Home Mortgage Calculator

2007-2015 Vertex42 LLC

Borrower: Lender: Home Mortgage Calculator
[Address, City, ST ZIP] [Address, City, ST ZIP]
Phone: [Phone] Phone: [Phone]

Mortgage Information Balance at a Specified Year

Loan Amount 150,000.00 Balance at Year 5
Annual Interest Rate 5.50% Date 12/12/2019
Term Length (in Years) 30 Interest Paid 39,083.27
First Payment Date 1/1/2015 Principal Paid 16,275.93
Compound Period Monthly Outstanding Balance 133,724.07
Payment Frequency Acc Bi-Weekly [42]

Acc Bi-Weekly Payment 425.84 Summary

Years Until Paid Of 24.88
Home Value or Price 150,000.00 Number of Payments 647
Yearly Property Taxes 2,700.00 Last Payment Date 10/6/2039
Yearly H.O. Insurance 600.00 Total Payments 275,093.77
Monthly PMI 80.00 Total Interest 125,093.77
PITI Payment 589.69
Fixed-Rate or ARM
Extra Payments Variable or Fixed Rate Fixed Rate
Start at Payment No 1 Years Rate Remains Fixed 3
Extra Payment $ - Interest Rate Cap 12.00%
Payment Interval 1 Interest Rate Minimum 4.00%
Extra Annual Payment $ - Periods Between Adjustments 12
Payment # (1-26) 1 Estimated Adjustment 0.25%
Total Extra Payments - Highest Monthly Payment 425.84
Interest Savings 31,135.61

160,000 No Extra Payments 1200.0% Interest Rate History

Balance 1000.0%
140,000
800.0%
120,000 Totals Assuming No Extra Payments 600.0%
100,000 Total Payments $306,229 400.0%
Total Interest $156,229 200.0%
80,000 Payment #
Periods Per Year 26 0.0%
60,000 0 100 200 300 400 500 600 700 800 900

40,000
20,000
0
Tax Deduction
Tax Bracket 25.00%
Efective Rate 4.125%
Tax Returned 31,273

Payment Schedule [42]

Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
$150,000.00
1 1/1/2015 5.500% 316.92 425.84 0.00 108.92 149,891.08 79.23 79.23
2 1/15/2015 5.500% 316.69 425.84 0.00 109.15 149,781.93 79.17 158.40
3 1/29/2015 5.500% 316.46 425.84 0.00 109.38 149,672.55 79.12 237.52
4 2/12/2015 5.500% 316.23 425.84 0.00 109.61 149,562.94 79.06 316.58
5 2/26/2015 5.500% 315.99 425.84 0.00 109.85 149,453.09 79.00 395.57
6 3/12/2015 5.500% 315.76 425.84 0.00 110.08 149,343.01 78.94 474.51
7 3/26/2015 5.500% 315.53 425.84 0.00 110.31 149,232.70 78.88 553.40
8 4/9/2015 5.500% 315.30 425.84 0.00 110.54 149,122.16 78.83 632.22
9 4/23/2015 5.500% 315.06 425.84 0.00 110.78 149,011.38 78.77 710.99
10 5/7/2015 5.500% 314.83 425.84 0.00 111.01 148,900.37 78.71 789.69
11 5/21/2015 5.500% 314.59 425.84 0.00 111.25 148,789.12 78.65 868.34
12 6/4/2015 5.500% 314.36 425.84 0.00 111.48 148,677.64 78.59 946.93
13 6/18/2015 5.500% 314.12 425.84 0.00 111.72 148,565.92 78.53 1,025.46
14 7/2/2015 5.500% 313.89 425.84 0.00 111.95 148,453.97 78.47 1,103.93
15 7/16/2015 5.500% 313.65 425.84 0.00 112.19 148,341.78 78.41 1,182.35
16 7/30/2015 5.500% 313.41 425.84 0.00 112.43 148,229.35 78.35 1,260.70
17 8/13/2015 5.500% 313.18 425.84 0.00 112.66 148,116.69 78.30 1,338.99
18 8/27/2015 5.500% 312.94 425.84 0.00 112.90 148,003.79 78.24 1,417.23
19 9/10/2015 5.500% 312.70 425.84 0.00 113.14 147,890.65 78.18 1,495.40
20 9/24/2015 5.500% 312.46 425.84 0.00 113.38 147,777.27 78.12 1,573.52
21 10/8/2015 5.500% 312.22 425.84 0.00 113.62 147,663.65 78.06 1,651.57
22 10/22/2015 5.500% 311.98 425.84 0.00 113.86 147,549.79 78.00 1,729.57
23 11/5/2015 5.500% 311.74 425.84 0.00 114.10 147,435.69 77.94 1,807.50
24 11/19/2015 5.500% 311.50 425.84 0.00 114.34 147,321.35 77.88 1,885.38
25 12/3/2015 5.500% 311.26 425.84 0.00 114.58 147,206.77 77.82 1,963.19
26 12/17/2015 1 5.500% 311.02 425.84 0.00 114.82 147,091.95 77.76 2,040.95
27 12/31/2015 5.500% 310.77 425.84 0.00 115.07 146,976.88 77.69 2,118.64
28 1/14/2016 5.500% 310.53 425.84 0.00 115.31 146,861.57 77.63 2,196.27
29 1/28/2016 5.500% 310.29 425.84 0.00 115.55 146,746.02 77.57 2,273.85
30 2/11/2016 5.500% 310.04 425.84 0.00 115.80 146,630.22 77.51 2,351.36

