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A PROJECT PROPOSAL

ON
TECHNOLOGY PROPAGATION AND DEVELOPMENT
OF MICROENTERPRISES BY SHG WOMEN

Submitted to
Adviser & Scientist G
M&C Division
Under the DSIR Scheme: Technology Development & Utilization
Programme for Women (TDUPW)
Government of India
Ministry of Science and Technology
Department of Scientific and Industrial Research
Technology Bhavan, New Mehrauli Road
New Delhi - 110 016
Telefax : 91-11-26516078, Tele:91-11-26565329
Email: srv@nic.in, priya@nic.in

Submitted By
Prof.P.Kameswara Rao., MBA., PhD.,
Principal Investigator
Professor-MBA
SchoolDepartment of Business Administration
KALASALINGAM UNIVERSITY
Anand Nagar,
KRISHNANKOIL-626190
Virudhunagar District

Tamil Nadu
India
Email: kamesh_p2001@yahoo.com
Phone: +91-4563-289042, Fax: 04563-289322
Mobile: 09788227263
S.No
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CONTENTS
Evolution and Growth SHG Movement

Page No.
03

Genesis of the University and Eligibility criteria

04

Profile of the Principal Investigator

05

Format A (Forwarding Letter)

06

Details of documents enclosed are given in the

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below Checklist.
Format B (Certificate from the Investigators)

08

Format C- PART I: General Information and

09

Technical Details
Format C- PART II: Budget Particulars

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9.

ANNEXURE

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EVOLUTION AND GROWTH SHG MOVEMENT


Phase I: NGOs promote women SHGs as an alternative to mainstream
financial services to reach un-reached segments of society.
Phase II: NABARD takes the lead in partnering with NGOs,
particularly MYRADA, to pilot the well-known SHG-bank linkage
model
Phase III: State Governments, particularly in the South, take a
proactive role in the promotion of SHGs in a big way, by way of
revolving loan funds and other support.
Phase IV: SHG-Bank linkage reaches the scale of over a million banklinked SHGs
Phase V: SHG federations emerge to sustain the SHG movement and
to provide value-added services.

6. Phase VI: SHGs and SHG federations gained widespread recognition to


be partners of various mainstream agencies such as financial
institutions, corporate sector, and government.

SHG federations have been evolved as a model that promotes


sustainability of the SHGs and provides the much needed
institutional base for poor women to realize their dreams and
aspirations.
The SHG federation model has achieved significant scale and
widespread acceptance. Though not a panacea, there is great
potential for the SHG federation model to address poverty.
In many ways, the model is unique the women are the owners,
managers, users and beneficiaries

Genesis of the University


Kalasalingam University, formerly known as Arulmigu Kalasalingam College
of Engineering (AKCE) was started in a humble way, by Kalasalingam and
Anandam Ammal Charities in 1984. Kalvivallal Thiru T. Kalasalingam, a
veteran freedom fighter, is the founder Chairman of the College and now is
the Chancellor of the Kalasalingam University. The Ministry of Human
Resource Development, Government of India, New Delhi has granted the

university status (Under section 3 of UGC act 1956) wide notification No.
F.9-2/2002/U.3 dated 20th October 2006 to AKCE. The University is located
at the foot hills of the Western Ghats in a rural setting of Virudhunagar
District. The founding philosophy of the institute is to Empower Youth, for
development through technology.
Eligibility criteria
According to Page number 3 of the guidelines for TDUPW provided by DISR,
New Delhi as its web site http://dsir.gov.in/

4.

Institutions
Eligible
for
Assistance:
The
Organizations in the Government, non-Government sectors and
professional bodies working on areas related to development of
technologies for women with adequate experience in the field are
eligible for financial assistance. Also the agency should be involved in
promotional activities related to S&T/ R&D entrepreneurship
development, SME, promotion, etc. Organizations seeking assistance
under the programme should belong to one of the following categories:
Institutions receiving annual recurring grants from the Central or
State Government Agencies including the Council of Scientific
and Industrial Research, Indian Universities, academic
institutions, R&D institutions, Public Sector Undertakings, etc.
Institutions registered under the Societies Registration Act.
Institutions incorporated under the Companies Act,
Professional & industry Associations
Trusts registered under Indian Trusts Act.

