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ACTIVIDAD NUMERO CUATRO

TRABAJO COLABORATIVO UNIDAD 1 Y 2

grupo: 102007_238

PRESENTADO POR:

LUISA FERNANDACASTRO
CODIGO:
NEIDA EMILE MARTINEZ
CODIGO:
LIZETH JAZM
CODIGO:
JAIME GONZALEZ ARAQUE
CODIGO: 1 057 572 839

MATEMATICA FINANCIERA

TUOR: KAREN VICTORIA ARTEGA

UNIVERSIDAD NACIONAL ABIERTA Y ADISTANCIA


UNAD

2016
IVIDAD NUMERO CUATRO

COLABORATIVO UNIDAD 1 Y 2

grupo: 102007_238

PRESENTADO POR:

SA FERNANDACASTRO

DA EMILE MARTINEZ

LIZETH JAZMIN CASTAEDA

ME GONZALEZ ARAQUE
DIGO: 1 057 572 839

TEMATICA FINANCIERA

EN VICTORIA ARTEGA

CIONAL ABIERTA Y ADISTANCIA


UNAD

2016
INTRODUCCIN

El presente documento se realiza con el objeto de analizar y poner en prctica los conocimientos

obtenidos en las unidades 1 y 2 del curso, mediante el desarrollo de algunos ejercicios

planteados para la actividad, as como mediante la utilizacin de los simuladores

contenidos en el entorno de aprendizaje prctico.


ctica los conocimientos

nos ejercicios
Tabla de amortizacin fija a capita

CAPITAL $ 700,000,000.00
TASA MENSUAL 0.99%
PERIODOS 36

PERIODO SALDO INICIAL CUOTA INTERESES


1 700,000,000.00 26,374,444.44 6,930,000.00
2 680,555,555.56 26,181,944.44 6,737,500.00
3 661,111,111.11 25,989,444.44 6,545,000.00
4 641,666,666.67 25,796,944.44 6,352,500.00
5 622,222,222.22 25,604,444.44 6,160,000.00
6 602,777,777.78 25,411,944.44 5,967,500.00
7 583,333,333.33 25,219,444.44 5,775,000.00
8 563,888,888.89 25,026,944.44 5,582,500.00
9 544,444,444.44 24,834,444.44 5,390,000.00
10 525,000,000.00 24,641,944.44 5,197,500.00
11 505,555,555.56 24,449,444.44 5,005,000.00
12 486,111,111.11 24,256,944.44 4,812,500.00
13 466,666,666.67 24,064,444.44 4,620,000.00
14 447,222,222.22 23,871,944.44 4,427,500.00
15 427,777,777.78 23,679,444.44 4,235,000.00
16 408,333,333.33 23,486,944.44 4,042,500.00
17 388,888,888.89 23,294,444.44 3,850,000.00
18 369,444,444.44 23,101,944.44 3,657,500.00
19 350,000,000.00 22,909,444.44 3,465,000.00
20 330,555,555.56 22,716,944.44 3,272,500.00
21 311,111,111.11 22,524,444.44 3,080,000.00
22 291,666,666.67 22,331,944.44 2,887,500.00
23 272,222,222.22 22,139,444.44 2,695,000.00
24 252,777,777.78 21,946,944.44 2,502,500.00
25 233,333,333.33 21,754,444.44 2,310,000.00
26 213,888,888.89 21,561,944.44 2,117,500.00
27 194,444,444.44 21,369,444.44 1,925,000.00
28 175,000,000.00 21,176,944.44 1,732,500.00
29 155,555,555.56 20,984,444.44 1,540,000.00
30 136,111,111.11 20,791,944.44 1,347,500.00
31 116,666,666.67 20,599,444.44 1,155,000.00
32 97,222,222.22 20,406,944.44 962,500.00
33 77,777,777.78 20,214,444.44 770,000.00
34 58,333,333.33 20,021,944.44 577,500.00
35 38,888,888.89 19,829,444.44 385,000.00
36 19,444,444.44 19,636,944.44 192,500.00
SUMATORIA INTERESES
70,455,000.00
PRIMER AO

