COMPANY OVERVIEW

BRIGHT HOMES & REALTY CORPORATION (BHRC) has been at the

forefront of residential development for more than a decade now. Buoyed by
the growing market demand for affordable housing units and encouraged by
the government's support for affordable housing programs, the company
offers house and lot packages that cater to various income levels and
individual needs and taste of its customers.

A BRIGHT HOMES Community offers a lifestyle that is exclusive and

comfortable in a location that is accessible and secure.

"Kay Sarap Umuwi Sa Sariling Bahay!"

Mission
To provide affordable and quality homes to various income levels of people in
the society and to support the government's thrust in its priority programs in
housing for its citizens.

Vision
A company that continually pursues excellence in building quality
subdivisions and housing units for total customer satisfaction.

Location
 PROJECTS

House Model

Celine Modified
Celine, a Classic Swiss - inspired home incorporates lines that are simple and
attractive with unaffected colors and minimal ornamentation. The two-storey
house with attic provides its homeowners a lifestyle that allows them to relax
and entertain in comfort and style.

Gallery
 Gallery

House Model

Queen Elizabeth
Expansive is the word that can best describe Queen Elizabeth. With a floor
area of 65 sqm and a choice of either 135 or 162 sqm lot, Queen Elizabeth is
perfect for a growing family with teenagers, or the work-at-home
entrepreneur or professional that needs plenty of space for future expansion
or business.
 Virtual Tour

Main Floor Master Bedroom Bedroom 1

 House Model

Katrina Royale

A dream house for newly weds or a young couple starting a family, Katrina
Royale is a cozy two-bedroom home built on a 77 sqm lot with ample space
for a carport and pocket garden.
 Ysabella

For families that need more space, Ysabella is the ideal solution. Built on 105
sqm lot, the 65 sqm home has a wide front yard that can be made into a
lanai and can also accommodate up to 2 cars.

Ysabella Modified
For families that need more space, Ysabella is the ideal solution. Built on 105
sqm lot, the 65 sqm home has a wide front yard that can be made into a
lanai and can also accommodate up to 2 cars.

Alessandra
Aside from its premium homes, El Pueblo del Rio has a series of affordable
homes, the best seller of which is the Alessandra, a 45 sqm townhouse unit
on a 44 sqm lot. Alessandra offers flexibility for buyers to design the interiors
of their homes according to their style and level of comfort. More
importantly, this unit comes with an affordable price tag.

Katrina Royale Gallery

 Virtual Tour - Main Floor Virtual Tour - Master Virtual T
Bedroom Bedroo

Ysabella - Gallery

Virtual Virtual Virtual

Tour - Main Tour - Tour -
Floor Master Bedroom
Bedroom 1

Ysabella Modified - Gallery

Virtual Tour

Alessandra - Gallery
Virtual Tour - Main Floor

House Model
 Princess Catherine

Catherine, a Classic American-

inspired home incorporates lines
that are simple, attractive but
unaffected colors and minimal
ornamentation. The two-storey
house with attic provides its
homeowners a lifestyle that allows
them to relax and entertain in
comfort and style.

Primeville Residences is designed to

reflect the ease and sophistication
of the American way of life-
timeless, practical and relaxing.

Nestled in the heart of Sta. Maria,

Bulacan, Primeville Residences strikes a perfect balance between
cosmopolitan modernity and harmony with nature.

Floor Plan

Gallery

General Self-Employed Employed OFW

Requirements
2 pcs. 1x1 Audited One Month Latest Job Co
Picture Financial Latest Payslip
Statement and
 Income Tax
Return
Photocopy of
Notarized
Marriage
DTI/SEC Certificate of
Contract, Birth Photocopy of Passport
Registration Employment and
Certificate and
Compensation
Proof of Billing
Special Power of
Community Tax General Attorney
Business Permit
Certificate Requirements (Aunthenticated by
the Consul)
MSVS Stub for
PAG-IBIG Mayor's Permit General Requirements
Borrowers
Post Dated
Barangay Permit
Checks
General
Requirements

Corporate Headquarters:
#50 Scout Borromeo, Brgy. South Triangle Quezon City, Metro Manila 1103
Philippines

Telephone Numbers:
+63-2-920-0598
+63-2-426-1342
+63-2-928-7223
+63-2-928-3213 (fax)
+63-917-801-6254 (mobile)

Site Office:
2F Bulacan Meadows Arcade Bulacan Meadows Brgy. Caypombo Sta. Maria,
Bulacan 3022 Philippines

Telephone Number (Site Office):

+63-44-815-0432

Email Directory
Sales:
sales@brighthhomesrealty.com
Support & Customer Service:
custservice@brighthomesrealty.com
Website-related inquiry:
webmaster@brighthomesrealty.com

AMORTIZATION SCHEDULE

LOAN AMOUNT P1,657,000.00

INTEREST RATE 6.50%
TERM (no. of months) 216
DUE PRINCIPAL INTERES TOTAL MRI MONTHLY PRINCIPAL
DATE T AMORTIZATION BALANCE
P1,657,000.00
1 P4,057.90 P8,975.42 P13,033.3 P828.5 P13,861.82 P1,652,942.10
2 0
2 P4,079.88 P8,953.44 P13,033.3 P828.5 P13,861.82 P1,648,862.21
2 0
3 P4,101.98 P8,931.34 P13,033.3 P828.5 P13,861.82 P1,644,760.23
 2 0
4 P4,124.20 P8,909.12 P13,033.3 P828.5 P13,861.82 P1,640,636.03
2 0
5 P4,146.54 P8,886.78 P13,033.3 P828.5 P13,861.82 P1,636,489.48
2 0
6 P4,169.00 P8,864.32 P13,033.3 P828.5 P13,861.82 P1,632,320.48
2 0
7 P4,191.58 P8,841.74 P13,033.3 P828.5 P13,861.82 P1,628,128.90
2 0
8 P4,214.29 P8,819.03 P13,033.3 P828.5 P13,861.82 P1,623,914.61
2 0
9 P4,237.12 P8,796.20 P13,033.3 P828.5 P13,861.82 P1,619,677.49
2 0
10 P4,260.07 P8,773.25 P13,033.3 P828.5 P13,861.82 P1,615,417.42
2 0
11 P4,283.14 P8,750.18 P13,033.3 P828.5 P13,861.82 P1,611,134.28
2 0
12 P4,306.34 P8,726.98 P13,033.3 P828.5 P13,861.82 P1,606,827.94
2 0

New Era University

College of Business Administration
A Project Presented to DR. EMILIA M. MANANGHAYA
Dean, College of Business Administration

In Partial Fulfillment of the Requirement in

FM 11-7 Capital Markets

by

Alecsa Asdis Agno

Aldren Ken Austria
Sharmaine Buayaban
Armi Michelle Cruz
Alexis de Guzman
Roushdi Dionisio
Mark Anthony Martin
Ma. Konika Lae San Juan

March 2016