SUGAR RISK FUND

DEED OF TRUST

All Rights Reserved

This DEED OF DECLARATION OF TRUST executed in _____________________

on this ____ day of _______________ 2017 by the Chief Executive Officer of Illovo Sugar.

hereinafter called as AUTHORS OF THE TRUST which expression shall wherever the
context so permits mean and include its successors in-office of the ONE PART and;

WHEREAS the AUTHORS OF THE TRUST decided to create and establish a

Sugar Risk Fund (hereinafter referred to as the Fund) that would help the sufferers of sugar-
created illnesses with payment of medical expenses.

WHEREAS the said objects in view, the AUTHORS OF TRUST have decided
that in each and every sugar product sold the aforesaid Fund shall acquire R1 for the
aforesaid medical expenses of the Fund on behalf of sufferers of sugar-created illnesses.

WHEREAS it is necessary and desirable to declare and constitute the said Trust and
to record the objects and constitution of the said Trust.

NOW THIS DEED OF DECLARATION OF TRUST WITNESSED AS FOLLOWS;

1. TRUSTEES mean and include the Board of Trustees as described in these presents, and
these Trustees, as appointed, nominated or selected by the remaining members of the Board
of Trust whenever any vacancy arises.
2. CREATION OF THE TRUST:

In pursuance of the intention, the AUTHORS OF TRUST have decided to cash into the
Trust Fund by payment of the aforesaid R1 sugar levy into the Fund on the 20th of each and
every month.

3. REGISTERED OFFICE OF THE TRUST:

The registered office of the Trust is situated at present at corner _______________________

4. TRUSTEES:

The AUTHORS OF THE TRUST have as appointed the following persons to hold the
office of the Trust as Trustees:

4.1
4.2
4.3
4.4
4.5

5.1. MOTTO OF THE TRUST:

The Motto of the Trust is We care for our valued customers.

5.2. OBJECTS OF THE TRUST:

The objects of the Trust are.

5.2.1 Payment of medical expenses for patients of diabetes and other sugar created illnesses
in order to ensure longevity and good health for such patients.

5.3. BENEFIT OF THE TRUST:

The Benefits of the Trust are open to all the people who are ill due to sugar-created illnesses.
6. THE PROPERTIES OF THE TRUST

The properties of the Trust shall be.-

(a) the aforesaid sugar levy funds paid by Illovo Sugar (hereinafter referred to as the
company) to the Fund;

(b) any properties movable or immovable, that may be acquired by the Fund either by
purchase or otherwise;

(c) all additions and acceptations to the Trust Fund;

(d) all voluntary donations both towards corpus or otherwise gifts, legacies or grants in cash
or in kind accepted by the trustees;

(e) all grants and contributions made to the Trust form any source of funding; and

(f) all sums and assets which by and means become the property of the Trust.

7. QUALIFICATION OF THE TRUSTEES:

 The qualification for the trustees shall be:

a. There shall be a need for qualifications for the trustees in diverse fields like law,
accounting, actuary, medicine, insurance, business, auditing etc.

8. CESSATION OF TRUSTEESHIP:

A Trustee mentioned below shall cease to be the trustee of the Trust if:-

(a) he resigns;

(b) He is removed by the majority of the members of the Board of Trustees in

consultation with the CEO of the company.

9. APPOINTMENT OF TRUSTEES:

Any vacancy in the Board of Trustees shall be filled up by the remaining members of the
Board of Trustees selecting a suitable person in consultation with the CEO of the
company.

10. ADMINISTRATION OF THE TRUST;

 The administration of the TRUST shall vest in the personnel appointed by the Board of
Trustees.

