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SUMMER TRAINING
REPORT
ON
SESSION: 2017-2018
SUBMITTED TO
Prof. C.P. Gurjar
MGCGV, Satna (M.P.)
GUIDED BY SUBMITTED BY
DECLARATION
I Ved Prakash Mishra student of MBA (ABM) III semester at Mahatma
Gandhi Chitrakoot Gramoday Vishwavidyalaya, Satna (M.P.) hereby
declare that the project report entitled Agriculture Services through CSC
(A case study of Rewa district) is my own original work based on the study
undertaken by me at Rewa.
I also declare that this report has not been submitted to any university
institute for the award of the any degree.
o Research methodology
o Findings
o Conclusion
o Limitations
o Suggestions
o Bibliography
ACKNOWLEDGEMENT
Manager CSC, Rewa) & Mrs. Jyoti Tiwari (District Coordinator, PMGDISHA Rewa) for
Last but not least, I would also like to express my thanks to my family
members who inspired me to put in my best efforts for the research /project
report.
Agriculture statistics, India is the world's largest producer of many fresh fruits and
vegetables, milk, major spices, select fresh meats, select fibrous crops such as jute,
several staples such as millets and castor oil seed. India is the second largest producer
of wheat and rice, the world's major food staples. India is also the world's second or
third largest producer of several dry fruits, agriculture-based textile raw materials, roots
and tuber crops, pulses, farmed fish, eggs, coconut, sugarcane and numerous
vegetables. India ranked within the world's five largest producers of over 80% of
agricultural produce items, including many cash crops such as coffee and cotton, in
2010. India is also one the world's five largest producers of livestock and poultry meat,
with one of the fastest growth rates, as of 2011.
India's population is growing faster than its ability to produce rice and wheat. Other
recent studies claim India can easily feed its growing population, plus produce wheat
and rice for global exports, if it can reduce food staple spoilage, improve its
infrastructure and raise its farm productivity to those achieved by other developing
countries such as Brazil and China.
Company Profile
CSC e-Governance Services India Limited
CSC e-Governance Services India Limited is a Special Purpose Vehicle (CSC SPV)
incorporated under the Companies Act, 1956 by the Department of Electronics and
Information Technology (DeitY), Government of India, to monitor the implementation of
the Common Services Centers Scheme. It provides a centralized collaborative
framework for delivery of services to citizens through CSCs, besides ensuring systemic
viability and sustainability of the scheme.
Instruments
Typical weather stations have the following instruments:
Thermometer for measuring air and surface temperature
Barometer for measuring atmospheric pressure
Hygrometer for measuring humidity
Anemometer for measuring wind speed
Wind vane for measuring wind direction
Rain gauge
1 Way Communication.
Server, Database, TNT, Quality Acts as a backend and
Tier 1 SAU Control, Virtual Experts, source of content. Every
Service Providers, IVRS SAU in a state will in house
one server and database
2 Way Communications.
Acts as a frontend service
Tier 2 KVK QPL, Level 1 Experts
provider of agro advisory
system
2 Way Communications.
Acts as a human and ICT
Field Coordinators (CSC
Tier 3 Field (CSC) intervention for the farmers.
Operator), Farmers
Can demonstrate, give
training on ICT usage.
Soil Testing
Soil Testing is well recognized as a sound scientific tool to assess inherent power of soil
to supply plant nutrients. The benefits of soil testing have been established through
scientific research, extensive field demonstrations, and on the basis of actual fertilizer
use by the farmers on soil test based fertilizer use recommendations. Soil testing was
initiated in the country in the beginning of planning era by setting up of 16 soil testing
laboratories during 1955. Aim is to increase the soil analyzing capacity in the country.
The numerical strength does not, however, decisively indicate the quality and success
of the programme. Planners and agriculturalists have recognized the utility of the
service fully but it suffers due to inadequate scientific support in its execution.
It may be pointed out that the methods to extract available nutrients from the soil are
rather old in terms of their enunciation, being mostly given out in the years as early as
1940s and 50s but are still popular and being followed world over. What has
fundamentally changed is to categorized the available nutrients extracted by these
methods into the limits of sufficiency, deficiency or somewhere in between in relation to
present day crop varieties and soil nutrient status. This is achieved through extensive
research trials by ICAR and SAUs system to establish a correlation between soil test
values so obtained and crop response to applied fertilizers. Thus, the critical input in
improving the soil test based fertilizer use recommendation would be ratings given to
these values. Another aspect of latest scientific input in the soil testing programme
would be to analyze these extracted amounts of nutrients by modern, heavy duty and
fast analyzing equipment so that the capacity and accuracy of the soil testing
laboratories could be enhanced.
