3680.00

1504

1619.00

18 State Bank of Mysore

0.00

0.00

0.00

19 State Bank of Patiala

0.00

0.00

0.00

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank

119

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

20 Syndicate Bank

229

245.00

185

190.00

180

180.00

21 UCO Bank

214

222.66

46

39.92

54

53.99

22 Union Bank of India

609

732.00

568

701.00

429

474.00

23 Vijaya Bank

149

228.55

137

208.90

132

198.90

Total

25019

65984.25

17837

39120.94

14280

43458.17

Total Western Region

39511

82910.03

23591

45581.95

16909

47082.11

1354

2984.00

894

1753.00

355

453.30

110377

324433.00

110201

324283.00

87639

255172.00

SOUTHERN REGION
Andhra Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

1882

6469.83

883

2675.84

1027

2849.37

Bank of India

1281

1281.00

1261

1261.00

530

530.00

Bank of Maharashtra

220

597.83

107

202.51

163

421.31

Canara Bank

11851

4565.00

10810

4409.00

769

197.00

Central Bank of India

4826

8969.85

1294

2412.89

7.17

Corporation Bank

8436

16334.21

7408

13893.87

6084

10908.04

Dena Bank

38

39.73

37

37.40

31

32.00

28

135.50

28

135.50

0.00

17963

69630.00

17604

68237.00

3887

11959.00

6726

19707.69

6279

18635.38

6199

18438.38

15

35.00

0.00

4.00

330

330.00

330

330.00

330

330.00

0.50

0.00

0.00

6346

161.00

6301

161.00

6346

161.00

80907

256189.00

75274

238353.00

24702

77490.00

18 State Bank of Mysore

87

157.00

78

141.00

0.00

19 State Bank of Patiala

0.00

0.00

0.00

20 State Bank of Travancore

0.00

0.00

0.00

32820

102496.00

22830

72678.00

23060

77230.00

659

2156.12

79

271.67

177

354.85

23 Union Bank of India

2120

5564.00

2074

5524.00

1090

3126.00

24 United Bank of India

0.00

0.00

0.00

2608

7998.10

2504

7835.41

2497

7835.40

290875

830234.36

266276

763230.47

164893

467498.82

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India

21 Syndicate Bank
22 UCO Bank

25 Vijaya Bank
Total

Taking Rural India >> Forward

120

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Karnataka
1

Allahabad Bank

57

80.47

34

45.35

3.40

Andhra Bank

169

335.00

169

335.00

98

181.00

Bank of Baroda

47

120.00

34

86.45

9.92

Bank of India

245

93.00

214

82.00

4.00

Bank of Maharashtra

40

87.97

33

75.75

0.00

Canara Bank

5092

11058.00

4659

9718.00

764

1868.00

Central Bank of India

794

1268.57

304

415.44

50

131.84

Corporation Bank

73281

128488.22

63426

116373.26

46884

86231.55

Dena Bank

17

58.92

16

54.84

15

53.00

1378

4163.89

1348

4062.57

112

336.00

332

1148.00

325

1125.00

198

651.00

1177

2600.63

1138

2525.28

1121

2481.28

30.50

0.00

1.00

14 Punjab National Bank

21

63.00

21

63.00

24.25

15 Punjab & Sind Bank

0.00

0.00

0.00

221

223.00

221

223.00

146

55.00

1410

3847.00

1249

3408.00

830

1878.00

17426

126271.00

15683

113644.00

1280

6202.00

19 State Bank of Patiala

0.00

0.00

0.00

20 State Bank of Travancore

1.00

1.00

0.00

14725

44427.00

12600

40005.00

14690

44339.00

91

194.11

41

57.30

11.00

42248

59597.00

42037

59544.00

21612

31503.00

7877

28631.00

7541

27596.00

7523

27576.00

166655

412787.28

151094

379440.24

95346

203540.24

72

76.34

0.00

0.00

0.00

0.00

0.00

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce

16 State Bank of Hyderabad


17 State Bank of India
18 State Bank of Mysore

21 Syndicate Bank
22 UCO Bank
23 Union Bank of India
24 Vijaya Bank
Total
Kerala
1

Allahabad Bank

Andhra Bank

Bank of Baroda

363

1035.00

129

310.24

33

103.64

Bank of India

446

2850.00

402

2804.00

296

909.00

Bank of Maharashtra

10

31.65

12.50

0.00

Canara Bank

18377

11202.00

16815

10343.00

8554

6291.00

121

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Central Bank of India

4748

10630.89

816

2105.37

75

60.74

Corporation Bank

2851

3908.35

2560

3360.10

2049

2867.82

Dena Bank

14

25.81

13

24.25

13

23.00

651

3266.31

619

3120.35

16

44.80

11 Indian Bank

2236

8922.00

2191

8743.00

212

786.00

12 Indian Overseas Bank

2851

7662.14

2692

7339.91

2677

7255.36

15

12.98

1.43

0.00

14 Punjab National Bank

0.00

0.00

0.00

15 Punjab & Sind Bank

2.35

0.00

0.00

16 State Bank of Hyderabad

1.00

1.00

1.00

714

1833.00

632

1623.00

236

478.00

25.00

25.00

0.00

19 State Bank of Travancore

1570

4265.00

1539

4226.00

1539

4226.00

20 Syndicate Bank

1289

4141.00

1117

3610.00

1289

4141.00

106

328.52

15.75

21

70.49

14965

27087.00

14669

26211.00

13580

23543.00

709

2127.90

687

2040.00

687

2040.00

51995

89434.24

44901

75915.90

31278

52840.85

10 IDBI Bank

13 Oriental Bank of Commerce

17 State Bank of India


18 State Bank of Mysore

21 UCO Bank
22 Union Bank of India
23 Vijaya Bank
Total
Lakshadweep
1

Syndicate Bank

0.00

0.00

0.00

UCO Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Puducherry
1

Andhra Bank

0.00

0.00

0.00

Bank of India

56

103.00

56

103.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Corporation Bank

404

600.38

298

468.82

294

462.72

Dena Bank

0.00

0.00

0.00

IDBI Bank

22

97.25

22

97.25

0.00

Indian Bank

96

296.00

94

290.00

4.00

Indian Overseas Bank

0.00

0.00

0.00

10 Oriental Bank of Commerce

0.00

0.00

0.00

Taking Rural India >> Forward

122

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

11 State Bank of India

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

18

43.00

18

43.00

0.00

12 Syndicate Bank

0.00

0.00

0.00

13 UCO Bank

0.00

0.00

0.00

14 Vijaya Bank

24

83.62

23

77.62

23

77.62

620

1223.25

511

1079.69

322

544.34

Total
Tamil Nadu
1

Allahabad Bank

202

179.20

130

169.50

45

25.67

Andhra Bank

205

498.00

205

498.00

148

359.00

Bank of Baroda

173

355.25

82

214.24

23

80.14

Bank of India

3410

7963.00

2982

7061.00

3236

7850.00

Bank of Maharashtra

23

36.10

22

32.10

0.00

Canara Bank

7167

21355.00

6696

19334.00

2383

7529.24

Central Bank of India

3394

7133.06

1231

2897.02

782

2302.34

Corporation Bank

5256

9712.95

4800

8906.97

2657

4535.29

Dena Bank

38

36.36

37

31.69

34

33.00

2286

6984.60

2230

6830.60

0.00

11 Indian Bank

19610

76236.00

19218

74711.00

4679

17240.00

12 Indian Overseas Bank

19801

30255.87

19008

29197.78

18886

28822.78

46

114.54

34

78.14

15.20

106

353.73

104

348.73

11

9.54

2.00

2.00

2.00

1384

3288.00

1384

3288.00

70

291.00

17 State Bank of Mysore

66

201.00

60

181.00

20

60.00

18 State Bank of Patiala

0.00

0.00

0.00

179

427.00

156

393.00

156

393.00

1786

7516.00

1430

6013.00

1482

6010.00

21 UCO Bank

104

249.71

12

26.94

0.00

22 Union Bank of India

765

1861.00

738

1806.00

659

1603.00

23 United Bank of India

0.00

0.00

0.00

356

977.14

343

922.66

343

922.66

66363

175735.51

60908

162943.37

35624

78083.86

1182

1253.00

1112

1224.00

1023

1172.00

48792

131153.00

48659

131037.00

37737

102034.00

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 State Bank of Hyderabad
16 State Bank of India

19 State Bank of Travancore


20 Syndicate Bank

24 Vijaya Bank
Total
Telangana
1

Allahabad Bank

Andhra Bank

123

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Bank of Baroda

Bank of Maharashtra

Out of Total - Loan disbursed to


Exclusive Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

361

1165.00

188

634.23

300

971.04

69

98.49

50

70.00

28

44.30

Bank of India

502

2200.00

502

2200.00

491

1774.00

Canara Bank

1970

3919.00

1970

3919.00

42

152.00

Central Bank of India

6170

9625.19

3156

4200.22

58

16.88

Corporation Bank

4223

8059.68

3976

7639.67

1536

3581.75

Dena Bank

343

515.85

343

515.85

309

464.00

12.50

5.00

0.00

11 Indian Bank

4919

15832.00

4821

15516.00

135

360.00

12 Indian Overseas Bank

3260

9407.37

3137

9112.30

1885

7046.30

14

79.70

14.00

5.00

0.00

0.00

0.00

15 State Bank of Hyderabad

24307

63836.00

23671

63824.00

23655

63822.00

16 State Bank of India

16548

47414.00

15367

44030.00

4185

11199.00

17 State Bank of Mysore

10

23.00

20.00

0.00

18 State Bank of Patiala

0.00

0.00

0.00

7175

26558.00

5860

19858.00

7175

26558.00

20 UCO Bank

552

1918.32

34

116.68

37

92.50

21 Vijaya Bank

893

2215.80

872

2191.64

870

2190.14

Total

121294

325285.90

113731

306127.59

79467

221482.91

Total Southern Region

697802

1834700.54

637421

1688737.26

406930

1023991.02

Total - Public Sector Commercial


Banks

938510

2052045.99

779641

1831311.13

510185

1136197.78

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank

19 Syndicate Bank

Taking Rural India >> Forward

124

STATEMENT - IV - A (i) (contd.)


S.
No

Name of the Banks

(Amount ` lakh)

Total Loans disbursed during


the year
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed to


Exclusive Women SHGs
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

PUBLIC SECTOR COM. BANKS - All India Position


1

Allahabad Bank

38854

23785.83

31240

20458.30

22934

15699.85

Andhra Bank

161101

457991.84

160783

457723.00

127063

359192.73

Bank of Baroda

15170

16327.56

3243

5652.35

2547

5092.26

Bank of India

30381

84890.00

25386

52237.00

22553

57445.00

Bank of Maharashtra

4258

5655.13

3473

4075.59

2237

2446.94

Canara Bank

50065

56123.22

46021

51312.75

15536

17908.46

Central Bank of India

57046

56741.16

17369

17482.93

15989

11663.80

Corporation Bank

94926

167715.92

82857

151123.64

59779

108903.24

Dena Bank

3289

2673.32

3146

2546.56

2692

2194.95

8423

23237.28

7715

21508.15

433

694.05

11 Indian Bank

47149

175394.00

46208

171884.00

9659

31853.00

12 Indian Overseas Bank

71288

80938.78

35044

71349.10

33486

68511.56

254

443.45

58

110.63

82

103.43

14711

11712.99

11381

9216.31

10920

8543.35

69

119.09

17

15.35

54

83.78

575

326.34

459

275.53

0.00

32304

65417.00

31623

65405.00

31402

65066.00

138965

349206.00

128006

323509.00

39481

99551.00

17594

126677.00

15835

114011.00

1300

6262.00

271

310.35

125

144.82

118

133.17

1750

4693.00

1696

4620.00

1695

4619.00

60240

186868.00

45846

143578.00

49893

159681.00

7461

10399.56

1198

1438.27

3800

3658.37

24 Union Bank of India

62314

96248.00

61481

94973.00

38340

61046.00

25 United Bank of India

7161

5563.00

7077

5510.00

5872

4728.00

12891

42588.17

12354

41150.85

12320

41116.84

938510

2052045.99

779641

1831311.13

510185

1136197.78

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Bikaner & Jaipur
17 State Bank of Hyderabad
18 State Bank of India
19 State Bank of Mysore
20 State Bank of Patiala
21 State Bank of Travancore
22 Syndicate Bank
23 UCO Bank

26 Vijaya Bank
Total

125

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (ii)
Progress under Microfinance - Bank loans disbursed by Private Sector Commercial Banks to SHGs during 2015-16
(Amount ` lakh)
S.
No

Name of the Bank

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Northern Region
Chandigarh
1

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Haryana
1

AXIS Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

21

39.72

21

39.72

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

1466

3440.75

1466

3440.75

0.00

Total

1487

3480.47

1487

3480.47

0.00

Himachal Pradesh
1

ICICI Bank

0.00

0.00

0.00

YES Bank

153

358.25

153

358.25

0.00

Total

153

358.25

153

358.25

0.00

Jammu & Kashmir


1

HDFC Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Jammu & Kashmir Bank

1504

952.70

1471

921.85

1472

937.86

Total

1504

952.70

1471

921.85

1472

937.86

New Delhi
1

Federal Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

HDFC Bank

79

91.20

79

91.20

0.00

South Indian Bank

0.00

0.00

0.00

79

91.20

79

91.20

0.00

Total
Punjab
1

Capital Local Area Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

1312

2513.06

1312

2513.06

0.00

Total

1312

2513.06

1312

2513.06

0.00

Taking Rural India >> Forward

126

STATEMENT - IV - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Rajasthan
1

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

156

318.71

156

318.71

0.00

ICICI Bank

6098

9708.43

6098

9708.43

0.00

YES Bank

4740

11781.15

4740

11781.15

0.00

Total

10994

21808.29

10994

21808.29

0.00

Total Northern Region

15529

29203.97

15496

29173.12

1472

937.86

AXIS Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

North Eastern Region


Arunachal Pradesh
1

Assam
1

AXIS Bank

0.00

0.00

0.00

Federal Bank

0.13

0.13

0.00

HDFC Bank

64

77.01

64

77.01

0.00

ICICI Bank

0.00

0.00

0.00

67

77.14

66

77.14

0.00

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Total
Manipur
1

Meghalaya
1

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Nagaland
1

AXIS Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Sikkim
1

AXIS Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

127

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Tripura
1

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

67

77.14

66

77.14

0.00

Total North Eastern Region


Eastern Region
Bihar
1

HDFC Bank

89

125.73

89

125.73

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

1539

4401.93

1539

4401.93

0.00

Total

1628

4527.66

1628

4527.66

0.00

Jharkhand
1

HDFC Bank

1.66

1.66

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

172

488.78

172

488.78

0.00

Total

173

490.44

173

490.44

0.00

Odisha
1

AXIS Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

12.87

12.87

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

10475

20365.76

10475

20365.76

0.00

Total

10484

20378.63

10484

20378.63

0.00

51.29

0.00

0.00

194

181.50

194

181.50

0.00

West Bengal
1

Federal Bank

HDFC Bank

ICICI Bank

0.00

0.00

0.00

Karnataka Bank

0.00

0.00

0.00

YES Bank

4216

8217.05

4216

8217.05

0.00

Total

4411

8449.84

4410

8398.55

0.00

16696

33846.57

16695

33795.28

0.00

Total Eastern Region


Central Region
Chhattisgarh
1

AXIS Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

28

21.27

28

21.27

0.00

Taking Rural India >> Forward

128

STATEMENT - IV - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs
4

South Indian Bank

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

0.00

0.00

0.00

YES Bank

1116

1841.59

1116

1841.59

0.00

Total

1144

1862.86

1144

1862.86

0.00

0.00

0.00

0.00

Madhya Pradesh
1

AXIS Bank

HDFC Bank

8101

23783.82

8101

23783.82

0.00

ICICI Bank

3763

3986.69

3763

3986.69

0.00

South Indian Bank

0.00

0.00

0.00

YES Bank

7556

15336.40

7556

15336.40

0.00

19420

43106.91

19420

43106.91

0.00

Total
Uttar Pradesh
1

Federal Bank

0.00

0.00

0.00

HDFC Bank

1.75

1.75

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

6846

17282.93

6846

17282.93

0.00

Total

6847

17284.68

6847

17284.68

0.00

Uttarakhand
1

HDFC Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Nainital Bank

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

YES Bank

525

1166.05

525

1166.05

0.00

Total

525

1166.05

525

1166.05

0.00

27936

63420.50

27936

63420.50

0.00

0.00

0.00

0.00

Total Central Region


Western Region
Goa
1

Federal Bank

HDFC Bank

170

628.97

170

628.97

0.00

Total

170

628.97

170

628.97

0.00

Gujarat
1

AXIS Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

319

420.14

319

420.14

0.00

ICICI Bank

2768

3740.59

2768

3740.59

0.00

129

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs
6

YES Bank
Total

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

0.00

0.00

0.00

3087

4160.73

3087

4160.73

0.00

Maharashtra
1

AXIS Bank

0.00

0.00

0.00

Federal Bank

4.79

0.95

0.00

HDFC Bank

9053

22615.53

9053

22615.53

0.00

ICICI Bank

23262

31463.81

23262

31463.81

0.00

IndusInd Bank

0.00

0.00

0.00

Karnataka Bank

1.00

1.00

1.00

Kotak Mahindra Bank

0.00

0.00

0.00

Ratnakar Bank

0.99

0.99

0.00

South Indian Bank

0.00

0.00

0.00

0.25

0.25

0.00

11 YES Bank

6779

19423.04

6779

19423.04

0.00

Total

39100

73509.41

39098

73505.57

1.00

Total Western Region

42357

78299.11

42355

78295.27

1.00

10 Tamilnad Mercantile Bank

Southern Region
Andhra Pradesh
1

AXIS Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

ING-Vysya Bank

0.00

0.00

0.00

Karnataka Bank

108

303.60

92

254.85

0.00

South Indian Bank

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

108

303.60

92

254.85

0.00

Total
Karnataka
1

AXIS Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

0.20

0.20

0.00

HDFC Bank

10637

34359.35

10637

34359.35

0.00

ICICI Bank

8409

18340.95

8409

18340.95

0.00

ING-Vysya Bank

0.00

0.00

0.00

Taking Rural India >> Forward

130

STATEMENT - IV - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs
7

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Karnataka Bank

413

696.28

331

558.38

8.00

Ratnakar Bank

3452

2510.39

3452

2510.39

0.00

South Indian Bank

1.44

1.44

0.00

Tamilnad Mercantile Bank

4.00

4.00

0.00

10 YES Bank

5908

15037.93

5908

15037.93

0.00

Total

28822

70950.54

28740

70812.64

8.00

Kerala
1

Catholic Syrian Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Dhanalakshmi Bank

2317

137.79

2060

126.44

0.00

Federal Bank

859

1260.00

399

534.71

43

16.54

HDFC Bank

128

230.45

128

230.45

0.00

ICICI Bank

1909

4509.26

1909

4509.26

0.00

ING-Vysya Bank

0.00

0.00

0.00

South Indian Bank

183

94.44

170

84.16

0.00

Tamilnad Mercantile Bank

13

38.00

13

38.00

0.00

10 YES Bank

1273

3270.25

1273

3270.25

0.00

Total

6682

9540.19

5952

8793.27

43

16.54

Pudducherry
1

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

33

16.17

32

9.73

0.00

Tamil Nadu
1

City Union Bank

Federal Bank

HDFC Bank

15971

50725.85

15971

50725.85

0.00

ICICI Bank

26650

91339.57

26650

91339.57

0.00

ING-Vysya Bank

0.00

0.00

0.00

Karnataka Bank

0.00

0.00

0.00

Karur Vysya bank

60

60.00

58

58.00

40

40.00

South Indian Bank

33

21.80

28

20.71

0.00

Tamilnad Mercantile Bank

195

516.20

180

475.00

0.60

10 YES Bank

12632

38130.03

12632

38130.03

0.00

Total

55574

180809.62

55551

180758.89

41

40.60

131

SHGs, Saving for the present, securing the future

STATEMENT - IV - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Telangana
1

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

91186

261603.95

90335

260619.65

87

65.14

193771

466451.24

192883

465380.96

1560

1004.00

Total Southern Region


Total - Private Sec.Com. Banks

Private Sector Commercial Banks - all India Position


1

AXIS Bank

0.00

0.00

0.00

Dhanalakshmi Bank

2317

137.79

2060

126.44

0.00

Federal Bank

900

1332.58

435

545.72

43

16.54

HDFC Bank

45021

133635.53

45021

133635.53

0.00

ICICI Bank

72859

163089.30

72859

163089.30

0.00

IndusInd Bank

0.00

0.00

0.00

Jammu & Kashmir Bank

1504

952.70

1471

921.85

1472

937.86

Karnataka Bank

522

1000.88

424

814.23

9.00

Karur Vysya bank

60

60.00

58

58.00

40

40.00

10 Kotak Mahindra Bank

0.00

0.00

0.00

3453

2511.38

3453

2511.38

0.00

12 South Indian Bank

217

117.68

199

106.31

0.00

13 Tamilnad Mercantile Bank

210

558.45

195

517.25

0.60

66708

163054.95

66708

163054.95

0.00

Total Pvt. Sec. Com. Banks IV - A


(ii)

193771

466451.24

192883

465380.96

1560

1004.00

Total of All Pub. Sec. Com. Banks


- IV A(i)

938510

2052045.99

779641

1831311.13

510185

1136197.78

Grand Total - Commercial Banks

1132281

2518497.23

972524

2296692.09

511745

1137201.78

11 Ratnakar Bank

14 YES Bank

Taking Rural India >> Forward

132

STATEMENT - IV - B
Prgress under Microfinance - Bank loans disbursed by Regional Rural Banks to SHGs during 2015-16
(Amount ` lakh)
S.
No

Name of the Bank

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

NORTHERN REGION
Haryana
1

Haryana Gramin Bank

1168

1082.00

1147

1049.00

1078

928.00

Total

1168

1082.00

1147

1049.00

1078

928.00

Himachal Pradesh Gramin Bank

669

996.00

658

983.00

307

457.00

Total

669

996.00

658

983.00

307

457.00

Himachal Pradesh
1

Jammu & Kashmir


1

Ellaquai Dehati Bank

336

438.82

292

416.82

292

416.82

Jammu and Kashmir Gramin Bank

713

541.52

713

541.52

555

488.50

1049

980.34

1005

958.34

847

905.32

Total
Punjab
1

Punjab Gramin Bank

619

495.20

582

465.60

310

248.00

Malwa Gramin Bank

129

129.87

129

129.87

26

28.30

Satluj Gramin Bank

15

6.90

15

6.90

0.00

763

631.97

726

602.37

336

276.30

Total
Rajasthan
1

Baroda Rajasthan Kshetriya Gramin


Bank

2201

1775.94

1965

1627.07

776

585.17

Marudhara Grameen Bank

1615

1065.63

1524

1012.19

540

413.47

Total

3816

2841.57

3489

2639.26

1316

998.64

Total Northern Region

7465

6531.88

7025

6231.97

3884

3565.26

NORTH EASTERN REGION


Assam
1

Assam Gramin Vikash Bank

13395

9615.11

11737

8270.98

11221

7907.36

Langpi Dehangi Rural Bank

911

550.45

729

440.36

127

76.03

14306

10165.56

12466

8711.34

11348

7983.39

Arunachal Pradesh Rural Bank

11.00

11.00

0.00

Total

11.00

11.00

0.00

Manipur Rural Bank

214

220.33

214

220.33

7.20

Total

214

220.33

214

220.33

7.20

Total
Arunachal Pradesh
1

Manipur
1

133

SHGs, Saving for the present, securing the future

STATEMENT - IV - B (contd.)
S.
No

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


Exclusive to Women SHGs
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Meghalaya
1

Meghalaya Rural Bank

149

125.75

72

49.36

28

15.90

Total

149

125.75

72

49.36

28

15.90

Mizoram Rural Bank

315

459.85

124

27.55

45

27.55

Total

315

459.85

124

27.55

45

27.55

Nagaland Rural Bank

47

1.49

47

1.49

0.03

Total

47

1.49

47

1.49

0.03

Tripura Gramin Bank

21

2967.00

21

2967.00

21

2967.00

Total

21

2967.00

21

2967.00

21

2967.00

15058

13950.98

12950

11988.07

11455

11001.07

Mizoram
1

Nagaland
1

Tripura
1

Total North Eastern Region


EASTERN REGION
Bihar
1

Madhya Bihar Gramin Bank

23739

15670.00

21602

13615.00

19238

12380.00

Uttar Bihar Gramin Bank

29294

17642.00

29294

17642.00

29294

17642.00

Bihar Gramin Bank

13900

4788.57

13900

4788.57

13900

4788.57

Total

66933

38100.57

64796

36045.57

62432

34810.57

Jharkhand
1

Jharkhand Gramin Bank

1798

1010.93

1780

999.99

1737

975.47

Vananchal Gramin Bank

1696

885.00

1696

885.00

1696

885.00

Total

3494

1895.93

3476

1884.99

3433

1860.47

Odisha
1

Odisha Gramya Bank

14285

23783.00

14285

23783.00

14285

23783.00

Utkal Gramya Bank

11114

11697.94

10078

10925.21

15

5.40

Total

25399

35480.94

24363

34708.21

14300

23788.40

West Bengal
1

Bangiya Gramin Vikash Bank

8674

8768.69

8659

8751.65

3961

4040.25

Paschim Banga Gramin Bank

19492

49443.00

18520

48374.00

18520

48374.00

Uttarbanga Kshetriya Gramin Bank

12342

12772.00

12342

12772.00

12342

12772.00

Total

40508

70983.69

39521

69897.65

34823

65186.25

136334

146461.13

132156

142536.42

114988

125645.69

Total Eastern Region

Taking Rural India >> Forward

134

STATEMENT - IV - B (contd.)
S.
No

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


Exclusive to Women SHGs
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


under NRLM/ SGSY
No. of SHGs

Loans
Disbursed

CENTRAL REGION
Chhattisgarh
1

Chhattisgarh Rajya Gramin Bank

3220

2235.00

2903

1532.00

3144

2076.00

Total

3220

2235.00

2903

1532.00

3144

2076.00

Madhya Pradesh
1

Central Madhya Pradesh GB

1822

446.08

1117

313.50

1117

313.50

Madhyanchal GB

1666

1352.00

1666

1352.00

1666

1352.00

Narmada Jhabua GB

4137

2617.00

4045

2525.08

3982

2502.75

Total

7625

4415.08

6828

4190.58

6765

4168.25

1174

638.00

853

459.00

835

422.00

508

318.20

450

291.99

339

236.93

Uttar Pradesh
1

Purvanchal Bank

Sarva UP Gramin Bank

Kashi Gomti Samyut Gramin Bank

1053

526.50

860

385.00

1053

526.50

Parthma Bank

1562

468.10

998

299.40

205

86.58

Baroda U P Gramin bank

1494

2146.89

1404

1978.68

1404

1978.68

Allahabad UP Gramin Bank

1047

1009.39

1047

1009.39

625

515.15

Gramin Bank of Aryavart

854

393.09

745

344.50

735

348.00

7692

5500.17

6357

4767.96

5196

4113.84

Uttaranchal Gramin Bank

1101

729.50

844

555.65

281

233.26

Total

1101

729.50

844

555.65

281

233.26

19638

12879.75

16932

11046.19

15386

10591.35

Total
Uttarakhand
1

Total Central Region


WESTERN REGION
Gujarat
1

Dena Gujarat Gramin Bank

2698

2294.92

2680

2284.40

234

191.83

Baroda Gujarat Gramin Bank

1743

1597.48

1671

1529.84

421

408.53

Saurashtra Gramin Bank

686

668.11

672

632.16

637

605.49

5127

4560.51

5023

4446.40

1292

1205.85

Total
Maharashtra
1

Maharashtra Gramin Bank

5013

6269.14

4561

5704.92

1639

1576.33

Vidharbha Konkan Gramin Bank

3367

3707.32

2250

2568.86

1510

1893.89

Total

8380

9976.46

6811

8273.78

3149

3470.22

13507

14536.97

11834

12720.18

4441

4676.07

Total Western Region

135

SHGs, Saving for the present, securing the future

STATEMENT - IV - B (contd.)
S.
No

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


Exclusive to Women SHGs
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

SOUTHERN REGION
Andhra Pradesh
1

Saptagiri Grameena Bank

9714

32300.00

9714

32300.00

0.00

Andhra Pradesh Grameena Vikas


Bank

42225

94986.42

42225

94986.42

30464

70879.33

Chaitanya Godavari Grameena Bank

14261

46658.19

14261

46658.19

4102

13417.33

Andhra Pragathi Grameena Bank

41561

131047.94

41561

131047.94

35175

108068.40

107761

304992.55

107761

304992.55

69741

192365.06

6489

19674.58

5701

17298.00

2828

8515.43

Total
Karnataka
1

Kaveri Grameena Bank

Pragathi Krishna Grameena Bank

30971

34028.00

29726

32657.12

1479

1594.98

Karnataka Vikasa Grameena Bank

5596

11457.00

5427

11110.32

4031

7930.17

43056

65159.58

40854

61065.44

8338

18040.58

Kerala Gramin Bank

8592

21089.00

8163

20035.00

2033

5427.00

Total

8592

21089.00

8163

20035.00

2033

5427.00

Puduvai Bharathiar Grama Bank

493

1429.20

259

826.97

11

12.59

Total

493

1429.20

259

826.97

11

12.59

Total
Kerala
1

Puducherry
1

Tamil Nadu
1

Pandyan Grama Bank

1278

3199.43

1259

3147.03

812

2335.71

Pallavan Grama Bank

19460

64254.13

19402

64148.08

4084

14237.02

Total

20738

67453.56

20661

67295.11

4896

16572.73

Telangana
1

Grameena Vikas Bank (Telangana


Region)

71195

182396.02

71195

182396.02

23031

59324.97

Telangana Grameena Bank

26562

79612.26

26562

79612.26

13219

35416.63

Total

97757

262008.28

97757

262008.28

36250

94741.60

Total Southern Region

278397

722132.17

275455

716223.35

121269

327159.56

Grand Total - RRBs

470399

916492.88

456352

900746.18

271423

482639.00

Taking Rural India >> Forward

136

STATEMENT - IV - C
Progress under Microfinance - Bank loans disbursed by Co-operative Banks to SHGs during 2015-16
(Amount ` lakh)
Sr.
No.

