Little Acorns

Low Liability Laying

By
ADK Publishing

Welcome and thank you for your purchase. Following this guide
to the letter will put extra money in your pocket, of that I have
no doubt Enjoy!

This book is protected by Copyright Reg. No. 285751

Copyright 2015 ADK Publishing. All Rights Reserved.
Email: littleacorns@info4u2succeed.com
Section 1 Introduction

Section 2 Little Acorns2015 (The Formula)

Section 3 Staking Plans & Starting Banks

Section 4 When To Place Your Bet

Section 5 Summary

Section 6 Conclusion

Section 7 Free Money!

Section 8 Further Information

Section 9 Bonus! A Nice Little Earner

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 SECTION - 1
Introduction
Little Acorns is all about Laying horses to lose. Here we go again I hear you
say.But wait! I believe I have solved most of the negative issues associated with
Laying. That is, the scary scenario of high liabilities that prevents many from
making money long term from this form of betting.

In short, I found a way to make small gains regularly using a short and systematic
method. These small gains are not to be scoffed at, as we all know what Little
Acorns turn into? Likewise with this plan, we advise you start small, gather
confidence, re-invest gains, and you will soon see what you can achieve from
steady re-investment and compounding.

If You Are New To Laying Horses.

First, if you are new to Laying horses to lose, then its best explained by logging
onto www.Betfair.com and clicking on Demo in the exchange Tab, NOT the
sportsbook page. Or go straight to www.betfairpromo.com/demo
Betfair is a betting exchange where you bet against fellow punters. You can either
request a price for your selection to see if it gets matched, or you can offer a price
to see if it gets taken.

If this all seems confusing to you right now, dont worry, the beginners demo is
excellent. I believe you can only go so far in explaining the concept in written
form. Live examples are far more effective. After a couple of views you will soon
become clear with the concept of Laying in general.

Betting exchanges such as Betfair make their money by charging a commission

rate depending on your volume of activity on winning transactions only. Put
simply, the more you bet the bigger the reduction in your commission charge.
Please view the demo first on Betfair before moving onto the next section, unless
of course you are already familiar with the way betting exchanges work. From

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heron I will be explaining the workings of the formula assuming you are already
fully conversed with the whole Laying process using decimal odds.

A Little Background.
As a general rule I have never liked the concept of betting on horses to lose. This
was born by my first venture into this way of betting in 2002. I first started laying
at a certain price and was successful on my first 12 races - then disaster struck!
I had 2 horses that I Layed to lose actually winning their races wiping out all the
profits made in the previous 7 days. What a soul destroyer! A case of 12 steps
forward and 13 steps back!

Now dont get me wrong, I believe there are a few laying systems out there doing
very well Laying horses lets say between 5.0 - 8.0 in decimal odds. However, they
MUST have an adequate betting bank and a well thought out staking plan to
ensure long term gains. Last but not least, the user must have balls of steel to carry
on when you get the knock backs I experienced above.

Its ironic how I discovered this excellent money making formula. I was in fact
looking at ways to make money from backing Odds On selections to Win as
opposed to Laying them to Lose. I tried using progressive staking (Increasing
stakes after a winner) to see if there was any way of gaining an edge. However,
what shocked me was the amount of odds on selections that lose. Yes, I did have
winning runs of 5 or 6, but then 2 or 3 losers would come along and I was back to
square one sound familiar?

I then turned my attention to Laying them to lose. So I looked closely at Laying

with a liability equal to, or below my Lay stake. After making a note of several
hundred races I had that Eureka moment! What I found was simply genius, yet so
simple.

I then linked the above formula to a sensible staking plan and one very important
selection filter and BINGO!.. The Little Acorn started to grow and grow with the
trend on the profit graph heading north with the odd dip south, but then it would
power northwards again!

The Early Days

In 2003 some 3 years after Betfair was launched, my publishers offered Little
Acorns for sale with some small classified Ads in the racing press. At the time,
the liquidity in the Betfair market was not as huge as it is now, and Laying horses
was not that popular.
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The handful who purchased made it pay and made it pay well. Nowadays the
money flowing into Betfair is huge, and so there is plenty of room for many others
to take a nice slice of the cake. Also, as Little Acorns centres around laying
favourites, there is never any shortage of money to Lay in each race.
Having seen and experienced some of the Laying systems around today, we felt the
time was right for a re-launch, and believe Little Acorns deserves its place in the
portfolio of any serious investor.
I first started with 5 Lays, yes I know its small, but please bear with me on this
one and I will explain why.
Past experience has led me to believe making money from betting or any form of
investment, is as much about confidence as following a successful blueprint.
Let me explain. Sometime ago I developed a backing system that made a profit
every year since I first started using it. Yet, I gave the very same system to a few
others and somehow they failed to make it pay. Why? Well I feel this can be put
down to 3 reasons.