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
31 2/25/2016 5.500% 309.80 425.84 0.00 116.04 146,514.18 77.45 2,428.81
32 3/10/2016 5.500% 309.55 425.84 0.00 116.29 146,397.89 77.39 2,506.19
33 3/24/2016 5.500% 309.31 425.84 0.00 116.53 146,281.36 77.33 2,583.52
34 4/7/2016 5.500% 309.06 425.84 0.00 116.78 146,164.58 77.27 2,660.79
35 4/21/2016 5.500% 308.81 425.84 0.00 117.03 146,047.55 77.20 2,737.99
36 5/5/2016 5.500% 308.57 425.84 0.00 117.27 145,930.28 77.14 2,815.13
37 5/19/2016 5.500% 308.32 425.84 0.00 117.52 145,812.76 77.08 2,892.21
38 6/2/2016 5.500% 308.07 425.84 0.00 117.77 145,694.99 77.02 2,969.23
39 6/16/2016 5.500% 307.82 425.84 0.00 118.02 145,576.97 76.96 3,046.18
40 6/30/2016 5.500% 307.57 425.84 0.00 118.27 145,458.70 76.89 3,123.08
41 7/14/2016 5.500% 307.32 425.84 0.00 118.52 145,340.18 76.83 3,199.91
42 7/28/2016 5.500% 307.07 425.84 0.00 118.77 145,221.41 76.77 3,276.67
43 8/11/2016 5.500% 306.82 425.84 0.00 119.02 145,102.39 76.71 3,353.38
44 8/25/2016 5.500% 306.57 425.84 0.00 119.27 144,983.12 76.64 3,430.02
45 9/8/2016 5.500% 306.32 425.84 0.00 119.52 144,863.60 76.58 3,506.60
46 9/22/2016 5.500% 306.06 425.84 0.00 119.78 144,743.82 76.52 3,583.12
47 10/6/2016 5.500% 305.81 425.84 0.00 120.03 144,623.79 76.45 3,659.57
48 10/20/2016 5.500% 305.56 425.84 0.00 120.28 144,503.51 76.39 3,735.96
49 11/3/2016 5.500% 305.30 425.84 0.00 120.54 144,382.97 76.33 3,812.28
50 11/17/2016 5.500% 305.05 425.84 0.00 120.79 144,262.18 76.26 3,888.55
51 12/1/2016 5.500% 304.79 425.84 0.00 121.05 144,141.13 76.20 3,964.74
52 12/15/2016 2 5.500% 304.54 425.84 0.00 121.30 144,019.83 76.14 4,040.88
53 12/29/2016 5.500% 304.28 425.84 0.00 121.56 143,898.27 76.07 4,116.95
54 1/12/2017 5.500% 304.03 425.84 0.00 121.81 143,776.46 76.01 4,192.96
55 1/26/2017 5.500% 303.77 425.84 0.00 122.07 143,654.39 75.94 4,268.90
56 2/9/2017 5.500% 303.51 425.84 0.00 122.33 143,532.06 75.88 4,344.78
57 2/23/2017 5.500% 303.25 425.84 0.00 122.59 143,409.47 75.81 4,420.59
58 3/9/2017 5.500% 302.99 425.84 0.00 122.85 143,286.62 75.75 4,496.34
59 3/23/2017 5.500% 302.73 425.84 0.00 123.11 143,163.51 75.68 4,572.02
60 4/6/2017 5.500% 302.47 425.84 0.00 123.37 143,040.14 75.62 4,647.64
61 4/20/2017 5.500% 302.21 425.84 0.00 123.63 142,916.51 75.55 4,723.19
62 5/4/2017 5.500% 301.95 425.84 0.00 123.89 142,792.62 75.49 4,798.68
63 5/18/2017 5.500% 301.69 425.84 0.00 124.15 142,668.47 75.42 4,874.10
64 6/1/2017 5.500% 301.43 425.84 0.00 124.41 142,544.06 75.36 4,949.46
65 6/15/2017 5.500% 301.16 425.84 0.00 124.68 142,419.38 75.29 5,024.75
66 6/29/2017 5.500% 300.90 425.84 0.00 124.94 142,294.44 75.23 5,099.97
67 7/13/2017 5.500% 300.64 425.84 0.00 125.20 142,169.24 75.16 5,175.13
68 7/27/2017 5.500% 300.37 425.84 0.00 125.47 142,043.77 75.09 5,250.22
69 8/10/2017 5.500% 300.11 425.84 0.00 125.73 141,918.04 75.03 5,325.25
70 8/24/2017 5.500% 299.84 425.84 0.00 126.00 141,792.04 74.96 5,400.21
71 9/7/2017 5.500% 299.58 425.84 0.00 126.26 141,665.78 74.90 5,475.11
72 9/21/2017 5.500% 299.31 425.84 0.00 126.53 141,539.25 74.83 5,549.93
73 10/5/2017 5.500% 299.04 425.84 0.00 126.80 141,412.45 74.76 5,624.69
74 10/19/2017 5.500% 298.77 425.84 0.00 127.07 141,285.38 74.69 5,699.39
75 11/2/2017 5.500% 298.50 425.84 0.00 127.34 141,158.04 74.63 5,774.01
76 11/16/2017 5.500% 298.24 425.84 0.00 127.60 141,030.44 74.56 5,848.57
77 11/30/2017 5.500% 297.97 425.84 0.00 127.87 140,902.57 74.49 5,923.06
78 12/14/2017 3 5.500% 297.70 425.84 0.00 128.14 140,774.43 74.43 5,997.49
79 12/28/2017 5.500% 297.43 425.84 0.00 128.41 140,646.02 74.36 6,071.85
80 1/11/2018 5.500% 297.15 425.84 0.00 128.69 140,517.33 74.29 6,146.13
81 1/25/2018 5.500% 296.88 425.84 0.00 128.96 140,388.37 74.22 6,220.35
82 2/8/2018 5.500% 296.61 425.84 0.00 129.23 140,259.14 74.15 6,294.51
83 2/22/2018 5.500% 296.34 425.84 0.00 129.50 140,129.64 74.09 6,368.59
84 3/8/2018 5.500% 296.06 425.84 0.00 129.78 139,999.86 74.02 6,442.61
85 3/22/2018 5.500% 295.79 425.84 0.00 130.05 139,869.81 73.95 6,516.55
86 4/5/2018 5.500% 295.51 425.84 0.00 130.33 139,739.48 73.88 6,590.43
87 4/19/2018 5.500% 295.24 425.84 0.00 130.60 139,608.88 73.81 6,664.24
88 5/3/2018 5.500% 294.96 425.84 0.00 130.88 139,478.00 73.74 6,737.98
89 5/17/2018 5.500% 294.69 425.84 0.00 131.15 139,346.85 73.67 6,811.65
90 5/31/2018 5.500% 294.41 425.84 0.00 131.43 139,215.42 73.60 6,885.26
91 6/14/2018 5.500% 294.13 425.84 0.00 131.71 139,083.71 73.53 6,958.79
92 6/28/2018 5.500% 293.85 425.84 0.00 131.99 138,951.72 73.46 7,032.25
93 7/12/2018 5.500% 293.57 425.84 0.00 132.27 138,819.45 73.39 7,105.64
94 7/26/2018 5.500% 293.30 425.84 0.00 132.54 138,686.91 73.33 7,178.97
95 8/9/2018 5.500% 293.01 425.84 0.00 132.83 138,554.08 73.25 7,252.22
96 8/23/2018 5.500% 292.73 425.84 0.00 133.11 138,420.97 73.18 7,325.40
97 9/6/2018 5.500% 292.45 425.84 0.00 133.39 138,287.58 73.11 7,398.52
98 9/20/2018 5.500% 292.17 425.84 0.00 133.67 138,153.91 73.04 7,471.56
99 10/4/2018 5.500% 291.89 425.84 0.00 133.95 138,019.96 72.97 7,544.53
100 10/18/2018 5.500% 291.61 425.84 0.00 134.23 137,885.73 72.90 7,617.43
101 11/1/2018 5.500% 291.32 425.84 0.00 134.52 137,751.21 72.83 7,690.26
102 11/15/2018 5.500% 291.04 425.84 0.00 134.80 137,616.41 72.76 7,763.02
103 11/29/2018 5.500% 290.75 425.84 0.00 135.09 137,481.32 72.69 7,835.71
104 12/13/2018 4 5.500% 290.47 425.84 0.00 135.37 137,345.95 72.62 7,908.33
105 12/27/2018 5.500% 290.18 425.84 0.00 135.66 137,210.29 72.55 7,980.87
106 1/10/2019 5.500% 289.90 425.84 0.00 135.94 137,074.35 72.48 8,053.35
107 1/24/2019 5.500% 289.61 425.84 0.00 136.23 136,938.12 72.40 8,125.75
108 2/7/2019 5.500% 289.32 425.84 0.00 136.52 136,801.60 72.33 8,198.08
109 2/21/2019 5.500% 289.03 425.84 0.00 136.81 136,664.79 72.26 8,270.34
110 3/7/2019 5.500% 288.74 425.84 0.00 137.10 136,527.69 72.19 8,342.52
111 3/21/2019 5.500% 288.45 425.84 0.00 137.39 136,390.30 72.11 8,414.64
112 4/4/2019 5.500% 288.16 425.84 0.00 137.68 136,252.62 72.04 8,486.68

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
113 4/18/2019 5.500% 287.87 425.84 0.00 137.97 136,114.65 71.97 8,558.64
114 5/2/2019 5.500% 287.58 425.84 0.00 138.26 135,976.39 71.90 8,630.54
115 5/16/2019 5.500% 287.29 425.84 0.00 138.55 135,837.84 71.82 8,702.36
116 5/30/2019 5.500% 287.00 425.84 0.00 138.84 135,699.00 71.75 8,774.11
117 6/13/2019 5.500% 286.70 425.84 0.00 139.14 135,559.86 71.68 8,845.79
118 6/27/2019 5.500% 286.41 425.84 0.00 139.43 135,420.43 71.60 8,917.39
119 7/11/2019 5.500% 286.11 425.84 0.00 139.73 135,280.70 71.53 8,988.92
120 7/25/2019 5.500% 285.82 425.84 0.00 140.02 135,140.68 71.46 9,060.37
121 8/8/2019 5.500% 285.52 425.84 0.00 140.32 135,000.36 71.38 9,131.75
122 8/22/2019 5.500% 285.23 425.84 0.00 140.61 134,859.75 71.31 9,203.06
123 9/5/2019 5.500% 284.93 425.84 0.00 140.91 134,718.84 71.23 9,274.29
124 9/19/2019 5.500% 284.63 425.84 0.00 141.21 134,577.63 71.16 9,345.45
125 10/3/2019 5.500% 284.33 425.84 0.00 141.51 134,436.12 71.08 9,416.53
126 10/17/2019 5.500% 284.03 425.84 0.00 141.81 134,294.31 71.01 9,487.54
127 10/31/2019 5.500% 283.73 425.84 0.00 142.11 134,152.20 70.93 9,558.47
128 11/14/2019 5.500% 283.43 425.84 0.00 142.41 134,009.79 70.86 9,629.33
129 11/28/2019 5.500% 283.13 425.84 0.00 142.71 133,867.08 70.78 9,700.11
130 12/12/2019 5 5.500% 282.83 425.84 0.00 143.01 133,724.07 70.71 9,770.82
131 12/26/2019 5.500% 282.53 425.84 0.00 143.31 133,580.76 70.63 9,841.45
132 1/9/2020 5.500% 282.23 425.84 0.00 143.61 133,437.15 70.56 9,912.01
133 1/23/2020 5.500% 281.92 425.84 0.00 143.92 133,293.23 70.48 9,982.49
134 2/6/2020 5.500% 281.62 425.84 0.00 144.22 133,149.01 70.41 10,052.89
135 2/20/2020 5.500% 281.31 425.84 0.00 144.53 133,004.48 70.33 10,123.22
136 3/5/2020 5.500% 281.01 425.84 0.00 144.83 132,859.65 70.25 10,193.47
137 3/19/2020 5.500% 280.70 425.84 0.00 145.14 132,714.51 70.18 10,263.65
138 4/2/2020 5.500% 280.40 425.84 0.00 145.44 132,569.07 70.10 10,333.75
139 4/16/2020 5.500% 280.09 425.84 0.00 145.75 132,423.32 70.02 10,403.77
140 4/30/2020 5.500% 279.78 425.84 0.00 146.06 132,277.26 69.95 10,473.72
141 5/14/2020 5.500% 279.47 425.84 0.00 146.37 132,130.89 69.87 10,543.58
142 5/28/2020 5.500% 279.16 425.84 0.00 146.68 131,984.21 69.79 10,613.37
143 6/11/2020 5.500% 278.85 425.84 0.00 146.99 131,837.22 69.71 10,683.09
144 6/25/2020 5.500% 278.54 425.84 0.00 147.30 131,689.92 69.64 10,752.72
145 7/9/2020 5.500% 278.23 425.84 0.00 147.61 131,542.31 69.56 10,822.28
146 7/23/2020 5.500% 277.92 425.84 0.00 147.92 131,394.39 69.48 10,891.76
147 8/6/2020 5.500% 277.61 425.84 0.00 148.23 131,246.16 69.40 10,961.16
148 8/20/2020 5.500% 277.29 425.84 0.00 148.55 131,097.61 69.32 11,030.48
149 9/3/2020 5.500% 276.98 425.84 0.00 148.86 130,948.75 69.25 11,099.73
150 9/17/2020 5.500% 276.67 425.84 0.00 149.17 130,799.58 69.17 11,168.90
151 10/1/2020 5.500% 276.35 425.84 0.00 149.49 130,650.09 69.09 11,237.98
152 10/15/2020 5.500% 276.03 425.84 0.00 149.81 130,500.28 69.01 11,306.99
153 10/29/2020 5.500% 275.72 425.84 0.00 150.12 130,350.16 68.93 11,375.92
154 11/12/2020 5.500% 275.40 425.84 0.00 150.44 130,199.72 68.85 11,444.77
155 11/26/2020 5.500% 275.08 425.84 0.00 150.76 130,048.96 68.77 11,513.54
156 12/10/2020 6 5.500% 274.76 425.84 0.00 151.08 129,897.88 68.69 11,582.23
157 12/24/2020 5.500% 274.45 425.84 0.00 151.39 129,746.49 68.61 11,650.84
158 1/7/2021 5.500% 274.13 425.84 0.00 151.71 129,594.78 68.53 11,719.38
159 1/21/2021 5.500% 273.81 425.84 0.00 152.03 129,442.75 68.45 11,787.83
160 2/4/2021 5.500% 273.48 425.84 0.00 152.36 129,290.39 68.37 11,856.20
161 2/18/2021 5.500% 273.16 425.84 0.00 152.68 129,137.71 68.29 11,924.49
162 3/4/2021 5.500% 272.84 425.84 0.00 153.00 128,984.71 68.21 11,992.70
163 3/18/2021 5.500% 272.52 425.84 0.00 153.32 128,831.39 68.13 12,060.83
164 4/1/2021 5.500% 272.19 425.84 0.00 153.65 128,677.74 68.05 12,128.88
165 4/15/2021 5.500% 271.87 425.84 0.00 153.97 128,523.77 67.97 12,196.84
166 4/29/2021 5.500% 271.54 425.84 0.00 154.30 128,369.47 67.89 12,264.73
167 5/13/2021 5.500% 271.22 425.84 0.00 154.62 128,214.85 67.81 12,332.53
168 5/27/2021 5.500% 270.89 425.84 0.00 154.95 128,059.90 67.72 12,400.26
169 6/10/2021 5.500% 270.56 425.84 0.00 155.28 127,904.62 67.64 12,467.90
170 6/24/2021 5.500% 270.23 425.84 0.00 155.61 127,749.01 67.56 12,535.45
171 7/8/2021 5.500% 269.91 425.84 0.00 155.93 127,593.08 67.48 12,602.93
172 7/22/2021 5.500% 269.58 425.84 0.00 156.26 127,436.82 67.40 12,670.33
173 8/5/2021 5.500% 269.25 425.84 0.00 156.59 127,280.23 67.31 12,737.64
174 8/19/2021 5.500% 268.92 425.84 0.00 156.92 127,123.31 67.23 12,804.87
175 9/2/2021 5.500% 268.58 425.84 0.00 157.26 126,966.05 67.15 12,872.01
176 9/16/2021 5.500% 268.25 425.84 0.00 157.59 126,808.46 67.06 12,939.08
177 9/30/2021 5.500% 267.92 425.84 0.00 157.92 126,650.54 66.98 13,006.06
178 10/14/2021 5.500% 267.58 425.84 0.00 158.26 126,492.28 66.90 13,072.95
179 10/28/2021 5.500% 267.25 425.84 0.00 158.59 126,333.69 66.81 13,139.76
180 11/11/2021 5.500% 266.92 425.84 0.00 158.92 126,174.77 66.73 13,206.49
181 11/25/2021 5.500% 266.58 425.84 0.00 159.26 126,015.51 66.65 13,273.14
182 12/9/2021 7 5.500% 266.24 425.84 0.00 159.60 125,855.91 66.56 13,339.70
183 12/23/2021 5.500% 265.91 425.84 0.00 159.93 125,695.98 66.48 13,406.18
184 1/6/2022 5.500% 265.57 425.84 0.00 160.27 125,535.71 66.39 13,472.57
185 1/20/2022 5.500% 265.23 425.84 0.00 160.61 125,375.10 66.31 13,538.88
186 2/3/2022 5.500% 264.89 425.84 0.00 160.95 125,214.15 66.22 13,605.10
187 2/17/2022 5.500% 264.55 425.84 0.00 161.29 125,052.86 66.14 13,671.24
188 3/3/2022 5.500% 264.21 425.84 0.00 161.63 124,891.23 66.05 13,737.29
189 3/17/2022 5.500% 263.87 425.84 0.00 161.97 124,729.26 65.97 13,803.26
190 3/31/2022 5.500% 263.53 425.84 0.00 162.31 124,566.95 65.88 13,869.14
191 4/14/2022 5.500% 263.18 425.84 0.00 162.66 124,404.29 65.80 13,934.93
192 4/28/2022 5.500% 262.84 425.84 0.00 163.00 124,241.29 65.71 14,000.64
193 5/12/2022 5.500% 262.49 425.84 0.00 163.35 124,077.94 65.62 14,066.27
194 5/26/2022 5.500% 262.15 425.84 0.00 163.69 123,914.25 65.54 14,131.80