Name of the Bank

Total Loans disbursed during


the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

NORTHERN REGION
Haryana
1

Ambala DCCB

0.00

0.00

0.00

Bhiwani DCCB

0.00

0.00

0.00

Faridabad DCCB

0.00

0.00

0.00

Fatahabad DCCB

10

22.68

0.00

10

22.68

Gurgaon DCCB

9.90

9.90

0.00

Hissar DCCB

0.00

0.00

0.00

Jhajjar DCCB

0.00

0.00

0.00

Jind DCCB

0.00

0.00

0.00

Kaithal DCCB

0.00

0.00

0.00

10 Karnal DCCB

19

13.61

19

13.61

0.00

11 Kurukshetra DCCB

0.00

0.00

0.00

12 Mahindergarh DCCB

5.00

5.00

5.00

13 Panchkula DCCB

0.00

0.00

0.00

14 Panipat DCCB

0.00

0.00

0.00

15 Rewari DCCB

9.40

9.40

9.40

16 Rohtak DCCB

0.00

0.00

0.00

17 Sirsa DCCB

7.20

7.20

7.20

18 Sonepat DCCB

0.00

0.00

0.00

19 Yamuna Nagar DCCB

0.00

0.00

0.00

52

67.79

42

45.11

24

44.28

Total
Himachal Pradesh
1

Himachal Pradesh SCB

869

854.75

659

649.52

282

358.90

Jogindra DCCB

249

381.71

249

381.70

29

72.26

Kangra DCCB

346

628.45

54

89.30

196

337.36

1464

1864.91

962

1120.52

507

768.52

J&K SCB

2.00

2.00

2.00

Total

2.00

2.00

2.00

Delhi SCB

4.00

4.00

0.00

Total

4.00

4.00

0.00

Total
Jammu & Kashmir
1

New Delhi
1

137

SHGs, Saving for the present, securing the future

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Punjab
1

Amritsar DCCB

0.00

0.00

0.00

Bathinda DCCB

2.60

2.60

0.00

Faridkot DCCB

0.60

0.60

0.00

Fatehgarh DCCB

35

63.02

35

63.02

0.00

Fazilka DCCB

1.00

1.00

0.00

Firozpur DCCB

10

3.90

10

3.90

0.00

Gurdaspur DCCB

3.60

3.60

0.00

Hoshiarpur DCCB

56

31.25

56

31.25

0.00

Jalandhar DCCB

25

14.87

25

14.87

0.00

10 Kapurthala DCCB

2.80

2.80

0.00

11 Ludhiana DCCB

40

13.72

0.00

0.00

12 Mansa DCCB

3.24

3.24

3.24

13 Moga DCCB

1.00

1.00

0.00

14 Mohali DCCB

0.00

0.00

0.00

15 Muktsar DCCB

2.00

2.00

2.00

16 Nawanshahr DCCB

20

17.55

20

17.55

0.00

17 Patiala DCCB

29

32.80

29

32.80

0.00

18 Ropar DCCB

6.85

6.85

0.00

19 Sangrur DCCB

1.00

0.00

0.00

20 SAS Nagar DCCB

9.79

9.79

9.79

21 Tarn Taran DCCB

0.00

0.00

0.00

257

211.59

216

196.87

14

15.03

Total
Rajasthan
1

Ajmer DCCB

5839

3415.19

5765

3269.53

97

93.27

Alwar DCCB

60

101.05

60

101.05

0.00

Banswara DCCB

1.00

1.00

1.00

Baran DCCB

15

8.00

15

8.00

0.00

Barmer DCCB

2.30

2.30

0.00

Bharatpur DCCB

0.00

0.00

0.00

Bhilwara DCCB

150

96.80

150

96.80

0.00

Bikaner DCCB

44

79.27

33

59.45

0.00

Bundi DCCB

341

201.43

340

199.43

31

33.60

10 Chittorgarh DCCB

62

87.56

56

75.62

11.94

11 Churu DCCB

41

65.88

39

54.41

0.00

Taking Rural India >> Forward

138

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

12 Dausa DCCB

37

25.98

37

25.98

0.00

13 Dungarpur DCCB

36

15.11

36

15.11

0.00

14 Hanumangarh DCCB

27

29.30

27

29.30

0.00

140

82.59

140

82.59

0.00

16 Jaisalmer DCCB

0.00

0.00

0.00

17 Jalore DCCB

6.50

6.50

6.50

18 Jhalawar DCCB

186

147.00

183

145.09

1.77

19 Jhunjhunu DCCB

286

267.16

286

267.16

0.00

16

46.95

16

46.95

0.00

145

79.66

145

79.66

62

5.76

22 Nagaur DCCB

47

110.57

47

110.57

0.00

23 Pali DCCB

63

188.94

63

188.94

0.00

24 Swai Madhopur DCCB

48

24.20

48

24.20

0.00

25 Sikar DCCB

710

824.99

710

824.99

17

16.83

26 Sirohi DCCB

37

48.06

37

48.06

0.00

27 S.Ganganagar DCCB

99

160.26

99

160.26

0.00

0.00

0.00

0.00

59

80.75

59

80.75

0.00

8502

6196.50

8405

6003.70

227

170.67

10285

8346.79

9635

7372.20

774

1000.50

Assam SCB

547

338.52

522

261.00

435

229.14

Total

547

338.52

522

261.00

435

229.14

Arunachal Pradesh SCB

24

16.45

24

16.45

23

12.70

Total

24

16.45

24

16.45

23

12.70

Manipur SCB

80

40.00

80

40.00

80

40.00

Total

80

40.00

80

40.00

80

40.00

Meghalaya SCB

14

18.45

0.00

0.00

Total

14

18.45

0.00

0.00

Mizoram SCB

11.20

0.00

0.00

Total

11.20

0.00

0.00

15 Jaipur DCCB

20 Jodhpur DCCB
21 Kota DCCB

28 Tonk DCCB
29 Udaipur DCCB
Total
Total - Northern Region
NORTH EASTERN REGION
Assam
1

Arunachal Pradesh
1

Manipur
1

Meghalaya
1

Mizoram
1

139

SHGs, Saving for the present, securing the future

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Nagaland
1

Nagaland SCB

1085

1127.15

870

901.00

650

675.00

Total

1085

1127.15

870

901.00

650

675.00

Sikkim SCB

22

26.00

0.00

0.00

Total

22

26.00

0.00

0.00

Tripura SCB

406

189.86

366

146.00

10

5.36

Total

406

189.86

366

146.00

10

5.36

2186

1767.63

1862

1364.45

1198

962.20

A & N SCB

223

359.47

211

337.90

0.00

Total

223

359.47

211

337.90

0.00

Ranchi - Khunti DCCB

21

128.45

21

128.45

0.00

Total

21

128.45

21

128.45

0.00

Sikkim
1

Tripura
1

Total - North Eastern Region


EASTERN REGION
A & N Islands (UT)
1

Jharkhand
1

Odisha
1

Odisha SCB

0.00

0.00

0.00

Angul DCCB

542

435.44

542

435.44

0.00

Aska DCCB

25

17.10

25

17.10

0.00

Balasore DCCB

1702

1640.17

1117

1033.58

0.00

Banki DCCB

89

79.35

89

79.35

0.00

Berhampur DCCB

73

208.40

73

208.40

0.00

Bhawanipatna DCCB

4.30

4.30

0.00

Bolangir DCCB

24

18.91

24

18.91

0.00

Boudh DCCB

37

72.82

37

72.82

0.00

10 Cuttack DCCB

734

765.26

734

765.26

0.00

11 Keonjhar DCCB

218

202.02

215

196.57

0.00

12 Khurda DCCB

548

596.23

548

596.23

0.00

13 Koraput DCCB

516

543.40

516

543.40

0.00

56

78.38

56

78.38

0.00

171

116.30

171

116.30

0.00

41

35.80

41

35.80

0.00

14 Mayurbhanj DCCB
15 Nayagarh DCCB
16 Puri-Nimapara DCCB

Taking Rural India >> Forward

140

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

17 Sambalpur DCCB

242

255.34

242

255.34

0.00

18 Sundargarh DCCB

929

643.87

929

643.87

0.00

5950

5713.09

5362.00

5101.05

0.00

Total
West Bengal
1

West Bengal SCB

55107

36399.36

52106

33526.67

0.00

Bankura DCCB

12018

7787.36

122

182.00

0.00

Birbhum DCCB

0.00

0.00

0.00

Burdwan DCCB

41

36.08

30

0.00

0.00

Balageria DCCB

491

530.51

468

503.98

0.00

Darjeeling DCCB

12

12.84

10.30

0.00

Daxin Dinajpur DCCB

28

18.10

28

18.10

0.00

Hooghly DCCB

10306

4185.93

10272

4172.39

0.00

Howrah DCCB

2713

1631.33

2446

1470.90

0.00

10 Jalpaiguri DCCB

2273

37.50

2267

37.50

0.00

11 Malda DCCB

3132

1884.88

3073

1868.22

0.00

12 Mugberia DCCB

3012

2676.09

2871

2554.47

0.00

13 Murshidabad DCCB

3821

3625.04

3821

3625.04

3821

3625.04

14 Nadia DCCB

2486

745.80

2412

724.46

0.00

15 Purulia DCCB

587

170.95

587

170.95

212

93.71

16 Raiganj DCCB

1073

762.01

1073

762.01

0.00

17 Tamluk Ghatal DCCB

1366

282.45

1361

281.78

0.00

18 Vidyasagar DCCB

1175

1660.27

1042

1444.72

325

279.43

99641

62446.50

83987

51353.49

4358

3998.18

105835

68647.51

89581

56920.89

4358

3998.18

Total
Total Eastern Region
CENTRAL REGION
Chhattisgarh
1

Ambikapur DCCB

33

14.68

26

12.10

0.00

Jagdalpur DCCB

136

182.90

136

182.90

0.00

Raipur DCCB

73

123.55

73

123.55

11

22.60

Rajnandgaon DCCB

1007

528.08

1007

528.08

1007

528.08

Total

1249

849.21

1242

846.63

1018

550.68

Madhya Pradesh
1

Balaghat DCCB

0.00

0.00

0.00

Betul DCCB

0.80

0.00

0.00

Chhindwara DCCB

31

2.43

0.00

0.00

141

SHGs, Saving for the present, securing the future

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

Dhar DCCB

0.00

0.00

0.00

Gwalior DCCB

23.80

11.90

23.80

Indore DCCB

0.00

0.00

0.00

Jhabua DCCB

0.00

0.00

0.00

Khandwa DCCB

4.25

4.25

0.00

KhargaonDCCB

34

61.25

0.00

0.00

10 Panna DCCB

0.00

0.00

0.00

11 Raisen DCCB

0.00

0.00

0.00

12 Ratlam DCCB

5.00

5.00

5.00

13 Satna DCCB

0.00

0.00

0.00

14 Sehore DCCB

0.00

0.00

0.00

15 Shajapur DCCB

4.10

2.40

0.00

16 Shivpuri DCCB

0.00

0.00

0.00

17 Vidisha DCCB

0.00

0.00

0.00

91

101.63

12

23.55

28.80

39

3.69

39

3.69

0.00

Total
Uttar Pradesh
1

Barabanki DCCB

Deoria DCCB

0.00

0.00

0.00

Lucknow DCCB

0.00

0.00

0.00

Mirzapur DCCB

0.00

0.00

0.00

Muradabad DCCB

0.00

0.00

0.00

Muzaffar Nagar DCCB

0.00

0.00

0.00

Pilibhit DCCB

1.10

1.10

0.00

Raibareily DCCB

0.00

0.00

0.00

Unnao DCCB

0.00

0.00

0.00

0.00

0.00

0.00

43

4.79

43

4.79

0.00

0.00

0.00

0.00

10 Varanasi DCCB
Total
Uttarakhand
1

Uttarakhand SCB

Almora DCCB

57.00

52.15

57.00

52.15

34.00

51.00

Chamoli DCCB

74.00

23.49

17.00

6.80

4.00

3.21

Dehradun DCCB

51.00

65.25

7.00

13.36

48.00

57.75

Garhwal (Kotdar) DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Haldwani DCCB

64.00

48.35

13.00

26.85

11.00

21.50

Haridwar DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Taking Rural India >> Forward

142

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

Pithoragarh DCCB

Tehri DCCB

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

407

487.09

77

0.00

0.00

556.00

449.33

30.00

30.00

282.00

376.40

108.00

17100.00

108.00

17.00

9.00

9.00

75

71.88

71

68.28

37

52.35

Total

1392

18297.54

380

214.44

425

571.21

Total Central Region

2775

19253.17

1677

1089.41

1450

1150.69

Goa SCB

202

618.87

200

609.25

0.00

Total

202

618.87

200

609.25

0.00

10 Udham Singh Nagar DCCB


11 Uttarkashi DCCB

WESTERN REGION
Goa
1

Gujarat
1

Ahmedabad DCCB

39

22.90

39

22.90

39

22.90

Amreli DCCB

25

12.50

25

12.50

0.00

Banaskantha DCCB

33

97.01

33

97.01

0.00

Baroda DCCB

0.00

0.00

0.00

Bharuch DCCB

112

612.01

43

202.01

0.00

Bhavnagar DCCB

15

44.13

30.83

0.00

Jamnagar DCCB

75

22.33

75

22.33

0.00

Junagadh dCCB

0.00

0.00

0.00

Kheda DCCB

0.00

0.00

0.00

93

37.85

0.00

93

37.85

0.00

0.00

0.00

341

407.90

338

404.40

0.00

12

5.10

12

5.10

12

5.10

252

282.80

252

282.80

10.10

82

66.57

82

66.57

82

66.57

178

93.00

178

93.00

178

93.00

17 Surendranagar DCCB

0.00

0.00

0.00

0.00

18 Vadodara DCCB

0.00

0.00

0.00

19 Valsad DCCB

5.50

5.50

0.50

1263

1709.60

1089

1244.95

414

236.02

725

824.31

725

824.31

333

429.45

99

50.80

99

50.80

75

41.00

307

114.15

290

102.15

0.00

10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB
14 Rajkot DCCB
15 Sabarkantha DCCB
16 Surat DCCB

Total
Maharashtra
1

Ahmednagar DCCB

Akola DCCB

Amravati DCCB

143

SHGs, Saving for the present, securing the future

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

Aurangabad DCCB

Beed DCCB

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

122

62.00

105

52.00

4.00

0.00

0.00

0.00

Bhandara DCCB

712

725.85

712

725.85

585

557.51

Buldhana DCCB

0.00

0.00

0.00

Chandrapur DCCB

2226

1342.49

2226

1342.49

163

89.47

Dhule DCCB

141

222.75

11

20.80

0.00

10 Gadchiroli DCCB

1530

1082.06

1525

1080.20

783

503.87

11 Gondia DCCB

248

62.12

210

52.60

9.90

12 Jalgaon DCCB

78

172.97

78

172.97

0.00

13 Jalna DCCB

61

30.90

60

30.88

0.00

1923

1155.16

1923

1155.16

625

435.60

573

573.13

509

531.57

360

412.80

16 Nagpur DCCB

0.00

0.00

0.00

17 Nanded DCCB

0.00

0.00

0.00

83

87.13

11.80

0.00

19 Nashik DCCB

0.00

0.00

0.00

20 Osmanabad DCCB

0.00

0.00

0.00

21 Parbhani DCCB

144

87.80

139

74.80

139

74.80

22 Pune DCCB

552

494.21

552

494.21

0.00

2503

1180.26

2480

1171.06

145

71.00

24 Ratnagiri DCCB

303

199.74

294

194.89

32

19.45

25 Sangli DCCB

272

280.06

255

279.69

243

265.27

26 Satara DCCB

968

152.60

968

152.60

21

14.00

27 Sindhudurg DCCB

825

639.16

790

584.16

87

58.67

13.27

13.27

13.27

1283

993.71

245

71.12

94

52.19

30 Wardha DCCB

0.00

0.00

0.00

31 Washim DCCB

0.00

0.00

0.00

32 Yavatmal DCCB

11.00

8.00

0.00

Total

15685

10557.63

14208

9197.38

3697

3052.25

Total - Western Region

17150

12886.10

15497

11051.58

4111

3288.27

49

140.04

49

82.79

0.00

33.00

33.00

0.00

14 Kolhapur DCCB
15 Latur DCCB

18 NandurbarDCCB

23 Raigad DCCB

28 Solapur DCCB
29 Thane DCCB

SOUTHERN REGION
Andhra Pradesh
1

Anantapur DCCB

Chittoor DCCB

Taking Rural India >> Forward

144

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

East Godavari DCCB

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

0.00

0.00

0.00

Eluru DCCB

467

1308.42

467

1308.42

0.00

Guntur DCCB

385

1052.40

385

1052.40

0.00

Kadapa DCCB

0.00

0.00

0.00

Kakinada DCCB

58

133.58

58

133.58

0.00

Krishna DCCB

4039

11362.34

4039

11362.34

0.00

Kurnool DCCB

68

100.30

68

100.30

0.00

0.00

0.00

0.00

167

621.03

167

621.03

0.00

7.00

7.00

0.00

83

259.04

68

226.74

32

67.45

14 Vizianagaram DCCB

0.00

0.00

0.00

15 West Godavari DCCB

0.00

0.00

0.00

5327

15017.15

5312

14927.60

32

67.45

10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
13 Visakhapatnam DCCB

Total
Karnataka
1

Bagalkot DCCB

280

188.21

32

23.50

0.00

Belgavi DCCB

783

1810.53

626

1448.42

0.00

Bellary DCCB

1697

2340.50

1687

2321.25

0.00

Bengaluru, Bengaluru Rural &


Ramanagara DCCB

233

826.91

227

812.06

0.00

Bidar DCCB

1523

9189.03

1523

9189.03

0.00

Bijapur DCCB

4704

5980.00

3998

5083.00

0.00

Chikmagalur DCCB

347

766.50

326.00

752.25

58

96.72

Chitradurga DCCB

990

1293.47

971

1265.07

0.00

Davangere DCCB

640

546.85

610

518.70

54

46.52

10 Dharwad DCCB

756

1128.80

712

992.99

0.00

11 Hassan DCCB

1832

4121.43

1679

3798.83

0.00

12 Kalaburgi DCCB

724

847.75

724

847.25

0.00

13 Kanara DCCB

647

881.12

583

789.12

63

83.77

14 Kodagu DCCB

3915

2329.54

3067

1972.95

0.00

540

2006.05

540

2006.05

0.00

16 Mandya DCCB

1775

3915.21

1597

3522.58

0.00

17 Mysore & Chamarajanagar DCCB

7185

15750.57

6758

14752.56

452

1509.68

18 Raichur DCCB

4547

4394.30

4547

4394.30

0.00

19 Shimoga DCCB

3157

4811.44

2541

3768.15

0.00

15 Kolar & Chickaballapur DCCB

145

SHGs, Saving for the present, securing the future

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
No. of SHGs

Loans
Disbursed

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

20 South Canara DCCB

2625

2609.20

664

709.34

0.00

21 Tumkur DCCB

3956

11273.32

3180

8982.87

0.00

42856

77010.73

36592

67950.27

627

1736.69

Total
Kerala
1

Alappuzha DCCB

2382

3046.34

2144

2741.71

0.00

Ernakulam DCCB

18

36.55

18

36.55

0.00

Idukki DCCB

1084

4287.68

903

3276.46

0.00

Kannur DCCB

99

287.50

0.00

0.00

Kasaragod DCCB

78

7.43

73

6.95

0.00

Kollam DCCB

1233

2700.00

481

972.00

518

1080.00

Kozhikode DCCB

53

75.40

48

67.28

42

58.75

Malappuram DCCB

323

854.35

323

854.35

298

798.85

Palakkad DCCB

49

119.30

49

119.30

49

119.30

10 Pathamanthitta DCCB

217

1008.44

212

982.44

0.00

11 Thrissur DCCB

361

13.83

361

13.83

0.00

52

294.05

52

294.05

47

174.24

6050

7894.08

5748

7499.38

116

122.50

11999

20624.95

10419

16864.30

1070

2353.64

Pondicherry SCB

295

774.23

295

774.23

3.00

Total

295

774.23

295

774.23

3.00

12 Trivandrum DCCB
13 Wayanad DCCB
Total
Puducherry
1

Tamil Nadu
1

Chennai DCCB

298

953.55

298

953.55

0.00

Coimbatore DCCB

890

2763.30

877

2719.55

890

2763.30

Cuddalore DCCB

1047

1490.84

1031

1470.34

1025

1445.69

Dharmapuri DCCB

646

1953.05

638

1860.12

166

504.10

Dindigul DCCB

743

882.52

41

49.20

345

479.55

Erode DCCB

2006

4127.58

1938

4059.58

2006

4127.58

Kancheepuram DCCB

1186

1948.25

1186

1948.25

940

1367.76

Kanyakumari DCCB

1675

5512.15

1675

5512.15

0.00

Kumbakonam DCCB

750

1178.27

750

1178.27

0.00

10 Madurai DCCB

586

1572.09

586

1572.09

481

1308.65

11 Nilgiris DCCB

659

3013.35

646

2948.35

659

3013.35

12 Pudukottai DCCB

647

1733.73

605

1616.87

0.00

13 Ramnathapuram DCCB

483

1710.42

0.00

0.00

Taking Rural India >> Forward

146

STATEMENT - IV - C (contd.)
Sr.
No.

Name of the Bank

(Amount ` lakh)
Total Loans disbursed during
the year
Loans
Disbursed

No. of SHGs

14 Salem DCCB

Out of Total - Loan disbursed


Exclusive to Women SHGs
Loans
Disbursed

No. of SHGs

Out of Total - Loan disbursed


under NRLM/ SGSY
Loans
Disbursed

No. of SHGs

3203

6953.39

3042

6605.72

1921

4172.03

15 Sivagangai DCCB

187

287.72

187

287.72

0.00

16 Thanjavur DCCB

2362

94.48

2362

94.48

5.00

17 Thoothukudi DCCB

608

1947.50

581

1876.69

27

70.81

18 Tiruchirapalli DCCB

2915

5610.52

2851

5522.37

2713

5090.82

553

1370.60

481

1315.00

553

1370.60

20 Tiruvannamalai DCCB

3974

8618.46

3933

8534.74

3974

8618.46

21 Vellore DCCB

1544

3672.51

1544

3672.51

570

1634.42

22 Villupuram DCCB

330

428.25

30

42.00

330

428.25

23 Virudhunagar DCCB

392

794.30

392

794.30

0.00

27684

58616.83

25674

54633.85

16601

36400.37

19 Tirunelveli DCCB

Total
Telangana
1

Telangana SCB

19

66.70

19

66.70

0.00

Adilabad DCCB

153

173.95

153

173.95

0.00

Hyderabad DCCB

0.00

0.00

0.00

Karimnagar DCCB

2071

7551.69

2071

7551.69

2071

7551.69

Khammam DCCB

71

224.84

71

224.84

71

224.84

Mahabubnagar DCCB

25.61

25.61

0.00

Medak DCCB

55

167.00

55

167.00

0.00

Nalgonda DCCB

877

2545.10

877

2545.10

0.00

Nizamabad DCCB

0.00

0.00

0.00

0.00

0.00

0.00

3251

10754.89

3251

10754.89

2142

7776.53

91412

182798.78

81543

165905.14

20473

48337.68

229643

293699.98

199795

243703.67

32364

58737.52

10 Warangal DCCB
Total
Total - southern Region
Grand Total - Co-operative Banks

147

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i)
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Public Sector Com. Banks
(Amount ` lakh)
S.
No

Name of the SCB/ DCCB

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

NORTHERN REGION
Chandigarh
1

Allahabad Bank

0.00

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

Bank of Maharashtra

0.10

0.10

0.00

Canara Bank

156

110.00

110

70.00

0.00

Central Bank of India

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

IDBI Bank

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

10 Punjab & Sind Bank

51.49

0.00

0.00

11 State Bank of India

0.00

0.00

0.00

12 State Bank of Patiala

0.00

0.00

0.00

13 UCO Bank

3.50

2.28

0.00

41

33.00

33

25.00

34

24.00

0.00

0.00

0.00

211

198.09

148

97.38

34

24.00

181

155.03

117

95.61

54

35.69

0.00

0.00

0.00

18

16.00

14

13.00

3.74

231

211.60

60

117.00

43

68.35

0.00

0.00

0.00

14 Union Bank of India


15 Vijaya Bank
Total
Haryana
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

218

126.00

169

78.00

114

69.00

Central Bank of India

230

272.82

62

64.23

40

16.46

Corporation Bank

18

10.04

17

9.94

11

4.86

Dena Bank

24

16.64

24

16.64

19

13.00

10 IDBI Bank

14

30.66

13

29.84

0.00

11 Indian Bank

57

34.00

57

34.00

43

18.00

0.47

0.47

0.47

583

401.35

301

216.13

245

148.16

6733

7696.96

5279

5900.96

2721

1717.30

12 Indian Overseas Bank


13 Oriental Bank of Commerce
14 Punjab National Bank

Taking Rural India >> Forward

148

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

15 Punjab & Sind Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

236

201.55

48

32.24

201

183.59

0.00

0.00

0.00

17 State Bank of India

572

539.00

572

539.00

47

37.00

18 State Bank of Patiala

393

450.99

116

108.31

59

29.86

19 Syndicate Bank

157

120.00

118

96.00

145

108.00

20 UCO Bank

524

224.00

320

168.10

197

51.00

77

160.00

60

138.00

38

47.00

7.31

7.31

6.46

10277

10674.42

7358

7664.78

3988

2557.94

16 State Bank of Hyderabad

21 Union Bank of India


22 Vijaya Bank
Total
Himachal Pradesh
1

Allahabad Bank

10.47

10.47

10.47

Bank of Baroda

1.66

0.10

1.66

Bank of India

71

61.61

27

21.00

16.80

Bank of Maharashtra

0.06

0.06

0.06

Canara Bank

39

59.57

27

31.59

28

30.59

Central Bank of India

160

165.24

32

42.44

33

32.22

Corporation Bank

5.48

5.48

2.66

Dena Bank

5.08

5.08

5.08

IDBI Bank

14.23

13.05

13.88

10 Indian Bank

3.00

3.00

3.00

11 Indian Overseas Bank

5.19

5.00

5.00

67

26.91

21

6.84

13

12.58

2604

1556.18

2233

1262.58

1537

986.93

14 Punjab & Sind Bank

33

30.57

13

15.22

33

30.57

15 State Bank of India

915

791.00

815

704.00

276

200.00

16 State Bank of Patiala

541

481.51

263

224.64

192

181.02

6.00

4.00

4.00

1122

826.74

684

628.32

891

704.00

0.41

0.41

0.41

5600

4050.91

4156

2983.28

3055

2240.93

12 Oriental Bank of Commerce


13 Punjab National Bank

17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1

Allahabad Bank

3.94

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

149

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

Central Bank of India

49

48.29

7.49

39

33.78

Corporation Bank

34

6.24

29

5.31

29

5.31

Oriental Bank of Commerce

0.00

0.00

0.00

Punjab National Bank

396

154.26

344

140.10

372

133.26

Punjab & Sind Bank

375.76

0.00

0.00

310

157.00

293

140.00

244

122.00

11 State Bank of Patiala

0.00

0.00

0.00

12 Syndicate Bank

0.00

0.00

0.00

13 UCO Bank

87

41.00

49

30.00

1.00

Total

887

786.49

724

322.90

688

295.35

10 State Bank of India

New Delhi
1

Allahabad Bank

3.91

0.80

1.00

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

21

36.00

21

36.00

0.00

Central Bank of India

5.25

0.00

0.00

Corporation Bank

33

91.89

29

70.83

0.00

Dena Bank

0.00

0.00

0.00

IDBI Bank

0.00

0.00

0.00

87

88.00

85

87.00

0.00

11 Indian Overseas Bank

0.00

0.00

0.00

12 Oriental Bank of Commerce

0.00

0.00

0.00

13 Punjab National Bank

151

120.33

114

95.57

76

36.24

14 Punjab & Sind Bank

13

40.00

0.03

0.00

15 State Bank of India

224

64.00

224

64.00

0.00

16 State Bank of Patiala

0.00

0.00

0.00

17 Syndicate Bank

44.00

44.00

44.00

18 UCO Bank

0.48

0.36

0.00

19 Union Bank of India

1.00

0.00

0.00

20 Vijaya Bank

0.56

0.56

0.56

549

495.42

490

399.15

87

81.80

10 Indian Bank

Total
Punjab
1

Allahabad Bank

26

11.56

14

6.55

2.44

Bank of Baroda

26

27.43

20

17.22

0.49

Taking Rural India >> Forward

150

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

Bank of India

7.40

6.00

0.00

Bank of Maharashtra

1.77

1.77

0.00

Canara Bank

80

102.22

57

77.25

80

102.22

Central Bank of India

35

5321.38

11.57

5.93

Corporation Bank

2.34

2.28

1.01

Dena Bank

0.93

0.93

0.93

IDBI Bank

0.00

0.00

0.00

10 Indian Bank

27

6.00

26

5.00

25

5.00

11 Indian Overseas Bank

10

7.60

3.85

3.85

222

116.41

68

36.77

70

28.75

13 Punjab National Bank

4000

3061.44

2643

2325.72

705

758.71

14 Punjab & Sind Bank

827

684.57

135

122.97

817

591.45

15 State Bank of India

407

323.00

372

295.00

33

28.00

16 State Bank of Patiala

431

346.75

93

64.94

27

13.69

20.00

20.00

20.00

561

163.07

342

123.93

464

99.00

19 Union Bank of India

56

47.00

44

33.00

47

35.00

20 Vijaya Bank

15

24.60

11.70

6.80

6748

10275.47

3861

3166.45

2300

1703.27

182

123.82

132

64.83

125

63.25

0.00

0.00

0.00

4525

3853.69

3393

2775.05

1884

1004.13

193

140.99

151

123.00

193

140.99

1.78

0.83

0.95

12

10.00

12

10.00

12

10.00

666

597.85

127

127.32

18

3.32

12 Oriental Bank of Commerce

17 Syndicate Bank
18 UCO Bank

Total
Rajasthan
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

14

18.35

13

8.73

5.27

Dena Bank

36

21.02

29

16.07

32

18.00

10 IDBI Bank

33

68.23

32

64.73

0.00

11 Indian Bank

14

2.00

14

2.00

1.00

12 Indian Overseas Bank

75

29.05

61

26.23

60

24.28

286

111.10

145

41.49

83

39.91

14 Punjab National Bank

1843

2160.87

1655

2055.10

1196

1671.96

15 Punjab & Sind Bank

100

49.03

16

10.06

58

22.36

13 Oriental Bank of Commerce

151

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

16 State Bank of Bikaner & Jaipur

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

23523

10953.46

21171

9858.11

0.00

562

505.00

504

452.00

110

113.00

1.34

0.00

1.16

28

5.00

21

4.00

28

5.00

4273

1275.00

2607

967.00

2086

699.00

194

157.00

170

140.00

154

129.00

2.64

2.64

2.64

Total

36578

20087.22

30262

16749.19

6064

3955.22

Total - Northern Region

60850

46568.02

46999

31383.13

16216

10858.51

1835

1430.67

1491

1205.00

1339

1028.00

0.00

0.00

0.00

17 State Bank of India


18 State Bank of Patiala
19 Syndicate Bank
20 UCO Bank
21 Union Bank of India
22 Vijaya Bank

NORTH EASTERN REGION


Assam
1

Allahabad Bank

Andhra Bank

Bank of Baroda

233

152.81

111

52.31

138

93.31

Bank of India

181

109.00

126

59.00

164

96.00

Bank of Maharashtra

34

9.52

34

9.52

32

8.52

Canara Bank

141

125.00

53

40.00

141

125.00

Central Bank of India

3112

2122.55

608

359.22

1140

518.24

Corporation Bank

1.72

1.72

0.00

Dena Bank

26

5.03

26

5.03

23

5.00

10 IDBI Bank

594

1150.35

332

644.44

146

130.65

11 Indian Bank

164

63.00

161

61.00

69

21.00

12 Indian Overseas Bank

282

155.34

181

86.07

181

86.07

13

3.55

0.00

0.00

9697

11636.45

2922

3506.73

6880

8204.22

40

7.73

2.01

21

0.89

6049

3393.00

6049

3393.00

2562

1530.00

64

38.00

46

31.00

54

34.00

18 UCO Bank

7362

5517.93

4491

4193.63

5302

5005.00

19 Union Bank of India

2340

1438.00

1366

727.00

1904

1103.00

20 United Bank of India

10173

4734.00

10101

4680.00

9083

4159.00

91

75.38

46

30.35

23

18.81

42435

32169.03

28155

19087.03

29202

22166.71

0.00

0.00

0.00

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank

21 Vijaya Bank
Total
Arunachal Pradesh
1

Bank of Baroda

Taking Rural India >> Forward

152

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Bank of India

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

10

6.97

10

6.97

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

Oriental Bank of Commerce

1.78

0.00

0.00

Punjab National Bank

143

128.70

135

121.50

10

6.25

State Bank of India

60

62.00

60

62.00

30

28.00

10 Syndicate Bank

9.00

9.00

9.00

11 UCO Bank

0.21

0.16

0.00

12 Vijaya Bank

29.31

28.80

28.80

231

237.97

218

228.43

51

72.05

Total
Manipur
1

Allahabad Bank

0.81

0.00

0.00

Bank of Baroda

41

18.47

40

17.24

25

10.53

Bank of India

0.50

1.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

60

71.45

10

8.88

4.01

IDBI Bank

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

Punjab National Bank

78

19.45

36

9.87

15

1.10

0.00

0.00

0.00

655

271.00

655

271.00

82

38.00

0.00

0.00

0.00

13 UCO Bank

42

16.97

26

12.90

30

9.00

14 Vijaya Bank

32

16.61

30

16.44

29

16.02

Total

912

415.26

799

337.33

184

78.66

10 Punjab & Sind Bank


11 State Bank of India
12 Syndicate Bank

Meghalaya
1

Bank of Baroda

1.05

1.05

0.87

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

1.52

0.00

0.00

Indian Bank

3.00

3.00

2.00

Indian Overseas Bank

0.00

0.00

0.00

153

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Punjab National Bank

State Bank of India

Syndicate Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

30

36.30

21

25.20

25

1.90

346

174.00

346

174.00

22

13.00

0.00

0.00

0.00

39

26.13

24

19.86

14

16.00

11 Union Bank of India

0.00

0.00

0.00

12 Vijaya Bank

0.00

0.00

0.00

424

242.00

395

223.11

67

33.77

10 UCO Bank

Total
Mizoram
1

Bank of Baroda

0.88

0.88

0.88

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

0.50

0.00

0.06

IDBI Bank

0.00

0.00

0.00

State Bank of India

22

35.00

22

35.00

5.00

Syndicate Bank

2.00

2.00

2.00

UCO Bank

51

45.00

28

32.65

0.00

Vijaya Bank

0.00

0.00

0.00

80

83.38

55

70.53

10

7.94

Total
Nagaland
1

Allahabad Bank

19

8.52

14

7.10

18

7.56

Bank of Baroda

45

33.93

22

21.23

26

11.69

Bank of India

2.00

2.00

2.00

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

3.00

3.00

0.00

Central Bank of India

55

28.90

1.09

0.63

IDBI Bank

2.00

2.00

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

11.83

11.83

11.83

10 Punjab National Bank

2.10

1.70

0.00

11 Punjab & Sind Bank

0.00

0.00

0.00

834

588.00

834

588.00

437

186.00

0.00

0.00

0.00

14 UCO Bank

115

73.00

68

54.00

46

27.00

15 Vijaya Bank

14

27.73

23.21

18.51

1104

781.01

971

715.16

547

265.22

12 State Bank of India


13 Syndicate Bank

Total

Taking Rural India >> Forward

154

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

Sikkim
1

Bank of Baroda

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

68

71.61

15

11.53

14

12.27

Dena Bank

0.00

0.00

0.00

IDBI Bank

20.82

20.82

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

0.85

0.85

0.85

Oriental Bank of Commerce

0.00

0.00

0.00

132

83.00

132

83.00

84

51.00

0.00

0.00

0.00

13

9.15

6.70

0.00

389

410.00

346

238.00

370

250.00

0.00

0.00

0.00

610

595.43

508

360.90

470

314.12

10 State Bank of India


11 Syndicate Bank
12 UCO Bank
13 Union Bank of India
14 Vijaya Bank
Total
Tripura
1

Bank of Baroda

2.27

1.95

1.51

Bank of India

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

Central Bank of India

15

5.49

0.00

0.00

IDBI Bank

0.80

0.80

0.00

Indian Bank

1.00

1.00

1.00

Indian Overseas Bank

0.00

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

Punjab National Bank

0.00

0.00

0.00

0.45

0.00

0.00

1032

1547.00

1032

1547.00

229

353.00

366

238.00

223

178.83

162

139.00

13 Union Bank of India

0.00

0.00

0.00

14 United Bank of India

4575

2210.00

4514

2143.00

4074

1957.00

0.00

0.00

0.00

6000

4005.01

5777

3872.58

4472

2451.51

51796

38529.09

36878

24895.07

35003

25389.98

10 Punjab & Sind Bank


11 State Bank of India
12 UCO Bank

15 Vijaya Bank
Total
Total - North Eastern Region

155

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

EASTERN REGION
A & N Islands (UT)
1

Allahabad Bank

0.64

0.00

0.00

Dena Bank

0.00

0.00

0.00

IDBI Bank

20.03

20.03

0.00

Indian Bank

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

State Bank of India

53

20.00

53

20.00

0.00

Syndicate Bank

0.00

0.00

0.00

UCO Bank

11

7.90

5.86

0.00

Vijaya Bank

16

6.90

13

5.71

11

5.18

Total

87

55.47

78

51.60

13

5.18

Bihar
1

Allahabad Bank

2574

2050.99

2034

1491.00

1588

1313.00

Bank of Baroda

2434

1350.00

1552

823.00

1590

527.56

Bank of India

5737

1836.71

5607

1792.00

5407

1751.71

Bank of Maharashtra

0.00

0.00

0.00

Canara Bank

3558

1657.42

3558

1657.42

3167

1495.00

Central Bank of India

11517

5438.21

3433

2132.32

1956

1021.72

Corporation Bank

22

15.22

18

4.99

18

4.99

Dena Bank

12

5.51

10

4.75

11

4.76

IDBI Bank

0.00

0.00

0.00

595

461.00

583

452.00

259

155.00

11 Indian Overseas Bank

29

12.38

21

9.53

13

5.53

12 Oriental Bank of Commerce

16

1.09

0.05

10

0.51

13 Punjab National Bank

31745

14663.30

25441

11167.29

26856

12424.98

14 State Bank of India

22296

11832.00

19958

10591.00

766

482.00

52

52.00

35

40.00

40

40.00

14445

5817.42

8811

4421.24

10686

4392.00

17 Union Bank of India

697

281.00

658

263.00

657

266.00

18 United Bank of India

1776

912.00

1679

906.00

1418

732.00

3.19

3.19

3.19

97512

46389.44

73406

35758.78

54449

24619.95

1619

1776.98

1171

1194.00

910

901.70

10 Indian Bank

15 Syndicate Bank
16 UCO Bank

19 Vijaya Bank
Total
Jharkhand
1

Allahabad Bank

Taking Rural India >> Forward

156

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

0.00

0.00

0.00

391

656.00

291

476.00

0.00

12613

8175.52

5938

3839.00

2065

999.08

0.00

0.00

0.00

Canara Bank

745

419.00

689

381.00

745

419.00

Central Bank of India

298

228.21

81

44.65

98

44.15

Corporation Bank

3.91

3.91

0.00

Dena Bank

16

6.22

12

4.44

15

5.78

10 IDBI Bank

136

210.01

112

176.65

2.30

11 Indian Bank

386

656.00

378

643.00

386

656.00

12 Indian Overseas Bank

202

5206.34

84

37.08

84

37.08

49

10.89

39

9.21

0.00

5747

6036.13

4504

3976.05

3766

6002.07

17

10.33

11

5.94

11

3.98

4770

3165.00

4354

2889.00

1070

776.00

52

32.00

43

23.00

52

32.00

2961

1058.90

1806

790.00

2450

807.00

19 Union Bank of India

350

215.00

319

175.00

320

173.00

20 United Bank of India

1291

1099.00

1243

1042.00

981

875.00

12

6.00

11

5.60

5.15

31657

28971.44

21088

15715.53

12968

11739.29

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank
18 UCO Bank

21 Vijaya Bank
Total
Odisha
1

Allahabad Bank

2643

3014.01

2038

2349.00

1259

1453.00

Andhra Bank

3228

2679.00

3163

2628.00

2838

2312.00

Bank of Baroda

2295

2662.78

1942

2347.59

244

283.47

Bank of India

5492

5452.75

5440

5384.00

5409

5348.37

Bank of Maharashtra

15.64

15.64

1.36

Canara Bank

1632

1237.00

1632

1237.00

194

35.00

Central Bank of India

1564

1273.73

360

294.47

471

361.37

Corporation Bank

32

23.64

27

18.96

0.30

Dena Bank

19

17.40

19

17.40

18

17.00

10 IDBI Bank

1513

2805.30

1493

2771.60

0.00

11 Indian Bank

1516

1343.00

1486

1317.00

640

297.00

12 Indian Overseas Bank

3376

2505.21

2577

1952.63

3321

1900.33

163

151.11

30

16.53

71

67.72

13 Oriental Bank of Commerce

157

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

14 Punjab National Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

5730

3377.78

5301

2983.78

3952

1704.26

0.75

0.00

0.75

19

29.00

19

29.00

7.00

29266

24039.00

26475

21746.00

16277

13987.00

685

513.00

540

405.00

560

366.00

22630

15967.94

13804

12135.63

15141

10711.00

20 Union Bank of India

1421

1185.00

1370

1135.00

1304

1043.00

21 United Bank of India

5815

3289.00

5784

3255.00

5213

2977.00

157

177.37

153

172.80

79

105.08

89205

71759.41

73661

62212.03

57003

42978.01

26024

19034.53

22020

17398.00

16595

13644.00

0.00

0.00

0.00

15 Punjab & Sind Bank


16 State Bank of Hyderabad
17 State Bank of India
18 Syndicate Bank
19 UCO Bank

22 Vijaya Bank
Total
West Bengal
1

Allahabad Bank

Andhra Bank

Bank of Baroda

3703

1130.00

3166

1042.00

3501

1071.01

Bank of India

6030

2466.65

3902

2114.00

2846

1373.49

Bank of Maharashtra

0.38

0.38

0.38

Canara Bank

1393

859.00

166

340.00

48

39.00

Central Bank of India

22006

11466.99

6960

3818.65

7199

4500.38

Corporation Bank

18

20.77

10

6.42

1.79

Dena Bank

1.41

1.41

1.41

504

1744.13

308

753.27

0.00

11 Indian Bank

1179

1268.00

1155

1243.00

476

466.00

12 Indian Overseas Bank

2005

904.75

1113

479.96

1113

479.96

433

48.81

54

9.16

201

24.67

8756

6455.00

8228

6286.00

4786

3706.00

12.43

0.06

0.70

27269

18478.00

24442

16562.00

3963

2836.00

0.00

0.00

0.00

1549

553.00

1185

425.00

1549

553.00

18113

11042.28

11049

8392.13

5247

4046.00

20 Union Bank of India

3350

1189.00

3041

1110.00

3236

964.00

21 United Bank of India

67317

26627.00

67049

26351.00

65304

25320.00

128

51.49

121

48.21

120

47.43

Total

189791

103353.62

153979

86380.65

116198

59075.22

Total Eastern Region

408252

250529.38

322212

200118.59

240631

138417.65

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 State Bank of Travancore
18 Syndicate Bank
19 UCO Bank