1. They are NOT following it correctly.

2. They give up or question the formula if encountering a losing run
of 8 or more. (A losing run of 8 seems to be the psychological
barrier where punters start to lose their nerve).
3. They expect too much to quick and start with big stakes.

Looking at point 3 above, its very important to feel comfortable with the stakes
you are placing. Those who start big and expect immediate large profits become
very despondent or nervous when they experience a few losing bets. They focus
too much on the money they have lost and think Oh my starting bank is down by
half! What if I dont make it back etc etc. You see, they are so anxious to make
the profits advertised, they dont realise that in order to achieve these figures they
will have losers en-route.
The problem here is they have placed stakes uncomfortable to them from the
outset, and are unwilling to really let this money go.
Now lets change the focus for a minute. If you decide to give this a real go, put
aside lets say 300 or whatever suits your own personal circumstances.
What we suggest is, see this money as gone from the start and anything you get
back as a bonus. Now looking at the worst case scenario, the most you can lose is
300. The money you were prepared to lose from the outset, but dont worry, you
wont lose it it will grow and grow! However, having this mindset will help you
carry on to eventual profit. Become numb to the emotion of winning and losing

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and you will make money hand over fist I can assure you. Now lets move onto to
the Little Acorns formula itself.

SECTION ~ 2

Little Acorns

Low Liability Laying

(The Formula)
First, I will run through the rules with the reason behind each rule as we go along. I
will also give a quick step-by-step summary at the end.

STEP ~ 1
The formula can be used on ALL race types of any amount of runners on every track
including ALL-Weather in the UK, but NOT Irish Racing.
We have every reason to believe that including Irish racing would be every bit as
profitable, but at present we have no officially recorded historical data to support
that it would be profitable long term. For those wishing to include it, then I would
suggest running a small separate sequence running alongside the official one, and
monitor or use small stakes to see whether the inclusion of Irish racing is viable.
So lets first log onto www.Betfair.com and make sure you are on the exchange Tab
NOT the Sportsbook as it sometimes defaults to. Next click on Sports then All
Markets, then Horse Racing Todays card. As below.

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(If you are yet to open a Betfair account, please see Section 7, and find out how to
obtain a FREE 25 bet and a further bonus after 3 months).

Next, Scroll through each UK race in the Win market only. NOT the PLACE
market, and note down all Favourites with LAY odds showing in the pink column
of between (1.5) & (2.0).
Please Note: The WIN market is the market that has nothing wrote alongside it in
brackets.

Next, make sure the SECOND favourite has LAY odds in the pink column of (6.0)
or below, and the THIRD favourite has LAY odds in the pink column of (10.0) or
below. This would be a race to note below.

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The Reason...
We need a couple of dangers to the Favourite, and implementing this rule will
ensure two realistic threats.

STEP ~ 2
Next, log onto www.racingpost.com Its free to view upon a simple registration
process. On the right hand side you will see the list of the days racecards.

Once you click on each meeting individually, click on SHOW ALL RACES AT
THIS MEETING ON ONE PAGE to be found at the bottom of the listed races.
This will save you time as you wont have to click on each race individually.
Simply scroll through each race. Also make sure you are looking at the racecard in
STANDARD CARD. Not the AT-A-GLANCE CARD.
Now check the horses that are Favourite from the races you noted from Betfair in
Step 1.
If any of these Favourites from the races you noted from Step~1 is a Beaten
Favourite (Denoted by the letters BF inside a grey box next to the right of the
horses name), then cross that selection out from your list. All other symbols are ok.
Again I repeat, only put a line through the selection if the favourite has BF next
to its name. (See Below for a race that would be ok).

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The Reason
Historically Beaten Favourites who are Odds On win far too often. I feel this can
be put down to 2 reasons;
1). If the horse comes from a gambling stable, then connections are usually on a
recovery mission to recoup losses incurred from its previous losing race.
Obviously it was expected to win if it was Favourite last time out.
2). The trainer and all concerned with the horse, would now be looking for an ideal
race where it has a very high chance of winning. Rest assured the jockey would be
trying hard to get it across the line first. Implementing this filter will ensure that
any losing runs are kept well below 7 or 8, which is within the staking plan
sequence this formula is based on.

