2 Hour Mortgage Loan Originator TN SAFE Course

Course Syllabus
Tuesday, Thursday, Saturday 10am - 10pm MT

Welcome to our Tennessee SAFE Course. We are excited to assist you in furthering or
beginning your mortgage career and are pleased you chose Praedo Institute to satisfy your
education requirements.

Course Purpose
This course is meant to satisfy the two hour TN specific education requirement for TN loan
originator license applicants. If you are taking this course, you should have completed at least
18 hours of NMLS approved education at another time.

Course Description
During this course we will review the Tennessee Residential Lending, Brokerage and Servicing
Act, the Tennessee Home Loan Protection Act, and Tennessee Rules pertaining to mortgage
lending, loan servicing and loan brokering.

Course Dates and Times

This course is offered Tuesday, Thursday, and Saturday from 10am to 10pm MT. Your course
MUST be completed within the 12 hour time period that you select.

Please pay close attention to the course schedule found at the end of this syllabus. During your
course you will be required to submit an assignment that must be graded by an instructor
before you can continue progressing through the course. The course schedule outlines the
times by which the assignment must be submitted.

If you do not complete your course within the 12 hour session time, you will be required to
choose a different session date and re-start the course from the beginning.

NMLS has made it clear that courses must be completed in a timely manner. Please consider
the following from Functional Specifications for all NMLS Approved Courses: Version 6 section
1.5.2.3.

"All course completion requirements, reading, assignment, and student/instructor interaction is

to be completed within this 12 hour period."
Instructor Information
Your instructor is Larry Miller. He brings over 40+ years of experience in the Mortgage and Real
Estate field. He has experience as an originator and underwriter in conventional, FHA and VA
loans. Once your course session opens, you will be able to contact your instructor via the
"Contact Instructor" button on your home page.

Course Objectives
Upon completing this course, you should be able to do the following:
Understand the scope and applicability of Tennessee mortgage laws;
Comply with the requirements for licensees under the applicable laws and rules; and
Protect the public by following the requirements set forth in the laws and rules.

Grading Policy
The course consists of slides mixed with comprehension questions. Each chapter includes a
chapter quiz. You will also need to pass a course final at the conclusion of the course. You may
view the slides at your own pace, but you must answer all of the comprehension questions
correctly and score at least 80 percent on all quizzes. You must also pass the final exam with a
score of at least 80 percent in order to receive credit for the course.

Your course consists of two parts. At the end of the first part, you will be required to submit an
assignment to your instructor. Your instructor will grade your assignment within one hour of
assignment submission. Once your assignment has been graded and passed, your instructor
will allow you access to the next part of your course. If your assignment is rejected by your
instructor, you will need to re-do and re-submit the assignment, it will then be graded within
one hour of re-submission.

Course Policies
Each student is required to submit an Identity Affidavit. By confirming the attestation, the
student certifies that the course work was or will be completed by the person for whom the
certificate will be issued. The student further certifies that they did or will not receive any
assistance in completing the course. The submission of a completion certificate for a course
they did not complete themselves may constitute fraud on the students part and is subject to
prosecution and/or discipline.

Technical Support
As our course is entirely online, we do offer technical support via telephone and email from
7:30am to 7:00pm Central Time Monday through Thursday and 7:30am to 6:00pm Central Time
on Friday during regular business days. Our telephone number is 801-492-9933 and the
support email is support@praedo.com. Please note, our technical support staff will often be
unable to answer content questions which are more appropriately directed to your instructor.

Using our System

Once you purchase the course and are logged into our system, you should see a link to the
course on your home page. This link will launch the course. Please carefully review the
introduction module for instructions on using our online system.

Course Outline
This course consists of two parts, each covering different aspects of Tennessee law.

TN SAFE Mortgage Law Part 1

Introduction: This module will introduce you to our system. Adherence to the advice and
instructions offered in this module will greatly improve your online education experience.

TN Mortgage Law Chapter 1: Chapter One covers the TN Residential Lending, Brokerage and
Servicing Act. It consists of the following sections:
RLBSA
Who's in Charge?
References
Definitions
MLO Regulations
Loan Originator Licensing
Sponsorship
Prelicensing
Renewal
Chapter Quiz: 10 question quiz covering all of the material discussed in Chapter One.

Licensee Qualification Case Study: The student will be directed to the Department's website
where they will read through several enforcement actions related to license qualification. The
student will answer the questions related to the reading material.

The student will submit their completed assignment to their instructor for grading.

This assignment must be completed and submitted by 5pm MT on the date you begin the
course. If your assignment is not submitted by this time, you will be required to re-start the
course in a different session.
TN SAFE Mortgage Law Part 2
TN Mortgage Law Chapter 2: Chapter Two continues the study of the TN Residential Lending,
Brokerage and Servicing Act. It also covers the TN Home Loan Protection act as well as rules
pertaining to mortgage lending, loan servicing and loan brokering. It consists of the following
sections:
Prohibitions and Enforcement
Investigations and Examinations
Cease and Desist Orders and Penalties
Home Loan Protection Act
Rules Pertaining to Mortgage Lending, Loan Servicing and Loan Brokering
Chapter Quiz: 10 question quiz covering all of the material discussed in Chapter Two.

Course Final: The student will complete the course final covering all of the material discussed
in the course. They are required to pass the final with a score of at least 80%.

Course Evaluation: Students will be allowed to give feedback regarding the course.

In order for you to receive credit for this course, all coursework (including the assignment)
must be completed and approved, the final must be passed with a score of at least 80%, and
the course evaluation must be completed by 10pm MT on the course session date.

Course Schedule
This course consists of the two parts outlined above. The requirements for each part are listed
in the course schedule with the time allowed to complete each learning module. This course
meets the minimum time requirement of 50 seat minutes for each clock hour the course is
approved. This course is approved as a two hour course and must be completed in its entirety
in order for you to receive credit.

Good Luck
Once again, thank you for choosing Praedo Institute. Your success is extremely important to us.
Please let us know if we can be of assistance at any time. Enjoy the course!
 Course Outline and Schedule T,TH,Sat 10am MT to 10pm MT
Topics and Instruction Time
Schedule Reading Due Assignments Due
Activities Allocation
Introduction
Complete chapter
TN Mortgage Law 45 Minutes
quizzes
Chapter 1
Must be
TN SAFE Mortgage Submit answers to
completed
Law Part 1 TN License final order
by 5pm MT
Qualification Case questions to 20 Minutes
Study instructor by 5pm
MT
Complete chapter
Must be TN SAFE Mortgage TN Mortgage Law
quizzes and course 50 Minutes
completed Law Part 2 Chapter 2
final
by 10pm
Complete
MT Evaluation N/A 5 Minutes
evaluation