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PASADA Pastoral Activities and Services for people with AIDS Dar es Salaam
Archdiocese
I feel greatly honored as I write this message on the first ever published TAMFI Members
Directory. This gives me great satisfaction that TAMFI has accomplished in developing an
informative tool to be used by all stakeholders.
In this Directory, you will find information of our members including their contacts and busi-
ness performance. The essence of TAMFI members featuring this crucial information to the
public is to enhance connections and also an opportunity to showcase their products and
services. It is envisaged that this Directory will benefit everyone who goes through it.
I wish to thank all Institutions that have supported the development of this Directory and
were willing to share and provide valuable information about their organizations.
Special thanks to Stromme Microfinance East Africa Ltd for financing the production of this
directory. Stromme contribution to TAMFI signifies the value of strong partnership between
Associations and Financiers in building the capacity of the microfinance industry. TAMFI
appreciates Stromme contribution to make Tanzania Microfinance industry active and
strong.
To all our readers, we encourage you to make use of this directory for better understanding
of TAMFI members businesses and take the opportunity to establish fruitful contacts with
them.
This is directory has opened a way for many TAMFI Directory to come in the coming years.
Edmund Mkwawa
TAMFI Board Chairman
EDMUND MKWAWA
TAMFIs power is derived from its constitution, which is registered by the Registrar of Societies as
a Non Profit and Non-Governmental Organization. TAMFI is a member based organization. The
mandate is established and reviewed by Members of the association at Annual General Meetings
(AGMs). Article 4 of the Constitution of TAMFI provides for two categories of members. Ordinary
members comprised of MFIs legally registered in Tanzania i.e. those involved in the provision of
savings and credit services to micro and small enterprises. The second category is that of
associated members that includes; organizations or Institutions involved in microfinance as donors,
direct providers of product and services to MFIs and those that facilitate microfinance activities
such as loan guarantee funds and direct providers of technical assistance to MFIs.
ii. To act as a networking, lobbying and advocacy body for the sector.
iv. TAMFI shall advocate the Government of Tanzania (GOT) to create and maintain an
appropriate regulatory framework for Micro-finance Institutions in Tanzania.
v. To facilitate (carry out) research relevant for MFI development and provide viable
suggestions.
VISION
TAMFIs vision is to become a vibrant network that effectively supports the MF industry in
Tanzania.
MISSION STATEMENT
TAMFIs mission is to facilitate creation of an enabling environment for development of a
sustainable microfinance industry in Tanzania through participation of all stakeholders.
ACKNOWLEDGEMENT
The production of this TAMFI Members Directory has been made possible by funds received from
Stromme Microfinance East Africa. Special thanks to Stromme Microfinance East Africa for
contributing towards this valuable and meaningful project.
Many thanks as well to all member Microfinance Institutions who provided their information to
construct this important members directory the first in the history of TAMFI.
About us:
Stromme Microfinance East Africa Limited (SMF EA Ltd) is a Microfinance wholesale lending
institution with operations in Uganda, Kenya, Tanzania and Sudan. It has its headquarters in
Kampala Uganda.
Values:
Challenging : We place demands on the poor, our partners and especially on
ourselves
Inclusive : We meet all people with openness, respect and dignity
Result-focused : We monitor and measure the results of our work and make any
corrective adjustments when needed to achieve our objectives.
To serve as an active and effective organization for To establish Saccos within the framework of the legal require-
improvement of SACCOS and SACCO-like groups, involved in ments with potential for extensive outreach, sustainability with
alleviating poverty and improving the livelihood Security of wide resource base, good governance of committed Board and
Our objectives
SACCOS
Main target of ACIST are Saccos and Sacco-like groups bership Training in Cooperative Affairs
SACCOS are cooperative Microfinance Institutions (MFI) which Increase membership effectiveness, capacity, self-reliance and
are economically, financially viable and sustainable. They offer empowerment. Organizing, briefing and stimulating members
Current Programme
Are you
Are you an employee?
employee?
Are you
Are you an entrepreneur?
entrepreneur?
FFacing
acing financial challenges?