By soil test summaries the fertility status i.e., available nitrogen status or available
phosphorous status or available potassium status expressed as HIGH, MEDIUM or
LOW. A soil fertility map showing such fertility status can be prepared. The soil fertility
map can be used for -
Delineating areas of nutrient (e.g.,N, P, K) sufficiency or areas of nutrient (e.g.,N,
P, K) deficiency,
Studying soil fertility changing pattern due to crop cultivation over a period of
years,
Determining nutrient (e.g.,N, P, K) requirement for the deficient areas etc.
3. To prepare a basis for fertilizer recommendation, lime recommendation or gypsum
recommendation.
Before giving the soil samples to a soil testing laboratory for chemical analysis,
collection and preparation of soil sample should be done with perfection.
Fertilizer Recommendation
Rating of Soil Test Results- On the basis of soil test results, the soils are grouped into
different categories. The categories with respect to organic carbon, available PO, KO
and N are a follows:
For Soil Testing, CSC SPV is developing a software jointly with NIC and will implement
it in CSCs to give fertilizer recommendation based on the soil testing values (NPK,
Organic Carbon and pH) obtained from soil testing kits deployed at CSCs. We are
procuring soil testing kits from Agriculture University, Raipur.
KISANeSTORE
KISANeSTORE is a venture of Kisan E-Store Pvt. Limited, which is the First Agro-
eStore in India to launch complete range of agro-inputs & agro-services. We have
associated complete Ag-industry under one roof for successful ebusiness of
KISANeSTORE.
Kisan E-Store Pvt. Limited is into business of E-marketing of Agro Inputs like Bio-
Pesticides, Seeds, Fertilizers, Insecticides, Tissue-Culture, Green House, Irrigation
Systems, Cattle care, Farm Machinery & Equipments.
Pradhan Mantri Fasal Bima Yojana
The new Crop Insurance Scheme is in line with One Nation One Scheme theme. It
incorporates the best features of all previous schemes and at the same time, all
previous shortcomings / weaknesses have been removed. The PMFBY will replace the
existing two schemes National Agricultural Insurance Scheme as well as the Modified
NAIS.
Objectives
1. To provide insurance coverage and financial support to the farmers in the event of
failure of any of the notified crop as a result of natural calamities, pests & diseases.
2. To stabilise the income of farmers to ensure their continuance in farming.
3. To encourage farmers to adopt innovative and modern agricultural practices.
4. To ensure flow of credit to the agriculture sector.
There will be a uniform premium of only 2% to be paid by farmers for all Kharif crops
and 1.5% for all Rabi crops. In case of annual commercial and horticultural crops, the
premium to be paid by farmers will be only 5%. The premium rates to be paid by
farmers are very low and balance premium will be paid by the Government to provide
full insured amount to the farmers against crop loss on account of natural calamities.
There is no upper limit on Government subsidy. Even if balance premium is 90%, it will
be borne by the Government.
Earlier, there was a provision of capping the premium rate which resulted in low claims
being paid to farmers. This capping was done to limit Government outgo on the
premium subsidy. This capping has now been removed and farmers will get claim
against full sum insured without any reduction.
The use of technology will be encouraged to a great extent. Smart phones will be used
to capture and upload data of crop cutting to reduce the delays in claim payment to
farmers. Remote sensing will be used to reduce the number of crop cutting
experiments.
Farmers to be covered
All farmers growing notified crops in a notified area during the season who have
insurable interest in the crop are eligible.
Such other farmers whom the Government may decide to include from time to time.
Voluntary coverage : Voluntary coverage may be obtained by all farmers not covered
above, including Crop KCC/Crop Loan Account holders whose credit limit is not
renewed.
Yield Losses (standing crops, on notified area basis). Comprehensive risk insurance is
provided to cover yield losses due to non-preventable risks, such as Natural Fire and
Lightning, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado. Risks
due to Flood, Inundation and Landslide, Drought, Dry spells, Pests/ Diseases also will
be covered.