SUMATORIA INTERESES
128,205,000.00
TOTALES
rtizacin fija a capital

AMORTIZACIN SALDO FINAL CUOTA DECRECIENTE


19,444,444.44 680,555,555.56 192,500.00
19,444,444.44 661,111,111.11 192,500.00
19,444,444.44 641,666,666.67 192,500.00
19,444,444.44 622,222,222.22 192,500.00
19,444,444.44 602,777,777.78 192,500.00
19,444,444.44 583,333,333.33 192,500.00
19,444,444.44 563,888,888.89 192,500.00
19,444,444.44 544,444,444.44 192,500.00
19,444,444.44 525,000,000.00 192,500.00
19,444,444.44 505,555,555.56 192,500.00
19,444,444.44 486,111,111.11 192,500.00
19,444,444.44 466,666,666.67 192,500.00
19,444,444.44 447,222,222.22 192,500.00
19,444,444.44 427,777,777.78 192,500.00
19,444,444.44 408,333,333.33 192,500.00
19,444,444.44 388,888,888.89 192,500.00
19,444,444.44 369,444,444.44 192,500.00
19,444,444.44 350,000,000.00
19,444,444.44 330,555,555.56 192,500.00
19,444,444.44 311,111,111.11 192,500.00
19,444,444.44 291,666,666.67 192,500.00
19,444,444.44 272,222,222.22 192,500.00
19,444,444.44 252,777,777.78 192,500.00
19,444,444.44 233,333,333.33 192,500.00
19,444,444.44 213,888,888.89 192,500.00
19,444,444.44 194,444,444.44 192,500.00
19,444,444.44 175,000,000.00
19,444,444.44 155,555,555.56 192,500.00
19,444,444.44 136,111,111.11 192,500.00
19,444,444.44 116,666,666.67 192,500.00
19,444,444.44 97,222,222.22 192,500.00
19,444,444.44 77,777,777.78 192,500.00
19,444,444.44 58,333,333.33 192,500.00
19,444,444.44 38,888,888.89 192,500.00
19,444,444.44 19,444,444.44 192,500.00
19,444,444.44 0.00
Autora: Doris Amalia Alba Snchez
Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD
TABLA DE AMORTIZACIN PAGO A CUOTA FIJA

CAPITAL $ 700,000,000.00
TASA PERIODICA MENSUAL 1.20%
PERIODOS 18
PAGO 0.00

PERIODO SALDO INICIAL CUOTA INTERESES


1 $ 700,000,000.00 $43,471,942.97 $ 8,400,000.00
2 $ 664,928,057.03 $ 43,471,942.97 $ 7,979,136.68
3 $ 629,435,250.75 $ 43,471,942.97 $ 7,553,223.01
4 $ 593,516,530.79 $ 43,471,942.97 $ 7,122,198.37
5 $ 557,166,786.19 $ 43,471,942.97 $ 6,686,001.43
6 $ 520,380,844.66 $ 43,471,942.97 $ 6,244,570.14
7 $ 483,153,471.83 $ 43,471,942.97 $ 5,797,841.66
8 $ 445,479,370.52 $ 43,471,942.97 $ 5,345,752.45
9 $ 407,353,180.00 $ 43,471,942.97 $ 4,888,238.16
10 $ 368,769,475.19 $ 43,471,942.97 $ 4,425,233.70
11 $ 329,722,765.92 $ 43,471,942.97 $ 3,956,673.19
12 $ 290,207,496.15 $ 43,471,942.97 $ 3,482,489.95
13 $ 250,218,043.13 $ 43,471,942.97 $ 3,002,616.52
14 $ 209,748,716.68 $ 43,471,942.97 $ 2,516,984.60
15 $ 168,793,758.32 $ 43,471,942.97 $ 2,025,525.10
16 $ 127,347,340.45 $ 43,471,942.97 $ 1,528,168.09
17 $ 85,403,565.56 $ 43,471,942.97 $ 1,024,842.79
18 $ 42,956,465.38 $ 43,471,942.97 $ 515,477.58

SUMATORIA INTERESES
PRIMER AO
$ 71,881,358.75
SUMATORIA INTERESES
TOTALES
$ 82,494,973.42
GO A CUOTA FIJA Autora: Doris Amalia Alba Snchez
Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia UNAD

