BNGA Bank CIMB Niaga Tbk.

COMPANY REPORT : JANUARY 2017 As of 31 January 2017

Main Board Individual Index : 7.236
Industry Sector : Finance (8) Listed Shares : 24,880,290,775
Industry Sub Sector : Bank (81) Market Capitalization : 24,382,684,959,500
40 | 24.4T | 0.42% | 69.58%

116 | 2.38T | 0.13% | 93.04%

COMPANY HISTORY SHAREHOLDERS (January 2017)

Established Date : 26-Sep-1955 1. CIMB Group Sdn Bhd - Non Trading 22,936,243,134 : 92.19%
Listing Date : 29-Nov-1989 2. Public (<5%) 1,944,047,641 : 7.81%
Under Writer IPO :
PT Ficorinvest DIVIDEND ANNOUNCEMENT
PT Bapindo Bumi Securities Bonus Cash Recording Payment
F/I
PT Merincorp Year Shares Dividend Cum Date Ex Date Date Date
Securities Administration Bureau : 1990 60.00 28-Jun-90 29-Jun-90 05-Jul-90 16-Jul-90 F
PT Sirca Datapro Perdana 1991 200.00 22-Jul-92 23-Jul-92 30-Jul-92 24-Aug-92 F
Jln. Johar No. 18 1992 200.00 15-Jul-93 16-Jul-93 23-Jul-93 23-Aug-93 F
Menteng, Jakarta 10340 1993 100.00 17-Nov-93 18-Nov-93 25-Nov-93 20-Dec-93 I
Phone : (021) 314-0032, 390-5920, 390-0645 1993 110.00 23-Jun-94 24-Jun-94 01-Jul-94 01-Aug-94 F
Fax : (021) 314-0185, 390-0652, 390-0671 1994 235.00 22-Jun-95 23-Jun-95 03-Jul-95 03-Aug-95 F
1994 1:1 15-Nov-95 16-Nov-95 24-Nov-95 22-Dec-95 B
BOARD OF COMMISSIONERS 1995 142.00 23-Jul-96 24-Jul-96 01-Aug-96 30-Aug-96 F
1. Dato' Sri Nazir Razak 1996 155.00 08-Jul-97 09-Jul-97 18-Jul-97 18-Aug-97 F
2. Zulkifli M. Ali 1996 10 : 18 22-Aug-97 25-Aug-97 02-Sep-97 16-Sep-97 B
3. Pri Notowidigdo 2003 7.50 11-Jun-04 14-Jun-04 16-Jun-04 30-Jun-04 F
4. Jeffrey Kairupan 2005 16.75 30-May-05 31-May-05 02-Jun-05 16-Jun-05
5. Glenn Muhammad Surya Yusuf 2005 3.35 28-Sep-05 29-Sep-05 03-Oct-05 17-Oct-05 I
6. Ahmad Zulqarnain Che Onn 2005 5.82 28-Apr-06 01-May-06 03-May-06 17-May-06 F
7. Armida Salsial Alisjahbana 2005 5.90 11-Aug-06 14-Aug-06 16-Aug-06 04-Sep-06 F
8. David Richard Thomas 2006 10.14 11-May-07 14-May-07 16-May-07 04-Jun-07 I
*) Independent Commissioners 2007 19.75 02-Sep-07 04-Sep-07 06-Sep-07 14-Sep-07 I
2007 11.37 22-May-08 23-May-08 27-May-08 10-Jun-08 F
