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EQS70017056-AE88-1E7DA92B6A42-170218-OF
v4.0.16.09

PRUlink elite protector 5

Proposed Life Insured: DR. RUEL ERA MALATA


Age: 51
Sex: Male
Total Annual Premium: PHP 240,000.00

Basic Cover: PHP 1,500,000.00

Accelerated Total & Permanent Disability Benefit: PHP 1,000,000.00

PRUlink elite protector 5 is a five-pay variable life insurance product that provides living, disability and death benefits. The living benefits
are the partially and fully withdrawable values, subject to decreasing surrender charges, which are taken from the policy's share in the
separate fund(s). The Total and Permanent Disability benefit accelerates a percentage of the sum assured. The death benefit is the total
of the sum assured and the policy's fund value. Optional Benefits can be attached to this product.

This product is a variable contract. The benefits, namely the partial and full withdrawal values and the actual death benefit at time of
death, all depend on the investment experience of separate account(s) linked to the policy. If the fund value becomes insufficient to pay
for applicable charges, the policy automatically terminates, and all benefits end. The applicable charges are explained in the Important
Illustration Notes page.

THE INVESTMENT RISKS ASSOCIATED WITH THIS PRODUCT ARE BORNE SOLELY BY THE POLICYOWNER.

If, after buying the policy, you decide it is not suitable to your needs, simply return the Policy Booklet with your Policy Data Page to
us within fifteen (15) days from the date you receive them. We will refund the premium you paid in full.

I have read and understood the disclosures and the contents of this Sales Illustration. My agent has explained to my satisfaction the principal features of
the policy plus the contents of this Sales Illustration and the manner in which the variable benefits will reflect the investment experience of the separate
account(s). I fully understand the terms and conditions of this policy and that when buying this policy, I am assuming all investment risks associated with
it.

I have read and understood the Investor Classification in the attached page and have made an assessment of my risk appetite with the help of my agent .
I have taken my Investor Classification into consideration in my choice of fund allocation.

I also understand that in the event of claim, my policy, including any optional benefits, will terminate if the aggregate amount of claim on Accelerated Total
and Permanent Disability benefit and/or Accelerated Crisis Cover benefit and/or Accelerated Life Care benefit is equal to the sum assured on the basic
policy exclusive of any Optional Benefits.

I have been provided all relevant sales materials which will help me assess the suitability of this product to my needs.

In addition, I understand that the Company has the right to vary the insurance charge, policy fee, annual management charge, and any rider charge and
extra charge in the future.

DR. RUEL ERA MALATA


Applicant-owner

DR. RUEL ERA MALATA


Proposed Life Insured

This Sales Illustration shall form part of the insurance contract once the policy is issued. For more information on what constitutes
the entire insurance contract, please ask your servicing agent or refer to your policy booklet.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
Page 2 of 9
EQS70017056-AE88-1E7DA92B6A42-170218-OF
PRUlink elite protector 5 v4.0.16.09

INVESTMENT FUND OPTION

PRUlink bond fund

The PRUlink bond fund seeks to achieve an optimal level of income in the medium term together with long term capital
growth through investments in fixed income securities and money market instruments.

PRUlink managed fund

The PRUlink managed fund seeks to optimize medium to long term capital and income growth through investment in
fixed income securities, money market instruments and shares listed on the Philippine Stock Exchange.

PRUlink proactive fund

The PRUlink proactive fund seeks to optimize medium to long term capital and income growth with emphasis on
dynamic asset allocation by fund managers through investment in fixed income securities, money market instruments
and shares of stocks listed in the Philippines

100 % PRUlink growth fund

The PRUlink growth fund seeks to optimize medium to long term capital and income growth, with an emphasis on strong
capital growth, through a greater focus of investment in shares of stocks listed in the Philippines. The fund also invests
in fixed income securities, and money market instruments .

PRUlink equity fund

The PRUlink equity fund seeks to optimize medium to long term capital growth through investments in shares of stocks
listed in the Philippines.