AMORTIZACIN SALDO FINAL


$ 35,071,942.97 $ 664,928,057.03
$ 35,492,806.28 $ 629,435,250.75
$ 35,918,719.96 $ 593,516,530.79
$ 36,349,744.60 $ 557,166,786.19
$ 36,785,941.53 $ 520,380,844.66
$ 37,227,372.83 $ 483,153,471.83
$ 37,674,101.31 $ 445,479,370.52
$ 38,126,190.52 $ 407,353,180.00
$ 38,583,704.81 $ 368,769,475.19
$ 39,046,709.27 $ 329,722,765.92
$ 39,515,269.78 $ 290,207,496.15
$ 39,989,453.01 $ 250,218,043.13
$ 40,469,326.45 $ 209,748,716.68
$ 40,954,958.37 $ 168,793,758.32
$ 41,446,417.87 $ 127,347,340.45
$ 41,943,774.88 $ 85,403,565.56
$ 42,447,100.18 $ 42,956,465.38
$ 42,956,465.38 -$ 0.00
ba Snchez
tica Financiera
bierta y a Distancia UNAD
Tabla de amortizacin pago a cuota a cuota fija con periodo de grac

CAPITAL $ 700,000,000.00
TASA MENSUAL 1.28%
PERIODOS 24

PERIODO SALDO INICIAL CUOTA INTERESES


1 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
2 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
3 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
4 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
5 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
6 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
7 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
8 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
9 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
10 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
11 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
12 $ 700,000,000.00 $ 8,960,000.00 $ 8,960,000.00
13 $ 700,000,000.00 $ 34,060,504.87 $ 8,960,000.00
14 $ 674,899,495.13 $ 34,060,504.87 $ 8,638,713.54
15 $ 649,477,703.79 $ 34,060,504.87 $ 8,313,314.61
16 $ 623,730,513.53 $ 34,060,504.87 $ 7,983,750.57
17 $ 597,653,759.23 $ 34,060,504.87 $ 7,649,968.12
18 $ 571,243,222.48 $ 34,060,504.87 $ 7,311,913.25
19 $ 544,494,630.85 $ 34,060,504.87 $ 6,969,531.27
20 $ 517,403,657.26 $ 34,060,504.87 $ 6,622,766.81
21 $ 489,965,919.20 $ 34,060,504.87 $ 6,271,563.77
22 $ 462,176,978.09 $ 34,060,504.87 $ 5,915,865.32
23 $ 434,032,338.54 $ 34,060,504.87 $ 5,555,613.93
24 $ 405,527,447.60 $ 34,060,504.87 $ 5,190,751.33
25 $ 376,657,694.06 $ 34,060,504.87 $ 4,821,218.48
26 $ 347,418,407.67 $ 34,060,504.87 $ 4,446,955.62
27 $ 317,804,858.42 $ 34,060,504.87 $ 4,067,902.19
28 $ 287,812,255.73 $ 34,060,504.87 $ 3,683,996.87
29 $ 257,435,747.73 $ 34,060,504.87 $ 3,295,177.57
30 $ 226,670,420.43 $ 34,060,504.87 $ 2,901,381.38
31 $ 195,511,296.94 $ 34,060,504.87 $ 2,502,544.60
32 $ 163,953,336.67 $ 34,060,504.87 $ 2,098,602.71
33 $ 131,991,434.51 $ 34,060,504.87 $ 1,689,490.36
34 $ 99,620,420.00 $ 34,060,504.87 $ 1,275,141.38
35 $ 66,835,056.50 $ 34,060,504.87 $ 855,488.72
36 $ 33,630,040.36 $ 34,060,504.87 $ 430,464.52
SUMATORIA INTERESES
PRIMER AO
$ 107,520,000.00

SUMATORIA INTERESES
TOTALES
$ 224,972,116.92
cuota fija con periodo de gracia Autora: Doris Amalia Alba Snchez
Directora curso Matemtica Financiera
PERIODO DE GRACIA 12 Universidad Nacional Abierta y a Distancia UNAD
PERIODOS TOTALES 36

