PSG COLLEGE OF TECHNOLOGY

(Autonomous Institution)
COIMBATORE 641 004

ATM CASH MANAGEMENT SYSTEM

Bona fide record of work done by

MOHANAN.D (13L230)

MONISH CHALLA (13L231)

Dissertation submitted in partial fulfillment of the requirements for the degree

of

BACHELOR OF ENGINEERING

Branch: ELECTRONICS AND COMMUNICATION ENGINEERING

of Anna University

September 2015

... ...
[Name of the guide] [Name of the HoD]

Faculty guide Head of the Department

Certified that the candidate was examined in the viva-voce examination held
on .

.. ..
(Internal Examiner) (External Examiner)

1
 PSG COLLEGE OF TECHNOLOGY
(Autonomous Institution)
COIMBATORE 641 004

ATM CASH MANAGEMENT SYSTEM

Bona fide record of work done by

MOHANAN.D (13L230)

Dissertation submitted in partial fulfillment of the requirements for the degree

of

BACHELOR OF ENGINEERING

Branch: ELECTRONICS AND COMMUNICATION ENGINEERING

of Anna University

September 2015

... ...
[Name of the guide] [Name of the HoD]

Faculty guide Head of the Department

Certified that the candidate was examined in the viva-voce examination held
on .

.. ..
(Internal Examiner) (External Examiner)

2
 PSG COLLEGE OF TECHNOLOGY
(Autonomous Institution)
COIMBATORE 641 004

ATM CASH MANAGEMENT SYSTEM

Bona fide record of work done by

MONISH CHALLA (13L231)

Dissertation submitted in partial fulfillment of the requirements for the degree

of

BACHELOR OF ENGINEERING

Branch: ELECTRONICS AND COMMUNICATION ENGINEERING

of Anna University

September 2015

... ...
[Name of the guide] [Name of the HoD]

Faculty guide Head of the Department

Certified that the candidate was examined in the viva-voce examination held
on .

.. ..
(Internal Examiner) (External Examiner)

3
 CONTENTS

CHAPTER Page No.

Acknowledgement ... (i)

Synopsis..... (ii)
List of Figures....... (iii)
List of Tables. (iv)
List of Abbreviations (v)
1. INTRODUCTION... 1
1.1. Hardware 1
1.2. Software 2
2. SECURITY . 3

2.1. Transactional secrecy and integrity

2.2. Customer identity integrity 3

2.3. Device operation integrity
2.4. Customer security
3. ULTRASONIC SENSOR . 8
3.1. Operation and design of ultrasonic sensors
3.1.1 Ultrasonic Definition
3.1.2 Ultrasonic distance measurement principle
3.1.3 Ultrasonic Application
4. PINS AND POWER . 12
4.1. Module pin definitions
4.2. Electrical parameters
5. Module operating Principle .. 16
6. Timing diagram
7. INFERENCE... 30
7. CONCLUSION..... 31
BIBLIOGRAPHY ... 32

4
 ACKNOWLEDGEMENT

We would like to extend my sincere thanks to Dr. R. RUDHRAMOORTHY, Principal, PSG

College of Technology, for his kind patronage.

We are indebted to Dr. S. SUBHA RANI, Professor and Head of the Department of Electronics
and Communication Engineering, for her continued support and motivation.

We would like to express my gratitude to our guide Dr. K. V. ANUSUYA, Assistant Professor,
Dr. L. THULASIMANI Assistant Professor and Dr. A. KANNAMMAL, Assistant
Professor(SR), Department of Electronics and Communication Engineering, for their constant
motivation, direction and guidance throughout the entire course of our technical report.

We are grateful to the support extended by our class advisor Dr.D.SIVARAJ, Assistant
Professor, Department of Electronics and Communication Engineering.

We thank all the staff members of the Department of Electronics and Communication
Engineering for their support.

Last but not the least we thank the Almighty who is a guiding light in all our endeavors.

5
 SYNOPSIS

This report presents a novel and efficient algorithm Central Routing (CR) as an
alternative to the existing approaches to avoid full mesh topology in internal border gateway
protocol (iBGP). BGP is a key protocol to exchange routing information within an Autonomous
System (AS) and among various Autonomous Systems. All the routers inside an AS have to
be connected in full mesh topology to run iBGP protocol to make discoveries such as the
selection of root node and the exchange of information. A full mesh topology becomes
cumbersome and hard to manage as a network grows. For large networks alternatives to a
full mesh topology are available such as route reflectors and BGP confederation at the cost of
increased overheads and the possibility of network inconsistencies. The concept of CR is an
alternative solution, where the root node in an AS is responsible for all the control and
management operations such as maintaining routing tables and calculating paths. The
proposed cash based scheme has been implemented through simulations and the results
prove CR to be a successful alternative of route reflectors.

