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CONSUMER CIR

CONSUMER: IQBAL SINGH SOHI DATE:07-01-2017

MEMBER ID: BN01130510 TIME: 22:37:44


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 1,36,12,13,408

CONSUMER INFORMATION:
NAME: IQBAL SINGH SO MENHGA SING H VILL GURU SAR

DATE OF BIRTH: 27-06-1952 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE


VERSION 2.0 648 1: PRESENCE OF ACCOUNT DELINQUENCY IN THE PAST.
2: NUMBER OF ACTIVE TRADES WITH A BALANCE TOO HIGH IN PROPORTION TO TOTAL
TRADES.
3: LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED IS TOO SHORT.

PERSONAL LOAN SCORE


516 1: ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
2: OVER DUE AMOUNT TOO HIGH.
3: PRESENCE OF DELINQUENCY.
4: TOTAL HIGH CREDIT OF DELINQUENCIES IS TOO HIGH.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR CIBIL TRANSUNION PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

VOTER ID NUMBER PB/12/103/255413

UNIVERSAL ID NUMBER (UID) 529842780454

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 9815127499

2016 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: IQBAL SINGH SOHI DATE:07-01-2017

MEMBER ID: BN01130510 TIME: 22:37:44


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 1,36,12,13,408

MOBILE PHONE 9815127499

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS:VPO SARAWAN PUNJAB 151204

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-03-2016

ADDRESS:SO-MAHIGA SINGH HN.68 VILL GURUSAR TEH FARIDKOT FARIDKOT PUNJAB 151204

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:30-04-2014

ADDRESS:VILL GURUSAR PUNJAB 151204

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-03-2014

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

HOUSING LOAN 30-11-2016 OTHERS Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 3 HIGH CR/SANC. AMT: 8,13,153 CURRENT: 5,88,325 RECENT: 07-04-2015
OVERDUE: 3 OVERDUE: 63,091 OLDEST: 09-01-2012
ZERO-BALANCE: 0

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 0 0 0 0

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-04-2014 SANCTIONED: 4,88,153


ACCOUNT NUMBER: NOT LAST PAYMENT: 08-10-2016 CURRENT BALANCE: 2,69,300
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 44,100
TYPE: TRACTOR LOAN 31-12-2016
OWNERSHIP: JOINT PMT HIST START: 01-12-2016
PMT HIST END: 01-04-2014

2016 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: IQBAL SINGH SOHI DATE:07-01-2017

MEMBER ID: BN01130510 TIME: 22:37:44


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 1,36,12,13,408

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

083 052 022 083 053 022 000 000 000 000 000 XXX XXX 052 022 083 053 022
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 09-01-2012 SANCTIONED: 2,25,000


ACCOUNT NUMBER: 05101600000821 REPORTED AND CERTIFIED: CURRENT BALANCE: 2,32,549
TYPE: BUSINESS LOAN - PRIORITY 30-11-2016 OVERDUE: 7,549
SECTOR - AGRICULTURE PMT HIST START: 01-11-2016 INTEREST RATE: 7.00
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-03-2014 ACTUAL PAYMENT: 14,12,507
COLLATERAL TYPE: NO
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

066 036 005 000 000 000 000 034 004 000 000 000 050 020 139 109 078 047
11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15

017 032 XXX 031 003 000 110 081 050 XXX 000 000 XXX 001 000
05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 07-04-2015 SANCTIONED: 1,00,000


ACCOUNT NUMBER: 05101200000226 REPORTED AND CERTIFIED: CURRENT BALANCE: 86,476
TYPE: HOUSING LOAN 30-11-2016 OVERDUE: 11,442
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-11-2016 EMI: 13,200
COLLATERAL VALUE: 200000 PMT HIST END: 01-03-2016 REPAYMENT TENURE: 60
COLLATERAL TYPE: PROPERTY INTEREST RATE: 10.00
ACTUAL PAYMENT: 31,640

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

031 001 000 000 000 000 000 001 000


11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16

END OF REPORT ON IQBAL SINGH SOHI

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL

2016 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: IQBAL SINGH SOHI DATE:07-01-2017

MEMBER ID: BN01130510 TIME: 22:37:44


MEMBER REFERENCE NUMBER: CONTROL NUMBER: 1,36,12,13,408

responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

2016 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359