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
195 6/9/2022 5.500% 261.80 425.84 0.00 164.04 123,750.21 65.45 14,197.25
196 6/23/2022 5.500% 261.46 425.84 0.00 164.38 123,585.83 65.37 14,262.62
197 7/7/2022 5.500% 261.11 425.84 0.00 164.73 123,421.10 65.28 14,327.90
198 7/21/2022 5.500% 260.76 425.84 0.00 165.08 123,256.02 65.19 14,393.09
199 8/4/2022 5.500% 260.41 425.84 0.00 165.43 123,090.59 65.10 14,458.19
200 8/18/2022 5.500% 260.06 425.84 0.00 165.78 122,924.81 65.02 14,523.20
201 9/1/2022 5.500% 259.71 425.84 0.00 166.13 122,758.68 64.93 14,588.13
202 9/15/2022 5.500% 259.36 425.84 0.00 166.48 122,592.20 64.84 14,652.97
203 9/29/2022 5.500% 259.01 425.84 0.00 166.83 122,425.37 64.75 14,717.72
204 10/13/2022 5.500% 258.66 425.84 0.00 167.18 122,258.19 64.67 14,782.39
205 10/27/2022 5.500% 258.30 425.84 0.00 167.54 122,090.65 64.58 14,846.96
206 11/10/2022 5.500% 257.95 425.84 0.00 167.89 121,922.76 64.49 14,911.45
207 11/24/2022 5.500% 257.60 425.84 0.00 168.24 121,754.52 64.40 14,975.85
208 12/8/2022 8 5.500% 257.24 425.84 0.00 168.60 121,585.92 64.31 15,040.16
209 12/22/2022 5.500% 256.88 425.84 0.00 168.96 121,416.96 64.22 15,104.38
210 1/5/2023 5.500% 256.53 425.84 0.00 169.31 121,247.65 64.13 15,168.51
211 1/19/2023 5.500% 256.17 425.84 0.00 169.67 121,077.98 64.04 15,232.56
212 2/2/2023 5.500% 255.81 425.84 0.00 170.03 120,907.95 63.95 15,296.51
213 2/16/2023 5.500% 255.45 425.84 0.00 170.39 120,737.56 63.86 15,360.37
214 3/2/2023 5.500% 255.09 425.84 0.00 170.75 120,566.81 63.77 15,424.14
215 3/16/2023 5.500% 254.73 425.84 0.00 171.11 120,395.70 63.68 15,487.83
216 3/30/2023 5.500% 254.37 425.84 0.00 171.47 120,224.23 63.59 15,551.42
217 4/13/2023 5.500% 254.01 425.84 0.00 171.83 120,052.40 63.50 15,614.92
218 4/27/2023 5.500% 253.64 425.84 0.00 172.20 119,880.20 63.41 15,678.33
219 5/11/2023 5.500% 253.28 425.84 0.00 172.56 119,707.64 63.32 15,741.65
220 5/25/2023 5.500% 252.92 425.84 0.00 172.92 119,534.72 63.23 15,804.88
221 6/8/2023 5.500% 252.55 425.84 0.00 173.29 119,361.43 63.14 15,868.02
222 6/22/2023 5.500% 252.18 425.84 0.00 173.66 119,187.77 63.05 15,931.06
223 7/6/2023 5.500% 251.82 425.84 0.00 174.02 119,013.75 62.96 15,994.02
224 7/20/2023 5.500% 251.45 425.84 0.00 174.39 118,839.36 62.86 16,056.88
225 8/3/2023 5.500% 251.08 425.84 0.00 174.76 118,664.60 62.77 16,119.65
226 8/17/2023 5.500% 250.71 425.84 0.00 175.13 118,489.47 62.68 16,182.33
227 8/31/2023 5.500% 250.34 425.84 0.00 175.50 118,313.97 62.59 16,244.91
228 9/14/2023 5.500% 249.97 425.84 0.00 175.87 118,138.10 62.49 16,307.41
229 9/28/2023 5.500% 249.60 425.84 0.00 176.24 117,961.86 62.40 16,369.81
230 10/12/2023 5.500% 249.23 425.84 0.00 176.61 117,785.25 62.31 16,432.11
231 10/26/2023 5.500% 248.85 425.84 0.00 176.99 117,608.26 62.21 16,494.33
232 11/9/2023 5.500% 248.48 425.84 0.00 177.36 117,430.90 62.12 16,556.45
233 11/23/2023 5.500% 248.11 425.84 0.00 177.73 117,253.17 62.03 16,618.47
234 12/7/2023 9 5.500% 247.73 425.84 0.00 178.11 117,075.06 61.93 16,680.41
235 12/21/2023 5.500% 247.35 425.84 0.00 178.49 116,896.57 61.84 16,742.24
236 1/4/2024 5.500% 246.98 425.84 0.00 178.86 116,717.71 61.75 16,803.99
237 1/18/2024 5.500% 246.60 425.84 0.00 179.24 116,538.47 61.65 16,865.64
238 2/1/2024 5.500% 246.22 425.84 0.00 179.62 116,358.85 61.56 16,927.19
239 2/15/2024 5.500% 245.84 425.84 0.00 180.00 116,178.85 61.46 16,988.65
240 2/29/2024 5.500% 245.46 425.84 0.00 180.38 115,998.47 61.37 17,050.02
241 3/14/2024 5.500% 245.08 425.84 0.00 180.76 115,817.71 61.27 17,111.29
242 3/28/2024 5.500% 244.70 425.84 0.00 181.14 115,636.57 61.18 17,172.46
243 4/11/2024 5.500% 244.31 425.84 0.00 181.53 115,455.04 61.08 17,233.54
244 4/25/2024 5.500% 243.93 425.84 0.00 181.91 115,273.13 60.98 17,294.52
245 5/9/2024 5.500% 243.55 425.84 0.00 182.29 115,090.84 60.89 17,355.41
246 5/23/2024 5.500% 243.16 425.84 0.00 182.68 114,908.16 60.79 17,416.20
247 6/6/2024 5.500% 242.78 425.84 0.00 183.06 114,725.10 60.70 17,476.90
248 6/20/2024 5.500% 242.39 425.84 0.00 183.45 114,541.65 60.60 17,537.49
249 7/4/2024 5.500% 242.00 425.84 0.00 183.84 114,357.81 60.50 17,597.99
250 7/18/2024 5.500% 241.61 425.84 0.00 184.23 114,173.58 60.40 17,658.40
251 8/1/2024 5.500% 241.22 425.84 0.00 184.62 113,988.96 60.31 17,718.70
252 8/15/2024 5.500% 240.83 425.84 0.00 185.01 113,803.95 60.21 17,778.91
253 8/29/2024 5.500% 240.44 425.84 0.00 185.40 113,618.55 60.11 17,839.02
254 9/12/2024 5.500% 240.05 425.84 0.00 185.79 113,432.76 60.01 17,899.03
255 9/26/2024 5.500% 239.66 425.84 0.00 186.18 113,246.58 59.92 17,958.95
256 10/10/2024 5.500% 239.27 425.84 0.00 186.57 113,060.01 59.82 18,018.76
257 10/24/2024 5.500% 238.87 425.84 0.00 186.97 112,873.04 59.72 18,078.48
258 11/7/2024 5.500% 238.48 425.84 0.00 187.36 112,685.68 59.62 18,138.10
259 11/21/2024 5.500% 238.08 425.84 0.00 187.76 112,497.92 59.52 18,197.62
260 12/5/2024 10 5.500% 237.68 425.84 0.00 188.16 112,309.76 59.42 18,257.04
261 12/19/2024 5.500% 237.29 425.84 0.00 188.55 112,121.21 59.32 18,316.36
262 1/2/2025 5.500% 236.89 425.84 0.00 188.95 111,932.26 59.22 18,375.59
263 1/16/2025 5.500% 236.49 425.84 0.00 189.35 111,742.91 59.12 18,434.71
264 1/30/2025 5.500% 236.09 425.84 0.00 189.75 111,553.16 59.02 18,493.73
265 2/13/2025 5.500% 235.69 425.84 0.00 190.15 111,363.01 58.92 18,552.65
266 2/27/2025 5.500% 235.29 425.84 0.00 190.55 111,172.46 58.82 18,611.48
267 3/13/2025 5.500% 234.88 425.84 0.00 190.96 110,981.50 58.72 18,670.20
268 3/27/2025 5.500% 234.48 425.84 0.00 191.36 110,790.14 58.62 18,728.82
269 4/10/2025 5.500% 234.08 425.84 0.00 191.76 110,598.38 58.52 18,787.34
270 4/24/2025 5.500% 233.67 425.84 0.00 192.17 110,406.21 58.42 18,845.75
271 5/8/2025 5.500% 233.26 425.84 0.00 192.58 110,213.63 58.32 18,904.07
272 5/22/2025 5.500% 232.86 425.84 0.00 192.98 110,020.65 58.22 18,962.28
273 6/5/2025 5.500% 232.45 425.84 0.00 193.39 109,827.26 58.11 19,020.40
274 6/19/2025 5.500% 232.04 425.84 0.00 193.80 109,633.46 58.01 19,078.41
275 7/3/2025 5.500% 231.63 425.84 0.00 194.21 109,439.25 57.91 19,136.31
276 7/17/2025 5.500% 231.22 425.84 0.00 194.62 109,244.63 57.81 19,194.12