Reginald
Reginald Massawe,
Massawe, Chairman
Chairman and CEO
Cell:
Cell: 0767-210330
D ear colleagues
Dear colleagues and fr iends,
friends,
W elcome to
Welcome to African
African M icrofinance Limit
Microfinance ed (AML)
Limited (AML) wher
where e w
wee are
are commited
commited to ontribute
to ccontribute
substan tially tto
substantially o impr oved liv
improved elihoods in Africa.
livelihoods Africa. AAtt the momen
momentt wewe offer
offer personal and
business loans tto o people who ar aree emplo yed in private
employed private corporate
corporate organisations.
organisations. W e highly
We
enc ourage such emplo
encourage yees to
employees to establish their own
own small Businesses as they w ork in the
work
ccorporate
orporate world
world so thatthat they can ultima tely stop
ultimately stop minding other peoples
peoples business and
persue their o wn dreams.
own dreams. Recently
Recently we
we have
have opened a DOOR for for SMEs
SMEs especially schools
based in Dar es Slaam. IIn n addition to
to loans
loans,, w
wee also pr ovide Business ccoaching
provide oaching on howhow to to
run a business en trepreneurially. We
entrepreneurially. We strongly
strongly ur ge you
urge you tto
o make it yyour
our business tto o
suc ceed in lif
succeed e.
life.
Salary
Salary based loan rrequirements
equirements Business / SMEs loan rrequirements
equirements
1 . Voters registration card 1 . Voters registration card
2 . Employment ID 2 . Business license & TIN
3 . Passport size photo 3 . Passport size photo
4 . Three months salary slip 4 . Letter from local government
5 . Three months bank statement 5 . Three months bank statement
6 . Collateral for loan above 500,000/= 6 . Collateral
7 . Business and home visitation
7 . Letter from HR / Supervisor / colleague
8 . Post dated cheque
8 . Non-refundable application fee 9 . Non-refundable application fee
Fadhili
Fadhili George
George GGodwin
odwin Msumi Carolyn
Carolyn Lyimo
Lyimo T
Two
wo
0717-309989 Experienced
Exper ienced E-mail: inf o@africanmicrofinance.co.tz
info@afr
info@africanmicrofinance.co.tz
ell 0752-973023
Cell
C ell 0713-344544
Cell
C C
Cell
ell credit
cr officers
edit officers Website: www
Website: .africanmicrofinance.co.tz
www.africanmicrofinance.co.tz
0762-500181 0715-455502
0713-973023 wanted
wanted TTel:el: +255 22 2701270
Geographical Coverage Arusha, Moshi, Usa River, Morogoro, Dodoma and Mbeya
The idea behind this transformation was precipitated by two as- ORGANIZATION:
pects. The structure of Changamoto is formed by four main
i. To advance its services to interested non members of the organs:
NGO. (i.) The general meeting: it concern with the approval of
NGO policies and elect members of Executive
Ii. To incorporate other income generating activities not legally committee.
covered by saving and credit unions such providing credits for (ii) The Executive committee:
establishing micro and medium scale business for non mem- It supervises the management to abide by approved
bers. policies, procedures, appoints Chief Executive Officer and
approves the appointment of other employees.
VISION: (iii)Board of trustees:
Poverty Free Society. It is responsible for deliberating Audited Account, guiding
on the proper utilization of NGO properties and involves in
MISSION: all financial obligations of the NGO.
Changamoto is committed and dedicated to provision of credit, (iv) Management :
consultancy services, encouragement of self employment that To execute Ngo policies under day to day basis.
yield to sustained income to the needy Zanzibar Community.
RIGHT OF MEMBERS:
GOAL: Every member of the NGO has the right to participate in
To assist, support and augment countrys efforts in poverty alle- NGO affairs subject only to the provision of constitution and
viation/reduction process through provision of micro-credit and societies Act.
networking with other NGOs, Government, Corporate sectors
and Donors. SOURCE OF FUND:
Members contributions
STATUS: Loans from funding organization
Changamoto is a membership organization which attracts mem- Fund raising activities
bers under specific terms and conditions. Special members arrangements
Its capital is being generated from member contributions and Sales of old equipments
loans from funding organization. The fund is applied under three Participation benefit.
main categories.
- Micro business program. FUTURE PLAN:
- Hire purchases activities Establishment good relationship with government institu-
- Cash credits to members. tions, corporate sector, local and foreign organizations.
Strengthening of micro-business groups through training.