Eastspring Investments (Singapore) Limited ("Eastspring Investments") is an ultimately wholly owned subsidiary of Prudential plc of the
United Kingdom ("Ultimate Parent Company"). Eastspring Investments and its Ultimate Parent Company are not affiliated in any manner
with Prudential Financial, Inc., a company whose principal place of business is in the United States of America. Eastspring Investments is
the asset management arm of Prudential plc in Asia, and has been managing Pru Life Insurance Corporation of U.K.'s ("Pru Life UK")
underlying funds for its unit-linked or investment-linked product portfolio since Pru Life UK pioneered the PruLink product line in 2002.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
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EQS70017056-AE88-1E7DA92B6A42-170218-OF
PRUlink elite protector 5 v4.0.16.09

INVESTOR CLASSIFICATION

This means that when you invest, you want your capital to be subject to minimal risk. However, you
realize that this may mean you may not achieve real capital growth on the amount invested
because of inflation.

CAUTIOUS
Example of funds that may fit the investor's profile: PRUlink bond fund, PRUlink money market fund,
PRUlink dollar bond fund, PRUlink asian local bond fund

This means that when you invest, you want the potential of some real capital growth in the long
run. You understand that to have this potential, you need to take some risk with the capital you
MODERATELY CAUTIOUS invest and accept some risk of capital loss.

Example of funds that may fit the investor's profile: PRUlink managed fund, PRUlink proactive fund

This means that when you invest, you want the potential of greater real capital growth in the long
run. You understand that to have this potential, you need to take moderate risk with the capital you
invest and accept moderate risk of capital loss.
MODERATELY ADVENTUROUS

Example of funds that may fit the investor's profile: PRUlink growth fund, PRUlink proactive fund

This means that when you invest, you want the potential of significant real capital growth in the
long run. You understand that to have this potential, you need to take higher risk with the capital
you invest and accept higher risk of capital loss.
ADVENTUROUS
Example of funds that may fit the investor's profile: PRUlink equity fund, PRUlink asia pacific equity
fund, PRUlink global emerging markets dynamic fund

In any given fund, the investment return is not guaranteed and in the event of unfavorable market condition, your capital may be
negatively affected and may result in capital losses .

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
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EQS70017056-AE88-1E7DA92B6A42-170218-OF
PRUlink elite protector 5 v4.0.16.09

PROTECTION BENEFITS PAGE

Enjoy the advantage of having a comprehensive plan complete with additional protection benefit(s) which enhances the PRUlink elite
protector 5 policy you are going to purchase.

You have chosen the benefits below:

Benefit Benefit Protection Benefit


Benefit Type Amount (in PHP)
(in PHP)
Basic Cover (Sum Assured) * Lump Sum 1,500,000.00 1,500,000.00
Accelerated Total and Permanent Disability Lump Sum 1,000,000.00 Included in Basic Cover
Accelerated Life Care Benefit Lump Sum 500,000.00 Included in Basic Cover
Waiver of Premium on TPD Waiver 240,000.00 Future Premiums
Life Care Waiver Waiver 240,000.00 Future Premiums

*Your Basic Cover (Sum Assured) shall not be less than five (5) times the required annual premium for the basic cover, which is PHP 187,010.00.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
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EQS70017056-AE88-1E7DA92B6A42-170218-OF
PRUlink elite protector 5 v4.0.16.09

ILLUSTRATION OF BENEFITS
PRUlink growth fund

PROJECTED BENEFITS
Policy Attained Annual Top-up Withdrawal Fund
FULL WITHDRAWAL VALUE
Year Age Premium Amount Amount Allocation**
LOW (4.00%)* CURRENT (4.75%)* HIGH (10.00%)*

1 52 240,000.00 - - 168,000.00 84,586.08 85,198.27 89,467.73


2 53 240,000.00 - - 204,000.00 228,545.63 230,947.88 248,000.17
3 54 240,000.00 - - 228,000.00 409,401.91 415,061.03 455,957.56
4 55 240,000.00 - - 228,000.00 620,712.28 631,527.76 711,159.28
5 56 240,000.00 - - 240,000.00 1,030,250.57 1,051,868.40 1,214,071.04
6 57 - - - - 1,048,900.59 1,079,136.47 1,311,633.92
7 58 - - - - 1,066,349.41 1,105,738.89 1,416,892.38
8 59 - - - - 1,082,326.27 1,131,419.68 1,530,380.20
9 60 - - - - 1,096,501.85 1,155,862.61 1,652,634.07
10 61 - - - - 1,109,981.60 1,180,194.86 1,785,775.81
11 62 - - - - 1,121,475.43 1,203,139.75 1,929,558.86
12 63 - - - - 1,130,591.04 1,224,316.20 2,084,716.14
13 64 - - - - 1,137,010.63 1,243,415.84 2,252,149.25
14 65 - - - - 1,140,043.05 1,259,752.42 2,432,468.45
15 66 - - - - 1,139,531.72 1,273,173.36 2,626,939.65
16 67 - - - - 1,134,268.96 1,282,466.40 2,835,850.20
17 68 - - - - 1,124,860.46 1,288,236.86 3,061,485.23
18 69 - - - - 1,110,939.01 1,290,114.43 3,305,303.70
19 70 - - - - 1,091,507.47 1,287,091.56 3,568,259.67
20 71 - - - - 1,095,871.94 1,308,675.52 3,883,496.86
*Investment returns used are net of final tax, Annual Management Charge and other investment expenses.
**Fund allocation is the total allocated amount from annual premiums and top-ups, if any.