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
277 7/31/2025 5.500% 230.81 425.84 0.00 195.03 109,049.60 57.70 19,251.82
278 8/14/2025 5.500% 230.40 425.84 0.00 195.44 108,854.16 57.60 19,309.42
279 8/28/2025 5.500% 229.98 425.84 0.00 195.86 108,658.30 57.50 19,366.92
280 9/11/2025 5.500% 229.57 425.84 0.00 196.27 108,462.03 57.39 19,424.31
281 9/25/2025 5.500% 229.16 425.84 0.00 196.68 108,265.35 57.29 19,481.60
282 10/9/2025 5.500% 228.74 425.84 0.00 197.10 108,068.25 57.19 19,538.78
283 10/23/2025 5.500% 228.32 425.84 0.00 197.52 107,870.73 57.08 19,595.86
284 11/6/2025 5.500% 227.91 425.84 0.00 197.93 107,672.80 56.98 19,652.84
285 11/20/2025 5.500% 227.49 425.84 0.00 198.35 107,474.45 56.87 19,709.71
286 12/4/2025 11 5.500% 227.07 425.84 0.00 198.77 107,275.68 56.77 19,766.48
287 12/18/2025 5.500% 226.65 425.84 0.00 199.19 107,076.49 56.66 19,823.14
288 1/1/2026 5.500% 226.23 425.84 0.00 199.61 106,876.88 56.56 19,879.70
289 1/15/2026 5.500% 225.81 425.84 0.00 200.03 106,676.85 56.45 19,936.15
290 1/29/2026 5.500% 225.38 425.84 0.00 200.46 106,476.39 56.35 19,992.50
291 2/12/2026 5.500% 224.96 425.84 0.00 200.88 106,275.51 56.24 20,048.74
292 2/26/2026 5.500% 224.54 425.84 0.00 201.30 106,074.21 56.14 20,104.87
293 3/12/2026 5.500% 224.11 425.84 0.00 201.73 105,872.48 56.03 20,160.90
294 3/26/2026 5.500% 223.69 425.84 0.00 202.15 105,670.33 55.92 20,216.82
295 4/9/2026 5.500% 223.26 425.84 0.00 202.58 105,467.75 55.82 20,272.64
296 4/23/2026 5.500% 222.83 425.84 0.00 203.01 105,264.74 55.71 20,328.35
297 5/7/2026 5.500% 222.40 425.84 0.00 203.44 105,061.30 55.60 20,383.95
298 5/21/2026 5.500% 221.97 425.84 0.00 203.87 104,857.43 55.49 20,439.44
299 6/4/2026 5.500% 221.54 425.84 0.00 204.30 104,653.13 55.39 20,494.82
300 6/18/2026 5.500% 221.11 425.84 0.00 204.73 104,448.40 55.28 20,550.10
301 7/2/2026 5.500% 220.68 425.84 0.00 205.16 104,243.24 55.17 20,605.27
302 7/16/2026 5.500% 220.24 425.84 0.00 205.60 104,037.64 55.06 20,660.33
303 7/30/2026 5.500% 219.81 425.84 0.00 206.03 103,831.61 54.95 20,715.28
304 8/13/2026 5.500% 219.37 425.84 0.00 206.47 103,625.14 54.84 20,770.13
305 8/27/2026 5.500% 218.94 425.84 0.00 206.90 103,418.24 54.74 20,824.86
306 9/10/2026 5.500% 218.50 425.84 0.00 207.34 103,210.90 54.63 20,879.49
307 9/24/2026 5.500% 218.06 425.84 0.00 207.78 103,003.12 54.52 20,934.00
308 10/8/2026 5.500% 217.62 425.84 0.00 208.22 102,794.90 54.41 20,988.41
309 10/22/2026 5.500% 217.18 425.84 0.00 208.66 102,586.24 54.30 21,042.70
310 11/5/2026 5.500% 216.74 425.84 0.00 209.10 102,377.14 54.19 21,096.89
311 11/19/2026 5.500% 216.30 425.84 0.00 209.54 102,167.60 54.08 21,150.96
312 12/3/2026 12 5.500% 215.86 425.84 0.00 209.98 101,957.62 53.97 21,204.93
313 12/17/2026 5.500% 215.41 425.84 0.00 210.43 101,747.19 53.85 21,258.78
314 12/31/2026 5.500% 214.97 425.84 0.00 210.87 101,536.32 53.74 21,312.52
315 1/14/2027 5.500% 214.52 425.84 0.00 211.32 101,325.00 53.63 21,366.15
316 1/28/2027 5.500% 214.08 425.84 0.00 211.76 101,113.24 53.52 21,419.67
317 2/11/2027 5.500% 213.63 425.84 0.00 212.21 100,901.03 53.41 21,473.08
318 2/25/2027 5.500% 213.18 425.84 0.00 212.66 100,688.37 53.30 21,526.37
319 3/11/2027 5.500% 212.73 425.84 0.00 213.11 100,475.26 53.18 21,579.56
320 3/25/2027 5.500% 212.28 425.84 0.00 213.56 100,261.70 53.07 21,632.63
321 4/8/2027 5.500% 211.83 425.84 0.00 214.01 100,047.69 52.96 21,685.58
322 4/22/2027 5.500% 211.38 425.84 0.00 214.46 99,833.23 52.85 21,738.43
323 5/6/2027 5.500% 210.93 425.84 0.00 214.91 99,618.32 52.73 21,791.16
324 5/20/2027 5.500% 210.47 425.84 0.00 215.37 99,402.95 52.62 21,843.78
325 6/3/2027 5.500% 210.02 425.84 0.00 215.82 99,187.13 52.51 21,896.28
326 6/17/2027 5.500% 209.56 425.84 0.00 216.28 98,970.85 52.39 21,948.67
327 7/1/2027 5.500% 209.10 425.84 0.00 216.74 98,754.11 52.28 22,000.95
328 7/15/2027 5.500% 208.65 425.84 0.00 217.19 98,536.92 52.16 22,053.11
329 7/29/2027 5.500% 208.19 425.84 0.00 217.65 98,319.27 52.05 22,105.16
330 8/12/2027 5.500% 207.73 425.84 0.00 218.11 98,101.16 51.93 22,157.09
331 8/26/2027 5.500% 207.27 425.84 0.00 218.57 97,882.59 51.82 22,208.91
332 9/9/2027 5.500% 206.80 425.84 0.00 219.04 97,663.55 51.70 22,260.61
333 9/23/2027 5.500% 206.34 425.84 0.00 219.50 97,444.05 51.59 22,312.19
334 10/7/2027 5.500% 205.88 425.84 0.00 219.96 97,224.09 51.47 22,363.66
335 10/21/2027 5.500% 205.41 425.84 0.00 220.43 97,003.66 51.35 22,415.02
336 11/4/2027 5.500% 204.95 425.84 0.00 220.89 96,782.77 51.24 22,466.25
337 11/18/2027 5.500% 204.48 425.84 0.00 221.36 96,561.41 51.12 22,517.37
338 12/2/2027 13 5.500% 204.01 425.84 0.00 221.83 96,339.58 51.00 22,568.38
339 12/16/2027 5.500% 203.54 425.84 0.00 222.30 96,117.28 50.89 22,619.26
340 12/30/2027 5.500% 203.07 425.84 0.00 222.77 95,894.51 50.77 22,670.03
341 1/13/2028 5.500% 202.60 425.84 0.00 223.24 95,671.27 50.65 22,720.68
342 1/27/2028 5.500% 202.13 425.84 0.00 223.71 95,447.56 50.53 22,771.21
343 2/10/2028 5.500% 201.66 425.84 0.00 224.18 95,223.38 50.42 22,821.63
344 2/24/2028 5.500% 201.19 425.84 0.00 224.65 94,998.73 50.30 22,871.92
345 3/9/2028 5.500% 200.71 425.84 0.00 225.13 94,773.60 50.18 22,922.10
346 3/23/2028 5.500% 200.24 425.84 0.00 225.60 94,548.00 50.06 22,972.16
347 4/6/2028 5.500% 199.76 425.84 0.00 226.08 94,321.92 49.94 23,022.10
348 4/20/2028 5.500% 199.28 425.84 0.00 226.56 94,095.36 49.82 23,071.92
349 5/4/2028 5.500% 198.80 425.84 0.00 227.04 93,868.32 49.70 23,121.62
350 5/18/2028 5.500% 198.32 425.84 0.00 227.52 93,640.80 49.58 23,171.20
351 6/1/2028 5.500% 197.84 425.84 0.00 228.00 93,412.80 49.46 23,220.66
352 6/15/2028 5.500% 197.36 425.84 0.00 228.48 93,184.32 49.34 23,270.00
353 6/29/2028 5.500% 196.88 425.84 0.00 228.96 92,955.36 49.22 23,319.22
354 7/13/2028 5.500% 196.39 425.84 0.00 229.45 92,725.91 49.10 23,368.32
355 7/27/2028 5.500% 195.91 425.84 0.00 229.93 92,495.98 48.98 23,417.30
356 8/10/2028 5.500% 195.42 425.84 0.00 230.42 92,265.56 48.86 23,466.15
357 8/24/2028 5.500% 194.94 425.84 0.00 230.90 92,034.66 48.74 23,514.89
358 9/7/2028 5.500% 194.45 425.84 0.00 231.39 91,803.27 48.61 23,563.50