11. POWER OF THE TRUSTEES;

The Board of Trustees shall have the control and management of the Trust and exercise
the following powers:

a. To determine from time to time to commence and to take up the object and purposes
for which the funds of the trust shall be used and allot and allocate to each of the
objects such portion of the funds as they deem fit;
b. To purchase and acquire any immovable property of any kind for this object of the
Trust or as a source of income for the Trust;
c. To sell, mortgage, or dispose of any immovable property/properties belonging to the
Trust;
d. To incur all expenditure necessary as in their own opinion useful for carrying out the
objects and administration of the trust;
e. To sell, lease, mortgage or dispose of any property, immovable property/properties
belonging to the Trust
f. To open one or more bank accounts of the trust with any bank or banks as the
Trustees may deem fit and deposit monies of the Trust in the Bank accounts.
g. To borrow for and on behalf of the Trust with or without security from banks;
h. To employ staff of all kinds necessary and useful for carrying out the objects of the
trust.
i. To incur such other items of expenditure as is necessary and incidental for
carrying out the objects of the Trust;
j. To institute, conduct, defend, compound, withdraw, compromise, adjust, refer to
arbitration or to do such things as are incidental and necessary, concerning the affairs
of the Trust and to sign and verify vakalats, pleadings, affidavits and other powers,
k. To delegate all or any of the powers vested in the Trustees to anybody to frame rules,
bylaws and other codes for the conduct of the affairs of the Trust and its transactions
and establishing any Committee;
l. To accept contributions in cash or in kind either by way of addition to the trust funds
generally or for any one or more of the specified objects of the Trust.
m. To establish as many ad hoc committees for any purpose.
12. Meetings of the Trustees:

a. The Managing Trustee shall preside over all the meetings of the trustees and in his
absence the Joint Managing Trustee shall preside such meeting and in the absence of
both, the trustees attended such meeting may elect any one of them to preside over
the meeting;
b. The meetings of the Trustees may be convened by the Managing Trustee or under his
direction by any other Trustees
c. The quorum of the meeting of the Trustees shall be four personally present.
d. In the event of equality of votes, the person presiding such meeting shall exercise
casting vote (additional vote).

13. RESOLUTIONS:

a. The Trustees may exercise all the powers vested in them in clause 9 under these
presents by resolution passed at a simple majority of the trustees attended such
meetings of the Board of Trustees.
b. Any resolution in writing signed by all Trustees holding office for the time being shall
be valid and binding.

14. SUITS:

The Managing Trustee of the Trust is authorized to sue or to be sued on behalf of the Trust.

15. Execution of Documents:

All Deeds, Documents etc. shall be executed by the Managing Trustee, Joint Managing
Trustee and Deputy Managing Trustee jointly representing the Trust.

16. ACCOUNTS AND AUDIT:

 a. The Trustees shall maintain true and correct accounts of all Trust monies and of all
the income and investments and all the outgoing expenses.
b. The year of account shall be the financial year commencing from 1st April and ending
31st March.
c. The Trustees shall each year issue a report setting out the accounts showing the
income and expenditure of the Trust for the preceding year not later than six months
from the end of the preceding year of accounts.
d. The accounts of the Trust shall be audited every year by a Chartered Accountant who
may be appointed for the purpose by the Board of Trustees and the audited statement
of accounts together with Auditors report shall be laid before the Board of Trustees
for approval.

17. BANK ACCOUNT:

The Managing Trustee along with the Deputy Managing Trustee as well as any
available trustee shall operate bank account(s) jointly.

18. POWER TO ALTER RULES AND REGULATIONS:

The Board of Trustees shall have full power and authority to make, alter and rescind
rules and regulations for the management and administration of the Trust. Any
amendment to the Trust Deed will be carried out only with the approval of any
regulatory body in line with legislation.

19. APPLICATION OF INCOME AND TRUST FUND:

The Board of Trustees shall be empowered to invest the funds of the Trust in movable
or immovable properties, in such manner as they deem fit for the purpose of the objects
of the trust provided that such investments shall be in accordance with the applicable
legislation.

20. REMUNERTION TO THE TRUSTEES:

 The salary of the Trustees and personnel shall be determined by the Board of Directors of
the Company in line with market related considerations.

21. INDEMNITY:

Every Trustee and personnel shall be indemnified out of the fund in respect of any loss
arising from or contingent upon any investment made out of the monies of the Trust unless
such loss shall have been occasioned by own negligence and also every Trustee and
personnel shall be indemnified out of the Trust against all proceedings, suits, claims, costs,
damages and expenses occasioned by any claim in connection with the matters or affairs
relating to the Trust created by these presents or in the exercise of powers or discretion vested
in them by virtue of these presents.

22. IRREVOCABILITY:

The Trust is irrevocable.

23. ACTIVITIES OF THE TRUST:

The activities of the Trust shall not be limited to the Republic of South Africa only.

