INTERS COMPUESTO

El inters compuesto ( compound interst)

Compound interest is interest calculated on the initial principal and also on the
accumulated interest of previous periods of a deposit or loan. Compound interest can be
thought of as interest on interest, and will make a deposit or loan grow at a faster rate
than simple interest, which is interest calculated only on the principal amount. The rate
at which compound interest accrues depends on the frequency of compounding; the
higher the number of compounding periods, the greater the compound interest. Thus,
the amount of compound interest accrued on $100 compounded at 10% annually will be
lower than that on $100 compounded at 5% semi-annually over the same time period.

Exemple de que diferencia el inters compost del inters simple:

Tens 10.000$

Inters simple: Inverteixes 10.000$ a 3 anys a un 5% de inters anual.

Per tan cada any guanyars 500$ = 10.000$*0.05, al final del tres anys tindrs 11.500$.

Inters compost: Inverteixes 10.000$ a 3 anys a un 5% de inters anual.

1r any 10.000$*0.05=500 per tan al final dany tindrs 10.500$ com aqu els interessos
se acumulen al capital principal els interessos del any que be se calcularan a partir del
principal + interessos que haguis acumulat.

2any 10500$*0.05=525$ per tan al final dany tindrs 11.025$

3r any 11025$*0.05=551,25$ per tan a final del tercer any tindrs 11576.25$.

Per tan amb el inters compost guanyars mes diners que amb linters simple sempre
que hi hagui mes de 1 perode de pagament de interessos.