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
359 9/21/2028 5.500% 193.96 425.84 0.00 231.88 91,571.39 48.49 23,611.99
360 10/5/2028 5.500% 193.47 425.84 0.00 232.37 91,339.02 48.37 23,660.36
361 10/19/2028 5.500% 192.98 425.84 0.00 232.86 91,106.16 48.25 23,708.60
362 11/2/2028 5.500% 192.49 425.84 0.00 233.35 90,872.81 48.12 23,756.72
363 11/16/2028 5.500% 191.99 425.84 0.00 233.85 90,638.96 48.00 23,804.72
364 11/30/2028 14 5.500% 191.50 425.84 0.00 234.34 90,404.62 47.88 23,852.60
365 12/14/2028 5.500% 191.01 425.84 0.00 234.83 90,169.79 47.75 23,900.35
366 12/28/2028 5.500% 190.51 425.84 0.00 235.33 89,934.46 47.63 23,947.98
367 1/11/2029 5.500% 190.01 425.84 0.00 235.83 89,698.63 47.50 23,995.48
368 1/25/2029 5.500% 189.51 425.84 0.00 236.33 89,462.30 47.38 24,042.86
369 2/8/2029 5.500% 189.01 425.84 0.00 236.83 89,225.47 47.25 24,090.11
370 2/22/2029 5.500% 188.51 425.84 0.00 237.33 88,988.14 47.13 24,137.24
371 3/8/2029 5.500% 188.01 425.84 0.00 237.83 88,750.31 47.00 24,184.24
372 3/22/2029 5.500% 187.51 425.84 0.00 238.33 88,511.98 46.88 24,231.12
373 4/5/2029 5.500% 187.01 425.84 0.00 238.83 88,273.15 46.75 24,277.87
374 4/19/2029 5.500% 186.50 425.84 0.00 239.34 88,033.81 46.63 24,324.49
375 5/3/2029 5.500% 186.00 425.84 0.00 239.84 87,793.97 46.50 24,370.99
376 5/17/2029 5.500% 185.49 425.84 0.00 240.35 87,553.62 46.37 24,417.37
377 5/31/2029 5.500% 184.98 425.84 0.00 240.86 87,312.76 46.25 24,463.61
378 6/14/2029 5.500% 184.47 425.84 0.00 241.37 87,071.39 46.12 24,509.73
379 6/28/2029 5.500% 183.96 425.84 0.00 241.88 86,829.51 45.99 24,555.72
380 7/12/2029 5.500% 183.45 425.84 0.00 242.39 86,587.12 45.86 24,601.58
381 7/26/2029 5.500% 182.94 425.84 0.00 242.90 86,344.22 45.74 24,647.32
382 8/9/2029 5.500% 182.43 425.84 0.00 243.41 86,100.81 45.61 24,692.92
383 8/23/2029 5.500% 181.91 425.84 0.00 243.93 85,856.88 45.48 24,738.40
384 9/6/2029 5.500% 181.40 425.84 0.00 244.44 85,612.44 45.35 24,783.75
385 9/20/2029 5.500% 180.88 425.84 0.00 244.96 85,367.48 45.22 24,828.97
386 10/4/2029 5.500% 180.36 425.84 0.00 245.48 85,122.00 45.09 24,874.06
387 10/18/2029 5.500% 179.84 425.84 0.00 246.00 84,876.00 44.96 24,919.02
388 11/1/2029 5.500% 179.32 425.84 0.00 246.52 84,629.48 44.83 24,963.85
389 11/15/2029 5.500% 178.80 425.84 0.00 247.04 84,382.44 44.70 25,008.55
390 11/29/2029 15 5.500% 178.28 425.84 0.00 247.56 84,134.88 44.57 25,053.12
391 12/13/2029 5.500% 177.76 425.84 0.00 248.08 83,886.80 44.44 25,097.56
392 12/27/2029 5.500% 177.23 425.84 0.00 248.61 83,638.19 44.31 25,141.87
393 1/10/2030 5.500% 176.71 425.84 0.00 249.13 83,389.06 44.18 25,186.05
394 1/24/2030 5.500% 176.18 425.84 0.00 249.66 83,139.40 44.05 25,230.09
395 2/7/2030 5.500% 175.66 425.84 0.00 250.18 82,889.22 43.92 25,274.01
396 2/21/2030 5.500% 175.13 425.84 0.00 250.71 82,638.51 43.78 25,317.79
397 3/7/2030 5.500% 174.60 425.84 0.00 251.24 82,387.27 43.65 25,361.44
398 3/21/2030 5.500% 174.07 425.84 0.00 251.77 82,135.50 43.52 25,404.96
399 4/4/2030 5.500% 173.53 425.84 0.00 252.31 81,883.19 43.38 25,448.34
400 4/18/2030 5.500% 173.00 425.84 0.00 252.84 81,630.35 43.25 25,491.59
401 5/2/2030 5.500% 172.47 425.84 0.00 253.37 81,376.98 43.12 25,534.71
402 5/16/2030 5.500% 171.93 425.84 0.00 253.91 81,123.07 42.98 25,577.69
403 5/30/2030 5.500% 171.40 425.84 0.00 254.44 80,868.63 42.85 25,620.54
404 6/13/2030 5.500% 170.86 425.84 0.00 254.98 80,613.65 42.72 25,663.25
405 6/27/2030 5.500% 170.32 425.84 0.00 255.52 80,358.13 42.58 25,705.83
406 7/11/2030 5.500% 169.78 425.84 0.00 256.06 80,102.07 42.45 25,748.28
407 7/25/2030 5.500% 169.24 425.84 0.00 256.60 79,845.47 42.31 25,790.59
408 8/8/2030 5.500% 168.70 425.84 0.00 257.14 79,588.33 42.18 25,832.76
409 8/22/2030 5.500% 168.15 425.84 0.00 257.69 79,330.64 42.04 25,874.80
410 9/5/2030 5.500% 167.61 425.84 0.00 258.23 79,072.41 41.90 25,916.70
411 9/19/2030 5.500% 167.06 425.84 0.00 258.78 78,813.63 41.77 25,958.47
412 10/3/2030 5.500% 166.52 425.84 0.00 259.32 78,554.31 41.63 26,000.10
413 10/17/2030 5.500% 165.97 425.84 0.00 259.87 78,294.44 41.49 26,041.59
414 10/31/2030 5.500% 165.42 425.84 0.00 260.42 78,034.02 41.36 26,082.95
415 11/14/2030 5.500% 164.87 425.84 0.00 260.97 77,773.05 41.22 26,124.16
416 11/28/2030 16 5.500% 164.32 425.84 0.00 261.52 77,511.53 41.08 26,165.24
417 12/12/2030 5.500% 163.76 425.84 0.00 262.08 77,249.45 40.94 26,206.18
418 12/26/2030 5.500% 163.21 425.84 0.00 262.63 76,986.82 40.80 26,246.99
419 1/9/2031 5.500% 162.66 425.84 0.00 263.18 76,723.64 40.67 26,287.65
420 1/23/2031 5.500% 162.10 425.84 0.00 263.74 76,459.90 40.53 26,328.18
421 2/6/2031 5.500% 161.54 425.84 0.00 264.30 76,195.60 40.39 26,368.56
422 2/20/2031 5.500% 160.98 425.84 0.00 264.86 75,930.74 40.25 26,408.81
423 3/6/2031 5.500% 160.42 425.84 0.00 265.42 75,665.32 40.11 26,448.91
424 3/20/2031 5.500% 159.86 425.84 0.00 265.98 75,399.34 39.97 26,488.88
425 4/3/2031 5.500% 159.30 425.84 0.00 266.54 75,132.80 39.83 26,528.70
426 4/17/2031 5.500% 158.74 425.84 0.00 267.10 74,865.70 39.69 26,568.39
427 5/1/2031 5.500% 158.17 425.84 0.00 267.67 74,598.03 39.54 26,607.93
428 5/15/2031 5.500% 157.61 425.84 0.00 268.23 74,329.80 39.40 26,647.33
429 5/29/2031 5.500% 157.04 425.84 0.00 268.80 74,061.00 39.26 26,686.59
430 6/12/2031 5.500% 156.47 425.84 0.00 269.37 73,791.63 39.12 26,725.71
431 6/26/2031 5.500% 155.91 425.84 0.00 269.93 73,521.70 38.98 26,764.69
432 7/10/2031 5.500% 155.34 425.84 0.00 270.50 73,251.20 38.84 26,803.52
433 7/24/2031 5.500% 154.76 425.84 0.00 271.08 72,980.12 38.69 26,842.21
434 8/7/2031 5.500% 154.19 425.84 0.00 271.65 72,708.47 38.55 26,880.76
435 8/21/2031 5.500% 153.62 425.84 0.00 272.22 72,436.25 38.41 26,919.16
436 9/4/2031 5.500% 153.04 425.84 0.00 272.80 72,163.45 38.26 26,957.42
437 9/18/2031 5.500% 152.47 425.84 0.00 273.37 71,890.08 38.12 26,995.54
438 10/2/2031 5.500% 151.89 425.84 0.00 273.95 71,616.13 37.97 27,033.51
439 10/16/2031 5.500% 151.31 425.84 0.00 274.53 71,341.60 37.83 27,071.34
440 10/30/2031 5.500% 150.73 425.84 0.00 275.11 71,066.49 37.68 27,109.02