STEP ~ 3
The horse/s you have left on your list can now be Layed so long as you can obtain
a Lay price of between (1.5) & (2.0), and going according to the staking plans in
Section 3.
IMPORTANT! You can place your Lay bet at anytime when the price of the first,
second, and third favourites all meet with the systems criteria. Dont worry if after
placing your bet the Lay price of your selection, or the price of the second and
third goes outside the system price boundaries.
So long as you have Layed and fixed your liability within the system rules, then
long-term profitability will be assured.
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I personally check all races on Betfair at around 12pm and note down all qualifiers
and also those that are close to been qualifiers. What I mean by this is; any
favourite that is 2.50 or below in the blue Back column. I then re-check all
qualifiers and close qualifiers around 10/15 minutes before the official race off
time. If they now meet with all the system price requirements at any time during
the 10/15 minutes timeframe I will Lay them in timed sequence order.

Extra Selection Filter For Improved Strike

Rate
If youre of a more cautious nature, or want to start with higher stakes, then
including this extra filter will improve your winning lay strike rate by around 5%.
Quite simply operate this method on All-weather racing and National Hunt
Bumpers (Flat races) only!
However, there is a trade-off here, as your qualifying selections will reduce by
about 30%, so if you want more selections ignore this extra filter.

SECTION - 3

Staking Plans & Starting Banks

Staking Plan (A) - Fibonacci sequence

I have run hundreds of past selections via several staking plans, and the one that
gets the edge long term is the one below. Its a sensible loss retrieval staking plan
thats fits in nicely with the methods historical win/lose sequence.

The loss retrieval staking sequence (known as the Fibonacci sequence) goes like
this;
1 - 1 2 3 5 8 - 13 21 34 (Reverting back to stake 1 after a winning Lay
anywhere in the sequence).
For Example;
Based on 10 Lays at the average price of this formula of (1.76) and a
Betfair commission of 5%

First Stake: 10 Lay - Horse Won (We Lost) -7.60

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 Next Stake: 10 Lay Horse Won (We Lost) -7.60
Next Stake: 20 Lay Horse Lost (We Won) +19.00 (After 5% commission
deduction)
*Profit of +3.80
(Now revert back to a 10 Lay).
*May not seem like a lot, but thats almost 10% return on investment over just 3
bets! These small amounts really do build after time, patience, and compounding
as many long term Little Acorns have now found. Hence why this method has now
been passed on almost every respectable review site.

Occasionally when you move up the staking sequence you might experience a
slight loss depending on the price of the previous Layed selection/s. However, this
staking sequence is designed to protect profits already made. For example; We are
always puzzled by those that state Whats the point of laying out lets say 26.00
just to win 2.00? Well, we are NOT laying out 26 just to win 2.00, we are
laying out 26 to recoup most, if not all of the previous losses made. We are then
in a great position to take advantage when we hit the inevitable series of winning
lays, streaks as I call them. Once we hit these winning lays, we are quickly
catapulted back into profit as we dont have to re-coup large previous losses.

Remember, unlike many systems that adopt the use progressive staking, Little
Acorns has the long term stats on its side that will bring about future profits. More
importantly, incorporating the above staking sequence ensures a very efficient way
of pulling back any losses that may occur en-route.

Starting Bank For Staking Plan (A).

Based on Staking Plan (A) in Section 3, you will need a betting bank of 176
points. So lets look at the amount of starting bank required depending on your
chosen lay stake. As a guide, we have also given your expected winnings per
month which reflect that starting stake and betting bank.

These figures are based on a monthly profits ratio of between 7 35 points which
the formula has historically shown. Remember, the minimum unit bet on Betfair is
2.00, so 2.00 x 176 = 352 as the minimum starting bank.
Expected monthly
profit of between;

*2.00 Lay stake x 176 = Starting Bank required 352 14 - 70

*5.00 Lay stake x 176 = Starting Bank required 880 35 - 175
10.00 Lay stake x 176 = Starting Bank required 1,760 70 - 350
50.00 Lay stake x 176 = Starting Bank required 8,800 350 - 1,750
100 Lay stake x 176 = Starting Bank required 17,600 1,750 - 3,500
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 and so on

*Its recommended you start with 2.00 or 5.00 Lays until you become familiar with the selection process and see
first hand the results that can be achieved. This will then give you confidence to move up the staking ladder.

