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Abstract -- The project sets sight on If your card is lost you need not have
authenticating the conventional Credit card to worry until you get the replacement of
transaction system. In the prevailing system the card which will minimum take 1
though the Credit card paves a convenient month. Until then it is difficult to survive
mode of transactions, it is subjected to more without atm card. So we have got a new
jeopardy. As technology extends its limit, concept of universal card. If you have lost
the way of hacking and cracking also goes your card. There is a universal card given
along the road. In out proposed system, in to the security guard of the atm. People
every transaction with the Credit card a who have lost the card can use this card.
handshaking signal is achieved with the After swiping the universal card it will
cardholder. The handshaking method is ask for the account number. On providing
achieved by transferring the transaction time that it will generate a random unique
and the purchase details to the mobile of the code and sms the same to the account
cardholder by means of a GSM modem. holder. He has to share to the person who
From the acknowledgement and is using his card. The unique code keeps
authentication received from the on changing on every swipe and the new
cardholders mobile further transaction secret code is always sent by sms to the
proceeds. The system used the MCU for the account holder. By this way we can have
security issues between the Mobile and the a secure mode of atmtranscaction .even
Card. Reports can also be generated for though the card is lost.
every successful authentication.
INTRODUCTION
The cardholder will be asked for a
reply by the GSM modem message. The An automated teller machine or automatic
message from the cardholder is the major teller machine (ATM) is a computerized
authentication command. The MCU decodes telecommunications device that provides
the message and decides the operation to be a financial institution's customers a secure
performed. The status of the system for each method of performing financial
individual process will be displayed using transactions in a public space without the
LCD s and LED s. need for a human clerk or bank teller.
[2] Daojing He, Maode Ma, Yan Zhang, [9] SagarGajbhar, ShrikantAher, Swapnil
Chun Chen, Jiajun Bu, "A strong user Auti, Shailesh Hodge, "Authentication using
authentication scheme with smart cards for Mobile phone generated OTP", International
wireless communications", Computer Journal of Computer Science and
Communications 34, 2011, 367-374. Management Research 2(5) (2013).