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
441 11/13/2031 5.500% 150.15 425.84 0.00 275.69 70,790.80 37.54 27,146.56
442 11/27/2031 17 5.500% 149.57 425.84 0.00 276.27 70,514.53 37.39 27,183.95
443 12/11/2031 5.500% 148.98 425.84 0.00 276.86 70,237.67 37.25 27,221.20
444 12/25/2031 5.500% 148.40 425.84 0.00 277.44 69,960.23 37.10 27,258.30
445 1/8/2032 5.500% 147.81 425.84 0.00 278.03 69,682.20 36.95 27,295.25
446 1/22/2032 5.500% 147.22 425.84 0.00 278.62 69,403.58 36.81 27,332.06
447 2/5/2032 5.500% 146.63 425.84 0.00 279.21 69,124.37 36.66 27,368.71
448 2/19/2032 5.500% 146.04 425.84 0.00 279.80 68,844.57 36.51 27,405.22
449 3/4/2032 5.500% 145.45 425.84 0.00 280.39 68,564.18 36.36 27,441.59
450 3/18/2032 5.500% 144.86 425.84 0.00 280.98 68,283.20 36.22 27,477.80
451 4/1/2032 5.500% 144.27 425.84 0.00 281.57 68,001.63 36.07 27,513.87
452 4/15/2032 5.500% 143.67 425.84 0.00 282.17 67,719.46 35.92 27,549.79
453 4/29/2032 5.500% 143.08 425.84 0.00 282.76 67,436.70 35.77 27,585.56
454 5/13/2032 5.500% 142.48 425.84 0.00 283.36 67,153.34 35.62 27,621.18
455 5/27/2032 5.500% 141.88 425.84 0.00 283.96 66,869.38 35.47 27,656.65
456 6/10/2032 5.500% 141.28 425.84 0.00 284.56 66,584.82 35.32 27,691.97
457 6/24/2032 5.500% 140.68 425.84 0.00 285.16 66,299.66 35.17 27,727.14
458 7/8/2032 5.500% 140.08 425.84 0.00 285.76 66,013.90 35.02 27,762.16
459 7/22/2032 5.500% 139.47 425.84 0.00 286.37 65,727.53 34.87 27,797.02
460 8/5/2032 5.500% 138.87 425.84 0.00 286.97 65,440.56 34.72 27,831.74
461 8/19/2032 5.500% 138.26 425.84 0.00 287.58 65,152.98 34.57 27,866.31
462 9/2/2032 5.500% 137.65 425.84 0.00 288.19 64,864.79 34.41 27,900.72
463 9/16/2032 5.500% 137.05 425.84 0.00 288.79 64,576.00 34.26 27,934.98
464 9/30/2032 5.500% 136.43 425.84 0.00 289.41 64,286.59 34.11 27,969.09
465 10/14/2032 5.500% 135.82 425.84 0.00 290.02 63,996.57 33.96 28,003.04
466 10/28/2032 5.500% 135.21 425.84 0.00 290.63 63,705.94 33.80 28,036.85
467 11/11/2032 5.500% 134.60 425.84 0.00 291.24 63,414.70 33.65 28,070.50
468 11/25/2032 18 5.500% 133.98 425.84 0.00 291.86 63,122.84 33.50 28,103.99
469 12/9/2032 5.500% 133.36 425.84 0.00 292.48 62,830.36 33.34 28,137.33
470 12/23/2032 5.500% 132.75 425.84 0.00 293.09 62,537.27 33.19 28,170.52
471 1/6/2033 5.500% 132.13 425.84 0.00 293.71 62,243.56 33.03 28,203.55
472 1/20/2033 5.500% 131.51 425.84 0.00 294.33 61,949.23 32.88 28,236.43
473 2/3/2033 5.500% 130.89 425.84 0.00 294.95 61,654.28 32.72 28,269.15
474 2/17/2033 5.500% 130.26 425.84 0.00 295.58 61,358.70 32.57 28,301.72
475 3/3/2033 5.500% 129.64 425.84 0.00 296.20 61,062.50 32.41 28,334.13
476 3/17/2033 5.500% 129.01 425.84 0.00 296.83 60,765.67 32.25 28,366.38
477 3/31/2033 5.500% 128.38 425.84 0.00 297.46 60,468.21 32.10 28,398.47
478 4/14/2033 5.500% 127.76 425.84 0.00 298.08 60,170.13 31.94 28,430.41
479 4/28/2033 5.500% 127.13 425.84 0.00 298.71 59,871.42 31.78 28,462.20
480 5/12/2033 5.500% 126.50 425.84 0.00 299.34 59,572.08 31.63 28,493.82
481 5/26/2033 5.500% 125.86 425.84 0.00 299.98 59,272.10 31.47 28,525.29
482 6/9/2033 5.500% 125.23 425.84 0.00 300.61 58,971.49 31.31 28,556.59
483 6/23/2033 5.500% 124.59 425.84 0.00 301.25 58,670.24 31.15 28,587.74
484 7/7/2033 5.500% 123.96 425.84 0.00 301.88 58,368.36 30.99 28,618.73
485 7/21/2033 5.500% 123.32 425.84 0.00 302.52 58,065.84 30.83 28,649.56
486 8/4/2033 5.500% 122.68 425.84 0.00 303.16 57,762.68 30.67 28,680.23
487 8/18/2033 5.500% 122.04 425.84 0.00 303.80 57,458.88 30.51 28,710.74
488 9/1/2033 5.500% 121.40 425.84 0.00 304.44 57,154.44 30.35 28,741.09
489 9/15/2033 5.500% 120.75 425.84 0.00 305.09 56,849.35 30.19 28,771.28
490 9/29/2033 5.500% 120.11 425.84 0.00 305.73 56,543.62 30.03 28,801.31
491 10/13/2033 5.500% 119.46 425.84 0.00 306.38 56,237.24 29.87 28,831.17
492 10/27/2033 5.500% 118.82 425.84 0.00 307.02 55,930.22 29.71 28,860.88
493 11/10/2033 5.500% 118.17 425.84 0.00 307.67 55,622.55 29.54 28,890.42
494 11/24/2033 19 5.500% 117.52 425.84 0.00 308.32 55,314.23 29.38 28,919.80
495 12/8/2033 5.500% 116.87 425.84 0.00 308.97 55,005.26 29.22 28,949.02
496 12/22/2033 5.500% 116.21 425.84 0.00 309.63 54,695.63 29.05 28,978.07
497 1/5/2034 5.500% 115.56 425.84 0.00 310.28 54,385.35 28.89 29,006.96
498 1/19/2034 5.500% 114.90 425.84 0.00 310.94 54,074.41 28.73 29,035.68
499 2/2/2034 5.500% 114.25 425.84 0.00 311.59 53,762.82 28.56 29,064.25
500 2/16/2034 5.500% 113.59 425.84 0.00 312.25 53,450.57 28.40 29,092.64
501 3/2/2034 5.500% 112.93 425.84 0.00 312.91 53,137.66 28.23 29,120.88
502 3/16/2034 5.500% 112.27 425.84 0.00 313.57 52,824.09 28.07 29,148.94
503 3/30/2034 5.500% 111.61 425.84 0.00 314.23 52,509.86 27.90 29,176.85
504 4/13/2034 5.500% 110.94 425.84 0.00 314.90 52,194.96 27.74 29,204.58
505 4/27/2034 5.500% 110.28 425.84 0.00 315.56 51,879.40 27.57 29,232.15
506 5/11/2034 5.500% 109.61 425.84 0.00 316.23 51,563.17 27.40 29,259.55
507 5/25/2034 5.500% 108.94 425.84 0.00 316.90 51,246.27 27.24 29,286.79
508 6/8/2034 5.500% 108.27 425.84 0.00 317.57 50,928.70 27.07 29,313.86
509 6/22/2034 5.500% 107.60 425.84 0.00 318.24 50,610.46 26.90 29,340.76
510 7/6/2034 5.500% 106.93 425.84 0.00 318.91 50,291.55 26.73 29,367.49
511 7/20/2034 5.500% 106.26 425.84 0.00 319.58 49,971.97 26.57 29,394.05
512 8/3/2034 5.500% 105.58 425.84 0.00 320.26 49,651.71 26.40 29,420.45
513 8/17/2034 5.500% 104.90 425.84 0.00 320.94 49,330.77 26.23 29,446.67
514 8/31/2034 5.500% 104.23 425.84 0.00 321.61 49,009.16 26.06 29,472.73
515 9/14/2034 5.500% 103.55 425.84 0.00 322.29 48,686.87 25.89 29,498.62
516 9/28/2034 5.500% 102.86 425.84 0.00 322.98 48,363.89 25.72 29,524.33
517 10/12/2034 5.500% 102.18 425.84 0.00 323.66 48,040.23 25.55 29,549.88
518 10/26/2034 5.500% 101.50 425.84 0.00 324.34 47,715.89 25.38 29,575.25
519 11/9/2034 5.500% 100.81 425.84 0.00 325.03 47,390.86 25.20 29,600.46
520 11/23/2034 20 5.500% 100.13 425.84 0.00 325.71 47,065.15 25.03 29,625.49
521 12/7/2034 5.500% 99.44 425.84 0.00 326.40 46,738.75 24.86 29,650.35
522 12/21/2034 5.500% 98.75 425.84 0.00 327.09 46,411.66 24.69 29,675.04