Therefore, Our University is eligible to secure the project sanctioned as


per the highlighted text above.

PROFILE OF THE PRINCIPAL INVESTIGATOR

Dr. Poranki Kameswara Rao MBA., PhD.,


EDUCATION
Qualification &
Year
PhD in Business
Management
2002 (08/04/2002)
MBA (1992)
Ist Class
B.Sc (1988)
NET (1996)

University
Andhra University,
Visakhapatnam,
Andhra Pradesh, India
Andhra University,
Visakhapatnam,
Andhra Pradesh, India
Andhra University,
Visakhapatnam,
Andhra Pradesh, India
Accredited by UGC

EXPERIENCE
MBA Teaching Experience:
Industry Experience
Total Experience

Area of Specialization
Business Management
(Marketing of Financial
Services)
Marketing
Management
MPC
Business Management

13 Years by 2008(See Annexure-I)


4 Years (See Annexure-II)
17 years by March 2008

(Post PhD Teaching Experience=5 years)

TITLE OF THE PhD THESIS


Performance Evaluation of Co-operative Central Banks in Andhra Pradesh in the
Liberalized Context- Specialization: Marketing of Financial Services
UNIVERSITY: ANDHRA UNIVERSITY, Visakhaptanam, Andhra Pradesh, India

1.
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15.

BRIEF OF ACADEMIC ACHIEVEMENTS


Experience: Teaching &Industry : 17 years
Publications in Journals-20 (20 awaiting)
Text Book Publications-03
Conferences Papers Presented and Published in Sovenirs-45
Professional Trainings-07
Guest Lectures-05
Conference Chair Person-03
Key note speaker in a conference-01
Contribution to institutional development at Kalasalingam University
Academic Programmes Organized-08
Doctoral Committee Member for PhD viva-voce at VIT-UNIVERSITY
Moderation Committee Member for examination papers at VIT-UNIVERSITY
Presently guiding two PhD Scholars at Kalasalingam University
Recently I was selected as a REVIEWER for European Journal of Operations Research for their Research
papers in the area of Supply Chain Management
Conference Chair for recently held International Conference by LIBA-Chennai on 15/2/2006.
Guest Lecture delivered on Paradigm Shift in Marketing & Logistics at SRM-Valliammai Engineering
College. Also acted as Chair Person for 2 conferences.

FORMAT A: Forwarding Letter


Dated: 05-02-2009

To
Advisor & Scientist G
M&C Division
Current Residential
Address
Department
Scientific and Industrial
Research
CURRENT
OFFICIALof
ADDRESS:
C/O AMAL RAJA, 24, RAJIV GANDHI
PROFESSOR
IN DEPT.
OF BUSINESS
Technology
Bhavan,
New Mehrauli
Road
NAGAR,
SRIVILLIPUTTUR-626125,
ADMINISTRATION
VIRUDHUNAGAR DISTRICT, TAMIL
New Delhi 110 016
KALASALINGAM UNIVERSITY

NADU STATE, INDIA

Personal Particulars
DOB: 25 Aug 1964
Gender: Male
Marital Status: Married
Nationality: Indian

Mobile: 91-9788227263
Passport
No: A7451149
Email:kamesh_p2001@yahoo.com
Subject: Proposal for undertaking
a Project on Technology
Propagation
SRIVILLIPUTTUR (VIA), TAMIL NADU
and Development of Micro Enterprises by SHG Women
ANAND NAGAR, KRISHNAN KOIL-626190

