THE EFFECTIVENESS OF NEW MINIMUM CAPITAL REQUIREMENT TO IMPROVE THE

COMPETENCY OF NON-LIFE INSURANCE COMPANIES IN THE PHILIPPINES

Independent Intervening Dependent

Variables Variables Variables

Demographic RA 10607
Profile of the Profitability
Respondent Minimum Capital Net Profit Margin
Requirement
Enhanced Clients Liquidity
Trust and Allowable Current Ratio
Confidence Investment Options
(Premium Sold)
Micro Insurance
Investment
Strategies in
Collected Premiums

Applied Marketing
Strategies

Statement of the Problem

This study aims to discover the effectiveness of new minimum capital

requirement to improve the competency of non-life insurance companies in the
Philippines.

Specifically, this study aims to seek answers to the following:

1. What is the demographic profile of the respondent?

a. Capital Structure
b. Annual Revenue / Sales Volume
c. Number of Employees
d. Company Age and Stage of Maturity
e. Product & Services Offered

2. What is the amount of premium sold of the company in accordance to the

enhanced clients trust and confidence?
3. What investment strategies aligned with its companys enhanced management
are highly considered to place their collected premiums?
a. Common Stock e. Real Estate
b. Preferred Stock f. Contract Loans
c. Derivatives g. Others
d. Bonds

4. What marketing strategies does the company practice to increase clients

demand?
a. Push Strategy
b. Pull Strategy

5. What is the level of influence of the following government regulations under R.A
10607 affect the companys operation?
a. Minimum Capital Requirement
b. Allowable Investment Options
c. Micro Insurance

6. What is the level of the firms competence based on its obtained ratios for the
years 2014-2016?
a. Net Profit Margin
b. Current Ratio