Ser Features Advantages Benefits 01. Recurring deposit scheme Reliable deposit scheme 02. RD account with fixed/ flexi Installments can be fixed installments and flexible 03. Account can be opened by Account can be opened by singly/ jointly, firms, clubs various sections of the and corporate bodies society 04. Minimum core installments Minimum installment Rs. (monthly) is Rs. 100/- 100/- 05. Maximum core installment Maximum Installment Rs. (monthly) is Rs. 10,000/- 10,000/- 06. Flexi/ variable installment to Specified minimum flexi 10 times of core installment installments 07. Maximum flexi/ variable Specified maximum flexi installment to Rs. 50,000.00 installments 08. Period of deposit 12 60 Short to long term deposits months 09. Attractive RoI Attractive ROI 10. Additional interests to senior Additional benefits to citizen and staff senior citizen & staff 11. 90% of balance can be Loan can be availed availed as loan 12. Nomination facility available Nomination facility available 13. Premature payment available Premature can be done 14. No TDS TDS not applicable 15. Free life insurance cover of Free life insurance cover Rs. 1,00,000/-