MEMBERSHIP Increasing of loan portfolio and involving large part of Zanz-
Any person residing in Zanzibar is eligible to be a member of ibar Community
an organization. In order to be accepted as member, an inter-
ested person has to apply and be able to comply with the pro- FOR MORE INFORMATION PLEASE CONTACT:
visions of the NGO constitution. CHIEF EXECUTIVE OFFICER
CHANGAMOTO LPF
TYPES OF BUSINESS P. O Box 2782
Through Various credit schemes provided, NGO encourages TEL: 2230616
the group members to engage in income generating activities. Email: changamotolpf@hotmail.com
ZANZIBAR
Major emphasis is placed to youth and women groups intend
to establish different kind of business such as LOCATION:
Poultry, vegetable farming, Carpentry etc. NEAR ABASS HUSSEIN RESTAURANT, SAATENI STREET , URBAN
Under above mentioned activities, the group qualified for the DISTRICT ZANZIBAR
credit can obtain up to 5,000,000 at maximum for operating the
approved type of micro business.
GROUP TRAINING:
80% Women
Target Clients/Client Type
CONTACTS
P.O BOX 72, Biharamulo - Tanzania
Tel: +255 28 2225173/ 2225085 Cell: +255 788 369136/ 765144629
Fax:+255 28 2225001/2225052 Email:info@faiders.org
FELISTER MACHANGE
SMEs
Target Clients/Client Type
K-Finance Ltd.
Micro Lending and Business Mentoring
P.O Box 19111, Dar es Salaam, Tel: +255 22 270 1194, Mob: +255 (0) 758916802; Email:info@kfinance.co.tz
COMPANYS PROFILE
K Finance Limited is a fast growing Microfinance Company with a new solution to small business growth. Through
market research, K Finance Limited established the fact that unlike the belief of most entrepreneurs and even
policy makers that the biggest problem to business growth is working capital, K-Finance established that working
capital is not the only problem, the lack of business skills and right mindset towards doing a successful business
With that in mind, K Finance has come up with a product that combines credit and business mentoring program.
Under K Finances mentoring program, clients are mentored towards entrepreneurial mindset, likewise they are
1. VISION
2. MISSION
To support Entrepre-
Group Lending
Main Service/Products offered
MTAJI is a company limited by guarantee non- tainable business in the country. The
profit making providing technical training organization facilitates development of the SME
monitoring and evaluation and capacity building Providing technical support services to
for microfinance institutions. MTAJI also has MSEs through training in entrepreneur
courses, conferences and workshops on request monitoring and evaluation and advisory
a NGO in Tanzania in March 2005. Since then Conducting studies and providing informa
MTAJI has built a reputable image in its areas of tion on key issues on MSE sector develop
The mission of MTAJI is to serve the Small and MTAJI CORPORATE VALUES
ence, MTAJI promotes innovative solutions and We will always treat our customer with
advocates for the development of SME sector in respect and dignity, in recognition that all
Tanzania. In everything that we do under MCF people need financial services to enable
Ltd, we seek to be a bridge between the their physical, mental and spiritual
poor in accessing financial services and income We will maintain our integrity and financial
Quality is essential
This requires that we:-
Define quality as performing up to the cus tomers expectations and then doing more
Make quality of products and services the responsibility of every employee
Taking pride in all the products and services we provide
Excellence
This demands that we:-
Geographical Coverage
Dar es Salaam
The main objective of MLUC SACCOS LTD is to improve the livelihood of its members by doing the fol-
lowing:-
Encouraging members to deposit savings
Promoting the culture of taking loans among members
Training members on entrepreneurship and small business management
Seeking and investing in income generating activities such as hostels, farms, schools, etc.
Assisting members on buying shares from Dar es Salaam Stock Exchange (DSE) listed
companies
Doing any other business that promotes the welfare of members such as establishing MLUC
SACCOS LTD Pension Fund.
MLUC SACCOS LTD as a microfinance institution has the basic aim of issuing loans/credit to members
where it offers loans to individuals, groups and member institutions. During the year 2010 the SACCOS
has offered loans within the range of two hundreds thousands to four hundred million Tanzanian Shillings
(200,000/= to 400,000,000/=).Total assets by 31st December, 2009 were Tsh. 2,757,961,247/=. Total
members of MLUC SACCOS LTD by 31st December, 2010 were 2923.Through this SACCOS member
enjoys abundant development opportunities including the following:-
Own assets such land, houses, cars.
Get access to entrepreneurship education, small business cash management and other training
and development seminars.
Savings for sustainable development.
Get loans for business undertakings, construction and other development activities.
Shares investment opportunities generated by the SACCOS.
Get dividends from profit earned in each financial year.
