1.

ACCOUNT RECORD
*******************
Raguel Branch ACCOUNT SEE
ETB Mudaraba Saving Deposit
ACCOUNT.NUMBER.... 70-0000575934-5 IFB5
------------------------------------------------------------------------------
1 CUSTOMER.......... 1000630431 IFB5
2 CATEGORY.......... 6-513 Mudaraba Saving Deposit
3 ACCOUNT.TITLE.1... IFB5
5 SHORT.TITLE....... IFB5
6 MNEMONIC.......... IFBSAL2
7 POSITION.TYPE..... TR TRADING POSITION
8 CURRENCY.......... ETB Ethiopian Birr
9 CURRENCY.MARKET... 1 Transaction
11 ACCOUNT.OFFICER... 6038 Raguel Branch
20.32 PMS.POOL.ID.... IFBPOOL
21 CONDITION.GROUP... 99 Default Account Group Condition
23 OPEN.ACTUAL.BAL... -959,828.49
24 OPEN.CLEARED.BAL.. -959,828.49
25 ONLINE.ACTUAL.BAL. -959,828.49
26 ONLINE.CLEARED.BAL -959,828.49
27 WORKING.BALANCE... -959,828.49
[11:31:07] Mikiyas Getachew: 28 DATE.LAST.CR.CUST. 01 DEC 2016
29 AMNT.LAST.CR.CUST. 241,000.00
30 TRAN.LAST.CR.CUST. 52 Cash Deposit
37 DATE.LAST.DR.CUST. 05 DEC 2016
38 AMNT.LAST.DR.CUST. -118.36
39 TRAN.LAST.DR.CUST. 434 Reimbursement of Profit
43 DATE.LAST.DR.BANK. 05 DEC 2016
44 AMNT.LAST.DR.BANK. -480,000.00
45 TRAN.LAST.DR.BANK. 420 Payment of Principal
46. 1 CAP.DATE.CHARGE 30 NOV 2016
76 PASSBOOK.......... Y
78 OPENING.DATE...... 10 NOV 2016
85 OPEN.CATEGORY..... 6-513 Mudaraba Saving Deposit
93 CHARGE.CCY........ ETB Ethiopian Birr
94 CHARGE.MKT........ 1 Transaction
95 INTEREST.CCY...... ETB Ethiopian Birr
[11:31:14] Mikiyas Getachew: 96 INTEREST.MKT...... 1 Transacti
on
99. 1 ALT.ACCT.TYPE.. STARBANK
100. 1 ALT.ACCT.ID.... 038MSD5
99. 2 ALT.ACCT.TYPE.. DBASE
99. 3 ALT.ACCT.TYPE.. NBE.ACCT
108 ALLOW.NETTING..... NO
149 OPEN.AVAILABLE.BAL -959,828.49
167 DATE.LAST.UPDATE.. 05 DEC 2016
203 CURR.NO........... 1
204. 1 INPUTTER....... 56706_SALHADIN__OFS_BROWSERTC
205. 1 DATE.TIME...... 15 NOV 16 15:03
206 AUTHORISER........ 56709_SALAHDINN_OFS_BROWSERTC
207 CO.CODE........... ET-001-0038 Raguel Branch
208 DEPT.CODE......... 6001 Head Office Finance
------------------------------------------------------------------------------
25 NOV 2016 11:23:02 USER (06 DEC) AUTHORISER [1450,0]PAGE 3
ACTION
AWAITING PAGE INSTRUCTIONS
2. STMT.ENTRY RECORD
*********************
Raguel Branch STMT.ENTRY SEE
STMT.ENTRY.ID..... 178610093866177.000002
------------------------------------------------------------------------------
1 ACCOUNT.NUMBER.... 70-0000575934-5 IFB5
2 COMPANY.CODE...... ET-001-0038 Raguel Branch
3 AMOUNT.LCY........ -480,000.00
4 TRANSACTION.CODE.. 420 Payment of Principal
8 CUSTOMER.ID....... 1000630431 IFB5
9 ACCOUNT.OFFICER... 6038 Raguel Branch
10 PRODUCT.CATEGORY.. 6-513 Mudaraba Saving Deposit
11 VALUE.DATE........ 05 DEC 2016
12 CURRENCY.......... ETB Ethiopian Birr
16 POSITION.TYPE..... TR TRADING POSITION
17 OUR.REF LD1633652015
20 CURRENCY.MARKET... 1 Transaction
22 DEPARTMENT.CODE... 6001 Head Office Finance
23 TRANS.R LD1633652015
24 SYSTEM.ID......... LD LOANS AND DEPOSITS
25 BOOKING.DATE...... 05 DEC 2016
26. 1 STMT.NO........ 178610093866177.00
26. 2 STMT.NO........ 1-2
27. 1 OVERRIDE....... Unauthorised overdraft of ETB 959828.49 on account 70000
29 CURR.NO........... 1
30. 1 INPUTTER....... 56005_INPUTTER
31. 1 DATE.TIME...... 24 NOV 16 18:22
32 AUTHORISER........ 56005_INPUTTER
36 CRF.TYPE.......... DEBIT
39 CONSOL. AC.1.TR.ETB.6513..1000.1499.6038..ET....ET..ET0010038
41 CRF.PROD.CAT...... 21-052 FWD & FIN Ijara-Dis
43 DEALER.DESK....... 00
45 LIQUIDATION.MODE.. AUTOMATIC
46 REPAYMENT.DATE.... 05 DEC 2016
47. 1 REPAYMENT.TYPE. PR Principal Amount
