Pacing Guide:

Term 1 SY 17-18
Course: PERSONAL & FAMILY FINANCE Segment One
Week Lessons Assessments Dates/Due Dates
01.00 Checklist 1.06 August 14, 15, 16, 17, 18
01.01 Families and the Economy DUE DATE: Friday, August 18
(Target = 2%)
01.02 Market Economies
1
01.03 Capitalism
01.04 Individuals, Families, and the Economy
01.05 Global Influences
01.06 Review and Critical Thinking
01.08 Discussion Questions 1.07 August 21, 22, 23, 24, 25
01.07 Lab Questions 1.08 (Must DUE DATE: Friday, August 25
01.09 Quiz Review POST & (Target = 9%)
2 01.10 Families and the Economy REPLY in
02.00 Checklist Discussion
02.01 Our Economic World Board)
02.02 Scarce Resources and Personal Finances 1.10 Exam
02.03 "Freebies" and Their Cost
02.04 Economic Policies 2.06 August 28, 29, 30, 31 and
02.05 Stock Market 2.07 September 1
02.06 Review and Critical Thinking 2.08 (Must DUE DATE: Friday, September 1
02.07 Lab Questions POST & (Target = 18%)
3
02.08 Discussion Questions REPLY in
02.09 Quiz Review Discussion
02.10 Our Economic World Board)
03.01 Financial Responsibility 2.10 Exam
03.02 Financial Planning 3.07 September 5, 6, 7, 8
03.03 Families and Resources 3.08 DUE DATE: Friday, September 8
03.04 Sources of Income 3.09 (Must (Target = 25%)
03.05 Reaching Financial Goals POST & No School Monday, September 4
4
03.06 Shared Decision-Making REPLY in
03.07 Review and Critical Thinking Discussion
03.08 Lab Questions Board)
03.09 Discussion Questions
03.10 Quiz Review
03.11 Financial Responsibility 3.11 Exam September 11, 12, 13, 14, 15
04.00 Checklist 4.06 DUE DATE: Friday, September 15
04.01 Financial Institutions (Target = 30%)
04.02 Non-Depository Institutions
5
04.03 Types of Accounts and Investments
04.04 Potentially Problematic Financial
Institutions
04.05 Consumer Protections
04.06 Review and Critical Thinking

NOTICE from School Principal: All assignments, Discussion Based Assessments, Collaborations, Voice Activities and Segment Exams
must be completed to be eligible for course credit. Students must earn a 60% or higher for successful course completion and to earn
credit for virtual courses. Students must follow dress code policy while on any school campus. For details on dress code, please visit:
http://www.stlucie.k12.fl.us/pdf/DressCode.pdf Mosaic Digital Academy is a public school and therefor follows the St. Lucie Public
School calendar: http://www.stlucie.k12.fl.us/pdf/School-Calendar.pdf
 Pacing Guide:
Term 1 SY 17-18
04.07 Lab Questions 4.07 September 18, 19, 20, 22
04.08 Discussion Questions 4.08 (Must DUE DATE: Friday, September 22
04.09 Quiz Review POST & (Target = 36%)
6 04.10 Financial Institutions REPLY in No School Thursday, September 21
05.00 Checklist Discussion
05.01 Personal Taxation Board)
05.02 The US Tax System 4.10 Exam
05.03 Federal Income Tax
5.06 September 25, 26, 27, 28, 29
5.08 (Must DUE DATE: Friday, September 29
05.04 Filing a Return (Target = 48%)
POST &
05.05 Making Tax Payments
REPLY in
05.06 Review and Critical Thinking
Discussion
7 05.07 Lab Questions
Board)
05.08 Discussion Questions
5.07
05.09 Quiz Review
5.11 DBA
05.10 Personal Taxation
(schedule on
05.11 Discussion-Based Assessment
calendar link)
5.10 Exam
05.12 Segment One Midterm 5.12 Segment October 2, 3, 4, 5, 6
06.00 Checklist One Midterm DUE DATE: Friday, October 6
06.01 Insurance, Wills, and Contracts 6.06 (Target = 48%)
8 06.02 Insurance
06.03 Types of Insurance
06.04 Estate Planning
06.05 Other Estate Planning Documents
06.06 Review and Critical Thinking
06.07 Lab Questions 6.07 October 9, 10, 11, 12, 13
06.08 Discussion Questions 6.08 (Must DUE DATE: Friday, October 13
06.09 Quiz Review POST & (Target = 57%)
9 06.10 Insurance, Wills, and Contracts REPLY in
07.00 Checklist Discussion
07.01 Saving and Investing Board)
07.02 Saving and Investing 6.10 Exam
07.03 Factors Affecting Investment Choices
07.04 Reducing Investment Risks 7.07 October 17, 18, 19, 20
07.05 Types of Investments 7.08 DUE DATE: Friday, October 20
07.06 Preferred Stock 7.09 (Must (Target = 66%)
7.07 Review and Critical Thinking POST & No School, Monday, October 16
10 07.08 Lab Questions REPLY in
07.09 Discussion Questions Discussion
07.10 Quiz Review Board)
07.11 Saving and Investing 7.11 Exam