In cases where majority of the insured farmers of a notified area, having intent to
sow/plant and incurred expenditure for the purpose, are prevented from sowing/planting
the insured crop due to adverse weather conditions, shall be eligible for indemnity
claims upto a maximum of 25 per cent of the sum-insured.
In post-harvest losses, coverage will be available up to a maximum period of 14 days
from harvesting for those crops which are kept in cut & spread condition to dry in the
field.
For certain localized problems, Loss / damage resulting from occurrence of identified
localized risks like hailstorm, landslide, and Inundation affecting isolated farms in the
notified area would also be covered.
Unit of Insurance
The Scheme shall be implemented on an Area Approach basis i.e., Defined Areas for
each notified crop for widespread calamities with the assumption that all the insured
farmers, in a Unit of Insurance, to be defined as "Notified Area for a crop, face similar
risk exposures, incur to a large extent, identical cost of production per hectare, earn
comparable farm income per hectare, and experience similar extent of crop loss due to
the operation of an insured peril, in the notified area.
Defined Area (i.e., unit area of insurance) is Village/Village Panchayat level by
whatsoever name these areas may be called for major crops and for other crops it may
be a unit of size above the level of Village/Village Panchayat. In due course of time, the
Unit of Insurance can be a Geo-Fenced/Geo-mapped region having homogenous Risk
Profile for the notified crop.
For Risks of Localised calamities and Post-Harvest losses on account of defined peril,
the Unit of Insurance for loss assessment shall be the affected insured field of the
individual farmer.
Research Methodology
The design of our study was developed on the descriptive and causal phases of the
research.
During the descriptive research phase we aimed to get answers to some basic
questions pertaining to our research as to:
i) The amount of time consumers takes on an average to take the final decision
to use CSC Services.
ii) The level of specification compromise that takes place when a consumer is
purchasing a new CSC Agriculture Services.
iii) The major sources of information used by consumers.
iv) Identifying differences in consumer behavior by various criteria such as
brand, age, location etc.
Information was collected via an e-mail survey wherein a list of email ids was obtained
from the dealers of various CSC Agriculture Services brands in the Rewa city. The
questionnaire was designed and was mailed to respondents. Subsequently, their
responses were obtained and analyzed.
During the causal research phase emphasis was on obtaining evidence vis--vis cause
and effect relationship amongst different independent and dependent variables as
identified in our study, e.g.: the cause of the age of respondents on their purchasing
behavior .In some cases factorial designs were constructed to study the effects of two
or more independent variables at various levels.
Research Objectives
The overall aims of the project were to assess the nature of demand for short lead times
for new CSC Agriculture Services, and to provide a reliable understanding of private
new CSC Agriculture Services buyers behavior and attitudes, particularly in relation to
the length of time that is taken in the various stages of the new CSC Agriculture
Services buying process. It also aimed to quantify a number of important aspects of the
buying process, including:
Time taken to make and receive an order
The length of them buyers think they should wait for a CSC Agriculture Services
to be delivered
The level of specification compromise that takes place
Identify differences in behavior by various criteria such as brand, age, location
etc.
The major sources of information used by consumers.
Questionnaire Design
The toughest part of the study has been the design of the questionnaire. In order to
meet the purpose of this study i.e. to measure the characteristics of the respondents as
mentioned in the previous section, the questionnaire was divided into two sections.
While the section A was designed to collect the basic information about the respondents
regarding their Location, age, monthly income, education ET. Al. Section B focused on
measuring the perception and pattern of consumer buying behavior.
Sampling Technique
Sampling without replacement technique was used whereby once a respondent was
selected for inclusion in the sample; it was removed from the sampling frame and
therefore, cannot be selected again.
The target population was divided into mutually exclusive and collectively exhaustive
subpopulations called clusters. The clusters in our research was formed based on three
different cities that we focused upon, wherein the clusters themselves were
homogeneous(based on different cities) but the elements within each cluster were
heterogeneous (male/female, belonging to different age groups, with different income
levels and varied qualifications).
Sample Size
The representative sample of the study was 80.
The questionnaire contained 10 questions, most of which required a tick box for the
respondents answers. Appendix I contains the questionnaire.
Of all the mails sent we received response from 50 people with a response rate of 16
percent. The reason for low response rate could be attributed to no incentive involved to
respond to the questionnaire for the respondents.
