Monthly Budget Template

This budget template is meant to help you create a budget that works for you. Whether youre saving for your wedding or expecting a new baby, making a
budget can help you feel financially prepared. Try building your budget for one month on the Monthly Budget tab, then when you get the hang of it, create
a budget for the whole year on the Yearly Budget. Need a hand? Click on the Help tab below.
Starting Balance
Total Income

$7,055.80

Total Expenses

$5,953.52

NET (Income - Expenses)

$1,102.28

Projected End Balance

$1,102.28
THIS MONTH

INCOME
Net Income (Partner 1)
Net Income (Partner 2)
Other
Other

$4,225.50
$2,830.30

Total INCOME
HOME EXPENSES
Mortgage/Rent
Homel Insurance
Electricity
Gas/Oil
Water/Sewer/Trash
Phone
Cable/Satellite
Internet
Furnishings/Appliances
Lawn/Garden
Maintenance/Supplies
Improvements
Property Taxes
Other

$7,055.80

$1,800.00

THIS MONTH

Total HOME EXPENSES

TRANSPORTATION
Car Payments
Car Insurance
Fuel/Gas
Bus/Taxi/Train Fare
Repairs/Maintenance
Registration/License
Parking
Other

$1,800.00

$456.25

Total TRANSPORTATION
HEALTH
Health Insurance
Doctor/Dentist
Medicine/Drugs
Health Club Dues
Life Insurance
Veterinarian/Pet Care
Other

$456.25

$359.70
$68.40

$52.00
$30.00

Total HEALTH
CHARITY/GIFTS
Gifts
Donations
Other

$510.10

$40.00

Total CHARITY/GIFTS
DAILY LIVING
Groceries
Personal Supplies
Clothing
Cleaning
Education/Lessons
Dining/Eating Out/Coffee
Salon/Barber
Pet Food
Other

$40.00

$250.00
$30.00
$15.00
$10.00
$50.00
$35.00
$30.00

Total DAILY LIVING

$420.00

THIS MONTH

ENTERTAINMENT
Videos/DVDs
Music/Games
Movies/Theater
Concerts/Plays
Books
Hobbies
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets
Vacation/Travel
Other

$10.00
$10.00
$5.00
$45.00

$10.00
$30.00

Total ENTERTAINMENT
SAVING & INVESTING
Emergency Fund
Savings Account/Other Non-Registered Savings
Retirement (RRSPs, GIC)

$110.00

$40.00
$50.00
$200.00

Investments
Education (RESP)

$2,282.17

Other
Total SAVING & INVESTING

$2,572.17

LOANS & OTHER DEBTS

Loan/Line of Credit

$45.00

Credit Card
Student Loan
Alimony/Child Support
Other
Total LOANS & OTHER DEBTS
SUBSCRIPTIONS
Newspaper
Magazines
Dues/Memberships
Other

$45.00

THIS MONTH

Total SUBSCRIPTIONS

$0.00

Total MISCELLANEOUS

$0.00

MISCELLANEOUS
Postage
Other
Other

Come in and talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to book an appointment.

Yearly Budget Template

This budget template is meant to help you create a budget that works for you. Whether youre saving for your wedding or expecting a new baby, making a
budget can help you feel financially prepared. Try building your budget for one month on the Monthly Budget tab, then when you get the hang of it, create
a budget for the whole year on the Yearly Budget. Need a hand? Click on the Help tab below.
Starting Balance

###

TotalAverage

Total Income

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Total Expenses

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

ET (Income - Expenses)

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Projected End Balance

###

###

###

###

###

###

###

###

###

###

###

###

Monthly
JAN

INCOME
Net Income (Partner 1)
Net Income (Partner 2)
Other
Other
Total INCOME
HOME EXPENSES
Mortgage/Rent
Homel Insurance
Electricity
Gas/Oil
Water/Sewer/Trash
Phone
Cable/Satellite
Internet
Furnishings/Appliances
Lawn/Garden
Maintenance/Supplies
Improvements
Property Taxes
Other

$0.00

FEB

$0.00

MAR

$0.00

APR

$0.00

MAY

$0.00

JUN

$0.00

JUL

$0.00

AUG

$0.00

SEP

$0.00

OCT

$0.00

NOV

$0.00

DEC

$0.00

Total verage

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

JAN

otal HOME EXPENSES

TRANSPORTATION
Car Payments
Car Insurance
Fuel/Gas
Bus/Taxi/Train Fare
Repairs/Maintenance
Registration/License
Parking
Other
tal TRANSPORTATION
HEALTH
Health Insurance
Doctor/Dentist
Medicine/Drugs
Health Club Dues
Life Insurance
Veterinarian/Pet Care
Other
Total HEALTH
CHARITY/GIFTS
Gifts
Donations
Other
Total CHARITY/GIFTS
DAILY LIVING
Groceries
Personal Supplies
Clothing
Cleaning
Education/Lessons
Dining/Eating Out/Coffee
Salon/Barber
Pet Food
Other
Total DAILY LIVING

