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Exhibit 1 Medical Malpractice equivalent to Mortgage Malpractice 6/28/2017 Medical Malpractice equivalent to Mortgage Malpractice 6/28/2017

When you turn to any licensed healthcare provider for treatment, you have the right to expect safe and competent care. Though instances of mistreatment or negligence are relatively rare, there are still far

When you turn to any licensed bank or mortgage broker for a home loan, you have the right to expect fair, transparent, safe and competent treatment with no fraud as a valued customer.

too many doctors, medical staff members, and other caregivers who make mistakes or act with unintentional or willful negligence. Whether in a medical setting or nursing facility, such lapses are responsible for thousands of preventable deaths and injuries each year in the United States. At The Law Offices of Dan Caplis, PC in Denver, Colorado, our medical negligence, malpractice, and birth

Though instances of mistreatment or negligence are relatively rare, there still is fraud by too many lenders (not credit unions or small banks that hold note/deed in their vault) and their employees and or law firms representing the lender, mortgage brokers, appraisers, title insurance companies, and others involved who make mistakes or act with intentional or willful

injury attorneys are skilled trial lawyers with years of collective experience. We will protect your rights and fight for the compensation you deserve.

negligence by not following statutes that have resulted in an estimated 10 million homeowners or so losing their homes in fraudulent foreclosure

Mortgage Malpractice Errors

Medication Errors

since the CRASH of 2008-9. This was the end of

There is an epidemic of medication errors in America today. The American Heart Association

their American dream of owning their own home their castle or homestead for themselves and

has noted that “more people in the US are killed by

their children. Whether resulting in a Federal or

medication errors each year than by highway

State court lawsuit or not, such practices are

accidents, breast cancer and AIDS combined.” Dan

responsible for hundreds of thousands of

Caplis and his colleagues have successfully represented many victims of devastating

wrongful foreclosure by financial terrorism causing personal injuries including loss of

medication errors. One of Dan’s medication error

income, heart attacks, strokes and death each

cases resulted in a settlement in excess of

year in the United States. At The Law Offices of

$12,000,000.

To Be Determined in Denver, Colorado, our

Surgical Mistakes

Fair Debt Collection Practices Act, Fair Credit

A great deal of faith and trust is placed in the

Reporting Act, Fair Housing Act, Truth in

competency of surgeons. While anesthetized in the operating room, patients are in a very vulnerable state and expect that their safety will be closely monitored at all times. In best case scenarios,

Lending Act and Colorado Consumer Protection Act, consumer advocate attorneys are skilled trial lawyers with years of collective experience. We will protect your rights and fight for the

patients must return to the doctor to have these mistakes corrected. But in more extreme cases,

Hospital Negligence

compensation you deserve.

such mistakes can lead to injury and even death. If you have been affected by a surgical mistake, our

Equivalent to proscribing loans intended to fail like sub- prime, negative interest rates and more.

team of medical negligence lawyers will provide you with highly skilled representation.

There is an epidemic of mortgage malpractice errors like false loan applications, accounting negligence, IRS REMIC securities violations,

Doctors are not the only people responsible for a

offers of loan modifications that are intentionally

patient’s health. A hospital’s staff must maintain

not made and forged loan documents in America

Mortgage Malpractice Mistakes

clean, safe facilities, and the administrators must ensure that their staff members are not overworked

today.

or too tired to make appropriate decisions when the situation demands. With hospitals in Denver and

A great deal of faith and trust is placed in the competency of banks and the courts dealing with

throughout Colorado busier than ever, medical negligence and malpractice have become increasingly common threats. Though it is in a hospital’s best interest to ensure a safe and professional environment, there will always be those institutions that fall short of the accepted standard.

foreclosure. false loan applications, accounting negligence, IRS REMIC securities violations, offers of loan modifications that are intentionally not made and forged loan documents . While traumatized in court, consumers dealing with fraudulent wrongful foreclosure are in a very vulnerable state of health and expect that justice will be closely monitored at all times by the courts and judges.

Law Firms Representing Banks Fraud and Negligence

Banks are not the only people responsible for a

homeowners financial health. A law firm’s staff

must maintain ethical and moral practices without getting caught up in the creation of fraudulent foreclosing documents for their clients which are felonies if recorded in the land records or fraud upon the court felonies.

Exhibit 2 Minor Variation Request

Exhibit 2 – Minor Variation Request P a g e 3 | 72

Exhibit 3 County approved the Minor Variation Request on 3/9/17

Exhibit 3 – County approved the Minor Variation Request on 3/9/17 P a g e 4
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Exhibit 4 Clerks Entry of Default on Community Mortgage Group, Inc. and Mortgage Electronic Registration Systems, Inc.