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 LIST OF FIGURES
Figure Number Title Page Number

Figure 1.1 Block diagram of a cash machine 10

Figure 1.2 Two employees refilling a cash machine 11
Figure 1.3 Wincor Nixdorf cash machine running Windows 2000 14
Figure 2.1 Triton brand cash machine with a dip style card reader 15
Figure 2.2 BTMU cash machine with a palm scanner 16
Figure 2.3 weather- resistant ATM 16
Figure 2.4 cash machines in a van 17
Figure 3.1 ultrasonic sensor operation 17
Figure 6.1 Timing Diagram 19

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 LIST OF TABLES
Table Number Title Page Number

Table 3.1 Module pin definitions 4

Table 3.2 Electrical parameters 30

8
 CHAPTER 1

INTRODUCTION

1.1 HARDWARE

A cash machine is typically made up of the following devices:

CPU (to control the user interface and transaction devices)

Magnetic or chip card reader (to identify the customer)
PIN pad EEP4 (similar in layout to a touch tone or calculator keypad),
manufactured as part of a secure enclosure
Secure crypto processor, generally within a secure enclosure
Display (used by the customer for performing the transaction)
Function key buttons (usually close to the display) or a touchscreen (used to
select the various aspects of the transaction)
Record printer (to provide the customer with a record of the transaction)
Vault (to store the parts of the machinery requiring restricted access)
Housing (for aesthetics and to attach signage to)
Sensors and indicators

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 Figure 1.1-A block diagram of a cash machine

Due to heavier computing demands and the falling price of personal computerlike
architectures, cash machines have moved away from custom hardware architectures
using microcontrollers or application-specific integrated circuits and have adopted the
hardware architecture of a personal computer, such as USB connections for
peripherals, Ethernet and IP communications, and use personal computer operating
systems.
Business owners often lease cash machines from service providers. However, based
on the economies of scale, the price of equipment has dropped to the point where
many business owners are simply paying for cash machines using a credit card.
New ADA voice and text-to-speech guidelines imposed in 2010, but required by March
2012 have forced many cash machine owners to either upgrade non-compliant
machines or dispose them if they are not upgradable, and purchase new compliant
equipment. This has created an avenue for hackers and thieves to obtain cash
machine hardware at junkyards from improperly disposed decommissioned machines
at ATMS.

10
 Figure 1.2 -Two employees refilling a cash machine

The vault of a cash machine is within the footprint of the device itself and is where
items of value are kept. Scrip cash dispensers do not incorporate a vault.
Mechanisms found inside the vault may include:

Dispensing mechanism (to provide cash or other items of value)

Deposit mechanism including a cheque processing module and bulk note acceptor
(to allow the customer to make deposits)
Security sensors (magnetic, thermal, seismic, gas)
Locks (to ensure controlled access to the contents of the vault)
Journaling systems; many are electronic (a sealed flash memory device based on
in-house standards) or a solid-state device (an actual printer) which accrues all
records of activity including access timestamps, number of notes dispensed, etc.
This is considered sensitive data and is secured in similar fashion to the cash as it
is a similar liability.
Cash machine vaults are supplied by manufacturers in several grades. Factors
influencing vault grade selection include cost, weight, regulatory requirements, cash
machine type, operator risk avoidance practices and internal volume requirement
. Industry standard vault configurations include Underwriters Laboratories UL-
291 "Business Hours" and Level 1 Safes,RAL TL-30 derivatives, and CEN EN 1143-1
- CEN III and CEN IV.
Cash machine manufacturers recommend that a vault be attached to the floor to
prevent theft, though there is a record of a theft conducted by tunnelling into a cash
machine floor.

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1.2 SOFTWARE
With the migration to commodity Personal Computer hardware, standard commercial
"off-the-shelf" operating systems, and programming environments can be used inside
of cash machines. Typical platforms previously used in cash machine development
include RMX or OS/2.