22 Vijaya Bank

Taking Rural India >> Forward

158

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

CENTRAL REGION
Chhattisgarh
1

Allahabad Bank

633

464.09

568

418.00

501

375.20

Andhra Bank

0.00

0.00

0.00

Bank of Baroda

702

558.00

519

320.00

457

508.59

Bank of India

225

101.00

185

83.00

110

49.00

Bank of Maharashtra

197

137.89

134

85.89

155

107.40

Canara Bank

118

79.00

66

45.00

25

21.00

Central Bank of India

2380

1830.27

656

556.12

1721

1072.59

Corporation Bank

116

135.90

99

118.59

79

52.39

Dena Bank

2287

1033.31

1920

880.53

2058

930.00

10 IDBI Bank

113

111.13

100

99.20

51

43.55

11 Indian Bank

184

108.00

180

106.00

117

34.00

12 Indian Overseas Bank

132

84.15

93

67.70

93

67.70

13 Oriental Bank of Commerce

152

150.69

0.41

101

106.63

1172

836.20

597

443.65

554

404.30

38

17.13

18

13.76

25

16.70

4354

3113.00

3841

2746.00

1414

1135.00

27

9.00

27

9.00

27

9.00

0.00

0.00

0.00

698

503.00

610

420.00

612

451.00

28

8.82

24

6.86

22

6.35

13556

9280.58

9642

6419.71

8122

5390.40

2003

1798.65

1696

1485.00

1478

1382.00

0.00

0.00

0.00

414

599.03

301

417.67

311

462.59

15364

10344.00

13342

9093.00

10198

7509.00

14 Punjab National Bank


15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank
18 UCO Bank
19 Union Bank of India
20 Vijaya Bank
Total
Madhya Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

677

563.79

437

344.91

458

420.36

Canara Bank

632

526.00

616

499.00

23

21.00

Central Bank of India

7814

5366.28

2074

1292.37

3955

1834.36

Corporation Bank

17

14.11

8.92

2.99

Dena Bank

66

63.12

54

43.83

60

56.00

300

734.35

298

731.12

6.27

159

SHGs, Saving for the present, securing the future

10 IDBI Bank

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

11 Indian Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

539

755.00

528

740.00

61

28.00

42

25.02

37

24.42

36

24.02

107

79.81

29

17.70

61

44.31

1993

1742.50

1106

996.76

1783

1507.65

84

44.99

17

14.20

53

31.11

0.00

0.00

0.00

4513

3764.00

4056

3383.00

1059

960.00

0.00

0.00

0.00

100

47.00

78

32.00

100

47.00

20 UCO Bank

4756

2390.00

2901

1802.32

1995

1248.00

21 Union Bank of India

2394

2658.00

1825

1172.00

1901

1294.00

22 United Bank of India

0.00

0.00

0.00

27

12.87

27

12.87

23

10.37

41842

31528.52

29430

22111.09

23564

16889.03

13677

22887.11

9806

17955.00

6631

12097.00

0.00

0.00

0.00

11784

11211.86

4304

4289.54

1525

1580.79

8421

3698.60

1549

1290.00

7274

2361.84

11

5.95

11

5.95

2.73

812

683.93

790

648.60

773

636.00

2980

3405.63

512

592.60

243

113.92

4.20

3.95

0.61

247

60.18

130

22.37

222

54.00

10 IDBI Bank

513

1107.87

459

998.87

42

1.38

11 Indian Bank

457

502.00

448

492.00

105

79.00

72

59.43

44

44.57

43

44.07

766

353.01

99

36.94

394

146.35

12953

10715.08

4092

3380.57

8252

6662.14

15 Punjab & Sind Bank

627

409.74

198

112.22

597

320.04

16 State Bank of India

3167

2821.00

2666

2375.00

315

310.00

12

8.70

1.61

1.61

492

503.00

395

410.00

305

335.00

5177

3068.97

3158

2300.00

2480

1243.00

12 Indian Overseas Bank


13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India
18 State Bank of Patiala
19 Syndicate Bank

23 Vijaya Bank
Total
Uttar Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

Dena Bank

12 Indian Overseas Bank


13 Oriental Bank of Commerce
14 Punjab National Bank

17 State Bank of Patiala


18 Syndicate Bank
19 UCO Bank

Taking Rural India >> Forward

160

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

20 Union Bank of India

6592

4102.00

4491

2891.00

5472

3175.00

21 United Bank of India

1090

715.00

1072

708.00

978

642.00

64

26.27

50

22.16

29

14.81

69922

66349.53

34285

38580.95

35697

29821.29

290

210.23

181

175.80

35

41.52

0.00

0.00

0.00

328

219.71

91

58.64

44

61.38

27

13.50

3.00

2.50

0.00

0.00

0.00

183

309.00

113

226.00

28

46.00

48

20.02

10

5.17

3.24

22 Vijaya Bank
Total
Uttarakhand
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

0.00

0.00

0.00

Dena Bank

2.48

2.48

2.00

75

176.54

73

172.42

0.96

4.00

4.00

0.00

11

11.87

10.81

1.81

161

74.30

24

8.45

20

0.53

3636

1813.78

943

588.71

2736

1573.35

44

36.60

11

4.76

42

33.92

1541

884.00

1541

884.00

296

221.00

21

8.51

0.00

0.00

32.00

32.00

32.00

19 UCO Bank

402

219.14

245

163.00

166

79.00

20 Union Bank of India

141

72.00

77

45.00

107

60.00

0.00

0.00

0.00

6926

4107.68

3338

2384.24

3501

2159.21

132246

111266.31

76695

69495.99

70884

54259.93

63

92.37

61

90.63

26

40.31

208

436.08

197

413.00

163

371.27

6.19

6.19

1.63

121

237.00

109

213.00

23

44.00

161

SHGs, Saving for the present, securing the future

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 State Bank of Patiala
18 Syndicate Bank

21 Vijaya Bank
Total
Total - Central Region
WESTERN REGION
Goa
1

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Central Bank of India

Corporation Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

32

50.00

9.06

22

45.78

101

225.81

95

213.03

94

209.07

Dena Bank

28

44.47

27

41.47

25

40.00

IDBI Bank

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

57

69.53

48

57.96

48

57.96

0.00

0.00

0.00

185

276.00

185

276.00

152

202.00

25

30.00

20

27.00

25

30.00

14 UCO Bank

11.72

8.91

3.00

15 Union Bank of India

0.00

0.00

0.00

16 Vijaya Bank

0.00

0.00

0.00

831

1479.17

759

1356.25

581

1045.02

10 Indian Overseas Bank


11 Oriental Bank of Commerce
12 State Bank of India
13 Syndicate Bank

Total
Gujarat
1

Allahabad Bank

12

5.85

10

5.30

12

5.85

Bank of Baroda

8884

4086.15

4296

2022.11

1519

1051.87

Bank of India

2127

7032.00

1391

4669.00

1302

869.00

Bank of Maharashtra

89

54.65

66

38.32

11

7.41

Canara Bank

19

65.49

18

65.00

0.00

Central Bank of India

1283

674.68

514

139.90

99

69.66

Corporation Bank

105

99.07

85

34.05

85

34.05

Dena Bank

7569

2866.27

7277

2711.12

6056

2293.00

IDBI Bank

9.57

9.57

0.00

10 Indian Bank

791

594.00

775

582.00

41

14.00

11 Indian Overseas Bank

199

74.20

150

55.30

150

55.30

21

2.45

14

2.34

0.08

189

66.15

30

18.82

89

33.73

2.37

0.00

0.00

3467

1774.00

3009

1540.00

249

122.00

0.00

0.00

0.00

17 Syndicate Bank

145

60.00

121

42.00

135

51.00

18 UCO Bank

868

230.77

529

175.39

190

29.00

1396

754.00

1318

703.00

1231

661.00

59

34.54

56

27.79

56

27.79

27229

18486.21

19664

12841.01

11226

5324.74

12 Oriental Bank of Commerce


13 Punjab National Bank
14 Punjab & Sind Bank
15 State Bank of India
16 State Bank of Patiala

19 Union Bank of India


20 Vijaya Bank
Total

Taking Rural India >> Forward

162

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

Maharashtra
1

Allahabad Bank

702

528.96

538

405.40

305

161.10

Andhra Bank

212

94.80

209

93.00

170

69.80

Bank of Baroda

3086

2762.23

2811

2444.05

1581

1333.72

Bank of India

10840

7306.87

9042

6279.00

7561

5121.51

Bank of Maharashtra

13887

12661.15

8564

7246.85

5883

5078.17

Canara Bank

759

791.33

720

741.33

168

215.00

Central Bank of India

6061

4965.03

1692

1568.51

2069

1395.72

Corporation Bank

132

174.23

90

119.54

44

44.23

Dena Bank

1645

986.39

1514

912.16

987

592.00

1170

1212.84

1105

1140.96

410

324.24

11 Indian Bank

562

1368.00

551

1341.00

47

28.00

12 Indian Overseas Bank

152

157.26

117

121.61

113

117.61

52

14.58

10

1.81

1.27

1315

945.87

1191

856.17

256

662.39

12

35.68

11

7.92

1.52

5792

6374.00

5792

6374.00

4142

6223.00

15391

12268.00

13923

11098.00

3963

3295.00

18 State Bank of Mysore

0.10

0.10

0.00

19 State Bank of Patiala

0.00

0.00

0.00

409

357.00

295

300.00

325

280.00

21 UCO Bank

1773

962.64

1082

731.61

505

211.00

22 Union Bank of India

2520

2373.00

2352

2263.00

1845

1546.00

254

300.61

238

283.94

211

243.32

Total

66727

56640.57

51848

44329.96

30592

26944.60

Total - Western Region

94787

76605.95

72271

58527.22

42399

33314.36

1738

3533.71

1083

2313.00

355

651.70

159800

370102.00

159414

369777.00

124462

294274.00

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India

20 Syndicate Bank

23 Vijaya Bank

SOUTHERN REGION
Andhra Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

5557

11306.82

3557

6806.82

3850

10549.34

Bank of India

1471

2432.00

1379

2227.00

278

1187.00

Bank of Maharashtra

590

905.61

226

270.90

359

629.54

Canara Bank

20825

52879.00

19875

49759.00

865

2441.00

Central Bank of India

6153

11537.89

1688

3408.84

32

15.88

163

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Corporation Bank

Dena Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

11687

20945.36

10355

18361.84

8552

14842.74

44

43.84

43

41.51

35

35.00

30

133.48

30

133.48

0.00

11 Indian Bank

48673

117012.00

47700

114672.00

10471

21882.00

12 Indian Overseas Bank

18981

32709.15

16155

27755.96

16075

27558.96

0.50

0.42

0.00

285

294.79

7.38

52

55.46

1475

2180.70

1475

2180.70

1475

2180.70

19062

35858.00

18917

34700.00

19055

35848.00

163317

349412.00

149902

320711.00

45445

100378.00

377

453.00

339

408.00

0.00

19 State Bank of Patiala

0.00

0.00

0.00

20 State Bank of Travancore

1966.00

0.00

0.00

54580

137310.00

36205

86659.00

35189

77640.00

2167

3851.47

1322

2927.12

713

776.00

23 Union Bank of India

30187

53034.00

29173

51423.00

19315

35772.00

24 United Bank of India

0.00

0.00

0.00

5811

10285.70

5689

10074.00

4880

9730.50

552813

1218187.02

504536

1104617.97

291458

636447.82

58

128.99

38

84.00

15.71

10 IDBI Bank

13 Punjab & Sind Bank


14 Oriental Bank of Commerce
15 Punjab National Bank
16 State Bank of Hyderabad
17 State Bank of India
18 State Bank of Mysore

21 Syndicate Bank
22 UCO Bank

25 Vijaya Bank
Total
Karnataka
1

Allahabad Bank

Andhra Bank

365

452.10

364

447.00

195

212.00

Bank of Baroda

280

390.00

245

288.00

26

46.27

Bank of India

423

599.58

367

500.00

55

124.00

Bank of Maharashtra

101

140.13

73

112.37

8.22

Canara Bank

30177

65079.00

26162

58386.00

3887

4520.00

Central Bank of India

997

2164.03

389

799.55

54

177.91

Corporation Bank

76889

100536.30

66390

90681.06

49206

68056.32

Dena Bank

108

133.33

105

128.46

98

120.00

1709

1896.69

1604

1758.63

570

647.87

890

1879.00

872

1842.00

370

730.00

2480

3874.50

1912

2955.91

1895

2911.91

68

142.78

16.00

10.57

384

408.00

346

309.10

79

67.98

3.29

1.51

2.17

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank

Taking Rural India >> Forward

164

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

16 State Bank of Hyderabad

1142

1352.00

1142

1352.00

969

1195.00

17 State Bank of India

4095

5782.00

3619

5110.00

1631

2279.00

34590

80032.00

31131

72028.00

5265

13515.00

19 State Bank of Patiala

0.00

0.00

0.00

20 State Bank of Travancore

1.00

1.00

0.00

18461

47203.00

16380

34239.00

18416

47116.00

476

530.57

290

403.23

39

21.00

207082

95002.00

206960

94893.00

119859

51704.00

24 Vijaya Bank

17777

48767.00

16750

46407.00

15162

45078.00

Total

398557

456497.29

375148

412742.82

217800

238558.93

72

109.95

45

62.15

0.00

0.00

0.00

0.00

945

1485.00

762

1154.00

32

44.08

4403

5878.00

4318

5406.00

650

1310.00

39

65.78

30

46.24

0.88

18780

30093.00

16455

26901.00

6225

11261.00

18 State Bank of Mysore

21 Syndicate Bank
22 UCO Bank
23 Union Bank of India

Kerala
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

6376

15192.07

1185

3194.14

90

91.88

Corporation Bank

3681

6572.24

3223

5589.17

2553

4216.61

Dena Bank

23

35.42

22

33.86

21

31.00

707

3121.74

661

3006.17

26

44.50

11 Indian Bank

5892

13466.00

5774

13197.00

562

1025.00

12 Indian Overseas Bank

7293

11708.52

5185

8019.23

5170

7934.68

36

23.79

3.09

0.73

3914

6223.74

2658

3204.94

616

689.67

15 Punjab & Sind Bank

11.61

0.00

0.00

16 State Bank of Hyderabad

2.00

2.00

2.00

2151

2737.00

1922

2446.00

482

545.00

20

37.00

20

37.00

0.00

19 State Bank of Travancore

8421

12723.00

8342

12468.00

6626

9604.00

20 Syndicate Bank

2861

5001.00

2388

4280.00

2861

5001.00

854

929.36

521

706.31

197

163.00

26646

33947.00

25857

32556.00

24303

29507.00

23 Vijaya Bank

1710

2949.20

1649

2831.00

1578

2782.70

Total

94828

152312.42

81026

125143.30

51997

74254.73

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank

17 State Bank of India


18 State Bank of Mysore

21 UCO Bank
22 Union Bank of India

165

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

Lakshadweep
1

Syndicate Bank

0.00

0.00

0.00

UCO Bank

1.50

0.52

1.00

Total

1.50

0.52

1.00

Pudducherry
1

Andhra Bank

0.00

0.00

0.00

Bank of India

312

441.00

312

441.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

Corporation Bank

463

522.34

344

401.63

339

396.58

Dena Bank

0.00

0.00

0.00

IDBI Bank

22

95.63

22

95.63

0.00

Indian Bank

1577

1903.00

1545

1865.00

29

11.00

Indian Overseas Bank

0.00

0.00

0.00

10 Oriental Bank of Commerce

0.00

0.00

0.00

232

205.00

232

205.00

3.00

0.00

0.00

0.00

13 UCO Bank

314

179.44

192

136.37

4.00

14 Vijaya Bank

84

140.12

82

134.89

64

122.95

3004

3486.53

2729

3279.52

439

537.53

11 State Bank of India


12 Syndicate Bank

Total
Tamil Nadu
1

Allahabad Bank

248

329.23

170

285.00

47

92.55

Andhra Bank

523

645.80

514

637.00

336

434.10

Bank of Baroda

2239

1573.68

2030

1422.28

668

377.24

Bank of India

13979

19945.00

12356

17162.00

10153

18348.00

Bank of Maharashtra

237

215.68

189

191.68

68

56.28

Canara Bank

26696

48644.90

24512

46189.66

7631

18112.30

Central Bank of India

7552

12837.21

3048

5442.28

916

2514.21

Corporation Bank

7480

8796.37

6735

7912.86

3920

4499.56

Dena Bank

404

192.19

371

164.99

364

173.00

2416

6378.24

2308

6139.36

12.75

11 Indian Bank

64607

112902.00

63315

110644.00

20688

30876.00

12 Indian Overseas Bank

60003

65656.13

46308

49888.20

46186

48713.21

284

157.67

192

100.98

11

12.86

2235

1884.66

2006

1660.78

242

184.00

16

4.00

16

4.00

16

4.00

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 State Bank of Hyderabad

Taking Rural India >> Forward

166

STATEMENT - V - A (i) (contd.)


S.
No

Name of the SCB/ DCCB

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

16 State Bank of India

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


No. of SHGs

Loans O/S

15374

17014.00

15374

17014.00

1348

1656.00

258

519.00

232

467.00

68

146.00

0.00

0.00

0.00

856

1993.00

739

1056.00

739

1056.00

20 Syndicate Bank

5269

12335.00

4220

9870.00

4100

10670.00

21 UCO Bank

1763

1320.71

1075

1003.74

203

248.00

22 Union Bank of India

4496

3662.00

4358

3517.00

3421

3046.00

23 United Bank of India

0.00

0.00

0.00

956

1275.07

917

1208.86

539

934.32

217891

318281.54

190985

281981.67

101668

142166.38

1182

2050.71

1121

1990.00

1023

1869.50

75005

163297.00

74715

163064.00

59379

129313.00

17 State Bank of Mysore


18 State Bank of Patiala
19 State Bank of Travancore

24 Vijaya Bank
Total
Telangana
1

Allahabad Bank

Andhra Bank

Bank of Baroda

2171

3471.00

2031

3169.00

1704

2277.33

Bank of India

1721

2236.00

1721

2236.00

1262

2186.00

Bank of Maharashtra

542

676.09

332

409.72

152

225.94

Canara Bank

14712

30312.00

14576

29992.00

1712

4064.00

Central Bank of India

8390

13917.69

4335

6490.80

156

176.40

Corporation Bank

5440

9832.62

5078

9363.16

2576

5033.47

Dena Bank

510

603.01

505

602.52

460

542.00

13.56

5.36

0.00

11269

23261.00

11044

22795.00

94

275.00

9918

12723.00

7761

10264.60

6509

8198.60

253

273.37

16

20.32

141

154.85

2787

4199.20

2787

4199.20

946

1662.12

15 State Bank of Hyderabad

99351

181290.00

98381

181178.00

99335

181276.00

16 State Bank of India

48212

83408.00

44077

76254.00

12402

21306.00

17 State Bank of Mysore

33

41.00

30

37.00

0.00

18 State Bank of Patiala

0.00

0.00

0.00

14556

49441.00

9834

37285.00

14556

49441.00

20 UCO Bank

1647

3243.23

1005

2464.85

145

147.00

21 Vijaya Bank

2299

3343.48

2262

3306.70

1928

3106.74

300004

587632.96

281614

555127.23

204480

411254.95

Total - Southern Region

1567099

2736399.26

1436039

2482893.03

867844

1503221.34

Grand Total - Public Sec. Com. Banks

2315030

3259898.01

1991095

2867313.03

1272977

1765461.77

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank

19 Syndicate Bank

Total

167

SHGs, Saving for the present, securing the future

STATEMENT - V - A (i) (contd.)

(Amount ` lakh)
PUBLIC SECTOR BANKS ALL INIDA POSITION

S.
Name of the Bank
No.

Total Loans Outstanding


against SHGs
No. of SHGs

Allahabad Bank

Andhra Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

55740

59673.36

44295

49001.01

32293

35152.24

239133

537270.70

238379

536646.00

187380

426614.90

Bank of Baroda

50184

47662.82

31570

30071.36

19170

21344.36

Bank of India

90093

78935.33

67438

63266.97

55150

49235.91

Bank of Maharashtra

16432

15462.16

10122

8787.32

7146

6549.83

Canara Bank

121833

234443.86

110510

217626.85

25889

43706.11

Central Bank of India

89905

99080.79

27819

30423.20

20377

14066.09

Corporation Bank

106305

148058.15

92666

132946.37

67534

97414.81

Dena Bank

13081

6143.25

12105

5657.05

10520

4938.96

9880

21058.20

8977

18788.00

1270

1228.35

11 Indian Bank

139482

277682.00

136693

272131.00

34497

56607.00

12 Indian Overseas Bank

105338

135991.77

81878

101879.77

81117

98241.08

4020

2440.24

1068

551.60

1485

855.94

109709

88121.13

76089

57697.55

69925

52983.21

2095

2026.57

493

343.32

1868

1239.75

23523

10953.46

21171

9858.11

0.00

17 State Bank of Hyderabad

125385

224909.00

124270

223639.00

123525

224555.00

18 State Bank of India

361773

549524.00

331539

504197.00

94996

153197.00

19 State Bank of Mysore

35279

81082.10

31753

72977.10

5333

13661.00

20 State Bank of Patiala

1406

1297.80

476

399.50

287

227.34

21 State Bank of Travancore

9280

16683.00

9082

13525.00

7365

10660.00

22 Syndicate Bank

99546

253722.00

71984

174288.00

78500

191869.00

23 UCO Bank

92935

59294.14

56679

44986.95

49362

30879.00

24 Union Bank of India

291068

201223.00

284428

193867.00

186130

131250.00

25 United Bank of India

92037

39586.00

91442

39085.00

87051

36662.00

26 Vijaya Bank

29568

67573.18

28169

64673.00

24807

62322.89

2315030

3259898.01

1991095

2867313.03

1272977

1765461.77

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Bikaner & Jaipur

Total all India Public Sec. Com. Banks

Taking Rural India >> Forward

168

STATEMENT - V - A (ii)
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Private Sector Com. Banks
(Amount ` lakh)
S.
No

Name of the Bank

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

NORTHERN REGION
Chandigarh
1

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Haryana
1

AXIS Bank

7.33

7.33

7.33

Federal Bank

0.00

0.00

0.00

HDFC Bank

23

26.86

23

26.86

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

1586

2368.21

1586

2368.21

0.00

Total

1617

2402.40

1617

2402.40

7.33

Himachal Pradesh
1

ICICI Bank

0.00

0.00

0.00

YES Bank

161

296.54

161

296.54

0.00

Total

161

296.54

161

296.54

0.00

Jammu & Kashmir


1

HDFC Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Jammu & Kashmir Bank

1299

674.49

1266

640.00

1239

609.53

Total

1299

674.49

1266

640.00

1239

609.53

New Delhi
1

Federal Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

South Indian Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Punjab
1

Capital Local Area Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

2.32

2.32

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

1755

2340.08

1755

2340.08

0.00

Total

1760

2342.40

1760

2342.40

0.00

169

SHGs, Saving for the present, securing the future

STATEMENT - V - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

Rajasthan
1

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

245

263.00

245

263.00

0.00

ICICI Bank

9967

9568.36

9873

9476.10

227

173.82

YES Bank

5286

9583.55

5286

9583.55

0.00

Total

15498

19414.91

15404

19322.65

227

173.82

Total Northern Region

20335

25130.74

20208

25003.99

1474

790.68

AXIS Bank

1.21

1.21

0.00

Total

1.21

1.21

0.00

0.06

0.06

0.06

NORTH-EASTERN REGION
Arunachal Pradesh
1

Assam
1

AXIS Bank

Federal Bank

10

2.72

1.91

0.00

HDFC Bank

49

42.43

49

42.43

0.00

ICICI Bank

0.00

0.00

0.00

60

45.21

56

44.40

0.06

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Total
Manipur
1

Meghalaya
1

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Nagaland
1

AXIS Bank

0.00

0.00

0.00

Federal Bank

0.25

0.25

0.00

ICICI Bank

0.29

0.00

0.29

Total

0.54

0.25

0.29

Sikkim
1

AXIS Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Taking Rural India >> Forward

170

STATEMENT - V - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

Tripura
1

HDFC Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

65

46.96

60

45.86

0.35

Total North Eastern Region


EASTERN REGION
Bihar
1

HDFC Bank

83

84.92

83

84.92

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

3641

4410.18

3641

4410.18

0.00

Total

3724

4495.10

3724

4495.10

0.00

Jharkhand
1

HDFC Bank

1.32

1.32

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

172

354.81

172

354.81

0.00

Total

175

356.13

175

356.13

0.00

43

21.22

43

21.22

34

20.34

Odisha
1

AXIS Bank

Federal Bank

0.00

0.00

0.00

HDFC Bank

11

9.40

11

9.40

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

16743

19695.03

16743

19695.03

0.00

Total

16797

19725.65

16797

19725.65

34

20.34

23.00

0.00

0.00

122

88.89

122

88.89

0.00

West Bengal
1

Federal Bank

HDFC Bank

ICICI Bank

0.00

0.00

0.00

Karnataka Bank

0.00

0.00

0.00

YES Bank

4407

5642.49

4407

5642.49

0.00

Total

4530

5754.38

4529

5731.38

0.00

25226

30331.26

25225

30308.26

34

20.34

33

39.03

33

39.03

31

28.56

Total Eastern Region


CENTRAL REGION
Chhattisgarh
1

AXIS Bank

Federal Bank

0.00

0.00

0.00

HDFC Bank

26

8.11

26

8.11

0.00

171

SHGs, Saving for the present, securing the future

STATEMENT - V - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

South Indian Bank

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

0.00

0.00

0.00

YES Bank

1187

1310.35

1187

1310.35

0.00

Total

1246

1357.49

1246

1357.49

31

28.56

0.00

0.00

0.00

Madhya Pradesh
1

AXIS Bank

HDFC Bank

12906

24304.20

12906

24304.20

0.00

ICICI Bank

6799

4352.44

6797

4349.91

2.53

South Indian Bank

0.00

0.00

0.00

YES Bank

9132

11884.19

9132

11884.19

0.00

28837

40540.83

28835

40538.30

2.53

Total
Uttar Pradesh
1

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.92

0.92

0.00

ICICI Bank

0.00

0.00

0.00

YES Bank

12620

18342.06

12620

18342.06

0.00

Total

12621

18342.98

12621

18342.98

0.00

Uttarakhand
1

HDFC Bank

0.22

0.22

0.00

ICICI Bank

0.00

0.00

0.00

Nainital Bank

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

YES Bank

563

1005.74

563

1005.74

0.00

Total

564

1005.96

564

1005.96

0.00

43268

61247.26

43266

61244.73

33

31.09

0.00

0.00

0.00

Total Central Region


WESTERN REGION
Goa
1

Federal Bank

HDFC Bank

251

582.48

251

582.48

0.00

Total

251

582.48

251

582.48

0.00

Gujarat
1

AXIS Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

371

369.66

371

369.66

0.00

ICICI Bank

5678

4620.29

5678

4620.29

0.00

Taking Rural India >> Forward

172

STATEMENT - V - A (ii) (contd.)


S.
No
6

Name of the Bank

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

YES Bank
Total

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

0.00

0.00

0.00

6049

4989.95

6049

4989.95

0.00

0.00

0.00

0.00

10

7.36

1.39

0.00

Maharashtra
1

AXIS Bank

Federal Bank

HDFC Bank

10526

18528.04

10526

18528.04

0.00

ICICI Bank

36498

31582.98

36494

31580.19

12

7.63

IndusInd Bank

0.00

0.00

0.00

Karnataka Bank

5.63

5.63

1.60

Kotak Mahindra Bank

2924

3019.75

2924

3019.75

451

538.05

Ratnakar Bank

18

11.96

18

11.96

3.31

South Indian Bank

0.00

0.00

0.00

0.15

0.15

0.00

11 YES Bank

8282

17011.07

8282

17011.07

0.00

Total

58261

70166.94

58251

70158.18

471

550.59

Total Western Region

64561

75739.37

64551

75730.61

471

550.59

10 Tamilnad Mercantile Bank

SOUTHERN REGION
Andhra Pradesh
1

AXIS Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

ICICI Bank

69

19.70

69

19.70

0.00

ING-Vysya

0.00

0.00

0.00

Karnataka Bank

198

354.62

168

294.67

0.00

South Indian Bank

0.44

0.44

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

268

374.76

238

314.81

0.00

Bank

Total
Karnataka
1

AXIS Bank

3.36

3.36

0.00

City Union Bank

0.00

0.00

0.00

Federal Bank

5.75

4.72

0.00

HDFC Bank

15128

31637.04

15128

31637.04

0.00

ICICI Bank

13235

19349.42

13235

19349.42

0.00

ING-Vysya

0.00

0.00

0.00

Bank

173

SHGs, Saving for the present, securing the future

STATEMENT - V - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

Karnataka Bank

1104

2005.15

833

1595.77

39

51.82

Ratnakar Bank

11396

5183.48

11396

5183.48

6.60

South Indian Bank

2.83

2.83

0.00

3.22

3.22

0.00

11 YES Bank

8859

15513.79

8859

15513.79

0.00

Total

49733

73704.04

49458

73293.63

39

58.42

10 Tamilnad Mercantile Bank

Kerala
1

Catholic Syrian Bank

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

Dhanalakshmi Bank

11436

410.33

11065

394.27

0.00

Federal Bank

2369

2233.00

1437

1064.35

82

0.21

HDFC Bank

141

165.28

141

165.28

0.00

ICICI Bank

2418

4781.01

2418

4781.01

0.00

ING-Vysya

Bank

0.00

0.00

0.00

South Indian Bank

266

204.41

231

174.71

8.28

Tamilnad Mercantile Bank

42

71.83

41

70.83

0.20

10 YES Bank

1359

2780.72

1359

2780.72

0.00

Total

18031

10646.58

16692

9431.17

88

8.69

Pudducherry
1

City Union Bank

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

50

24.73

48

14.42

0.00

Tamil Nadu
1

City Union Bank

Federal Bank

HDFC Bank

21572

44503.77

21572

44503.77

0.00

ICICI Bank

45657

93376.14

45647

93366.72

17

15.09

ING-Vysya

0.00

0.00

0.00

Karnataka Bank

523.90

0.00

0.00

Karur Vysya Bank

251

170.63

248

165.46

58

48.99

South Indian Bank

35

18.64

30

15.20

0.00

Tamilnad Mercantile Bank

1481

1437.60

1386

1347.25

295

103.92

10 YES Bank

20797

37388.09

20797

37388.09

0.00

Total

89847

177443.50

89728

176800.91

370

168.00

Bank

Taking Rural India >> Forward

174

STATEMENT - V - A (ii) (contd.)