If you choose to start on 5 or even 2 lays, then please dont scoff at the monthly
profits that can be achieved. Remember the title of the book? - You bank will soon
grow! Many of our long-term users are already on 50 Lay units with a handful on
100 Lays after building up a betting bank of approximately 17,000 and are now
enjoying profits of between 1,750 - 3,500 a month after 2/3 years of usage.

If You Encounter A Losing Sequence Using Staking Plan (A)

First of all dont panic, we have the mathematics on our side for strong long-term
growth. The betting bank we recommend above can take over 2.5 losing
sequences. Considering you will only expect one every 15/18 months we have
more than enough in reserve for this eventuality. Also, in time you will have built
up sufficient profits for any losing sequence to be easily absorbed.

When I first started operating the formula I did experience a losing sequence of 9
only once in an 18 month period, but even then I did not come close to losing my
starting bank.
Let me explain;

The average Lay price for Little Acorns is (1.76), therefore you payout 7.60 for
each 10 unit that loses, in other words if the horse wins. Put simply, you are not
losing your full unit Lay stake on most of your bets.

On the other hand, if we were to lay at the maximum price allowed for Little
Acorns of (2.0) on all selections in the sequence, then of course you would lose the
full 880 bank for one sequence. However, as stated above, the average liability
payout for each winning selection is 1.76 (0.76 after deducting your stake). So
taking one losing sequence of 880 x 0.76 would equal a loss of 668.80p.

Divide this by our recommended betting bank of 1,740 for 10 lays, and this
would equal 2.63. So the betting bank could take well over 2.5 losing sequences.
More than enough to protect our bank!

There are simply too many complex variables in horse racing to form any
consistency for the backer of horses at these odds. To prove this, have a go at this
little experiment. Try and Back to Win 8 or 9 Odds On selections on the trot.

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In other words using the Little Acorns criteria in reverse to Back horses to win
instead of Laying them to lose. We have no doubts the conclusion of your
experiment will validate why Little Acorns works, and works well!
Finally, dont worry even if you have 5, 6 or 7 losing bets on the trot, a winning
Lay will soon arrive to end the sequence. Remember, we have the maths on our
side.
If you do feel uncomfortable when you reach 6 or 7 losing bets in the sequence you
are staking too high! Reduce your stakes and come back within your comfort zone,
so you dont lose confidence when you reach the higher end of the staking
sequence.
Using both of the above progressive staking plans will bring about profit. In fact, using progressive
staking alongside any statistically sound formula is a powerful weapon for making profits. There is a
lot myths and scare stories that surround progressive staking, yet if used wisely, its one of the single
most powerful staking tools that can be used to make good gains, especially when you are laying
equal too, or below your actual unit stake. Ask any professional, they will tell you making money
from level stake betting is hard. If you have the right formula, and feel comfortable with the stakes
you place, then you will see with Little Acorns how progressive staking can, and will make you
money!

Staking Plan (B) - Adding Loss to Next Stake

You will need a bank of 150 points and will be laying 1 point on each selection.
So for example starting with a bank of 1,500 your first Lay stake will be 10.00.
If the horse loses, meaning you WIN, then stick with the same 10 Lay stake for
the next bet. If it wins, meaning you LOSE, just add that loss incurred to your next
10 Lay stake for the next bet.
For example;
LAY LAY PAYOUT *PROFIT/ TOTAL
PRICE STAKE LIABILTY RESULT LOSS BANK

9/04/08: 3.10 Bath - Sugar Mint 1.77 10.00 7.70 Won (WE LOST) -7.70 992.30
9/04/08: 4.30 Tow - Dancing Dasi 1.83 17.70 14.69 Lost (WE WON) +16.82 1009.12
9/04/08 5.00 Tow - Murphys Cnal 1.94 10.00 9.40 Lost (WE WON) +9.50 1018.62
*All profit/loss figures assuming a Betfair reduction commission of 5%)

Once your bank doubles to 3,000, you may want to move up to 20 Lay bets and
so on

Staking Plan (C) Two Steps Back After A Winner

Its has come to our attention from two well respected betting review sites that this
staking plan is fast becoming favourite for many reviewers. Why? Well many have
found that it averages a steady 7 - 15 points profit per month, and appears to be
13
very consistent and fits the Little Acorns Win/Lose pattern like a glove. Therefore,
I feel compelled to include as an option.
I call it the Two Steps Back After A Winner Plan. Quite simply when you
experience a series of losers, instead of going back to the beginning of the staking
sequence like with the Fibonacci method, with this you just go back 2 steps.

