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Test dated 22.05.

2017

Q1 The menu option to know the maturity value of a FD is

HDEPMOD

HDEPDOD

HDEPLOD

HDEPODD

Q 2 The menu option to know the instalment of a loan is

HlEPMOD

HLAMOD

HLAPLOD

HLAPODD

Q3 The menu to edit the loan account in FINTEN is

ACM

HACM

ACMLA

HACMLA

Q 4 The menu to edit the Term deposit account in FINTEN is

ACM

HACM

ACMTD

HACMTD

Q 5 are fund based facilities

Cash credit

Term loan
Bank guarantee

A and b above

Q 6 are non fund based facility

Cash credit

Term loan

Bank guarantee

A and b above

Q 7 is used for working capital finance

Cash credit

Term loan

Demand loan

Any of above

Q 8 this will be used for financing house

Term loan

Demand loan

Cash credit

Bank Guarantee

Q 9 To feed collateral in Finten menu is

HCLM

HCCLM

HLLM

HICLM

Q 10 the types of trays in CRM are

Other and self tray

Customer and employee tray


Manager and clerk tray

Self and group trays

Q 11 what is draft status of CIF

CIF created but not saved

CIF authorized

CIF in the process of creation

CIF created and saved pending for submission

Q 12 the full form of QDE is

Quick data entered

Quick draft entered

Quick data edited

Quick data entry

Q 13 in Finten CIF creation number can be

Manual

Auto

Any of the two

Only a

Q 14 The role of group id in CIF is

To link different CIFs of same corporate which are created for legal reason

To link different CIFs of different corporate which are created for legal reason

To link different CIFs of same corporate which are created in different banks

None of the above

Q 15 which is true for assignee in CRM solution

Assignee has ownership of CIF

Assignee works on behalf of owner


Assignee and owner are same persons

None of above

Q 16 which is true for transferee in CRM solution

Transferee has ownership of CIF

Transferee works on behalf of owner

Transferee and owner are same persons

None of above

Q 17 In a term loan account period of loan is 120 months and moratorium period is 18 months .
number of installments for EMI will be

120

18

102

100

Q 18

Q 18 interest details and repricing details are filled in which tab in HOAACLA

General

a/c interest

payment plan

payment schedule

Q 19 guarantor details in term loan will be filled in

Payment paln

Payment schedule

Related party details

General details

20 transfer in details are used for


Opening a back dated account

Opening a future dated account

Opening any account

For a or b

Q 21 account limits field is there in

CC account

Term loan account

Both the above

Only in term loan account

Q 22 full form of DP is

Distributing power

Drawing power

Detail power

Data power

Q 23 margin is

Value of security

Loan amount

DP

Contribution of borrower

Q 24 value of security is Rs200000/ margin is 10% . what is value of DP?

200000

160000

190000

180000

Q 25 what is the scheme type for term loan


CCA

LAA

TDA

SBA

Q 26 what is the scheme type for term deposit

CCA

LAA

TDA

SBA

Q 27 what is penal interest ?

Normal Interest charged on loans

Extra interest charged on some irregularity in loans

Any of the two

None

Q 28 account preferential interest is

Applicable in all accounts of CIF

Applicable only in that particular account

Any of the two

None of the two

Q 29 Customer preferential interest is

Applicable in all accounts of CIF

Applicable only in that particular account

Any of the two

None of the two

Q 30 In CBS interest can be modified in any account through menu


INTTI

INTTM

INTTD

INTTE

Answers

1a

2b

3d

4d

5d

6c

7a

8a

9a

10d

11d

12d

13c

14a

15b

16a

17c

18b

19c

20a
21 c

22b

23 d

24d

25b

26c

27b

28b

29a

30b