24. DISSOLUTION:

On dissolution of the Trust, the net assets of the Trust shall be realised and transferred
to hospitals to treat the sufferers of diabetes and other sugar created illnesses until the
funds are exhausted.

25. PROCEEDING OF THE TRUST:

 Any defect in the constitution of the Trust shall not invalidate its proceedings.

26. RESIDUARY:

For matters not provided for in these presents, the provisions of all applicable South
African legislation and rules made there under will apply accordingly.

27. LICENCE FEES:

The Fund shall pay 20% of gross proceeds to Mr. Zenani France Sibanyoni on or
before the 25th of each and every month. He (Mr. Zenani France Sibanyoni) is the
owner of all the global rights associated with the Sugar Risk Fund. Mr. Sibanyoni
shall also embark upon his own community upliftment projects.

28. NAME OF THE TRUST:

The name of the Trust shall be the Sugar Risk Fund.

IN WITNESS WHEREOF THE AUTHOIR OF THE TRUST HAS SET HIS HAND
AND SIGNATURE ON THE DAY, MONTH AND YEAR FIRST ABOVE WRITTEN IN
THE PRESENCE OF

WITNESSES: - AUTHOR OF THE TRUST

___________________________ __________________________
 GIST OF THE PROPOSED SUGAR RISK FUND

It is paramount and vital that all Sugar companies in all the countries in the World to introduce
this piece of corporate intervention in order to save lives and limbs of the general populace.

In accordance with research there are shocking statistics about illnesses and deaths caused by
sugar-related consumption.

It would be ideal if the corporate citizens all over the World embrace this corporate modality in
order to avoid compulsory legislation from government.

Sugar disease
Share:

