Jessica Fuentes

The Affordable Care Act should be available to everyone. What is the Affordable Care Act?

Its a new health care law that lowers health insurance for consumers with low income. Health

insurance can create a positive or negative impact in someones life. How, you may ask? It can

create a positive outcome by reducing medical bills and it can create a negative outcome by

paying too much for insurance.

I read in an article about Gillian Rhode, a 29 year woman who lives in New York, that

couldnt afford health insurance because it was more than her mortgage payment for all her

family, but she also didnt want to take the risk being without health insurance. If she happens to

get into an accident, medical bills will pile up and she knows she wont be able to pay it off.

Gillian said, We make enough money that we dont qualify for any subsidies, but not enough

money where spending thousands of dollars a month on health insurance is some insignificant

drop in the bucket. Many in the U.S are having the same issue. There are some risk takers, but

others play it safe and pay for health insurance.

Those who do pay for health insurance are living in a financial crisis for obvious reasons.

People like Gillian would have to work overtime or get a second job to provide for their family.

Did you know that money is the sixth reason for divorces? High health insurance costs can

potentially be a family issue in the future and it can be stressful thinking about all the financial

obligations. Health insurance can be useful to people who need it, but its hurting a lot of people

financially with the high costs. Why does health insurance cost so much? Many of the reasons

why health insurance is expensive are because some have preexisting medical conditions, which

create a higher risk to the insurance companies to lose money. Companies increase premium to

consumers because their medical costs are likely to be greater than average.
 Jessica Fuentes

We are currently under the impression that president Trump wants to remove Obama Care.

President Trump stated, Obamacare is collapsing and we must act decisively to protect all

Americans. This can hurt or help a lot of families in the U.S. It can hurt the people who

desperately need health insurance due to an illness that they have or it can help people who dont

need health insurance and bring back the income that they initially had. Those who dont have

health insurance dont have it because they are against it; they dont have it because they cant

afford it. If the affordable care act would help these people, our economic situation would be

better instead of taking more money and creating another burden in U.S families.

Illegal immigrants should be able to get Affordable Health Care as well. The right to health

care could save lives to these people in need. If we were to stop public health care to illegal

immigrants, we wouldnt be able to save as many lives. Every person has an equal right to

medical care simply by virtue of being a person. Its important that everyone, including illegal

immigrants, to have Affordable Health Care because we shouldnt be discriminating against

anyone.

I didnt know that citizens have the only right to Health Care. Lets say an illegal immigrant

has an emergency and has to go to the doctor. Since they dont have any insurance, and assuming

they cant pay for the expense, it could lead them to file for medical bankruptcies. Not only that,

but the doctor doesnt get any money for it. It can lead to many consequences and thats why we

should be providing public health care to illegal immigrants.

There are differences in health insurance by income. Health insurance is based on your

occupation, age, health, and income. Those who are rich have more liberty to purchase more and

better health care. High earners are also required to pay more on their payroll taxes. This
 Jessica Fuentes

situation complicates the middle class because the rich will get richer and the gap between the

poor and rich will only grow.

Doesnt the Declaration of independence promote life, liberty, and the pursuit of

happiness? We can make this possible if those without insurance could receive health insurance

through the Affordable Health Care act. If we want to make this possible, the best decision is that

every member should receive a fair share of health care.

 Jessica Fuentes

Work Cited Page

Patel, Sona, and Fahima Haque. "For Some, the Affordable Care Act Is a Lifesaver. For Others, a
Burden." The New York Times. The New York Times, 29 Jan. 2017. Web. 11 Apr. 2017.

Bryan, Bob. "TRUMP: Repealing and replacing Obamacare is 'not a choice - it is a

necessity'" Business Insider. Business Insider, 28 Feb. 2017. Web. 11 Apr. 2017.

"Reasons for Divorce: Top 10 Reasons Marriages End." Couples Counseling Chicago. N.p., 26
July 2015. Web. 17 Apr. 2017.

"Affordable Care Act (ACA) - HealthCare.gov Glossary." HealthCare.gov. N.p., n.d. Web. 19
Apr. 2017.

Munson, Ronald, and Ian Lague. Intervention and Reflection: basic issues in bioethics. 9th ed.
Australia: Cengage Learning, 2017. Print. page 677

Statement of Goals and Choices

 Jessica Fuentes

My assignment is referring to the Affordable Car Act. My argument is how critical this
situation is in many U.S families. Why is this critical? Health insurance isnt affordable for many
people and its causing a great financial burden. This is why the Affordable Care Act is here. The
ACA is here to help low income families who cannot afford health insurance and still provide
protection for them.

Some rhetorical movement I made in my assignment was providing personal stories,

including quotes, and incorporating logos. The personal story I provided in my assignment was
the story of Gillian Rhode. She, like many people, is having economic situations because of
health insurance. For her, health insurance was more than her mortgage payment. Im sure its a
lot of money and I doubt she can pay two mortgage payments. One quote I incorporated was
about the famous president. Yes, president Trump is fighting to repeal Obamacare and I
incorporated one of his quotes onto my assignment. The logos part of my assignment was
obvious. Money can be a depressing and stressful part in our lives and thats one of the reasons
marriage split because of money issues.

One reason why I decide to talk about this topic was because I wanted to be unique! I was
going to talk about euthanasia; however, there were a number of peers who were going to talk
about this so I changed my mind. Im interested in the health care area. If I didnt create my work
in the ACA, I would have talked about patient autonomy, organ transplants, woman and
medicine, and other ethical theories related to health care. I finally decided to speak about ACA,
because I felt like this topic can affect everyone in my classroom and Im sure it does since its a
law.