For Example;
Youve experienced 4 losing lays on the bounce from the start, so your next Lay
stake if you refer to the original Fibonacci staking would be a 5 point Lay on the
next qualifier. Normally if thats a winning lay (meaning the horse lost), you would
go back to the start of the Fibonacci sequence to stake 1 point on the next
selection.

However using this method we only go back 2 steps if we won, so in this

example your next Lay would be 1.5 points. If thats a winning Lay for us we
again go back 2 steps which would be a stake of 1 point (the beginning). If
however it was another losing Lay after the 4th bet then we would carry on to stake
a 3 point unit Lay and so on.

Some have found using the extended Fibonacci ideal for the Two Steps Back
After A Winner staking plan as it has more safety built in. Here it is below;

Extended Fibonacci Sequence:

1 1.5 2 2.5 3 4 5 6.5 8 10.5 13 17 21 27.5 34
2 3 4 5 6 8 10 13 16 21 26 34 42 55 68
5 7.50 10 12.50 15 20 25 32.50 40 50 65 85 105 135 170
10 15.00 20 25.00 30 40 50 65.00 80 105 130 170 210 275 340
and so on
(Points value is shown on the top of the table and the monetary value
equivalent below if starting on 2, 5 or 10 stakes).

Staking Plan (D) - Level Stake Laying

All staking plans above will make you money, however feedback has shown that
many do not like loss chasing staking methods and thats fair enough. If thats the
case then why not opt for Level stake Laying? So long as you dont mind months
of little or no profits, and maybe slight losses then level stake laying will deliver
over the long term by around 30-45 points over any 12 months period. It will
certainly beat any bank rates to savers and with compounding can turn into
worthwhile sums in as little as 3 years.

The Power of Compounding

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Did you know that skimming a mere 10% profit every month from your chosen
starting bank (A mere 2 points), and aiming for 10% each month from your new
bank, then by rolling over the profits monthly, you would turn 1,000 into
3,138.39 in 12 months, and into a staggering 30,911.80p within 36 months!
Little Acorns can quite effortlessly obtain well over 2 points every month on
average no matter what staking plan you choose therefore is ideal for
compounding. Below is a table to really show the power of compounding. Even
with just a 400 starting bank you can build up some serious amounts over a 36
month time frame.

Starting bank 400

Target: 10% each month). Rolling over profits monthly and aiming for 10% of new
bank at the end of each month.

Month 1 = 440
Month 2 = 484
Month 3 = 532.40
Month 4 = 585.64
Month 5 = 644.20
Month 6 = 708.62
Month 7 = 779.48
Month 8 = 857.42
Month 9 = 943.16
Month 10 = 1,037.47
Month 11 = 1,141.21
Month 12 = 1,255.33
Month 13 = 1,380.86
Month 14 = 1,518.94
Month 15 = 1,670.83
Month 16 = 1,837.91
Month 17 = 2,021.70
Month 18 = 2,223.87
Month 19 = 2,446.25
Month 20 = 2,690.87
Month 21 = 2,959.95
Month 22 = 3,255.94
Month 23 = 3,581.53
Month 24 = 3,939.68
Month 25 = 4,333.64
Month 26 = 4,767.00
Month 27 = 5,243.70
Month 28 = 5,768.07
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Month 29 = 6,344.87
Month 30 = 6,979.35
Month 31 = 7,677.28
Month 32 = 8,445.00
Month 33 = 9,289.50
Month 34 = 10,218.45
Month 35 = 11,240.29
Month 36 = 12,364.31
Start Bank 400
End Bank = 12,364.31p
(Based on a gain of 10% on Starting bank each month)
Now of course its not all plain sailing in the world of investment. You may suffer
a very slight loss in some months that can delay you reaching this target by month
36. However, it shouldnt take you long past 36 months to reach your target!
Remember, we can make more than 10% in some months that can make up for the
slight deficits you may occur en-route. So dont be surprised if you reach your
12,364 target earlier than month 36. Now, imagine starting with a 1,000 or
even 2,000 bank Just a thought!

Working Out Your New Unit Stake Monthly

To work out your new unit stake on a monthly basis, simply divide your new
betting bank total at the end of each month by your initial starting bank in units.

For example; Say we start with a minimum 176 starting bank for the Fibonacci
sequence, so at 2.00 lay units thats an 88 point betting bank (88 x 2 = 176).

Lets say we make +11 points in one month which is 22 (11 x 2.00). We now
add that 22 to our initial starting bank of 176, which equals a new total bank of
198.
We now divide that new total by 88 again to equal 2.25, which is now our new
unit lay stake for the next month and so on.