Sir,
I am glad to forward herewith a proposal for undertaking Technology
propagation and development of micro enterprises by SHG women at a total
cost of Rs.20,48,200 (Rupees twenty lakhs forty eight thousand and two
hundred only). The project is proposed to be completed over a period of 30

months. Dr.P.KAMESWARA RAO who is working as Professor in the


Department of Business Administration in the institution will be the Project
Director
2. I certify that this institution will provide all the facilities and
infrastructure for the completion of the project as follows:
a) This proposal or other similar proposal has not been submitted to
any other agency/ Department for funding/ the proposal has also
been submitted to .. for partial funding upto Rs. .. lakhs.
b) The Project Director/ Principal Research Investigator will continue
to work in the Institution till the completion of the project. In case
the Project Director leaves without completing the project, the
institution will take full responsibility to complete the project as per
the existing terms and conditions.
c) The Institution will take full responsibility for monitoring the
progress of the project, sending progress reports and utilization
certificates, etc. and ensuring proper and timely intervention.
3. It is requested that the project proposal may be considered favorably for
providing financial assistance for Rs. 20,48,200/4. Details of documents enclosed are given in the attached Checklist.

Signature of the Head of the Institution


Name of the Head of the Institution & Stamp
Details of documents enclosed are given in the below Checklist.

ITEMS
Genesis of the University and Eligibility
criteria
Profile of the Principal Investigator

NO.OF COPIES
1
1

Format A (Forwarding Letter)

Format B (Certificate from the


Investigators)
Format C- PART I: General Information
and Technical Details
A Copy of registration certificate
A Copy of Annual report of last 3 years
A Copy of the Auditors report of last 3
years

1
5
1
1
1

FORMAT B: Certificate from the Investigators


Project Title: - Technology Propagation and Development of Micro
Enterprises by SHG Women
1.

I/We did not submit the project proposal elsewhere for financial
support.

2.

I/We have explored and ensured that equipment and facilities (as
enumerated in section .) will actually be available as and when
required for the purpose of the Project. I/We shall not request
financial support under this project, for procurement of these items.

Date: 05--2-2009
Place: KRISHNANKOIL

(Dr.P.KAMESWARA RAO)
Name and Signature of the Investigators

FORMAT C: Department of Scientific and Industrial Research


Format for Submission of Projects under
Technology Development and Utilization Programme for Women

For official use only


Project code:

Date of receipt

TAC No. and Date

Decision :

Received by

Part I: General Information and Technical Details


1 Title of the Project: Technology Propagation and development
of Micro enterprises by SHG
Women
2 Name and address of the Institute/
Department of Business
University/ Organization submitting Administration,
the Project Proposal
KALASALINGAM UNIVERSITY
Anand Nagar,
Krishnankoil-626190
Virudhunagar District, Tamil
Nadu, India
3 Status of the Institute and its major As
University,
we
have
promotional activities relating to conducted similar activities
women
through our EDC Department.
4 Name and Designation of the
Dr. C. Thangaraj
Executive Authority forwarding the
Vice Chancellor
application
KALASALINGAM UNIVERSITY
5 The Draft/ Cheque to be made in
Dr. C. Thangaraj
favour of . At
Vice Chancellor
KALASALINGAM UNIVERSITY
Payable at RAJAPALAYAM
7 Details Project Investigator
Dr.P.KAMESWARA RAO
Name
PROFESSOR
Designation
MALE & 25-08-1964
Sex & Date of Birth
Department of Business
Address
Administration,
City
KALASALINGAM UNIVERSITY
Telephone, Fax, Email, Mobile
Anand Nagar, KRISHNANKOIL626190
Virudhunagar District, Tamil Nadu, India
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Phone: +91-4563-289042,
Fax: 04563-289322
Mobile: 09788227263
NONE

8. Details Co-Project Investigator


Name
Designation
Sex & Date of Birth
Address
City
Telephone, Fax, Email, Mobile
9 Overall Objective of the project
To provide training to the SHG members and propagate the
suitable technology for imparting them income generating skills
Specific objectives
1) To locate and identify the beneficiaries and to offer training in
income generation activities based on resource analysis and
demand in the study area
2) To produce and develop the content to impart necessary
technical skills on identified income generating activities
3) To create awareness among SHG women on technology related
issues
4) To demonstrate and train selected women SHG members on
technology based enterprises
5) To facilitate linkage with financial institutions to undertake
livelihood activities