AMORTIZACIN SALDO FINAL


$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ - $ 700,000,000.00
$ 25,100,504.87 $ 674,899,495.13
$ 25,421,791.33 $ 649,477,703.79
$ 25,747,190.26 $ 623,730,513.53
$ 26,076,754.30 $ 597,653,759.23
$ 26,410,536.75 $ 571,243,222.48
$ 26,748,591.62 $ 544,494,630.85
$ 27,090,973.60 $ 517,403,657.26
$ 27,437,738.06 $ 489,965,919.20
$ 27,788,941.11 $ 462,176,978.09
$ 28,144,639.55 $ 434,032,338.54
$ 28,504,890.94 $ 405,527,447.60
$ 28,869,753.54 $ 376,657,694.06
$ 29,239,286.39 $ 347,418,407.67
$ 29,613,549.25 $ 317,804,858.42
$ 29,992,602.68 $ 287,812,255.73
$ 30,376,508.00 $ 257,435,747.73
$ 30,765,327.30 $ 226,670,420.43
$ 31,159,123.49 $ 195,511,296.94
$ 31,557,960.27 $ 163,953,336.67
$ 31,961,902.16 $ 131,991,434.51
$ 32,371,014.51 $ 99,620,420.00
$ 32,785,363.50 $ 66,835,056.50
$ 33,205,016.15 $ 33,630,040.36
$ 33,630,040.36 $ -
ba Snchez
tica Financiera
bierta y a Distancia UNAD
Tabla de amortizacin pago a cuota fija con periodo m

CAPITAL 700,000,000.00
TASA MENSUAL 1.30%
PERIODOS AMORTIZACION 12

PERIODO SALDO INICIAL CUOTA INTERESES


1 $ 700,000,000.00 $ - $ 9,100,000.00
2 $ 709,100,000.00 $ - $ 9,218,300.00
3 $ 718,318,300.00 $ - $ 9,338,137.90
4 $ 727,656,437.90 $ - $ 9,459,533.69
5 $ 737,115,971.59 $ - $ 9,582,507.63
6 $ 746,698,479.22 $ - $ 9,707,080.23
7 $ 756,405,559.45 $ 68,486,228.37 $ 9,833,272.27
8 $ 697,752,603.36 $ 68,486,228.37 $ 9,070,783.84
9 $ 638,337,158.83 $ 68,486,228.37 $ 8,298,383.06
10 $ 578,149,313.53 $ 68,486,228.37 $ 7,515,941.08
11 $ 517,179,026.24 $ 68,486,228.37 $ 6,723,327.34
12 $ 455,416,125.21 $ 68,486,228.37 $ 5,920,409.63
13 $ 392,850,306.47 $ 68,486,228.37 $ 5,107,053.98
14 $ 329,471,132.08 $ 68,486,228.37 $ 4,283,124.72
15 $ 265,268,028.43 $ 68,486,228.37 $ 3,448,484.37
16 $ 200,230,284.43 $ 68,486,228.37 $ 2,602,993.70
17 $ 134,347,049.76 $ 68,486,228.37 $ 1,746,511.65
18 $ 67,607,333.04 $ 68,486,228.37 $ 878,895.33

SUMATORIA INTERESES
PRIMER AO
$ 103,767,676.68

SUMATORIA INTERESES
TOTALES
$ 121,834,740.42
uota fija con periodo muerto

PERIODO MUERTO 6
PERIODOS TOTALES 18 Autora: Doris Amalia Alba Snchez
CAPITAL AMORTIZAR $756,405,559.45 Directora curso Matemtica Financiera
Universidad Nacional Abierta y a Distancia U

AMORTIZACIN SALDO FINAL


-$ 9,100,000.00 $ 709,100,000.00
-$ 9,218,300.00 $ 718,318,300.00
-$ 9,338,137.90 $ 727,656,437.90
-$ 9,459,533.69 $ 737,115,971.59
-$ 9,582,507.63 $ 746,698,479.22
-$ 9,707,080.23 $ 756,405,559.45
$ 58,652,956.10 $ 697,752,603.36
$ 59,415,444.53 $ 638,337,158.83
$ 60,187,845.30 $ 578,149,313.53
$ 60,970,287.29 $ 517,179,026.24
$ 61,762,901.03 $ 455,416,125.21
$ 62,565,818.74 $ 392,850,306.47
$ 63,379,174.38 $ 329,471,132.08
$ 64,203,103.65 $ 265,268,028.43
$ 65,037,744.00 $ 200,230,284.43
$ 65,883,234.67 $ 134,347,049.76
$ 66,739,716.72 $ 67,607,333.04
$ 67,607,333.04 $ -
a: Doris Amalia Alba Snchez
ora curso Matemtica Financiera
rsidad Nacional Abierta y a Distancia UNAD
Estado de resultados FIJA A CAPITAL
CUENTA 2015
INCREMENTO
Ingresos por Ventas $ 6,750,000,000.00 $ 2,025,000,000.00
Costo de ventas $ 3,037,500,000.00 $ 607,500,000.00
Utilidad bruta $ 3,712,500,000.00 $ 1,417,500,000.00
Gastos operacionales $ 556,874,000.00 $ 83,531,100.00
Utilidad operacional $ 3,155,626,000.00 $ 1,333,968,900.00