BOARD OF DIRECTORS 2008 12.75 20-May-09 22-May-09 26-May-09 09-Jun-09 F
1. Tigor M. Siahaan 2011 7.95 11-Nov-11 14-Nov-11 16-Nov-11 30-Nov-11 I
2. Fransiska Oei 1990 10 : 1 100.00 29-Nov-90 30-Nov-90 11-Dec-90 00-Jan-00 I
3. Hedy Maria Helena Lapian
4. John Simon ISSUED HISTORY
5. Wan Razly Abdullah Listing Trading
6. Vera Handajani No. Type of Listing Shares Date Date
7. Rita Mas'Oen 1. First Issue 5,000,000 29-Nov-89 29-Nov-89
8. Pandji Pratama Djajanegara 2. Bonus Shares 398,535,862 T: 19-Feb-91 : 17-Sep-97
9. Megawati Sutanto 3. Partial Listing 773,217 T: 19-Feb-91 : 26-Feb-91
10. Lani Darmawan 4. Right Issue 75,080,841,061 T: 23-Dec-92 : 07-Oct-05
5. Company Listing 46,090,811 01-Mar-93 01-Mar-93
AUDIT COMMITTEE 6. Koperasi 263,153 01-Mar-93 01-Mar-93
1. Zulkifli M. Ali 7. Convertible Bond 42,020,000 T: 08-Feb-96 : 26-Feb-97
2. Jeffrey Kairupan 8. Stock Split 189,089,321 08-Sep-97 08-Sep-97
3. Mawar IR. Napitupulu 9. Additional Listing 5,609,671,412 25-Apr-01 25-Apr-01
4. Yap Tjay Soen 10. Additional Listing without RI 16 21-May-04 21-May-04
11. Reverse Stocks -69,717,245,876 21-May-04 21-May-04
CORPORATE SECRETARY 12. Option Conversion 320,368,578 T: 04-Oct-04 : 26-Jul-07
Fransiska Oei 13. Partial Delisting -3,912,503 20-Apr-05 20-Apr-05
14. Option Conversion & Warrant Seri I 97,643,000 T: 09-May-06 : 01-Feb-07
HEAD OFFICE 15. Option Conversion & Warrant I 113,272,000 T: 11-Jun-07 : 31-Jul-07
Graha Niaga 15th Fl. 16. Konversi ESOP dan Waran Seri I 36,761,750 T: 01-Aug-07 : 26-Mar-08
Jln. Jend. Sudirman Kav. 58 17. Konversi ESOP 79,270,902 T: 07-Aug-07 : 04-Apr-08
Jakarta 18. Konversi ESOP & Warrant I 34,482,500 T: 19-Nov-07 : 26-Nov-07
Phone : (021) 250-5252 19. Warrant Seri I 1,789,000 03-Mar-08 03-Mar-08
Fax : (021) 252-6749 20. Waran Seri I 425,752,336 T: 11-Apr-08 : 31-Oct-08
21. Add Listing (Merger) 10,935,048,483 03-Nov-08 03-Nov-08
Homepage : www.cimbniaga.com 22. Right Issue V 1,184,775,752 17-Jan-11 17-Jan-11
Email : fransiska.oei@cimbniaga.co.id
 BNGA Bank CIMB Niaga Tbk.
TRADING ACTIVITIES
Closing Price* and Trading Volume
Bank CIMB Niaga Tbk. Closing Price Freq. Volume Value

