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(1)

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SI =

100

SI = Simple Interest If sum is made X times, rate is made Y

times and time is made Z times then

Basics

percentage increase or decrease in SI would

P R T be

SI

100 % inc. / dec. in SI = (X Y Z 1) 100

A=P+SI Say, if a principle is tripled and rate is halved

A 100 and time is made 4 times than what is the %

P increase in SI?

100 R T

Where % increase in SI = 3 1 4 1 100

2

P = Principle or Sum

R = Rate = 500%

And T = Time If SI is a/b times of Sum and numerical value

A = Amount of Rate and Time is same then

Time saving tricks Time/Rate =

a

100

If a sum makes n times of itself in t years b

then

t

If a sum make n times of itself at rate of r

then BASICS

T

Time = (n 1) 100

A P 1

R

R 100

If a sum become m times in t years then it T

R

become n times in CI P 1 1

100

Time = (n 1) t

(m 1) Equivalent Rate

If a sum P become A after t years ,then if When T = 1 When T = 2 When T=3

rate increases and decreases by R% then P Year Years Years

becomes

RATE RATE RATE

A = A P R T

100 2% 4.04% 6.1208%

Say, if 500 becomes 550 in one year at a 3% 6.09% 9.2727%

certain rate, then if rate if increased by 5% ,

4% 8016% 12.4864%

then after one year new amount will be

5% 10.25% 15.7625%

A = 550 (500 5 1) 575

100 6% 12.36% 19.1016%

If a sum becomes P in a years and become Q

7% 14.49% 22.5043%

in b years at simple interest then

(Q P) 100 8% 16.64% 25.9712%

Rate =

diff. of P b and Q a 9% 18.81% 29.5029%

and 10% 21% 33.1%

If time is given in fraction then, say time

sum= diff. of P b and Q a = xY

diff. of b and a Z

If sum is laid on r1% for t1 years, r2% for t2

years and so on then

(2)

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Then A P 1 R 1 R Y

x

PROFIT AND LOSS

100 100 Z

To find out rate in different cases Profit (P) = SP CP

When A, P, T is given Loss (L) = CP-SP

P or L

A

1/t

P or L% = 100

R 1 100 CP

P

CP = SP 100

When sum become A1 in t1 time and A1 in t2

time 100 P or L %

1

SP = CP 100 P or L%

A2 t2 t1 100

R 1 100%

A

1

When a sum become x times of itself in t TIME SAVING METHODS

years

1 If an item is get at x% of P/L at SP1 and y%

R x t 1 100% at SP2 then

SP1 100 x% (use + sign for profit and sign for loss)

When a sum becomes n1 in t1 time and n2 SP2 100 y%

in t2 time

If an item is get x% of P/L at Selling A

1

items at Rs R1 and y% P/L at selling B

n2 t2 t1 items at Rs R2 then

R 1 100%

n

1

R1

If a sum become Then, A 100 x

R2 100 y

in t years then it becomes in B

Time = t p

n (use + sign for profit and sign for loss)

When difference (D) between CI and SI is If cost price of X items of is equal to selling

given price of Y items, then

2

P/L = x y 100%

For two years D = P R Y

100

If X items are purchased in Y Rs and Y

For three years

items are sold in X Rs, then

2

R 300 R 2 2

D P Profit% = X Y 100%

100 100 2

Y

When CI and SI of two years is given

2

Loss% = Y X 100%

2

Rate = CI SI

100% 2

Y

SI of one year

If x items are purchased in a Rs and y

When CI and SI of second year is given

items are sold in b Rs

CI SI (SI)2

Profit = bx ay 100%

Rate = 100% Sum =

SI CI SI

ay

Installments Amount of every installments

= Total amount Loss = ay bx 100%

100

1

100

2

ay

100 R 100 R .....n times

In case of dishonest shopkeeper

where n is no. of installments. P or L % = Error made by shopkeeper

Original Value Error made by shopkeeper

(3)