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10. Abstract of the Project Summary (Please not exceed one page)
It was found that NABARD has set a mission of credit linking one million SHGs by
2007 and the mission was achieved three years ahead of schedule. Average loans to
SHGs in the first cycle are expected to go up from the present level of Rs20,000
($435) to Rs53,500 ($1,160 at the present exchange rate). As the groups mature
and enter the second and higher cycles, additional credit per SHG is expected to
increase from Rs120,000 in 2002-03 to Rs243,000 in 2007-08. Overall annual
disbursements by NABARD to participating banks are expected to increase from
$43 million during the fiscal year 2000-2001 to $938 during 2007-2008. The net
loanable fund requirement of NABARD during 2002-2008 is estimated at $1.5
billion. NABARD seeks an external long-term line of credit of $550 million, to be
negotiated at a rate of 6%, repayable over a period of 12 years, with a grace period
of 6 years. NABARD in partnership with various stakeholders is facilitating SHGBank programme to enable the banking system transcend the confines of supply
driven credit delivery mechanism which was neither cost effective for the banks nor
user friendly for the poor. The cumulative number of SHGs credit linked with banks
increased to more than 27 lakhs as on March 31, 2007 covering more than million
poor households (NABARD 2007). Tamil Nadu occupies second place in India in
growth of SHGs with 315724 self help groups comprising 50,37,832 women as SHG
members. The magnitude of cumulative internal loans was of the order of
Rs.27121.87 In Virudhunagar district of Tami Nadu there are 7065 groups covering
72650 women as members who have accumulated a revolving fund of Rs.4100
lakhs.
The amazing factor here was the quantitative growth of SHGs in Virudhunagar
district. But the mission is not only for forming the SHGs for the sake of forming
the groups but alleviating poverty through capacity building and empowerment of
women. Micro credit is not a magic wand to alleviate poverty. The credit absorbing
capacity of the SHG members can be reinforced only by means of enhancing their

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capabilities through technology oriented skill training.


Predominantly the New technologies will lead to increased knowledge and more
productive livelihoods. The key to SHGs success will be unleashing the creativity of
its members through technology training. But unfortunately only about 4% of the
SHG members in Virudhunagar district are engaged in micro enterprises
activities. The challenge for the SHG promoting Institutions is in building capacity
through training programmes, particularly due to the absence of quality resource
centers at the district level. The more critical challenge would be in inducing SHGs
to graduate to more matured levels of enterprise, livelihood diversification, access to
supply chain, linkages to capital market and appropriate production and processing
technologies. The progress revealed that many SHGs turned morbid particularly the
older groups as they did not engage in productive activities this alone can lead to
sustainable development. So the present project aims at showcasing of appropriate
technology, organizing demonstration programme and capacitating the SHG women
with relevant technical skills so that they can initiate micro enterprises ensuring
livelihood security and empowerment of women. The training will be demand driven
and local resourced based. Hence an initial survey to identify the beneficiary and
activities and development of content of training become essential pre-requisites of
the project.

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Review of Status
11.1 International status of development in the subject
The literature on this Self Help Group bank linkage concept was evolved by
Asia Pacific Rural and Agricultural credit Association (APRACA), Bankok and
German Agency for Technical Co-operation (GTZ) during the workshop in
NANJING in China in 1986 and action projects was implemented in
Indonesia, Philiiipines, Thailand and India. Group based lending
methodology launched in Bangladesh by Dr.Mohhammed Yunus as an
action research programme in 1976 and later scaled up as Grameen Bank
since 2nd October 1983. On seeing the success of the group based lending
methodology, many donor agencies launched the SHG based microfinance in
various countries targeting the poor women. The Micro credit movement was
especially women to receive credit for self employment and business services
by the end of 2015.
11.2. National status
Reaching 100 million of Indias rural poor with savings and credit by 2008 this is NABARDs goal through its SHG banking program, leveraging the
strength of the formal banking system and the flexibility of informal self-help
groups (SHGs) in providing adequate financial services to very poor rural
micro entrepreneurs. Through NGOs, government agencies and banks, vast