S.
No

Name of the Bank

(Amount ` lakh)

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

Telangana
1

Federal Bank

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

Total

0.00

0.00

0.00

Total Southern Region

157879

262168.88

156116

259840.52

497

235.11

Total Pvt. Sec. Com. Banks

311334

454664.47

309426

452173.97

2511

1628.16

PRIVATE SECTOR BANKS ALL INIDA POSITION


1

AXIS Bank

87

72.21

87

72.21

74

56.29

Dhanalakshmi Bank

11436

410.33

11065

394.27

0.00

Federal Bank

2449

2296.81

1500

1087.04

82

0.21

HDFC Bank

61464

120618.86

61464

120618.86

0.00

ICICI Bank

120322

167650.63

120211

167543.34

259

199.36

IndusInd Bank

0.00

0.00

0.00

Jammu & Kashmir Bank

1299

674.49

1266

640.00

1239

609.53

Karnataka Bank

1308

2889.30

1003

1896.07

40

53.42

Karur Vysya Bank

251

170.63

248

165.46

58

48.99

10 Kotak Mahindra Bank

2924

3019.75

2924

3019.75

451

538.05

11414

5195.44

11414

5195.44

9.91

305

226.32

265

193.18

8.28

1525

1512.80

1429

1421.45

296

104.12

96550

149926.90

96550

149926.90

0.00

311334

454664.47

309426

452173.97

2511

1628.16

Total all India Public Sec. Com. Banks

2315030

3259898.01

1991095

2867313.03

1272977

1765461.77

Grand Total - Commercial Banks

2626364

3714562.48

2300521

3319487.00

1275488

1767089.93

11 Ratnakar Bank
12 South Indian Bank
13 Tamilnad Mercantile Bank
14 YES Bank
Total Pvt. Sec. Com. Banks - V (ii)

175

SHGs, Saving for the present, securing the future

STATEMENT - V - B
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Regional Rural Banks
(Amount ` lakh)
S.
No

Name of the Bank

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive


Women
No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

NORTHERN REGION
Haryana
1

Haryana Gramin Bank

6248

6847.00

5321

5369.00

5308

5566.00

Total

6248

6847.00

5321

5369.00

5308

5566.00

Himachal Pradesh Gramin Bank

6808

2332.00

6480

2204.00

3172

1224.00

Total

6808

2332.00

6480

2204.00

3172

1224.00

Himachal Pradesh
1

Jammu & Kashmir


1

Ellaquai Dehati Bank

449

487.71

390

389.26

360

312.15

Jammu and Kashmir Gramin Bank

988

524.00

988

524.00

552

381.78

1437

1011.71

1378

913.26

912

693.93

Total
Punjab
1

Punjab Gramin Bank

4103

1900.38

3857

1582.30

867

398.80

Malwa Gramin Bank

492

347.00

441

311.00

90

156.00

Satluj Gramin Bank

173

98.00

173

98.00

0.00

4768

2345.38

4471

1991.30

957

554.80

11180

6356.70

9411

5410.27

2395

1273.45

5356

3502.84

4597

2992.22

1013

744.66

Total

16536

9859.54

14008

8402.49

3408

2018.11

Total Northern Region

35797

22395.63

31658

18880.05

13757

10056.84

Total
Rajasthan
1

Baroda Rajasthan Kshetriya Gramin Bank

Marudhara Grameen Bank

NORTH EASTERN REGION


Assam
1

Assam Gramin Vikash Bank

58412

32111.91

46612

25624.87

23967

14893.23

Langpi Dehangi Rural Bank

1579

818.69

1247

646.77

767

426.35

59991

32930.60

47859

26271.64

24734

15319.58

Arunachal Pradesh Rural Bank

58

60.10

58

60.00

0.00

Total

58

60.10

58

60.00

0.00

Manipur Rural Bank

1149

517.28

1149

517.28

61

44.75

Total

1149

517.28

1149

517.28

61

44.75

Total
Arunachal Pradesh
1

Manipur
1

Taking Rural India >> Forward

176

STATEMENT - V - B (contd.)
S.
No

Name of the Bank

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive


Women
No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

Meghalaya
1

Meghalaya Rural Bank

669

674.83

343

353.61

376

273.38

Total

669

674.83

343

353.61

376

273.38

Mizoram Rural Bank

1038

1440.05

127

115.52

99

115.52

Total

1038

1440.05

127

115.52

99

115.52

Nagaland Rural Bank

98

2.32

98

2.32

0.03

Total

98

2.32

98

2.32

0.03

Tripura Gramin Bank

20398

6709.00

20378

6709.00

327

791.00

Total

20398

6709.00

20378

6709.00

327

791.00

Total North Eastern Region

83401

42334.18

70012

34029.37

25602

16544.26

Mizoram
1

Nagaland
1

Tripura
1

EASTERN REGION
Bihar
1

Madhya Bihar Gramin Bank

67533

10156.00

60653

9024.00

54505

8076.00

Uttar Bihar Gramin Bank

61738

22756.98

52630

18876.43

61738

22756.98

Bihar Gramin Bank

36831

16450.00

36695

16001.00

36831

16450.00

166102

49362.98

149978

43901.43

153074

47282.98

Total
Jharkhand
1

Jharkhand Gramin Bank

9328

3190.39

8965.00

2894.93

7876

2833.94

Vananchal Gramin Bank

23810

4046.00

14524

2428.00

14524

2428.00

Total

33138

7236.39

23489

5322.93

22400

5261.94

Odisha
1

Odisha Gramya Bank

46124

48379.00

43124

48379.00

0.00

Utkal Gramya Bank

35253

34889.65

32541

32203.19

627

785.65

Total

81377

83268.65

75665

80582.19

627

785.65

West Bengal
1

Bangiya Gramin Vikash Bank

100685

96141.77

99357

94782.81

69924

61406.71

Paschim Banga Gramin Bank

39731

64549.00

35114

57533.00

33669

55444.00

Uttarbanga Kshetriya Gramin Bank

26602

17748.47

25653

17115.00

26115

17423.00

Total

167018

178439.24

160124

169430.81

129708

134273.71

Total Eastern Region

447635

318307.26

409256

299237.36

305809

187604.28

177

SHGs, Saving for the present, securing the future

STATEMENT - V - B (contd.)
S.
No

Name of the Bank

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive


Women
No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

CENTRAL REGION
Chhattisgarh
1

Chhattisgarh Rajya Gramin Bank

63589

18620.00

44349

16117.00

61691

16885.00

Total

63589

18620.00

44349

16117.00

61691

16885.00

Madhya Pradesh
1

Central Madhya Pradesh GB

12997

3502.91

5238

1225.37

5238

1225.37

Madhyanchal GB

14574

4753.00

9598

3497.00

11042

4115.00

Narmada Jhabua GB

17318

15717.89

15784

14577.05

12127

13639.67

Total

44889

23973.80

30620

19299.42

28407

18980.04

13870

7953.34

8961

6123.14

5669

3529.78

3262

1710.95

1348

690.77

2670

1478.70

Uttar Pradesh
1

Purvanchal Bank

Sarva UP Gramin Bank

Kashi Gomti Samyut Gramin Bank

26443

7337.00

11866

4104.00

19112

4703.00

Parthma Bank

12016

5981.21

8657.00

3934.00

588

505.60

Baroda U P Gramin bank

35019

17150.52

21825

10911.00

23735

12743.56

Allahabad UP Gramin Bank

24728

14558.86

8289

4890.51

18501

11012.38

Gramin Bank of Aryavart

18625

12663.00

8008.00

5824.00

15272

9243.00

133963

67354.88

68954

36477.42

85547

43216.02

Uttaranchal Gramin Bank

6807

2531.36

4854

2064.30

4421

1546.74

Total

6807

2531.36

4854

2064.30

4421

1546.74

249248

112480.04

148777

73958.14

180066

80627.80

Total
Uttarakhand
1

Total - Central Region


WESTERN REGION
Gujarat
1

Dena Gujarat Gramin Bank

4930

2236.83

4836

2197.00

389

287.83

Baroda Gujarat Gramin Bank

6480

2817.09

6430

2803.35

3033

1003.28

Saurashtra Gramin Bank

913

489.83

880

464.65

492

271.53

12323

5543.75

12146

5465.00

3914

1562.64

Total
Maharashtra
1

Maharashtra Gramin Bank

16430

17957.11

14787

16161.39

3807

3207.00

Vidharbha Konkan Gramin Bank

23416

10605.39

18874

8610.87

4686

2788.59

Total

39846

28562.50

33661

24772.26

8493

5995.59

Total - Western Region

52169

34106.25

45807

30237.26

12407

7558.23

Taking Rural India >> Forward

178

STATEMENT - V - B (contd.)
S.
No

Name of the Bank

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive


Women
No. of SHGs

Loans O/S

Out of Total NRLM/SGSY SHGs


- under SGSY
No. of SHGs

Loans O/S

SOUTHERN REGION
Andhra Pradesh
1

Saptagiri Grameena Bank

43726

105250.00

43726

102520.00

0.00

Andhra Pradesh Grameena Vikas Bank

69139

138549.76

69139

138549.76

56877

109462.23

Chaitanya Godavari Grameena Bank

24498

49387.41

24498

49387.41

103

302.90

Andhra Pragathi Grameena Bank

94478

191183.01

94478

191183.01

79729

157722.56

231841

484370.18

231841

481640.18

136709

267487.69

Total
Karnataka
1

Kaveri Grameena Bank

19155

34500.23

17086

30774.21

7887

13932.80

Pragathi Krishna Grameena Bank

67880

81137.45

65836

79112.27

3658

4372.68

Karnataka Vikasa Grameena Bank

19227

15734.00

17751

14846.00

15347

12526.00

106262

131371.68

100673

124732.48

26892

30831.48

Kerala Gramin Bank

24002

24795.00

22805

23556.00

3922

7225.00

Total

24002

24795.00

22805

23556.00

3922

7225.00

Puduvai Bharathiar Grama Bank

1389

1597.84

1308

1516.05

157

18.57

Total

1389

1597.84

1308

1516.05

157

18.57

Total
Kerala
1

Pudducherry
1

Tamil Nadu
1

Pandyan Grama Bank

11969

18505.49

8237

17082.05

3966

2325.81

Pallavan Grama Bank

20094

35909.62

19978

35677.42

7706

18830.11

Total

32063

54415.11

28215

52759.47

11672

21155.92

115301

259918.85

115301

259918.85

39060

89028.13

66368

124842.48

66368

124842.48

46723

86515.84

Total

181669

384761.33

181669

384761.33

85783

175543.97

Total - Southern Region

577226

1081311.14

566511

1068965.51

265135

502262.63

1445476

1610934.50

1272022

1525307.68

802776

804654.04

Telangana
1

Grameena Vikas Bank (Telangana Region)

Telangana Grameena Bank

Grand Total - RRBs

179

SHGs, Saving for the present, securing the future

STATEMENT - V - C
Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016- Cooperative Banks
(Amount ` lakh)
Sr.
No.

Name of the SCB/ DCCB

Total Bank Loans outstanding


against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

NORTHERN REGION
Haryana
1

Ambala DCCB

0.00

0.00

0.00

Bhiwani DCCB

0.00

0.00

0.00

Faridabad DCCB

1.02

0.00

1.02

Fatahabad DCCB

85

117.27

40

54.38

85

117.27

Gurgaon DCCB

15.51

15.51

0.00

Hissar DCCB

340

259.23

65

78.15

340

259.23

Jhajjar DCCB

3.77

2.77

0.00

Jind DCCB

10.31

0.00

10.31

Kaithal DCCB

0.00

0.00

0.00

10 Karnal DCCB

128

52.36

128

52.36

0.00

0.00

0.00

0.00

70

18.00

70

18.00

70

18.00

13 Panchkula DCCB

11.06

0.00

11.06

14 Panipat DCCB

6.27

0.00

6.27

15 Rewari DCCB

65

27.52

65

27.52

0.00

16 Rohtak DCCB

29.17

2.80

29.17

39

27.70

39

27.70

39

27.70

18 Sonepat DCCB

5.78

2.60

0.60

19 Yamuna Nagar DCCB

4.10

0.00

4.10

770

589.07

422

281.79

562

484.73

3230

2322.39

1679

1126.94

710

631.91

871

718.37

871

718.37

93

153.12

11 Kurukshetra DCCB
12 Mahindergarh DCCB

17 Sirsa DCCB

Total
Himachal Pradesh
1

Himachal Pradesh SCB

Jogindra DCCB

KangraDCCB

1591

1445.59

153

147.10

568

723.45

Total

5692

4486.35

2703

1992.41

1371

1508.48

J & K SCB

18

31.85

10.62

18

31.25

Total

18

31.85

10.62

18

31.25

Delhi State Cooperative Bank

4.06

4.06

0.00

Total

4.06

4.06

0.00

Jammu & Kashmir


1

New Delhi
1

Taking Rural India >> Forward

180

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

Punjab
1

Amritsar DCCB

71

37.18

71

37.18

0.00

Bathinda DCCB

112

47.71

112

47.71

0.00

Faridkot DCCB

36

18.53

36

18.53

0.00

Fatehgarh DCCB

271

100.95

271

100.95

0.00

Fazilka DCCB

12

12.93

12

12.93

0.00

Ferozepur DCCB

32

47.76

10

3.54

22

44.22

Gurdaspur DCCB

198

48.58

198

48.58

0.00

Hoshiarpur DCCB

140

76.91

130

59.22

0.00

Jalandhar DCCB

121

91.69

120

89.69

0.00

10 Kapurthala DCCB

22

5.80

22

5.80

0.00

11 Ludhiana DCCB

228

100.47

0.00

0.00

12 Mansa DCCB

12

4.83

12

4.83

12

4.83

13 Moga DCCB

67

30.76

67

30.76

0.00

14 Mohali DCCB

0.00

0.00

0.00

15 Muktsar DCCB

85

52.00

85

52.00

85

52.00

16 Nawanshahr DCCB

96

29.36

96

29.36

0.00

17 Patiala DCCB

154

95.84

147

83.89

11.95

18 Ropar DCCB

31

10.14

31

10.14

0.00

19 Sangrur DCCB

49

55.89

1.22

0.00

20 SAS Nagar DCCB

13

11.12

13

11.12

0.00

1.46

1.46

0.00

1758

879.91

1443

648.91

126

113.00

21 Taran Taaran DCCB


Total
Rajasthan
1

Ajmer DCCB

549

132.61

544

113.43

19.18

Alwar DCCB

3642

3661.58

2220

3564.07

120

215.65

Banswara DCCB

674

255.96

0.00

674

255.96

Baran DCCB

425

263.00

383

173.00

26

82.00

Barmer DCCB

539.30

0.00

0.00

Bharatpur DCCB

488

132.80

488

132.80

0.00

Bhilwara DCCB

2223

481.45

2110

257.52

85

140.95

Bikaner DCCB

480

302.16

215

114.42

18

29.09

Bundi DCCB

2164

385.02

2144

381.02

31

33.60

10 Chittorgarh DCCB

438

250.24

355

192.74

10

13.67

181

SHGs, Saving for the present, securing the future

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

11 Churu DCCB

530

241.93

460

175.48

32

43.14

12 Dausa DCCB

172

121.60

104

59.93

0.00

13 Dungarpur DCCB

558

285.25

494

218.10

64

66.20

14 Hanumangarh DCCB

1856

710.00

1760

552.36

73

150.46

15 Jaipur DCCB

6153

3364.91

0.00

0.00

16 Jaisalmer DCCB

562

324.98

0.00

33

67.69

17 Jalore DCCB

431

106.72

375

99.27

181

92.12

18 Jhalawar DCCB

527

464.00

315

39.00

0.00

19 Jhunjhunu DCCB

491

270.37

491

270.37

0.00

20 Jodhpur DCCB

336

227.26

321

218.60

63

105.76

21 Kota DCCB

1308

343.52

1250

333.39

58

10.13

22 Nagaur DCCB

1090

338.10

1065

299.88

22

37.11

23 Pali DCCB

514

538.31

514

538.31

0.00

24

383

120.76

365

101.47

10

16.67

25 Sikar DCCB

1235

842.52

1235

842.52

39

135.88

26 Sirohi DCCB

281

123.53

281

123.53

25

14.15

27 S.Ganganagar DCCB

531

223.78

531

223.78

16

16.98

28 Tonk DCCB

258

85.32

95

17.99

156

56.21

1196

684.41

1174

667.01

238

361.95

Total

29495

15821.39

19289

9709.99

1979

1964.55

Total - Northern Region

37742

21812.63

23872

12647.78

4056

4102.01

Assam SCB

4651

886.28

3788

695.18

2286

526.59

Total

4651

886.28

3788

695.18

2286

526.59

Arunachal Pradesh SCB

118

66.16

105

61.35

53

18.43

Total

118

66.16

105

61.35

53

18.43

Manipur SCB

2.30

2.30

2.30

Total

2.30

2.30

2.30

Meghalaya SCB

480

250.17

0.00

0.00

Total

480

250.17

0.00

0.00

Swai Madhopur DCCB

29 Udaipur DCCB

NORTH EASTERN REGION


Assam
1

Arunachal Pradesh
1

Manipur
1

Meghalaya
1

Taking Rural India >> Forward

182

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

Mizoram
1

Mizoram SCB

1038

1440.05

127

115.52

99

115.52

Total

1038

1440.05

127

115.52

99

115.52

Nagaland SCB

2142

2179.38

1700

1743.00

1500

1525.00

Total

2142

2179.38

1700

1743.00

1500

1525.00

Sikkim SCB

22

23.12

0.00

0.00

Total

22

23.12

0.00

0.00

Tripura SCB

7145

2715.04

6073

2308.05

807

2019.00

Total

7145

2715.04

6073

2308.05

807

2019.00

15598

7562.50

11795

4925.40

4747

4206.84

Andaman & Nicobar SCB

536

495.10

503

455.00

0.00

Total

536

495.10

503

455.00

0.00

Ranchi - Khunti DCCB

29

129.45

29

129.45

0.00

Total

29

129.45

29

129.45

0.00

Nagaland
1

Sikkim
1

Tripura
1

Total - North Eastern Region


EASTERN REGION
A & N Islands (UT)
1

Jharkhand
1

Odisha
1

Odisha SCB

0.00

0.00

0.00

Angul DCCB

3939

1565.93

3939

1565.93

0.00

Aska DCCB

514

29.87

514

29.87

0.00

Balasore DCCB

5331

3509.76

5331

3509.76

0.00

Banki DCCB

174

77.80

174

77.80

0.00

Berhampur DCCB

1238

522.69

1238

522.69

0.00

Bhawanipatna DCCB

156

62.15

156

62.15

0.00

Bolangir DCCB

576

170.97

557

145.66

0.00

Boudh DCCB

360

282.97

360

282.97

0.00

10 Cuttack DCCB

2617

1314.57

2617

1310.57

0.00

11 Keonjhar DCCB

1004

642.36

984

621.79

0.00

12 Khurda DCCB

1552

1057.28

1516

1045.52

0.00

13 Koraput DCCB

2778

1508.21

2778

1508.21

0.00

183

SHGs, Saving for the present, securing the future

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

14 Mayurbhanj DCCB

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

456

262.00

456

262.00

0.00

1023

283.68

1015

283.10

0.00

16 Puri-Nimapara DCCB

240

109.88

240

109.88

0.00

17 Sambalpur DCCB

745

638.78

745

638.78

0.00

18 Sundargarh DCCB

3789

1542.57

3789

1542.57

0.00

26492

13581.47

26409

13519.25

0.00

116675

48011.43

106174

40598.47

0.00

15 Nayagarh DCCB

Total
West Bengal
1

West Bengal SCB

Bankura DCCB

12018

5029.42

122

85.38

0.00

Birbhum DCCB

0.00

0.00

0.00

Burdwan DCCB

8379

1241.20

7453

0.00

0.00

Balageria DCCB

91

409.35

80

368.42

0.00

Darjeeling DCCB

19

17.96

15

14.38

0.00

Daxin Dinajpur DCCB

2146

400.68

2101

395.63

0.00

Hooghly DCCB

25669

6240.82

25595

6228.65

0.00

Howrah DCCB

4920

2120.40

4383

1889.02

0.00

10 Jalpaiguri DCCB

2273

287.99

2056

267.12

0.00

11 Malda DCCB

2870

1946.20

2813

1814.23

0.00

12 Mugberia DCCB

5101

3165.71

4893

3037.72

0.00

13 Murshidabad DCCB

13239

6965.67

0.00

13239

6965.67

14 Nadia DCCB

20524

11468.35

19657

10983.89

0.00

15 Purulia DCCB

2009

213.83

2009

213.83

1299

106.87

16 Raiganj DCCB

4134

1165.80

3862

1165.80

0.00

0.00

0.00

0.00

2665

1707.86

2248

1489.69

1004

345.61

Total

222732

90392.67

183461

68552.23

15542

7418.15

Total - Eastern Region

249789

104598.69

210402

82655.93

15542

7418.15

33

14.68

26

12.10

0.00

1890

230.20

1890

230.20

0.00

11.40

11.40

0.00

17 Tamluk Ghatal DCCB


18 Vidyasagar DCCB

CENTRAL REGION
Chhattisgarh
1

Ambikapur DCCB

Jagdalpur DCCB

Raipur DCCB

Rajnandgaon DCCB

1007

329.03

1007

329.03

1007

329.03

Total

2937

585.31

2930

582.73

1007

329.03

Taking Rural India >> Forward

184

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

Madhya Pradesh
1

Balaghat DCCB

0.00

0.00

0.00

Betul DCCB

0.80

0.00

0.00

Chhindwara DCCB

34

2.43

0.00

0.00

Dhar DCCB

0.00

0.00

0.00

Gwalior DCCB

514

35.16

460

31.46

0.00

Indore DCCB

15

1.07

0.00

0.00

Jhabua DCCB

373

11.95

149

4.78

235

10.33

Khandwa DCCB

138

102.49

17

43.02

44

58.58

Khargaon DCCB

218

88.90

66

26.40

15

6.00

10 Panna DCCB

84

162.53

0.00

84

162.53

11 Raisen DCCB

377

7.16

330

6.26

377

7.16

12 Ratlam DCCB

44

24.75

29

16.09

0.00

13 Satna DCCB

0.00

0.00

0.00

14 Sehore DCCB

23.18

17.20

0.00

15 Shajapur DCCB

7.96

4.10

0.00

16 Shivpuri DCCB

1534

776.00

570

256.00

0.00

0.66

0.00

0.00

3358

1245.04

1630

405.31

755

244.60

447

400.82

178

156.92

447

400.82

17 Vidisha DCCB
Total
Uttar Pradesh
1

Barabanki DCCB

Deoria DCCB

0.00

0.00

0.00

Lucknow DCCB

1.12

0.00

1.12

Mirzapur DCCB

27

2.48

27

2.48

0.00

Muradabad DCCB

88

49.44

0.00

80

48.59

Muzaffar Nagar DCCB

13

17.66

7.93

13

17.66

Pilibhit DCCB

38

46.66

21

22.86

16

25.52

Raibareily DCCB

15

0.62

0.00

0.00

Unnao DCCB

24

1.93

11

0.93

0.00

0.00

0.00

0.00

653

520.73

243

191.12

557

493.71

0.00

0.00

0.00

10 Varanasi DCCB
Total
Uttarakhand
1

Uttarakhand SCB

Almora DCCB

548

254.73

326

244.52

326

244.52

Chamoli DCCB

214

111.21

34

25.13

172

88.37

185

SHGs, Saving for the present, securing the future

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

Dehradun DCCB

142

101.70

66

49.83

139

94.30

Garhwal (Kotdar) DCCB

122

47.84

40

18.30

0.00

Haldwani DCCB

436

245.46

212

93.33

174

152.48

Haridwar DCCB

67

106.25

12

19.65

67

106.25

Pithoragarh DCCB

387

142.07

45

2.88

0.00

Tehri DCCB

760

753.85

130

140.10

416

369.54

10 Udham Singh Nagar DCCB

137

71.82

117

32.94

33

35.81

11 Uttarkashi DCCB

274

410.72

246

369.74

37

48.82

3087

2245.65

1228

996.42

1364

1140.09

10035

4596.73

6031

2175.58

3683

2207.43

Goa SCB

709

999.00

700

985.17

0.00

Total

709

999.00

700

985.17

0.00

175

58.22

151

50.02

162

48.47

Total
Total - Central Region
WESTERN REGION
Goa
1

Gujarat
1

Ahmedabad DCCB

Amreli DCCB

54

20.83

54

20.83

0.00

Banaskantha DCCB

33

97.01

33

97.01

33

97.01

Baroda DCCB

0.00

0.00

0.00

Bharuch DCCB

59

354.61

27

158.26

0.00

Bhavnagar DCCB

52.17

12.75

0.00

Jamnagar DCCB

75

22.33

75

22.33

0.00

Junagadh DCCB

0.00

0.00

0.00

Kheda DCCB

0.13

0.01

0.00

158

62.73

0.00

158

62.73

0.00

0.00

0.00

521

334.99

518

330.29

0.00

13

5.62

2.29

2.29

511

388.78

505

382.97

83

60.57

0.00

0.00

0.00

972

250.00

972

250.00

191

99.00

17 Surendranagar DCCB

0.00

0.00

0.00

18 Vadodara DCCB

0.00

0.00

0.00

19 Valsad DCCB

1.68

1.68

0.00

2586

1649.10

2348

1328.44

632

370.07

10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB
14 Rajkot DCCB
15 Sabarkantha DCCB
16 Surat DCCB

Total

Taking Rural India >> Forward

186

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

Maharashtra
1

Ahmednagar DCCB

1978

1318.12

1978

1318.12

847

792.56

Akola DCCB

300

89.46

294

87.40

138

38.17

Amravati DCCB

462

198.61

407

172.96

0.00

Aurangabad DCCB

330

140.00

296

121.00

32

17.00

Beed DCCB

210

164.09

0.00

0.00

Bhandara DCCB

1237

830.46

1231

824.46

794

630.12

Buldhana DCCB

55

42.97

16

10.05

4.44

Chandrapur DCCB

1277

1277.34

1070

1200.30

160

248.43

Dhule DCCB

174

150.56

11

14.60

6.94

10 Gadchiroli DCCB

2283

1035.43

2110

1002.10

783

503.87

11 Gondia DCCB

373

85.89

317

73.00

74

14.90

12 Jalgaon DCCB

300

220.28

300

220.28

0.00

61

30.90

31

0.00

0.00

14 Kolhapur DCCB

3034

997.08

3034

997.08

1033

372.98

15 Latur DCCB

1430

554.65

1430

554.65

1242

449.94

16 Nagpur DCCB

111

27.27

107

25.09

2.81

17 Nanded DCCB

0.00

0.00

0.00

214

173.91

19

18.30

88

88.95

66

64.73

66

61.73

66

61.73

20 Osmanabad DCCB

2410

461.47

1198

392.24

1477

193.79

21 Parbhani DCCB

1147

616.61

0.00

899

415.55

22 Pune DCCB

1102

605.14

1102

605.14

0.00

23 Raigad DCCB

3215

1114.78

3026

1039.18

197

51.71

353

207.15

21

202.36

12

7.40

25 Sangli DCCB

11226

241.48

10100

241.03

11226

241.48

26 Satara DCCB

2161

152.20

2161

152.20

63

18.15

27 Sindhudurg DCCB

1234

636.93

1139

621.71

125

63.65

28 Solapur DCCB

158

252.61

158

252.61

158

252.61

29 Thane DCCB

3220

1272.52

317

71.00

87

30.20

30 Wardha DCCB

463

199.02

298

96.80

150

88.48

31 Washim DCCB

0.00

0.00

0.00

2723

1200.23

2540

1088.00

546

240.04

Total

43307

14361.89

34777

11463.39

20210

4835.90

Total - Western Region

46602

17009.99

37825

13777.00

20842

5205.97

13 Jalna DCCB

18 NandurbarDCCB
19 Nashik DCCB

24 Ratnagiri DCCB

32 Yavatmal DCCB

187

SHGs, Saving for the present, securing the future

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

SOUTHERN REGION
Andhra Pradesh
1

Anantapur DCCB

1241

1454.71

1241

1454.71

0.00

Chittoor DCCB

474

282.74

0.00

0.00

East Godavari DCCB

0.00

0.00

0.00

Eluru DCCB

1512

1987.94

1512

1987.94

0.00

Guntur DCCB

1280

1402.03

1280

1402.03

0.00

Kadapa DCCB

0.00

0.00

0.00

Kakinada DCCB

113

146.00

113

146.00

0.00

Krishna DCCB

11229

11842.99

11229

11842.99

0.00

Kurnool DCCB

61

69.68

61

69.68

0.00

2.57

2.37

0.00

444

941.13

444

941.13

0.00

5.07

5.07

0.00

940

1015.75

771

955.19

282

364.12

14 Vizianagaram DCCB

0.00

0.00

0.00

15 West Godavari DCCB

0.00

0.00

0.00

17305

19150.61

16661

18807.11

282

364.12

10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
13 Visakhapatnam DCCB

Total
Karnataka
1

Bagalkot DCCB

1369

655.44

152

72.50

0.00

Belgavi DCCB

1622

2121.05

1297

1696.84

0.00

Bellary DCCB

1728

1307.41

1700

1289.16

0.00

Bengaluru, Bengaluru Rural &


Ramanagara DCCB

1907

1626.41

1890

1552.07

50.28

Bidar DCCB

11151

11097.94

11151

11097.94

0.00

Bijapur DCCB

2156

1949.00

1832

1696.00

0.00

Chikmagalur DCCB

1682

1276.53

1598

1170.07

148

109.78

Chitradurga DCCB

1050

1019.21

1033

994.21

0.00

Davangere D C C B

282

410.51

267

389.98

240

349.61

10 Dharwad DCCB

2939

1000.09

2468

896.20

0.00

11 Hassan DCCB

6988

6077.77

6569

5713.10

0.00

12 Kalaburgi DCCB

1553

1035.76

1553

1035.76

0.00

13 Kanara DCCB

1084

738.92

979

659.26

241

151.66

14 Kodagu DCCB

8676

12204.12

7319

9044.92

0.00

15 Kolar & Chickaballapur DCCB

1006

2170.97

1006

2170.97

0.00

Taking Rural India >> Forward

188

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

16 Mandya DCCB

2216

4379.58

0.00

0.00

17 Mysore & Chamarajanagar DCCB

2115

1742.22

2073

1689.95

183

269.38

18 Raichur DCCB

1304

1082.34

1304

1082.34

0.00

19 Shimoga DCCB

2981

4493.15

2316

3348.24

80

83.95

18871

17127.51

5682

5364.55

156

179.56

5205

12385.80

4467

10386.37

0.00

77885

85901.73

56656

61350.43

1054

1194.22

20 South Canara DCCB


21 Tumkur DCCB
Total
Kerala
1

Alappuzha DCCB

1400

4790.31

1260

4311.28

0.00

Ernakulam DCCB

125

84.11

113

73.56

0.00

Idukki DCCB

2246

6252.40

1668

4572.54

0.00

Kannur DCCB

85

111.55

0.00

0.00

Kasaragod DCCB

764

917.48

731

856.39

0.00

Kollam DCCB

30213

3923.00

1359

1569.00

1510

1746.00

Kozhikode DCCB

152

310.75

135

274.88

122

247.45

Malappuram DCCB

434

846.00

434

846.00

298

726.00

Palakkad DCCB

140

215.49

139

212.37

132

201.63

10 Pathamanthitta DCCB

945

1952.58

927

1861.08

0.00

11 Thrissur DCCB

951

20.57

951

20.57

0.00

12 Trivandrum DCCB

309

1237.07

0.00

282

716.55

3255

4709.97

3092

4474.47

126

118.43

41019

25371.28

10817

19072.14

2470

3756.06

Puducherry SCB

440

731.35

440

731.35

29

5.65

Total

440

731.35

440

731.35

29

5.65

362

520.94

362

520.94

0.00

13 Wayanad DCCB
Total
Puducherry
1

Tamil Nadu
1

Chennai DCCB

Coimbatore DCCB

2595

3883.00

2536

3800.06

2595

3883.00

Cuddalore DCCB

8519

5325.07

8491

5307.57

7883

4441.15

Dharmapuri DCCB

3008

2098.57

2960

2044.25

166

504.10

Dindigul DCCB

3921

2156.43

548

657.60

1686

606.96

Erode DCCB

3547

4163.16

3467

4127.16

3547

4163.16

Kancheepuram DCCB

2905

2731.81

2905

2731.81

2059

1522.88

Kanyakumari DCCB

5644

6742.29

654

885.00

0.00

Kumbakonam

4084

2512.58

4084

2512.58

0.00

189

SHGs, Saving for the present, securing the future

STATEMENT - V - C (contd.)
Sr.
No.