Figure 1.3- Wincor Nixdorf cash machine running Windows 2000

Today, the vast majority of cash machines worldwide use a Microsoft

Windows operating system, primarily Windows XP Professional or Windows XP
Embedded A small number of deployments may still be running older versions of the
Windows OS, such as Windows NT, Windows CE, or Windows 2000.
There is a computer industry security view that general public desktop operating
systems(os) have greater risks as operating systems for cash dispensing machines
than other types of operating systems like (secure) real-time operating
systems (RTOS). RISKS Digest has many articles about cash machine operating
system vulnerabilities.
Linux is also finding some reception in the cash machine
marketplace. An example of this is Banrisul, the largest bank in the south of Brazil,
which has replaced the MS-DOS operating systems in its cash machines with
Linux. Banco do Brasil is also migrating cash machines to Linux. Indian-based Vortex
Engineering is manufacturing cash machines which operate only with Linux.
Common application layer transaction protocols, such as Diebold 91x (911 or 912)
and NCR NDC or provide emulation of older generations of hardware on newer
platforms with incremental extensions made over time to address new capabilities,
although companies like NCR continuously improve these protocols issuing newer
versions (e.g. NCR's AANDC v3.x.y, where x.y are subversions). Most major cash
machine manufacturers provide software packages that implement these protocols.
Newer protocols such as IFX have yet to find wide acceptance by transaction
processors.

12
With the move to a more standardised software base, financial institutions have been
increasingly interested in the ability to pick and choose the application programs that
drive their equipment. WOSA/XFS, now known as CEN XFS (or simply XFS), provides
a common API for accessing and manipulating the various devices of a cash
machine. J/XFS is a Java implementation of the CEN XFS API.
While the perceived benefit of XFS is similar to the Java's "Write once, run
anywhere" mantra, often different cash machine hardware vendors have different
interpretations of the XFS standard. The result of these differences in interpretation
means that cash machine applications typically use a middleware to even out the
differences among various platforms.
With the onset of Windows operating systems and XFS on cash machines, the
software applications have the ability to become more intelligent. This has created a
new breed of cash machine applications commonly referred to as programmable
applications. These types of applications allows for an entirely new host of applications
in which the cash machine terminal can do more than only communicate with the cash
machine switch. It is now empowered to connected to other content servers and video
banking systems.
Notable cash machine software that operates on XFS platforms include Triton
PRISM, Diebold Agilis EmPower, NCR APTRA Edge, Absolute Systems Absolute
INTERACT, KALKalignite Software Platform, Phoenix Interactive VISTAatm, Wincor
Nixdorf ProTopas, Euronet EFTS and Intertech inter-ATM.
With the move of cash machines to industry-standard computing environments,
concern has risen about the integrity of the cash machine's software stack.

13
 CHAPTER 2
SECURITY
Security, as it relates to cash machines, has several dimensions. Cash machines also
provide a practical demonstration of a number of security systems and concepts
operating together and how various security concerns are addressed.
Early cash machine security focused on making the terminals invulnerable to physical
attack; they were effectively safes with dispenser mechanisms. A number of attacks
resulted, with thieves attempting to steal entire machines by ram-raiding. Since late
1990s, criminal groups operating in Japan improved ram-raiding by stealing and using
a truck loaded with heavy construction machinery to effectively demolish or uproot an
entire cash machine and any housing to steal its cash.
Another attack method, plofkraak, is to seal all openings of the cash machine
with silicone and fill the vault with a combustible gas or to place an explosive inside,
attached, or near the machine. This gas or explosive is ignited and the vault is opened
or distorted by the force of the resulting explosion and the criminals can break in. This
type of theft has occurred in Netherlands, Belgium, France, Denmark, Germany and
Australia. These types of attacks can be prevented by a number of gas explosion
prevention devices also known as gas suppression system. These systems use
explosive gas detection sensor to detect explosive gas and to neutralise it by releasing
a special explosion suppression chemical which changes the composition of the
explosive gas and renders it ineffective.
Several attacks in the UK (at least one of which was successful) have involved digging
a concealed tunnel under the cash machine and cutting through the reinforced base
to remove the money.
Modern cash machine physical security, per other modern money-handling security,
concentrates on denying the use of the money inside the machine to a thief, by using
different types of Intelligent Banknote Neutralisation Systems.
A common method is to simply rob the staff filling the machine with money. To avoid
this, the schedule for filling them is kept secret, varying and random. The money is
often kept in cassettes, which will dye the money if incorrectly opened.