48. 1 REPAYMENT.AMT.. -480,000.00
49 OUTSTANDING.BAL... -480,000.00
50 CONTRACT.INT.RATE. 9.00
82 AMOUNT.DEAL.CCY... -480,000
83 DEAL.CCY.......... ETB
84 DEAL.EXCH.RATE.... 1.000000000
91 NET.PARAM......... CLDEFAULT
98 CONTRACT.BAL.ID... LD1633652015
100 PROCESSING.DATE... 05 DEC 2016
104 ORIG.CCY.MARKET... 1
------------------------------------------------------------------------------
25 NOV 2016 11:34:05 USER (06 DEC) AUTHORISER [1450,0]PAGE 3
ACTION
AWAITING PAGE INSTRUCTIONS

3. PD.PARAMETER RECORD
***********************
Raguel Branch PD.PARAMETER SEE
ID................ 21052
------------------------------------------------------------------------------
1 CAT.OD.INT.CUR.... 55102 Penalty Unpaid
2 CAT.OD.INT.PRV.MTH 55102 Penalty Unpaid
3 CAT.OD.INT.PRV.YR. 55102 Penalty Unpaid
5 CAT.OD.SPR.CUR.... 55102 Penalty Unpaid
6 CAT.OD.SPR.PRV.MTH 55102 Penalty Unpaid
7 CAT.OD.SPR.PRV.YR. 55102 Penalty Unpaid
9 WOF.CATEGORY...... 54200 IFB WOF
10 TXN.CDE.WOF.DR.... 87 Past Due Write-Off
11 TXN.CDE.WOF.CR.... 187 Past Due Write-Off
12 TXN.CDE.ADJ.DR.... 88 Past Due Adjustment
13 TXN.CDE.ADJ.CR.... 188 Past Due Adjustment
14 TXN.CDE.REPAY.NET. 488 Past Due Net Payment
15 ACCR.CYCLE.LOCAL.. 06 DEC 2016DAILY 06 DEC 2016 Daily
16 ACCR.CYCLE.FOREIGN 06 DEC 2016DAILY 06 DEC 2016 Daily
17 GRACE.PERIOD.INT.. 2
18 GRACE.PERIOD.SPRD. 2
19 NAB.PERIOD.INT.... 4
20 NAB.PERIOD.SPRD... 4
21 SUB.PAY.SETTING... YES
22. 1 STATUS.CHANGE.. PRE
23. 1 ACTIVITY.CODE.. 100 Entering Pre-grace Period
22. 2 STATUS.CHANGE.. GRA
23. 2 ACTIVITY.CODE.. 102 Entering Grace
22. 3 STATUS.CHANGE.. PDO
23. 3 ACTIVITY.CODE.. 104 Start of Past Due
22. 4 STATUS.CHANGE.. NAB
23. 4 ACTIVITY.CODE.. 106 Start of NAB
24 MAXIMUM.LEGAL.RATE 3.00
28 CONTRACT.METHOD... 3 RATE AND (MAX.LEGAL.RATE - RATE)
32. 1 PEN.CALC.BASIS. PR PRINCIPAL
32. 2 PEN.CALC.BASIS. IN INTEREST
33. 1 REPAYMENT.ORDER CH Charge Amount
33. 2 REPAYMENT.ORDER PE Penalty Interest
33. 3 REPAYMENT.ORDER IN Interest Amount
33. 4 REPAYMENT.ORDER PR Principal Amount
33. 5 REPAYMENT.ORDER CO Commission Amount
33. 6 REPAYMENT.ORDER PS Penalty Interest - Spread
33. 7 REPAYMENT.ORDER TX Tax Amount
33. 8 REPAYMENT.ORDER PF Penalty Fee
33. 9 REPAYMENT.ORDER A1 Insurance Fee - A1
33.10 REPAYMENT.ORDER A2 Insurance Fee - A2
33.11 REPAYMENT.ORDER A3 Savings Plan
33.12 REPAYMENT.ORDER A4 Pension Plan
33.13 REPAYMENT.ORDER A5 Add Pay Type 5
33.14 REPAYMENT.ORDER CE Capitalised Penalty Interest
33.15 REPAYMENT.ORDER CS Capitalised Penalty Spread
33.16 REPAYMENT.ORDER CB Contingent Balance
33.17 REPAYMENT.ORDER CP Contingent Principal
35 REVERSE.PL.AT.NAB. NO
36 TXN.CDE.TAKEOVR.DR 74 Take Over Entry - Debit
37 TXN.CDE.TAKEOVR.CR 58 Take Over Entry - Credit
38 PRE.GRACE.PERIOD.. 1
41 CAT.PEN.FEE....... 55102 Penalty Unpaid
43 ACCRUAL.TODAY..... NO
44. 1 PS.CALC.BASIS.. PR PRINCIPAL
44. 2 PS.CALC.BASIS.. IN INTEREST
 45 REPAYMENT.METHOD.. 1 REPAYMENT ORDER
46 RETRY.REPAY.STATUS NAB
47 CRF.BY.TYPE.PREV.. YES
48 CRF.BY.TYPE....... YES
66. 1 SUSPEND.INCOME. YES
76 ROUNDING.RULE..... NATURAL Natural Rounding
77 WAIVE.GRA.PE...... YES
78 WAIVE.GRA.PS...... YES
85 CURR.NO........... 6
86. 1 INPUTTER....... 56014_INPUTTER__OFS_BROWSERTC
87. 1 DATE.TIME...... 24 NOV 16 16:15
88 AUTHORISER........ 6669_AUTHORISER
89 CO.CODE........... ET-001-0001 NIB PROD
90 DEPT.CODE......... 6001 Head Office Finance
------------------------------------------------------------------------------
25 NOV 2016 11:35:14 USER (06 DEC) AUTHORISER [1450,0]PAGE 5
ACTION
AWAITING PAGE INSTRUCTIONS