The values above are based on the projected performance of the fund where your policy is linked. Because fund performance is not
guaranteed, the values are also not guaranteed. In addition, the assumed investment returns used in projecting the LOW, CURRENT,
and HIGH values represent a range of possible returns that may be achieved by the fund. The HIGH and LOW assumptions are only for
illustration purposes and do not represent the upper and lower limit of the actual investment return that may occur.

The HIGH and LOW investment returns, at 10.00% and 4.00%, are those prescribed by the Insurance Commission. The illustrated
"CURRENT" investment return is based on the actual average investment return experienced by the fund in the last 36 months, as
indicated in the HISTORICAL UNIT FUND PERFORMANCE page, except that if the average exceeds 10.00%, the illustrated investment return
is capped at 10.00%.

Please refer to IMPORTANT ILLUSTRATION NOTES page for more information.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
Page 6 of 9
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PRUlink elite protector 5 v4.0.16.09

ILLUSTRATION OF DEATH BENEFITS

DEATH BENEFIT
Policy Attained
LOW CURRENT HIGH
Year Age
(4.00%)** (4.75%)** (10.00%)**
1 52 1,640,976.80 1,641,997.12 1,649,112.88
2 53 1,826,493.75 1,829,925.54 1,854,285.96
3 54 2,045,869.22 2,053,414.71 2,107,943.41
4 55 2,275,890.35 2,289,409.70 2,388,949.10
5 56 2,530,250.57 2,551,868.40 2,714,071.04
6 57 2,548,900.59 2,579,136.47 2,811,633.92
7 58 2,566,349.41 2,605,738.89 2,916,892.38
8 59 2,582,326.27 2,631,419.67 3,030,380.20
9 60 2,596,501.85 2,655,862.60 3,152,634.07
10 61 2,609,981.60 2,680,194.86 3,285,775.81
11 62 2,621,475.43 2,703,139.75 3,429,558.86
12 63 2,630,591.04 2,724,316.19 3,584,716.14
13 64 2,637,010.63 2,743,415.84 3,752,149.25
14 65 2,640,043.05 2,759,752.42 3,932,468.45
15 66 2,639,531.72 2,773,173.36 4,126,939.65
16 67 2,634,268.96 2,782,466.40 4,335,850.20
17 68 2,624,860.46 2,788,236.86 4,561,485.23
18 69 2,610,939.01 2,790,114.43 4,805,303.70
19 70 2,591,507.47 2,787,091.56 5,068,259.67
20 71 2,595,871.94 2,808,675.52 5,383,496.86

**Investment returns used are net of final tax, Annual Management Charge and other investment expenses.

The Death Benefit is comprised of the following:


1. Sum Assured
2. Fund Value
3. 125% of all Top-ups less 125% of all withdrawals on Top-up units, but not to fall below zero (0)

The values above are based on the projected performance of the fund where your policy is linked. Because fund performance is not
guaranteed, the values are also not guaranteed. In addition, the assumed investment returns used in projecting the LOW, CURRENT,
and HIGH values represent a range of possible returns that may be achieved by the fund. The HIGH and LOW assumptions are only for
illustration purposes and do not represent the upper and lower limit of the actual investment return that may occur.

The HIGH and LOW investment returns, meet the requirements prescribed by the Insurance Commission. The illustrated "CURRENT"
investment return for PRUlink bond fund, PRUlink managed fund, PRUlink growth fund, PRUlink equity fund and PRUlink proactive fund are
based on the actual average investment return experienced by the Fund in the last 36 months, as indicated in the HISTORICAL UNIT FUND
PERFORMANCE page, except that if the average exceeds the HIGH rate, the illustrated investment return is capped at HIGH rate.