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
523 1/4/2035 5.500% 98.06 425.84 0.00 327.78 46,083.88 24.52 29,699.55
524 1/18/2035 5.500% 97.37 425.84 0.00 328.47 45,755.41 24.34 29,723.89
525 2/1/2035 5.500% 96.67 425.84 0.00 329.17 45,426.24 24.17 29,748.06
526 2/15/2035 5.500% 95.98 425.84 0.00 329.86 45,096.38 24.00 29,772.06
527 3/1/2035 5.500% 95.28 425.84 0.00 330.56 44,765.82 23.82 29,795.88
528 3/15/2035 5.500% 94.58 425.84 0.00 331.26 44,434.56 23.65 29,819.52
529 3/29/2035 5.500% 93.88 425.84 0.00 331.96 44,102.60 23.47 29,842.99
530 4/12/2035 5.500% 93.18 425.84 0.00 332.66 43,769.94 23.30 29,866.29
531 4/26/2035 5.500% 92.48 425.84 0.00 333.36 43,436.58 23.12 29,889.41
532 5/10/2035 5.500% 91.77 425.84 0.00 334.07 43,102.51 22.94 29,912.35
533 5/24/2035 5.500% 91.07 425.84 0.00 334.77 42,767.74 22.77 29,935.12
534 6/7/2035 5.500% 90.36 425.84 0.00 335.48 42,432.26 22.59 29,957.71
535 6/21/2035 5.500% 89.65 425.84 0.00 336.19 42,096.07 22.41 29,980.12
536 7/5/2035 5.500% 88.94 425.84 0.00 336.90 41,759.17 22.24 30,002.35
537 7/19/2035 5.500% 88.23 425.84 0.00 337.61 41,421.56 22.06 30,024.41
538 8/2/2035 5.500% 87.51 425.84 0.00 338.33 41,083.23 21.88 30,046.29
539 8/16/2035 5.500% 86.80 425.84 0.00 339.04 40,744.19 21.70 30,067.99
540 8/30/2035 5.500% 86.08 425.84 0.00 339.76 40,404.43 21.52 30,089.51
541 9/13/2035 5.500% 85.37 425.84 0.00 340.47 40,063.96 21.34 30,110.85
542 9/27/2035 5.500% 84.65 425.84 0.00 341.19 39,722.77 21.16 30,132.01
543 10/11/2035 5.500% 83.93 425.84 0.00 341.91 39,380.86 20.98 30,153.00
544 10/25/2035 5.500% 83.20 425.84 0.00 342.64 39,038.22 20.80 30,173.80
545 11/8/2035 5.500% 82.48 425.84 0.00 343.36 38,694.86 20.62 30,194.42
546 11/22/2035 21 5.500% 81.75 425.84 0.00 344.09 38,350.77 20.44 30,214.85
547 12/6/2035 5.500% 81.03 425.84 0.00 344.81 38,005.96 20.26 30,235.11
548 12/20/2035 5.500% 80.30 425.84 0.00 345.54 37,660.42 20.08 30,255.19
549 1/3/2036 5.500% 79.57 425.84 0.00 346.27 37,314.15 19.89 30,275.08
550 1/17/2036 5.500% 78.84 425.84 0.00 347.00 36,967.15 19.71 30,294.79
551 1/31/2036 5.500% 78.10 425.84 0.00 347.74 36,619.41 19.53 30,314.31
552 2/14/2036 5.500% 77.37 425.84 0.00 348.47 36,270.94 19.34 30,333.66
553 2/28/2036 5.500% 76.63 425.84 0.00 349.21 35,921.73 19.16 30,352.81
554 3/13/2036 5.500% 75.89 425.84 0.00 349.95 35,571.78 18.97 30,371.79
555 3/27/2036 5.500% 75.16 425.84 0.00 350.68 35,221.10 18.79 30,390.58
556 4/10/2036 5.500% 74.41 425.84 0.00 351.43 34,869.67 18.60 30,409.18
557 4/24/2036 5.500% 73.67 425.84 0.00 352.17 34,517.50 18.42 30,427.60
558 5/8/2036 5.500% 72.93 425.84 0.00 352.91 34,164.59 18.23 30,445.83
559 5/22/2036 5.500% 72.18 425.84 0.00 353.66 33,810.93 18.05 30,463.87
560 6/5/2036 5.500% 71.44 425.84 0.00 354.40 33,456.53 17.86 30,481.73
561 6/19/2036 5.500% 70.69 425.84 0.00 355.15 33,101.38 17.67 30,499.41
562 7/3/2036 5.500% 69.94 425.84 0.00 355.90 32,745.48 17.49 30,516.89
563 7/17/2036 5.500% 69.18 425.84 0.00 356.66 32,388.82 17.30 30,534.19
564 7/31/2036 5.500% 68.43 425.84 0.00 357.41 32,031.41 17.11 30,551.29
565 8/14/2036 5.500% 67.68 425.84 0.00 358.16 31,673.25 16.92 30,568.21
566 8/28/2036 5.500% 66.92 425.84 0.00 358.92 31,314.33 16.73 30,584.94
567 9/11/2036 5.500% 66.16 425.84 0.00 359.68 30,954.65 16.54 30,601.48
568 9/25/2036 5.500% 65.40 425.84 0.00 360.44 30,594.21 16.35 30,617.83
569 10/9/2036 5.500% 64.64 425.84 0.00 361.20 30,233.01 16.16 30,633.99
570 10/23/2036 5.500% 63.88 425.84 0.00 361.96 29,871.05 15.97 30,649.96
571 11/6/2036 5.500% 63.11 425.84 0.00 362.73 29,508.32 15.78 30,665.74
572 11/20/2036 22 5.500% 62.34 425.84 0.00 363.50 29,144.82 15.59 30,681.33
573 12/4/2036 5.500% 61.58 425.84 0.00 364.26 28,780.56 15.40 30,696.72
574 12/18/2036 5.500% 60.81 425.84 0.00 365.03 28,415.53 15.20 30,711.92
575 1/1/2037 5.500% 60.04 425.84 0.00 365.80 28,049.73 15.01 30,726.93
576 1/15/2037 5.500% 59.26 425.84 0.00 366.58 27,683.15 14.82 30,741.75
577 1/29/2037 5.500% 58.49 425.84 0.00 367.35 27,315.80 14.62 30,756.37
578 2/12/2037 5.500% 57.71 425.84 0.00 368.13 26,947.67 14.43 30,770.80
579 2/26/2037 5.500% 56.93 425.84 0.00 368.91 26,578.76 14.23 30,785.03
580 3/12/2037 5.500% 56.16 425.84 0.00 369.68 26,209.08 14.04 30,799.07
581 3/26/2037 5.500% 55.37 425.84 0.00 370.47 25,838.61 13.84 30,812.91
582 4/9/2037 5.500% 54.59 425.84 0.00 371.25 25,467.36 13.65 30,826.56
583 4/23/2037 5.500% 53.81 425.84 0.00 372.03 25,095.33 13.45 30,840.01
584 5/7/2037 5.500% 53.02 425.84 0.00 372.82 24,722.51 13.26 30,853.27
585 5/21/2037 5.500% 52.23 425.84 0.00 373.61 24,348.90 13.06 30,866.33
586 6/4/2037 5.500% 51.44 425.84 0.00 374.40 23,974.50 12.86 30,879.19
587 6/18/2037 5.500% 50.65 425.84 0.00 375.19 23,599.31 12.66 30,891.85
588 7/2/2037 5.500% 49.86 425.84 0.00 375.98 23,223.33 12.47 30,904.31
589 7/16/2037 5.500% 49.07 425.84 0.00 376.77 22,846.56 12.27 30,916.58
590 7/30/2037 5.500% 48.27 425.84 0.00 377.57 22,468.99 12.07 30,928.65
591 8/13/2037 5.500% 47.47 425.84 0.00 378.37 22,090.62 11.87 30,940.52
592 8/27/2037 5.500% 46.67 425.84 0.00 379.17 21,711.45 11.67 30,952.18
593 9/10/2037 5.500% 45.87 425.84 0.00 379.97 21,331.48 11.47 30,963.65
594 9/24/2037 5.500% 45.07 425.84 0.00 380.77 20,950.71 11.27 30,974.92
595 10/8/2037 5.500% 44.26 425.84 0.00 381.58 20,569.13 11.07 30,985.98
596 10/22/2037 5.500% 43.46 425.84 0.00 382.38 20,186.75 10.87 30,996.85
597 11/5/2037 5.500% 42.65 425.84 0.00 383.19 19,803.56 10.66 31,007.51
598 11/19/2037 23 5.500% 41.84 425.84 0.00 384.00 19,419.56 10.46 31,017.97
599 12/3/2037 5.500% 41.03 425.84 0.00 384.81 19,034.75 10.26 31,028.23
600 12/17/2037 5.500% 40.22 425.84 0.00 385.62 18,649.13 10.06 31,038.28
601 12/31/2037 5.500% 39.40 425.84 0.00 386.44 18,262.69 9.85 31,048.13
602 1/14/2038 5.500% 38.59 425.84 0.00 387.25 17,875.44 9.65 31,057.78
603 1/28/2038 5.500% 37.77 425.84 0.00 388.07 17,487.37 9.44 31,067.22
604 2/11/2038 5.500% 36.95 425.84 0.00 388.89 17,098.48 9.24 31,076.46

