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Jan-16

KOPANO SEBO MOHH LOVIE


Contribution 600 600 600 600 500+100
Carried Forwad 0 0 0 0
Loan 600 600 600 600
Sub - Total 600 600 600 600
Less Payment 0 0 0 0
Total 600 600 600 600
Interest 120 120 120 120
Balance 720 720 720 720

Total Collected 2400


Total Borrowed 2400

Feb-16
KOPANO SEBO MOHH LOVIE
Contribution 100 100 100 100
Carried Forwad 720 720 720 720
Loan 200 100 100 100
Sub - Total 920 820 820 820
Less Payment 100 0 0 0
Total 820 820 820 820
Interest 164 164 164 164
Balance 984 984 984 984

Total Collected 500


Total Borrowed 500
Mar-16
KOPANO SEBO MOHH LOVIE
Contribution 100 100 100 100
Carried Forwad 984 984 984 984
Loan 100 0 0 900
Sub - Total 1084 984 984 1884
Less Payment 0 400 200 0
Total 1084 584 784 1884
Interest 216.8 116.8 156.8 376.8
Balance 1300.8 700.8 940.8 2260.8

Total Collected 1000


Total Borrowed 1000

Apr-16
KOPANO SEBO MOHH LOVIE
Contribution 100 100 100 100
Carried Forwad 1300.8 700.8 940.8 2260.8
Loan 0 600 0 0
Sub - Total 1300.8 1300.8 940.8 2260.8
Less Payment 200 0 200 0
Total 1100.8 1300.8 740.8 2260.8
Interest 220.16 260.16 148.16 452.16
Balance 1320.96 1560.96 888.96 2712.96

Total Collected 800


Total Borrowed 600

May-16
KOPANO SEBO MOHH LOVIE
Contribution 100 100 100 100
Carried Forwad 1320.96 1560.96 888.96 2712.96
Loan 100 100 100 100
Sub - Total 1420.96 1660.96 988.96 2812.96
Less Payment 0 0 0 0
Total 1420.96 1660.96 988.96 2812.96
Interest 284.192 332.192 197.792 562.592
Balance 1705.152 1993.152 1186.752 3375.552

Total Collected 400


Total Borrowed 400

Jun-16
KOPANO SEBO MOHH LOVIE
Contribution 150 150 150 150
Carried Forwad 1705.152 1993.152 1186.752 3375.552
Loan 150 150 150 150
Sub - Total 1855.152 2143.152 1336.752 3525.552
Less Payment 0 0 0 0
Total 1855.152 2143.152 1336.752 3525.552
Interest 371.0304 428.6304 267.3504 705.1104
Balance 2226.1824 2571.7824 1604.1024 4230.6624

Total Collected 600


Total Borrowed 600

Jul-16
KOPANO SEBO MOHH LOVIE
Contribution 150 150 150 150
Carried Forwad 2226.1824 2571.7824 1604.1024 4230.6624
Loan 150 150 150 150
Sub - Total 2376.1824 2721.7824 1754.1024 4380.6624
Less Payment 0 0 0 0
Total 2376.1824 2721.7824 1754.1024 4380.6624
Interest 475.23648 544.35648 350.82048 876.13248
Balance 2851.41888 3266.13888 2104.92288 5256.79488

Total Collected 600


Total Borrowed 600

Aug-16
KOPANO SEBO MOHH LOVIE
Contribution 150 150 150 150
Carried Forwad 2851.41888 3266.13888 2104.92288 5256.79488
Loan 350 150 300 150
Sub - Total 3201.41888 3416.13888 2404.92288 5406.79488
Less Payment 0 50 200 600
Total 3201.41888 3366.13888 2204.92288 4806.79488
Interest 640.283776 673.227776 440.984576 961.358976
Balance 3841.702656 4039.366656 2645.907456 5768.153856

Total Collected 1450


Total Borrowed 1450

Interest Total due


Bones 500 100 600

Sep-16
KOPANO SEBO MOHH LOVIE
Contribution 150 150 150 150
Carried Forwad 3841.702656 4039.366656 2645.907456 5768.153856
Loan
Sub - Total 3841.702656 4039.366656 2645.907456 5768.153856
Less Payment 0 0 0 0
Total 3841.702656 4039.366656 2645.907456 5768.153856
Interest 768.3405312 807.8733312 529.1814912 1153.6307712
Balance 4610.0431872 4847.2399872 3175.0889472 6921.7846272

Total Collected 600


Total Borrowed 0

Interest Total due Paid Balance with interest


Bones 500 100 600 400 240
MONTHLY CONTRIBUTIONS

JAN FEB MARCH APRIL MAY JUNE


KOPANO 100 0
SEBO 100 100
MOHH 100 100
FRISCO 100 0
LOVIE 100 100
THABANG 100 0
TOTAL COLLECTED 600 300 0 0 0 0
RIBUTIONS

JULY AUGUST SEPT OCT NOV DEC

0 0 0 0 0 0
KOPANO

AMOUNT
DATE BALANCE B/F INTEREST TOTAL AMOUNT PAID DATE BALANCE
BORROWED
JANUARY - 700 140 840 0 JANUARY 840
FEBRUARY 840 940 188 1028 1028
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
SEBOLOKI
AMOUNT
DATE BALANCE B/F INTEREST TOTAL
BORROWED
LOAN 1 JANUARY - 700 175 875
FEBRUARY 1075 268.75 1343.75
0 0
0 0
0 0
0 0
0 0
LOAN 2 24/02/2012 900 180 1080
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
623.75 623.75
OKI