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numbers of self-help groups have been established in recent years: as selfreliant autonomous local financial intermediaries. 85% of the members are
women; in India, they have proven to be the better savers, borrowers and
investors. Most of them are from the lowest castes and other disadvantaged
groups. The SHGs mobilize their own savings, transform them into loans to
members and plow their earnings from interest income back into equity.
SHGs are now forming local networks fuelled by competence and
enthusiasm at all stakeholder levels; it expands rapidly throughout India. It
is probably the worlds largest and most successful microfinance
program for the rural poor outstanding in its emphasis on self-reliance
and local autonomy. Here are some outreach and performance figures
(Dec. 2000):
364,000 SHGs established as autonomous financial intermediaries;
5.8 million SHG members
30 million rural poor covered as household members
194,500 SHGs credit-linked to banks
380 banks and 8000 bank branches involved as bank partners
Non-performing bank loans to SHGs: 0%
750 NGOs and numerous GOs involved as social mobilizers and facilitators.
Myths about women and technology
Women are capable of doing only domestic work
Technology that benefits men is assumed to suit women too
Women who are involved only in certain stereotyped manual work as
supplementary income generating activities need no special training

11.3. Importance of the proposed project in the context of the current


status
As per NABARDs statistics, 400 women join the SHG every hour in India
and one new NGO join the Microfinance programme every day. It was noted
that in the present of globalization economic scenario, Multinational
Companies invade the rural areas with their products and exploit the rural
women. The rural women use the micro credit facilities for unproductive
consumption purpose by purchasing the products of big companies. More
over there is problem of migration from rural to urban areas due to lack of
employment opportunities. To check rural-migration and to provide self
employment opportunities for the rural women minimalist approach of micro
credit alone is not sufficient. Hence, it was identified that the need for credit
plus approach with thrust on propagation of technology and technology
based income micro enterprise training which will increase their

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productivity. The key to a countrys success will be unleashing of creativity


of its women through technology development. Development which is not
engendered is endangered.
12. Duration / Time Schedule:
2years and 6months
13. Major activities to be undertaken
To undertake a survey and FGD(Focus Group Discussion)for
identification of beneficiaries and resource based income generating
activities
To study the resource availability
To identify the marketing opportunities
To develop content of the identified activities
To demonstrate, impart skill and train the SHG women on the
identified activities
To facilitate linkage with banks
14. Methodology: Out of the 14 blocks in Virudhunagar district 50 % of
the blocks will be selected and only those groups with more than five years
of existence and graduated to the stage of micro enterprises will be selected
with the help of NGOs. A complete survey and FGD (Focus Group
Discussion) will be undertaken to identify the beneficiaries with motivation
and interest to undergo technology training either to initiate new enterprises
or to upgrade the already existing activities. The identified beneficiaries will
be taken for an exposure visit and they will be sensitized by exposing them
to content developed under the project which will be followed by capacity
building exercise through imparting technical skills. Efficient Resource
Persons in respective activities will be invited. After sharing in exercise
training session will commence. The training will be designed in such a way
that at the end of the training programme they will be competent enough to
initiate and run an enterprise on their own.