NOTICE from School Principal: All assignments, Discussion Based Assessments, Collaborations, Voice Activities and Segment Exams
must be completed to be eligible for course credit. Students must earn a 60% or higher for successful course completion and to earn
credit for virtual courses. Students must follow dress code policy while on any school campus. For details on dress code, please visit:
http://www.stlucie.k12.fl.us/pdf/DressCode.pdf Mosaic Digital Academy is a public school and therefor follows the St. Lucie Public
School calendar: http://www.stlucie.k12.fl.us/pdf/School-Calendar.pdf
 Pacing Guide:
Term 1 SY 17-18
08.00 Checklist 8.06 October 23, 24, 25, 26
08.01 Consumer Credit 8.07 DUE DATE: Thursday, October 26
08.02 Disadvantages of Credit (Target = 70%)
08.03 Sources of Consumer Credit No school on Friday, October 27
11
08.04 Avoiding Credit Problems
08.05 Understanding the Different Cards in
Your Wallet
08.06 Review and Critical Thinking
08.07 Lab Questions
08.08 Discussion Questions 8.08 (Must October 30, 31, and November 1, 2, 3
08.09 Quiz Review POST & DUE DATE: Friday, November 4
08.10 Consumer Credit REPLY in (Target = 75%)
12 09.00 Checklist Discussion
09.01 Managing Personal and Family Finances Board)
09.02 Financial Records 8.10 Exam
09.03 Personal Financial Statements
09.04 Budgeting
9.06 November 6, 7, 8, 9
09.05 Budget Systems DUE DATE: Thursday, November 9
9.07
09.06 Review and Critical Thinking (Target = 84%)
9.08 (Must
09.07 Lab Questions No School Friday, November 10
POST &
13 09.08 Discussion Questions
REPLY in
09.09 Quiz Review
Discussion
09.10 Managing Personal and Family Finances
Board)
10.00 Checklist
9.10 Exam
10.01 Consumer Choices
10.02 Advertising and Consumer Choices 10.06 November 13, 14, 15, 16, 17, 20*, 21*
10.03 Protecting Your Identity 10.07 DUE DATE: Tuesday, November 21
10.04 Identify Thieves 10.08 (Must (Target = 91%)
14 10.05 Protecting Your Finances POST &
10.06 Review and Critical Thinking REPLY in
10.07 Lab Questions Discussion
10.08 Discussion Questions Board)
10.09 Quiz Review
10.10 Exam November 27, 28, 29, 30 December 1
10.11 DBA DUE DATE: Friday, December 1
10.10 Consumer Choices (Target = 100%)
15 (schedule on
10.11 Discussion-Based Assessment
calendar link)
10.12 Segment One Exam
10.12 Segment
One Exam
16 COURSE IS December 4 22, 2017
Finish any incomplete assessments.
17 COMPLETED! SEMESTER 1 ENDS
Redo assignments for a better score.
18 DECEMBER 22

NOTICE from School Principal: All assignments, Discussion Based Assessments, Collaborations, Voice Activities and Segment Exams
must be completed to be eligible for course credit. Students must earn a 60% or higher for successful course completion and to earn
credit for virtual courses. Students must follow dress code policy while on any school campus. For details on dress code, please visit:
http://www.stlucie.k12.fl.us/pdf/DressCode.pdf Mosaic Digital Academy is a public school and therefor follows the St. Lucie Public
School calendar: http://www.stlucie.k12.fl.us/pdf/School-Calendar.pdf