14
2.1 TRANSACTIONAL SECRECY AND INTEGRITY

Figure 2.1-A Triton brand cash machine with a dip style card reader

The security of cash machine transactions relies mostly on the integrity of the secure
cryptoprocessor: the cash machine often uses general commodity components that
sometimes are not considered to be "trusted systems"
Encryption of personal information, required by law in many jurisdictions, is used to
prevent fraud. Sensitive data in cash machine transactions are
usually encrypted with DES, but transaction processors now usually require the use
of Triple DES. Remote Key Loading techniques may be used to ensure the secrecy of
the initialisation of the encryption keys in the cash machine. Message Authentication
Code (MAC) or Partial MAC may also be used to ensure messages have not been
tampered with while in transit between the cash machine and the financial network.
2.2 CUSTOMER IDENTITY INTEGRITY

Figure 2.2- BTMU cash machine with a palm scanner

There have also been a number of incidents of fraud by Man-in-the-middle attacks,
where criminals have attached fake keypads or card readers to existing machines.
These have then been used to record customers' PINs and bank card information in
order to gain unauthorised access to their accounts. Various cash machine

15
manufacturers have put in place countermeasures to protect the equipment they
manufacture from these threats.
Alternative methods to verify cardholder identities have been tested and deployed in
some countries, such as finger and palm vein patterns, iris, and facial
recognition technologies. Cheaper mass-produced equipment has been developed
and is being installed in machines globally that detect the presence of foreign objects
on the front of ATMs, current tests have shown 99% detection success for all types
of skimming devices.

2.3 DEVICE OPERATION INTEGRITY

Figure 2.3 -weather- resistant ATM

Openings on the customer side of cash machines are often covered by mechanical
shutters to prevent tampering with the mechanisms when they are not in use. Alarm
sensors are placed inside cash machines and their servicing areas to alert their
operators when doors have been opened by unauthorised personnel.
To protect against hackers, cash machines have a built-in firewall. Once the firewall
has detected malicious attempts to break into the machine remotely, the firewall locks
down the machine.
Rules are usually set by the government or cash machine operating body that dictate
what happens when integrity systems fail. Depending on the jurisdiction, a bank may
or may not be liable when an attempt is made to dispense a customer's money from
a cash machine and the money either gets outside of the cash machine's vault, or
was exposed in a non-secure fashion, or they are unable to determine the state of
the money after a failed transaction.Customers often commented that it is difficult to
recover money lost in this way, but this is often complicated by the policies regarding
suspicious activities typical of the criminal element.

16
2.4 CUSTOMER SECURITY

Figure 2.4- cash machines in a van

In some countries, multiple security cameras and security guards are a common
feature. In the United States, The New York State Comptroller's Office has advised
the New York State Department of Banking to have more thorough safety inspections
of cash machines in high crime areas.
Consultants of cash machine operators assert that the issue of customer security
should have more focus by the banking industry; it has been suggested that efforts
are now more concentrated on the preventive measure of deterrent legislation than on
the problem of ongoing forced withdrawals.
At least as far back as July 30, 1986, consultants of the industry have advised for the
adoption of an emergency PIN system for cash machines, where the user is able to
send a silent alarm in response to a threat. Legislative efforts to require an emergency
PIN system have appeared in Illinois, Kansas and Georgia, but none have succeeded
yet. In January 2009, Senate Bill 1355 was proposed in the Illinois Senate that revisits
the issue of the reverse emergency PIN system. The bill is again supported by the
police and denied by the banking lobby.
In 1998, three towns outside Cleveland, Ohio, in response to a cash machine crime
wave, adopted legislation requiring that an emergency telephone number switch be
installed at all outdoor cash machines within their jurisdiction. In the wake of a
homicide in Sharon Hill, Pennsylvania, the city council passed a cash machine security
bill as well. As of July 2009, cash machine security legislation is pending in New York,
New Jersey, and Washington D.C.
In China and elsewhere, many efforts to promote security have been made. On-
premises cash machines are often located inside the bank's lobby, which may be
accessible 24 hours a day. These lobbies have extensive security camera coverage,
a courtesy telephone for consulting with the bank staff, and a security guard on the
premises. Bank lobbies that are not guarded 24 hours a day may also have secure
doors that can only be opened from outside by swiping the bank card against a wall-

17
mounted scanner, allowing the bank to identify which card enters the building. Most
cash machines will also display on-screen safety warnings and may also be fitted with
convex mirrors above the display allowing the user to see what is happening behind
them.
As of 2013, the only claim available about the extent of cash machine-connected
homicides is that they range from 500 to 1000 per year in the US, covering only cases
where the victim had an ATM card and the card was used by the killer after the known
time of death.