Exhibit 4 – Clerks Entry of Default on Community Mortgage Group, Inc. and Mortgage Electronic Registration

Exhibit 5 Trustee filing dd 11/29/11 in Jefferson District Court Case No. 2011cv4858

Exhibit 5 – Trustee filing dd 11/29/11 in Jefferson District Court Case No. 2011cv4858 P a
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Exhibit 6 Notice and Election For Demand Of Sale by Lisa Cancannon

Exhibit 6 – Notice and Election For Demand Of Sale by Lisa Cancannon P a g

Exhibit 7 Deed of Trust page 1 of 10

Exhibit 7 – Deed of Trust – page 1 of 10 P a g e 10

Exhibit 8 Promissory Note

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Exhibit 9 Allonge to Note

Exhibit 9 – Allonge to Note P a g e 13 | 72

Exhibit 10 Corporate Assignment of Deed of Trust

Exhibit 10 – Corporate Assignment of Deed of Trust P a g e 14 | 72

Exhibit 11 Deposition of Lawrence Nardi, a Chase Operations Unit Manager and Officer

Exhibit 11 – Deposition of Lawrence Nardi, a Chase Operations Unit Manager and Officer P a
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Exhibit 12 Expert Witness Forensic Document Examiner Gary Michaels report that Corporate Assignment of Deed of Trust is counterfeit fraudulent. 19 pages.

Exhibit 12 – Expert Witness Forensic Document Examiner Gary Michaels report that Corporate Assignment of Deed
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Exhibit 13 Expert Witness Forensic Document Examiner Gary Michaels report that 2 Affidavits of Lost Note or Instrument are counterfeit fraudulent. 29 pages.

Exhibit 13 – Expert Witness Forensic Document Examiner Gary Michaels report that 2 Affidavits of Lost
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Exhibit 14 OCC Takes Enforcement Action Against Eight Servicers for Unsafe and Unsound Foreclosure Practices April 13, 2011

FOR IMMEDIATE RELEASE April 13, 2011

Contact: Robert Garsson (202) 874-5770

  • 1. OCC Takes Enforcement Action Against Eight Servicers for Unsafe and Unsound Foreclosure Practices

WASHINGTON The Office of the Comptroller of the Currency today announced formal enforcement actions against eight national bank mortgage servicers and two third-party servicer providers for unsafe and unsound practices related to residential mortgage loan servicing and foreclosure processing. The eight servicers are Bank of America, Citibank, HSBC, JPMorgan Chase, MetLife Bank, PNC, U.S. Bank, and Wells Fargo. The two service providers are Lender Processing Services (LPS) and its subsidiaries DocX, LLC, and LPD Default Solutions, Inc.; and MERSCORP and its wholly owned subsidiary, Mortgage Electronic Registration Systems, Inc. (MERS).

"These comprehensive enforcement actions, coordinated among the federal banking regulators, require major reforms in mortgage servicing operations," said acting Comptroller of the Currency John Walsh. "These reforms will not only fix the problems we found in foreclosure processing, but will also correct failures in governance and the loan modification process and address financial harm to borrowers. Our enforcement actions are intended to fix what is broken, identify and compensate borrowers who suffered financial harm, and ensure a

fair and orderly mortgage servicing process going forward." The enforcement actions require the servicers to promptly correct deficiencies in residential mortgage loan servicing and foreclosure practices that examiners identified in reviews conducted during the fourth quarter of 2010. The actions require the servicers to make significant improvements in practices for residential mortgage loan servicing and foreclosure processing, including communications with borrowers and dual-tracking, which occurs when servicers continue to pursue foreclosure during the loan modification process. The enforcement actions require the servicers to ensure that foreclosures are not pursued once a mortgage has been approved

for modification and to establish a single point of contact for borrowers throughout the loan modification and foreclosure processes. In addition, the actions require servicers to establish robust oversight and controls pertaining to their third-party vendors, including outside legal counsel, that provide default management or foreclosure services.