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profit of a% and other is sold at a loss of

b% then

Overall P or L% = (a b) %

Fraction Percentage Fraction Percentage

2 values values

1/2 50 1/3 1

NOTE: If two items are sold at same SP, one 33

at x% profit and other at x% loss then 3

always Loss will occur 1/4 25 1/5 20

2

Overall L% =

x 1/6 2 1/7 2

% 16 14

100 3 7

And if two items are having same CP and at 10

1/8 1 1/10

x% profit and other at x% loss then 12

2

Overall P or L% =0 %

1/11 1 1/12 1

But: If two items are sold at same SP, one at 9 8

x% profit and other at y% loss then 11 3

remember net Profit or Loss % is 1/13 9 1/14 1

7 7

xy 13 7

xy

100 1/15 2 1/16 1

6 6

In this case, net Profit or Loss % 3 4

= 100(x y) 2xy 1

1/20 5 1/24

4

200 x y 6

If two items are have total CP = A and one 1/25 4 1/30 1

3

item is sold at P% profit and other is sold at 3

L% loss then

1/40 1 1/50 2

L 2

CP of item sold at profit = 2

P L A

1/50 2 5/6 1

83

CP of item sold at loss = P A 3

P L

3/8 1 5/8 1

37 62

If two items have a total CP = A and have 2 2

same SP and one is sold at x% profit and 4/7 1 5/7 3

other is sold at y% loss then, 57 71

7 7

CP of item sold on profit

P% increase/decrease while making the

= 100 y A expenditure same

200 x y Required inc./dec. in consumption

P

CP of item sold on loss = 100 x = 100

A 100 P

200 x y

If on selling an item at Rs X and profit If value of an item is increased from P Rs/Kg

percentage is numerically equal to CP then to Q Rs/Kg, then for considering the

expenditure same, the required decrease in

CP = 10 x 25 50 consumption will be

If on selling an item at Rs X and profit is = Q P 100

equal to loss occurs on selling it at Rs Y , Q

then

When we require equivalent percentage of

CP = x y x % and y%

2

Req. = x y xy

100

If a person spends A% on first thing, B% of

remaining on another thing and C% of

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then his income will be %

x

INCOME = 100 100 100 If initial population/rent is A and it is

100 A 100 B 100 C increased/decreased by x% in first year and

y% in second year so on for n years then

If cost of sugar is increased by 20% and final population/rent will be

hence a person purchase 5kg less sugar on Rs

500. Then what is the original and increased Final value = initial value 1 x

1

y

price of sugar? 100 100

100 (Quantity given)

Speed

100 % inc. / dec. Time

Use + for profit and for loss.

Note that in this equation if one thing is

constant and other two are varying then we

Increased price =

500 20

20 Rs/Kg can easily solve questions by simple

100 5 proportionate method or by applying ratio.

Original price = 20

100 For Example:

16.67Rs/Kg

100 20 If a car covers a distance of 144 km in 4 hrs

If a candidate gets P% of votes and get lost then how much distance it will cover in 9 hrs.

by a votes then Here speed is constant and distance and time

a varies So,

Total no. of votes will be = 50

50 P By simple Ratio method

If price of sugar is increased by 20% and a D1 D2

lady can only increase her expenditure by T1 T2

10%, then by what % consumption will be

144 D2

reduced so that expenditure will not exceed

further, 4 9

D2 324 km

Short Trick:

Like this way we can solve countless

Dec in consumption :- a b 100 examples in easy way.

100 a

When relation between V1 (speed), V2 (speed),

Dec in consumption = 20 10 100 D (distance) and T is given

100 20 V1 V2

D T (where T is Time difference).

= 8.33 % V1 V2

In a mixture of salt of 8 litres, 40% is salt, if 2 (Note here we cannot apply simple ratio

litres water is vaporized then how much salt method because here all D,V, and T are

will left now? variable.)

Short Trick:- Types of question on which above formula

given value %given implies are

Left salt

given value added or extracted value A man goes with a speed of x and reaches

(+ is used for added and is used for extracted) the shop a minutes late. If he walks with a

speed of y then he reaches the shop b

minutes earlier. Find his distance to shop?

Left salt =

8 40 A boy goes to school at a distance of D kms

53.33%

82 with a speed of x. find the time he will save if

If income of A is x% of B then what Bs goes with the speed of y?(y>x)

income is what % of As income

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If a boy covers a certain distance D in t1 First train leaves P at a oclock and reach Q

time. Then with what certain speed he will at b oclock and another train starts from Q

cover the distance in t2 time? at x oclock and reach P at y oclock. Then

Average speed both trains will meet at

When two speeds x and y are given Time of meeting the trains = a (b a)(y a)

Vavg = 2xy

(b a) (y x)

xy Two guns shots are fired from one place with

When three speeds x, y and z are given a time interval of 16 minutes. But a man in

the train which is moving opposite to bullets

Vavg = 3xyz

hears the shots with a time interval of 15

xy yz zx minutes. If speed of sound is 300m/sec , then

When more than three speeds are given what is the speed of train?