Although amounts are small to start with I know of several Little Acorns followers
who are compounding their way up to some very amounts from small starting pots.

The message is clear, even when starting with small stakes which most of us do,
Little Acorns can help you build up a very nice lump sum profit in the medium to
long term. Whats more, its there for you to use whenever you need it. Even take
out half and carry on compounding with the other half The choice is yours.

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An Idea?...
Why not run two staking plans simultaneously with 2 betting banks at a monetary
level comfortable to you?
My best advice for those starting off would be to use both Staking Plan (A) - The
Fibonacci sequence, and Staking Plan (C) Two Steps Back After A Winner.

For example; Start a Fibonacci sequence with the minimum starting bank of 352
for 2 lay units, and the Two Steps Back After A Winner also with a starting
bank of 352 for 2 lay units. Then over a couple of months see how you fair and
evaluate which one suits you best in terms of risk versus reward. This way you will
always have some profits trickling in on monthly basis as using both staking
methods will deliver steady profits almost every month. So no matter what staking
plan you choose, the excitement you get as your profits and stakes build in a safe
and secure manner will be immense. Also, make sure you keep notes and log all
bets as you go along.

SECTION - 4

When To Place Your Bet

Ideally its best start looking for qualifying selections from 15 minutes right up to
the race off time and when the prices are all in line you can lay your bet.
Operating down this route will give you a higher win strike rate and more
qualifying selections as more liquidity flows into the market.

Little Acorns is essentially a Market efficient method, meaning we need the

prices to accurately reflect the selections actual chances of winning/losing and this
only comes close to the off time when the market tightens price wise.

However if you are unable to do this due to work commitments etc, then you can
take one of the following 3 routes.

1).Either operate the method on one qualifying selection a day and this can be the
first one that qualifies on price at your time of viewing in the morning. Then on
your return home check the result and adjust your stake up or down depending on
the result for your next qualifying bet the next day or whenever you choose to use
it again.

2).You can simply use it at the weekend, evenings, or on your days off.

17
3).If you choose to use Staking plan (A), you can place your bets before work by
following the guidelines below.
Lets say you start with 10 Lays, and have found 2 or 3 selections for the day in
the morning. Simply place a level 10 Lay on each of the selections. Then consult
your Betfair account when you get home to see if you have made a profit or loss
overall.
If you break even on any day and have NO losses to claw back from the previous
days then you stay on the same stake for the next day.

If you break even on the day but still have losses outstanding from previous days
then you move up the Fibonacci staking sequence by one unit for all selections.

If you win on any day from your chosen selections and have recouped most, or all
of your previous losses, then you go back to the start of the staking sequence.

The way we win with this method is when we get a few days of consecutive
winning lays, maybe if we get 2 or even 3 winning lays each day for a few days in
succession.

For example;
Assuming you Layed for 10 stakes at the average price for this formula of (1.76),
and a Betfair commission of 5%.

DAY 1 (3 Selections)
Losing Lay -7.60p
Winning Lay +9.50p
Losing Lay -7.60p
Total Profit/Loss for the day = -5.70p
Overall loss of -5.70p on the day, so for the next day you again place 10 Lays on
any qualifying selections.

DAY 2 (3 Selections)
Losing Lay -7.60p
Losing Lay -7.60p
Losing Lay -7.60p
Total Profit/Loss for the day = -22.80p
Overall loss of -22.80p on day 2, add together the loss of 5.70p suffered on Day
1, equals an overall loss of 28.50p.

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So we now move up the staking sequence and place 20 lays on any selections for
Day 3.

DAY 3 (3 Selections)

Winning Lay +18.00

Winning Lay +18.00
Winning Lay +18.00
Total Profit/Loss for the day = +54.00p

Overall profit on Day 3 of +54.00p, minus the loss of 28.50p from Days 1 & 2
leaves a total profit of +25.50 over the 3 days with only 4 winning lays and 5
losing lays! (You would now revert to 10 Lays).

If you lost on Day 3, you would move up to 30 lays for Day 4. Then revert back
to 10 lays only when you have recovered the previous 3 days losses and so on.

Having said the above, using it on days when your off or evening racing will still
prove profitable if you dont want to use the above method.

SECTION - 5
In Summary
1). Log onto www.Betfair.com and scroll through all of the Days UK racing only
in the exchange Tab, NOT the sportsbook Tab.