October 16, 2013 | By Dr. Ronald Hoffman

Sugar Disease is a problem that manifests in different ways in different individuals, of different ages
and of different genetic susceptibility-but its three cardinal forms are:
Hypoglycemia
Syndrome X
Diabetes
Why call it Sugar Disease? The term Sugar Disease is a convenient catch-all for a host of modern
conditions that result from an unbridled intake of sugar or refined carbohydrates coupled with a
sedentary lifestyle.
Hypoglycemia
Hypoglycemia is low blood sugar. If you ask a conventional physician, hypoglycemia is a rare,
practically nonexistent malady. The next time you go to a doctor, try asking him or her if
the symptoms you experience are due to hypoglycemia. You will, undoubtedly, evoke a bemused
look, perhaps an angry one, and even a referral to a psychiatrist. Or perhaps your doctor will
reluctantly perform a glucose tolerance test to humor you. Dont bother. Glucose tolerance tests, as
performed conventionally, are biased to corroborate the point your doctor wants to make. You never
had hypoglycemia in the first place!
But the truth is that hypoglycemia is far more prevalent than were led to believe. Consider the
following array of symptoms: spaciness, fatigue, mood changes, PMS, sugar craving, headaches,
difficulty focusing the eyes, tremors, temperamental outbursts, depression, excessive sweating, hot
flashes, palpitations, cold extremities, abdominal pain, panic attacks\ and many more.
With such a laundry list of vague and seemingly subjective attributions, no wonder conventional
doctors take a dim view of hypoglycemia. But, although legion in its manifestations, hypoglycemia is
none the less real.
Why so many symptoms? To learn the answer, we have to explore the physiology of low blood sugar.
The body is designed to digest, assimilate and utilize three primary nutrients: proteins, fats and
carbohydrates. Proteins and fats can be used for energy, but their conversion to usable forms is
gradual, not immediate. That is why athletes on low carbohydrate diets often suffer an energy brown-
outthey perform less well than when provided with fuel in the readily usable form of carbohydrate.
Carbohydrates are all more or less readily digested into sugar. Their rate of conversion to sugar
depends on their complexity. Complex carbohydrates such as beans, provide a slow time-release of
the sugar they contain in complex molecules of starch intercalated with fiber. The presence of natural
starch-blockers in beans further slows the sugar liberation process.
On the other hand, sugars and refined carbohydrates provide a rapid sugar fix. This results in an
immediate, pleasant sense of gratificationsometimes associated with mild drowsiness. Its the
familiar sugar high. But then, in response, the body calls upon its insulin reserves, generated in the
pancreas, to lower the blood sugar. This often happens precipitously. What goes up must come
downsometimes with crashing rapidity.
Experiments have now confirmed what the hypoglycemic person experiences. Low blood sugar
triggers hungerespecially carbohydrate craving. In addition, the brain is starved for its preferred fuel
glucose. At rest, the brain consumes 1/3 of the bodys total glucose requirement. The brain is a
hungry, rapidly metabolizing organand fuel shortages here create problems in concentration,
memory and mood.
But perhaps most importantly, low blood sugar triggers an outpouring of counter-regulatory hormones,
mostly from the adrenals. These hormones oppose the action of insulin and push blood sugar back
up. Unfortunately for the hypoglycemic, these rescue hormones are the very same ones that produce
the adrenalin rush of a fight-or-flight reaction. The results are symptoms such as palpitations, sweaty
palms, nervousness, tremor and sometimes even full-blown panic attacks.
Syndrome X
Physicians are becoming more aware of nutrition lately, but it often seems like their only advice for
preventing heart disease is to avoid cholesterol and saturated fat. Syndrome X explains why some
patients on a prudent diet go on to develop heart disease without apparent cause.
Syndrome X was a hot, new concept on the cutting edge of medical research until the 1990s, but just
like cholesterol a decade or so ago, its importance hadnt yet trickled down to the level of most
frontline care deliverers. The syndrome X model envisions not just excess fat and cholesterol but also
plentiful carbohydratesespecially the refined ones-as keys to the process of arteriosclerosis.
How could that be? Remember the insulin surge we get with sugar intake? Replicate that surge a few
hundred thousand times over the course of a lifetime and you end up with an overly sensitive insulin
trigger and chronically elevated insulin. Why is that bad?
Consider these adverse effects of too much insulin:
Weight gain, especially around the midsection
Elevated blood pressure
Elevated cholesterol and triglycerides
Increased deposits of plaque in the arterial walls
Immune suppression
Insulin resistance
Its the latter that leads to the most common form of diabetes we see in the industrialized world: adult-
onset diabetes. The preferred term these days is non-insulin-dependent diabetes (NIDDM), because
increasingly were seeing overweight, sedentary kids with the disease.
Small wonder, then, that syndrome X leads to heart disease and may, in fact, be the most prevalent
cause of degenerative disease and premature death in modern society.
How can you tell if you have syndrome X? A variation on the standard glucose tolerance test called
the glucose/insulin tolerance test (see below) will confirm it, but there are easier ways to tell. An
elevation of triglycerides on a fasting blood test should alert your doctor to the fact that youre
syndrome X-prone. Or even simpler, a quick tape measurement of waist-to-hip circumference in men
should be no greater than 1.0; in women, no greater than 0.8. If its greater, youve got the central
adiposity thats a hallmark of syndrome X.
Diabetes
Diabetes comes in two varieties, type I and type II. The former results from the bodys failure to
