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MoneyMindz.com India's First Free Online / On-call Financial Advisory

A unique scenario covering the surgical and medical expenses of the

individual is known as health insurance. India is a developing nation and
health is a major area of concern. Various health insurance companies are
spreading in India at great pace.

Moneymindz is Indias only on-call financial advisor on health insurance.

Kinds Of Health Insurance:

There are various kinds of health insurance available as follows:

Individual Health Insurance: A procedure, where in health insurance is

offered to a person looking for treatment is the Individual Health Insurance.

Family Health Insurance: Offering cover to members of the family is the family
health insurance. It covers the head of the family, wife and children. There
are many situations; where in parents of the policyholder also has been
Dangerous Illness Health Insurance: People are exposed to various diseases.
Some of the diseases like cancer, heart attack, kidney failure, strokes, artery
diseases, sclerosis, Alzheimers disease, serious burns and others. Insured
person once diagnosed with critical illness gets huge amount, as per the policy
terms and conditions.

Health Insurance For Senior Citizens: Insurance taken in order to protect the
senior citizens in India is known as Senior Citizens Health Insurance. It has got a
very small waiting period. The chances of renewal of senior citizens insurance
plan is zero. No doubt, the premium cost will be very higher.

Diseases Not Covered Under Health Insurance:

Some of the major ailments not covered under health insurance are as follows:

Genetic Disorder
Dental issues
Tobacco related disease
CancerAdvance Stage

Advantages of Health Insurance:

A person is eligible for the cashless facility, while getting admitted to

network hospitals.
Ideal for people belonging to poor and middle class.
Offers superior outpatient care, without getting admitted to the hospitals in
Ensured peace of mind for the patient.
You get the flexible insurance coverage.
Most of the health insurance policies in India come with the income tax
benefits under the Section 80 D.
Policies can be renewed on a yearly basis.
When you get hospitalized, the pre-hospitalization charges also get
During death of insured person, relatives will get benefits.

So, be healthy and live a good life with the health insurance.

For more Information:

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