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Save

Holiday
Savings
Account
Spend
The Proposition
PLAN EARN SAVE GO !
Inflation
Save a small Earn 1 installment
Free Holiday
amount Interest contribution
upto

12 9.10 % X% 10%
approx

Per annum contribution As compared to Last


Months Year

13th month
Customer Customer can
=
earns interest Thomas Cook decide not to
Interest
on their tops up the go on a
earned +
monthly balance holiday
Thomas Cook
deposit
contribution
Thailand package per person: Rs.35,100 in 2015
Thailand package per person: Rs.38,610 in 2016
(Inflation @ 10%)

Total cost of
holiday to be split 13th installment = the Top Up = 1,069
in 13 installments interest accrued Inflation @10%= 3,510
over 12 months +
Interest @ 9.1%= Rs.1,631
Rs.35,100 / 13 top up from
= Rs.2,700 Thomas Cook

RD of Rs.2,700 x 12 TOTAL benefit pp =


months Rs 6,210
= Rs.32,400 will be Interest @ 9.1% For a family of 4 adults=
opened with our = Rs.1,631
bank partner Rs 24,840
Dubai package per person: Rs.45,800 in 2015
Dubai package per person: Rs.50,380 in 2016
(Inflation @ 10%)

Total cost of Top Up = Rs.1,386


holiday to be split
13th installment = the
in 13 installments Inflation @10%= Rs. 4,580
interest accrued
over 12 months + top Interest @ 9.1%= Rs.2,114
Rs.45,800 / 13
= Rs. 3,523 up from Thomas Cook
TOTAL benefit pp =
Rs. 8,080
RD of Rs.3500 x 12 For a family of 4 adults=
months
= Rs.42,000 will be Interest @ 9.1%
Rs. 32,320
opened with preferred
= Rs.2,114
bank partner
Singapore package per person: Rs.55,900 in 2015
per person: Rs.61,490 in 2016 (Inflation @ 10%)

13th installment =
Top Up = Rs.1,703
interest accrued
Total cost of over 12 months + Inflation @ 10%= Rs. 5,590
holiday split into top up from
13 installments Interest @ 9.1%= Rs.2,597
Thomas Cook

Rs.55,900 / 13 Interest @ 9.1% TOTAL benefit pp =


Rs. 9,890
= Rs. 4300 = Rs.2597 For a family of 4 adults=

RD of Rs.4300 x 12 Rs. 39560


months
= Rs.51,600 will be
opened with preferred TOTAL SAVINGS
bank partner 20%
Kashmir package per person: Rs. 33,800 in 2015
Kashmir package per person: Rs. 37,180 in 2016
(Inflation @ 10%)

Total cost of
holiday to be split 13th installment = the Top Up = Rs 1,029
in 13 installments interest accrued Inflation @10%= 3,380
over 12 months +
Interest @ 9.1%= Rs.1,571
Rs.33,800 / 13 top up from
= Rs.2,600 Thomas Cook

TOTAL benefit pp =
RD of Rs.2,600 x 12 Interest @ 9.1% Rs 5,980
months For a family of 4 adults=
= Rs.1,571
= Rs.31,200 will be
opened with our Rs 23,920
bank partner
International Package Rates & RD Installment Values
Domestic Package Rates & RD Installment Values
So whats in it for your Company?
A clear Two-fold benefit
1. Reward & Recognition
Made simple and financially attractive for your HR Team
Engaging product + convenient to use for your employees
2. Opportunity for your employees to Save, Earn and Holiday!

HR Reward & Recognition Employee Save and Travel

Handy Tool to build your R&R corpus/fund Encourage the habit of saving
Financially strong model: Financially attractive
Systematic RD plan Convenient and easy on the wallet- pm set
At viable interest rates aside as low as
Top up by Thomas Cook
Inflation proof Ideal Rest & Relaxation and antidote for
Ideally timed: for appraisal results workaholic Indians!
So how do you get started?
Our Relationship Manager meets your HR Head for
an immediate sign off and set up of your HSA HR
Account, (roughly 5 working days)

Thomas Cook sets up a kiosk at your premises to


offer your employees the opportunity to sign up for
their individual HSA Accounts

It really is that simple!


Customer speak
Super cool concept! I get Gives me a solid reason
to save and spend for my to save
bucket-list trip!

It works for me
THOMAS COOK ASSURING it DEFINITELY
QUALITY; BANK ASSURES works for me
SECURITY OF MY MONEY

Its been a dream to take my


knowing that there is family on a holiday abroad.
freedom to exit is reassuring This sounds practical and
affordable.

Zero down side to


From the this plan. I love it!
Nielsen Product Test