Gastos financieros ( se obtienen con la sumatoria de los


$ - $ -
intereses del primer ao de la tabla de amortizacin)

Utilidad antes de impuestos $ 3,155,626,000.00


Impuestos $ 1,072,912,840.00
Utilidad neta $ 2,082,713,160.00

Estado de resultados AMORTIZ CUOTA FIJA


CUENTA 2015
INCREMENTO
Ingresos por Ventas $ 6,750,000,000.00 $ 2,025,000,000.00
Costo de ventas $ 3,037,500,000.00 $ 607,500,000.00
Utilidad bruta $ 3,712,500,000.00 $ 1,417,500,000.00
Gastos operacionales $ 556,874,000.00 $ 83,531,100.00
Utilidad operacional $ 3,155,626,000.00 $ 1,333,968,900.00

Gastos financieros ( se obtienen con la sumatoria de los


$ -
intereses del primer ao de la tabla de amortizacin)

Utilidad antes de impuestos $ 3,155,626,000.00


Impuestos $ 1,072,912,840.00
Utilidad neta $ 2,082,713,160.00

Estado de resultados CUOTA FIJA CON PERIO GRACIA


CUENTA 2015
INCREMENTO
Ingresos por Ventas $ 6,750,000,000.00 $ 2,025,000,000.00
Costo de ventas $ 3,037,500,000.00 $ 607,500,000.00
Utilidad bruta $ 3,712,500,000.00 $ 1,417,500,000.00
Gastos operacionales $ 556,874,000.00 $ 83,531,100.00
Utilidad operacional $ 3,155,626,000.00 $ 1,333,968,900.00

Gastos financieros ( se obtienen con la sumatoria de los


$ -
intereses del primer ao de la tabla de amortizacin)

Utilidad antes de impuestos $ 3,155,626,000.00


Impuestos $ 1,072,912,840.00
Utilidad neta $ 2,082,713,160.00
Estado de resultados CUOTA FIJA CON PERIO MUERTO
CUENTA 2015
INCREMENTO
Ingresos por Ventas $ 6,750,000,000.00 $ 2,025,000,000.00
Costo de ventas $ 3,037,500,000.00 $ 607,500,000.00
Utilidad bruta $ 3,712,500,000.00 $ 1,417,500,000.00
Gastos operacionales $ 556,874,000.00 $ 83,531,100.00
Utilidad operacional $ 3,155,626,000.00 $ 1,333,968,900.00

Gastos financieros ( se obtienen con la sumatoria de los


$ -
intereses del primer ao de la tabla de amortizacin)

Utilidad antes de impuestos $ 3,155,626,000.00


Impuestos $ 1,072,912,840.00
Utilidad neta $ 2,082,713,160.00
TAL Autora: Doris Amalia Alba Snchez

ESTADO DE RESULTADOS AJUSTADO Directora curso Matemtica Financiera


$ 8,775,000,000.00 Universidad Nacional Abierta y a Distancia UNAD
$ 3,645,000,000.00
$ 5,130,000,000.00
$ 640,405,100.00
$ 4,489,594,900.00

$ 70,455,000.00
$ 4,419,139,900.00
$ 1,502,507,566.00
$ 2,916,632,334.00

A FIJA

ESTADO DE RESULTADOS AJUSTADO


$ 8,775,000,000.00
$ 3,645,000,000.00
$ 5,130,000,000.00
$ 640,405,100.00
$ 4,489,594,900.00

$ 71,881,358.75
$ 4,417,713,541.25
$ 1,502,022,604.03
$ 2,915,690,937.23

RIO GRACIA

ESTADO DE RESULTADOS AJUSTADO


$ 8,775,000,000.00
$ 3,645,000,000.00
$ 5,130,000,000.00
$ 640,405,100.00
$ 4,489,594,900.00

$ 107,520,000.00
$ 4,382,074,900.00
$ 1,489,905,466.00
$ 2,892,169,434.00
IO MUERTO

ESTADO DE RESULTADOS AJUSTADO


$ 8,775,000,000.00
$ 3,645,000,000.00
$ 5,130,000,000.00
$ 640,405,100.00
$ 4,489,594,900.00