Total time Speedtrain Timetrain = Speedsound T (where

th

T is time difference)

If a person walks with a speed of x of its

S 15 = 300 (16-15)

y

original speed and reaches the destination by S = 20 m/sec OR 72 kmph

t minutes late, then train crosses a man (standing on platform) in

40 sec and a train of same length, coming

Original Speed = x t

xy from opposite to the direction of first train

crosses the man in 60 sec. find the time in

If a speed of a bus without rest is x km/hr. if which the trains cross each other?

it travels with delays/rest then its speed is y.

then find out how much it delayed every Short Trick:

hour? 2t1t2

2 40 60

T T 48 sec

t1 t2 40 60

delay or rest per hour

Similarly, if both trains are moving in same

= difference

60 minutes direction then time will be,

Original speed

2t1t2

xy T

OR 60 t1 t2

x

A train crosses two man going in same

If a vehicle goes for a certain distance by

direction with speeds of 8m/sec 12m/sec in

speed of x and return the same distance with

8sec and 10sec respectively. Find speed of

a speed of y and take a total time of t hours

train?

then

Short Trick:

Total Distance = 2xy t

xy diff. of (v1t1 v2t2 )

Speed

If a person take x hrs by waking to a place

t1 t2

and return by a horse. And take y hrs when (where, v is speed and t is time)

goes and return both by horse. Then

12 10 8 8

Time taken for going and returning the Speed 28 m/sec

10 8

distance through walking = x+y hrs

Time taken for going and returning the

distance through horse = x-y hrs Average and Age Relation

If A starts from a point P with a speed of x

Sum of first n natural numbers =

n(n 1)

and B starts from a point Q with a speed of

y, they meet at a point C and after meeting 2

at C, A take t1 time to reach Q and B take t2 (n 1)

Average of first n natural numbers =

time to reach P. Then ratio of their speed 2

1

x t2 2 Sum of square of first n natural no

n(n 1)(2n 1)

y t1 =

6

(6)

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=

=

(n 1)(2n 1) 2

6 (n 1)

Average of first n multiples of k = k

Sum of cubes of first n natural no. 2

2

(n 1)

= n(n 1) Average of first n whole numbers =

2 2

Average of cubes of first n natural no. Different types of questions and their

2

speedy methods.

= n (n 1) If average of five consecutive even no. is 20,

2

then find the max and min value?

Sum of first n even no. = n(n+1) Short Trick:

Average of first n even no. = (n+1) For n consecutive even/odd no.

Sum of first n odd no. = n

2 Max value = avg +(n - 1)

Average of first n odd no. = n Min value = avg - (n-1)

Sum of squares of first n odd/even no. Max value = 20 + (5-1) = 24

=

6 Average weight of 15 students is 30 kg. if

teacher is also included then average wt. will

Note here N = Last term not no. of terms. increase by 2kgs.then find the weight of

For example: teacher?

Short Trick:

567

12 + 32 + 52 = = 35 OR 22 + 42 + 62 Teachers age =15 2 + (30+2) = 62 years

6

6 7 8 = 56 Average of 15 students is 50 kgs. On coming

= of a new person the average weight decreases

6 by 4kgs. Find the weight of new member?

Average of any uniform series will always be

Wt. of new member = 15 4 - (50 - 4) = 14kgs

=

first term last term

NOTE When In a group one person comes or

2 goes from group, then the age/weight of that

For example: Person will be

5,10,15,20,25,30,35,40 New person weight = original no. of member

Average of above series will be (increase or decrease in average) new

average

=

(5 10 15 20 25 30 35 40)

22.5 For Included/added/increased use + sign

8

For excluded/goes/decreased use - sign

OR

When two or more persons added or left the

Average =

first term last term group then the avg. age/wt of the

2 added/reduced members will be

Short Trick:

originalno.of member

new average

avg. age/weight of the increase or decrease in average

no.of

newly added / excluded members

added / reduced members

no.of newly added / excluded members

For excluded/goes/decreased use - sign

group is 40kg. when two new members added

to the group then avg. of the group is =

(13 4) (40 4) (2) 70 kg.

increased by 4kgs. Find avg. of two new 2

members?