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 CHAPTER 3
ULTRASONIC SENSOR

3.1 OPERATION AND DESIGN OF ULTRASONIC SENSORS

A special sonic transducer is used for the ultrasonic proximity sensors, which allows
for alternate transmission and reception of sound waves. The sonic waves emitted by
the transducer are reflected by an object and received back in the transducer. After
having emitted the sound waves, the ultrasonic sensor will switch to receive mode.
The time elapsed between emitting and receiving is proportional to the distance of the
object from the sensor.

Figure 3.1-ultrasonic sensor operation

3.2.1 ULTRASONIC DEFINITION

The human ear can hear sound frequency around 20HZ ~ 20KHZ, and ultrasonic
is the sound wave beyond the human ability of 20KHZ .

3.2.2 ULTRASONIC DISTANCE MEASUREMENT PRINCIPLE

Ultrasonic transmitter emitted an ultrasonic wave in one direction, and started timing
when it launched. Ultrasonic spread in the air, and would return immediately when it
encountered obstacles on the way. At last, the ultrasonic receiver would stop timing
when it received the reflected wave. As Ultrasonic spread velocity is 340m / s in the
air, based on the timer record t, we can calculate the distance (s) between the obstacle
and transmitter, namely: s = 340t / 2, which is so- called time difference distance
measurement principle The principle of ultrasonic distance measurement used the
already-known air spreading velocity, measuring the time from launch to reflection
when it encountered obstacle, and then calculate the distance between the transmitter
and the obstacle according to the time and the velocity. Thus, the principle of ultrasonic
distance measurement is the same with radar. Distance Measurement formula is
expressed as: L = C X T In the formula, L is the measured distance, and C is the
ultrasonic spreading velocity in air, also, T represents time (T is half the time value
from transmitting to receiving).

19
3.2.3 ULTRASONIC APPLICATION
Ultrasonic Application Technology is the thing which developed in recent decades.
With the ultrasonic advance, and the electronic technology development, especially
as high-power semiconductor device technology matures, the application of ultrasonic
has become increasingly widespread:

Ultrasonic measurement of distance, depth and thickness;

Ultrasonic testing
Ultrasound imaging
Ultrasonic machining, such as polishing, drilling
Ultrasonic cleaning
Ultrasonic welding

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 CHAPTER 4
PINS AND POWER
4.1 MODULE PIN DEFINITIONS

4.2 ELECTRICAL PARAMETERS

21
 CHAPTER 5
MODULE OPERATING PRINCIPLE
Set low the Trig and Echo port when the module initializes , firstly, transmit at least
10us high level pulse to the Trig pin (module automatically sends eight 40K square
wave), and then wait to capture the rising edge output by echo port, at the same time,
open the timer to start timing. Next, once again capture the falling edge output by echo
port, at the same time, read the time of the counter, which is the ultrasonic running
time in the air. According to the formular: test distance = (high level time * ultrasonic
spreading velocity in air) / 2, you can calculate the distance to the obstacle.

22
 CHAPTER 6
TIMING DIAGRAM
The Timing diagram is shown below. You only need to supply a short 10uS pulse to
the trigger input to start the ranging, and then the module will send out an 8 cycle burst
of ultrasound at 40 kHz and raise its echo. The Echo is a distance object that is pulse
width and the range in proportion .You can calculate the range through the time interval
between sending trigger signal and receiving echo signal. Formula: uS / 58 =
centimeters or uS / 148 =inch; or: the range = high level time * velocity (340M/S) / 2;
we suggest to use over 60ms measurement cycle, in order to prevent trigger signal to
the echo signal.

Figure 6.1-Timing Diagram

23
CHAPTER 7
INFERENCE

CHAPTER 8
CONCLUSION

24
 BIBLIOGRAPHY

1. Muhammad Razaa.H, Ankit Kansara, Aliraza Nafarieha and William Robertson, 2014, Central
Routing Algorithm: An Alternative Solution to Avoid Mesh Topology in iBGP, Procedia Computer
Science, Vol. 37, 2014, pp. 85-91.
2. Issariyakul. T , and Hossain. E , "Introduction to Network Simulator NS2," Springer, Oct. 2008.

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