$ 103,767,676.68
$ 4,385,827,223.32
$ 1,491,181,255.93
$ 2,894,645,967.39
ba Snchez

tica Financiera
bierta y a Distancia UNAD
Datos Esperado
Volumen de ventas en unidades $ 1,173,000.00
Precio Unitario $ 6,725.00
Costo Unitario $ 2,467.00
Costo fijo $ 117,956,000.00
Valor residual $ 7,950,000.00
Inversin $ 700,000,000.00
Tasa de descuento 0.10

Rubros
0

Ingresos $ -

Ventas
Valor residual

Egresos $ 700,000,000.00

Costo fijo
Costo variable
Inversin $ 700,000,000.00

Flujo Neto $ (700,000,000.00)


Indicadores de evaluacin
VAN $ 23,241,414,101.37
TIR 703%
RB/C= $ 34.20
FLUJO DE FONDOS
CASO 1 AO 2 AO 3
$ 1,173,000.00 $ 1,231,650.00 $ 1,354,815.00
$ 6,725.00 $ 6,859.50 $ 7,133.88
$ 2,467.00 $ 2,615.02 $ 2,680.40

10 %

1 2 3

$ 7,888,425,000.00 $ 8,448,503,175.00 $ 9,665,087,632.20

$ 7,888,425,000.00 $ 8,448,503,175.00 $ 9,665,087,632.20

$ 3,011,747,000.00 $ 3,344,643,183.00 $ 3,761,486,519.33

$ 117,956,000.00 $ 123,853,800.00 $ 130,046,490.00


$ 2,893,791,000.00 $ 3,220,789,383.00 $ 3,631,440,029.33
$ - $ -

$ 4,876,678,000.00 $ 5,103,859,992.00 $ 5,903,601,112.87


#DIV/0! + #DIV/0!

#DIV/0!
AO 4 AO 5
$ 1,558,037.25 $ 1,838,483.96
$ 7,561.91 $ 8,166.87
$ 2,801.01 $ 2,941.06

4 5

$ 11,781,741,823.65 $ 15,022,601,780.06

$ 11,781,741,823.65 $ 15,014,651,780.06
$ 7,950,000.00

$ 4,500,631,869.75 $ 5,550,475,160.68

$ 136,548,814.50 $ 143,376,255.23
$ 4,364,083,055.25 $ 5,407,098,905.46
$ - ###

$ 7,281,109,953.90 $ 9,472,126,619.38
+ #DIV/0!
Datos Esperado
Volumen de ventas en unidades $ 1,173,000.00
Precio Unitario $ 6,725.00
Costo Unitario $ 2,467.00
Costo fijo $ 117,956,000.00
Valor residual $ 7,950,000.00
Inversin $ 700,000,000.00
Tasa de descuento 0.115

Rubros
0

Ingresos $ -

Ventas
Valor residual

Egresos $ 700,000,000.00

Costo fijo $ -
Costo variable $ -
Inversin $ 700,000,000.00

Flujo Neto $ (700,000,000.00)


Indicadores de evaluacin
VAN $ 19,251,202,005.63
TIR 701%
RB/C= $ 28.50
FLUJO DE FONDOS
CASO 2 AO 2 AO 3
$ 1,173,000.00 $ 1,208,190.00 $ 1,268,599.50
$ 6,725.00 $ 6,792.25 $ 6,928.10
$ 2,467.00 $ 2,516.34 $ 2,579.25

11.5 %

1 2 3

$ 7,888,425,000.00 $ 8,206,328,527.50 $ 8,788,977,852.95

$ 7,888,425,000.00 $ 8,206,328,527.50 $ 8,788,977,852.95

$ 3,011,747,000.00 $ 3,165,250,184.60 $ 3,404,568,719.08

$ 117,956,000.00 $ 125,033,360.00 $ 132,535,361.60


$ 2,893,791,000.00 $ 3,040,216,824.60 $ 3,272,033,357.48
$ - $ -

$ 4,876,678,000.00 $ 5,041,078,342.90 $ 5,384,409,133.88


#DIV/0! + #DIV/0!