Day
Closing Volume
Price* January 2013 - January 2017 (Mill. Sh) Month High Low Close (X) (Thou. Sh.) (Million Rp)
1,600 320 Jan-13 1,190 1,100 1,180 1,310 11,127 12,686 21
Feb-13 1,440 1,180 1,400 3,697 37,441 50,984 20
1,400 280 Mar-13 1,430 1,330 1,400 1,965 25,507 35,429 19
Apr-13 1,540 1,360 1,400 3,142 30,419 43,815 22
May-13 1,420 1,310 1,360 1,779 20,496 27,875 22
1,200 240
Jun-13 1,390 1,140 1,150 1,060 12,865 16,254 19
Jul-13 1,190 1,090 1,110 745 6,782 7,642 23
1,000 200
Aug-13 1,120 910 1,000 1,187 8,497 8,671 17
Sep-13 1,090 950 990 1,228 11,278 11,419 21
800 160
Oct-13 1,070 990 990 1,129 14,536 14,711 21
Nov-13 1,010 960 960 859 12,153 12,016 20
600 120 Dec-13 990 910 920 416 4,591 4,376 19

400 80 Jan-14 950 880 890 2,587 23,145 20,940 20

Feb-14 945 885 935 1,217 10,499 9,660 20
200 40 Mar-14 1,090 920 1,035 1,987 20,139 20,450 20
Apr-14 1,100 1,000 1,020 832 9,169 9,560 20
May-14 1,060 1,000 1,030 1,264 3,857 4,022 18
Jun-14 1,060 1,000 1,015 280 1,778 1,807 21
Jan-13 Jan-14 Jan-15 Jan-16 Jan-17
Jul-14 1,040 990 1,000 825 16,480 16,667 18
Aug-14 1,070 955 990 5,499 14,265 14,395 20
Sep-14 1,035 945 950 10,088 15,085 15,122 22
Closing Price*, Jakarta Composite Index (IHSG) and Oct-14 965 895 915 1,362 4,289 3,942 23
Finance Index Nov-14 945 885 910 1,084 3,247 2,949 20
January 2013 - January 2017 Dec-14 935 800 835 9,364 28,898 74,187 20
80%
Jan-15 900 815 835 2,636 7,884 6,564 21
60% Feb-15 840 770 795 5,769 19,791 15,768 19
Mar-15 820 770 800 4,727 34,823 28,341 22
45.5%
40% Apr-15 805 680 685 1,737 14,056 10,605 21
May-15 770 660 720 2,124 4,243 2,973 19
20% 21.8% Jun-15 725 650 675 932 4,804 3,370 21
Jul-15 700 625 650 533 3,700 2,595 19
Aug-15 665 426 447 5,046 12,830 6,357 20
-
Sep-15 580 439 540 1,485 5,109 2,611 21
-11.7% Oct-15 690 500 665 1,156 2,740 1,721 21
-20%
Nov-15 685 550 595 1,329 3,774 2,279 21
Dec-15 595 540 595 552 2,818 1,583 19
-40%

Jan-16 620 575 605 459 4,759 2,855 20

-60% Feb-16 615 570 570 399 2,809 1,670 20
Mar-16 615 570 575 778 4,526 3,387 21
-80% Apr-16 580 535 550 1,126 9,886 5,511 21
Jan 13 Jan 14 Jan 15 Jan 16 Jan 17 May-16 560 480 494 1,558 11,515 5,921 20
Jun-16 540 488 525 3,983 36,388 18,552 22
Jul-16 965 525 910 15,702 190,676 145,275 16
SHARES TRADED 2013 2014 2015 2016 Jan-17 Aug-16 1,090 835 835 17,493 462,486 320,486 22
Volume (Million Sh.) 196 151 117 2,851 219 Sep-16 890 615 830 58,540 1,432,376 1,065,243 21
Value (Billion Rp) 246 194 85 2,178 200 Oct-16 1,015 840 955 23,188 333,220 304,068 21
Frequency (Thou. X) 19 36 28 150 16 Nov-16 970 770 805 17,195 262,230 222,349 22
Days 244 242 244 246 21 Dec-16 870 765 845 9,867 100,398 82,916 20

Price (Rupiah) Jan-17 990 820 980 15,688 218,542 200,187 21

High 1,540 1,100 900 1,090 990
Low 910 800 426 480 820
Close 920 835 595 845 980
Close* 920 835 595 845 980

PER (X) 5.40 45.83 34.60 12.26 14.22

PER Industry (X) 17.20 27.72 25.09 20.71 21.21
PBV (X) 0.89 0.74 0.52 0.63 0.73
* Adjusted price after corporate action
 BNGA Bank CIMB Niaga Tbk.
Financial Data and Ratios Book End : December
Public Accountant : Tanudiredja, Wibisana, Rintis & Rekan (Member of PricewaterhouseCoopers Global Network)

BALANCE SHEET Dec-12 Dec-13 Dec-14 Dec-15 Sep-16 TOTAL ASSETS AND LIABILITIES (Bill. Rp)
(Million Rp except Par Value) Assets Liabilities
Cash on Hand 3,560,580 4,899,659 4,499,584 4,240,006 3,367,140 250,000