Name of the SCB/ DCCB

(Amount ` lakh)
Total Bank Loans outstanding
against SHGs
No. of SHGs

Loans O/S

Out of Total - Exclusive Women


No. of SHGs

Loans O/S

Out of Total, SHGs under


NRLM/SGSY
No. of SHGs

Loans O/S

10 Madurai DCCB

1579

1590.60

1579

1590.60

790

794.82

11 Nilgiris DCCB

1676

4856.25

1609

4621.75

1676

4856.25

12 Pudukottai DCCB

1328

2348.12

1238

2192.20

0.00

13 Ramnathapuram DCCB

1572

2926.82

0.00

0.00

14 Salem DCCB

9814

8719.02

9127

8108.68

5888

5231.41

15 Sivagangai DCCB

1390

1948.56

1356

1846.34

34

102.22

16 Thanjavur DCCB

2479

1013.98

2479

1013.98

31

143.23

17 Thoothukudi DCCB

1634

2472.85

0.00

1353

1881.67

18 Tiruchirapalli DCCB

13360

8014.95

13141

7827.20

12529

7234.89

665

1944.82

585

1711.40

665

1944.82

12114

10666.28

11990

10557.83

12114

10666.28

21 Vellore DCCB

7965

5515.99

7965

5155.99

570

1307.72

22 Villupuram DCCB

2239

2799.44

220

268.40

2239

2799.44

692

810.38

690

810.38

0.00

93092

85761.91

77986

68291.72

55825

52084.00

19 Tirunelveli DCCB
20 Tiruvannamalai DCCB

23 Virudhunagar DCCB
Total
Telangana
1

Telangana SCB

19

66.70

19

66.70

0.00

Adilabad DCCB

246

196.52

246

196.52

0.00

Hyderabad DCCB

0.00

0.00

0.00

Karimnagar DCCB

3942

8204.26

3942

8204.26

3942

8204.26

Khammam DCCB

435

522.86

435

522.86

435

522.86

Mahabubnagar DCCB

22

24.23

22

24.23

0.00

Medak DCCB

76

267.55

0.00

0.00

Nalgonda DCCB

443

453.40

443

453.40

0.00

Nizamabad DCCB

6091

4193.55

6091

4193.55

0.00

0.00

0.00

0.00

11274

13929.07

11198

13661.52

4377

8727.12

Total - Southern Region

241015

230845.95

173758

181914.27

64037

66131.17

Grand Total - Coop Banks

600781

386426.49

463683

298095.96

112907

89271.57

10 Warangal DCCB
Total

Taking Rural India >> Forward

190

STATEMENT - VI - A (i)
Progress under Microfinance - NPAs against Bank loans to SHGs of Public Sector Com. Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

NORTHERN REGION
Chandigarh
1

Allahabad Bank

0.00

0.00

0.00

0.00

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

0.00

0.00

0.00

Bank of Maharashtra

0.10

0.00

0.00

0.00

0.00

0.00

Canara Bank

110.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

0.00

0.00

0.00

IDBI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

0.00

0.00

0.00

10 Punjab & Sind Bank

51.49

38.96

75.67

0.00

0.00

0.00

11 State Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

12 State Bank of Patiala

0.00

0.00

0.00

0.00

0.00

0.00

13 UCO Bank

3.50

1.62

46.29

0.00

0.00

0.00

33.00

7.00

21.21

24.00

7.00

29.17

0.00

0.00

0.00

0.00

0.00

0.00

198.09

47.58

24.02

24.00

7.00

29.17

155.03

22.13

14.27

35.69

3.54

9.92

0.00

0.00

0.00

0.00

0.00

0.00

16.00

0.00

0.00

3.74

0.00

0.00

211.60

22.00

10.40

68.35

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

14 Union Bank of India


15 Vijaya Bank
Total
Haryana
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

126.00

29.00

23.02

69.00

14.00

20.29

Central Bank of India

272.82

68.56

25.13

16.46

2.57

15.61

Corporation Bank

10.04

0.84

8.37

4.86

0.84

17.28

Dena Bank

16.64

1.06

6.37

13.00

1.00

7.69

10 IDBI Bank

30.66

0.00

0.00

0.00

0.00

0.00

11 Indian Bank

34.00

1.00

2.94

18.00

1.00

5.56

0.47

0.34

72.34

0.47

0.34

72.34

401.35

313.68

78.16

148.16

99.41

67.10

12 Indian Overseas Bank


13 Oriental Bank of Commerce

191

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

14 Punjab National Bank

7696.96

938.13

12.19

1717.30

722.71

42.08

15 Punjab & Sind Bank

201.55

106.07

52.63

183.59

94.87

51.67

0.00

0.00

0.00

0.00

0.00

0.00

17 State Bank of India

539.00

310.00

57.51

37.00

12.00

32.43

18 State Bank of Patiala

450.99

140.00

31.04

29.86

0.17

0.57

19 Syndicate Bank

120.00

9.00

7.50

108.00

5.00

4.63

20 UCO Bank

224.00

111.28

49.68

51.00

29.15

57.16

21 Union Bank of India

160.00

28.00

17.50

47.00

14.00

29.79

7.31

0.00

0.00

6.46

0.00

0.00

10674.42

2101.09

19.68

2557.94

1000.60

39.12

16 State Bank of Hyderabad

22 Vijaya Bank
Total
Himachal Pradesh
1

Allahabad Bank

10.47

0.00

0.00

10.47

0.00

0.00

Bank of Baroda

1.66

0.00

0.00

1.66

0.00

0.00

Bank of India

61.61

6.00

9.74

16.80

0.00

0.00

Bank of Maharashtra

0.06

0.00

0.00

0.06

0.00

0.00

Canara Bank

59.57

0.00

0.00

30.59

0.00

0.00

Central Bank of India

165.24

2.00

1.21

32.22

0.33

1.02

Corporation Bank

5.48

0.00

0.00

2.66

0.00

0.00

Dena Bank

5.08

0.00

0.00

5.08

0.00

0.00

IDBI Bank

14.23

0.00

0.00

13.88

0.00

0.00

10 Indian Bank

3.00

0.00

0.00

3.00

0.00

0.00

11 Indian Overseas Bank

5.19

0.00

0.00

5.00

0.00

0.00

26.91

0.30

1.11

12.58

0.00

0.00

1556.18

117.54

7.55

986.93

21.53

2.18

14 Punjab & Sind Bank

30.57

6.22

20.35

30.57

6.22

20.35

15 State Bank of India

791.00

134.00

16.94

200.00

25.00

12.50

16 State Bank of Patiala

481.51

39.58

8.22

181.02

7.75

4.28

6.00

4.00

66.67

4.00

4.00

100.00

826.74

118.34

14.31

704.00

98.39

13.98

0.41

0.00

0.00

0.41

0.00

0.00

4050.91

427.98

10.57

2240.93

163.22

7.28

12 Oriental Bank of Commerce


13 Punjab National Bank

17 Syndicate Bank
18 UCO Bank
19 Vijaya Bank
Total
Jammu & Kashmir
1

Allahabad Bank

3.94

0.00

0.00

0.00

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

0.00

0.00

0.00

Taking Rural India >> Forward

192

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

48.29

4.94

10.23

33.78

0.00

0.00

Corporation Bank

6.24

0.00

0.00

5.31

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

0.00

0.00

0.00

Punjab National Bank

154.26

8.01

5.19

133.26

8.01

6.01

Punjab & Sind Bank

375.76

0.00

0.00

0.00

0.00

0.00

157.00

15.00

9.55

122.00

3.00

2.46

11 State Bank of Patiala

0.00

0.00

0.00

0.00

0.00

0.00

12 Syndicate Bank

0.00

0.00

0.00

0.00

0.00

0.00

13 UCO Bank

41.00

19.93

48.61

1.00

0.12

12.00

Total

786.49

47.88

6.09

295.35

11.13

3.77

10 State Bank of India

New Delhi
1

Allahabad Bank

3.91

0.00

0.00

1.00

0.00

0.00

Bank of Baroda

0.00

0.00

0.00

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

36.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

5.25

0.00

0.00

0.00

0.00

0.00

Corporation Bank

91.89

4.42

4.81

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

0.00

0.00

0.00

IDBI Bank

0.00

0.00

0.00

0.00

0.00

0.00

88.00

76.00

86.36

0.00

0.00

0.00

11 Indian Overseas Bank

0.00

0.00

0.00

0.00

0.00

0.00

12 Oriental Bank of Commerce

0.00

0.00

0.00

0.00

0.00

0.00

13 Punjab National Bank

120.33

10.51

8.73

36.24

7.51

20.72

14 Punjab & Sind Bank

40.00

0.07

0.18

0.00

0.00

0.00

15 State Bank of India

64.00

15.00

23.44

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

44.00

0.00

0.00

44.00

0.00

0.00

18 UCO Bank

0.48

0.48

100.00

0.00

0.00

0.00

19 Union Bank of India

1.00

1.00

100.00

0.00

0.00

0.00

20 Vijaya Bank

0.56

0.00

0.00

0.56

0.00

0.00

495.42

107.48

21.69

81.80

7.51

9.18

10 Indian Bank

16 State Bank of Patiala


17 Syndicate Bank

Total

193

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Punjab
1

Allahabad Bank

11.56

3.04

26.30

2.44

1.98

81.15

Bank of Baroda

27.43

1.36

4.96

0.49

0.00

0.00

Bank of India

7.40

4.00

54.05

0.00

0.00

0.00

Bank of Maharashtra

1.77

0.00

0.00

0.00

0.00

0.00

Canara Bank

102.22

1.23

1.20

102.22

1.23

1.20

Central Bank of India

5321.38

9.85

0.19

5.93

4.08

68.80

Corporation Bank

2.34

0.00

0.00

1.01

0.00

0.00

Dena Bank

0.93

0.00

0.00

0.93

0.00

0.00

IDBI Bank

0.00

0.00

0.00

0.00

0.00

0.00

10 Indian Bank

6.00

0.00

0.00

5.00

0.00

0.00

11 Indian Overseas Bank

7.60

0.46

6.05

3.85

0.46

11.95

116.41

39.22

33.69

28.75

12.15

42.26

13 Punjab National Bank

3061.44

154.72

5.05

758.71

146.95

19.37

14 Punjab & Sind Bank

684.57

293.02

42.80

591.45

292.99

49.54

15 State Bank of India

323.00

182.00

56.35

28.00

22.00

78.57

16 State Bank of Patiala

346.75

42.42

12.23

13.69

2.87

20.96

20.00

1.00

5.00

20.00

1.00

5.00

163.07

89.67

54.99

99.00

61.50

62.12

19 Union Bank of India

47.00

14.00

29.79

35.00

6.00

17.14

20 Vijaya Bank

24.60

0.10

0.41

6.80

0.00

0.00

10275.47

836.09

8.14

1703.27

553.21

32.48

123.82

59.58

48.12

63.25

22.23

35.15

0.00

0.00

0.00

0.00

0.00

0.00

3853.69

423.91

11.00

1004.13

110.45

11.00

140.99

49.00

34.75

140.99

49.00

34.75

1.78

0.95

53.37

0.95

0.95

100.00

10.00

0.00

0.00

10.00

0.00

0.00

597.85

69.47

11.62

3.32

1.69

50.90

12 Oriental Bank of Commerce

17 Syndicate Bank
18 UCO Bank

Total
Rajasthan
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

18.35

0.00

0.00

5.27

0.00

0.00

Dena Bank

21.02

3.01

14.32

18.00

3.00

16.67

68.23

0.00

0.00

0.00

0.00

0.00

2.00

0.00

0.00

1.00

0.00

0.00

10 IDBI Bank
11 Indian Bank

Taking Rural India >> Forward

194

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

12 Indian Overseas Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

29.05

5.55

19.10

24.28

5.20

21.42

111.10

42.18

37.97

39.91

11.03

27.64

2160.87

785.61

36.36

1671.96

754.10

45.10

49.03

21.87

44.61

22.36

10.79

48.26

10953.46

6823.70

62.30

0.00

0.00

0.00

505.00

283.00

56.04

113.00

58.00

51.33

18 State Bank of Patiala

1.34

0.00

0.00

1.16

0.00

0.00

19 Syndicate Bank

5.00

0.00

0.00

5.00

0.00

0.00

1275.00

769.88

60.38

699.00

501.50

71.75

157.00

29.00

18.47

129.00

29.00

22.48

2.64

0.00

0.00

2.64

0.00

0.00

Total

20087.22

9366.71

46.63

3955.22

1556.94

39.36

Total - Northern Region

46568.02

12934.81

27.78

10858.51

3299.61

30.39

1430.67

120.40

8.42

1028.00

53.94

5.25

0.00

0.00

0.00

0.00

0.00

0.00

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Bikaner & Jaipur
17 State Bank of India

20 UCO Bank
21 Union Bank of India
22 Vijaya Bank

NORTH- EASTERN REGION


Assam
1

Allahabad Bank

Andhra Bank

Bank of Baroda

152.81

18.52

12.12

93.31

11.31

12.12

Bank of India

109.00

33.00

30.28

96.00

29.00

30.21

Bank of Maharashtra

9.52

0.00

0.00

8.52

0.00

0.00

Canara Bank

125.00

81.00

64.80

125.00

81.00

64.80

Central Bank of India

2122.55

63.78

3.00

518.24

6.33

1.22

Corporation Bank

1.72

0.00

0.00

0.00

0.00

0.00

Dena Bank

5.03

0.81

16.10

5.00

0.81

16.20

1150.35

0.00

0.00

130.65

0.00

0.00

63.00

20.00

31.75

21.00

11.00

52.38

155.34

25.86

16.65

86.07

19.44

22.59

3.55

0.00

0.00

0.00

0.00

0.00

11636.45

640.02

5.50

8204.22

700.58

8.54

7.73

2.22

28.72

0.89

0.89

100.00

3393.00

1372.00

40.44

1530.00

677.00

44.25

38.00

15.00

39.47

34.00

15.00

44.12

5517.93

1456.83

26.40

5005.00

1195.37

23.88

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank
18 UCO Bank

195

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

19 Union Bank of India

1438.00

727.00

50.56

1103.00

288.00

26.11

20 United Bank of India

4734.00

700.00

14.79

4159.00

623.00

14.98

75.38

22.80

30.25

18.81

0.31

1.65

32169.03

5299.24

16.47

22166.71

3712.98

16.75

21 Vijaya Bank
Total
Arunachal Pradesh
1

Bank of Baroda

0.00

0.00

0.00

0.00

0.00

0.00

Bank of India

6.97

0.00

0.00

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

Oriental Bank of Commerce

1.78

0.00

0.00

0.00

0.00

0.00

Punjab National Bank

128.70

0.00

0.00

6.25

0.00

0.00

State Bank of India

62.00

35.00

56.45

28.00

19.00

67.86

10 Syndicate Bank

9.00

0.00

0.00

9.00

0.00

0.00

11 UCO Bank

0.21

0.00

0.00

0.00

0.00

0.00

12 Vijaya Bank

29.31

2.39

8.15

28.80

1.88

6.53

Total

237.97

37.39

15.71

72.05

20.88

28.98

Manipur
1

Allahabad Bank

0.81

0.00

0.00

0.00

0.00

0.00

Bank of Baroda

18.47

1.44

7.80

10.53

0.96

9.12

Bank of India

0.50

0.00

0.00

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

71.45

0.29

0.41

4.01

0.00

0.00

IDBI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

0.00

0.00

0.00

Punjab National Bank

19.45

13.60

69.92

1.10

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

271.00

160.00

59.04

38.00

24.00

63.16

0.00

0.00

0.00

0.00

0.00

0.00

13 UCO Bank

16.97

3.84

22.63

9.00

0.96

10.67

14 Vijaya Bank

16.61

3.96

23.84

16.02

3.96

24.72

Total

415.26

183.13

44.10

78.66

29.88

37.99

10 Punjab & Sind Bank


11 State Bank of India
12 Syndicate Bank

Taking Rural India >> Forward

196

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Meghalaya
1

Bank of Baroda

1.05

0.00

0.00

0.87

0.00

0.00

Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

1.52

0.00

0.00

0.00

0.00

0.00

Indian Bank

3.00

2.00

66.67

2.00

2.00

100.00

Indian Overseas Bank

0.00

0.00

0.00

0.00

0.00

0.00

Punjab National Bank

36.30

7.00

19.28

1.90

0.00

0.00

State Bank of India

174.00

72.00

41.38

13.00

6.00

46.15

Syndicate Bank

0.00

0.00

0.00

0.00

0.00

0.00

26.13

21.49

82.24

16.00

16.01

100.06

11 Union Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

12 Vijaya Bank

0.00

0.00

0.00

0.00

0.00

0.00

242.00

102.49

42.35

33.77

24.01

71.10

10 UCO Bank

Total
Mizoram
1

Bank of Baroda

0.88

0.00

0.00

0.88

0.00

0.00

Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

0.50

0.00

0.00

0.06

0.00

0.00

IDBI Bank

0.00

0.00

0.00

0.00

0.00

0.00

State Bank of India

35.00

8.00

22.86

5.00

2.00

40.00

Syndicate Bank

2.00

0.00

0.00

2.00

0.00

0.00

UCO Bank

45.00

14.70

32.67

0.00

0.00

0.00

Vijaya Bank

0.00

0.00

0.00

0.00

0.00

0.00

83.38

22.70

27.22

7.94

2.00

25.19

Total
Nagaland
1

Allahabad Bank

8.52

2.63

30.87

7.56

1.67

22.09

Bank of Baroda

33.93

3.47

10.23

11.69

1.20

10.27

Bank of India

2.00

0.00

0.00

2.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

3.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

28.90

4.82

16.68

0.63

0.63

100.00

IDBI Bank

2.00

0.00

0.00

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

197

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Indian Overseas Bank

11.83

0.00

0.00

11.83

0.00

0.00

10 Punjab National Bank

2.10

0.00

0.00

0.00

0.00

0.00

11 Punjab & Sind Bank

0.00

0.00

0.00

0.00

0.00

0.00

588.00

199.00

33.84

186.00

95.00

51.08

0.00

0.00

0.00

0.00

0.00

0.00

14 UCO Bank

73.00

2.88

3.95

27.00

0.18

0.67

15 Vijaya Bank

27.73

5.09

18.36

18.51

0.00

0.00

Total

781.01

217.89

27.90

265.22

98.68

37.21

12 State Bank of India


13 Syndicate Bank

Sikkim
1

Bank of Baroda

0.00

0.00

0.00

0.00

0.00

0.00

Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

71.61

3.05

4.26

12.27

0.00

0.00

Dena Bank

0.00

0.00

0.00

0.00

0.00

0.00

IDBI Bank

20.82

0.00

0.00

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

Indian Overseas Bank

0.85

0.00

0.00

0.85

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

0.00

0.00

0.00

83.00

21.00

25.30

51.00

17.00

33.33

11 Syndicate Bank

0.00

0.00

0.00

0.00

0.00

0.00

12 UCO Bank

9.15

2.61

28.52

0.00

0.00

0.00

410.00

6.00

1.46

250.00

6.00

2.40

0.00

0.00

0.00

0.00

0.00

0.00

595.43

32.66

5.49

314.12

23.00

7.32

10 State Bank of India

13 Union Bank of India


14 Vijaya Bank
Total
Tripura
1

Bank of Baroda

2.27

0.76

33.48

1.51

0.00

0.00

Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

5.49

4.36

79.42

0.00

0.00

0.00

IDBI Bank

0.80

0.00

0.00

0.00

0.00

0.00

Indian Bank

1.00

0.00

0.00

1.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

0.00

0.00

0.00

Oriental Bank of Commerce

0.00

0.00

0.00

0.00

0.00

0.00

Punjab National Bank

0.00

0.00

0.00

0.00

0.00

0.00

Taking Rural India >> Forward

198

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

10 Punjab & Sind Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

0.45

0.00

0.00

0.00

0.00

0.00

1547.00

628.00

40.59

353.00

125.00

35.41

238.00

187.05

78.59

139.00

127.73

91.89

13 Union Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

14 United Bank of India

2210.00

378.00

17.10

1957.00

340.00

17.37

0.00

0.00

0.00

0.00

0.00

0.00

4005.01

1198.17

29.92

2451.51

592.73

24.18

38529.09

7093.67

18.41

25389.98

4504.16

17.74

11 State Bank of India


12 UCO Bank

15 Vijaya Bank
Total
Total - North Eastern Region
EASTERN REGION
A & N Islands (UT)
1

Allahabad Bank

0.64

0.00

0.00

0.00

0.00

0.00

Dena Bank

0.00

0.00

0.00

0.00

0.00

0.00

IDBI Bank

20.03

0.00

0.00

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

Indian Overseas Bank

0.00

0.00

0.00

0.00

0.00

0.00

State Bank of India

20.00

1.00

5.00

0.00

0.00

0.00

Syndicate Bank

0.00

0.00

0.00

0.00

0.00

0.00

UCO Bank

7.90

5.64

71.39

0.00

0.00

0.00

Vijaya Bank

6.90

0.00

0.00

5.18

0.00

0.00

55.47

6.64

11.97

5.18

0.00

0.00

Total
Bihar
1

Allahabad Bank

2050.99

404.60

19.73

1313.00

311.30

23.71

Bank of Baroda

1350.00

136.62

10.12

527.56

53.39

10.12

Bank of India

1836.71

48.00

2.61

1751.71

19.00

1.08

Bank of Maharashtra

0.00

0.00

0.00

0.00

0.00

0.00

Canara Bank

1657.42

95.07

5.74

1495.00

74.00

4.95

Central Bank of India

5438.21

606.98

11.16

1021.72

193.57

18.95

Corporation Bank

15.22

0.50

3.29

4.99

0.00

0.00

Dena Bank

5.51

3.99

72.41

4.76

3.58

75.21

IDBI Bank

0.00

0.00

0.00

0.00

0.00

0.00

461.00

33.00

7.16

155.00

29.00

18.71

12.38

6.81

55.01

5.53

6.81

123.15

1.09

0.27

24.77

0.51

0.27

52.94

14663.30

1597.67

10.90

12424.98

489.89

3.94

10 Indian Bank
11 Indian Overseas Bank
12 Oriental Bank of Commerce
13 Punjab National Bank

199

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

14 State Bank of India

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

11832.00

1842.00

15.57

482.00

242.00

50.21

52.00

7.00

13.46

40.00

7.00

17.50

5817.42

4102.85

70.53

4392.00

3232.00

73.59

17 Union Bank of India

281.00

263.00

93.59

266.00

263.00

98.87

18 United Bank of India

912.00

169.00

18.53

732.00

143.00

19.54

3.19

0.00

0.00

3.19

0.00

0.00

46389.44

9317.36

20.09

24619.95

5067.81

20.58

1776.98

545.00

30.67

901.70

349.30

38.74

0.00

0.00

0.00

0.00

0.00

0.00

656.00

68.07

10.38

0.00

0.00

0.00

8175.52

970.00

11.86

999.08

13.00

1.30

0.00

0.00

0.00

0.00

0.00

0.00

15 Syndicate Bank
16 UCO Bank

19 Vijaya Bank
Total
Jharkhand
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

419.00

91.00

21.72

419.00

91.00

21.72

Central Bank of India

228.21

44.87

19.66

44.15

12.48

28.27

Corporation Bank

3.91

0.00

0.00

0.00

0.00

0.00

Dena Bank

6.22

1.98

31.83

5.78

1.72

29.76

10 IDBI Bank

210.01

12.29

5.85

2.30

0.00

0.00

11 Indian Bank

656.00

80.00

12.20

656.00

80.00

12.20

5206.34

15.20

0.29

37.08

13.41

36.17

10.89

10.52

96.60

0.00

0.00

0.00

6036.13

248.60

4.12

6002.07

129.70

2.16

10.33

4.85

46.95

3.98

0.55

13.82

3165.00

1252.00

39.56

776.00

292.00

37.63

32.00

3.00

9.38

32.00

3.00

9.38

1058.90

910.45

85.98

807.00

702.97

87.11

19 Union Bank of India

215.00

39.00

18.14

173.00

37.00

21.39

20 United Bank of India

1099.00

177.00

16.11

875.00

158.00

18.06

6.00

0.36

6.00

5.15

0.00

0.00

28971.44

4474.19

15.44

11739.29

1884.13

16.05

12 Indian Overseas Bank


13 Oriental Bank of Commerce
14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of India
17 Syndicate Bank
18 UCO Bank

21 Vijaya Bank
Total
Odisha
1

Allahabad Bank

3014.01

317.20

10.52

1453.00

137.50

9.46

Andhra Bank

2679.00

793.40

29.62

2312.00

625.00

27.03

Bank of Baroda

2662.78

242.58

9.11

283.47

25.82

9.11

Taking Rural India >> Forward

200

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Bank of India

Bank of Maharashtra

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

5452.75

349.00

6.40

5348.37

340.00

6.36

15.64

1.36

8.70

1.36

1.36

100.00

Canara Bank

1237.00

38.00

3.07

35.00

0.00

0.00

Central Bank of India

1273.73

62.72

4.92

361.37

9.72

2.69

Corporation Bank

23.64

3.91

16.54

0.30

0.00

0.00

Dena Bank

17.40

0.41

2.36

17.00

0.00

0.00

10 IDBI Bank

2805.30

0.00

0.00

0.00

0.00

0.00

11 Indian Bank

1343.00

410.00

30.53

297.00

92.00

30.98

12 Indian Overseas Bank

2505.21

1005.40

40.13

1900.33

912.61

48.02

151.11

21.50

14.23

67.72

11.05

16.32

3377.78

821.08

24.31

1704.26

191.36

11.23

0.75

0.00

0.00

0.75

0.00

0.00

29.00

2.00

6.90

7.00

0.00

0.00

24039.00

5644.00

23.48

13987.00

4218.00

30.16

513.00

26.00

5.07

366.00

24.00

6.56

15967.94

8893.17

55.69

10711.00

6754.65

63.06

20 Union Bank of India

1185.00

332.00

28.02

1043.00

312.00

29.91

21 United Bank of India

3289.00

401.00

12.19

2977.00

361.00

12.13

177.37

71.81

40.49

105.08

0.00

0.00

71759.41

19436.54

27.09

42978.01

14016.07

32.61

19034.53

664.10

3.49

13644.00

278.50

2.04

0.00

0.00

0.00

0.00

0.00

0.00

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India
18 Syndicate Bank
19 UCO Bank

22 Vijaya Bank
Total
West Bengal
1

Allahabad Bank

Andhra Bank

Bank of Baroda

1130.00

93.00

8.23

1071.01

88.14

8.23

Bank of India

2466.65

187.00

7.58

1373.49

82.00

5.97

Bank of Maharashtra

0.38

0.00

0.00

0.38

0.00

0.00

Canara Bank

859.00

20.00

2.33

39.00

0.00

0.00

Central Bank of India

11466.99

411.30

3.59

4500.38

137.16

3.05

Corporation Bank

20.77

0.42

2.02

1.79

0.00

0.00

Dena Bank

1.41

0.22

15.60

1.41

0.00

0.00

10 IDBI Bank

1744.13

601.37

34.48

0.00

0.00

0.00

11 Indian Bank

1268.00

308.00

24.29

466.00

22.00

4.72

904.75

15.12

1.67

479.96

10.83

2.26

48.81

7.52

15.41

24.67

7.13

28.90

12 Indian Overseas Bank


13 Oriental Bank of Commerce

201

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

14 Punjab National Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

6455.00

474.11

7.34

3706.00

120.00

3.24

12.43

0.10

0.80

0.70

0.10

14.29

18478.00

2436.00

13.18

2836.00

636.00

22.43

0.00

0.00

0.00

0.00

0.00

0.00

553.00

9.00

1.63

553.00

9.00

1.63

11042.28

1979.91

17.93

4046.00

575.29

14.22

20 Union Bank of India

1189.00

237.00

19.93

964.00

56.00

5.81

21 United Bank of India

26627.00

2136.00

8.02

25320.00

1804.00

7.12

51.49

0.31

0.60

47.43

0.31

0.65

Total

103353.62

9580.48

9.27

59075.22

3826.46

6.48

Total Eastern Region

250529.38

42815.21

17.09

138417.65

24794.47

17.91

464.09

57.29

12.34

375.20

16.66

4.44

0.00

0.00

0.00

0.00

0.00

0.00

15 Punjab & Sind Bank


16 State Bank of India
17 State Bank of Travancore
18 Syndicate Bank
19 UCO Bank

22 Vijaya Bank

CENTRAL REGION
Chhattisgarh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

558.00

51.45

9.22

508.59

46.89

9.22

Bank of India

101.00

5.00

4.95

49.00

2.00

4.08

Bank of Maharashtra

137.89

30.05

21.79

107.40

28.69

26.71

Canara Bank

79.00

0.00

0.00

21.00

0.00

0.00

Central Bank of India

1830.27

139.22

7.61

1072.59

18.47

1.72

Corporation Bank

135.90

2.11

1.55

52.39

0.79

1.51

Dena Bank

1033.31

187.60

18.16

930.00

169.00

18.17

10 IDBI Bank

111.13

9.09

8.18

43.55

4.65

10.68

11 Indian Bank

108.00

7.00

6.48

34.00

7.00

20.59

84.15

0.00

0.00

67.70

0.00

0.00

13 Oriental Bank of Commerce

150.69

12.87

8.54

106.63

10.09

9.46

14 Punjab National Bank

836.20

290.92

34.79

404.30

0.00

0.00

15 Punjab & Sind Bank

17.13

2.15

12.55

16.70

2.14

12.81

3113.00

783.00

25.15

1135.00

371.00

32.69

17 Syndicate Bank

9.00

6.00

66.67

9.00

6.00

66.67

18 UCO Bank

0.00

0.00

0.00

0.00

0.00

0.00

503.00

81.00

16.10

451.00

73.00

16.19

8.82

0.00

0.00

6.35

0.00

0.00

9280.58

1664.75

17.94

5390.40

756.38

14.03

12 Indian Overseas Bank

16 State Bank of India

19 Union Bank of India


20 Vijaya Bank
Total

Taking Rural India >> Forward

202

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Madhya Pradesh
1

Allahabad Bank

1798.65

511.20

28.42

1382.00

372.10

26.92

Andhra Bank

0.00

0.00

0.00

0.00

0.00

0.00

Bank of Baroda

599.03

48.82

8.15

462.59

37.70

8.15

Bank of India

10344.00

692.00

6.69

7509.00

230.00

3.06

Bank of Maharashtra

563.79

128.95

22.87

420.36

96.27

22.90

Canara Bank

526.00

53.00

10.08

21.00

0.00

0.00

Central Bank of India

5366.28

609.93

11.37

1834.36

166.19

9.06

Corporation Bank

14.11

0.00

0.00

2.99

0.00

0.00

Dena Bank

63.12

45.24

71.67

56.00

41.00

73.21

10 IDBI Bank

734.35

0.00

0.00

6.27

0.00

0.00

11 Indian Bank

755.00

17.00

2.25

28.00

17.00

60.71

12 Indian Overseas Bank

25.02

0.00

0.00

24.02

0.00

0.00

13 Oriental Bank of Commerce

79.81

51.85

64.97

44.31

39.44

89.01

1742.50

43.45

2.49

1507.65

9.99

0.66

44.99

33.94

75.44

31.11

21.44

68.92

0.00

0.00

0.00

0.00

0.00

0.00

3764.00

1782.00

47.34

960.00

488.00

50.83

0.00

0.00

0.00

0.00

0.00

0.00

47.00

28.00

59.57

47.00

28.00

59.57

20 UCO Bank

2390.00

1456.22

60.93

1248.00

843.15

67.56

21 Union Bank of India

2658.00

704.00

26.49

1294.00

557.00

43.04

22 United Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

12.87

5.44

42.27

10.37

2.94

28.35

31528.52

6211.04

19.70

16889.03

2950.22

17.47

22887.11

2296.00

10.03

12097.00

1306.50

10.80

0.00

0.00

0.00

0.00

0.00

0.00

11211.86

1247.88

11.13

1580.79

175.94

11.13

3698.60

1556.00

42.07

2361.84

1186.00

50.22

5.95

0.00

0.00

2.73

0.00

0.00

683.93

191.70

28.03

636.00

188.00

29.56

3405.63

352.85

10.36

113.92

34.55

30.33

4.20

0.49

11.67

0.61

0.49

80.33

14 Punjab National Bank


15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India
18 State Bank of Patiala
19 Syndicate Bank

23 Vijaya Bank
Total
Uttar Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

203

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Dena Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

60.18

31.57

52.46

54.00

29.00

53.70

1107.87

1.32

0.12

1.38

1.32

95.65

502.00

49.00

9.76

79.00

28.00

35.44

59.43

41.50

69.83

44.07

34.37

77.99

353.01

181.05

51.29

146.35

80.67

55.12

10715.08

1383.50

12.91

6662.14

979.30

14.70

15 Punjab & Sind Bank

409.74

179.96

43.92

320.04

175.90

54.96

16 State Bank of India

2821.00

1351.00

47.89

310.00

169.00

54.52

8.70

0.00

0.00

1.61

0.00

0.00

503.00

254.00

50.50

335.00

254.00

75.82

19 UCO Bank

3068.97

1784.64

58.15

1243.00

759.82

61.13

20 Union Bank of India

4102.00

1078.00

26.28

3175.00

811.00

25.54

21 United Bank of India

715.00

100.00

13.99

642.00

91.00

14.17

26.27

3.94

15.00

14.81

0.00

0.00

66349.53

12084.40

18.21

29821.29

6304.86

21.14

210.23

40.17

19.11

41.52

20.52

49.42

0.00

0.00

0.00

0.00

0.00

0.00

219.71

15.64

7.12

61.38

4.37

7.12

13.50

0.00

0.00

2.50

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

309.00

34.00

11.00

46.00

5.00

10.87

20.02

0.20

1.00

3.24

0.07

2.16

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank

17 State Bank of Patiala


18 Syndicate Bank

22 Vijaya Bank
Total
Uttarakhand
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

0.00

0.00

0.00

0.00

0.00

0.00

Dena Bank

2.48

0.00

0.00

2.00

0.00

0.00

176.54

0.00

0.00

0.96

0.00

0.00

4.00

0.00

0.00

0.00

0.00

0.00

12 Indian Overseas Bank

11.87

1.81

15.25

1.81

1.81

100.00

13 Oriental Bank of Commerce

74.30

4.23

5.69

0.53

0.00

0.00

1813.78

254.74

14.04

1573.35

156.03

9.92

15 Punjab & Sind Bank

36.60

9.24

25.25

33.92

6.56

19.34

16 State Bank of India

884.00

242.00

27.38

221.00

65.00

29.41

8.51

2.15

25.26

0.00

0.00

0.00

32.00

0.00

0.00

32.00

0.00

0.00

10 IDBI Bank
11 Indian Bank

14 Punjab National Bank

17 State Bank of Patiala


18 Syndicate Bank

Taking Rural India >> Forward

204

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

19 UCO Bank
20 Union Bank of India
21 Vijaya Bank
Total
Total - Central Region

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

219.14

60.00

27.38

79.00

8.32

10.53

72.00

7.00

9.72

60.00

6.00

10.00

0.00

0.00

0.00

0.00

0.00

0.00

4107.68

671.18

16.34

2159.21

273.68

12.68

111266.31

20631.37

18.54

54259.93

10285.14

18.96

92.37

0.00

0.00

40.31

0.00

0.00

436.08

67.00

15.36

371.27

61.00

16.43

6.19

0.00

0.00

1.63

0.00

0.00

237.00

0.00

0.00

44.00

0.00

0.00

50.00

0.00

0.00

45.78

0.00

0.00

225.81

4.96

2.20

209.07

4.96

2.37

WESTERN REGION
Goa
1

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

Central Bank of India

Corporation Bank

Dena Bank

44.47

0.56

1.26

40.00

0.56

1.40

IDBI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

69.53

0.00

0.00

57.96

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

276.00

5.00

1.81

202.00

1.00

0.50

13 Syndicate Bank

30.00

0.00

0.00

30.00

0.00

0.00

14 UCO Bank

11.72

0.00

0.00

3.00

0.00

0.00

15 Union Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

16 Vijaya Bank

0.00

0.00

0.00

0.00

0.00

0.00

1479.17

77.52

5.24

1045.02

67.52

6.46

10 Indian Overseas Bank


11 Oriental Bank of Commerce
12 State Bank of India

Total
Gujarat
1

Allahabad Bank

5.85

0.87

14.87

5.85

0.87

14.87

Bank of Baroda

4086.15

331.80

8.12

1051.87

85.41

8.12

Bank of India

7032.00

45.00

0.64

869.00

40.00

4.60

Bank of Maharashtra

54.65

12.59

23.04

7.41

3.66

49.39

Canara Bank

65.49

1.00

1.53

0.00

0.00

0.00

Central Bank of India

674.68

62.06

9.20

69.66

2.39

3.43

Corporation Bank

99.07

23.96

24.18

34.05

0.28

0.82

Dena Bank

2866.27

407.81

14.23

2293.00

326.00

14.22

IDBI Bank

9.57

0.00

0.00

0.00

0.00

0.00

205

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

10 Indian Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

594.00

47.00

7.91

14.00

4.00

28.57

74.20

14.60

19.68

55.30

11.51

20.81

2.45

0.87

35.51

0.08

0.00

0.00

13 Punjab National Bank

66.15

26.61

40.23

33.73

17.77

52.68

14 Punjab & Sind Bank

2.37

0.00

0.00

0.00

0.00

0.00

1774.00

206.00

11.61

122.00

50.00

40.98

0.00

0.00

0.00

0.00

0.00

0.00

60.00

2.00

3.33

51.00

2.00

3.92

18 UCO Bank

230.77

78.97

34.22

29.00

19.47

67.14

19 Union Bank of India

754.00

104.00

13.79

661.00

84.00

12.71

34.54

2.72

7.87

27.79

1.59

5.72

18486.21

1367.86

7.40

5324.74

648.95

12.19

528.96

28.69

5.42

161.10

2.04

1.27

94.80

5.00

5.27

69.80

1.00

1.43

11 Indian Overseas Bank


12 Oriental Bank of Commerce

15 State Bank of India


16 State Bank of Patiala
17 Syndicate Bank

20 Vijaya Bank
Total
Maharashtra
1

Allahabad Bank

Andhra Bank

Bank of Baroda

2762.23

337.54

12.22

1333.72

162.98

12.22

Bank of India

7306.87

847.00

11.59

5121.51

624.00

12.18

Bank of Maharashtra

12661.15

2216.01

17.50

5078.17

725.35

14.28

Canara Bank

791.33

91.00

11.50

215.00

7.00

3.26

Central Bank of India

4965.03

422.95

8.52

1395.72

54.89

3.93

Corporation Bank

174.23

26.34

15.12

44.23

1.71

3.87

Dena Bank

986.39

300.35

30.45

592.00

180.00

30.41

10 IDBI Bank

1212.84

467.16

38.52

324.24

157.71

48.64

11 Indian Bank

1368.00

214.00

15.64

28.00

12.00

42.86

157.26

11.57

7.36

117.61

9.78

8.32

14.58

0.80

5.49

1.27

0.00

0.00

14 Punjab National Bank

945.87

156.57

16.55

662.39

16.04

2.42

15 Punjab & Sind Bank

35.68

2.99

8.38

1.52

0.00

0.00

6374.00

669.00

10.50

6223.00

669.00

10.75

12268.00

2615.00

21.32

3295.00

803.00

24.37

18 State Bank of Mysore

0.10

0.00

0.00

0.00

0.00

0.00

19 State Bank of Patiala

0.00

0.00

0.00

0.00

0.00

0.00

357.00

49.00

13.73

280.00

42.00

15.00

12 Indian Overseas Bank


13 Oriental Bank of Commerce

16 State Bank of Hyderabad


17 State Bank of India

20 Syndicate Bank

Taking Rural India >> Forward

206

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

21 UCO Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

962.64

360.26

37.42

211.00

90.55

42.91

2373.00

394.00

16.60

1546.00

320.00

20.70

300.61

37.46

12.46

243.32

10.42

4.28

Total

56640.57

9252.69

16.34

26944.60

3889.47

14.44

Total - Western Region

76605.95

10698.07

13.97

33314.36

4605.94

13.83

3533.71

143.30

4.06

651.70

40.91

6.28

370102.00

8332.00

2.25

294274.00

6299.00

2.14

11306.82

1068.49

9.45

10549.34

996.91

9.45

2432.00

89.00

3.66

1187.00

0.00

0.00

905.61

10.20

1.13

629.54

1.31

0.21

22 Union Bank of India


23 Vijaya Bank

SOUTHERN REGION
Andhra Pradesh
1

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara Bank

52879.00

640.00

1.21

2441.00

79.00

3.24

Central Bank of India

11537.89

261.54

2.27

15.88

8.66

54.53

Corporation Bank

20945.36

956.71

4.57

14842.74

656.35

4.42

Dena Bank

43.84

0.06

0.14

35.00

0.00

0.00

133.48

0.00

0.00

0.00

0.00

0.00

117012.00

2725.00

2.33

21882.00

441.00

2.02

32709.15

2293.74

7.01

27558.96

1891.61

6.86

0.50

0.00

0.00

0.00

0.00

0.00

294.79

12.82

4.35

55.46

0.00

0.00

2180.70

353.54

16.21

2180.70

190.00

8.71

35858.00

969.00

2.70

35848.00

969.00

2.70

349412.00

17986.00

5.15

100378.00

3056.00

3.04

453.00

155.00

34.22

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

1966.00

0.00

0.00

0.00

0.00

0.00

137310.00

2625.00

1.91

77640.00

2553.00

3.29

3851.47

49.94

1.30

776.00

5.28

0.68

23 Union Bank of India

53034.00

3712.00

7.00

35772.00

2284.00

6.38

24 United Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

10285.70

309.60

3.01

9730.50

55.66

0.57

1218187.02

42692.94

3.50

636447.82

19527.69

3.07

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Punjab & Sind Bank
14 Oriental Bank of Commerce
15 Punjab National Bank
16 State Bank of Hyderabad
17 State Bank of India
18 State Bank of Mysore
19 State Bank of Patiala
20 State Bank of Travancore
21 Syndicate Bank
22 UCO Bank