produce insulinthe latter usually from an overabundance of insulin. Both respond well to the
measures I outline below for controlling Sugar Disease in general. But diabetes is a condition with its
own special requirements for therapy. Many patients with diabetes have advanced circulatory damage
that cannot be reversed simply with nutritional measures or exercise.
Restoration of circulation can be accomplished with chelation therapy. Utilizing intravenous drips of a
special substance called EDTA, the arteriosclerotic process affecting blood vessel walls can be
decisively halted and even reversed. It has been my experience that loss of sensation, amputations,
leg pain called claudication, strokes, angina and heart attacks can be prevented.
Determining if you have Sugar Disease
As mentioned before, the glucose tolerance test (GTT), even if performed for six consecutive hours,
may sometimes provide the mistaken reassurance that a patient does not suffer from Sugar Disease.
Even patients who are devastated by the effects of the sugar challenge used in the GTT are often told
not to worry, that they have no problem or that their symptoms have no real basis. The answer lies in
designing a better, more sensitive GTT.
How is that accomplished? By not only measuring blood sugar at each of several designated times,
but also measuring the bodys insulin response, as well as the production of adrenalin at the crucial
instant where blood sugar bottoms out and symptoms occur. This assures that even when glucose
levels are normal, any abnormality in metabolism will be appreciated. A hypoglycemia quotient can be
calculated, also, by applying a mathematical formula to the glucose results obtained. The result: more
accurate testing for hypoglycemia, syndrome X and unsuspected diabetic susceptibility.
The glycemic index: key to diet for Sugar Disease
Some have proposed that persons with variants of Sugar Disease follow a diet that rigidly excludes
carbohydrates, concentrating instead on meat and vegetables. In my opinion this is rarely necessary
and results in dietary imbalances. But how do we recognize which carbohydrates to emphasize, and
which to restrict?
The answer lies in the glycemic index (GI). The GI is the result of nutritional research and seeks to
precisely define the ability of a given carbohydrate food to liberate sugar and trigger an insulin
response. In general, the more complex a carbohydrate, the lower its glycemic index. Beans, for
example, while carbohydrate- laden are low. Table sugar, of course, is high.
But there are some surprises on the GI list that defy intuition. For example, corn, a perfectly
acceptable natural vegetable, is quite high on the GI. So are potatoes, especially the processed,
mashed kind. So are juices, most fruits, breads and muffins (even whole grain, high-fiber types) and
even milk and yogurt (which contain milk sugar). Surprising to some is the fact that dried fruit, despite
its naturalness, has a virtually identical GI to commercial candy.
The message is that not all that emanates from the health food store is beneficial for patients
with Sugar Disease. Whats left? Legumes and whole grains in their unmilled formsuch as brown rice
millet, barley. bulghur, rolled oats, amaranth and quinoa. A cardinal rule: Live as if the flour mill had
never been invented!
In addition, frequent small meals keep blood sugar fluctuations to a minimum and conserve insulin.
These guidelines are embodied in the Salad and Salmon diet which is designed for patients
with Sugar Disease.
Good fats
While fats are high in calories, in the treatment of Sugar Disease there are good guy fats and bad
guy fats. Those that are saturated, such as those found in modern feedlot-raised livestock, hasten
the development of Sugar Disease. In addition, artificial fats such as margarine and hydrogenated oils
impair the bodys carbohydrate metabolism while adding unwanted pounds.
Conversely, omega-3 oils such as those found in flax and cold-water fish including salmon, trout and
tuna, help curb insulin resistance. Monounsaturated fats, found in olive, canola, walnut and
grapeseed oils also help adjust blood sugar.
Supplements
A key supplement for treating Sugar Disease is chromium. A question that I frequently get is:
If chromium is helpful in diabetes, how can it be helpful for the opposite conditionhypoglycemia?
The answer lies in the unique ability of chromium to enhance the action of insulin, allowing the body to
step down its production of the critical hormone. This results in fewer highs and lows. The preferred
form is polynicotinate. Alpha-lipoic acid also is helpful for heading off insulin resistance.
A variety of herbs help maintain blood sugar, and even attenuate sugar craving. One is Gymnema
sylvestre, the anceint Ayurvedic Sugar Destroyer; Stevia, an Amazonian herb, which is a sweet non-
caloric sugar equivalent; the ordinary kitchen spice cinnamon; and fenugreek.
Exercise
Exercise is a great leveler for persons with Sugar Disease. Studies show that mild, regular aerobic
exercise of short durationlike power-walking 20 minutes a daycan forestall the development of
diabetes in susceptible individuals or reverse it when it has already occurred. Ive found aerobic
exercise helpful, too, for hypoglycemics-it helps to stabilize troublesome nervous system instability
and makes patients more resilient. And exercise is certainly an antidote to mid-abdominal weight gain,
which is a hallmark of syndrome X.

TARGETTED CLIENTS
 All Sugar Companies all over the World.

PROPOSED TARIFF

R1 per sugar product manufactured and purchased.

AUTHORS PRICING

20% of gross proceeds of sugar tariff or levy.

AUTHORS CONTEMPLATED CORPORATE SOCIAL RESPONSIBILITY

Contribute 20% proceeds of the author through this commercial

venture to feed children who starve due to orphanage created by
sugar illnesses.

AUTHORS CONTACTS

Mr Zenani France Sibanyoni

E mail: zenanisibanyoni@gmail.com

Mobile +27 79 913 6245

All the sugar companies that are keen and eager to help sugar
patients who die annually are welcome to contact the author to
formalize commercial relations through licensing agreements.

"All Rights Reserved"