2). Note down all the races on the Win market where the favourite has current Lay
odds of between (1.5) & (2.0). For example; 1.50, 1.62, 1.76 etc. You can include
2.0. BUT DONT GO ABOVE!
Also, make sure the Second Favourite has lay odds of (6.0) or below, and the third
favourite has lay odds of (10.0) or below. Also, if there are just 3 runners in total
for the race then its still valid so long as all 3 meet with the price criteria above.

3). Log onto www.Racingpost.com and check each of the races you have noted
from Betfair where a selection may qualify. Then delete any race where the
Favourite was a Beaten Favourite last time out, denoted by the letters BF to the
right of the horses name.

4). Any horse/s that are left after applying the filters above are now your
selections. You can now Lay these favourites to your chosen stake & staking plan.
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But remember they must be at Lay odds of between (1.5) & (2.0), with the second
on (6.0) or below, and the third on (10.0) or below. Dont worry if the Lay price
goes outside the system price rules after you have placed your bet. So long as you
executed your bet and secured your liability when all the above rules have been
met thats fine.

Optional

5). For improved strike rate use on All Weather Racing Only!

SECTION - 6

In Conclusion
Well thats it!....You will soon find out how profitable this formula is without the
worry of high liabilities, but as they say, the proof is in the pudding. We have
provided the pudding, and YOU will see the proof! However, there is one
condition - You must adhere to all the rules contained within this guide and dont
go outside the price boundaries set.

Monitor it first if you wish, or start with just 2 Lays until you become fully
confident with the selection procedure. See it as a slow burner and re-invest profits.
In time when your bank doubles, you can double your Lay stake. With steady re-
investment or compounding it wont be long before you are making sizeable sums.

Now you may be wondering how many selections on average you will get daily.
Well, this is a strange one. The amount can vary greatly, some days you will have
several, then you may have a few blank days. Selection wise Little Acorns can be a
bit like a dripping tap at times, then all of a sudden you will get a gush of qualifiers
and the profit will trigger upwards. Therefore, we do urge patience and the formula
will not let you down. It all depends on the races on offer on any given day and this
is something we have no control over. It can also depend on when you decide to
analyse potential selections. If you are looking in the morning many races may not
qualify then, but may well qualify later. Mainly due to speculators requesting silly
lay prices to see if they get matched, this would then put the race outside the
system selection boundaries. So, if you can be at your PC approximately 10/15
minutes before the race off time you will get more qualifying selections as the
market settles down and becomes more accurate.

Having said that, even if you only manage to use it at weekends and/or your days
off you can still build a nice little bank. In fact, you only need around 6/7
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selections a week to reach the minimum monthly profit forecast as outlined in
Section 4 above.

You will also find the winter time brings about far more selections due to smaller
fields and less competitive racing, especially on the All-Weather where far more
Odds On selections become available and more importantly lose!

One final point, as we are Laying Odds On favourites, dont become too
despondent if you start with a few losing Lays. The secret here is in the staking
plan to give us our edge, and sticking to the rules. Dont be put off by opinion that
the favourite has a good chance of winning etc, just Lay the selection if it meets
with the price criteria set out.

After all if every Odds On favourite was to win bookmakers would soon be out
of business! One thing you can be certain of with horse racing and thats its
uncertainty. Little Acorns takes advantage of this uncertainty and turns it to your
advantage to drive you into long term profit - Enjoy!

All the best,

Andrew David

SECTION - 7

Free Money
Why not start and bet with some FREE MONEY! Just enter this code;
6TRQ9PJH4 when you sign up with Betfair and you will receive 25 GBP or the
equivalent in your local currency within 48 hours. You will also receive a nice
reward after 3 months depending on the amount you bet!
Go to; www.betfair.com

Other Betting exchanges

Also 10 FREE from the new kid on the block at Smarkets.

www.smarkets.com

Look out for special sign up offers!

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 SECTION - 8

Further Information
Racing information and `real' time betting shows can be found from the following
sources:
BBC CEEFAX Racing Index Page - 660
Information Page - 661
Results Pages - 670/671/672
Live Betting Shows Pages - 674/675/676
CHANNEL 4 TELETEXT Racing Index Page - 550
Racing Index Page - 551
Live Betting Shows Page - 610

FAST UK RACE RESULTS

Racing results and real time betting shows can be found from the following
website: www.sportinglife.com/racing

SKY BASED RACING COVERAGE

Daily coverage of racing available on 'AT THE RACES' channel, Sky page 415, or
Cable channel page 534. Also on the Internet; www.attheraces.com or Racing
UK on Sky page 432