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 Payment Interest Interest Payment Extra Additional Principal Cmltv Tax
No. Date Year Rate Due Due Payments Payment Paid Balance Tax Returned Returned
605 2/25/2038 5.500% 36.13 425.84 0.00 389.71 16,708.77 9.03 31,085.49
606 3/11/2038 5.500% 35.30 425.84 0.00 390.54 16,318.23 8.83 31,094.32
607 3/25/2038 5.500% 34.48 425.84 0.00 391.36 15,926.87 8.62 31,102.94
608 4/8/2038 5.500% 33.65 425.84 0.00 392.19 15,534.68 8.41 31,111.35
609 4/22/2038 5.500% 32.82 425.84 0.00 393.02 15,141.66 8.21 31,119.56
610 5/6/2038 5.500% 31.99 425.84 0.00 393.85 14,747.81 8.00 31,127.55
611 5/20/2038 5.500% 31.16 425.84 0.00 394.68 14,353.13 7.79 31,135.34
612 6/3/2038 5.500% 30.33 425.84 0.00 395.51 13,957.62 7.58 31,142.93
613 6/17/2038 5.500% 29.49 425.84 0.00 396.35 13,561.27 7.37 31,150.30
614 7/1/2038 5.500% 28.65 425.84 0.00 397.19 13,164.08 7.16 31,157.46
615 7/15/2038 5.500% 27.81 425.84 0.00 398.03 12,766.05 6.95 31,164.41
616 7/29/2038 5.500% 26.97 425.84 0.00 398.87 12,367.18 6.74 31,171.16
617 8/12/2038 5.500% 26.13 425.84 0.00 399.71 11,967.47 6.53 31,177.69
618 8/26/2038 5.500% 25.28 425.84 0.00 400.56 11,566.91 6.32 31,184.01
619 9/9/2038 5.500% 24.44 425.84 0.00 401.40 11,165.51 6.11 31,190.12
620 9/23/2038 5.500% 23.59 425.84 0.00 402.25 10,763.26 5.90 31,196.02
621 10/7/2038 5.500% 22.74 425.84 0.00 403.10 10,360.16 5.69 31,201.70
622 10/21/2038 5.500% 21.89 425.84 0.00 403.95 9,956.21 5.47 31,207.17
623 11/4/2038 5.500% 21.04 425.84 0.00 404.80 9,551.41 5.26 31,212.43
624 11/18/2038 24 5.500% 20.18 425.84 0.00 405.66 9,145.75 5.05 31,217.48
625 12/2/2038 5.500% 19.32 425.84 0.00 406.52 8,739.23 4.83 31,222.31
626 12/16/2038 5.500% 18.46 425.84 0.00 407.38 8,331.85 4.62 31,226.92
627 12/30/2038 5.500% 17.60 425.84 0.00 408.24 7,923.61 4.40 31,231.32
628 1/13/2039 5.500% 16.74 425.84 0.00 409.10 7,514.51 4.19 31,235.51
629 1/27/2039 5.500% 15.88 425.84 0.00 409.96 7,104.55 3.97 31,239.48
630 2/10/2039 5.500% 15.01 425.84 0.00 410.83 6,693.72 3.75 31,243.23
631 2/24/2039 5.500% 14.14 425.84 0.00 411.70 6,282.02 3.54 31,246.77
632 3/10/2039 5.500% 13.27 425.84 0.00 412.57 5,869.45 3.32 31,250.08
633 3/24/2039 5.500% 12.40 425.84 0.00 413.44 5,456.01 3.10 31,253.18
634 4/7/2039 5.500% 11.53 425.84 0.00 414.31 5,041.70 2.88 31,256.07
635 4/21/2039 5.500% 10.65 425.84 0.00 415.19 4,626.51 2.66 31,258.73
636 5/5/2039 5.500% 9.77 425.84 0.00 416.07 4,210.44 2.44 31,261.17
637 5/19/2039 5.500% 8.90 425.84 0.00 416.94 3,793.50 2.23 31,263.40
638 6/2/2039 5.500% 8.01 425.84 0.00 417.83 3,375.67 2.00 31,265.40
639 6/16/2039 5.500% 7.13 425.84 0.00 418.71 2,956.96 1.78 31,267.18
640 6/30/2039 5.500% 6.25 425.84 0.00 419.59 2,537.37 1.56 31,268.74
641 7/14/2039 5.500% 5.36 425.84 0.00 420.48 2,116.89 1.34 31,270.08
642 7/28/2039 5.500% 4.47 425.84 0.00 421.37 1,695.52 1.12 31,271.20
643 8/11/2039 5.500% 3.58 425.84 0.00 422.26 1,273.26 0.90 31,272.10
644 8/25/2039 5.500% 2.69 425.84 0.00 423.15 850.11 0.67 31,272.77
645 9/8/2039 5.500% 1.80 425.84 0.00 424.04 426.07 0.45 31,273.22
646 9/22/2039 5.500% 0.90 425.84 0.00 424.94 1.13 0.23 31,273.44
647 10/6/2039 5.500% 0.00 1.13 0.00 1.13 0.00 0.00 31,273.44

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HELP
http://www.vertex42.com/Calculators/home-mortgage-calculator.html

About This Template

Instructions For Using This Template

Additional Help

SEE ALSO

SEE ALSO

TIPS
p://www.vertex42.com/Calculators/home-mortgage-calculator.html 2007-2015 Vertex42 LLC

bout This Template

This spreadsheet lets you analyze a fixed or variable rate home mortgage. You can set up periodic
extra payments, or add additional payments manually within the Payment Schedule. Use the
spreadsheet to compare different term lengths, rates, loan amounts, and the savings from making
extra payments. It also calculates the outstanding balance at the end of a specified number of years
and the tax returned if the interest paid is tax deductible.

Caution: This spreadsheet should not be construed as financial advice. The results may not be exact,
and may not apply to your specific situation. Please consult a qualified professional regarding financial
decisions.

structions For Using This Template

1. Enter the loan amount, interest rate, term length, and first payment date.

2. Choose type of mortgage: Variable or Fixed rate.

3. Move your mouse over the cells with the red triangles for additional information and instructions.

Edit the CLEAR (white) cells. In the Payment Schedule edit the YELLOW cells.

Try using Excel's built-in Goal Seek utility (Data > What-If Analysis > Goal Seek) to solve for a Loan
Amount that results in a specific Monthly Payment.

Note: The payment and the interest are rounded to the nearest cent. The last payment is adjusted to
bring the balance to zero.

dditional Help
The link at the top of this worksheet will take you to the web page on vertex42.com that talks about
this template.

REFERENCES

Vertex42.com: Loan Amortization Schedule

Vertex42.com: Personal Budget Spreadsheet

Vertex42.com: Spreadsheet Tips Workbook

007-2015 Vertex42 LLC
Home Mortgage Calculator
ome Mortgage Calculator

By Vertex42.com
http://www.vertex42.com/Calculators/home-mortgage-calculator.html

2007-2015 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a copyrighted work
under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or online template
gallery.

Please review the following license agreement to learn how you may or may not use this
template. Thank you.

See License Agreement

http://www.vertex42.com/licensing/EULA_personaluse.html

Do not delete this worksheet. If necessary, you may hide it by right-clicking on the tab and
selecting Hide.