15. Work Programme


S.No. Task
1) Survey

Activity
Profiling
Resource mapping

Output
Identification of
beneficiaries and

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2)

Content
Development

3)

Exposure Visits

4)

Training

5)

Linkage with
banks

6)

Proposed
interaction with
Industry / User
agency

Activity mapping
Opportunities
mapping
Collection of
materials text,
audio and video
Compilation of
content
Locating the activity
centers in the nearby
areas
Exposing the women
to know-how and dohow of the activities
Meeting with success
cases
Contacting the
resource person
Locating the training
venue
Collection of training
materials including
raw materials ,
machines etc
Project proposal
preparation and
grading

Meet the officials and


discuss various issues
to list out the schedule
of commitments.

enterprises

Creation of multimedia
based digital library on
micro-enterprises

Increased awareness
and motivation of
trainees

Trained group members

No. of beneficiaries
availed loan and
initiated enterprises
Change in status of
employment, women
days created
Adoption of
technology
Upgraded/expanded
existing enterprise
Change in decision
making behavior
Gain more knowledge
and improve the
commitment to the
proposed projects.

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13.

Activity Schedule

Sl.No Activity

Months

Period

1 2 3 4 5 6 7 8 9 10 11 12
Profiling

10
months

1,2,3 Resource mapping

4.

Activity mapping
Opportunities
mapping
Collection of
materials text,
audio and video
Compilation of
content
Locating the activity
centers in the
nearby areas
Exposing the
women to knowhow and do-how of
the activities
Meeting with
success cases
Collection of
training materials
including raw
materials ,
machines etc
Contacting the
resource person
Locating the
training venue

12
months

5.

Project proposal
preparation and
grading

5
months

6.

Meet the officials


and discuss various
issues to list out
the schedule of
commitments.

3 month

Total Duration

30
months

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14.

Details of major projects completed during last five years


Title of the project : Setting up of EDC at our Department
Name of the Project Investigator: Mr.G.Balu
Major Outcome:

Given training to 538 Women


entrepreneurship development.

SHG

members

on

basic

Given training to 331 Women SHG members in skill EDP like,


manufacturing simple chemicals, food processing, tailoring,
hallo blocks manufacturing etc.

Given training to women SC/ST beneficiaries on computer


hardware and software

Trained around 1500 Students of final year and pre-final year


engineering, polytechnic and arts and science graduates

The agency/ institution which supported the project: DST, NSTEDB, New
Delhi.
Other Supporting agencies: Tamil Nadu Adi Dravida Housing Development
Corporation (TAHDCO), Tamil Nadu Corporation for Women Development
(TNCWD), DIC, Tamil Nadu, District Rural Development Agency,(DRDA),
Tamil Nadu. Tamil Nadu Society for Science & Technology (TNSCST), Tamil
Nadu Nodal Agency, Agricultural Marketing, Chennai.

15. Existing Facilities


15.1 Available equipment and accessories to be utilized for the project
The Kalasalingam University possesses the following infrastructural facilities
to impart training for promotion of micro enterprises
Computer Lab
Class Rooms
Training Rooms
Conference Halls
Library

120 systems in the department


8 in the department
2
2 big size of 200 capacity & 500 capacity
More than 10,000 volumes

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15.2 Available expert/ Manpower in the institution to be utilized for the


project
We have a Chief Project Leader of EDC of our Department of Business
Administration.

Name of the Expert

Designation SPECIALIZATIONS

Dr. Jeyakumaran M

Prof. & Head HRM & HRD

Dr. Poranki Kameswara


Rao

Professor

MARKETING & SUPPY CHAIN


MANAGEMENT

Dr. Sakthivel Rani S

Sr.Lecturer

MARKETING & HRM

Mr. Durai K

Sr.Lecturer

MARKETING & HRM

Mr. Rajaram R. P. C. S

Sr.Lecturer

OR & PRODUCTION

Miss. M. Selvarani

Sr.Lecturer

FINANCE

Mrs. S. Yavana Rani

Sr.Lecturer

PRODUCTION & MARKETING

Miss. Suganya S

Lecturer

FINANCE

Mr.G.Balu

Chief Project
Entrepreneurship
Leader EDC

Mr.C.Manoharan

Lecturer

16.