Data Collection
We primarily employed 2 modes of data collection -
Mail Questionnaire
In the first mode of data collection our target sample was consumers who have recently
purchased a new CSC Agriculture Services from 3 cities Ludhiana, Bangalore and New
Delhi. For Data collection we contacted the dealerships of various CSC Agriculture
Services companies for getting the information of those consumers who have bought a
new CSC Agriculture Services in the last three months. We got the email IDs of those
buyers who have either got or are awaiting the delivery of their CSC Agriculture
Services. Then we e-mailed our questionnaire (Format of questionnaire attached in
annexure 1 to about 250 such persons across these cities .For symmetry we randomly
chose 20 respondents from each city. Based on the responses that we got we
segregated the respondents on the basis of their age, income level and other
parameters as mentioned in the subsequent sections.
Personal Interviews
Anticipating a low response rate from the mail questionnaire sent to the buyers, we
decided to visit some dealerships personally and interview the respondents individually
who had visit the dealership either to take delivery or to book their CSC Agriculture
Services. The response of this activity was good and we interviewed about 20 such
buyers.
DATA ANALYSIS & INTERPRETATION
AGE GROUP
25
20
15
CSC Services
Maruti Suzuki SWIFT
10 Hyundai I-20
Offline Services
0
20-25 26-31 32-37 37 & Above
INTERPRETATION: From the above table it is clear 44% of the respondents of CSC
Agriculture Services users fall under 26-31 age group & 38% of the respondents of
Offline Agriculture Services users fall under the age group of 37 & above.
GENDER OF RESPONDENTS
Offline CSC
Gender Agriculture Percentage Agriculture Percentage
Services Services
Male 46 92 41 82
Female 04 08 09 18
Total 50 100 50 100
50
45
40
35
30
25 Male
Female
20
15
10
0
CSC Services
Maruti Suzuki SWIFT Offline Services
Hyundai i-20
Services Number
Offline Agriculture
50
Services
CSC Agriculture
50
Services
Total 100
Number
60
50
40
30
Number
20
10
INTREPRETATIONS: From the above table it is clear there are equal numbers of CSC
Agriculture Services & Offline Agriculture Services users.
Reason for buying
16
14
12
10
8
CSC Services
Maruti Suzuki SWIFT
6
Offline Services
Hyundai i-20
4
2
0
INTERPRETATIONS: From the above table it is clear that there is a slight edge
between the resale value & brand image for choosing the CSC Agriculture Services
(26% & 24% respectively) & 2% for brand image shows CSC brand image compared to
Offline that of 30% & also the highest reason the respondents have marked for
choosing as their CSC Agriculture Services.
DURATION OF USAGE
25
20
15
CSC Services
Maruti Suzuki SWIFT
10 Hyundai
Offlinei-20
Services
0
Less than 1 year 1-2 years 2-3 years Above 3 years
INTERPRETATIONS: From the above table it is clear 36% of the CSC Agriculture
Services users are using from past 1-2 years which in a way conveys that because of
the high resale value respondents have opted Swift CSC Agriculture Services, whereas
42% of the CSC Agriculture Services respondents are using their CSC Agriculture
Services for more than 3 years.
SATISFACTION WITH OVERALL PERFORMANCE
50
45
40
35
30
25 YES
20 NO
15
10
5
0
CSC Services
Maruti Suzuki SWIFT Offline Services
Hyundai i-20
INTERPRETATION: From the above table it is clear that 88% of the CSC respondents
are highly satisfied with the overall performance of the CSC Agriculture Services & with
the slight edge 82% of the Offline Agriculture Services respondents are highly satisfied
with the Offline Agriculture Services.
EXPERIENCE OF MAJOR PROBLEMS
Offline CSC
EXPERIENCE OF
Agriculture Percentage Agriculture Percentage
MAJOR PROBLEMS
Services Services
YES 02 04 01 02
NO 48 96 49 98
Total 50 100 50 100
60
50
40
30 YES
NO
20
10
0
CSC Services Offline Services
Maruti Suzuki SWIFT Hyundai i-20
INTERPRETATIONS: From the above table it is clear that only 4% of Swift respondents
have faced the major problems in the CSC Agriculture Services whereas in CSC
Agriculture Services its only 2%. Here CSC Agriculture Services seems to be very
reliable.
