A Status Report

on the
Philippine
Financial System

First Semester 2010

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 Status Report on the Philippine Financial System
First Semester 2010

Table of Contents
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_________
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Schedules
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Office of Supervisory Policy Development, Supervision and Examination Sector

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 Status Report on the Philippine Financial System
First Semester 2010

Glossary
A. SELECTED ACCOUNTS
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Office of Supervisory Policy Development, Supervision and Examination Sector i

 Bangko Sentral ng Pilipinas

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ii Office of Supervisory Policy Development, Supervision and Examination Sector

 Status Report on the Philippine Financial System
First Semester 2010

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Office of Supervisory Policy Development, Supervision and Examination Sector iii

 Bangko Sentral ng Pilipinas

B.FINANCIAL AND OTHER RATIOS

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iv Office of Supervisory Policy Development, Supervision and Examination Sector

 Status Report on the Philippine Financial System
First Semester 2010

Prologue
The 0')'.#$;%+,('$,/$'!%$J!"*"++"/%$S"/)/1")*$0F#'%& is a semestral report prepared
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Office of Supervisory Policy Development, Supervision and Examination Sector v

 Key performance indicators
for the first half of 2010 showed the sustained
strength of banks core balance sheet
accounts: steady asset expansion, credit
growth, growing deposit base, ample liquidity,
continuing improvement in overall asset
quality and above standard solvency ratios
 Status Report on the Philippine Financial System
First Semester 2010

The Philippine Financial System:

An Assessment
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Office of Supervisory Policy Development, Supervision and Examination Sector 1

 Bangko Sentral ng Pilipinas

Box 1:
Basel 1.5 Framework for Stand-alone Thrift Banks, Rural Banks
and Cooperative Banks
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Assignment of Risk Weight

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Capital Requirement for Operational Risk

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2 Office of Supervisory Policy Development, Supervision and Examination Sector

 Status Report on the Philippine Financial System
First Semester 2010

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Office of Supervisory Policy Development, Supervision and Examination Sector 3

 Bangko Sentral ng Pilipinas

Box 2:
Building an Inclusive Financial System through Microfinance
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Recent Policy Initiatives

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4 Office of Supervisory Policy Development, Supervision and Examination Sector
 Status Report on the Philippine Financial System
First Semester 2010

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Office of Supervisory Policy Development, Supervision and Examination Sector 5