REMEMBER! Gamble responsibly! http://www.gambleaware.co.uk

SECTION - 9

Added Bonus A Nice Little

Earner!
A bit of fun for Saturdays that has turned into a nice
little earner!
Here is a fun bet I use every Saturday that has given
me some sizeable wins, and some nail biting moments in
my quest for the big payout!
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Basically I back 4 football matches in a *Lucky 15 bet.
This bet is offered as an option by most online
bookmakers once you enter 4 selections from whatever
sport. Or you can simply place your bets at the betting
office on a pre-printed slip.
Each of my selections are backed in the Half Time/Full
Time betting market. This market can be easily found
next to the match odds under the column Other Bets or
More bets.
What we are doing here is predicting the home side will
be leading at half time but will end up drawing at Full
Time. Its surprising how many times this happens, and I
was equally surprised by the odds on offer which are
around the 15/1 16/1 mark!
So here goes;

I scan the football coupon of bookies or Betfair on any

given day I wish to use the method and choose 4 HOME
sides that are favourites priced around the (1.80 2.0
in decimal) mark.

I then enter them in a Lucky 15 bet in the market where

we back them to be LEADING at half time and the match
to be a DRAW at full time, called the HT/FT market
found on all the big bookmakers sites.

As stated above you usually get odds of 16.0 per line

for this kind of bet, so with the Lucky 15 bet I
virtually place 15 bets at 1.00 per line for a total
stake of 15.00p
Even if only one of the 4 selections is successful you
will be in profit by the following:

1 selection correct pays: 29.00p (Payout includes

bookies bonus for 1 correct)
2 selections correct pays: 255.00p
3 selections correct pays: 4,095.00p
4 selections correct pays: 65,535.00p!!!

Now I cant claim to have got any 3 or 4 correct,

although I have come close on many occasions but for
late goals. However, Ive had several 250+ payouts for
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getting 2 correct, and a lot more of one correct paying
out 29.00, put it this way, I am well in profit every
season, so give it a bash as you never know!
Also, watch out for Bookmaker bonuses that give double
the odds for getting one correct. Betfred and Bet365 I
believe do at present, hence why Ive shown 1 correct
paying out 29 in the above table.

Some bookies have already cut the odds for this bet due
to many bettors drawing out some nice wins so shop
around!
You can do more than one Lucky 15 if you get more
matches qualifying, but remember you need at least 4
matches for the Lucky 15 bet.
*A lucky 15 system bet consists of:
4 Singles, 6 Doubles, 4 Trebles and One 4-fold

Even with an average amount of luck you will make

profits over stakes invested. Please do let me know if
you hit the big one as its nice to hear the stories!
Good Luck, and dont take it too seriously.
STOP PRESS!...Just missed out again on almost 4,000
only for a late goal 2 minutes into injury time! - Oh
well, always next time and still got a nice 230
consolation prize!

Also, a nice testimonial received in October says it

all;

Subject: Football Bankbuilder

To: mattfisher@footballbankbuilder.com
Received: 27 October, 2012, 16:37

Hi Matt
I just had to write to tell you this.

I received the system yesterday and last night using 25 stakes I won 2 out of 3 = +31.04
Today, again using 25 stakes, I won 3 out of 3 = +71.31
Also today I had a Lucky 15. I staked 15 and the returns were 511

Needless to say (using an appropriate football cliche) I'm over the moon!
I've attached a screenshot of my Lucky 15 ticket with B365.

24
 My only question is, should I transfer the profit from the Lucky 15 to my betfair account
(allowing for higher stakes on the bankbuilder system or should I leave it in my bet365
account and keep it separate from bankbuilder?

Congratulations and many thanks! - A Ratcliffe

And On 21st April Jeff sent this screenshot to Clive

Keeling of What Really Wins Money who passed it onto
me.

25
A Lucky 15 win of 5,183 for a 15 Stake by getting 3
out 4 correct on his first day of use with the bonus
system!

And Just in

Alistair just email to say;

Hi Andrew,

I thought it would be good to let you see this screen clip of my William Hill statement from
yesterday, as you can see your little bonus paid out a nice 6,910.50 for a Lucky 15 at 1.50
per line with 3 out of 4 winners!!
Nice one Andrew, heres looking forward to the 4 out of 4. I will buy you a beer if it comes
up.
Alistair

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This material is copyright. Therefore, no part of this publication may
be reproduced or transmitted in any form or by any means whatsoever,
including but not limited to, all electronic and mechanical means,
photocopying, and the use of any information storage and retrieval
system, without first obtaining written permission from the owner of the
copyright.

Copyright 2015 ADK Publishing. All Rights Reserved.

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