Al contado 1 A crdito 2

Inversin $789,900.00 $1,061,129.50

Costos:
Gasolina $64,000.00 $64,000.00
Seguro $9,000.00 $9,000.00
Mantenimiento $2,800.00 $2,800.00
Estacionamiento $12,000.00 $12,000.00=631,920((0.1
Impuestos $1,050.00 $1,050.00
Casetas $5,000.00 $5,000.00 A=225,787.3741
Multas $0.00 $0.00 _=+
VS $400,000.00 $400,000.00
_=157,980+90
Periodo de analisis 5 aos 5 aos _= 1,061,129.5

TMAR 5% 5%

Ao 1 Ao 2
Costos totales 93,850 99,481

RESULTADOS
Anual Mensual
Al contado $215,265.79 $17,938.82
A crdito $277,912.97 $23,159.41

=93,850/(1.05)^1 +99,481/(1.05)^2 +105,449.86/(1.05)^3 +111,776.8516/(1.05)^4 +(1

=931,988.2249

=((0.05(1.05)^5)/((1.05)^51))=215,265.7921
 =631,920((0.1599(1.1599)^4)/((1.1599)^41))

A=225,787.3741

_=+ (4)

_=157,980+903,149.50

_= 1,061,129.5 Mensualidad
Automovil de lujo (de contado) $22,271.79
Automovil de lujo (a crdito) $25,679.91
Automovil clase media (de contado) $17,938.82
Automovil clase media (a crdito) $23,159.41
Automovil econmico ( de contado) $10,093.41
Ao 3 Ao 4 Ao 5 Automovil econmico ( a crdito) $11,303.68
105,449.86 111,776.85 118,483.46

776.8516/(1.05)^4 +(118,483.4627400,000)/(1.05)^5 +789,900

7921 /12=17,938.8160
Diferencia
$21,671.79
$25,079.91
$17,338.82
$22,553.41
$9,493.41
$10,703.68