YARADIHAL PRIMARY SCHOOL

Yaradihal primary school

Executive summary:
Every school has its own story to tell. The context in which teaching and learning takes place
influences the processes and procedures by which the school makes decisions around curriculum,
instruction, and assessment. The context also impacts the way a school stays faithful to its vision.
The kinds of programs and services that a school implements to support student learning. Our
institution is dedicated to providing a diverse, supportive and collaborative learning environment
in which students can reach their full potential and grow into knowledgeable and socially
responsible global leaders. Our focus is on holistic student development and rigorous academics.
Through our dual language. (English and Kannada) multicultural curriculum, students will graduate
with the skills they need to become empowered independent thinkers who are able to work and
collaborate with cultures beyond their own. Students will graduate with a deep understanding of
different cultural perspectives, a love of learning, and a desire for excellence with integrity,
preparing them for leadership in todays constantly changing global world.
Market potential:
In education sector now days we will find many schools and colleges in cities compared to urban
and semi- urban areas. Comparatively we have less competition in urban and semi-urban and rural
areas especially in north Karnataka region. And one more reason is now days every parents
wanted to give best education for their children so these are the opportunities for us.
VISION:

To encourage children to think independently, to be passionate about what they wish to do, to
value excellence. To be a learning mode all their lives. With knowledge, confidence,

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YARADIHAL PRIMARY SCHOOL

compassion and cheer, children must proceed to make the world a better place than they
found it.

MISSION:

To achieve excellence in learning both within the classroom and beyond. To empower teachers to
guide children with means to construct knowledge. To bring back an element of joy to school
surroundings which would nudge the child to grow into full bloom.

Business objectives:
Business objective are very important in an enterprise. It refers to the purpose or goal for which
the organization is performing.

acquire literacy, numeracy, creativity and communication skills

enjoy learning and develop desire to continue learning
develop ability for critical thinking and logical judgment
appreciate and respect the dignity of work
develop desirable social standards, moral and religious values
develop aesthetic values and appreciate own and other people's cultures
instil respect and love for own country and the need for harmonious co-existence
develop individual talents

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

Project at Glance:

1. Name of the project : Yaradihal primary school

2. Type of Business: service sector ( providing education)
3. Location of Business: Lingasagur , dist- Raichur 584125

4. Area of coverage: surrounding of Lingasagur.

5. Form of Organization: Sole Proprietary

6. Name of Promoter: Chaitra Yaradihal

7. Products: Rendering education services

8. Life Cycle: Minimum of 10 years Maximum no limit

9. Size of the unit: Medium scale

10. Financing Pattern: The half amount will invested by own and another
half will invest by taking loan
11. Cost of the project:Rs.80,00.000
12. Investment in Working capital: Rs. 2000000

Background of Promoter:

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YARADIHAL PRIMARY SCHOOL

Name: Chaitra Yaradihal

Address: Basaveshwera colony, near shree devi temple 1 st cross
Lingasagur dist- Raichur 584125
Qualification: BBA, MBA
Age: 23Years
Experience: Nil
Contribution: 50%

Projects Undertaken:
1) Study on non-performing assets at The Jagruthi co-operative bank Ltd., belagavi.
2) Study on online trading trading system at perpetual trading system, Bangalore

ASSUMPTIONS:
Cost of the project is 80,00,000
Land is own
Building cost 40,00,000
Registration fees cost upto 2,00,000

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YARADIHAL PRIMARY SCHOOL

Furniture costing rs 15,00,000

Salary & wages :
6 teachers 8000 *6 = 48,000 P.m.
1 clerk - 6000*1 = 6,000 P.m
1 driver & 1 cleaner-3,000*2 = 6,000 P.m
School van costing rs 6,00,000
Maintenance charges rs 1,00,000 P.a
Preliminary expenses rs 50,000 P.a
Light and power rs 50,000 P.a
Promotions expenses rs 25,000 P.a
Postages and telegrams rs 10,000 P.a
Admissions are expecting 350 seats
Rate of interest on loan is 10% P.a
Every year interest on working capital is increases 15% and 4% increases on postages and
telegrams ,maintenance cost increase 15% and depreciation 15% and promotion charges
increases 10%.
Margin money expecting 2,000 per student.

PROJECT DETAILS:
PROJECT COST:

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

Sources of Finance
Sl.no Particular Amount
01 Owners Equity 40,00,000
02 Term Loan 40,00,000
Total 80,00,000

Building and infrastructure

Sl.No Particular Cost

01 Class roms- 6(1200 sq ft) 30,00,000
02 Bathroom and Toilet (30 sq 250000
ft)
03 Office 40,000
04 Play ground 250000
Total 35,40,000

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

Staff details

*Salaries are increased @ 10% per annum

Salaries

S.no Staff no of monthly Annual

employees salary salary
1 Teachers 6 8,000 4,80,000
2 Clerk 1 6000 60,000

3 Driver & cleaner 2 5000 50,000

Total 8 26,000 5,90,000

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

Financial aspect of project:

01. Cost of project:
Cost of Project
Amount
Building 4000000
Furniture 1500000
prelimnery Expenses 50000
Transport vehicle 600000
margin money 2000
Total 6152000
means of Financing
02. Working capital
Owners Contribution 4000000
Loan from
Working Bank
Capital 4000000
Total
Particulars 8000000
Year
1 2 3 4 5 6 7 8
Stock(admission 20000 24000 288000 34560 41472 49766 59719 71663

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YARADIHAL PRIMARY SCHOOL

process) 00 00 0 00 00 40 68 62
Total current Assets 2000 2400 28800 3456 4147 4976 5971 7166
000 000 00 000 200 640 968 362
Margin money for 40000 48 5 69120 82944 9953 1194 14332
working 0 0000 76000 0 0 28 394 72
capital(25%)
WC Loan from bank 16000 19200 230400 27648 33177 39813 47775 57330
00 00 0 00 60 12 74 89
Interest on WC loan 24000 28800 345600 41472 49766 59719 71663 85996
0 0 0 4 6.8 6.2 3.4

INCRESED %
Stock
Maintainance cost
Labours
(4 workers)
Lighting and Power
Packing and Sales
Expenses
Creditors
(60% of stock)

03. Depreciation
calculation of depreciation Shedule as per Income Tax act
Particulars 1 2 3 4 5 6 7 8

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YARADIHAL PRIMARY SCHOOL

Furniture 225 191 1625 1381 1174 9983 8485 7212

000 250 62.5 78.1 51.4 3.7 8.64 9.84
Transport 900 765 6502 5527 4698 3993 3394 2885
vehicle 00 00 5 1.25 0.56 3.48 3.46 1.94
Total 315 267 2275 1934 1644 1397 1188 1009
depreciation 000 750 87.5 49.4 32 67.2 02.1 81.8
Accumalated 315 582 8103 1003 1168 1307 1426 1527
Depreciation 000 750 37.5 787 219 986 788 770

Calculation 1 2 3 4 5 6 7 8
of tax
Slab
<250000 0 0 0 0 0 0 0 0
>250000 and 0 0 0 0 1768 2141 2587 3121
<500000,10 631 649 686 394
%
>500000 and 0 0 0 0 0 0 0 0
1<1000000@
20%
>1000000,30 0 0 0 0 0 0 0 0
%
Income tax 0 0 0 0 1768 2141 2587 3121
631 649 686 394
Add: 0 0 0 0 5305 6424 7763 9364
Cess@3% 8.93 94.8 05.7 18.3
Total Tax 0 0 0 0 1821 2784 3363 4057

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

690 144 992 813

04. Profit and loss account

Profit and Loss A/c
Particulars Year
1 2 3 4 5 6 7 8
Sales 875 1050 1260 1512 1814 2177 2612 3135
000 0000 0000 0000 4000 2800 7360 2832
0
Wages and 650 7150 7865 8651 9516 1046 1151 1266
Salary 000 00 00 50 65 832 515 666
Gross profit 940 1121 1338 1598 1909 2281 2727 3261
000 5000 6500 5150 5665 9632 8875 9498
0
Lighting and 500 5100 5202 5306 5412 5520 5630 5743
Power 00 0 0 0.4 1.61 4.04 8.12 4.28
Maintainance 100 1150 1207 1267 1331 1397 1467 1541
cost 000 00 50 87.5 26.9 83.2 72.4 11
Intrest on 4,0 4,00 3,70 3,38 3,02 2,63 2,20 1,72,
loan 0,00 ,000 ,544 ,142 ,500 ,294 ,167 727
0
Prelimnery 5 55 60 66 73 80 88 97

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YARADIHAL PRIMARY SCHOOL

Expenses 0,00 ,000 ,500 ,550 ,205 ,526 ,578 ,436

W/o 0
Interest On 2,4 2,88 3,16 3,48 3,83 4,21 4,63 5,10,
Short term 0,00 ,000 ,800 ,480 ,328 ,661 ,827 210
Borrowing 0
promotion 250 2750 3025 3327 3660 4026 4428 4871
Expenses 00 0 0 5 2.5 2.75 9.03 7.93
Postage and 100 1040 1092 1146 1203 1264 1327 1393
Telegram 00 0 0 6 9.3 1.27 3.33 6.99
Depreciation 315 2677 2275 1934 1644 1397 1188 1009
000 50 87.5 49.4 32 67.2 02.1 81.8
Net Profit 821 1000 1219 1481 1793 2166 2612 3146
before tax 000 0350 7129 3940 6310 6493 6858 3943
0
Less: tax 0 0 0 0 1821 2784 3363 4057
690 144 992 813
Profit After 821 1000 1219 1481 1611 1888 2276 2740
Tax 000 0350 7129 3940 4620 2349 2866 6131
0
Reserves and 821 1028 1250 1515 1645 1924 2316 2784
Surplus 000 4750 9969 8064 4164 4608 1352 4465
0

05. cash flow statement:

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YARADIHAL PRIMARY SCHOOL

Estimation cash flow statement

Particulars Year
1 2 3 4 5 6 7 8
Application of funds
Building 4000 - - - - - - -
000
Furniture 1500 - - - - - - -
000
Tax paid 0 0 0 0 1821 2784 3363 40578
690 144 992 13
Interest on Short 2400 2880 3456 4147 4976 5971 7166 85996
term 00 00 00 20 64 96.8 36.2 3.4
Transport vehicle 6000 - - - - - - -
00
Prelimnary 5000
expenses 0
Long term loan 4000 6945 6945 6945 6945 6945 6945 69456
00 62.2 62.2 62.2 62.2 62.2 62.2 2.2
Cash and cash 1850 1012 1029 1245 1504 1632 1907 2295 27591
Equivalents 000 7000 5538 7898 7529 7614 8864 0726 039
Total Apllication of 800 1076 1127 1349 1615 1934 2315 2772 3320
funds 000 7000 8100 8060 6811 1530 4767 5916 3377
0

Source of funds
Owners 4000 - - - - - - - -

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

Contribution 000

Loan from Bank 4000

000
Depreciation 3150 2677 2275 1934 1644 1397 1188 10098
00 50 87.5 49.4 32 67.2 02.1 1.8
Preliminary 2000 2000 2000 2000 2000 0 0 0
expenses W/off
WC Loan 1600 3200 3840 4608 5529 6635 7962 95551
000 00 00 00 60 52 62.4 4.9
Profit before tax 0 8850 1068 1288 1550 1862 2235 2681 32146
and interest added 000 8350 4473 0562 2138 1448 0852 880
back
Total Source of Funds 800 1076 1127 1349 1615 1934 2315 2772 3320
000 7000 8100 8060 6811 1530 4767 5916 3377
0

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

06. Balance sheet:

Balance sheet
Particulars Year
1 2 3 4 5 6 7 8
Liabilities
Owners 4000
40000 40000 40000 40000 40000 40000 40000 40000
Contribution 00 000 00 00 00 00 00 00 00
Reserves and 82100 10284 12509 15158 16454 19244 23161 27844
Surplus 0 00 750 969 064 164 608 352 465
4000 40000 37054 33814 30249 26329 22016 17272 12054
Long term Loan 000 00 38 19 99 37 69 73 38
16000 19200 23040 27648 33177 39813 47775 57330
Short term 0 00 00 00 00 60 12 74 89
8000 1781 1991 2219 2494 2640 2942 3366 3878
Total 000 0000 0188 5388 7863 4861 7589 6200 2993

Assets 1 2 3 4 5 6 7 8
4000 40000 40000 40000 40000 40000 40000 40000 40000
Building 000 00 00 00 00 00 00 00 00
6000 60000 60000 60000 60000 60000 60000 60000 60000
Transport vehicle 00 0 0 0 0 0 0 0 0
4600 46000 46000 46000 46000 46000 46000 46000 46000
Gross Block 000 00 00 00 00 00 00 00 00
Less: Accumalated 0 31500 58275 81033 10037 11682 13079 14267 15277

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YARADIHAL PRIMARY SCHOOL

depreciation 0 0 7.5 87 19 86 88 70
4600 4285 4017 3789 3596 3431 3292 3173 3072
Net Block 000 000 250 663 213 781 014 212 230
prelimnery 50 55, 60, 66, 73, 80, 88, 97, 1,07,
Expenses ,000 000 500 550 205 526 578 436 179
20000 24000 28800 34560 41472 49766 59719 71663
Stock 0 00 00 00 00 00 40 68 62
4650 6340 6477 6736 7125 7659 8357 9242 1034
Total 000 000 750 213 418 507 232 616 5771

07. Loan repayment schedule:

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YARADIHAL PRIMARY SCHOOL

Partic Instal Principal Inter Princi Instalment

ulars ment Repaymen est pal Calculation
t O/S
Year 1 0 0 4,00 4 Year PVIF@10%
,000 0,00,00 ,9yrs
0
Year 2 6,94 4,00 3 1 0.90909
,562 2,94,562 ,000 7,05,43 1
8
Year 3 6,94 3,70 3 2 0.82644
,562 3,24,018 ,544 3,81,41 6
9
Year 4 6,94 3,38 3 3 0.75131
,562 3,56,420 ,142 0,24,99 5
9
Year 5 6,94 3,02 2 4 0.68301
,562 3,92,062 ,500 6,32,93 3
7
Year 6 6,94 2,63 2 5 0.62092
,562 4,31,268 ,294 2,01,66 1
9
Year 7 6,94 2,20 1 6 0.56447
,562 4,74,395 ,167 7,27,27 4
3
Year 8 6,94 1,72 1 7 0.51315
,562 5,21,835 ,727 2,05,43 8

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD

YARADIHAL PRIMARY SCHOOL

8
Year 9 6,94 1,20 8 0.46650
,562 5,74,018 ,544 6,31,42 7
0
Year 6,94 6 9 0.42409
10 ,562 6,31,420 3,142 - 8
Total 62,5 PVAF 5.75902
1,059 40,00,000 4
Instalm 6,94,56
ent 2

KOUSALI INSTITUTE OF MANAGEMENT STUDIES, DHARAWAD