25 Vijaya Bank
Total

207

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Karnataka
1

Allahabad Bank

128.99

15.31

11.87

15.71

0.00

0.00

Andhra Bank

452.10

21.25

4.70

212.00

9.25

4.36

Bank of Baroda

390.00

36.86

9.45

46.27

4.37

9.44

Bank of India

599.58

55.00

9.17

124.00

0.00

0.00

Bank of Maharashtra

140.13

20.60

14.70

8.22

6.52

79.32

Canara Bank

65079.00

1517.65

2.33

4520.00

257.00

5.69

Central Bank of India

2164.03

111.95

5.17

177.91

0.00

0.00

Corporation Bank

100536.30

859.25

0.85

68056.32

547.04

0.80

Dena Bank

133.33

40.17

30.13

120.00

36.67

30.56

10 IDBI Bank

1896.69

0.00

0.00

647.87

0.00

0.00

11 Indian Bank

1879.00

157.00

8.36

730.00

63.00

8.63

12 Indian Overseas Bank

3874.50

453.16

11.70

2911.91

367.69

12.63

13 Oriental Bank of Commerce

142.78

9.96

6.98

10.57

9.57

90.54

14 Punjab National Bank

408.00

14.17

3.47

67.98

14.17

20.84

3.29

3.29

100.00

2.17

2.17

100.00

16 State Bank of Hyderabad

1352.00

155.00

11.46

1195.00

140.00

11.72

17 State Bank of India

5782.00

885.00

15.31

2279.00

272.00

11.94

80032.00

1733.00

2.17

13515.00

343.00

2.54

19 State Bank of Patiala

0.00

0.00

0.00

0.00

0.00

0.00

20 State Bank of Travancore

1.00

0.00

0.00

0.00

0.00

0.00

47203.00

344.00

0.73

47116.00

344.00

0.73

530.57

94.69

17.85

21.00

7.21

34.33

23 Union Bank of India

95002.00

205.00

0.22

51704.00

85.00

0.16

24 Vijaya Bank

48767.00

1352.00

2.77

45078.00

348.30

0.77

Total

456497.29

8084.31

1.77

238558.93

2856.96

1.20

109.95

13.81

12.56

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

15 Punjab & Sind Bank

18 State Bank of Mysore

21 Syndicate Bank
22 UCO Bank

Kerala
1

Allahabad Bank

Andhra Bank

Bank of Baroda

1485.00

90.88

6.12

44.08

2.70

6.13

Bank of India

5878.00

858.00

14.60

1310.00

16.00

1.22

Bank of Maharashtra

65.78

0.00

0.00

0.88

0.00

0.00

Canara Bank

30093.00

502.00

1.67

11261.00

62.00

0.55

Central Bank of India

15192.07

224.57

1.48

91.88

2.01

2.19

Taking Rural India >> Forward

208

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Corporation Bank

Dena Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

6572.24

1099.99

16.74

4216.61

218.61

5.18

35.42

0.33

0.93

31.00

0.00

0.00

3121.74

0.00

0.00

44.50

0.00

0.00

11 Indian Bank

13466.00

376.00

2.79

1025.00

45.00

4.39

12 Indian Overseas Bank

11708.52

1313.90

11.22

7934.68

1091.20

13.75

23.79

1.73

7.27

0.73

0.00

0.00

6223.74

2358.07

37.89

689.67

19.74

2.86

11.61

0.00

0.00

0.00

0.00

0.00

2.00

2.00

100.00

2.00

2.00

100.00

2737.00

156.00

5.70

545.00

28.00

5.14

37.00

3.00

8.11

0.00

0.00

0.00

12723.00

704.00

5.53

9604.00

501.00

5.22

5001.00

139.00

2.78

5001.00

139.00

2.78

929.36

80.11

8.62

163.00

24.01

14.73

33947.00

969.00

2.85

29507.00

765.00

2.59

2949.20

48.11

1.63

2782.70

6.42

0.23

152312.42

8940.50

5.87

74254.73

2922.69

3.94

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 Punjab & Sind Bank
16 State Bank of Hyderabad
17 State Bank of India
18 State Bank of Mysore
19 State Bank of Travancore
20 Syndicate Bank
21 UCO Bank
22 Union Bank of India
23 Vijaya Bank
Total
Lakshadweep
1

Syndicate Bank

0.00

0.00

0.00

0.00

0.00

0.00

UCO Bank

1.50

0.00

0.00

1.00

0.00

0.00

Total

1.50

0.00

0.00

1.00

0.00

0.00

Puducherry
1

Andhra Bank

0.00

0.00

0.00

0.00

0.00

0.00

Bank of India

441.00

15.00

3.40

0.00

0.00

0.00

Bank of Maharashtra

0.00

0.00

0.00

0.00

0.00

0.00

Central Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

Corporation Bank

522.34

17.65

3.38

396.58

10.59

2.67

Dena Bank

0.00

0.00

0.00

0.00

0.00

0.00

IDBI Bank

95.63

0.00

0.00

0.00

0.00

0.00

Indian Bank

1903.00

863.00

45.35

11.00

8.00

72.73

Indian Overseas Bank

0.00

0.00

0.00

0.00

0.00

0.00

10 Oriental Bank of Commerce

0.00

0.00

0.00

0.00

0.00

0.00

205.00

56.00

27.32

3.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

11 State Bank of India


12 Syndicate Bank

209

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

13 UCO Bank

179.44

104.99

58.51

4.00

3.60

90.00

14 Vijaya Bank

140.12

15.68

11.19

122.95

4.15

3.38

Total

3486.53

1072.32

30.76

537.53

26.34

4.90

Tamil Nadu
1

Allahabad Bank

329.23

115.30

35.02

92.55

20.54

22.19

Andhra Bank

645.80

87.00

13.47

434.10

35.00

8.06

Bank of Baroda

1573.68

127.63

8.11

377.24

30.59

8.11

Bank of India

19945.00

1378.00

6.91

18348.00

839.00

4.57

Bank of Maharashtra

215.68

72.88

33.79

56.28

0.48

0.85

Canara Bank

48644.90

5829.00

11.98

18112.30

1975.52

10.91

Central Bank of India

12837.21

3767.03

29.34

2514.21

97.43

3.88

Corporation Bank

8796.37

877.65

9.98

4499.56

360.85

8.02

Dena Bank

192.19

126.24

65.68

173.00

114.00

65.90

6378.24

68.60

1.08

12.75

12.75

100.00

112902.00

15952.00

14.13

30876.00

5543.00

17.95

65656.13

12481.58

19.01

48713.21

10731.59

22.03

157.67

24.72

15.68

12.86

0.41

3.19

1884.66

528.45

28.04

184.00

102.00

55.43

4.00

1.00

25.00

4.00

1.00

25.00

17014.00

4504.00

26.47

1656.00

346.00

20.89

519.00

38.00

7.32

146.00

6.00

4.11

0.00

0.00

0.00

0.00

0.00

0.00

1993.00

126.00

6.32

1056.00

87.00

8.24

12335.00

2646.00

21.45

10670.00

2646.00

24.80

21 UCO Bank

1320.71

868.03

65.72

248.00

240.13

96.83

22 Union Bank of India

3662.00

941.00

25.70

3046.00

709.00

23.28

23 United Bank of India

0.00

0.00

0.00

0.00

0.00

0.00

1275.07

316.05

24.79

934.32

39.73

4.25

318281.54

50876.16

15.98

142166.38

23938.02

16.84

2050.71

121.50

5.92

1869.50

97.32

5.21

163297.00

5175.00

3.17

129313.00

4386.00

3.39

10 IDBI Bank
11 Indian Bank
12 Indian Overseas Bank
13 Oriental Bank of Commerce
14 Punjab National Bank
15 State Bank of Hyderabad
16 State Bank of India
17 State Bank of Mysore
18 State Bank of Patiala
19 State Bank of Travancore
20 Syndicate Bank

24 Vijaya Bank
Total
Telangana
1

Allahabad Bank

Andhra Bank

Bank of Baroda

3471.00

350.92

10.11

2277.33

230.24

10.11

Bank of India

2236.00

62.00

2.77

2186.00

55.00

2.52

Taking Rural India >> Forward

210

STATEMENT - VI - A (i) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Bank of Maharashtra

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

676.09

18.86

2.79

225.94

0.30

0.13

Canara Bank

30312.00

1412.00

4.66

4064.00

428.00

10.53

Central Bank of India

13917.69

478.20

3.44

176.40

5.64

3.20

Corporation Bank

9832.62

388.67

3.95

5033.47

255.81

5.08

Dena Bank

603.01

17.44

2.89

542.00

15.00

2.77

13.56

0.00

0.00

0.00

0.00

0.00

11 Indian Bank

23261.00

318.00

1.37

275.00

3.00

1.09

12 Indian Overseas Bank

12723.00

1101.60

8.66

8198.60

986.08

12.03

273.37

5.99

2.19

154.85

3.91

2.53

4199.20

1124.33

26.77

1662.12

319.58

19.23

181290.00

2491.00

1.37

181276.00

2491.00

1.37

83408.00

6207.00

7.44

21306.00

1865.00

8.75

17 State Bank of Mysore

41.00

2.00

4.88

0.00

0.00

0.00

18 State Bank of Patiala

0.00

0.00

0.00

0.00

0.00

0.00

49441.00

630.00

1.27

49441.00

630.00

1.27

20 UCO Bank

3243.23

21.68

0.67

147.00

3.57

2.43

21 Vijaya Bank

3343.48

171.09

5.12

3106.74

44.95

1.45

587632.96

20097.28

3.42

411254.95

11820.40

2.87

2736399.26

131763.51

4.82

1503221.34

61092.10

4.06

3259898.01

225936.64

6.93

1765461.77

108581.42

6.15

10 IDBI Bank

13 Oriental Bank of Commerce


14 Punjab National Bank
15 State Bank of Hyderabad
16 State Bank of India

19 Syndicate Bank

Total
Total - Southern Region
Grand Total - All India Public Sec.
Com. Banks

211

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (ii)
Progress under Microfinance - NPAs against Bank loans to SHGs of Private Sector Com. Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

NORTHERN REGION
Chandigarh
1

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

Haryana
1

AXIS Bank

7.33

0.00

0.00

7.33

0.00

0.00

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

26.86

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

2368.21

0.00

0.00

0.00

0.00

0.00

Total

2402.40

0.00

0.00

7.33

0.00

0.00

Himachal Pradesh
1

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

296.54

0.00

0.00

0.00

0.00

0.00

Total

296.54

0.00

0.00

0.00

0.00

0.00

Jammu & Kashmir


1

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Jammu & Kashmir Bank

674.49

3.16

0.47

609.53

0.66

0.11

Total

674.49

3.16

0.47

609.53

0.66

0.11

New Delhi
1

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

South Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

Punjab
1

Capital Local Area Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

2.32

0.15

6.47

0.00

0.00

0.00

Taking Rural India >> Forward

212

STATEMENT - VI - A (ii) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

2340.08

0.00

0.00

0.00

0.00

0.00

Total

2342.40

0.15

0.01

0.00

0.00

0.00

Rajasthan
1

City Union Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

263.00

7.93

3.02

0.00

0.00

0.00

ICICI Bank

9568.36

795.90

8.32

173.82

114.84

66.07

YES Bank

9583.55

1.42

0.01

0.00

0.00

0.00

Total

19414.91

805.25

4.15

173.82

114.84

66.07

Total - Northern Region

25130.74

808.56

3.22

790.68

115.50

14.61

AXIS Bank

1.21

0.00

0.00

0.00

0.00

0.00

Total

1.21

0.00

0.00

0.00

0.00

0.00

NORTH EASTERN REGION


Arunachal Pradesh
1

Assam
1

AXIS Bank

0.06

0.06

100.00

0.06

0.06

100.00

Federal Bank

2.72

0.81

29.78

0.00

0.00

0.00

HDFC Bank

42.43

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

45.21

0.87

1.92

0.06

0.06

100.00

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

Total
Manipur
1

Meghalaya
1

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

Nagaland
1

AXIS Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

0.25

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.29

0.29

100.00

0.29

0.29

100.00

Total

0.54

0.29

53.70

0.29

0.29

100.00

213

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (ii) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Sikkim
1

AXIS Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

46.96

1.16

2.47

0.35

0.35

100.00

Tripura
1

Total - North Eastern Region


EASTERN REGION
Bihar
1

HDFC Bank

84.92

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

4410.18

0.53

0.01

0.00

0.00

0.00

Total

4495.10

0.53

0.01

0.00

0.00

0.00

Jharkhand
1

HDFC Bank

1.32

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

354.81

0.00

0.00

0.00

0.00

0.00

Total

356.13

0.00

0.00

0.00

0.00

0.00

21.22

5.70

26.86

20.34

5.70

28.02

Odisha
1

AXIS Bank

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

9.40

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

19695.03

10.59

0.05

0.00

0.00

0.00

Total

19725.65

16.29

0.08

20.34

5.70

28.02

West Bengal
1

Federal Bank

23.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

88.89

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Karnataka Bank

0.00

0.00

0.00

0.00

0.00

0.00

Taking Rural India >> Forward

214

STATEMENT - VI - A (ii) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

YES Bank

5642.49

0.00

0.00

0.00

0.00

0.00

Total

5754.38

0.00

0.00

0.00

0.00

0.00

30331.26

16.82

0.06

20.34

5.70

28.02

39.03

2.89

7.40

28.56

2.89

10.12

Total - Eastern Region


CENTRAL REGION
Chhattisgarh
1

AXIS Bank

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

8.11

0.00

0.00

0.00

0.00

0.00

South Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

1310.35

0.00

0.00

0.00

0.00

0.00

Total

1357.49

2.89

0.21

28.56

2.89

10.12

0.00

0.00

0.00

0.00

0.00

0.00

Madhya Pradesh
1

AXIS Bank

HDFC Bank

24304.20

28.78

0.12

0.00

0.00

0.00

ICICI Bank

4352.44

141.66

3.25

2.53

2.45

96.84

South Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

11884.19

38.68

0.33

0.00

0.00

0.00

Total

40540.83

209.12

0.52

2.53

2.45

96.84

Uttar Pradesh
1

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

0.92

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

18342.06

37.33

0.20

0.00

0.00

0.00

Total

18342.98

37.33

0.20

0.00

0.00

0.00

Uttarakhand
1

HDFC Bank

0.22

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Nainital Bank

0.00

0.00

0.00

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

0.00

0.00

0.00

YES Bank

1005.74

0.00

0.00

0.00

0.00

0.00

Total

1005.96

0.00

0.00

0.00

0.00

0.00

61247.26

249.34

0.41

31.09

5.34

17.18

Total - Central Region

215

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (ii) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

WESTERN REGION
Goa
1

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

582.48

1.12

0.19

0.00

0.00

0.00

Total

582.48

1.12

0.19

0.00

0.00

0.00

Gujarat
1

AXIS Bank

0.00

0.00

0.00

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

369.66

0.08

0.02

0.00

0.00

0.00

ICICI Bank

4620.29

60.22

1.30

0.00

0.00

0.00

YES Bank

0.00

0.00

0.00

0.00

0.00

0.00

4989.95

60.30

1.21

0.00

0.00

0.00

Total
Maharashtra
1

AXIS Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

7.36

0.00

0.00

0.00

0.00

0.00

HDFC Bank

18528.04

3.64

0.02

0.00

0.00

0.00

ICICI Bank

31582.98

57.21

0.18

7.63

7.31

95.81

IndusInd Bank

0.00

0.00

0.00

0.00

0.00

0.00

Karnataka Bank

5.63

4.03

71.58

1.60

0.00

0.00

Kotak Mahindra Bank

3019.75

650.63

21.55

538.05

63.38

11.78

Ratnakar Bank

11.96

0.00

0.00

3.31

0.00

0.00

South Indian Bank

0.00

0.00

0.00

0.00

0.00

0.00

0.15

0.00

0.00

0.00

0.00

0.00

11 YES Bank

17011.07

0.00

0.00

0.00

0.00

0.00

Total

70166.94

715.51

1.02

550.59

70.69

12.84

Total Western Region

75739.37

776.93

1.03

550.59

70.69

12.84

10 Tamilnad Mercantile Bank

SOUTHERN REGION
Andhra Pradesh
1

AXIS Bank

0.00

0.00

0.00

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

Taking Rural India >> Forward

216

STATEMENT - VI - A (ii) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

ICICI Bank

19.70

19.70

100.00

0.00

0.00

0.00

ING-Vysya Bank

0.00

0.00

0.00

0.00

0.00

0.00

Karnataka Bank

354.62

2.28

0.64

0.00

0.00

0.00

South Indian Bank

0.44

0.00

0.00

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

0.00

0.00

0.00

374.76

21.98

5.87

0.00

0.00

0.00

Total
Karnataka
1

AXIS Bank

3.36

0.00

0.00

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

5.75

3.73

64.87

0.00

0.00

0.00

HDFC Bank

31637.04

154.79

0.49

0.00

0.00

0.00

ICICI Bank

19349.42

278.58

1.44

0.00

0.00

0.00

ING-Vysya Bank

0.00

0.00

0.00

0.00

0.00

0.00

Karnataka Bank

2005.15

60.77

3.03

51.82

6.07

11.71

Ratnakar Bank

5183.48

0.00

0.00

6.60

0.00

0.00

South Indian Bank

2.83

0.00

0.00

0.00

0.00

0.00

3.22

0.00

0.00

0.00

0.00

0.00

11 YES Bank

15513.79

6.30

0.04

0.00

0.00

0.00

Total

73704.04

504.17

0.68

58.42

6.07

10.39

10 Tamilnad Mercantile Bank

Kerala
1

Catholic Syrian Bank

0.00

0.00

0.00

0.00

0.00

0.00

City Union Bank

0.00

0.00

0.00

0.00

0.00

0.00

Dhanalakshmi Bank

410.33

37.20

9.07

0.00

0.00

0.00

Federal Bank

2233.00

175.68

7.87

0.21

0.03

14.29

HDFC Bank

165.28

0.00

0.00

0.00

0.00

0.00

ICICI Bank

4781.01

26.99

0.56

0.00

0.00

0.00

ING-Vysya Bank

0.00

0.00

0.00

0.00

0.00

0.00

South Indian Bank

204.41

4.09

2.00

8.28

0.00

0.00

Tamilnad Mercantile Bank

71.83

4.23

5.89

0.20

0.00

0.00

10 YES Bank

2780.72

0.00

0.00

0.00

0.00

0.00

Total

10646.58

248.19

2.33

8.69

0.03

0.35

217

SHGs, Saving for the present, securing the future

STATEMENT - VI - A (ii) (contd.)

(Amount ` lakh)
For Total SHGs

S.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Pudducherry
1

City Union Bank

0.00

0.00

0.00

0.00

0.00

0.00

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Tamilnad Mercantile Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

24.73

0.00

0.00

0.00

0.00

0.00

Tamil Nadu
1

City Union Bank

Federal Bank

HDFC Bank

44503.77

109.75

0.25

0.00

0.00

0.00

ICICI Bank

93376.14

2547.20

2.73

15.09

10.33

68.46

ING-Vysya Bank

0.00

0.00

0.00

0.00

0.00

0.00

Karnataka Bank

523.90

0.00

0.00

0.00

0.00

0.00

Karur Bank

170.63

77.96

45.69

48.99

0.00

0.00

South Indian Bank

18.64

1.36

7.30

0.00

0.00

0.00

Tamilnad Mercantile Bank

1437.60

839.21

58.38

103.92

95.52

91.92

10 YES Bank

37388.09

0.42

0.00

0.00

0.00

0.00

Total

177443.50

3575.90

2.02

168.00

105.85

63.01

Telangana
1

Federal Bank

0.00

0.00

0.00

0.00

0.00

0.00

HDFC Bank

0.00

0.00

0.00

0.00

0.00

0.00

ICICI Bank

0.00

0.00

0.00

0.00

0.00

0.00

Total

0.00

0.00

0.00

0.00

0.00

0.00

Total Southern Region

262168.88

4350.24

1.66

235.11

111.95

47.62

Total - all Private Sector Com. Banks

454664.47

6203.05

1.36

1628.16

309.53

19.01

Total - All India Public Sec. Com. Banks

3259898.01

225936.64

6.93

1765461.77

108581.42

6.15

Grand Total all Commecial Banks

3714562.48

232139.69

6.25

1767089.93

108890.95

6.16

Taking Rural India >> Forward

218

STATEMENT - VI - B
Progress under Microfinance - NPAs against Bank loans to SHGs of Regional Rural Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
Sr.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

NORTHERN REGION
Haryana
1

Haryana Gramin Bank

6847.00

284.00

4.15

5566.00

188.00

3.38

Total

6847.00

284.00

4.15

5566.00

188.00

3.38

Himachal Pradesh Gramin Bank

2332.00

262.00

11.23

1224.00

0.00

0.00

Total

2332.00

262.00

11.23

1224.00

0.00

0.00

Himachal Pradesh
1

Jammu & Kashmir


1

Ellaquai Dehati Bank

487.71

17.91

3.67

312.15

11.96

3.83

Jammu and Kashmir Gramin Bank

524.00

25.56

4.88

381.78

0.00

0.00

1011.71

43.47

4.30

693.93

11.96

1.72

Total
Punjab
1

Punjab Gramin Bank

1900.38

81.52

4.29

398.80

33.60

8.43

Malwa Gramin Bank

347.00

88.32

25.45

156.00

62.25

39.90

Satluj Gramin Bank

98.00

23.00

23.47

0.00

0.00

0.00

2345.38

192.84

8.22

554.80

95.85

17.28

Total
Rajasthan
1

Baroda Rajasthan Kshetriya Gramin Bank

6356.70

2080.80

32.73

1273.45

496.19

38.96

Marudhara Grameen Bank

3502.84

1961.40

55.99

744.66

315.29

42.34

Total

9859.54

4042.20

41.00

2018.11

811.48

40.21

22395.63

4824.51

21.54

10056.84

1107.29

11.01

Total - Northern Region


NORTH EASTERN REGION
Assam
1

Assam Gramin Vikash Bank

32111.91

2931.85

9.13

14893.23

1517.06

10.19

Langpi Dehangi Rural Bank

818.69

50.31

6.15

426.35

17.71

4.15

32930.60

2982.16

9.06

15319.58

1534.77

10.02

Arunachal Pradesh Rural Bank

60.10

25.54

42.50

0.00

0.00

0.00

Total

60.10

25.54

42.50

0.00

0.00

0.00

Manipur Rural Bank

517.28

44.16

8.54

44.75

3.56

7.96

Total

517.28

44.16

8.54

44.75

3.56

7.96

Total
Arunachal Pradesh
1

Manipur
1

219

SHGs, Saving for the present, securing the future

STATEMENT - VI - B (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

Meghalaya
1

Meghalaya Rural Bank

674.83

138.41

20.51

273.38

55.71

20.38

Total

674.83

138.41

20.51

273.38

55.71

20.38

Mizoram Rural Bank

1440.05

137.61

9.56

115.52

3.01

2.61

Total

1440.05

137.61

9.56

115.52

3.01

2.61

Nagaland Rural Bank

2.32

0.15

6.47

0.03

0.00

0.00

Total

2.32

0.15

6.47

0.03

0.00

0.00

Tripura Gramin Bank

6709.00

2871.00

42.79

0.00

0.00

0.00

Total

6709.00

2871.00

42.79

0.00

0.00

0.00

42334.18

6199.03

14.64

15753.26

1597.05

10.14

Mizoram
1

Nagaland
1

Tripura
1

Total - North Eastern Region


EASTERN REGION
Bihar
1

Madhya Bihar Gramin Bank

10156.00

297.00

2.92

8076.00

0.00

0.00

Uttar Bihar Gramin Bank

22756.98

3490.00

15.34

22756.98

3490.00

15.34

Bihar Gramin Bank

16450.00

175.23

1.07

16450.00

175.23

1.07

Total

49362.98

3962.23

8.03

47282.98

3665.23

7.75

Jharkhand
1

Jharkhand Gramin Bank

3190.39

95.42

2.99

2833.94

14.00

0.49

Vananchal Gramin Bank

4046.00

875.00

21.63

2428.00

875.00

36.04

Total

7236.39

970.42

13.41

5261.94

889.00

16.89

Odisha
1

Odisha Gramya Bank

48379.00

8233.00

17.02

0.00

0.00

0.00

Utkal Gramya Bank

34889.65

17132.17

49.10

785.65

389.68

49.60

Total

83268.65

25365.17

30.46

785.65

389.68

49.60

West Bengal
1

Bangiya Gramin Vikash Bank

96141.77

6931.82

7.21

61406.71

4812.44

7.84

Paschim Banga Gramin Bank

64549.00

1368.00

2.12

55444.00

703.00

1.27

Uttarbanga Kshetriya Gramin Bank

17748.47

1150.85

6.48

17423.00

1088.00

6.24

Total

178439.24

9450.67

5.30

134273.71

6603.44

4.92

Total - Eastern Region

318307.26

39748.49

12.49

187604.28

11547.35

6.16

Taking Rural India >> Forward

220

STATEMENT - VI - B (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

CENTRAL REGION
Chhattisgarh
1

Chhattisgarh Rajya Gramin Bank

18620.00

1107.00

5.95

16885.00

963.00

5.70

Total

18620.00

1107.00

5.95

16885.00

963.00

5.70

Madhya Pradesh
1

Central Madhya Pradesh GB

3502.91

1086.23

31.01

1225.37

118.38

9.66

Madhyanchal GB

4753.00

1719.00

36.17

4115.00

1486.00

36.11

Narmada Jhabua GB

15717.89

629.40

4.00

13639.67

301.92

2.21

Total

23973.80

3434.63

14.33

18980.04

1906.30

10.04

Uttar Pradesh
1

Purvanchal Bank

7953.34

1625.24

20.43

3529.78

1624.71

46.03

Sarva UP Gramin Bank

1710.95

658.50

38.49

1478.70

562.76

38.06

Kashi Gomti Samyut Gramin Bank

7337.00

2876.00

39.20

4703.00

2181.00

46.37

Parthma Bank

5981.21

157.00

2.62

505.60

16.21

3.21

Baroda U P Gramin bank

17150.52

1765.00

10.29

12743.56

1495.00

11.73

Allahabad UP Gramin Bank

14558.86

4471.76

30.72

11012.38

2966.46

26.94

Gramin Bank of Aryavart

12663.00

6872.00

54.27

9243.00

5772.00

62.45

Total

67354.88

18425.50

27.36

43216.02

14618.14

33.83

Uttaranchal Gramin Bank

2531.36

533.90

21.09

1546.74

314.66

20.34

Total

2531.36

533.90

21.09

1546.74

314.66

20.34

112480.04

23501.03

20.89

80627.80

17802.10

22.08

Uttarakhand
1

Total - Central Region


WESTERN REGION
Gujarat
1

Dena Gujarat Gramin Bank

2236.83

184.32

8.24

287.83

103.79

36.06

Baroda Gujarat Gramin Bank

2817.09

163.51

5.80

1003.28

96.82

9.65

Saurashtra Gramin Bank

489.83

14.75

3.01

271.53

8.93

3.29

5543.75

362.58

6.54

1562.64

209.54

13.41

Total
Maharashtra
1

Maharashtra Gramin Bank

17957.11

1247.61

6.95

3207.00

123.08

3.84

Vidharbha Konkan Gramin Bank

10605.39

1616.52

15.24

2788.59

774.55

27.78

Total

28562.50

2864.13

10.03

5995.59

897.63

14.97

Total Western Region

34106.25

3226.71

9.46

7558.23

1107.17

14.65

221

SHGs, Saving for the present, securing the future

STATEMENT - VI - B (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
No

Name of the Bank

Total
outstanding
against SHGs

Amount of
NPAs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age
to loans O/S
against SHGs
under SGSY

SOUTHERN REGION
Andhra Pradesh
1

Andhra Pragati Grameena Bank

105250.00

1692.00

1.61

0.00

0.00

0.00

APGrameena Vikas Bank

138549.76

773.00

0.56

109462.23

475.74

0.43

Chaitanya Godavari Gr. Bank

49387.41

868.60

1.76

302.90

72.42

23.91

Saptagiri Grameena Bank

191183.01

9113.56

4.77

157722.56

8163.96

5.18

Total

484370.18

12447.16

2.57

267487.69

8712.12

3.26

Karnataka
1

Kaveri Grameena Bank

34500.23

2083.99

6.04

13932.80

986.48

7.08

Pragathi Krishna Grameena Bank

81137.45

1798.00

2.22

4372.68

216.00

4.94

Karnataka Vikasa Grameena Bank

15734.00

1251.00

7.95

12526.00

879.66

7.02

131371.68

5132.99

3.91

30831.48

2082.14

6.75

Kerala Gramin Bank

24795.00

745.00

3.00

7225.00

157.00

2.17

Total

24795.00

745.00

3.00

7225.00

157.00

2.17

Puduvai Bharathiar Grama Bank

1597.84

54.73

3.43

18.57

0.00

0.00

Total

1597.84

54.73

3.43

18.57

0.00

0.00

Total
Kerala
1

Puducherry
1

Tamil Nadu
1

Pandyan Grama Bank

18505.49

4546.83

24.57

2325.81

588.42

25.30

Pallavan Grama Bank

35909.62

922.74

2.57

18830.11

574.19

3.05

Total

54415.11

5469.57

10.05

21155.92

1162.61

5.50

Telangana
1

Grameena Vikas Bank (Telangana Region)

259918.85

3114.00

1.20

89028.13

867.31

0.97

Telangana Grameena Bank

124842.48

1966.27

1.58

86515.84

1472.74

1.70

Total

384761.33

5080.27

1.32

175543.97

2340.05

1.33

Total - Southern Region

1081311.14

28929.72

2.68

502262.63

14453.92

2.88

Grand Total - RRBs

1610934.50

106429.49

6.61

803863.04

47614.88

5.92

Taking Rural India >> Forward

222

STATEMENT - VI - C
Progress under Microfinance - NPAs against Bank loans to SHGs of Co-operative Banks as on 31 March 2016
(Amount ` lakh)
For Total SHGs
Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

NORTHERN REGION
Haryana
1

Ambala DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Bhiwani DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Faridabad DCCB