R NATHAN
rnathan@opportunity.net
Geographical Coverage
Dar, Arusha, Moshi, Tengeru, Himo
Tunajali
Tunasikiliza
Tunabadili
Maisha
Huduma bora, Mikopo
ya haraka, yenye tija
na masharti nafuu
Wasiliana nasi au tembelea matawi yetu yaliyopo Ilala, Arusha, Tengeru, Moshi, na Himo
Makao Makuu; Plot No. 320, Regent Estate, Mikocheni
P.O.Box 80244, Dar es salaam, Tanzania
Tel: +255 22 2772413, Fax: +255 22 2772411
email: enquiries@opportunity.co.tz web: www.opportunity.co.tz
Geographical Coverage
Dar es Salaam and Coast Regions
Geographical Coverage
Countrywide covering all regions and a number of districts
in both Tanzania mainland and the Isles.
Geographical Coverage
Same District
Geographical Coverage
Tanzania - countrywide
Address
P.O.BOX 1546, Arusha
Geographical Coverage
All regions of Tanzania Mainland.
SMALL INDUSTRIES
DEVELEPMENT ORGANISATION
DEVELEPMENT ORGANISATION
GANISA TION
Small Industries
Industries Development
Development Organisation
Organisation (SIDO)
(SIDO) was
was established in 1973, with main objective
objective of
suppor ting small and medium en
supporting terprises in both rural
enterprises rural and urban
urban area.
area.
SIDO mission is to
to create
create and sustain an indigenous entrepreneurial
entrepreneurial base through
through the promotion and support
promotion support
of the development
development of private micro
private micro and small enterprises byy pr
enterprises b providing
oviding business development
development services
services on
demand.. Priority
demand Priority is given
given to
to the productive
productive economic
economic secsector
tor that
that contribute
contribute to
to wealth
wealth creation.
creation.
SIDO ffocuses
ocuses in supp
supporting
orting SMEs
SMEs through
through pr
provision
ovision of
the follo
ffollowing
ollowing arrays
arrays of Services:
Services:
1. TTechnology
echnology and products
products D evelopment
Development
2. Business D evelopment and Ex
Development tension SServices
Extension ervices
3. Marketing
M arketing and Information
Information
3. FFinancial
inancial services.
services.
clients
SIDO clients are:-
are:-
- Micro,
Micro, small and medium enterprises
enterprises
- Prospective
Prospective Entrepreneurs
Entrepreneurs
- Non-Government
Non-Government Organisation
Organisation (NGOs) that
that support
support SMEs
- SME suppor
supportt institutions
Geographical Coverage
Dar es Salaam, Musoma, Magu, Bunda and Mwanza.
COMPANY PROFILE
REGISTRATION: APRIL 2008 REG NO. 65142
LEGAL STATUS: COMPANY LIMITED BY SHARES
TIN NO: 106-86 3-865
106-863-865
HEAD OFFICE: MILLENIUM BUSINESS PARK,
OFFICE NUMBER A. 18
UBUN GO
UBUNGO
P.O.BOX
POSTAL ADDRESS: P.O.BO X 42114 22320
DAR EES
S SALAAM
EMAIL ADDRESS: tmf@tujijenge.org
tmf@tujijenge.org
Mission:
low
is To improve the quality of lives of low income earning families in Tanzania
through
with the provision of microfinance thr ough a sustainable institution.
Vision:
microfinance
Is To be a recognized leader in micro finance creating a world where (all) people in
services
Tanzania have access to financial services
Core value:
are,,
Tujijenge Microfinance core values are
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PRODUCTS:
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BRANCHES:
Currently TMF has two branches
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SOLAR LOANS
MOTISHA LOANS
INDIVIDUAL BUSINESS LOANS
Geographical Coverage
Dar es Salaam
Target Clients/Client Type Individuals and Entrepreneurs with small income generating
activities
Zanzibar
Geographical Coverage
1) Savings Products:
Main Service/Products offered
- Savings Bomba Account
- Current Account
- Fixed Deposit Account
- Zawadi Junior Account
- Biashara Account
- Elimu Account
Geographical Coverage
Dar es Salaam, Arusha and Moshi
Geographical Coverage
Dar es Salaam
41
VIGEZO VYA KUPATA MKOPO
s Mwombaji lazima awe na umri wa miaka 18 na kuendelea
s Biashara inayoombewa mkopo iwe imekua hai kuanzia mwaka mmoja na kuendelea
s Leseni ya kuendesha Biashara
s Biashara isiyohamishika
s Kufungua akaunti benki ya AKIBA
s Dhamana kwa ajili ya kudhaminisha mkopo; mali mbali mbali kama vile vifaa vya
nyumbani, nyumba na magari
s Mkopaji anaweza vile vile kutumia amana za muda maalumu kama dhamana ya
mkopo wake
Mwombaji mwenye historia nzuri ya ulipaji mikopo kutoka ACB au benki nyingine
atapewa kipaumbele.