When the fund value is no longer sufficient to pay for the policy fee, insurance charge, rider charge (if any), premium holiday charge (if any),
or other applicable charges, the policy automatically terminates on the day any such charges are due and all benefits end. In such an
event, the remaining balance of your units which are no longer sufficient to pay off outstanding charges will just be refunded to you.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
Page 7 of 9
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PRUlink elite protector 5 v4.0.16.09

IMPORTANT ILLUSTRATION NOTES

1. The projected benefits on ILLUSTRATION OF BENEFITS page are already net of charges, as specified below. These charges may
vary.
a. Annual insurance charge, inclusive of premium tax and Documentary Stamp Tax, which starts at PhP 5.09 per 1,000 of the sum
assured. All Top-ups shall also be subject to insurance charge. While the insurance charge is quoted at an annual rate,
deductions from the fund shall be made monthly. Rider charges, if any, are also deducted each month. Monthly deductions may
change within one policy year as monthly insurance charges and rider charges are based on the attained age of the Proposed
Life Insured.
b. Policy Fee, deducted monthly from the total fund, amounting to PhP 33.33, if within premium paying period and PhP 16.67 after
premium paying period. The policy fee is guaranteed not to exceed PhP 50.00 per month.
The annual insurance charge, rider charge (if any) and policy fee are to be deducted proportionately based on the particular
fund's share in the policy's total fund value. It may happen that the LOW and CURRENT, or CURRENT and HIGH investment
returns are the same for a particular fund, but their year-on-year Full Withdrawal Values differ, because these charges are
allocated to each fund based on the weight of the fund to the policy's total fund value.
c. Annual Management Charge (AMC) of:
FUND AMC MAXIMUM AMC
PRUlink bond fund 1.53% 2.00%
PRUlink managed fund 1.79% 2.00%
PRUlink proactive fund 2.25% 2.50%
PRUlink growth fund 2.25% 2.50%
PRUlink equity fund 2.25% 2.50%

PRUlink money market fund 0.50% 1.50%

The rates are guaranteed not to exceed the Maximum AMC.


d. For fund withdrawals on Premiums, a surrender charge will be applied based on the amount withdrawn, at the following rates:
40% on the first policy year, 30% on the second policy year, 25% on the third policy year, and 20% on the fourth policy year. The
policy year will be counted from the Policy Effectivity Date.
e. For fund withdrawals on Top-ups, a surrender charge will be applied based on the amount withdrawn, at the following rates: 5%
on the first policy year, 4% on the second policy year, 3% on the third policy year, 2% on the fourth policy year, and 1% on the fifth
policy year. The policy year will be counted from the date the Top-up is made.
2. All Top-ups shall be subject to an initial charge of 3% of the Top-up amount.
3. In case premiums are not paid within the grace period of 31 days from due date, a Premium Holiday Charge shall be deducted from
your account. This charge is expressed as a percentage of the modal Regular Premium due, at a rate of 30%, 15%, 5% and 5%
respectively for each policy years 1 through 4.
4. The fund value may run out due to partial withdrawals, deduction of charges and/or extreme market volatility. If the fund value is no
longer sufficient to pay for the policy fee, insurance charge, rider charge (if any), premium holiday charge (if any), or other applicable
charges, the policy automatically terminates on the day any such charges are due. In such an event, the remaining balance of your
units which are no longer sufficient to pay off outstanding charges will just be refunded to you.
5. Values illustrated on ILLUSTRATION OF BENEFITS page assume that all premiums are paid in full when due and as planned with
no premium holiday, and assuming that the current scale of charges remain unchanged.
6. Top-ups are made at the beginning of the policy year, and partial withdrawals are made at the end of the policy year.
7. Partial withdrawals are funded by selling the number of units in your fund that will cover the amount of your partial withdrawal. Partial
withdrawals will first be drawn from the units in accordance with the order of regular premiums and/or Top-ups paid, on a
first-in-first-out basis. If partial withdrawals are drawn from Units created from the Regular Premiums, the Policy Year will be counted
from the Policy Effectivity Date and surrender charge will be based on item 1.d. If partial withdrawals are drawn from Units created
from Top-ups, the Policy Year will be counted from the date the Top-up is made and surrender charge will be based on item 1.e.
Because the performance of the Fund is not guaranteed, the sufficiency of the fund value to support your partial withdrawal is also
not guaranteed.
8. Values illustrated on ILLUSTRATION OF BENEFITS page are Full Withdrawal Values net of withdrawals plus Top-ups. If Full
Withdrawal Value is withdrawn, your policy automatically terminates, and all future withdrawals no longer apply.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
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VARIABLE LIFE INSURANCE PLAN


HISTORICAL UNIT FUND PERFORMANCE

The actual returns from Pru Life UK's unit funds, net of final tax, Annual Management Charge and other investment expenses, are
shown below. Please note that past performance is not necessarily indicative of the future or likely performance of the funds.