1.02

1.02

100.00

1.02

0.00

0.00

Fatahabad DCCB

117.27

96.90

82.63

117.27

96.90

82.63

Gurgaon DCCB

15.51

0.00

0.00

0.00

0.00

0.00

Hissar DCCB

259.23

237.68

91.69

259.23

237.68

91.69

Jhajjar DCCB

3.77

3.77

100.00

0.00

0.00

0.00

Jind DCCB

10.31

10.31

100.00

10.31

10.31

100.00

Kaithal DCCB

0.00

0.00

0.00

0.00

0.00

0.00

10 Karnal DCCB

52.36

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

12 Mahindergarh DCCB

18.00

5.39

29.94

18.00

5.39

29.94

13 Panchkula DCCB

11.06

11.06

100.00

11.06

11.06

100.00

14 Panipat DCCB

6.27

6.27

100.00

6.27

6.27

100.00

15 Rewari DCCB

27.52

17.69

64.28

0.00

0.00

0.00

16 Rohtak DCCB

29.17

29.17

100.00

29.17

29.17

100.00

17 Sirsa DCCB

27.70

10.86

39.21

27.70

10.86

39.21

18 Sonepat DCCB

5.78

5.78

100.00

0.60

0.60

100.00

19 Yamuna Nagar DCCB

4.10

4.10

100.00

4.10

4.10

100.00

589.07

440.00

74.69

484.73

412.34

85.07

2322.39

323.27

13.92

631.91

103.55

16.39

718.37

295.76

41.17

153.12

0.00

0.00

11 Kurukshetra DCCB

Total
Himachal Pradesh
1

Himachal Pradesh SCB

Jogindra DCCB

Kangra DCCB

1445.59

212.45

14.70

723.45

0.00

0.00

Total

4486.35

831.48

18.53

1508.48

103.55

6.86

J & K SCB

31.85

15.98

50.17

31.25

15.98

51.14

Total

31.85

15.98

50.17

31.25

15.98

51.14

Delhi SCB

4.06

0.00

0.00

0.00

0.00

0.00

Total

4.06

0.00

0.00

0.00

0.00

0.00

Jammu & Kashmir


1

New Delhi
1

223

SHGs, Saving for the present, securing the future

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

Punjab
1

Amritsar DCCB

37.18

22.17

59.63

0.00

0.00

0.00

Bathinda DCCB

47.71

5.69

11.93

0.00

0.00

0.00

Faridkot DCCB

18.53

9.83

53.05

0.00

0.00

0.00

Fatehgarh CCB

100.95

18.91

18.73

0.00

0.00

0.00

Fazilka DCCB

12.93

9.92

76.72

0.00

0.00

0.00

Ferozepur DCCB

47.76

26.64

55.78

44.22

0.00

0.00

Gurdaspur DCCB

48.58

1.87

3.85

0.00

0.00

0.00

Hoshiarpur DCCB

76.91

13.26

17.24

0.00

0.00

0.00

Jalandhar DCCB

91.69

23.22

25.32

0.00

0.00

0.00

5.80

0.02

0.34

0.00

0.00

0.00

100.47

0.36

0.36

0.00

0.00

0.00

12 Mansa DCCB

4.83

0.86

17.81

4.83

0.86

17.81

13 Moga DCCB

30.76

0.32

1.04

0.00

0.00

0.00

14 Mohali DCCB

0.00

0.00

0.00

0.00

0.00

0.00

15 Muktsar DCCB

52.00

19.26

37.04

52.00

19.26

37.04

16 Nawanshahr DCCB

29.36

0.53

1.81

0.00

0.00

0.00

17 Patiala DCCB

95.84

24.20

25.25

11.95

11.95

100.00

18 Ropar DCCB

10.14

3.29

32.45

0.00

0.00

0.00

19 Sangrur DCCB

55.89

19.65

35.16

0.00

0.00

0.00

20 SAS Nagar DCCB

11.12

0.00

0.00

0.00

0.00

0.00

1.46

0.00

0.00

0.00

0.00

0.00

879.91

200.00

22.73

113.00

32.07

28.38

10 Kapurthala DCCB
11 Ludhiana DCCB

21 Taran Taaran DCCB


Total
Rajasthan
1

Ajmer DCCB

132.61

0.00

0.00

19.18

0.00

0.00

Alwar DCCB

3661.58

60.40

1.65

215.65

2.24

1.04

Banswara DCCB

255.96

201.02

78.54

255.96

201.02

78.54

Baran DCCB

263.00

54.00

20.53

82.00

27.00

32.93

Barmer DCCB

539.30

330.85

61.35

0.00

0.00

0.00

Bharatpur DCCB

132.80

132.80

100.00

0.00

0.00

0.00

Bhilwara DCCB

481.45

25.84

5.37

140.95

11.55

8.19

Bikaner DCCB

302.16

67.72

22.41

29.09

4.42

15.19

Bundi DCCB

385.02

34.83

9.05

33.60

0.00

0.00

10 Chittorgarh DCCB

250.24

69.24

27.67

13.67

0.00

0.00

Taking Rural India >> Forward

224

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

11 Churu DCCB

241.93

80.98

33.47

43.14

38.07

88.25

12 Dausa DCCB

121.60

54.57

44.88

0.00

0.00

0.00

13 Dungarpur DCCB

285.25

24.31

8.52

66.20

17.33

26.18

14 Hanumangarh DCCB

710.00

11.40

1.61

150.46

2.90

1.93

3364.91

9.19

0.27

0.00

0.00

0.00

16 Jaisalmer DCCB

324.98

74.48

22.92

67.69

0.00

0.00

17 Jalore DCCB

106.72

25.01

23.44

92.12

25.01

27.15

18 Jhalawar DCCB

464.00

232.43

50.09

0.00

0.00

0.00

19 Jhunjhunu DCCB

270.37

11.46

4.24

0.00

0.00

0.00

20 Jodhpur DCCB

227.26

128.93

56.73

105.76

0.00

0.00

21 Kota DCCB

343.52

64.99

18.92

10.13

6.25

61.70

22 Nagaur DCCB

338.10

23.14

6.84

37.11

19.95

53.76

23 Pali DCCB

538.31

27.03

5.02

0.00

0.00

0.00

24 Swai Madhopur DCCB

120.76

42.64

35.31

16.67

0.00

0.00

25 Sikar DCCB

842.52

34.43

4.09

135.88

1.21

0.89

26 Sirohi DCCB

123.53

64.36

52.10

14.15

7.24

51.17

27

223.78

36.24

16.19

16.98

1.20

7.07

85.32

85.32

100.00

56.21

56.21

100.00

684.41

126.93

18.55

361.95

56.40

15.58

Total

15821.39

2134.54

13.49

1964.55

478.00

24.33

Total - Northern Region

21812.63

3622.00

16.61

4102.01

1041.94

25.40

Assam SCB

886.28

441.20

49.78

526.59

286.78

54.46

Total

886.28

441.20

49.78

526.59

286.78

54.46

Arunachal Pradesh SCB

66.16

20.31

30.70

18.43

8.13

44.11

Total

66.16

20.31

30.70

18.43

8.13

44.11

Manipur SCB

2.30

2.30

100.00

2.30

2.30

100.00

Total

2.30

2.30

100.00

2.30

2.30

100.00

Meghalaya SCB

250.17

89.50

35.78

0.00

0.00

0.00

Total

250.17

89.50

35.78

0.00

0.00

0.00

15 Jaipur DCCB

S.Ganganagar DCCB

28 Tonk DCCB
29 Udaipur DCCB

NORTH EASTERN REGION


Assam
1

Arunachal Pradesh
1

Manipur
1

Meghalaya
1

225

SHGs, Saving for the present, securing the future

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

Mizoram
1

Mizoram SCB

1440.05

13.26

0.92

115.52

0.00

0.00

Total

1440.05

13.26

0.92

115.52

0.00

0.00

Nagaland SCB

2179.38

224.53

10.30

1525.00

0.00

0.00

Total

2179.38

224.53

10.30

1525.00

0.00

0.00

Sikkim SCB

23.12

0.00

0.00

0.00

0.00

0.00

Total

23.12

0.00

0.00

0.00

0.00

0.00

Tripura SCB

2715.04

506.51

18.66

2019.00

449.35

22.26

Total

2715.04

506.51

18.66

2019.00

449.35

22.26

Total North Eastern Region

7562.50

1297.61

17.16

4206.84

796.11

18.92

A & N SCB

495.10

73.06

14.76

0.00

0.00

0.00

Total

495.10

73.06

14.76

0.00

0.00

0.00

Ranchi - Khunti DCCB

129.45

0.00

0.00

0.00

0.00

0.00

Total

129.45

0.00

0.00

0.00

0.00

0.00

Nagaland
1

Sikkim
1

Tripura
1

EASTERN REGION
A & N Islands (UT)
1

Jharkhand
1

Odisha
1

Odisha SCB

0.00

0.00

0.00

0.00

0.00

0.00

Angul DCCB

1565.93

176.00

11.24

0.00

0.00

0.00

Aska DCCB

29.87

27.00

90.39

0.00

0.00

0.00

Balasore DCCB

3509.76

31.00

0.88

0.00

0.00

0.00

Banki DCCB

77.80

24.00

30.85

0.00

0.00

0.00

Berhampur DCCB

522.69

119.00

22.77

0.00

0.00

0.00

Bhawanipatna DCCB

62.15

44.00

70.80

0.00

0.00

0.00

Bolangir DCCB

170.97

60.00

35.09

0.00

0.00

0.00

Boudh DCCB

282.97

72.00

25.44

0.00

0.00

0.00

10 Cuttack DCCB

1314.57

272.00

20.69

0.00

0.00

0.00

11 Keonjhar DCCB

642.36

187.00

29.11

0.00

0.00

0.00

12 Khurda DCCB

1057.28

171.00

16.17

0.00

0.00

0.00

13 Koraput DCCB

1508.21

260.00

17.24

0.00

0.00

0.00

Taking Rural India >> Forward

226

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

14 Mayurbhanj DCCB

262.00

94.00

35.88

0.00

0.00

0.00

15 Nayagarh DCCB

283.68

63.00

22.21

0.00

0.00

0.00

16 Puri-Nimapara DCCB

109.88

25.00

22.75

0.00

0.00

0.00

17 Sambalpur DCCB

638.78

478.00

74.83

0.00

0.00

0.00

18 Sundargarh DCCB

1542.57

38.00

2.46

0.00

0.00

0.00

13581.47

2141.00

15.76

0.00

0.00

0.00

48011.43

2150.59

4.48

0.00

0.00

0.00

Total
West Bengal
1

West Bengal SCB

Bankura DCCB

5029.42

492.33

9.79

0.00

0.00

0.00

Birbhum DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Burdwan DCCB

1241.20

343.13

27.65

0.00

0.00

0.00

Balageria DCCB

409.35

0.00

0.00

0.00

0.00

0.00

Darjeeling DCCB

17.96

8.66

48.22

0.00

0.00

0.00

Daxin Dinajpur DCCB

400.68

127.89

31.92

0.00

0.00

0.00

Hooghly DCCB

6240.82

305.17

4.89

0.00

0.00

0.00

Howrah DCCB

2120.40

32.57

1.54

0.00

0.00

0.00

287.99

16.25

5.64

0.00

0.00

0.00

11 Malda DCCB

1946.20

145.92

7.50

0.00

0.00

0.00

12 Mugberia DCCB

3165.71

9.20

0.29

0.00

0.00

0.00

13 Murshidabad DCCB

6965.67

274.85

3.95

6965.67

274.85

3.95

11468.35

109.78

0.96

0.00

0.00

0.00

15 Purulia DCCB

213.83

9.22

4.31

106.87

0.32

0.30

16 Raiganj DCCB

1165.80

45.46

3.90

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

1707.86

175.75

10.29

345.61

50.65

14.66

90392.67

4246.77

4.70

7418.15

325.82

4.39

104598.69

6460.83

6.18

7418.15

325.82

4.39

10 Jalpaiguri DCCB

14 Nadia DCCB

17 Tamluk Ghatal DCCB


18 Vidyasagar DCCB
Total
Total Eastern Region
CENTRAL REGION
Chhattisgarh
1

Ambikapur DCCB

14.68

14.68

100.00

0.00

0.00

0.00

Jagdalpur DCCB

230.20

38.89

16.89

0.00

0.00

0.00

Raipur DCCB

11.40

4.20

36.84

0.00

0.00

0.00

Rajnandgaon DCCB

329.03

29.49

8.96

329.03

29.49

8.96

Total

585.31

87.26

14.91

329.03

29.49

8.96

227

SHGs, Saving for the present, securing the future

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

Madhya Pradesh
1

Balaghat DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Betul DCCB

0.80

0.00

0.00

0.00

0.00

0.00

Chhindwara DCCB

2.43

0.86

35.39

0.00

0.00

0.00

Dhar DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Gwalior DCCB

35.16

0.00

0.00

0.00

0.00

0.00

Indore DCCB

1.07

1.07

100.00

0.00

0.00

0.00

Jhabua DCCB

11.95

0.00

0.00

10.33

0.00

0.00

Khandwa DCCB

102.49

102.63

100.14

58.58

58.58

100.00

Khargaon DCCB

88.90

0.00

0.00

6.00

0.00

0.00

10 Panna DCCB

162.53

0.00

0.00

162.53

0.00

0.00

11 Raisen DCCB

7.16

0.00

0.00

7.16

0.00

0.00

12 Ratlam DCCB

24.75

24.80

100.20

0.00

0.00

0.00

13 Satna DCCB

0.00

0.00

0.00

0.00

0.00

0.00

14 Sehore DCCB

23.18

0.00

0.00

0.00

0.00

0.00

15 Shajapur DCCB

7.96

5.61

70.48

0.00

5.61

0.00

16 Shivpuri DCCB

776.00

0.00

0.00

0.00

0.00

0.00

0.66

0.66

100.00

0.00

0.00

0.00

1245.04

135.63

10.89

244.60

64.19

26.24

400.82

42.29

10.55

400.82

42.29

10.55

17 Vidisha DCCB
Total
Uttar Pradesh
1

Barabanki DCCB

Deoria DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Lucknow DCCB

1.12

1.12

100.00

1.12

1.12

100.00

Mirzapur DCCB

2.48

0.00

0.00

0.00

0.00

0.00

Muradabad DCCB

49.44

49.44

100.00

48.59

48.59

100.00

Muzaffar Nagar DCCB

17.66

17-84

0.00

17.66

17.84

101.02

Pilibhit DCCB

46.66

45.53

97.58

25.52

25.52

100.00

Raibareily DCCB

0.62

0.35

56.45

0.00

0.00

0.00

Unnao DCCB

1.93

1.93

100.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

520.73

140.66

27.01

493.71

135.36

27.42

0.00

0.00

0.00

0.00

0.00

0.00

10 Varanasi DCCB
Total
Uttarakhand
1

Uttarakhand SCB

Almora DCCB

254.73

46.59

18.29

244.52

46.59

19.05

Chamoli DCCB

111.21

26.67

23.98

88.37

18.64

21.09

Taking Rural India >> Forward

228

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.
4

Dehradun DCCB

Garhwal (Kotdar) DCCB

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

101.70

16.11

15.84

94.30

16.11

17.08

47.84

35.08

73.33

0.00

0.00

0.00

Haldwani DCCB

245.46

77.02

31.38

152.48

17.48

11.46

Haridwar DCCB

106.25

87.32

82.18

106.25

87.32

82.18

Pithoragarh DCCB

142.07

86.25

60.71

0.00

0.00

0.00

Tehri DCCB

753.85

146.63

19.45

369.54

42.19

11.42

71.82

23.19

32.29

35.81

23.19

64.76

410.72

246.43

60.00

48.82

184.84

378.62

Total

2245.65

791.29

35.24

1140.09

436.36

38.27

Total Central Region

4596.73

1154.84

25.12

2207.43

665.40

30.14

Goa SCB

999.00

44.92

4.50

0.00

0.00

0.00

Total

999.00

44.92

4.50

0.00

0.00

0.00

10 Udham Singh Nagar DCCB


11 Uttarkashi DCCB

WESTERN REGION
Goa
1

Gujarat
1

Ahmedabad DCCB

58.22

23.12

39.71

48.47

23.12

47.70

Amreli DCCB

20.83

20.83

100.00

0.00

0.00

0.00

Banaskantha DCCB

97.01

30.45

31.39

97.01

0.00

0.00

Baroda DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Bharuch DCCB

354.61

337.63

95.21

0.00

0.00

0.00

Bhavnagar DCCB

52.17

10.35

19.84

0.00

0.00

0.00

Jamnagar DCCB

22.33

6.10

27.32

0.00

0.00

0.00

Junagad DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Kheda DCCB

0.13

0.13

100.00

0.00

0.00

0.00

62.73

0.00

0.00

62.73

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

334.99

18.69

5.58

0.00

0.00

0.00

5.62

4.03

71.71

2.29

0.70

30.57

388.78

12.25

3.15

60.57

0.56

0.92

0.00

0.00

0.00

0.00

0.00

0.00

250.00

0.00

0.00

99.00

0.00

0.00

17 Surendranagar DCCB

0.00

0.00

0.00

0.00

0.00

0.00

18 Vadodara DCCB

0.00

0.00

0.00

0.00

0.00

0.00

19 Valsad DCCB

1.68

0.20

11.90

0.00

0.20

0.00

1649.10

463.78

28.12

370.07

24.58

6.64

10 Kodinar DCCB
11 Kutch DCCB
12 Mehsana DCCB
13 Panchmahal DCCB
14 Rajkot DCCB
15 Sabarkantha DCCB
16 Surat DCCB

Total

229

SHGs, Saving for the present, securing the future

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

Maharashtra
1

Ahmednagar DCCB

1318.12

61.31

4.65

792.56

26.85

3.39

Akola DCCB

89.46

0.00

0.00

38.17

0.00

0.00

Amravati DCCB

198.61

97.75

49.22

0.00

0.00

0.00

Aurangabad DCCB

140.00

29.00

20.71

17.00

13.00

76.47

Beed DCCB

164.09

164.09

100.00

0.00

0.00

0.00

Bhandara DCCB

830.46

318.71

38.38

630.12

240.35

38.14

Buldhana DCCB

42.97

42.50

98.91

4.44

4.44

100.00

Chandrapur DCCB

1277.34

177.70

13.91

248.43

105.17

42.33

Dhule DCCB

150.56

9.81

6.52

6.94

6.94

100.00

10 Gadchiroli DCCB

1035.43

111.18

10.74

503.87

12.57

2.49

11 Gondia DCCB

85.89

68.23

79.44

14.90

10.79

72.42

12 Jalgaon DCCB

220.28

140.18

63.64

0.00

0.00

0.00

30.90

13.64

44.14

0.00

0.00

0.00

14 Kolhapur DCCB

997.08

0.81

0.08

372.98

0.81

0.22

15 Latur DCCB

554.65

65.60

11.83

449.94

0.00

0.00

16 Nagpur DCCB

27.27

0.00

0.00

2.81

0.00

0.00

17 Nanded DCCB

0.00

92.76

0.00

0.00

78.27

0.00

173.91

27.27

15.68

88.95

2.81

3.16

64.73

0.00

0.00

61.73

0.00

0.00

20 Osmanabad DCCB

461.47

53.81

11.66

193.79

21.76

11.23

21 Parbhani DCCB

616.61

357.69

58.01

415.55

240.45

57.86

22 Pune DCCB

605.14

96.53

15.95

0.00

59.42

0.00

1114.78

0.00

0.00

51.71

0.00

0.00

24 Ratnagiri DCCB

207.15

2.73

1.32

7.40

0.00

0.00

25 Sangli DCCB

241.48

32.58

13.49

241.48

32.58

13.49

26 Satara DCCB

152.20

0.00

0.00

18.15

0.00

0.00

27 Sindhudurg DCCB

636.93

2.32

0.36

63.65

0.00

0.00

28 Solapur DCCB

252.61

161.99

64.13

252.61

161.99

64.13

29 Thane DCCB

1272.52

0.00

0.00

30.20

0.00

0.00

30 Wardha DCCB

199.02

197.33

99.15

88.48

86.79

98.09

31 Washim DCCB

0.00

0.00

0.00

0.00

0.00

0.00

1200.23

1188.70

99.04

240.04

237.74

99.04

Total

14361.89

3514.22

24.47

4835.90

1342.73

27.77

Total Western Region

17009.99

4022.92

23.65

5205.97

1367.31

26.26

13 Jalna DCCB

18 NandurbarDCCB
19 Nashik DCCB

23 Raigad DCCB

32 Yavatmal DCCB

Taking Rural India >> Forward

230

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

SOUTHERN REGION
Andhra Pradesh
1

Anantapur DCCB

1454.71

153.57

10.56

0.00

0.00

0.00

Chittoor DCCB

282.74

41.94

14.83

0.00

0.00

0.00

East Godavari DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Eluru DCCB

1987.94

0.00

0.00

0.00

0.00

0.00

Guntur DCCB

1402.03

62.55

4.46

0.00

0.00

0.00

Kadapa DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Kakinada DCCB

146.00

6.02

4.12

0.00

0.00

0.00

Krishna DCCB

11842.99

101.57

0.86

0.00

0.00

0.00

Kurnool DCCB

69.68

1.49

2.14

0.00

0.00

0.00

2.57

2.57

100.00

0.00

0.00

0.00

941.13

12.31

1.31

0.00

0.00

0.00

5.07

0.00

0.00

0.00

0.00

0.00

1015.75

0.00

0.00

364.12

0.00

0.00

14 Vizianagaram DCCB

0.00

1.00

0.00

0.00

0.00

0.00

15 West Godavari DCCB

0.00

0.00

0.00

0.00

0.00

0.00

19150.61

383.02

2.00

364.12

0.00

0.00

10 Nellore DCCB
11 Prakasam DCCB
12 Srikakulam DCCB
13 Visakhapatnam DCCB

Total
Karnataka
1

Bagalkot DCCB

655.44

40.45

6.17

0.00

0.00

0.00

Belgavi DCCB

2121.05

2.36

0.11

0.00

0.00

0.00

Bellary DCCB

1307.41

52.90

4.05

0.00

0.00

0.00

Bengaluru, Bengaluru Rural &


Ramanagara DCCB

1626.41

165.82

10.20

50.28

0.00

0.00

Bidar DCCB

11097.94

24.45

0.22

0.00

0.00

0.00

Bijapur DCCB

1949.00

2.59

0.13

0.00

0.00

0.00

Chikmagalur DCCB

1276.53

241.87

18.95

109.78

14.24

12.97

Chitradurga DCCB

1019.21

153.19

15.03

0.00

0.00

0.00

Davangere D C C B

410.51

35.40

8.62

349.61

35.40

10.13

10 Dharwad DCCB

1000.09

8.82

0.88

0.00

0.00

0.00

11 Hassan DCCB

6077.77

285.88

4.70

0.00

0.00

0.00

12 Kalaburgi DCCB

1035.76

90.82

8.77

0.00

0.00

0.00

13 Kanara DCCB

738.92

6.42

0.87

151.66

0.00

0.00

14 Kodagu DCCB

12204.12

11.48

0.09

0.00

0.00

0.00

231

SHGs, Saving for the present, securing the future

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

15 Kolar & Chickaballapur DCCB

2170.97

76.50

3.52

0.00

0.00

0.00

16 Mandya DCCB

4379.58

231.54

5.29

0.00

0.00

0.00

17 Mysore & Chamarajanagar DCCB

1742.22

321.27

18.44

269.38

5.43

2.02

18 Raichur DCCB

1082.34

90.23

8.34

0.00

0.00

0.00

19 Shimoga DCCB

4493.15

27.36

0.61

83.95

0.12

0.14

20 South Canara DCCB

17127.51

77.73

0.45

179.56

26.29

14.64

21 Tumkur DCCB

12385.80

0.00

0.00

0.00

0.00

0.00

85901.73

1947.08

2.27

1194.22

81.48

6.82

Total
Kerala
1

Alappuzha DCCB

4790.31

193.58

4.04

0.00

0.00

0.00

Ernakulam DCCB

84.11

7.51

8.93

0.00

0.00

0.00

Idukki DCCB

6252.40

198.55

3.18

0.00

0.00

0.00

Kannur DCCB

111.55

0.00

0.00

0.00

0.00

0.00

Kasaragod DCCB

917.48

11.16

1.22

0.00

0.00

0.00

Kollam DCCB

3923.00

163.00

4.15

1746.00

104.00

5.96

Kozhikode DCCB

310.75

0.00

0.00

247.45

0.00

0.00

Malappuram DCCB

846.00

3.65

0.43

726.00

0.00

0.00

Palakkad DCCB

215.49

0.00

0.00

201.63

0.00

0.00

10 Pathamanthitta DCCB

1952.58

168.54

8.63

0.00

0.00

0.00

20.57

7.17

34.86

0.00

0.00

0.00

12 Trivandrum DCCB

1237.07

531.70

42.98

716.55

444.72

62.06

13 Wayanad DCCB

4709.97

226.16

4.80

118.43

11.12

9.39

25371.28

1511.02

5.96

3756.06

559.84

14.90

Puducherry SCB

731.35

81.64

11.16

5.65

4.22

74.69

Total

731.35

81.64

11.16

5.65

4.22

74.69

520.94

41.62

7.99

0.00

0.00

0.00

11 Thrissur DCCB

Total
Puducherry
1

Tamil Nadu
1

Chennai DCCB

Coimbatore DCCB

3883.00

292.64

7.54

3883.00

292.64

7.54

Cuddalore DCCB

5325.07

1662.34

31.22

4441.15

1305.15

29.39

Dharmapuri DCCB

2098.57

298.15

14.21

504.10

0.00

0.00

Dindigul DCCB

2156.43

421.50

19.55

606.96

399.32

65.79

Erode DCCB

4163.16

150.31

3.61

4163.16

150.31

3.61

Kancheepuram DCCB

2731.81

767.87

28.11

1522.88

767.87

50.42

Taking Rural India >> Forward

232

STATEMENT - VI - C (contd.)

(Amount ` lakh)
For Total SHGs

Sr.
Name of the Bank
No.

Total
outstanding
against SHGs

For SHGs under NRLM/SGSYY


NPA as %age
to Total loans
O/S

Amount of
NPAs

Total
outstanding
against SHGs

Amount of
NPAs

NPA as %age to
loans O/S against
SHGs under SGSY

Kanyakumari DCCB

6742.29

0.00

0.00

0.00

0.00

0.00

Kumbakonam DCCB

2512.58

378.91

15.08

0.00

0.00

0.00

10 Madurai DCCB

1590.60

398.14

25.03

794.82

238.88

30.05

11 Nilgiris DCCB

4856.25

218.00

4.49

4856.25

218.00

4.49

12 Pudukottai DCCB

2348.12

301.42

12.84

0.00

0.00

0.00

13 Ramnathapuram DCCB

2926.82

289.24

9.88

0.00

0.00

0.00

14 Salem DCCB

8719.02

359.88

4.13

5231.41

215.92

4.13

15 Sivagangai DCCB

1948.56

292.47

15.01

102.22

0.00

0.00

16 Thanjavur DCCB

1013.98

241.11

23.78

143.23

0.00

0.00

17 Thoothukudi DCCB

2472.85

7.36

0.30

1881.67

5.18

0.28

18 Tiruchirapalli DCCB

8014.95

1692.84

21.12

7234.89

0.00

0.00

19 Tirunelveli DCCB

1944.82

33.59

1.73

1944.82

33.59

1.73

10666.28

302.33

2.83

10666.28

302.33

2.83

21 Vellore DCCB

5515.99

681.73

12.36

1307.72

0.00

0.00

22 Villupuram DCCB

2799.44

279.04

9.97

2799.44

279.04

9.97

810.38

33.40

4.12

0.00

0.00

0.00

85761.91

9143.89

10.66

52084.00

4208.23

8.08

20 Tiruvannamalai DCCB

23 Virudhunagar DCCB
Total
Telangana
1

Telangana SCB

66.70

0.00

0.00

0.00

0.00

0.00

Adilabad DCCB

196.52

0.00

0.00

0.00

0.00

0.00

Hyderabad DCCB

0.00

0.00

0.00

0.00

0.00

0.00

Karimnagar DCCB

8204.26

196.75

2.40

8204.26

196.75

2.40

Khammam DCCB

522.86

0.00

0.00

522.86

0.00

0.00

Mahabubnagar DCCB

24.23

0.00

0.00

0.00

0.00

0.00

Medak DCCB

267.55

0.00

0.00

0.00

0.00

0.00

Nalgonda DCCB

453.40

211.18

46.58

0.00

0.00

0.00

Nizamabad DCCB

4193.55

20.94

0.50

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

13929.07

428.87

3.08

8727.12

196.75

2.25

Total - Southern Region

230845.95

13495.52

5.85

66131.17

5050.52

7.64

Grand Total - Co-operative Banks

386426.49

30053.72

7.78

89271.57

9247.10

10.36

10 Warangal DCCB
Total

233

SHGs, Saving for the present, securing the future

STATEMENT - VII
Bank Loans provided to MFIs and their Non-performing Assets (NPAs) and Recovery Performance - 2015-16
(Amount ` lakh)

Sl.
No.

Name of the Bank

Loan disbursed by
Banks to MFIs during
the year 2015-16
No. of
MFI
accounts

Amount
disbursed

Outstanding Bank Loans


against MFIs as on 31
March 2016

Gross NPAs of Bank loans to MFIs

No. of MFI
accounts

Amount

Amount

Percentage
of recovery
to demand
of bank
% to total
No. of MFI
loan to
outstanding
accounts
MFIs
loans

Commercial Banks - Public Sector Banks

Allahabad Bank

0.00

13

9883.36

998.22

10.10

65.0

Andhra Bank

500.00

3315.00

284.00

8.57

75.0

Bank of India

74671.00

18

71535.00

1030.00

1.44

95.0

Bank of Maharashtra

23

64385.56

49

104310.17

0.00

0.00

100.0

Canara Bank

25

33353.00

76

72049.07

658.93

19

0.91

100.0

Corporation Bank

1751.42

19

13279.36

12200.86

14

91.88

59.0

IDBI Bank

42

176157.97

70

264892.64

2319.11

0.88

99.0

Indian Bank

12

11602.01

35

14004.06

30.93

0.22

99.0

Indian Overseas Bank

22

9917.76

195

40484.05

5215.02

39

12.88

NA

10 Oriental Bank of Commerce

98

21277.66

108

27714.60

2833.13

10.22

75.7

11 Punjab & Sind Bank

0.00

33264.22

0.00

0.00

100.0

12 State Bank of India

33

171387.00

126

226381.00

10572.00

36

4.67

94.0

13 State Bank of Mysore

230.00

17566.00

0.00

0.00

100.0

14 State Bank of Travancore

0.00

283

9243.00

0.00

0.00

100.0

15 State Bank of Patiala

2591.00

25

15905.00

0.00

0.00

100.0

16 Syndicate Bank

10700.00

10934.00

0.00

0.00

100.0

16

1025.00

18

1130.00

50.00

4.42

90.0

0.00

34

58602.00

612.00

1.04

94.2

292

579549.38

1085

994492.53

36804.20

139

3.70

23

149474.52

34

171320.18

10512.89

6.14

100.0

17 United Bank of India


18 Vijaya Bank
Sub total - Public Sector Com.
Banks
B

Commercial Banks - Private Sector Com. Banks

Axis Bank

Bandhan Bank

3100.00

3100.00

0.00

0.00

100.0

Dhanalakshmi Bank

0.00

151.22

4.91

3.25

NA

Federal Bank

68

19872.97

107

53657.63

11.16

0.02

NA

HDFC Bank

23

237325.00

26

264026.00

15244.00

5.77

100.0

ICICI Bank

13

114005.00

20

236976.00

16632.00

7.02

52.6

Jammu & Kashmir Bank

0.00

2.16

2.16

100.00

0.0

Karnataka Bank

5700.00

16

11235.41

2568.18

22.86

100.0

Ratnakar Bank

42

96636.45

73

99645.39

0.00

0.00

100.0

60.00

131.69

0.00

0.00

100.0

11 Kotak Mahindra Bank

38

351092.94

40

195317.36

5872.89

3.01

NA

12 South Indian Bank

14

8281.74

87

43070.06

455.27

1.06

NA

13 Indusind Bank

12

9170.30

13

967.42

0.00

0.00

100.0

10 Tamilnad Mercentile Bank

Taking Rural India >> Forward

234

STATEMENT - VII (contd.)

Sl.
No.

Name of the Bank

(Amount ` lakh)
Loan disbursed by
Banks to MFIs during
the year 2015-16
No. of
MFI
accounts

Amount
disbursed

Outstanding Bank Loans


against MFIs as on 31
March 2016

Gross NPAs of Bank loans to MFIs

No. of MFI
accounts

Amount

Amount

Percentage
of recovery
to demand
of bank
% to total
No. of MFI
loan to
outstanding
accounts
MFIs
loans

14 Yes Bank

17

149275.00

22

152888.00

0.00

0.00

100.0

15 BNP Paribas

10

18070.55

12

21311.52

1208.40

5.67

NA

268

1162064.47

471

1253800.04

52511.86

36

4.19

190800.00

19992.65

192.65

0.96

Sub total - Private Sector Com.


Banks
C

Commercial Banks - Foreign Banks

Citi Bank
Sub total - Foreign Banks
Total- All Commercial Banks

190800.00

19992.65

192.65

0.96

564

1932413.85

1561

2268285.22

89508.71

176

3.95

98.9

Regional Rural Banks

Assam Gramin Vikas Bank

0.00

1125.54

83.62

7.43

70.0

Bihar Gramin Bank

0.00

92

3999.44

9.00

13

0.23

95.8

Narmada Jhabua gramin Bank

25.00

23.26

0.00

0.00

100.0

Bangiya Gramin Bank

0.00

92

3999.44

12.66

0.32

95.8

Odisha Gramya Bank

42.00

42.00

42.00

100.00

0.0

Pallavan Gramin Bank

1073.25

10

2285.50

0.00

0.00

100.0

Cauvery Gramin Bank

350.00

631.84

0.00

0.00

100.0

Karnataka Vikasa Grameena Bank

2450.00

2336.95

0.00

0.00

100.0

Manipur Rural Bank

30.00

66.52

0.00

0.00

100.0

10

Kashi Gomati Samyut Gramin


Bank

421.00

671.00

0.00

0.00

100.0

11 Allahabad UPGB

50.00

48.38

0.00

0.00

100.0

13 Malwa Gramin Bank

5.00

0.00

0.00

0.00

100.0

14 Bangiya Gramin Vikas Bank

0.00

92

3999.44

12.66

0.32

95.8

15 Kashi Gomti Samyut Gramin Bank

421.00

671.00

0.00

0.00

100.0

16 Kaveri Grameen Bank

350.00

631.84

0.00

0.00

100.0

17 Kerala Gramin Bank

25.00

25

491.00

16.00

3.26

89.0

31

5242.25

344

21023.15

175.94

42

0.84

Sub total Regional Rural Banks


E

Cooperative banks

Assam SCB

399.70

16

1018.24

261.14

11

25.65

27.4

Idukki DCCB

200.00

157.66

0.00

0.00

100.0

Total Coop.

599.70

17

1175.90

261.14

11

22.21

598

1938255.80

1922

2290484.27

89945.79

229

3.93

49

141301.00

98

267600.00

42128.00

31

15.74

647

2079556.80

2020

2558084.27 132073.79

260

5.16

Total [Com. Banks (Public, Pvt.,


& Foregin) + RRBs + Coop.]
F

Financial Instituions

SIDBI

Grand Total of Lending to MFIs

96.0

NA : Not available/Not reported

235

SHGs, Saving for the present, securing the future

Statement VIII - A
NABARD Support for Training and Capacity Building for SHG-BLP during 2015-16
(No. of participants)

During
2015-16

211

4504

74

4364

2324

22777

3994

637

2074

70

1091

685

1326

10239

34

181

3839

1457

Rajasthan

658

20467

38

88

5382

24278

255

10165

100

2226

50

Punjab

25

6049

72

30

1135

705

9133

38

3440

1465

Jammu & Kashmir

1330

3954

58

1086

196

6533

718

1311

445

New Delhi

265

434

335

21

70

Sub Total

2919

41024

180

387

13632

74

30228

3905

59182

4187

1536

12960

3417

Cumulative

Cumulative

During
2015-16

During
2015-16

3258
7031

Cumulative

During
2015-16

216
690

Cumulative

Cumulative

Himachal Pradesh
Haryana

Cumulative

1
2

Cumulative

During
2015-16

Govt. officials

During
2015-16

NGOs

Field visits of Trng for Elected


Exposure visits
BLBCs to SHGs Members of PRIs

Cumulative

Trainers
During
2015-16

State

During
2015-16

Bankers
Sr.
No.