Masharti ya uendeshaji kuzingatiwa
Kwa maelezo zaidi tembelea tawi la ACB lililo karibu
nawe au piga simu namba 2118340-43
Makao makuu
Amani Place, Mtaa wa Ohio,
P.O.Box 669, Dar es Salaam
Simu +255 222118340/3,
Nukushi +255 22 2114173
Barua pepe: info@acbtz.com Benki kwa maendelo yako
Benki kwa maendelo yako
Tovuti: www.acbtz.com
www.acbtz.com
42 TAMFI Members Directory 2011/12
Name of Institution MuCoBa
P.O.BOX 147, Mafinga
Address
Market Street, Mafinga
Tel +255 26 2772165
Geographical Coverage
Mufindi ( Iringa) and some parts of Mbarali ( Mbeya)
Geographical Coverage
Kilimanjaro Region
Geographical Coverage
Dar es Salaam
Old Post Office Building Mkwepu Street. P.O.Box 72604, Dar es Salaam, Tanzania.
Tel: (+255) 22 2137581/3, Fax: (+255) 222137580
TA
TA N Z A N I A WO
W O M E N S B A N K LT
LT D
E-mail :info@womensbank.co.tz
Website: www.womensbank.co.tz
ABOUT TWB:
TWB:
Tanzania
Tanzania Womens
Womens Bank Limited
Limited is a corporate
corporate body established under the Company
Company A Act No.202
ct No.202 and issued
with a Certificate
Certificate of incorporation
incorporation No.
No. 59271 dated
dated 13th February
February 2007. TWB
T WB was
was subsequently licensed
subsequently lic ensed by
by
the Bank of Tanzania
Tanzania tto
o conduct
conduct banking
banking business and granted
granted banking
banking licence
licence No.NBA
No.NBA 00018.
The
The establishment
establishment of the bank is a result
result of womens
womens initiative
initiative to
to have
have their o
own
wn bank.
bank. Its
Its shareholding
shareholding
structure
structure comprises
comprises 97% Government
Government and 3% private
private and individuals.
individuals.
VISION:
The
The vision of Tanzania
Tanzania Womens
Womens Bank is To
To be the lead bank for
for women
women in Tanzania
Tanzania
MISSION:
The
The Mission
Mission of the bank is To
To promote
promote economic
economic and social well
well being of Tanzanians, women
Tanzanians, especially women
through
through the provision
provision of efficient
efficient and effective
effective banking
effec banking services
services
PRODUCTS
PRODUCTS & SERVICES:
SERVICES:
The
The bank havehave a wide range
range of products
products and services
services as outlined below:
below:
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Geographical Coverage
Tanzania (Main land and Isles)
OUR MISSION
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DIVSDIFTBOEPUIFSTUP
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Geographical Coverage
Tanzania, Nationwide
Geographical Coverage
Monduli and Babati districts
Geographical Coverage
Tanzania and East Africa
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Geographical Coverage
Africa-English/Swahili speaking countries
Geographical Coverage
Tanzania - Nation wide
53
11 Presidenal Trust Fund (PTF) 3,700,000,000 1,500,000,000 18,071 407,487,500
12 Mtoni Lutheran Church SACCOS 1,513,935,000 296,849,315 2,720 371,355,000
13 Changamoto Life Preseon Fund 129,510,779 54,242,137 907 287,885,000
SECTION G- MEMBERS BUSINESS POSITION AS AT
54
Total 123,978,301,582.38 133,324,107,732 786
st
D: Insurance service providers as at 31 December 2010 Amount in Tzs.
No Name of Institution No of MFIs working with your Number of MFI clients No of clients insured this year Value of micro-insurance to date
organization insured
(Tzs)
1 The First Microinsurance Ltd - 80,316 9,000 -
2 CRDB Micronance Services Company Ltd 94 Micronance Instuons 80 Micronance Instuons 502.0 million
Total
Summary: Total number of mnance clients: 721,149 Total loans issued to clients for year 2010 Tzs. 359,903,823,757.00
Published by: Tanzania Associaon of Micronance Instuons TAMFI
Signed by: Edmund Mkwawa (Chairman) Winnie Terry (Execuve Secretary) Date: 30/11/2011
TAMFI Members Directory 2011/12
111
TAMFI Members Directory 2011/12
111
TAMFI Members Directory 2011/12
111