SHG Case Study:1

Member Name : S. Bagyam ( Widow)

Family consists of two daughters , father in law , mother in law.
Her husband has died suddenly and left the family in crisis.
She has no financial resources to take care of her daughters.
Gets Pension of Rs 1000 for herself .
She joined in Sowjanya SHG group 10 years back
Initially she has joined the group with savings of Rs 50 monthly
Now she is adding Rs 100 to her savings
From the last two years she has taken loan of Rs 30,000
She pays a monthly installment of Rs 1340
Regularly attends the meeting and pays interest amount in time before 10 th of
every month.
She makes her livelihood by making beedis where she earns Rs 160 per 1000
beedis she roll for.
After joining SHG group she is living with confidence and encouraging her
children to study well.
SHG CASE STUDY 2:

Life can be uncertain with lots of twists and turns , exactly the same happened with
family of K Laxmi.

His husband runs auto with mere income

Family also consists of 2 daughters and 1 son.
It was hard at the moment when she had to take care of her children.
She was hoping for a change to happen in her family as she had faced
criticality with money.
She heard from her neighbour a life changing solution.
That Motivation helped her to join Sirisha SHG group which now consists of
10 members.
Right now she is having a loan of 50,000 Rs with an interest of Rs 2 which she
have to pay in 24 installments.
With the help of SHG she could take care of financial struggles.
After that she managed to get her daughters married with handsome dowry.
She has sent her son to Hyderabad to job .
Now she has come out of all financial burdens and leading a happy life .
 SHG Case Study 3:

A Brief case study on Laxmi, Age 26, studied till class IX

Being a poor family her family had to depend on credit sources all the time
Her husband just earns a monthly income of Rs 7000 and has to look after 2
children.
The income of husband is not sufficient for the family.
Her mothers native place is in Mumbai ,where she stopped going because of
the insufficient income.
She was once told by K Tulasi about the functioning of SHG.
Upon that she approached the group members
She join the Durga Maa SHG Group 4 years back which consists of 10 member
She took loan of 40000, ( in two years she has to return ) paying 1400 per
month with 2 Rs interst
With the help of SHG she is leading a good life and also she is able to care for
the households responsibility and children as well.
She is also able to manage farming activity her husband family owns.
SHG has made a huge difference in life of her and family as well.