Peso Unit Fund Performance as of December 31, 2015


Peso Bond Peso Managed Peso Growth Peso Equity Peso ProActive Peso Money
Fund Fund Fund Fund** Fund Market
Fund*
Fund Launch Date Sept. 24, 2002 Sept. 24, 2002 July 22, 2005 Oct. 1, 2007 Feb. 17, 2009 Feb. 17, 2009
Year 1 10.71 % 12.40 % 23.03 % 28.27 % 31.11 % 2.08 %
Year 2 4.02 % 9.71 % 61.44 % 80.90 % 19.32 % 1.76 %
Year 3 10.56 % 11.94 % -33.72 % -40.23 % 16.32 % 0.55 %
Year 4 18.49 % 21.36 % 12.49 % 11.25 % 12.62 % -0.58 %
Year 5 8.18 % 13.03 % 28.50 % 36.03 % -2.71 % -0.90 %
Year 6 1.59 % -4.36 % 27.47 % 32.36 % 11.76 % -0.26 %
Year 7 8.03 % 9.86 % 13.95 % 19.21 % N/A N/A
Year 8 8.54 % 16.78 % 21.71 % 26.11 % N/A N/A
Year 9 5.89 % 3.87 % 3.56 % 5.86 % N/A N/A
Year 10 10.86 % 12.65 % 9.38 % 10.67 % N/A N/A
Year 11 11.24 % 11.10 % N/A N/A N/A N/A
Year 12 -1.57 % 0.07 % N/A N/A N/A N/A
Year 13 5.73 % 2.96 % N/A N/A N/A N/A

Compound Annual Investment 7.76 % 9.13 % 14.31 % 17.21 % 14.29 % 0.44 %


Return based on completed
years
Average Annual Investment 2.85 % 2.57 % 4.75 % 6.49 % 1.95 % 0.00 %
Return for last 36 months
preceding December 31, 2015

*Money Market Fund performance has an interest rate floor at zero percent (0%).
**The Equity Fund has served as an underlying fund of the Managed and Growth Funds prior to the fund launch date.

The assets in our unit funds are valued using the marked-to-market valuation method on a daily basis.

The unit prices of Pru Life UKs unit funds are published every Friday on major newspapers, or you may log on to our website
www.prulifeuk.com.ph for the latest unit prices.

Certified true and correct:

Lee C. Longa
EVP and Chief Financial Officer

Date of Certification: June 22, 2016

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.
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VARIABLE LIFE INSURANCE PLAN

ACKNOWLEDGEMENT OF VARIABILITY AND UNDERSTANDING

Applicant's Name: DR. RUEL ERA MALATA

Application Number:

Agent's Name: KRISEL ANNE M GARIN

Agent's Code: 70017056

Agent's Unit:

I acknowledge that:

I have applied with Pru Life UK for a Variable Life Insurance Policy and have reviewed the illustration(s) that
shows how a life insurance policy could perform using the Company's assumptions and based on the Insurance
Commission's guidelines on investment returns.

I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend
on the actual performance at that given period and that the value of my policy could be less than the capital
invested. The unit values of my variable life insurance policy are periodically published.

I understand that the investment risks under the policy are to be borne solely by me, as the policyowner.

I confirm that:
a. I have been furnished with copies of the sales illustration/quotation proposal, product summary and any other
relevant sales materials ("Materials");
b. the Materials have been properly, completely and satisfactorily explained to me; and
c. I have fully understood the Materials.

I hereby declare that I accept, agree with and understand the features, benefits, nature, limitations, exclusions,
risks, terms and conditions of the Policy that I am applying to purchase.

Applicant's Signature over Printed Name

Date

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056


Presented to : DR. RUEL ERA MALATA Agent's Signature :
This Sales Illustration was prepared on 2/18/2017.