Академический Документы
Профессиональный Документы
Культура Документы
) Judge
Conlon
MUTUAL OF OMAHA INSURANCE )
COMPANY,
) Magistrate
Judge Guzman
Defendant
JOHN L. WODATCH
L. IRENE BOWEN
PHILIP L. BREEN
ALYSE S. BASS
Attorneys
Civil Rights Division
Department of Justice
P.O. Box 66078
Washington, D.C. 20035-6078
(202) 616-9511
TABLE OF CONTENTS
PAGE
FACTS...........................................................1
SUMMARY OF ARGUMENT.............................................1
ARGUMENT:
CONCLUSION ....................................................20
-1-
FACTS
alleges that Mutual sells policies that contain two terms and
maximum lifetime benefit cap for expenses incurred for AIDS and
than for persons with AIDS or ARC related expenses, Mutual will
when the insured person does not incur any expenses for two
SUMMARY OF ARGUMENT
complaint, arguing that title III of the ADA does not cover the
Title III. Section 501(c) of the ADA confirms that Title III's
properly be denied.
ARGUMENT
v. King & Spaulding, 467 U.S. 69, 73 (1983). The court must then
would entitle him to relief.” Conley v. Gibson, 355 U.S. 41, 45-
46 (1957).
I
Ins. Co. of America, 964 F. Supp. 299, 301-302 (N.D. Cal. 1997);
426 (D. N.H. 1996); Kotev v. First Colony Life Ins. Co., 927 F.
Supp. 1316, 1321-1323 (C.D. Cal. 1996); Attar v. Unum Life Ins.
July 19, 1997); Baker v. Hartford Life Ins. Co., 1995 WL 573430
at *3, No. 94-C-4416 (N.D. Ill. Sept. 28, 1995).2 See also
AIDS-related illnesses).
42 U.S.C. § 12182(a).
150, 159 (1983); Gomez v. Toledo, 446 U.S. 635, 639 (1980). This
enacted the ADA. See City of Edmonds v. Oxford House, Inc., 514
63505 *7 (1st Cir., Feb. 20, 1998) (interpreting the ADA in light
12182(a).
42 U.S.C. § 12182(b)(2)(A)(i).
Section 501(c) of the ADA confirms that Title III's broad
First Colony Life Ins. Co., 927 F. Supp. 1316, at 1322 (C.D. Cal.
Manual:
accord ABF Freight Sys., Inc. v. NLRB, 510 U.S. 317, 324 (1994),
Inc., 467 U.S. 837, 844 (1984). The same is true of the preamble
Inc. v. City of White Plains, 117 F.3d 37, 45 n.8 (2d Cir. 1997);
D.C. Arena L.P., 117 F.3d 579, 587 (D.C. Cir. 1997) (Technical
position").
committee reports and floor debates make clear that Title III
emphasize that, under Titles I through III of the ADA, "a person
Rep. No. 485, pt. 2, supra, at 136; S. Rep. No. 116, supra, at
84.
supersede." The mere fact that a state has adopted a scheme for
421 (4th Cir. 1984); accord Nationwide Mut. Ins. Co. v. Cisneros,
52 F.3d 1351, 1363 (6th Cir. 1995), cert. denied, 116 S. Ct. 973
& Co. 50 F.3d 1486, 1491-1493 (9th Cir.), cert. denied, 116 S.
Ct. 418 (1995); NAACP v. American Family Mut. Ins. Co., 978 F.2d
287, 295-297 (7th Cir. 1992), cert. denied, 508 U.S. 907 (1993).
Mutual has failed to identify any state law that would either
meaning of the ADA because they are infected with the human
Defendant has assumed that the Plaintiffs are disabled within the
6
meaning of the ADA. Third, Plaintiffs have alleged that
Mutual’s AIDS caps single out persons with AIDS and deny them
title III regulation makes clear that the ADA reaches “insurance
Rep. No. 485, pt. 3, 101st Cong., 2d Sess. 71 (1990); S. Rep. No.
H4623 (July 12, 1990) (Rep. Owens); 136 Cong. Rec. H4624-4625
(July 12, 1990) (Rep. Edwards); 136 Cong. Rec. S9697 (July 13,
of disability.
for failure to state a claim unless “it appears beyond doubt that
the same policy who does not have AIDS would be covered for
problems and for two years if the problem was mental or nervous);
and Parker v. Metropolitan Life Ins. Co., 121 F.3d 1006 (6th Cir.
82 F.3d 1059 (D.C. Cir. 1996), cert. denied, 117 S. Ct. 771
disability, AIDS.
CONCLUSION
Respectfully Submitted,
________________________
JOAN LASER JOHN L. WODATCH
Assistant United States Attorney L. IRENE BOWEN
Northern District of Illinois PHILIP L. BREEN
219 S. Dearborn Street ALYSE S. BASS
Chicago, Illinois 60604 Attorneys
Civil Rights Division
Department of Justice
P.O. Box 66078
Washington, D.C. 20035-6078
(202) 616-9511