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Indonesia is a large country with more than 13.000 islands. It has 27 million people and almost
However, many people start to leave this field or doesnt want their children to work in this field
because of its difficulties to get proper income. Many farmers in Indonesia still live below
poverty line.
One of the problem is because the lack of processing and industrialization. We kept supply fresh
or raw materials with low price and import finished product from another country with higher
price. The government also understand about this problem, thats why there are many programs
available to help farmers to produce their own products and not only as raw materials.
Through these programs, the governments provide help like give equipment or machine for free
for a group of farmers in some villages. Most of the times, they also provide them with some
experts to supervise the program. However, these program is not always succeeding or worked.
Those equipment or machines usually ended up being sold or neglected, because the farmers
cant divide their work. They spend most of their time to focus on their crop, so they almost have
Sometimes they also have problem to sell their product. They cant always sell it right to the
market due to the rapid change of the fresh products. Usually they sell it to the wholesaler, who
buys their products in a big amount with standard price even lower to sell it again with double
are live in a village. Sometimes it is very far from the city and still unreachable by modern
transportation. Its make it hard to sell their product to another region or city, so they also depend
on the wholesaler to buy their products or sell it to people around them which is also works as
farmers.
Another problem is they have this habits to grow crop that have high price on some season. If
there is a crop that have high price, they will simultaneously grow these crops. Its a good
strategy actually but unfortunately applied incorrectly. Because of this habits, thus crops will be
abundant on the market and instead of getting some fortune, the price of the crops will drop and
So, I actually have this long time plan which is I hope not only worthy for me but also can help
farmers in my country.
In Indonesia there is a business entity known as cooperative (koperasi Indonesia). Its more
like partnership than company because they mostly depend on their people including the fund
and assets. Its like an organization which is also work like a bank.
Cooperative is an organization of business owned and operated by the individual for the common
interest. Cooperatives bases its activities based on the principles of motion economy of the
The principle of cooperation is a system of ideas -abstract idea which are instructions for
building a cooperative effective and durable. The principle of cooperative latest developed the
In Indonesia alone has created the Law no. 25 of 1992 concerning Cooperatives. The principle of
member
Giving remuneration is limited to capital
autonomy
cooperative education
Cooperation among cooperatives
Principles Cooperation under Law No. 17 Th. 2012, namely: Capital consists of principal savings
Most of the cooperation is work in money business. They chose the administrator (chairman,
secretary, treasurer etc) among the members to take care the administration and the management
of the organization for some decade and will change periodically. All the members have
mandatory and voluntary installment. The mandatory installment has to be paid every month to
their account in an amount that has been approved. While for the voluntary installment is a
payment that is made as their wish. All of those money will go into their accounts and the
organization will raise the money mostly by giving loans to the members (only members can get
loans). After one year, they will calculate all the net income and divided it into all members
based on money in their account. It just like the stock business, the more you have in your
flow, but also to provide supports for the farmers. The main target for the members are the
farmers. As cooperation, they can make an account as member and paid the mandatory
installment to the corporation. But, as this cooperation work mainly for farmers who doesnt
have stabilized salary each month, then instead of pay every month, they can pay the mandatory
installment for each season, which is will be every three or six months. The amount of payments
will also vary based on the methods of payment. The main differences is on the voluntary
installment. Unlike the mandatory installment, the members can pay the installments not only by
cash but also by goods. They can bring their agricultural products and sell it to the corporation
with standard prices. The payment will go directly to their account which they can take it or save
it.
As I said before, this cooperation is not only to create money flows, but also to provide supports
for the farmers problems as I mention in the beginning. The main activity is not only to keep the
money flowing by giving loans with interests but also by selling products. Alongside the
cooperation, there will be another business using the resources provided by the cooperation.
Farmers dont have enough time to process their raw materials into finished products, then the
cooperation can do it instead. With the money from the members and also the materials from the
farmers, cooperation can start working to produce their own products and sell it with better price.
Through the net income that will be divided to every member in the end of year, the farmers
(who cooperated as members) can also get the benefit indirectly. As for the cooperation, it gets
help with the fund raising, and also it has enough supply of the fresh materials.
Of course, this is a big work. Therefore, start from the bottom, we can start by create a small
cooperation, raise the fund by loans until hit some exact points then start to make products and
accept certain agricultural materials which is essential to the business as the payments. On this
point, not all agricultural materials can be accepted as payments, but only a certain crops that is
essential to the products. We can start produce a products which the materials is produce by most
farmers on the region or by most of the members, therefore, we can easily get the materials and
also it fulfills the main goals to help the farmers selling their products.
The cooperation can grow in time and in the end can accept all kinds of crops and store it. We
can not only use it as materials for the products but can also distribute it to another region or
even export it with greater price. It can also help the balance of the products, we can keep up
with the situation and provide the distribution of the excessive products to another region that
lacks such products. It will be more helpful if there is another branches or agent that can provide
such information. Therefore, the price of the products can remain stable or at least the change of
This concept can be even greater if it can get on government sides. Instead of give the help such
as subsidized fertilizer or else directly to the farmers, cooperation can be help of distributing thus
help, therefore it will be used more efficiently. Because the cooperation can also provide the
farmers with experts to see if they really need that kind of help or not. So the excessive products
can be divided wisely and organized instead of loaded it all to the farmers.
This will be a great help not only for the farmers but also can open a lot of work chances for
unemployment in Indonesia. Still, it needs a lot of efforts and time to make it happens. But,