Entrepreneurship

Sustainability of the Project after the DSIR support is over

The management of this University has decided that the SHG women will be
trained in preparation of the project proposal, know-how and do-how of
activities in such a way that they shall run the enterprises in a sustainable
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way. We could provide the linkage with financial institutions along with the
hand-holding approach and monitoring of NGOs, the Self-Help Promoting
Institutions and Consultancy services and guidance by the project
management.

17.

Whether the same or similar proposal has been submitted to any


other agency for full or partial support? If yes, give details.
NO

18.

Provide name and address of ten experts in the subject field

S.No. Name and Address of experts


1. Paulraj

Joint Director / Project Officer,


(Mahalir Thittam),
Project Implementation Unit,
Mahalir Thittam,
Collectorate Complex,
Collectorate Office,Virudhunagar.
04562-252036 252877/9443352877 /9443184245

2.

Jeyaseelan Natarajan (India)

3.

Mr.Hemantha Kumar Pamarthy,


Chief Operating Officer,
Sarvodaya Nano Finance ltd, (a Micro Finance Institution
of BASIX group)
279, Avvai shanmugam salai , Royapettah,
Chennai.600014, India.
Phone: 044-28131880, 9444392333
Email:hempam@yahoo.com
CHANDRAMOULY.G
2/418, NK Road

4.

Address:
7/633-A- Jeevanandam Street
Nagamalai Pudukottai
Madurai, Tamilnadu
India 625 019
Telephone:00-91-452-2456546
Email: vijayjeyaseelan@yahoo.co.in

Subject
SHG

Micro enterprise
promotion

Micro Finance

SHG
Linkage

Bank

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Beside vijaya Bank


Nandyal,
Kurnool dt
Email: mouligodena@rediff.com
Mobile: 9866515592

5.

6.

John Vincent Appadurai


#6, VNR Nagar, 16th Street, Vadavalli
Coimbatore
India
Telephone:
09362070035
Email:johnvincent.a@gmail.com

SHG
Bank
Linkage & Micro
enterprise
promotion

D. Selvam (Secretary)
READ
1926 Sakthi Vinayagar St.
Vilandai, Andimadam-621 801
Tamil Nadu, India
Phone: +(91)-4331-242583
Fax: +(91)-4331-242583
E-mail: readpen@sancharnet.in
Asir Devadasan Raja
Address(es) 7/12 A, Urrkadu Road,
Viravanallur 627426
Tirunelveli DT
Tamil Nadu INDIA.
Telephone(s) Mobile ++ 91 9944 5115 68
E-mail(s) asir_devadasan@hotmail.com

SHG & Micro


enterprise
promotion

8.

Brahma Prakash Lingamallu (India)

SHG related
projects

9.

Dr. Indu Chandra Ram (India)

7.

10.

Address:
19, Sai Enclave
Road # 12, Banjara Hills
HYDERABAD, Andhra Pradesh
India
500034
Telephone:914023301944
Email:prakash.lb@gmail.com

03/388, Viram Khand-III


Gomtinagar
Lucknow, Uttar Pradesh
India
PIN:226 010
Telephone:
+91-522-2398517
Fax:
+91-361-2631482
Email:
ic_nagar@yahoo.co.in
Website:
http://www.smec.com.au
E.K.SANTHA, 43
S-1, B Block, Land Marvels Garden,
Rajajinagar, Thiruvanmiyur,
Chennai-600 041, Tamil Nadu, India.
Phone: 0091 44 43357068
Mobile:0091 9444779606
E-mail: eksantha@gmail.com

SHG & Micro


enterprise
promotion

SHG related
projects

SHG training
programmes

21

PART II: BUDGET PARTICULARS


18.

Total cost including foreign exchange Rs. 20,48,200/(Please provide following break-up and also provide justification for
each head and sub-head separately).