The OCC's actions also require each servicer to engage an independent firm to conduct a multi-faceted review of foreclosure actions between January 1, 2009, and December 31, 2010. This requirement includes a comprehensive "look back" to assess whether foreclosures complied with federal and state laws, whether foreclosures occurred when grounds for foreclosure were not present, such as when loans were performing, and whether any errors, misrepresentations or other deficiencies resulted in financial injury to borrowers. The

actions also require each servicer to establish a process for borrowers who believe they have been financially harmed by such deficiencies to make submissions to be considered for remediation. Each

servicer must also submit a plan to remediate all financial injury to borrowers caused by any errors, misrepresentations, or other deficiencies identified in the independent consultant's findings. The OCC based its enforcement actions on the findings of examinations conducted as part of the interagency

horizontal reviews undertaken by the federal banking regulators in the fourth quarter of 2010. Examinations of these eight national bank servicers identified significant weaknesses in mortgage servicing and foreclosure governance that resulted in unsafe and unsound practices. The scope and degree of these practices differed among the servicers; however, based on the sample of files reviewed by OCC examiners, borrowers in the sample were seriously delinquent at the time of foreclosures and servicers held the notes and documents

required to foreclose. A summary of the findings of the interagency reviews is available in the Interagency Review of Foreclosure Policies and Practices, which was produced by the OCC, the Board of Governors of the Federal Reserve System, and the Office of Thrift Supervision.

The enforcement actions do not preclude determinations regarding assessment of civil money penalties, which the OCC is holding in abeyance.

Exhibit 15 Congressman Alan Grayson letter to US AG Loretta Lynch dated 10/6/2015 on this same problem of Cassino in his state regarding recording of false instruments in Jefferson County land records.

Exhibit 15 – Congressman Alan Grayson letter to US AG Loretta Lynch dated 10/6/2015 on this

And Cassino letter to him next page

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Exhibit 16 Jefferson County Sheriff criminal complaint on white collar crime by fraud, report number 15-22789 dated 10-19-2015

Exhibit 16 – Jefferson County Sheriff criminal complaint on white collar crime by fraud, report number
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Exhibit 17 FBI.gov Tip online reported 9-24-2017 Cassino v Chase regarding fraud by bank

September 24, 2017

My name is Lance Cassino. I am reporting a criminal activity in the form of White-Collar Mortgage Fraud by a BANK counterfeiting documents committing fraud upon the Jefferson County land records, committing fraud upon the Jefferson County District Court and committing fraud upon the Jefferson County Trustee.

However under White-Collar Crime - Financial Institution/Mortgage Fraud on your web site this crime by a bank does not fit the any of the categories on your webpage https://www.fbi.gov/investigate/white-collar-crime/mortgage-fraud as they are all without exception criminal actions against a bank (credit union, federal insured financial institution or lenders) - not the other way around - criminal actions by the bank against the borrower/home, the courts and trustees.

What I am reporting is mortgage fraud and felonies actually already committed by a bank - JP Morgan Chase, NA “Chase” - on the Jefferson County land records, with further fraud upon the Jefferson County District Court in 2011-12, not the original lender to borrower, with further fraud upon the Jefferson County Trustee 2011-12 and now even more fraud in my Jefferson County District Court complaint for Quiet Title case number 17CV231 with 2 additional fraudulent documents.

Chase (and/or attorneys or law firms representing Chase or known document manufacturing companies like Nationwide Title Services and their employee E. Lance Ericka Lance) committed a felony by recording September 28, 2011 a false instrument in the Jefferson County Colorado land records - Statute for 18 5 114 Offering A False Instrument For Recording (First Degree). The false instrument was a “Corporate Assignment Of Deed Of Trust dated 9/21/2011 signed by known robo-signer Benito E. Caldwell and notarized by known robo-notary Michelle L. Burr. The

document “prepared” like photo shopped by E. Lance/NTC 2100 Alt. 19 North Palm Harbor, FL

34683 (800) 346-9152.

In early 2015, I retained a nationally known Forensic Document Examiner to determine in a report

if the “Corporate Assignment Of Deed Of Trust dated 9/21/2011 recorded 9/28/2011 was an

original (genuine) or a photo shopped counterfeit. The Examiner states it is photo shopped and

more. This report was provided to one of Chase’s law firm attorneys representing Chase a week

ago and will be provided to the FBI tomorrow.

On October 19, 2015 I filed with the Jefferson County Sheriff Office a criminal complaint on white collar crime by fraud, report number 15-22789, asking for a criminal investigation by the Jefferson County District Attorney on the fraudulent assignment and the Colorado law violated Statute 18 5 114 both attached to the report which will be mailed along with the Forensic Document Examiner report Monday 9/25/2017 to:

Special Agent in Charge Calvin A. Shivers 8000 East 36th Avenue Denver, CO 80238 (303) 629-7171

Sincerely,

Lance Cassino POB 1050 Conifer, CO 80433

303-838-0221