Key Cases Vince Has Prosecuted:

Payday Lenders
State v. QuikCash-
In 2009, Vince investigated and brought a major fraud lawsuit against out-of-state payday lender
QuikCash, accusing this lender of deceptive business practices that harmed Arizona consumers.
This lawsuit seeks to stop the payday lender from doing business in Arizona, $5 million in
restitution and to have the court set aside debt collection judgments the lender allegedly obtained
against defaulting borrowers through deceptive practices. The case is pending, but among other
things, alleges that the payday lender made a mockery of Arizona's justice court system by
obtaining an assembly line of deceptively obtained judgments against consumers.

Mortgage Fraud
State v. AZI Rent2Own dba Arizona Investments -
Vince brought a major real estate investment and mortgage fraud case (on-going) involving
Rent-to-Own homebuyers that were allegedly defrauded while seeking to obtain the American
dream of home ownership. The case alleged that the fraud was connected to more than one
hundred (100) foreclosures in Southern Arizona, and hundreds of rent-to-own homebuyers who
never were able to buy their homes. Recently, as part of the case, Vince reached a settlement that
shut down a Tucson mortgage banking firm, prohibiting the owner from ever being a mortgage
banker in Arizona.

State v. HomeVestors (Harvest Properties dba HomeVestors) -

Vince successfully sued HomeVestors "We Buy Ugly Homes" franchise for alleged deceptive
equity stripping, mortgage fraud and other fraudulent practices in an alleged foreclosure rescue
scam. Vince reached a $350,000 settlement and consent judgment.

Statewide Fraud Investigations

State v. Tucson College-
Vince successfully pursued a lawsuit alleging deceptive business practices and advertising in
connection with this vocational school's Criminal Justice Program. This affected 56 students
who had been seeking careers as police officers, probation officers, and in other law enforcement
fields. Vince successfully obtained refunds for all students, including hundreds of thousands of
dollars in student loans refunds as a result of the investigation.

Paid for by Vince Rabago for Attorney General

P.O. Box 24515, Tempe, AZ 85285
Statewide Student Loan Investigation and Code of Conduct –
Vince served as a member of the AG’s Student Loan Fraud legal team that conducted a statewide
investigation of deceptive student loan practices and developed a statewide Student Loan Code
of Conduct.

National Investigations
NorVergence national multi-state investigation and related court settlements -
Vince was lead counsel for the State of Arizona in a nationwide fraud investigation involving
small businesses who were defrauded victims that were still being required to make rental
payments on a fake telecommunications device that was worthless. The national investigation
and various court settlements resulted in millions of dollars of debt forgiveness for small
businesses nationally, including significant debt relief for affected small Arizona businesses and
non-profits.

MySpace and Facebook internet safety agreements –

Vince was lead counsel for the state of Arizona in a multi-state investigation into the internet
safety practices and representations of MySpace and Facebook. The multi-state group reached a
ground-breaking agreement which resulted in industry-wide principles for social networking
safety, in order to better protect consumer and specifically children, from online sexual
predators.

Sony BMG case –

Vince was the lead counsel for the State of Arizona in a multi-state attorney general investigation
of global music company Sony BMG for allegedly including secret software on their music CDs
in 2005, that would download and hide itself in the "root" of your computer to regulate how
many copies that would be made of the music. This software, however, created a serious internet
vulnerability of possible exploitation from computer hackers. We reached a $5 million
settlement with Sony BMG, with $310,000 for Arizona, which included provisions for privacy
protection and unlimited refunds/restitution for harmed consumers.