SHG leaders/
members

NORTHERN REGION

NORTH EASTERN REGION


7

Assam

626

5207

123

296

4436

605

5605

3754

154792

31

870

1704

Meghalaya

673

30

85

68

226

3266

57

36

Mizoram

451

220

120

4910

10 Tripura

525

18

400

515

11778

21

11 Sikkim

158

215

137

2295

159

12 Manipur

223

70

44

415

4873

13 Nagaland

141

30

277

14

4844

80

57

14 Arunachal Pradesh

10

221

30

311

1715

260

2233

636

7599

141

386

6014

605

8098

4775

188991

327

870

1818

15 Odisha

13771

6415

14597

3500

130357

163

2391

3530

16 Bihar

9884

35

3659

160

25906

402

1362

520

17 Jharkhand

1567

30

132

100

2228

189

300

11702

372

990

1920

2080

98915

120

58391

669

5820

748032

88

1121

262

70

908

65

282

50

105

203

405

330

15480

18

478

2150

125045

95

414

305

70798

203

16020

9950

931477

1043

5864

6710

20 Madhya Pradesh

793

16931

424

2556

3152

37035

71

6383

314

21 Chhattisgarh

219

8697

114

89

1849

25

2057

5725

61473

203

1254

60

22 Uttar Pradesh

1579

37074

690

1097

21412

96

3269

9902

120781

3100

3555

9116

249

180

640

7445

17

1732

27

8062 19419

226734

3100

3846

18485

650

Sub Total
EASTERN REGION

18 West Bengal
19 UT of A & N Islands
Sub Total
CENTRAL REGION

23 Uttarakhand

220

3371

172

190

1956

90

2811

66073

976

1376

25641

211

24 Gujarat

950

17549

1058

2425

725

19128

298

5056

2231

25 Maharashtra

885

21713

429

33

3871

1664

1505

131133

1415

3843

13742

428

3939

79

716

30

218

2300

89

126

26

1914

39978

1487

65

6514

2390

1505

152561

1415

4230

18924

428

6196

27 Andhra Pradesh

58

11556

417

4506

12299

438

28 Telangana

28

28

29 Karnataka

19663

1930

1348

4923

916

166908

609

5230

365

Sub Total
WESTERN REGION

26 Goa
Sub Total
SOUTHERN REGION

30 Kerala
31 Tamil Nadu
Sub Total

90

7276

60

1250

193

68162

410

291

34

3859

26646

98

4908

205

136418

125

1473

13199

319

4035

65169

2088

7923

9827

916

383787

1582

1473

18720

718

32 BIRD, Mangalore

311

5490

24

344

975

68

68

33 BIRD, Bolpur

617

7173

90

247

1493

413

2562

18

117

317

35 BIRD, Lucknow

144

2870

19

230

2674

166

706

475

Sub Total

1072

15650

133

344

5150

234

1504

3037

18

15537

360538

95

5419

2863 135672

1327

4515 15233

3009

75823

428

19509

34 Head Office,Mumbai

Grand Total

Taking Rural India >> Forward

236

76129 40470 1945769

Statement VIII - A (contd.)


(No. of participants)

1438

5271

56

788

149

187

2832

4038

7788

2702

240

3587

342

105

584

34

47

2550

31742

637

3917

1170

14176

55

722

662

14

74

1656

2937

83853

40

4279

14332

311

715

197

765

36

886

930

5728

38855

1887

120

267

50

750

73

118

432

2274

17054

100

671

100

4069

6065

637

8737

7127

38157

422

2834

352

3010

344

3919

11172

21278

229064

3187

1231

10744

46

471

91

652

113

169

662

6818

188597

1308

150

482

177

139

15

552

421

6843

1209

60

562

90

124

1400

270

8883

252

1799

71

15379

Cumulative

During
2015-16

91

Cumulative

During
2015-16

Grand Total

Cumulative

Other Meets

During
2015-16

SLRCCDI

Cumulative

During
2015-16

NGOs Meets

Cumulative

During
2015-16

Bankers' Meets

Cumulative

During
2015-16

MEPA

Cumulative

During
2015-16

LEDP

Cumulative

During
2015-16

MEDP

Cumulative

During
2015-16

Other Trainings

51495

76

172

81

22

75

3390

1485

79

109

148

375

99

1385

642

8663

146

279

11

526

30

6375

404

700

22

45

1385

300

7036

8067

1520

14675

194

1235

181

1140

206

186

5985

8483

245166

3020

1290

31744

992

15553

82

300

1447

5090

224062

494

1297

8539

794

120

408

171

45

687

1497

52986

1425

1444

4252

50

628

690

90

704

1924

26889

16110

5220

46612

534

6773

521

50

2843

13240

980921

190

1195

2884

48

1255

2853

3168

23651

21239

10446

94031

534

50

9235

120

17172

393

1600

8534

3412

1877

5913

57

603

355

43

83

5825

74180

28404

360

9670

154

155

525

78

84

697

6664

115235

47716

875

18202

2066

75

1466

20

830

1812

17554

267428

242

3070

173

408

62

152

1202

18945

79774

3112

36855

57

2996

230

2754

141

979

2744

31245

475788

3805

2447

17578

575

1294

85

40

40

3439

71847

13927

4993

36462

1000

1987

1005

130

524

766

9783

235611

24919 1308509

145

404

15

25

10

18

40

40

174

4108

17877

7440

54444

1000

15

2587

10

2317

215

604

846

13396

311566

55038

1605

39796

2813

49

597

18

170

1681

127679

30

30

20

20

78

78

18281

815

18487

1158

1476

220

3111

3510

4842

244108

161

2500

18777

374

45

150

655

2748

97688

91718

4603

46752

2348

3695

60

68

4214

10003

330705

165198

9553

123842

6319

5594

922

3367

8569

19352

800258

52

723

6609

866

864

12615

1271

300

2013

3446

540

10190

300

2127

31427

5635

637

306527

39198

362004

1591

688

25206

901

31987

237

2221 10655

38150 120800 3401778

SHGs, Saving for the present, securing the future

Statement VIII - B
NABARD support for Training and Capacity Building - Joint Liability Groups during 2015-16
(No. of participants)
Sr.
No.

State

NORTHERN REGION
1 Himachal Pradesh
2 Haryana
3 Rajasthan
4 Punjab
5 Jammu & Kashmir
6 New Delhi
Sub Total
NORTH EASTERN REGION
7 Assam
8 Meghalaya
9 Mizoram
10 Tripura
11 Sikkim
12 Manipur
13 Nagaland
14 Arunachal Pradesh
Sub Total
EASTERN REGION
15 Odisha
16 Bihar
17 Jharkhand
18 West Bengal
19 UT of A & N Islands
Sub Total
CENTRAL REGION
20 Madhya Pradesh
21 Chhatisgarh
22 Uttar Pradesh
23 Uttarakhand
Sub Total
WESTERN REGION
24 Gujarat
25 Maharashtra
26 Goa
Sub Total
SOUTHERN REGION
27 Andhra Pradesh
28 Telangana
29 Karnataka
30 Kerala
31 Tamil Nadu
Sub Total
32 BIRD, Mangalore
33 BIRD, Bolpur
34 Head Office, Mumbai
35 BIRD, Lucknow
Sub Total
Grand Total

Commercial Banks/
RRBs
During
Cumulative
2015-16

Cooperative Banks
NGOs/KVKs/ FCs/BCs &
(DCCBs/ PACS)
Other Agencies
During
During
Cumulative
Cumulative
2015-16
2015-16

JLG Exposure Visits


During
2015-16

Grand Total

Cumulative

During
2015-16

Cumulative

209
0
0
265
0
0
474

763
411
294
553
240
0
2261

0
0
0
0
0
0
0

30
22
15
24
0
0
91

181
0
0
0
0
0
181

371
0
82
0
2822
0
3275

8
0
0
0
0
0
8

148
78
20
101
0
0
347

398
0
0
265
0
0
663

1312
511
411
678
3062
0
5974

277
0
0
152
0
0
0
0
429

333
0
0
152
15
25
0
0
525

0
0
0
0
0
0
0
0
0

0
0
0
0
2
0
0
0
2

2755
207
0
0
30
0
1237
0
4229

4067
312
0
140
38
0
1387
50
5994

39
0
0
0
0
0
55
0
94

39
0
0
0
39
29
136
0
243

3071
207
0
152
30
0
1292
0
4752

4439
312
0
292
94
54
1523
50
6764

0
1125
334
0
0
1459

4990
2265
1364
1110
0
9729

0
0
0
0
0
0

295
152
150
0
40
637

0
3820
0
0
300
4120

1573
12281
1211
0
345
15410

0
0
0
0
0
0

120
0
0
0
18
138

0
4945
334
0
300
5579

6978
14698
2725
1110
403
25914

146
96
591
351
1184

306
188
1049
1057
2600

0
72
0
220
292

0
158
0
1810
1968

59
26
0
486
571

59
61
0
2709
2829

0
0
0
60
60

0
0
0
60
60

205
194
591
1117
2107

365
407
1049
5636
7457

475
1412
0
1887

832
2289
59
3180

100
136
0
236

1026
136
1
1163

0
151
192
343

94
439
685
1218

0
0
0
0

0
0
0
0

575
1699
192
2466

1952
2864
745
5561

34
120
0
32
1348
1534
0
0
0
106
106
7073

345
120
1322
152
3408
5347
124
46
0
106
276
23918

0
0
0
0
1579
1579
0
0
0
45
45
2152

201
0
200
580
5915
6896
76
0
0
45
121
10878

0
0
0
865
2325
3190
0
0
0
0
0
12634

0
0
65
2512
9511
12088
10
0
0
0
10
40824

0
0
200
0
0
200
55
0
0
0
55
417

0
0
385
0
218
603
521
0
0
0
521
1912

34
120
200
897
5252
6503
55
0
0
151
206
22276

546
120
1972
3244
19052
24934
731
46
0
151
928
77532

Taking Rural India >> Forward

238

STATEMENT - VIII - C
NABARD Support for Training and Capacity Building for SHG-BLP during 2015-16 from WSHG Fund
(No. of participants)
Sr.
No.

State

MEDPs
No. of Progs

All Other Programmes (excluding MEDPs)

No. of Participants

No. of Progs

No. of Participants

Total Progs.
No. of Progs

No. of Participants

NORTHERN REGION
1

Himachal Pradesh

72

72

Haryana

13

790

13

790

Rajasthan

10

300

60

12

360

Punjab

270

106

12

376

Jammu & Kashmir

New Delhi

Sub Total

19

570

20

1028

39

1598

20

723

20

723

NORTH EASTERN REGION


7

Assam

Meghalaya

30

154

184

Mizoram

30

30

10 Tripura

11 Sikkim

31

640

31

640

12 Manipur

108

96

204

13 Nagaland

14 Arunachal Pradesh

168

57

1613

62

1781

26

780

32

1160

58

1940

174

5708

29

1165

203

6873
1590

Sub Total
EASTERN REGION
15 Odisha
16 Bihar
17 Jharkhand
18 West Bengal

53

1590

53

19 UT of A & N Islands

200

6488

114

3915

314

10403
1369

Sub Total
CENTRAL REGION

21

671

17

698

38

21 Chhatisgarh

20 Madhya Pradesh

110

5388

110

5388

22 Uttar Pradesh

205

3458

205

3458

23 Uttarakhand

59

2567

59

2567

21

671

391

12111

412

12782

24 Gujarat

23 Maharashtra

87

2805

87

2805

Sub Total
WESTERN REGION

26 Goa
Sub Total

11

390

50

14

440

11

390

90

2855

101

3245

142

4200

142

4200

SOUTHERN REGION
27 Andhra Pradesh
28 Telangana

88

2600

88

2600

29 Karnataka

30 Kerala

31 Tamil Nadu

19

560

17

406

36

966

Sub Total

249

7360

17

406

266

7766

Grand Total

505

15647

689

21928

1194

37575

239

SHGs, Saving for the present, securing the future

STATEMENT - IX - A(i)
Statewise Grant support sanctioned and released to Non Government Organisations (NGOs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of
Beneficiary
NGOs

No.of SHGs to
be promoted/
credit linked

No.of
Proposals

Grant
sanctioned

Grant
released

No.of SHGs
promoted

No.of SHGs
savings linked

No.of SHGs
credit linked

Northern Region
1 Haryana

71

76

8838

485.86

124.35

4931

3463

2404

2 Himachal Pradesh

37

37

2475

171.58

40.05

1487

1461

392

3 Jammu & Kashmir

58

66

3519

299.50

47.80

1785

1499

1232

10

1075

39.00

23.99

918

883

700

65

90

6300

345.60

201.13

3384

3297

1402

6 Rajasthan

362

543

52878

3008.41

811.95

24038

21928

13963

Sub total

600

822

75085

4349.95

1249.27

36543

32531

20093

21

27

1464

94.40

19.22

616

580

30
10815

4 New Delhi
5 Punjab

North Eastern Region


7 Arunachal Pradesh

116

127

17119

470.94

281.91

13887

13671

9 Manipur

8 Assam

170

14.90

0.87

48

48

10 Meghalaya

18

21

2274

133.73

25.82

1056

802

160

11 Mizoram

550

33.50

9.58

437

380

66

12 Nagaland

569

13

13

1800

90.00

36.91

1264

751

13 Sikkim

360

18.00

5.50

198

182

70

14 Tripura

13

13

1050

30.73

11.63

893

893

555

197

217

24787

886.20

391.44

18399

17307

12272

Sub total
Eastern Region
15 Andaman & Nicobar
16 Bihar

17

22

1960

95.38

43.58

1286

1251

901

364

378

39502

1800.50

481.16

19945

17591

6715

17 Jharkhand

214

257

24050

972.24

183.59

6875

6875

2984

18 Odisha

321

391

38822

2341.41

560.69

26632

24545

12056

19 West Bengal

189

227

39075

1517.49

450.48

24656

24656

12985

Sub total

1105

1275

143409

6727.02

1719.51

79394

74918

35641

Central Region
20 Chhattisgarh
21 Madhya Pradesh

45

48

8095

504.74

163.33

7883

6320

2180

116

133

34180

1994.70

613.31

19514

17439

7708
61579

22 Uttar Pradesh

682

897

150085

8424.57

3360.63

130176

125601

23 Uttarakhand

313

389

29810

1627.59

314.14

23770

18976

6969

1156

1467

222170

12551.60

4451.41

181343

168336

78436

Sub total
Western Region

250

8.25

5.83

241

241

188

25 Gujarat

24 Goa

259

276

22066

552.62

211.29

15317

15717

6051

26 Maharashtra

341

513

85003

3265.88

2044.13

75249

73775

57060

Sub total

604

793

107319

3826.75

2261.25

90807

89733

63299

Southern Region
27 Andhra Pradesh
28 Karnataka

0.00

0.00

173

216

20374

660.68

302.51

19934

19934

12594

29 Kerala

51

51

10056

122.99

84.62

7149

7149

5872

30 Tamil Nadu

96

106

22035

319.94

177.24

19942

19876

18702

31 Telangana
Sub total
Grand total

0.00

0.00

320

373

52465

1103.61

564.36

47025

46959

37168

3982

4947

625235

29445.13

10637.23

453511

429784

246909

Taking Rural India >> Forward

240

Statement - IX - A(ii)
Statewise Grant support sanctioned and released to Anchor NGOs under Women Self Help Group Scheme
(in LWE affected and backward dists.) as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of Districts
covered

Grant sanctioned

Promotional
Grant released

No.of SHGs to be
promoted/ credit
linked

No.of SHGs
promoted &
savings linked

No.of SHGs credit


linked

Northern Region
1 Haryana

300.00

111.61

3000

2535

1332

2 Himachal Pradesh

295.50

123.85

2955

2752

2050

3 Jammu & Kashmir

200.00

35.81

2000

1477

181

4 New Delhi

0.00

0.00

5 Punjab

180.00

57.55

1800

1066

593

6 Rajasthan

710.00

264.22

7100

7297

3693

Sub total

12

1685.50

593.04

16855

15127

7849

7 Arunachal Pradesh

148.90

10.22

1489

286

11

8 Assam

132.00

28.54

1320

1004

352

North Eastern Region

9 Manipur

76.70

16.46

767

691

84

10 Meghalaya

100.00

18.53

1000

732

111

11 Mizoram

145.00

35.25

1450

1450

206

12 Nagaland

50.00

7.49

500

275

13 Sikkim

95.00

19.54

950

705

127

14 Tripura
Sub total

150.00

33.36

1500

996

497

18

897.60

169.39

8976

6139

1388

Eastern Region
15 Andaman & Nicobar

0.00

0.00

16 Bihar

16

1700.00

235.26

17000

16592

15112

17 Jharkhand

18

4900.00

1019.30

49000

29453

7328

18 Odisha

19

1861.50

554.47

18615

14933

6142

19 West Bengal

1319.00

414.10

13190

10237

4625

Sub total

59

9780.50

2223.13

97805

71215

33207

Central Region
20 Chhattisgarh

10

1168.50

326.64

11685

10895

5569

21 Madhya Pradesh

1142.50

353.64

11425

9582

3355

22 Uttar Pradesh

1290.00

200.77

12900

9052

1864

23 Uttarakhand

543.00

142.55

5430

3164

1184

29

4144.00

1023.60

41440

32693

11972

Sub total
Western Region
24 Goa

38.70

14.67

387

334

174

25 Gujarat

375.00

49.60

3750

3844

1258

26 Maharashtra

1414.90

480.10

14149

13123

6561

Sub total

10

1828.60

544.37

18286

17301

7993

27 Andhra Pradesh

698.50

240.79

6985

25237

23844

28 Karnataka

300.00

157.61

3000

7826

7487

29 Kerala

220.00

111.16

2200

2370

1301

30 Tamil Nadu

192.90

42.27

1929

1253

661

31 Telangana

750.50

506.07

7505

9093

8285

22

2161.90

1057.90

21619

45779

41578

150

20498.10

5611.43

204981

188254

103987

Southern Region

Sub total
Grand Total

241

SHGs, Saving for the present, securing the future

STATEMENT - IX - B
Statewise Grant support sanctioned and released to Regional Rural Banks (RRBs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of
Beneficiary
RRBs

No.of SHGs to
be promoted/
credit linked

No.of
Proposals

Grant
sanctioned

Grant released

No.of SHGs
promoted

No.of SHGs
credit linked

Northern Region
1 Haryana *

1763

55.87

27.42

2381

1600

2 Himachal Pradesh *

500

4.25

2.61

1259

749

3 Jammu & Kashmir

1000

25.00

5.00

248

199

4 New Delhi

0.00

0.00

5 Punjab

2050

55.25

16.19

842

653

6 Rajasthan *

2620

103.56

10.55

741

485

Sub total

19

7933

243.93

61.77

5471

3686

North Eastern Region


7 Arunachal Pradesh

0.00

0.00

8 Assam

11

9300

458.95

95.32

5969

1554

9 Manipur

210

11.76

2.66

95

10 Meghalaya

0.00

0.00

11 Mizoram

700

12.50

6.19

482

429

12 Nagaland

0.00

0.00

13 Sikkim

0.00

0.00

14 Tripura

200

1.00

1.00

200

200

15

10410

484.21

105.17

6746

2183

15 Andaman & Nicobar

0.00

0.00

16 Bihar

0.00

0.00

17 Jharkhand *

1100

5.72

0.85

259

68

18 Odisha *

14

6450

54.09

24.93

12348

8206

19 West Bengal *

4230

27.96

18.12

4583

3072

Sub total

26

11780

87.77

43.90

17190

11346

20 Chhattisgarh

1500

47.50

0.00

375

21 Madhya Pradesh

5348

160.68

43.70

3210

843

22 Uttar Pradesh *

19

11720

248.12

32.58

5607

863

Sub total
Eastern Region

Central Region

23 Uttarakhand

0.00

0.00

11

25

18568

456.30

76.28

8817

2081

24 Goa

0.00

0.00

25 Gujarat

1575

19.50

0.00

85

26 Maharashtra

500

6.60

5.84

492

393

Sub total

2075

26.10

5.84

577

399

Sub total
Western Region

Southern Region
27 Andhra Pradesh

0.00

0.00

28 Karnataka *

10

3535

34.28

30.46

4124

3784

29 Kerala

0.00

0.00

30 Tamil Nadu *

1050

8.85

8.33

1008

943

31 Telangana
Sub total
Grand total

0.00

0.00

13

4585

43.13

38.79

5132

4727

38

100

55351

1341.44

331.75

43933

24422

* - Due to merger of RRBs number of beneficiary figure is reduced from 68 to 38.

Taking Rural India >> Forward

242

STATEMENT - IX - C
Statewise Grant support sanctioned and released to Cooperative Banks (Coops) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of
Beneficiary
Coops

No.of SHGs to
be promoted/
credit linked

No.of
Proposals

Grant
sanctioned

Grant released

No.of SHGs
promoted

No.of SHGs
credit linked

Northern Region
1 Haryana

1750

43.75

5.87

1012

443

2 Himachal Pradesh

0.00

0.00

3 Jammu & Kashmir

0.00

0.00

4 New Delhi

0.00

0.00

5 Punjab

138

3.50

0.69

38

6 Rajasthan

14

14

8135

121.58

52.34

3574

2133

Sub total

20

20

10023

168.83

58.90

4624

2581

7 Arunachal Pradesh

0.00

0.00

8 Assam

0.00

0.00

9 Manipur

0.00

0.00

10 Meghalaya

300

4.50

3.44

385

229

11 Mizoram

0.00

0.00

12 Nagaland

1000

25.00

25.00

1000

1000

13 Sikkim

200

3.00

0.52

41

41

14 Tripura

0.00

0.00

1500

32.50

28.96

1426

1270

15 Andaman & Nicobar

130

7.00

4.09

177

80

16 Bihar

0.00

0.00

17 Jharkhand

0.00

0.00

18 Odisha

2860

27.42

9.54

2485

1356

19 West Bengal

14

19

18300

144.80

90.85

14245

10490

Sub total

20

26

21290

179.22

104.48

16907

11926

20 Chhattisgarh

0.00

0.00

21 Madhya Pradesh

1000

7.00

5.45

1000

850

22 Uttar Pradesh

3150

53.60

11.68

2133

923

23 Uttarakhand

0.00

0.00

4150

60.60

17.13

3133

1773

24 Goa

0.00

0.00

25 Gujarat

2000

18.50

7.93

1858

396

North Eastern Region

Sub total
Eastern Region

Central Region

Sub total
Western Region

26 Maharashtra

19

19

12257

259.10

105.41

7853

3040

Sub total

24

24

14257

277.60

113.34

9711

3436

Southern Region
27 Andhra Pradesh

0.00

0.00

17

24

16575

295.25

100.16

23325

15345

29 Kerala

0.00

0.00

30 Tamil Nadu

0.00

0.00

31 Telangana

0.00

0.00

Sub total

17

24

16575

295.25

100.16

23325

15345

Grand total

93

106

67795

1014.00

422.96

59126

36331

28 Karnataka

243

SHGs, Saving for the present, securing the future

STATEMENT - IX - D
Statewise Grant support sanctioned and released to Individual Rural Volunters (IRVs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of
Beneficiary
IRVs

No.of SHGs to
be promoted/
credit linked

No.of
Proposals

Grant
sanctioned

Grant released

No.of SHGs
promoted

No.of SHGs
credit linked

Northern Region
1

Haryana

0.00

0.00

Himachal Pradesh

300

3000

42.00

10.05

3000

180

Jammu & Kashmir

340

6.12

0.24

New Delhi

0.00

0.00

Punjab

0.00

0.00

Rajasthan

2660

48.08

6.84

445

187

Sub total

312

13

6000

96.20

17.13

3445

367

North Eastern Region


7

Arunachal Pradesh

0.00

0.00

Assam

7510

135.18

27.04

3210

1647

Manipur

0.00

0.00

10 Meghalaya

0.00

0.00

11 Mizoram

0.00

0.00

12 Nagaland

0.00

0.00

13 Sikkim

0.00

0.00

14 Tripura

0.00

0.00

7510

135.18

27.04

3210

1647

15 Andaman & Nicobar

0.00

0.00

16 Bihar

0.00

0.00

17 Jharkhand

5.40

0.00

18 Odisha

2175

34.30

8.13

1139

739

19 West Bengal

1175

16.53

7.53

909

635

3350

56.23

15.66

2048

1374

20 Chhattisgarh

0.00

0.00

21 Madhya Pradesh

0.00

0.00

850

14

8500

151.75

7.33

1922

1293

0.00

0.00

850

14

8500

151.75

7.33

1922

1293

24 Goa

0.00

0.00

25 Gujarat

250

4.50

0.88

159

101

26 Maharashtra

3300

59.40

17.05

1974

720

3550

63.90

17.93

2133

821

27 Andhra Pradesh

0.00

0.00

28 Karnataka

0.00

0.00

29 Kerala

0.00

0.00

30 Tamil Nadu

0.00

0.00

31 Telangana

0.00

0.00

Sub total
Eastern Region

Sub total
Central Region

22 Uttar Pradesh
23 Uttarakhand
Sub total
Western Region

Sub total
Southern Region

Sub total
Grand total

Taking Rural India >> Forward

0.00

0.00

1179

45

28910

503.26

85.09

12758

5502

244

STATEMENT - IX - E
Statewise Grant support sanctioned and released to Farmers' Clubs (FCs) as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of
Beneficiary
Farmers' Clubs

SHGs to be
promoted/
credit linked

No.of
Proposals

Grant
sanctioned

Grant
released

No.of SHGs
promoted

No.of SHGs
No.of SHGs
savings
credit linked
linked

Northern Region
1

Haryana

10

0.32

0.00

2
3

Himachal Pradesh

15

15

320

3.91

2.84

299

299

284

Jammu & Kashmir

0.00

0.00

New Delhi

0.00

0.00

Punjab

0.00

0.00

Rajasthan

0.00

0.00

Sub total

17

17

330

4.23

2.84

299

299

284

0.00

0.00

North Eastern Region


7

Arunachal Pradesh

Assam

56

57

794

7.94

2.03

323

323

231

Manipur

0.00

0.00

10 Meghalaya

0.00

0.00

11 Mizoram

0.00

0.00

12 Nagaland

0.00

0.00

13 Sikkim

0.00

0.00

14 Tripura

39

0.55

0.55

25

25

13

59

60

833

8.49

2.58

348

348

244

15 Andaman & Nicobar

0.00

0.00

16 Bihar

0.00

0.00

17 Jharkhand

100

4.50

0.00

18 Odisha

0.00

0.00

87

87

1260

16.38

3.92

1260

1260

574

88

88

1360

20.88

3.92

1260

1260

574

20 Chhattisgarh

0.00

0.00

21 Madhya Pradesh

0.00

0.00

102

226

2535

11.30

10.83

2535

0.00

0.00

102

226

2535

11.30

10.83

2535

24 Goa

20

0.10

0.10

22

22

25 Gujarat

50

1.00

0.05

26 Maharashtra

0.00

0.00

70

1.10

0.15

27

27

27 Andhra Pradesh

0.00

0.00

28 Karnataka

0.00

0.00

29 Kerala

0.00

0.00

30 Tamil Nadu

0.00

0.00

31 Telangana

0.00

0.00

0.00

0.00

269

394

5128

46.00

20.32

4469

1934

1111

Sub total
Eastern Region

19 West Bengal
Sub total
Central Region

22 Uttar Pradesh
23 Uttarakhand
Sub total
Western Region

Sub total
Southern Region

Sub total
Grand total

245

SHGs, Saving for the present, securing the future

STATEMENT - IX - F
Statewise Grant support sanctioned and released to SHG Federations as SHPIs as on 31 March 2016
Sr.
No.
1

1
2

Name of State

No.of SHG
Federations

Northern Region
Rajasthan
North Eastern Region
Eastern Region
Central Region
Uttar Pradesh
Uttarakhand
Sub total
Western Region
Southern Region
Grand total

No.of
Proposals

2
0
0
0
3
1
4
0
0
6

No.of SHGs to be
promoted/ credit linked
2
0
0
0
3
1
4
0
0
6

100
0
0
0
100
100
200
0
0
300

Grant
sanctioned
7.00
0.00
0.00
0.00
17.40
8.00
25.40
0.00
0.00
32.40

Grant
released

No.of SHGs
promoted

2.70
0.00
0.00
0.00
11.17
1.20
12.37
0.00
0.00
15.07

(Amount ` lakh)
No.of SHGs
credit linked

149
0
0
0
46
0
46
0
0
195

100
0
0
0
0
0
0
0
0
100

STATEMENT - IX - G
Statewise Grant support sanctioned and released to PACS as SHPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of
Beneficiary
PACS

Northern Region
1 Punjab
2 Rajasthan
Sub total
North Eastern Region
Eastern Region
1 Andaman & Nicobar
2 Odisha
3 West Bengal
Sub total
Central Region
1 Uttar Pradesh
Western Region
1 Maharashtra
Southern Region
1 Karnataka
Grand total

No.of
Proposals

No.of SHGs to be
promoted/ credit linked

Grant
sanctioned

Grant
released

No.of SHGs
promoted

No.of SHGs
credit linked

3
321
324
0

3
12
15
0

580
5113
5693
0

14.00
255.56
269.56
0.00

0.40
0.00
0.40
0.00

0
0
0
0

0
0
0
0

1
37
25
63

1
37
25
63

40
3877
1625
5542

2.00
162.85
49.41
214.26

0.20
0.00
16.24
16.44

0
0
930
930

0
0
506
506

15

15

500

25.00

2.25

1680

84.00

17.67

592

17

1
405

1
96

75
13490

3.75
596.57

0.38
37.13

0
1522

0
523

STATEMENT - IX - H
Promotional Grant support sanctioned and released to NGO-MFIs as on 31 March 2016
(Amount ` akh)
Sr.
No.

Name of State

Northern Region
North Eastern Region
Eastern Region
Central Region
1 Uttar Pradesh
Western Region
Southern Region
Grand total

No.of
Beneficiary
NGO-MFIs
0
0
0

Taking Rural India >> Forward

2
0
0
2

No.of
Proposals

No.of SHGs to be
promoted/ credit linked

Grant
sanctioned

Grant
released

No.of SHGs
promoted

No.of SHGs
credit linked

0
0
0

0
0
0

0.00
0.00
0.00

0.00
0.00
0.00

0
0
0

0
0
0

2
0
0
2

2000
0
0
2000

100.00
0.00
0.00
100.00

0.00
0.00
0.00
0

0
0
0
0

0
0
0
0

246

STATEMENT - IX - I
Promotional Grant support sanctioned and released to JLGPIs as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of State

No.of JLGs to be
promoted/ credit linked

Grant sanctioned

Grant released

No.of JLGs credit linked

Northern Region
1 Haryana

3553

55.43

21.08

4022

2 Himachal Pradesh

4349

86.98

32.05

2805

3 Jammu & Kashmir

2865

57.30

4.05

846

125

2.50

0.33

48

5630

112.60

27.06

1766

4 New Delhi
5 Punjab
6 Rajasthan

11501

224.02

55.19

3854

Sub total

28023

535.83

136.68

13085

North Eastern Region


7 Arunachal Pradesh
8 Assam
9 Manipur

0.00

0.00

14725

294.50

46.48

3579

345

6.90

0.00

100
229

10 Meghalaya

810

14.22

5.59

11 Mizoram

325

6.50

1.07

56

12 Nagaland

2642

52.84

1.85

185

13 Sikkim

380

7.60

0.82

149

14 Tripura

1370

27.40

2.53

203

20597

410

58

4501

Sub total
Eastern Region
15 Andaman & Nicobar
16 Bihar

765

15.30

3.80

484

213650

2421.90

346.71

178312

17 Jharkhand

11625

232.50

8.00

5138

18 Odisha

48110

962.20

376.16

42261

19 West Bengal

58887

1177.74

159.79

13334

Sub total

333037

4809.64

894.46

239529

7475

149.50

27.11

3459

Central Region
20 Chhattisgarh
21 Madhya Pradesh

13816

276.32

39.55

5242

22 Uttar Pradesh

47773

955.54

142.17

13750

23 Uttarakhand

13701

274.42

36.78

6546

82765

1655.78

245.61

28997

Sub total
Western Region
24 Goa
25 Gujarat

1900

38.00

9.97

1091

26179

523.58

111.88

8940

26 Maharashtra

72807

1456.14

307.22

117583

Sub total

100886

2017.72

429.07

127614

Southern Region
27 Andhra Pradesh

19079

381.58

122.01

11920

28 Karnataka

67557

1471.44

323.73

23507

29 Kerala

62314

1222.28

317.41

20512

30 Tamil Nadu

60424

1208.48

334.57

21603

31 Telangana

14266

211.43

91.03

11748

Sub total

223640

4495.21

1188.75

89290

Grand total

788948

13924.14

2952.90

503016

247

SHGs, Saving for the present, securing the future

STATEMENT - X
Bank Loan Disbursed and Outstanding - Joint Liability Groups as on 31 March 2016
(Amount ` lakh)
Sr.
No.

Name of the Regional


Office

Cumulative No. Cumulative loan


of JLGs promoted disbursed as on
as on 31.03.2015
31.03.2015

No. of JLGs
promoted during
2015-16

Loan Disbursed
during 2015-16

Cumulative No. Cumulative Loan


of JLGs promoted disbursed as on
as on 31.03.2016
31.03.2016

NORTHERN REGION
1

Haryana

4809

7332.17

2082

2576.49

6891

9908.66

Himachal Pradesh

2255

3230.59

986

11.65

3241

3242.24

Jammu & Kashmir

0.00

0.00

0.00

New Delhi

1527

1154.57

419

587.00

1946

1741.57

Punjab

15794

16240.44

7756

8566.15

23550

24806.59

Rajasthan

52813

51014.01

24088

9411.97

76901

60425.98

Sub Total

77198

78971.78

35331

21153.26

112529

100125.04

0.00

0.00

0.00

44944

38244.99

10888

20377.65

55832

58622.64

413

272.66

203

195.40

616

468.06

371

373.90

822

NA

1193

1740.22

11 Mizoram

1815

2194.98

322

717.94

2137

2912.92

12 Nagaland

1033

293.61

115

459.61

1148

753.22

13 Sikkim

112

147.35

626

453.26

738

600.61

14 Tripura

132

426.20

2851

3222.84

2983

3649.04

48820

41953.69

15827

25426.70

64647

68746.71

NORTH EASTERN REGION


7

Arunachal Pradesh

Assam

Manipur

10 Meghalaya

Sub Total
EASTERN REGION
15 Andaman & Nicobar
16 Bihar
17 Jharkhand

406

590.27

105

138.39

511

728.66

126352

118669.22

32591

46720.52

158943

165389.74

3816

4103.78

3034

4366.76

6850

8470.54

100361

63235.52

76846

67170.00

177207

130405.52

70847

51581.33

52050

29112.50

122897

80693.83

301782

238180.12

164626

147508.17

466408

385688.29

20 Chhattisgarh

15106

10370.97

5440

5489.28

20546

15860.25

21 Madhya Pradesh

68850

53393.34

41761

40502.60

110611

93895.94

109701

63889.93

40173

30665.00

149874

94554.93

5625

8274.77

1267

1861.21

6892

10135.98

199282

135929.01

88641

78518.09

287923

214447.10

18 Orissa
19 West Bengal
Sub Total
CENTRAL REGION

22 Uttar Pradesh
23 Uttarakhand
Sub Total
WESTERN REGION
24 Goa

2477

2289.90

1074

323.78

3551

2613.68

25 Gujarat

46327

40296.00

47953

36426.00

94280

76722.00

26 Maharashtra

77530

66392.71

40104

41527.91

117634

107920.62

126334

108978.61

89131

78277.69

215465

187256.30

144735

94523.30

26139

38386.57

170874

132909.87

87605

101116.99

67749

80519.00

155354

181635.99

39473

61795.21

33557

36302.00

73030

98097.21

154138

254808.10

26644

62097.37

180782

316905.47

Sub T