Placements with Other Banks 12,382,281 9,495,048 3,618,370 5,883,668 3,692,457

14,060,936 9,754,579 3,036,007 9,821,623 11,483,191 200,000
Marketable Securities
Loans 137,104,439 145,808,989 169,380,619 163,682,732 167,126,436
150,000
Investment 10,221 - - 13,048 3,574
Fixed Assets 1,660,505 2,067,918 5,163,840 3,361,851 5,197,000
100,000
Other Assets 476,583 680,343 1,257,139 1,428,417 1,624,793
Total Assets 197,412,481 218,866,409 233,162,423 238,849,252 237,122,941
50,000
Growth (%) 10.87% 6.53% 2.44% -0.72%
-
Deposits 154,234,978 164,543,692 176,789,790 184,187,487 181,728,370 2012 2013 2014 2015 Sep-16
Taxes Payable 371,677 451,196 328,029 152,655 262,461
Fund Borrowings 6,226,563 8,591,371 8,814,852 6,684,630 -
Other Liabilities 1,877,101 2,161,498 2,378,059 2,710,802 872,168 TOTAL EQUITY (Bill. Rp)
Total Liabilities 174,760,569 192,979,722 204,714,729 210,169,865 203,570,931 33,552
Growth (%) 10.43% 6.08% 2.66% -3.14% 33,552

28,448 28,679
25,887
Authorized Capital 2,900,000 2,900,000 2,900,000 2,900,000 2,900,000 22,652
26,707

Paid up Capital 1,612,257 1,612,257 1,612,257 1,612,257 1,612,257

25,132 25,132 25,132 25,132 25,132
19,863

Paid up Capital (Shares)

Par Value 5,000 & 50 5,000 & 50 5,000 & 50 5,000 & 50 5,000 & 50 13,018

Retained Earnings 13,207,879 17,490,296 19,832,727 20,260,558 21,559,439

Total Equity 22,651,912 25,886,687 28,447,694 28,679,387 33,552,010 6,174

Growth (%) 14.28% 9.89% 0.81% 16.99%

-671

2012 2013 2014 2015 Sep-16

INCOME STATEMENTS Dec-12 Dec-13 Dec-14 Dec-15 Sep-16
Total Interest Income 16,195,571 17,870,203 20,812,884 22,318,759 15,995,035
Growth (%) 10.34% 16.47% 7.24%
TOTAL INTEREST INCOME (Bill. Rp)

Interest Expenses 6,486,352 7,749,512 10,123,389 10,932,399 7,108,490 22,319

20,813
Other Operating Revenue 2,715,310 2,619,810 2,129,884 1,686,149 1,499,407
22,319

17,870
Other Operating Expenses 6,056,466 6,495,003 6,830,462 7,682,958 5,583,323 17,766 16,196 15,995
Income from Operations 5,740,829 5,865,970 2,958,240 691,663 1,841,250
Growth (%) 2.18% -49.57% -76.62% 13,213

Non-Operating Revenues 46,098 -33,953 241,929 -121,659 -36,597 8,660

Income Before Tax 5,786,927 5,832,017 3,200,169 570,004 1,804,653

Provision for Income Tax 1,537,066 1,535,866 856,329 142,119 505,751
4,107

Profit for the period 4,249,861 4,296,151 2,343,840 427,885 1,298,902 -446

Growth (%) 1.09% -45.44% -81.74% 2012 2013 2014 2015 Sep-16

Period Attributable 4,249,861 4,282,417 2,342,431 427,831 1,298,881

Comprehensive Income 4,282,671 3,233,956 2,695,092 231,693 4,872,623 PROFIT FOR THE PERIOD (Bill. Rp)
Comprehensive Attributable - 3,220,222 2,693,683 231,639 4,872,602
4,250 4,296
4,296

RATIOS Dec-12 Dec-13 Dec-14 Dec-15 Sep-16

Dividend (Rp) - - - - - 3,420

EPS (Rp) 169.10 170.40 93.21 17.02 51.68 2,344

BV (Rp) 901.33 1,030.05 1,131.95 1,141.17 1,335.05
2,543

DAR (X) 0.89 0.88 0.88 0.88 0.86 1,667

1,299
DER(X) 7.72 7.45 7.20 7.33 6.07
ROA (%) 2.15 1.96 1.01 0.18 0.55 790
428
ROE (%) 18.76 16.60 8.24 1.49 3.87
OPM (%) 35.45 32.83 14.21 3.10 11.51
-86

2012 2013 2014 2015 Sep-16

NPM (%) 26.24 24.04 11.26 1.92 8.12
Payout Ratio (%) - - - - -
Yield (%) - - - - -