SERVICE SATISFACTION AT AUTHORIZED CSC SERVICE CENTRE
50
45
40
35
30
25 Yes
No
20
15
10
INTREPRETATION: From the above table it is very clear that 90% of the CSC
Agriculture Services respondents are highly satisfied with the service provided the
authorized service centre & almost 94% of the CSC Agriculture Services respondents
are satisfied with the same. This indicates that Offline is successful in providing a very
good service.
CSC SERVICE TEAM PROMPTNESS/INFORMATIVE
50
45
40
35
30
25 Yes
No
20
15
10
INTREPRETATION: From the above table it is clear that 78% of the CSC Agriculture
Services respondents queries have been answered promptly & clearly by the Sales
Service Team while purchasing the CSC Agriculture Services whereas 88% are of the
CSC Agriculture Services users are happy with the queries being answered promptly at
the time of purchase. It indicates that Offlines sales service team is working effective in
giving information to its customers.
PRICING OF THE CSC AGRICULTURE SERVICES
40
35
30
25
10
0
Expensive Moderate Reasonable Inexpensive
INTERPRETATIONS: From the above table it is clear that 42% of the CSC Agriculture
Services respondents feel the pricing policy is expensive & only 8% say it is reasonable.
Whereas 76% of the CSC Agriculture Services respondents feel the pricing of the CSC
Agriculture Services is expensive & only 12% say it is reasonable. It indicates that CSC
Agriculture Services respondents are unhappy with the expensive pricing of the CSC
Agriculture Services compared to that of CSC Agriculture Services.
FACTORS CONSIDERED WHILE PURCHASING THE CSC AGRICULTURE SERVICES
Brand 09 18 12 24
Mileage 12 24 08 16
Price 07 14 05 10
Features 08 16 13 26
Pickup 10 20 05 10
After Sales Service 04 08 07 14
Total 50 100 50 100
14
12
10
0
Brand Mileage Price Features Pickup After
Sales
Service
INTERPRETATIONS: From the above table it is clear that maximum of 24% of CSC
Agriculture Services respondents chose the CSC Agriculture Services for the Mileage
factor whereas maximum of 26% of the CSC Agriculture Services respondents chose
the CSC Agriculture Services for the Feature factor.
HAPPINESS WITH SPECIFICATIONS
45
40
35
30
25
YES
20 NO
15
10
0
Maruti Suzuki SWIFT Hyundai i-20
Magazines:
India today
The Hindustan Times
Business world
The Times of India
Websites
https://www.csc.gov.in
https://www.vikaspedia.in
ANNEXURE
A STUDY ON THE AGRICULTURE SERVICES THROUGH CSC
(A CASE STUDY OF REWA DISTRICT)
Dear Sir/Madam,
I Ved Prakash Mishra student of 3rd semester MBA at Chitrakoot Gramoday
Vishwavidyalya, Satna as a part of my curriculum have undertaken the project on
Agriculture Services through CSC (A case study of Rewa district).
I would be grateful if you can kindly cooperate with me by spending your precious
time and providing me valuable information needed for the project .any information
received from you will be kept strictly confidential.
1. Name: - ...
2. Contact-No.
5. Average income: -
a. Below 10,000
b. Between 10,000-20,000
c. Between 21,000-40,000
d. 40,000 & above
8. For how many years are you using the CSC Agriculture Services?
a) Less than 1 year
b) 1-2 years
c) 2-3 years
d) Above 3 years
9. Are you satisfied with the overall performance of the CSC Agriculture Services?
a) YES
b) NO
10. Have you experienced any major problems in your CSC Agriculture Services?
a) YES
b) NO
11. How often have you faced breakdown in your CSC Agriculture Services?
a) Very often
b) Often
c) Rarely
d) Not at all
12. Are you satisfied with the overall Services provided by the Authorized CSC
Service Centre?
a) YES
b) No
13. Are your queries have been answered promptly & clearly by the Sales Service
Team while purchasing the CSC Agriculture Services?
a) Yes
b) NO
14. How do you feel about the pricing of the CSC Agriculture Services?
a) Expensive
b) Moderate
c) Reasonable
d) Inexpensive
15. How do you rate the maintenance cost of your CSC Agriculture Services?
a) Very Expensive
b) High
c) Reasonable
d) Low
16. How do you rate the build quality of the CSC Agriculture Services?
a) Excellent
b) Good
c) Average
d) Poor
17. Are you happy with the specifications of your CSC Agriculture Services with
respect to the pricing?
a) YES
b) NO