18.1.Manpower: Manpower

Designation

Project Associate
Technical

Number of
Persons
1
1

Salary
per
month
8000
6000

Total
amount(Rs)
8000
6000

Assistant

22

Sub Total

14,000

per
month
Year 1
Year 2
Year 3
Total

1,68,000
1,68,000
84,000
4,20,000

18.2.Consumables (equipments and raw materials)


Details of
Consumables
Computer
(laptop)
and Printer, UPS
Stationery
LCD Projector
Handy cam/Digital
Camera
Training materials
Software
Telephone/Internet
Connection
installation

Quantity per year


01(for 3years)

Total
amount(Rs)
45000

for 3years)
01(for 3years)
01(for 3years)

28000
35000
20000

01 set (for 3years)


01(for 3years)
01(for 3years)

Total

3,00,000
3,00,000
6000

7,34,000

18.3.Travel (year-wise breakup)


Purpose

Travel by
Research
Investigator
& Project
Associates
TA to
resource
persons
TA,DA to
participants

Year 1

Year 2

Year 3
(6
months)

Total

45000

55000

30000

1,30,000

10000

15000

10000

35,000

60000

60000

30000

1,50,000

23

(Rs.100x600women)
Total

115000

(Rs.100x600)
130000

(Rs.100x
300)
70000

3,15,000

18.4. Contingency
Purpose
Xerox
Postal
Phone
Internet Charges
Attender
Others
Total
(amount
month)
Year I
Year II
Year III
Total

per

Amount
(per month)
500
100
1500
1500
500
1000
5100
61200
61200
30600
1,53,000

18.4. Computer hire charges (if any): Rs.30,000/18.5. Monitoring and Review Meetings:
Year I
Year 2
Year 3
3 meetings 3 meetings 2 meetings

Particulars
Meeting expenses
@ Rs.20,000 per meeting

60,000

60,000

40,000

Total
1,60,000

18.6. Institutional Over heads (if any)-@10% of subtotals of the final table

Particulars
Institutional

Year I
Year 2
Year 3
3 meetings 3 meetings 2 meetings
1,16,820
46,420
22,960

Total
1,86,200

24

charges
18.7.Others
Particulars
Development

Content
Services
Miscellaneous
Total

Expert

Year I

Year 2 Year 3

Total

15000

25000

40000

5000
20000

5000
30000

0
0

10000
50000

19. Summary table giving year-wise break up under heads mentioned


in Col.18.1 to 18.7 above
S.No
1.
2
3
4
5.

Particulars
Manpower
Consumables
Travel
Contingency
Computer hire

charges(if any)
Monitoring and

7
8
9

Review meetings
Others (if any)
Sub total
Institutional

Year 1
1,68,000
7,34,000
1,15,000
61,200
10,000

Year 2
1,68,000
0
1,30,000
61,200
15,000

Year 3
84,000
0
70,000
30,600
5000

Total
4,20,000
7,34,000
3,15,000
1,53,000
30,000

60,000

60,000

40,000

1,60,000

20,000
11,68,200
1,16,820

30,000
4,64,200
46,420

0
2,29,600
22,960

50000
18,62,000
1,86,200

Overheads @ 10% on
sub total
Total
S.No
Particulars
1.
Manpower
2
3

12,85,020 5,10,620 2,52,560 20,48,200


Justification
To assist the coordinator in running the

Consumables

programme
To meet the expenses of stationery and

Travel

training materials
To visit villages for undertaking survey and to
conduct the training programmes, to meet the

25

Contingency

travel expenses of the trainees


To meet the honorarium of the resource

Monitoring and

persons and trainers


To meet the expenses of experts who attend

6
7

Review meetings
Others (if any)
Institutional

Overheads @ 10% on
sub total

the monitoring and review meetings


To meet the unforeseen contingencies
To meet the institutional charges for
KALSALINGAM UNIVERSITY

Note : Please give justification for each head and sub-head separately
mentioned in Part IV.

Signature of the PI

Place

Name: Dr.P.KAMESWARA RAO


Date

Designation: PROFESSOR

ANNEXURE
A Copy of registration certificate is attached here
A Copy of Annual report of last 3 years is attached here
A Copy of the Auditors report of last 3 years is attached here

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