(7)

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other, then wt/age of new member Corr. avg. (32) 31

50

Short Trick:

New persons age = (total no. of members of group

increase/decrease in avg) (age of replaced person) AGE RELATIONS

For increase in average use + sign If age of a person = x years

For decrease in average use - sign His age after t years = x+t years

For Example: In a class of 8 members His age before t years = x - t years

average Wt. of class in increased by 2kgs If age of a person before t1 years is x years,

when one boy of wt. 30kg is replaced by a and his age after t2 years will be = x + t1 + t2

new boy? Find out the Wt. of new boy?

If age of a person after t1 years is x years,

Wt. of new boy = (8 2) + 30 = 46kg and his age before t2 years will be = x - t1 - t2

When all the numbers of a data is If ratio of a:b = 3:5 and after 12 years ratio

increased/decreased/multiplied/divided by a of their ages will be 3:4. Find present ages of

number and new avg. is asked then we simply A and B?

increased/decreased/multiplied/divided the

In this type of questions best method is to

old Avg. with that number.

equate ratios. As the increment in both ratios

For Example: Average of 12 nos. is 20. If is 10 years hence we will first make the

every number is divided by 2 then find the difference of ratios equal

new avg. of 12 numbers?

2

When avg. of consecutive odd/even nos. is

given, ie., always remember that consecutive

odd/even nos. form uniform series and we

know for a uniform series the average is

always the middle term, hence this concept

will be used to find out the consecutive odd

nos.?

For Example: If avg. of five consecutive odd

nos. is 15. Then find out the greatest Note-But originally there is a increase of 12

number? years, so we have to multiply +3 with 4

Say, five consecutive odd numbers = A, B, C, therefore, value of 1 ratio is 4

D, E Hence, multiply 4 in each ratio to get original

And we know by above concept values

That the avg. of above five numbers will be C 3 4 12 6 4 24

(i.e. middle term of the series) 5 4 20 8 4 32

Hence, C = 15,

So, E=15 +4 =19 (difference between two Original ages of Ages of A and B

consecutive odd nos. = 2)

A and B after 12 years

When from a series/group/class some number

is miss-spelt/read and we have to calculate If A is as much younger than B as he is older

the corrected average than C then,

Short Trick: Short Trick:

A : B : C : = 1:2:3

true valuefalse value

Corr. avg. (old avg.) Age of A = (sum of ages of B + C)

Total no.

If Bs present age is x times of the age of A

For example:

before t years, then

that 89 has been read in place of 39. Then x 1

Find out the new avg.?

(8)

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given and ratio of ages after/before t years

become a:b, then

As age after/before t years

. = x

= a

(diff. of ages)

diff. of a and b

In all other forms just assume the complex

term as say x and proceed.

Bs age after/before t years For example: Find the value of

= b

(diff. of ages)

diff. of a and b 2 3 3

4 2 4 . .

If sum of ages of A and B is given as y and t

years before As age was n times of Bs age Say

then

Present age of B y (n 1) 3

n1

= 2 4 2 34 . . (i)

3

2 = 2 4 2 34 . .

= + ( 2 )3 = 8 4 from eq. (i)

am an

n m

6 = 32

So, 5 = 32

= 1 / = 2.

= 1/ in the expression

/

= ( 1/ ) = 1/

( )

/ = + + + . if

0 = 1 x=x*(x+1),

= (/ )

then

( )n = a

answer will always be = (x+1)

For example: Find value of

=

a b a b 2 ab

12

a b ab + 12 + 12 + 12 . .

a b a b 2 ab here, 12 = 3*4, answer will be 4

a b ab Similarly, in the expression

a/ = a/x

.

a/( + ) = a( )x-y

+ + = 2xy if x=x*(x+1),

then answer will always be = (x-1)

+ x-y For example: Find value of

56

. 56 56 56 . .

here, 56=8*7, answer will be 7

1)/2

= (2 If not so the case

(9)

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For example: 15 + 15 , a AP.

+ 15 + . .

in this type of questions where no exact form In an AP sum of terms equidistance from

is appearing then assume the identity as x beginning and end will be constant.

and solve by quadratic equation To solve problems related to AP, one must

assume following terms for easy and speedy

Let x = 15 + 15 + solving

15 + . .