#DIV/0!
AO 4 AO 5
$ 1,357,401.47 $ 1,479,567.60
$ 7,101.30 $ 7,314.34
$ 2,656.63 $ 2,762.89

4 5

$ 9,639,311,460.23 $ 10,830,004,976.40

$ 9,639,311,460.23 $ 10,822,054,976.40
$ 7,950,000.00

$ 3,746,595,446.57 $ 4,236,800,719.46

$ 140,487,483.30 $ 148,916,732.29
$ 3,606,107,963.27 $ 4,087,883,987.17
$ - ###

$ 5,892,716,013.66 $ 6,593,204,256.93
+ #DIV/0!
Datos Esperado
Volumen de ventas en unidades $ 1,173,000.00
Precio Unitario $ 6,725.00
Costo Unitario $ 2,467.00
Costo fijo $ 117,956,000.00
Valor residual $ 7,950,000.00
Inversin $ 700,000,000.00
Tasa de descuento 0.12

Rubros
0

Ingresos $ -

Ventas
Valor residual

Egresos $ 700,000,000.00

Costo fijo $ -
Costo variable $ -
Inversin $ 700,000,000.00

Flujo Neto $ (700,000,000.00)


Indicadores de evaluacin
VAN $ 20,185,986,947.53
TIR 702%
RB/C= $ 29.84
FLUJO DE FONDOS
CASO 3 AO 2 AO 3
$ 1,173,000.00 $ 1,219,920.00 $ 1,305,314.40
$ 6,725.00 $ 6,994.00 $ 7,343.70
$ 2,467.00 $ 2,565.68 $ 2,706.79

12.0 %

1 2 3

$ 7,888,425,000.00 $ 8,532,120,480.00 $ 9,585,837,359.28

$ 7,888,425,000.00 $ 8,532,120,480.00 $ 9,585,837,359.28

$ 3,011,747,000.00 $ 3,456,137,265.60 $ 3,918,262,921.93

$ 117,956,000.00 $ 126,212,920.00 $ 135,047,824.40


$ 2,893,791,000.00 $ 3,129,924,345.60 $ 3,533,215,097.53
$ 100,000,000.00 $ 200,000,000.00 $ 250,000,000.00

$ 4,876,678,000.00 $ 5,075,983,214.40 $ 5,667,574,437.35


#DIV/0! + #DIV/0!

#DIV/0!
AO 4 AO 5
$ 1,409,739.55 $ 1,550,713.51
$ 7,784.32 $ 8,329.22
$ 2,869.20 $ 3,070.04

4 5

$ 10,973,866,608.90 $ 12,924,190,998.68

$ 10,973,866,608.90 $ 12,916,240,998.68
$ 7,950,000.00

$ 4,469,325,815.76 $ 5,315,374,859.74

$ 144,501,172.11 $ 154,616,254.16
$ 4,044,824,643.65 $ 4,760,758,605.58
$ 280,000,000.00 $ 400,000,000.00

$ 6,504,540,793.14 $ 7,608,816,138.94
+ #DIV/0!
Datos Esperado
Volumen de ventas en unidades $ 1,173,000.00
Precio Unitario $ 6,725.00
Costo Unitario $ 2,467.00
Costo fijo $ 117,956,000.00
Valor residual $ 7,950,000.00
Inversin $ 700,000,000.00
Tasa de descuento 0.13

Rubros
0

Ingresos $ -

Ventas
Valor residual

Egresos $ 700,000,000.00

Costo fijo $ -
Costo variable $ -
Inversin $ 700,000,000.00

Flujo Neto $ (700,000,000.00)


Indicadores de evaluacin
VAN $ 20,542,315,936.09
TIR 703%
RB/C= $ 30.35
FLUJO DE FONDOS
CASO 4 AO 2 AO 3
$ 1,173,000.00 $ 1,255,110.00 $ 1,355,518.80
$ 6,725.00 $ 6,994.00 $ 7,483.58
$ 2,467.00 $ 2,615.02 $ 2,824.22

13.0 %

1 2 3

$ 7,888,425,000.00 $ 8,778,239,340.00 $ 10,144,133,381.30

$ 7,888,425,000.00 $ 8,778,239,340.00 $ 10,144,133,381.30

$ 3,011,747,000.00 $ 3,677,171,112.20 $ 4,140,820,835.77

$ 117,956,000.00 $ 125,033,360.00 $ 132,535,361.60


$ 2,893,791,000.00 $ 3,282,137,752.20 $ 3,828,285,474.17
$ 150,000,000.00 $ 270,000,000.00 $ 180,000,000.00

$ 4,876,678,000.00 $ 5,101,068,227.80 $ 6,003,312,545.54


#DIV/0! + #DIV/0!