$0.00

$0.00

$0.00

$0.00

$0.00

FEB
$0.00

$0.00

$0.00

$0.00

$0.00

MAR
$0.00

$0.00

$0.00

$0.00

$0.00

APR
$0.00

$0.00

$0.00

$0.00

$0.00

MAY
$0.00

$0.00

$0.00

$0.00

$0.00

JUN
$0.00

$0.00

$0.00

$0.00

$0.00

JUL
$0.00

$0.00

$0.00

$0.00

$0.00

AUG
$0.00

$0.00

$0.00

$0.00

$0.00

SEP
$0.00

$0.00

$0.00

$0.00

$0.00

OCT
$0.00

$0.00

$0.00

$0.00

$0.00

NOV
$0.00

$0.00

$0.00

$0.00

$0.00

DEC

Total verage

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

JAN

ENTERTAINMENT
Videos/DVDs
Music/Games
Movies/Theater
Concerts/Plays
Books
Hobbies
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets
Vacation/Travel
Other
otal ENTERTAINMENT

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

Total verage

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

SAVING & INVESTING

Emergency Fund
Savings Account/Other Non-Registered Savings
Retirement (RRSPs, GIC)

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

Investments

$0.00

$0.00

Education (RESP)

$0.00

$0.00

Other

$0.00

$0.00

$0.00

$0.00

Loan/Line of Credit

$0.00

$0.00

Credit Card

$0.00

$0.00

Student Loan

$0.00

$0.00

Alimony/Child Support

$0.00

$0.00

Other

$0.00

$0.00

$0.00

$0.00

Newspaper

$0.00

$0.00

Magazines

$0.00

$0.00

Dues/Memberships

$0.00

$0.00

Other

$0.00

$0.00

SAVING & INVESTING

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

LOANS & OTHER DEBTS

OANS & OTHER DEBTS

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

SUBSCRIPTIONS

JAN

Total SUBSCRIPTIONS

FEB

APR

MAY

JUL

AUG

OCT

NOV

Total verage

$0.00

$0.00

Other

$0.00

$0.00

Other

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

DEC

Postage

$0.00

$0.00

SEP

$0.00

$0.00

$0.00

JUN

$0.00

$0.00

$0.00

MAR

$0.00

MISCELLANEOUS

otal MISCELLANEOUS

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Come in and talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to book an appointment.

Budget Categories
You have the ability to delete or insert entire rows when adding or removing categories that fit you

Your Starting Balance

You will need to fill in your Starting Balance at the top left of your budget. To come up with
your Starting Balance, add the balances in your spending accounts (cash, chequing).
If you want to start your Yearly Budget with a month other than January, just edit the label as
needed.

Define Your Budget

Using knowledge of your income and expenses, fill in the budget amounts for each of the
categories. Past receipts, balance statements, bills, pay stubs, and other information can give
you a better idea of how much you should be spending towards certain categories. Dont worry if
you dont know the exact amount. This budget template allows you to change the amounts as
you figure out what works best for you.

Fixed Expenses
Fixed expenses, like mortgage or car payments, can be entered as the same amount each month

Variable Expenses
Expenses that vary, like utility bills, groceries, and birthday gifts, can be entered as estimated
amounts in the months that they happen. Or, you can enter an average of how much you think
youll spend every month. Or simply consider how much you might spend annually and divide by
12 to get the monthly average amount.

Examine Your End Balance

If you have money left over after paying your bills, consider contributing more towards your
savings. Visit your nearest TD Canada Trust branch to find out how you can use that money
towards your future financial goals.
If your end balance is less than what you feel is comfortable, for example, youre spending more
than you take in each month, then look for opportunities to cut back on some of your nonessential expenses, like gifts or entertainment.

Talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to discuss your options.

Compatibility Report for rmi_personal_budget_worksheet_v05 (1).xls

Run on 1/12/2017 14:08
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Minor loss of fidelity

Some cells or styles in this workbook contain formatting that is not supported by the
selected file format. These formats will be converted to the closest format available.

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Version
Excel 97-2003