3 terms : (a-d),(a),(a+d)

2 = 15 + x 4 terms : (a-3d),(a-d),(a+d),(a+3d)

2 -x- 15 = 0 5 terms : (a-2d),(a-d),(a),(a+d),(a+2d)

Now solve the quadratic equation by below Where a= first term

formula

d= common difference

b b2 4ac n= no. of terms

X

2a l=last term

If in a group of n persons every man 2. Geometric Progression

handshake with other. Then what is the total It is a series of non zero nos. in which ratio of

no. of handshakes have made? any term and its preceding term is always

In this type of questions. constant.

Total no. of handshakes = n(n-1) General representation of a GP is : a, ar, ar2,

ar3 .

If in a party of n persons, every person gives

gift to another person. Then find out the total Where a is first term and r is common ratio

no. of gifts are given in the party? If a, b, c are in GP then,

2 = ac

This type of questions is different from above nth term of a GP is: Tn = arn1

one because here every person give gift to

other person not to each other, hence here sum of first n terms of a GP is

(if r 1)

(r 1)

sum n

Series a(1 r ) (if r 1)

(1 r)

It is a progression with constant inc. /dec. sum = a

ie. 3,6,9,12. 1r

General representation of an AP is if a, b, c are in GP then b is called as

a, a + d, a+2d, a+3d Geometric Mean(GM) between a and c.

Sum of and A.P = {2a+(n-1)d} 2 =ac

2

Note if a and c are of opposite sign then their

Or

GM doesnt exist.

= (no. of terms) first term last term Taking terms in GP

2

3 terms: a/r,a,ar,

Nth term of A.P Tn = a +(n-1)d

5 terns : a/ 2 ,a/r,a,ar,ar2

If a, b, c are in AP then b is the arithmetic

mean between a and c. If a, b ,c are in GP then a b a

bc b

so, b a c In a GP Product of terms equidistance from

2

beginning and end is remain constant.

If a, a1, a2, a3 ..an, b are in AP, then we

3. Harmonic Progression

can say that a1, a2, a3 ..an are n arithmetic

means between a and b. a1, a2, a3 will be in HP if 1 , 1 , 1

If each term of an AP is increased, decreased, a1 a2 a3

multiplied and divided by a same constant are in AP.

(10)

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In this case, b 2ac

Hence ac

General term of a HP = If a, a1, a2,..an , b are in HP, then a1,

1 1 1 a2,..an are n harmonic means between a

, , ... and b.

a (a d) (a 2d)

Relationship between AM, GM and HM

If a, b, c are in HP then, 2 1 1

b a c (GM)2 AM HM

Nth term of a HP is: Tn = 1

And, AM GM HM

a (n 1)d

If a, b, c are in HP, then b is called as

harmonic mean(HM) between a and c. There properties are extremely useful in

getting max. and min. values.

Miscellaneous

Some useful data to remember to save time

number square cube 4th power 5th power sq. root cube

root

1 1 1 1 1 1 1

2 4 8 16 32 1.414 1.260

3 9 27 81 243 1.732 1.442

4 16 64 256 1024 2.000 1.587

5 25 125 625 3125 2.236 1.710

6 36 216 1296 7776 2.449 1.817

7 49 343 2401 16807 2.646 1.913

8 64 512 4096 32768 2.828 2.000

9 81 729 6561 59049 3.000 2.080

10 100 1000 10000 100000 3.162 2.154

11 121 1331 14641 3.317 2.224

12 144 1728 20736 3.464 2.289

13 169 2197 28561 3.606 2.351

14 196 2744 38416 3.742 2.410

15 225 3375 50625 3.873 2.466

16 256 4096 65536 4.000 2.520

17 289 4913 83521 4.123 2.571

18 324 5832 104976 4.243 2.621

19 361 6859 130321 4.359 2.668

20 400 8000 160000 4.472 2.714

(11)

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22 484 10648 4.690 2.802

23 529 12167 4.796 2.844

24 576 13824 4.899 2.884

25 625 15625 5.000 2.924

26 676 17576

27 729 19683

28 784 21952

29 841 24389

30 900 27000

31 961 29791

32 1024 32768

33 1089 35937

34 1156 39304

35 1225 42875

36 1296 46656

37 1369 50653

38 1444 54872

39 1521 59319

40 1600 64000

41 1681 68921

42 1764 74088

43 1849 79507

44 1936 85184

45 2025 91125

46 2116 97336

47 2209 103823

48 2304 110592

49 2401 117649

50 2500 125000

(12)

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(13)

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