Position Title : Remedial Accounts Management (RAM) Officer

Unit : Institutional Services

I. KEY ORGANIZATIONAL RELATIONSHIPS

Reports to : Assistant Director for Institutional Services

Supervises : None

II. BASIC FUNCTION / JOB SUMMARY

The position serves as the principal and technical person for the (a) formulation and implementation
of remedial management policies and strategies of the Foundation and (b) liquidation and or
activation of impaired accounts for the purpose of channelling them to profitable new investments
and/or reversing their fortunes along the Foundations development interventions as they are
applied to partners.

The technical-managerial function of the position relative to the impaired accounts lies in the
consolidation of the information system in relation to these accounts; review, benchmarking,
designing/redesigning of financial packages (including pricing, fiduciary compliances, etc.); risk
assessment, mitigation and management; remedial management, settlement and collection; and
provide inputs and measures in the management and disposition of real and other properties
acquired so that these can be reflowed back to the endowment.

III. PRINCIPAL DUTIES AND RESPONSIBILITIES

A. Planning, Policy and Systems Development

1. Provide technical and expert inputs in the design, policy formulation and promulgation of
guidelines governing various financial services of the Foundation;
2. Establish development financing policies and system governing: due diligence,
documentation and compliances; risk assessment and management (appraisal, mitigation
and safeguards and contingencies); and other finance or fiduciary-related arrangements
appropriate to and consistent with the Foundations strategic plan;
3. Together with the AD-DS, AD-IS and Finance Manager, design the appropriate information
system of development finance accounts that shall generate timely and essential
information for monitoring, tracking the progress and compliances and other development
finance-related indicators for management action and analysis.

B. Monitoring and Progress Reporting

1. Undertakes the preparation of regular monthly statement of account (SOA) and collection
notices for all accounts and closely coordinates the periodic generation and feedback of
such with the Finance Manager and the Finance Unit;
 2. Prepares monthly portfolio monitoring reports with reference to disbursements and
collection/repayment and aging of delinquent accounts, and submits copy of such to the AD-
DS and AD-IS for reporting to the ED and Board;
3. Recommends and implements remedial management actions;
4. Keep an inventory of real properties acquired, collaterals and securities and pending claims
and recommend measures on their disposition and conversion into liquid assets for reflow
to the Foundations endowment.

C. Assessment and Evaluation

1. Prepares annual Remedial Accounts performance report that provides technical analysis and
its projection.
2. Participates in periodic and annual assessment and planning of the Institutional Services
Unit.
3. Performs other functions as may be assigned from time to time.

D. MINIMUM QUALIFICATION GUIDELINES

Education : Bachelors Degree in Finance Management, Business Administration,

Development Finance, Investment Management, Economics or related
fields

Experience : At least five (5) years experience in development work along PDIME,
particularly along financial and development investment, at least
three (3) years in credit or microfinance management, development
financing programs, micro and small enterprise development &
management, cooperative management, community partnership
engagements, community and development banking, and other related fields

IV. JOB SPECIFICATIONS

1. Technical Competencies
Financial Analysis Skills ability to read financial statements and analyze financial
performance (profit-loss ratios, ROI, etc)
Fund Management and Resource Mobilization Skills - ability to ensure optimal use of
resources (managing sources with fund requirements) and generation of resources through
fund raising strategies
Credit management and delinquency management knowledge of loan processing,
documentation and approval and remedial strategies for delinquent accounts
PDIME Program/project development, implementation, monitoring and evaluation skills
Marketing, Business Planning and Management ability to creatively think of profit-making
ventures, linking products to markets and establishing systems and controls
Basic knowledge on environmental management or cleaner production systems and
technologies
Familiar with community development principles and strategies
 Research Skills - selecting, developing, and using methodologies such as statistical and data
collection techniques for formal inquiry

2. Organizational Competencies

Thorough knowledge of the Foundations VMG, MTDP, thrusts, annual objectives, program
mandate and institutional targets and how these can be achieved through sound
development finance system and its management
Good grasp/understanding of 3BL SE standards, levels and development strategies
PLOC skills Planning, leading, organizing and controlling skills
Records Management - systematic filing, retrieval and maintenance of records/ documents
Financial cost benefit analysis skills assessing alternatives in terms of their financial,
behavioural and strategic advantages and disadvantages

3. Interpersonal Competencies
Negotiation Skills securing win-win agreements while successfully representing a special
interest in decision
Partnership Building and Networking Skills establishing relationships and networks across
a broad range of people and groups
Presentation Skills presenting information orally so that an intended purpose is achieved
Writing Skills preparing written material that follows generally accepted rules of style and
form, is appropriate for the audience, is creative and accomplishes the intended purpose
(i.e. proposals, technical reports, progress and annual reports)
Feedback Skills communicating information, opinions, observations, and conclusions so
that they are understood and can be acted upon.
4. Intellectual Competencies

Self-starting Skills ability to tap resources and see opportunities

Data reduction Skills scanning, synthesizing and drawing conclusions from data
Versatility recognizing, exploring and using a broad range of ideas and practices,
thinking logically and creatively
Observing Skills recognizing objectively what is happening in or across situations
Visioning Skills projecting trends and visualizing possible and probable futures and their
implications
Critical thinking and decision making skills
Model Building Skills conceptualizing workable development models based on sound
research and tests and refines these for replication

5. IT Competencies

Proficient in the use of MS Office applications (MS Word, Excel, PowerPoint)

Basic computer & network management (LAN, email, internet)
PDIME project development, implementation, monitoring and evaluation
skills
Familiar with community development principles and strategies
Send letter of application addressing the required and desired qualifications, updated resume with two
(2) 2x2 ID pictures, Medical Certificate and two (2) Character References to:

Amado G. Reclusado, Jr.

Assistant Director for Institutional Services
Foundation for a Sustainable Society, Inc.
46E Eugenio Lopez St., cor. Samar Ave., South Triangle, Quezon City
Phone #: (02) 928.8671
Email: areclusado@fssi.com.ph and fssi@fssi.com.ph

Note: Closing date for submission of application materials is 22 April 2016. Only those with complete
application materials will be considered.