#DIV/0!
AO 4 AO 5
$ 1,477,515.49 $ 1,640,042.20
$ 8,082.27 $ 8,809.67
$ 3,078.40 $ 3,386.24

4 5

$ 11,941,673,816.47 $ 14,456,181,150.55

$ 11,941,673,816.47 $ 14,448,231,150.55
$ 7,950,000.00

$ 4,988,873,455.15 $ 6,152,496,003.93

$ 140,487,483.30 $ 148,916,732.29
$ 4,548,385,971.86 $ 5,553,579,271.64
$ 300,000,000.00 $ 450,000,000.00

$ 6,952,800,361.32 $ 8,303,685,146.62
+ #DIV/0!
T

Nombres y apellidos integrante del grupo (Diligencie en el cuadro siguiente el nombre completo de
quien comparte la tabla)

TASA INTERES EFECTIVA


MONTO SOLICITADO
MENSUAL
AMORTIZACION
$ 700,000,000.00 0.99%
FIJA A CAPITAL

AMORTIZACION
$ 700,000,000.00 1.20%
PAGO CUOTA FIJA

CUOTA FIJA CON


$ 700,000,000.00 1.28%
PERIODO DE GRACIA

CUOTA FIJA CON


$ 700,000,000.00 1.30%
PERIODO MUERTO

Tabla resumen de escenarios para la esti

Volumen de ventas en unidades Precio unitario


Caso 1 $ 1,173,000.00 $ 6,725.00
Caso 2 $ 1,173,000.00 $ 6,725.00
Caso 3 $ 1,173,000.00 $ 6,725.00
Caso 4 $ 1,173,000.00 $ 6,725.00
TABLA RESUMEN DE AMORTIZACIONES

EMILSE MARTINEZ

TOTAL
PERIODO DE GRACIA PERIODO MUERTO
PERIODOS
No aplica No aplica 36

No aplica No aplica 18

12 No aplica 36

No aplica 6 18

Tabla resumen de escenarios para la estimacin de indicadores

Costo unitario VAN TIR


$ 2,467.00 $ 23,241,414,101.37 703%
$ 2,467.00 $ 19,251,202,005.63 701%
$ 2,467.00 $ 20,185,986,947.53 702%
$ 2,467.00 $ 20,542,315,936.09 703%
ZACIONES

EMILSE MARTINEZ

INTERESES INTERESES
CUOTA MENSUAL IMPUESTOS
TOTALES PRIMER AO
Cuota inicial $ 26.374.444.44, cuota
$ 128,205,000.00 $ 70,455,000.00 $ 1,502,507,566.00
final $ 19.636.944.44
Cuota inicial $ 43.471.942,97, cuota
final $ 43.471.942.97 $ 82,494,973.42 $ 71,881,358.75 $ 1,502,022,604.03

Cuota inicial $ 8.960.000,00, cuota


final $ 34.060.504,87 $ 224,972,116.92 $ 107,520,000.00 $ 1,489,905,466.00

Cuota inicial cero, cuota final $


68.486.228,37 $ 121,834,740.42 $ 103,767,676.68 $ 1,491,181,255.93

RB/C Tasa de descuento


$ 34.20 10%
$ 28.50 11.50%
$ 29.84 12%
$ 30.35 13%
UTILIDAD

$ 2,916,632,334.00

$ 2,915,690,937.23

$ 2,892,169,434.00

$ 2,894,645,967.39
REFERENCIAS BIBLIOGRAFICAS

Alba, D (2014). Compilacin Conceptos Fundamentales Matem


Recuperado de
http://datateca.unad.edu.co/contenidos/102007/CONCEPTOS_B

Serrano, J (2011). Matemticas financieras y evaluacin de proy


ed.). Resumen indicadores. Mxico: Alfaomega Grupo Editor, Pr
RECUPERADO DE
http://datateca.unad.edu.co/contenidos/102007/2015-
2/Matem_ticas_financieras_indicadores.pdf
REFERENCIAS BIBLIOGRAFICAS

nceptos Fundamentales Matemtica Financiera,

tenidos/102007/CONCEPTOS_BASICOS_DE_MATEMATICA_FINANCIERA1.pdf

financieras y evaluacin de proyectos (2a.


xico: Alfaomega Grupo Editor, ProQuest ebrary,

tenidos/102007/2015-
cadores.pdf