AMOUNT PAID DATE BALANCE


300 24/02/2012 575
1343.75
0
0
0
0
0
1080
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
623.75
DAN
AMOUNT
DATE BALANCE B/F INTEREST TOTAL AMOUNT PAID
BORROWED
17/02/2012 - 800 200 1000 400
24/02/2012 600 0 150 750
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
350 350
DATE BALANCE
24/02/2012 600
750
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
350
TSHOLOFELO
AMOUNT
DATE BALANCE B/F INTEREST TOTAL
BORROWED
LOAN 1 17/01/2012 - 1200 300 1500
24/02/2012 1200 300 1500
0 0
0 0
0 0
0 0
0 0
0 0
LOAN 2 24/02/2012 1000 200 1200
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
800 800
FELO

AMOUNT PAID DATE BALANCE


300 24/02/2012 1200
1500
0
0
0
0
0
0
1200
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
800
ANDREW

AMOUNT
DATE BALANCE B/F INTEREST TOTAL
BORROWED
LOAN 1 17/01/2012 - 1200 300 1500
24/02/2012 1000 250 1250

LOAN 2 24/02/2012 0 500 100 600


0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
650 650
EW

AMOUNT PAID DATE BALANCE

500 24/02/2012 1000


1250

600
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
650
Jan-16
KOPANO SEBO MOHH
Contribution 600 600 600
Carried Forwad 0 0 0
Loan 600 600 600
Sub - Total 600 600 600
Less Payment 0 0 0
Total 600 600 600
Interest 120 120 120
Balance 720 720 720

Total Collected 3000


Total Borrowed 3000

Feb-16
KOPANO SEBO MOHH
Contribution 100 100 100
Carried Forwad 600 720 720
Loan 200 100 100
Sub - Total 800 820 820
Less Payment 100 0 0
Total 700 820 820
Interest 140 164 164
Balance 840 984 984

Total Collected 500


Total Borrowed 500

Mar-16
KOPANO SEBO MOHH
Contribution 0 100 100
Carried Forwad 840 984 984
Loan 100 0 0
Sub - Total 940 984 984
Less Payment 0 400 200
Total 940 584 784
Interest 188 116.8 156.8
Balance 1128 700.8 940.8
Total Collected 900
Total Borrowed 1000

Apr-16
KOPANO SEBO MOHH
Contribution 100 100 100
Carried Forwad 1128 700.8 940.8
Loan 0 500 0
Sub - Total 1128 1200.8 940.8
Less Payment 200 0 200
Total 928 1200.8 740.8
Interest 185.6 240.16 148.16
Balance 1113.6 1440.96 888.96

Total Collected 400


Total Borrowed 500

May-16
KOPANO SEBO MOHH
Contribution 100 100 100
Carried Forwad 1113.6 1440.96 888.96
Loan 100 100 100
Sub - Total 1213.6 1540.96 988.96
Less Payment 0 0 0
Total 1213.6 1540.96 988.96
Interest 242.72 308.192 197.792
Balance 1456.32 1849.152 1186.752

Total Collected 500


Total Borrowed 500

Jun-16
KOPANO SEBO MOHH
Contribution 150 150 150
Carried Forwad 1456.32 1849.152 1186.752
Loan 150 150 150
Sub - Total 1606.32 1999.152 1336.752
Less Payment 0 0 0
Total 1606.32 1999.152 1336.752
Interest 321.264 399.8304 267.3504
Balance 1927.584 2398.9824 1604.1024

Total Collected 750


Total Borrowed 750

Jul-16
KOPANO SEBO MOHH
Contribution 150 150 150
Carried Forwad 1927.584 2398.9824 1604.1024
Loan 150 0 0
Sub - Total 2077.584 2398.9824 1604.1024
Less Payment 0 500 0
Total 2077.584 1898.9824 1604.1024
Interest 415.5168 379.79648 320.82048
Balance 2493.1008 2278.77888 1924.92288

Total Collected 1600


Total Borrowed 150
LOVIE FRISCO
600 600
0 0
600 600
600 600
0 0
600 600
120 120
720 720

LOVIE FRISCO
100 100
720 720
100 0
820 720
0 0
820 720
164 144
984 864

LOVIE FRISCO
100 0
984 864
900 0
1884 864
0 0
1884 864
376.8 172.8
2260.8 1036.8
LOVIE FRISCO
100 0
2260.8 1036.8
0 0
2260.8 1036.8
0 0
2260.8 1036.8
452.16 207.36
2712.96 1244.16

LOVIE FRISCO
100 100
2712.96 1244.16
100 100
2812.96 1344.16
0 0
2812.96 1344.16
562.592 268.832
3375.552 1612.992

LOVIE FRISCO
150 150
3375.552 1612.992
150 150
3525.552 1762.992
0 0
3525.552 1762.992
705.1104 352.5984
4230.6624 2115.5904

LOVIE FRISCO
150 0
4230.6624 2115.5904
0 0
4230.6624 2115.5904
500 0
3730.6624 2115.5904
746.13248 423.11808
4476.79488 2538.70848
RULES AND REGULATIONS

1000 contribution
100 monthly contribution
25% interest
Loans to be paid on the date of meeting
Minimum payment is interest on loan
10% charged as penalty for failing to pay the minimum
All members expected to generate at least P7000 interest by December 2012
All loans have a repayment perio of 3 months or less
P30 penalty fee for absenteism